Search found 1125 matches

by Teague
Wed Oct 17, 2018 10:15 am
Forum: Personal Consumer Issues
Topic: Cross-country trip via Amtrak
Replies: 31
Views: 2232

Re: Cross-country trip via Amtrak

I took the California Zephyr, but only the portion from Reno to Sacramento.

In the regular seating section many passengers had been on board since Chicago. This leg of the trip was ripe with opportunity for scenic mountain views. The passengers who boarded in Chicago were just plain ripe.
by Teague
Tue Oct 16, 2018 11:09 pm
Forum: Personal Consumer Issues
Topic: Should we move to San Diego from east coast?
Replies: 99
Views: 6971

Re: Should we move to San Diego from east coast?

How to figure out which areas are prone to wildfires and earthquakes and how to avoid those places. Well, first thing is probably not to worry too much about either. Just like I think every Midwestern town must get annually flattened by tornadoes, the news shows do their best to make it look like a...
by Teague
Tue Oct 16, 2018 8:16 pm
Forum: Personal Finance (Not Investing)
Topic: What do you consider 'enough'?
Replies: 62
Views: 5786

Re: What do you consider 'enough'?

Be careful about how much you get used to having, "lifestyle creep" as noted by a poster above. If you get used to having a lot of expensive things, you will need to save a lot of money. If you can be satisfied with fewer simpler things you will require much less. Some people do not consider billion...
by Teague
Sat Oct 13, 2018 9:06 am
Forum: Personal Finance (Not Investing)
Topic: free dinner investing seminar
Replies: 368
Views: 32927

Re: free dinner investing seminar

furikake wrote:
Fri Oct 12, 2018 2:51 pm
My dog who died a few years ago received an invitation. I went as my dog with a friend of mine. :P
I hope they covered "tail risk."
by Teague
Fri Oct 12, 2018 5:05 pm
Forum: Personal Consumer Issues
Topic: What to do with Bose cube speakers left in rec room
Replies: 17
Views: 1781

Re: What to do with Bose cube speakers left in rec room

Use as weights for a rock cod rig?
by Teague
Fri Oct 12, 2018 2:00 pm
Forum: Personal Consumer Issues
Topic: Can a Person Under 21 Rent a Hotel Room?
Replies: 15
Views: 1502

Re: Can a Person Under 21 Rent a Hotel Room?

Sure. Otherwise "get a room!" might never be uttered.
by Teague
Wed Oct 10, 2018 11:21 pm
Forum: Personal Consumer Issues
Topic: What the heck is growing in my yard?
Replies: 71
Views: 5737

Re: What the heck is growing in my yard?

Before you give any thought to consuming the growth, remember this classic bit of wisdom:

There are old mushroom hunters
and bold mushroom hunters
but no old, bold, mushroom hunters.
by Teague
Wed Oct 10, 2018 7:13 pm
Forum: Personal Consumer Issues
Topic: Keep a backup hot water heater?
Replies: 97
Views: 4668

Re: Keep a backup hot water heater?

A cold water shower now and then builds character.
by Teague
Wed Oct 10, 2018 7:09 pm
Forum: Investing - Help with Personal Investments
Topic: What did you buy today
Replies: 108
Views: 7484

Re: What did you buy today

I almost bought a new car. But when I asked the dealer to confirm the price shown online, I was told there was "a conflict in their online price." It turns out the real price is $6K more than the advertised price. So the price was great, unless you actually wanted to buy the car.
by Teague
Wed Oct 10, 2018 3:11 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7378
Views: 1548772

Re: U.S. stocks in freefall

Well the journalists are all over it today: "it was impossible to gauge the full extent of the carnage..." "Just about every update seemed to bring greater grimness..." "It was not what people are used to..." "On Wednesday, it was all danger and worry." "Mr. Trump marveled at the size... " “This thi...
by Teague
Wed Oct 10, 2018 12:45 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7378
Views: 1548772

Re: Stocks tumbling?

It's clearly because of a disturbance of the variable reluctance in the recent turbo encabulator. Which causes a need to maintain a vorden hold until one receives photomagnus clearance from Melnix. :twisted: :D See: "Turbo Encabulator" the Original - YouTube Spoiler alert: For those who need an exp...
by Teague
Wed Oct 10, 2018 11:30 am
Forum: Personal Consumer Issues
Topic: Hiking NH White Mountains. Taking one lens.
Replies: 25
Views: 1044

Re: Hiking NH White Mountains. Taking one lens.

Related, I'd suggest bringing a polarizing filter for panoramas, and maybe everything else depending on lighting. A polarizing filter helps cut down on unwanted reflections. Haze in long distance shots like panoramas and such is made up of unwanted reflections. Haze messes up contrast and other thin...
by Teague
Wed Oct 10, 2018 11:17 am
Forum: Personal Consumer Issues
Topic: Car Gurus ... Air Filter Recommendations
Replies: 22
Views: 1529

Re: Car Gurus ... Air Filter Recommendations

OEM. Some OEM brands are available at Walmart at a very good price. Few things will kill a motor quicker than breathing dirty air. OEM filters will fit correctly, avoiding gaps that can cause dirty air to bypass the filter. OEM filters are generally built better. Compare side-by-side with aftermarke...
by Teague
Tue Oct 09, 2018 2:10 pm
Forum: Personal Consumer Issues
Topic: Medicare drug question - days or pills?
Replies: 18
Views: 823

Re: Medicare drug question - days or pills?

Ah, I see. I understood you to be referring to "pills" in general, when you were referring to one particular type of tablet that you were familiar with.

Regards, :sharebeer
by Teague
Tue Oct 09, 2018 12:29 pm
Forum: Personal Consumer Issues
Topic: Medicare drug question - days or pills?
Replies: 18
Views: 823

Re: Medicare drug question - days or pills?

Before I discuss with the Kaiser pharmacy, I would like to get any ideas or information. Usually, a prescription drug is for one pill per day, sometimes two per day - and for ongoing drugs you take, you can get refills for 90 days. That would be 90 or 180 pills. As prescribed, I am now taking 1 1/2...
by Teague
Sun Oct 07, 2018 2:49 pm
Forum: Investing - Help with Personal Investments
Topic: Rate of return in negative
Replies: 16
Views: 1890

Re: Rate of return in negative

Not only is it normal and expected - It's actually a good thing in the long run if you keep investing this way. Hard to believe I know, and counter-intuitive. But true, in the long run. Stick around a while and that will make more sense. :happy
by Teague
Sun Oct 07, 2018 2:36 pm
Forum: Investing - Theory, News & General
Topic: Bond market's velocity threatens to throttle stocks
Replies: 3
Views: 781

Bond market's velocity threatens to throttle stocks

Bond market's velocity threatens to throttle stock Above is today's headline from a widely-read financial news source. So I think we can glean from this that markets are akin to a jet airplane, or rocket, or race car, or similar. So invest accordingly. But wait, in the body of the article the write...
by Teague
Sat Oct 06, 2018 9:00 pm
Forum: Personal Consumer Issues
Topic: Just purchased the new 2018 Jeep Wrangler
Replies: 30
Views: 3563

Re: Just purchased the new 2018 Jeep Wrangler

New Jeep Wrangler Frame Welds are Failing and Now FCA Is Issuing a Recall https://jalopnik.com/new-jeep-wrangler-frame-welds-are-failing-and-now-fca-i-1829551649 Wow. That weld I'd guess was done pretty early in the manufacturing process by an assembly line robot. It's finally happened. They've bec...
by Teague
Fri Oct 05, 2018 9:29 pm
Forum: Investing - Help with Personal Investments
Topic: Whew! Stock market is no longer at all-time highs, so ...
Replies: 34
Views: 5371

Re: Whew! Stock market is no longer at all-time highs, so ...

Thank goodness I have those blue-chip General Motors and Kodak shares I bought in 1980. I haven't followed the prices, but I'm sure they must be worth a bundle by now!
by Teague
Fri Oct 05, 2018 5:47 pm
Forum: Personal Consumer Issues
Topic: How to clean oil off a lamp without damaging it
Replies: 10
Views: 704

Re: How to clean oil off a lamp without damaging it

I think the next step if if the detergent doesn't work might be kerosene, or similar. Something a bit, but not too, "solvent-y."
by Teague
Fri Oct 05, 2018 11:30 am
Forum: Personal Consumer Issues
Topic: How to clean oil off a lamp without damaging it
Replies: 10
Views: 704

Re: How to clean oil off a lamp without damaging it

Keep in mind that cleaning old lamps can produce unexpected results. Be very careful if offered three wishes.

I would guess the site listed above, where they used dish detergent, would be the way to go.
by Teague
Thu Oct 04, 2018 5:25 pm
Forum: Personal Consumer Issues
Topic: What purchase saved you the most money?
Replies: 136
Views: 12628

Re: What purchase saved you the most money?

Many years ago I bought the books "The millionaire next door" and "The wealthy barber." Those purchases saved me (or caused me to save) hundreds of thousands of dollars.
by Teague
Thu Oct 04, 2018 1:26 pm
Forum: Personal Consumer Issues
Topic: Which emergency alert system for elderly?
Replies: 9
Views: 679

Re: Which emergency alert system for elderly?

Never used it and cannot vouch for reliability, but Apple's newest watch model ("series 4") is supposed to detect falls, among other things. They've historically made consumer-friendly products - even easier for someone who happened to already use an iProduct. https://support.apple.com/en-us/HT2089...
by Teague
Thu Oct 04, 2018 12:31 pm
Forum: Personal Consumer Issues
Topic: Which emergency alert system for elderly?
Replies: 9
Views: 679

Re: Which emergency alert system for elderly?

Thank you very much. I hadn't been aware of the automated fall devices. Very helpful.
ResearchMed wrote:
Thu Oct 04, 2018 12:27 pm
But she's stubborn, and that's apparently no uncommon.
RM
Yes, my relative has that same personality "strength." :happy
by Teague
Thu Oct 04, 2018 12:18 pm
Forum: Personal Consumer Issues
Topic: Which emergency alert system for elderly?
Replies: 9
Views: 679

Which emergency alert system for elderly?

Hi all, I'd like to tap the impressive collective wisdom of this forum. I have an elderly relative who will be spending some time alone and some time with a caregiver. They will need some form of emergency alert system in case of a fall or other emergency. Quality/usability is more important than co...
by Teague
Thu Oct 04, 2018 11:53 am
Forum: Personal Consumer Issues
Topic: My Experience in Buying a Burial Plot: The cost (in NJ)
Replies: 64
Views: 4329

Re: My Experience in Buying a Burial Plot: The cost (in NJ)

if I can arrange it, I am considering donating my body to a nearby Medical School. They will likely ship your "donation" across the the country somewhere in trade for someone else's "donation." Or so I was told by the chair of our anatomy department. This is done to minimize the chance that student...
by Teague
Tue Oct 02, 2018 11:33 am
Forum: Personal Consumer Issues
Topic: Shows in Las Vegas for 6 and 8 year old
Replies: 23
Views: 1543

Re: Shows in Las Vegas for 6 and 8 year old

Circus Circus acts and midway.
by Teague
Mon Oct 01, 2018 12:24 pm
Forum: Personal Finance (Not Investing)
Topic: Suze Orman - "I hate the FIRE movement."
Replies: 75
Views: 9019

Re: Suze Orman - "I hate the FIRE movement."

Just as "Man bites dog" is newsworthy...

Here we have people screaming "theater!" in a crowded FIRE
(environment).
:)
by Teague
Sun Sep 30, 2018 8:05 pm
Forum: Personal Consumer Issues
Topic: city water sewer vs well septic
Replies: 36
Views: 2348

Re: city water sewer vs well septic

suemarkp wrote:
Sun Sep 30, 2018 7:19 pm
I'm in the Seattle area. You dig 5 feet and there is water... Not sure how deep the typical well is here, but I've seen people either just pull/drop the new pump and cable or use a big wheel spool.
I'm jealous! :happy
by Teague
Sun Sep 30, 2018 4:41 pm
Forum: Personal Consumer Issues
Topic: city water sewer vs well septic
Replies: 36
Views: 2348

Re: city water sewer vs well septic

I've never had a house with a well, but changing a well pump or bladder tank is not that difficult. Agree on the tank being pretty easy. But about the pump, you must have really, really shallow wells where you are. Here, and common elsewhere, the pump is hundreds of feet straight down at the end of...
by Teague
Sun Sep 30, 2018 2:46 pm
Forum: Personal Finance (Not Investing)
Topic: Help me with avoiding liability for personal injury on our property
Replies: 23
Views: 1878

Re: Help me with avoiding liability for personal injury on our property

-Add a swimming pool on your side of the wall to cushion the blow should a child or dog fall off. -Station a large vicious dog on your side of the wall; the barking and growling may discourage wall-walkers. -Place an electrified wire atop the wall. No need for anything fancy, just connect to nearest...
by Teague
Sun Sep 30, 2018 10:12 am
Forum: Personal Consumer Issues
Topic: city water sewer vs well septic
Replies: 36
Views: 2348

Re: city water sewer vs well septic

On average city water and sewer are typically cheaper in the long run, due to economies of scale and the inevitability of eventual need for expensive repairs to or replacement of the well. A properly maintained septic system should not need replacement for a very long time. Remember you pay for the...
by Teague
Thu Sep 27, 2018 11:03 am
Forum: Personal Consumer Issues
Topic: Oil change interval for low-mileage vehicles
Replies: 89
Views: 5954

Re: Oil change interval for low-mileage vehicles

No one knows the answer to your question. Unless you have a used oil analysis (UOA) done, there is no way to know if you can safely continue to use your oil, or if it should be changed. There are too many variables involved. Are there excessive wear metals present, insufficient buffering capacity (T...
by Teague
Sat Sep 22, 2018 4:51 pm
Forum: Personal Consumer Issues
Topic: Can salt water kill weeds permanently?
Replies: 18
Views: 2886

Re: Can salt water kill weeds permanently?

I use water, a little salt, and sometimes a little vinegar. First I'll saute' some onions, carrots, and celery, then add that to it. It makes a nice base for a soup. But for killing weeds I use glyphosate, usually. (Roundup.) If you can add some surfactant (Dawn dish detergent will do in a pinch) an...
by Teague
Sat Sep 22, 2018 3:03 pm
Forum: Personal Consumer Issues
Topic: HVAC Options -- Any advice?
Replies: 29
Views: 1751

Re: HVAC Options -- Any advice?

HVAC prices vary a lot based on region. As mentioned, pricing local quotes is the way to determine what is a fair price where you are located.

Hardware brand is less important than competent system design (specific to your house) and installation quality.
by Teague
Sat Sep 22, 2018 2:16 pm
Forum: Investing - Theory, News & General
Topic: Has anyone gone to a Retirement Wealth Academy seminar?
Replies: 17
Views: 1746

Re: Has anyone gone to a Retirement Wealth Academy seminar?

Sandtrap wrote:
Sat Sep 22, 2018 2:04 pm
What is "FUD"??
:shock:
Fear, Uncertainty, and Doubt. Classic scare tactics. :happy
by Teague
Fri Sep 21, 2018 10:41 am
Forum: Investing - Theory, News & General
Topic: Simple-minded sayings?
Replies: 37
Views: 3064

Re: Simple-minded sayings?

“ I know you think you understand what you thought I said but I'm not sure you realize that what you heard is not what I meant.”

(Pithy if you're a Fed chairman.)
by Teague
Wed Sep 19, 2018 10:38 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Bank used to be more customer focused
Replies: 46
Views: 6096

Re: Chase Bank is the Devil

We own a small business and have the Chase Ink Business Preferred Visa card. We import our CC transactions into QuickBooks twice a week with the QB Direct Connect feature. Early last week, the import transactions feature stopped working. We called Chase today (a week later) and expressed our concer...
by Teague
Wed Sep 19, 2018 9:07 pm
Forum: Personal Consumer Issues
Topic: What is your single most expensive mistake?
Replies: 293
Views: 25183

Re: What is your single most expensive mistake?

Majoring in Chemistry/Biochemistry. Every time I hang up on a recruiter wanting to pay me $15 an hour (with an MSc and 10 years experience) with no or crap benefits reinforces that. I got one of those degrees too. Wound up working on cars for the next fifteen years. Way better money. And I could re...
by Teague
Wed Sep 19, 2018 5:48 pm
Forum: Investing - Theory, News & General
Topic: Convince a friend to go Boglehead
Replies: 17
Views: 1047

Re: Convince a friend to go Boglehead

Many others have gone before you in this well-meaning effort. The truth is "you can't get there from here." Plant a seed, then be still. What if you go all out, your friend does change their investment habits according to your suggestion, and just then the market drops by 50% ? Your friend will beli...
by Teague
Wed Sep 19, 2018 1:00 pm
Forum: Personal Consumer Issues
Topic: What is your single most expensive mistake?
Replies: 293
Views: 25183

Re: What is your single most expensive mistake?

Well, you see, a long time ago there was this place that involved cars, a German Shepherd Dog, some special keys, a guy in the back room who would have friendly chats with police officers while his employee was mixing up another batch of... Never mind, I'm not sure what the statute of limitations la...
by Teague
Tue Sep 18, 2018 2:14 pm
Forum: Personal Consumer Issues
Topic: Gas leak detector?
Replies: 21
Views: 1171

Re: Gas leak detector?

My wife has an amazing gas detector. I just blame the dog.

The good news is that natural gas and propane are not toxic. But of course they are explosive in the right concentration. And if you breathe exclusively gas and no air, you will be asphyxiated, but that's pretty hard to accomplish.
by Teague
Sun Sep 16, 2018 12:04 pm
Forum: Personal Consumer Issues
Topic: Generator Natural Gas Line/Hookup
Replies: 7
Views: 841

Re: Generator Natural Gas Line/Hookup

So I’m interested in getting a generator powered by natural gas. Either a portable or a stanby generator. I have this natural gas pipe/line that come out of the brick facade by our back deck. I believe the first owner used this for their barbecue. Anyone know if this size line is enough to power a ...
by Teague
Wed Sep 12, 2018 4:18 pm
Forum: Personal Consumer Issues
Topic: Anyone into Essential Oils?
Replies: 40
Views: 2574

Re: Anyone into Essential Oils?

Is snake oil included in the family of essential oils?
by Teague
Tue Sep 11, 2018 1:27 pm
Forum: Personal Consumer Issues
Topic: Toilet Makes A Flushing Sound Occasionally
Replies: 37
Views: 2899

Re: Toilet Makes A Flushing Sound Occasionally

As others have, it is almost certainly the fault of the flapper, which should ideally perform within prescribed norms. But flappers are, of course, notorious for behaving otherwise.

https://en.wikipedia.org/wiki/Flapper
by Teague
Sun Sep 09, 2018 3:28 pm
Forum: Personal Finance (Not Investing)
Topic: I think my father has a gambling problem
Replies: 78
Views: 6825

Re: I think my father has a gambling problem

sawhorse wrote:
Sun Sep 09, 2018 3:21 pm

Is there a way I can get him removed from casino mailing lists so that he won't be enticed by their offers?
I doubt it. Nor can you commit him to a re-education camp. I don't think you got the message that this is not your "problem" to manage.
by Teague
Sun Sep 09, 2018 2:47 pm
Forum: Personal Finance (Not Investing)
Topic: I think my father has a gambling problem
Replies: 78
Views: 6825

Re: I think my father has a gambling problem

It's quite a leap to jump to a "diagnosis" of gambling addiction from the information you've posted. For the sake of family relations, I'd suggest keeping your young whipper-snapper trap shut unless you have substantial evidence, not just books and advertisements laying around. And get off my lawn!
by Teague
Wed Sep 05, 2018 1:04 pm
Forum: Personal Consumer Issues
Topic: Your experience with Nitrous for a dental implant?
Replies: 27
Views: 1244

Re: Your experience with Nitrous for a dental implant?

I'd appreciate input from folks that have had this done and opted for the nitrous over general. Nitrous works better at New York's altitude than Denver's. Where do you live? For race cars or dental procedures? And why? Perhaps its because when living at Denver's Altitude there is no oxygen in the a...
by Teague
Wed Sep 05, 2018 12:45 pm
Forum: Personal Consumer Issues
Topic: Your experience with Nitrous for a dental implant?
Replies: 27
Views: 1244

Re: Your experience with Nitrous for a dental implant?

BolderBoy wrote:
Wed Sep 05, 2018 12:37 pm
investingdad wrote:
Wed Sep 05, 2018 10:01 am
I'd appreciate input from folks that have had this done and opted for the nitrous over general.
Nitrous works better at New York's altitude than Denver's. Where do you live?
For race cars or dental procedures? And why?