Search found 505 matches

by aqan
Sat May 16, 2020 5:09 pm
Forum: Personal Investments
Topic: Please tell me I'm not crazy [Best way to manage an EF?]
Replies: 171
Views: 10360

Re: Please tell me I'm not crazy

psy1 wrote:
Fri May 15, 2020 10:06 pm
If you are wrong, you will have some long decades with her!
this is the only reason enough for me to sell and go to sleep:)

Don't be greedy.. she get a say too.
Bonus: in this economy chances are that you'll get a chance to jump back in at lower prices.
by aqan
Sat May 09, 2020 8:20 am
Forum: Personal Investments
Topic: Goal Reached - Now What?
Replies: 30
Views: 3345

Re: Goal Reached - Now What?

I guess my real question is: what do you do when you’ve reached your goal long before you needed to? If you don’t mind what you do for living and it’s not too stressful you could keep working and during this time no need to save just use the cashflow to do whatever you have been depriving yourself ...
by aqan
Fri May 08, 2020 11:02 pm
Forum: Investing - Theory, News & General
Topic: Who is the Fed buying bonds from?
Replies: 2
Views: 491

Re: Who is the Fed buying bonds from?

Fed buys bonds from the banks who can then lend that money in the markets.
by aqan
Sun Apr 19, 2020 9:06 pm
Forum: Personal Finance (Not Investing)
Topic: Laid off!!
Replies: 71
Views: 10156

Re: Laid off!!

Really sorry to hear about your situation OP. Some companies are more compassionate about their employees and others not so much. Whats done is done.. I would try to not think about it so much.. they don't deserve good, hardworking employees like you. Take a few days/weeks to clear your head and sta...
by aqan
Sun Apr 19, 2020 8:56 am
Forum: Investing - Theory, News & General
Topic: Neiman Marcus to file for bankruptcy
Replies: 67
Views: 6847

Re: Neiman Marcus to file for bankruptcy

https://whbl.com/news/articles/2020/apr/19/exclusive-neiman-marcus-to-file-for-bankruptcy-as-soon-as-this-week-sources/1008402/?refer-section=business Any thoughts? Possible another crash? This will be only one of many retailers to go down in near future but I don’t think market is going to care. T...
by aqan
Sun Apr 12, 2020 9:02 pm
Forum: Personal Investments
Topic: What single individual stock would you buy?
Replies: 133
Views: 9955

Re: What single individual stock would you buy?

Johnnyone wrote:
Sun Apr 12, 2020 1:56 am
XOM or BA and then I would sell as soon as the stocks double.
Just to cover all bases.. what if the stock tanks and loses 50%
by aqan
Sun Apr 12, 2020 8:06 pm
Forum: Personal Finance (Not Investing)
Topic: Unemployment vs. work at Amazon warehouse/CA
Replies: 84
Views: 5870

Re: Unemployment vs. work at Amazon warehouse/CA

Teaching and Amazon warehouse are two very different things. If i were her I’d take the unemployment and keep looking for a teaching and equivalent job or something of interest.
by aqan
Tue Apr 07, 2020 8:47 pm
Forum: Personal Consumer Issues
Topic: Best home printer/scanner?
Replies: 38
Views: 2402

Re: Best home printer/scanner?

I like my brother all in one.. It's a few year old so no iPhone support but that doesn't bother me much. Cheap toners on amazon cost only 10 each and go for 6-9 months depending upon usage.
by aqan
Sat Apr 04, 2020 7:35 am
Forum: Personal Consumer Issues
Topic: Safest way to get food
Replies: 168
Views: 13432

Re: Safest way to get food

Cheez-It Guy wrote:
Thu Apr 02, 2020 8:07 am
Grow it yourself.
How about milk?
by aqan
Sat Apr 04, 2020 7:33 am
Forum: Personal Consumer Issues
Topic: Safest way to get food
Replies: 168
Views: 13432

Re: Safest way to get food

JoMoney wrote:
Wed Apr 01, 2020 6:35 pm
Delivered to your house. Auto accidents will top most other hazards.
Agree with this. Just ordered from Costco and doubled the tip for the shopper. God bless him/her.
by aqan
Sun Mar 29, 2020 3:02 pm
Forum: Personal Finance (Not Investing)
Topic: If you have a secure, well-paying job and cash-heavy, would a recession be a good thing?
Replies: 92
Views: 6835

Re: If you have a secure, well-paying job and cash-heavy, would a recession be a good thing?

A global economic depression would be even better, if you think that a recession is good thing. Lol. I didn’t think that OP is wishing for it but merely wondering if this could be an opportunity to scoop up the devalued assets. And honestly it could be an opportunity of a lifetime if you have enoug...
by aqan
Sun Mar 29, 2020 6:59 am
Forum: Investing - Theory, News & General
Topic: Sitting on a bunch of cash; what to do with it if I believe we're headed for SPX 1800 and protracted recession?
Replies: 145
Views: 14075

Re: Sitting on a bunch of cash; what to do with it if I believe we're headed for SPX 1800 and protracted recession?

You could look into put options on SPY as a protection but even the cheapest ones are pretty expensive these days due to the extreme volatility. There are other alternatives like HDG ETF that allows you to hedge your portfolio. Full disclosure: I haven’t done either of the above for myself but have ...
by aqan
Fri Mar 27, 2020 9:13 pm
Forum: Investing - Theory, News & General
Topic: Where does $2 Trillion Come from?
Replies: 30
Views: 4402

Re: Where does $2 Trillion Come from?

My take: Fed can create (money out of thin air) and they use it to buy t-bills from banks to introduce liquidity in the banking system.
by aqan
Fri Mar 27, 2020 9:02 pm
Forum: Investing - Theory, News & General
Topic: Market will be at all time high by year-end
Replies: 121
Views: 11675

Re: Market will be at all time high by year-end

InvestorNewb wrote:
Thu Mar 26, 2020 8:45 pm
I have a prediction that the market will be at an all time high by 12/31/2020.

This thread will be revisited on that date to show the genius that I am.
The current administration is pretty aggressive on pumping the market before the upcoming election so.. from your mouth to god’s ears:)
by aqan
Sun Mar 22, 2020 7:55 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 18802
Views: 2628459

Re: U.S. stocks in free fall

schmitz wrote:
Sun Mar 22, 2020 5:27 pm
my question is, when people start selling their stocks, does that in turn lower stock values even more?
That’s definitely a big part of sell off but I read somewhere that largely it’s the big funds etc deleveraging and not the mom and pop investors.
by aqan
Sun Mar 22, 2020 5:48 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 18802
Views: 2628459

Re: U.S. stocks in free fall

that’s it... I believe this is going to be a free fall for a long time and this thread will be on the top for weeks to come. Any thoughts on best(cheapest) ways to hedge?
by aqan
Sat Mar 14, 2020 9:08 pm
Forum: Personal Investments
Topic: Best Brokerage for Taxable?
Replies: 8
Views: 428

Re: Best Brokerage for Taxable?

My CPA said he loves Fidelity for their year end tax reporting. Apparently every other brokerage screws up at least something.. cost basis or tax lots etc.
by aqan
Fri Feb 28, 2020 4:27 am
Forum: Personal Investments
Topic: How do you handle the urge to DO something?
Replies: 128
Views: 10959

Re: How do you handle the urge to DO something?

So I had that urge too last year and I moved 20k into a new account and started investing in individual names. At the end of 2019 I was up a meager 12% as opposed to S&P which was up 30%. Granted I was unable to pay too much attention to my stocks and about 50% of my money was not even invested for ...
by aqan
Thu Feb 27, 2020 11:38 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 18802
Views: 2628459

Re: U.S. stocks in free fall

Poorly educated 401k investors who are nearing retirement have begun to panic sell at work, so the fear is becoming infectious. Fair amount of talk about the markets plunging around the office this afternoon. Strikes me as a canary in the coal mine. I know nothing about nothing, but I doubt the dro...
by aqan
Thu Feb 27, 2020 11:34 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 18802
Views: 2628459

Re: U.S. stocks in free fall

CloudStrife1990 wrote:
Thu Feb 27, 2020 6:46 pm
My vote is that it will be up for the day by end of trading tomorrow.
I’m just trying to fathom what will happen to the market on a day when a major city or airport is sealed off due to the Coronavirus.
by aqan
Thu Feb 27, 2020 10:48 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1590
Views: 128844

Re: Coronavirus (Consumer Issues) How you are preparing?

Will be calling the medical stores tomorrow but I’m not holding my breath. Victoria, got room in your act for a partner? :happy Umm don’t know what that means. Looking for N95 breathing mask, “not holding my breath”. A joke isn’t funny if you have to explain it, I guess. Sorry but what does that ha...
by aqan
Thu Feb 27, 2020 7:07 am
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1590
Views: 128844

Re: Coronavirus (Consumer Issues) How you are preparing?

Teague wrote:
Wed Feb 26, 2020 10:45 pm
aqan wrote:
Wed Feb 26, 2020 10:40 pm
Will be calling the medical stores tomorrow but I’m not holding my breath.
Victoria, got room in your act for a partner? :happy
Umm don’t know what that means.
by aqan
Wed Feb 26, 2020 10:40 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1590
Views: 128844

Re: Coronavirus (Consumer Issues) How you are preparing?

Any idea where to purchase the face masks? The pharmacies around me are all sold out. Will be calling the medical stores tomorrow but I’m not holding my breath.
by aqan
Wed Feb 26, 2020 8:27 pm
Forum: Personal Investments
Topic: What did you learn from the 2/24 sell off?
Replies: 327
Views: 22083

Re: What did you learn from the 2/24 sell off?

I doubt you can learn anything from one down day in the market. You will have something to learn when you see this in the rear view mirror in an year or two.. that might just be that ‘it’s better not to react to one down day in the market’
by aqan
Mon Feb 24, 2020 12:06 am
Forum: Personal Investments
Topic: Dow Futures down 426 for Monday 2/24/20. Buying anything today?
Replies: 155
Views: 14990

Re: Dow Futures down 426 for Monday 2/24/20. Are buying anything today?

F150HD wrote:
Sun Feb 23, 2020 10:25 pm
TheTimeLord wrote:
Sun Feb 23, 2020 10:15 pm
No I am waiting for something a little more dramatic.
Such as......
With the kind of run up we’ve had this year 5% would be somewhat dramatic.
by aqan
Sat Feb 08, 2020 9:56 am
Forum: Personal Consumer Issues
Topic: Looking for a cheap and accurate BP monitor.......
Replies: 23
Views: 1512

Re: Looking for a cheap and accurate BP monitor.......

I've purchased a few over the years and this one is the most accurate of them all (for me).. unfortunately it's showing not available on amazon right now.. but I've had better success with upper arm ones as opposed to the ones that go on the wrist

https://www.amazon.com/gp/product/B000NY6JXA/
by aqan
Thu Jan 23, 2020 8:42 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage Pay Off Question
Replies: 44
Views: 3348

Re: Mortgage Pay Off Question

another thing to consider is that the stock market is all time high.. it wouldn't be a bad idea to take a little off the table reduce your risk exposure and feel debt free at the same time. you can also chose to pay off x% instead of 100% of your mortgage if you're not fully sold yet.
by aqan
Sun Nov 24, 2019 6:06 pm
Forum: Personal Consumer Issues
Topic: Found hidden safe, should we crack?
Replies: 303
Views: 88430

Re: Found hidden safe, should we crack?

I would open it myself. It is not difficult without a time constraint. +1 How many digits is the safe combination ? If it is 4 or 5 digits, I would tackle it 100 combinations at a time, and go through all of them myself over a couple of weeks / months. Seems comparable to the effort + cost of the l...
by aqan
Mon Nov 18, 2019 5:01 am
Forum: Personal Consumer Issues
Topic: morality, kids, tuition etc
Replies: 68
Views: 4524

Re: morality, kids, tuition etc

4 year college. My brother, to save money, sent his brilliant eldest boy to a NJ CC. Bad choice, unmotivated fellow students, no academic challenge. Dropped out. Still drifting now at 27 after several failed attempts at going back to a 4 year school. Yes, there are some mental health challenges. Th...
by aqan
Mon Nov 18, 2019 4:50 am
Forum: Personal Investments
Topic: Why do you have to "beat the market"?
Replies: 97
Views: 6878

Re: Why do you have to "beat the market"?

I here people always trying to "beat the market" or the S&P 500. Why would I want to or need to try and beat it? I never heard any person trying to beat the market but yeah it’s every fund manager’s sales pitch and dream. Funds use indexes such as S&P 500 as a benchmark that they are competing agai...
by aqan
Sat Nov 16, 2019 7:32 pm
Forum: Personal Consumer Issues
Topic: Apple TV vs Competitors
Replies: 34
Views: 3470

Re: Apple TV vs Competitors

I bought a smart Roku TV (TCL, from Costco, on a special sale) about a year and a half ago. It came with Amazon prime already on the menu as well as Netflix and lots of other choices. You have the option of downloading additional apps as well, so we subscribed to Acorn TV and downloaded the app. I ...
by aqan
Wed Oct 30, 2019 10:25 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 18802
Views: 2628459

Re: U.S. stocks in free fall

How long will you sit on the sidelines for a measly 10% that may never come? not on the sidelines at all, I have a 84/16 portfolio but will go more aggressive to a 95/5 if I get an opportunity. If the opportunity does not come then I am fine with my current asset allocation. I am looking to get out...
by aqan
Sun Oct 20, 2019 9:11 pm
Forum: Personal Consumer Issues
Topic: Where can I find iphone deals/discounts?
Replies: 22
Views: 2660

Re: Where can I find iphone deals/discounts?

if you don't mind used, I'd look for it on facebook marketplace
by aqan
Sat Oct 12, 2019 9:30 pm
Forum: Personal Consumer Issues
Topic: $575 to replace rear brake pads and rotors on a 2017 Subaru Forester?
Replies: 64
Views: 4990

Re: $575 to replace rear brake pads and rotors on a 2017 Subaru Forester?

livesoft wrote:
Thu Oct 10, 2019 8:38 pm
Isn't the car rather young for this kind of job?
Depends upon mileage not age.
by aqan
Sat Oct 12, 2019 2:17 pm
Forum: Personal Consumer Issues
Topic: Electric Car Charger - options/Amp settings?
Replies: 42
Views: 3373

Re: Electric Car Charger - options/Amp settings?

The answer depends on the battery capacity of your car and expected daily mileage. If you’re driving under 60 miles a day you’ll be fine with your 120v wall outlet. I’m able to fully charge my chevy volt overnight thru my existing wall outlet.
by aqan
Wed Oct 02, 2019 10:26 pm
Forum: Personal Consumer Issues
Topic: Going to a wedding party
Replies: 48
Views: 4678

Re: Going to a wedding party

Thanks everyone for the wonderful insights. The wedding was a lot of fun. My friend and his new wife were super excited to see us. Also met a lot of nice people. We did end up leaving right after dinner, so missed the cake but no regrets. I’m sure the couple was too occupied to notice:). My buddy se...
by aqan
Sat Sep 28, 2019 12:07 pm
Forum: Personal Consumer Issues
Topic: Going to a wedding party
Replies: 48
Views: 4678

Re: Going to a wedding party

I am assuming when you say "party" you are referring to what most people call the "reception" after the wedding. You wouldn't want to bring flowers. The reception may or may not start with a cocktail hour where drinks and small appetizers are served, followed by the announcement of the bridal party...
by aqan
Sat Sep 28, 2019 11:18 am
Forum: Personal Consumer Issues
Topic: Going to a wedding party
Replies: 48
Views: 4678

Going to a wedding party

So my dear friend from my work invited us to his wedding and we’re excited to attend an American wedding for the first time since we arrived here 15 year ago. I was wondering what to expect at the party. We’ve already sent a gift from their gift registry and thinking of bringing some flowers with us...
by aqan
Tue Sep 17, 2019 9:29 pm
Forum: Personal Consumer Issues
Topic: iCloud Full - Photos
Replies: 23
Views: 1906

Re: iCloud Full - Photos

How do I setup Amazon Photos (Unlimited storage there), and confidently delete all from the iPhoto library? lol.. I have the same dilemma. already backed up the iPhoto library to two HDD and amazon photos still haven't deleted the library from my mac to free up space.. one of these days i'll gather...
by aqan
Tue Sep 17, 2019 9:22 pm
Forum: Personal Consumer Issues
Topic: iCloud Full - Photos
Replies: 23
Views: 1906

Re: iCloud Full - Photos

fortfun wrote:
Tue Sep 17, 2019 8:43 pm
Not sure why anyone pays for storage :)
Because google owns rights to pictures stored on their 'free' storage. not everyone wants to sell their pictures to google.
by aqan
Wed Jul 17, 2019 10:54 pm
Forum: Personal Consumer Issues
Topic: Picking up New Subaru-Worth buying extended warranty?
Replies: 59
Views: 25415

Re: Picking up New Subaru-Worth buying extended warranty?

The dealer offered me an extended warranty, tire warranty, key warranty, a ceramic coating option and glass protection. All of this adds up and I've never been a big fan of extended warranties. The guy at the dealer said that everything is so computerized with this car that I should consider it. I ...
by aqan
Wed Jun 12, 2019 4:46 am
Forum: Personal Investments
Topic: How to invest $10,000 for 3 years
Replies: 20
Views: 2470

Re: How to invest $10,000 for 3 years

Blue456 wrote:
Tue Jun 11, 2019 8:43 pm
buhlaxtus wrote:
Tue Jun 11, 2019 8:06 pm
... oh good lord. You have millions in assets and you are nitpicking the return on a 10k 3 year investment? Are you trolling?
I don't have millions in assets. I apologize if I gave you such perception.
I don’t see anything wrong with being a thrifty millionaire.
by aqan
Fri May 31, 2019 6:13 am
Forum: Investing - Theory, News & General
Topic: Jim Cramer
Replies: 59
Views: 6202

Re: Jim Cramer

You’ll be better off shorting cramer. He’s always wrong.
by aqan
Mon May 20, 2019 10:55 am
Forum: Personal Consumer Issues
Topic: What computer to buy for snowbird
Replies: 37
Views: 3550

Re: What computer to buy for snowbird

Surface Book 2 with 16gb ram should work great for you.
by aqan
Tue May 14, 2019 12:57 am
Forum: Investing - Theory, News & General
Topic: Thinking of switching from Vanguard to Schwab Intelligent Portfolios
Replies: 29
Views: 4630

Re: Thinking of switching from Vanguard to Schwab Intelligent Portfolios

I read about it at the my money blog and did some research to get comfortable with the idea. I like the concept of fractional share ownership and the expert portfolios that they offer. I’m in the process of opening an account and will be funding it in two months when my CD matures. From what I remem...
by aqan
Sun May 12, 2019 9:34 am
Forum: Investing - Theory, News & General
Topic: Thinking of switching from Vanguard to Schwab Intelligent Portfolios
Replies: 29
Views: 4630

Re: Thinking of switching from Vanguard to Schwab Intelligent Portfolios

OP You can also consider M1Finance. No fee and minimal cash allocation.
by aqan
Tue Apr 30, 2019 12:46 pm
Forum: Personal Investments
Topic: Biggest Investment Mistake
Replies: 248
Views: 24572

Re: Biggest Investment Mistake

RJC wrote:
Fri Jan 11, 2019 8:57 am
cheese_breath wrote:
Fri Jan 11, 2019 8:55 am
Held onto too much of employer's stock too long.
I'm doing the same right now :(
haha.. me too!! I'm at 7% of my overall portfolio (including restricted stock) planning to ride it out until I get to 15% (3-4 years)... or it might be my biggest investment mistake.
by aqan
Fri Apr 26, 2019 6:20 pm
Forum: Personal Consumer Issues
Topic: Dash cam without wires
Replies: 9
Views: 3499

Re: Dash cam without wires

Wiring is actually surprisingly easy. You just tuck it under the trim, like this: https://www.youtube.com/watch?v=kHGzEgxIwqo&t=73s It can be done without any tools, but a nylon pry bar makes it much easier (< $8): https://www.amazon.com/Konpard-Removal-Molding-Fastener-Remover/dp/B07MQ5RZMX/ If yo...
by aqan
Fri Apr 26, 2019 6:16 pm
Forum: Personal Finance (Not Investing)
Topic: 10 minutes worth $300K?
Replies: 61
Views: 9245

Re: 10 minutes worth $300K?

there has to be a real difference between two towns to justify the $300K difference. Better schools?