Search found 822 matches

by Teague
Fri Nov 17, 2017 9:22 am
Forum: Personal Consumer Issues
Topic: MoviePass-Too good to be true, but it's legit.
Replies: 121
Views: 12877

Re: MoviePass-Too good to be true, but it's legit.

How silly. You can buy a ticket at the window early in the day and stay in the theater all day/night and watch as many movies as you want. At some theaters the popcorn refills are free too! :) Well, dang, now you've done let the secret out. I've been living here in the Cineopolis since the housing ...
by Teague
Wed Nov 15, 2017 8:14 pm
Forum: Personal Consumer Issues
Topic: Favorite Holiday Recipes
Replies: 35
Views: 2366

Re: Favorite Holiday Recipes

Bourbon soaked fruitcake Ingredients: A bottle of good bourbon, I prefer Booker's. It's tasty, and cask strength. Measure four ounces bourbon. Send someone to the store to buy a g-damned fruitcake. Drink the bourbon before they get back. Repeat as needed. OK, seriously now, Alton Brown has the best...
by Teague
Tue Nov 14, 2017 8:49 pm
Forum: Personal Consumer Issues
Topic: Michelin or Bridgestone?
Replies: 53
Views: 2321

Re: Michelin or Bridgestone?

They are both fine tire brands. I suggest going to
www.tirerack.com
and reading reviews of each choice you list, particularly from owners of the same vehicle you will be putting these on.
by Teague
Tue Nov 14, 2017 8:51 am
Forum: Personal Consumer Issues
Topic: Keurig died...what now?
Replies: 73
Views: 5003

Re: Keurig died...what now?

You could try calling Keurig support: 1 (866) 901-2739 I've done this in the past and they have replaced, free, machines that were years out of warranty. No charge for shipping either. I have no idea if they still will do this. The downside is that the Keurig support person will first walk you throu...
by Teague
Sun Nov 12, 2017 11:51 pm
Forum: Personal Consumer Issues
Topic: Better way to get rid of old fridge?
Replies: 38
Views: 2324

Re: Better way to get rid of old fridge?

We likely will be upgrading our fridge this month. Lowes and Best Buy will both haul away our existing fridge for $15. I'm tempted to do that because it's easy, but I was wondering if anyone knows of other (easy) ways to get rid of a fridge. The old one still works, but it's showing signs it's goin...
by Teague
Sun Nov 12, 2017 1:08 pm
Forum: Personal Finance (Not Investing)
Topic: A penny saved is NOT a penny earned ..
Replies: 16
Views: 2210

Re: A penny saved is NOT a penny earned ..

Looks like Benjamin Franklin's wise words in the early 1700's are even wiser today. "A penny saved is a penny earned" was wise advice then. Presumably instilling the wisdom that saving was a itself a virtue, not inferior to the virtue of earning. Perhaps he would say now that a penny saved is bette...
by Teague
Sun Nov 12, 2017 12:50 pm
Forum: Investing - Theory, News & General
Topic: Are we headed for a crash or...
Replies: 19
Views: 1771

Re: Are we headed for a crash or...

Maybe we're overdue for another 1929 event?

http://www.offthegridnews.com/wp-conten ... -chart.jpg

The wonderful thing about the chart in the OP is that the way the lines are drawn the market never goes down - only flat followed by steep gains. Cool!
by Teague
Sun Nov 12, 2017 10:53 am
Forum: Personal Consumer Issues
Topic: Better way to get rid of old fridge?
Replies: 38
Views: 2324

Re: Better way to get rid of old fridge?

We likely will be upgrading our fridge this month. Lowes and Best Buy will both haul away our existing fridge for $15. I'm tempted to do that because it's easy, but I was wondering if anyone knows of other (easy) ways to get rid of a fridge. The old one still works, but it's showing signs it's goin...
by Teague
Sat Nov 11, 2017 4:58 pm
Forum: Personal Finance (Not Investing)
Topic: How to deal with a deceased relative from long distance
Replies: 12
Views: 1390

Re: How to deal with a deceased relative from long distance

I read the title, "How to deal with a deceased relative from long distance" and wondered if there might be a seance involved. But to the issue - You will feel guilty, and suffer from that, if you do not take care of her. And you will feel guilty and suffer if you do take care of her, because you wil...
by Teague
Sat Nov 11, 2017 4:48 pm
Forum: Investing - Help with Personal Investments
Topic: How does this target date fund look?
Replies: 14
Views: 697

Re: How does this target date fund look?

You can always quibble over asset allocation but this looks like a pretty good low cost investment option. You have approximately a 50% stock/50% bond portfolio and that is age appropriate for a recent retiree. If we had another really bad 50% down bear market, your losses would be 23-25% or so, if...
by Teague
Sat Nov 11, 2017 1:54 pm
Forum: Investing - Help with Personal Investments
Topic: How does this target date fund look?
Replies: 14
Views: 697

Re: How does this target date fund look?

Congratulations on your retirement. Here are a few random thoughts on this option, in no particular order: Sometimes, there are hidden costs to employer retirement plan participants. Employer retirement plans are anything but static. If your intent is to never have to step in and develop your own a...
by Teague
Sat Nov 11, 2017 1:33 pm
Forum: Investing - Help with Personal Investments
Topic: How does this target date fund look?
Replies: 14
Views: 697

Re: How does this target date fund look?

To me, the only thing that matters is if it matches your desired stock to bond ratio and if the cost is right. Obviously, the cost is right. MSCI has more than one index that an international fund can follow. Since emerging markets is added on, I'd guess the MSCI index is the one without emerging m...
by Teague
Sat Nov 11, 2017 1:32 pm
Forum: Investing - Help with Personal Investments
Topic: How does this target date fund look?
Replies: 14
Views: 697

Re: How does this target date fund look?

You can always quibble over asset allocation but this looks like a pretty good low cost investment option. You have approximately a 50% stock/50% bond portfolio and that is age appropriate for a recent retiree. If we had another really bad 50% down bear market, your losses would be 23-25% or so, if...
by Teague
Sat Nov 11, 2017 1:27 pm
Forum: Investing - Help with Personal Investments
Topic: How does this target date fund look?
Replies: 14
Views: 697

Re: How does this target date fund look?

Hi all, Recently retired here. How does this "2020" target date fund look to you folks? I think it would be easier than rolling my own, and easier to deal with. It's close enough to my desired assert allocation, and looks like a pretty good set-it and forget-it option, though I'll probably move som...
by Teague
Sat Nov 11, 2017 1:04 pm
Forum: Investing - Help with Personal Investments
Topic: How does this target date fund look?
Replies: 14
Views: 697

How does this target date fund look?

[Thread merged into here, see below. --admin LadyGeek] Hi all, Recently retired here. How does this "2020" target date fund look to you folks? I think it would be easier than rolling my own, and easier to deal with. It's close enough to my desired assert allocation, and looks like a pretty good set...
by Teague
Sat Nov 11, 2017 12:59 pm
Forum: Investing - Help with Personal Investments
Topic: How does this target date fund look?
Replies: 14
Views: 697

How does this target date fund look?

Hi all, Recently retired here. How does this "2020" target date fund look to you folks? I think it would be easier than rolling my own, and easier to deal with. It's close enough to my desired assert allocation, and looks like a pretty good set-it and forget-it option, though I'll probably move some...
by Teague
Fri Nov 10, 2017 10:01 am
Forum: Personal Consumer Issues
Topic: Costco for tires and car insurance?
Replies: 75
Views: 5220

Re: Costco for tires and car insurance?

TeamArgo wrote:
Fri Nov 10, 2017 8:21 am
When I lived in Louisville, I bought tires from Costco. I had a problem with one that made a "thrumming" noise at highway speed, and Costco was not equipped to handle such a problem.
A "thrumming" you say? Have you checked for Don Knotts (The Incredible Mr. Limpet) in one of your tires?
by Teague
Thu Nov 09, 2017 6:57 pm
Forum: Personal Consumer Issues
Topic: Worth changing 40 gal. to 30gal. hot water tank?
Replies: 90
Views: 4636

Re: Worth changing 40 gal. to 30gal. hot water tank?

Speaking of water heaters.... what is the recommended time to replace them. I have one that is 13 years old. Still works fine.. Should I consider replacing? I would plan on replacing sometime in the reasonably near future, especially if you've never changed the anode (a rod of sacrificial metal tha...
by Teague
Thu Nov 09, 2017 10:28 am
Forum: Personal Consumer Issues
Topic: Worth changing 40 gal. to 30gal. hot water tank?
Replies: 90
Views: 4636

Re: Worth changing 40 gal. to 30gal. hot water tank?

A 30 gallon tank heater may work better for showers than a 40 gallon. It's not all about size - it's about the recovery rate.

Lots of info, maybe more than you want, at:

http://www.waterheaterrescue.com/genera ... -page.html
by Teague
Tue Nov 07, 2017 6:39 pm
Forum: Personal Finance (Not Investing)
Topic: Need input: minor rear fender bender with a veteran
Replies: 14
Views: 1863

Re: Need input: minor rear fender bender with a veteran

I've done it before w/o involving any insurance or anything else. Case 1: A nice old guy across the street from me backed into my parked car and put a dent into it. He and his wife were very worried his license would be in jeopardy if I reported it to anyone. I asked him for a check for $100 and the...
by Teague
Tue Nov 07, 2017 12:42 pm
Forum: Personal Finance (Not Investing)
Topic: Morningstar: Cognitive decline in aging. A strong case for portfolio simplification?
Replies: 98
Views: 7580

Re: Morningstar: Cognitive decline in aging. A strong case for portfolio simplification?

If I'm ever given the "apple, table, penny" test think I'll rattle off the names of three cranial nerves. And ask the doc to name the other nine.

That should knock 'em for a loop. :happy
by Teague
Tue Nov 07, 2017 11:16 am
Forum: Personal Finance (Not Investing)
Topic: sell bonds to pay off boat?
Replies: 12
Views: 590

Re: sell bonds to pay off boat?

BTW, if anyone wants a free boat, just let me know. You tow it away and it's yours.

In fact, I'm having a two for the price of one sale today. Two boats for the low, low price of Free! :happy
by Teague
Tue Nov 07, 2017 10:51 am
Forum: Personal Finance (Not Investing)
Topic: Disposable income... how?
Replies: 106
Views: 9559

Re: Disposable income... how?

Seriously I don't understand how people can just buy new phones, new vehicles and still go out every Friday eat a nice dinner and drink craft beers. I used to wonder the same thing. It's all about choices. It sounds like your choices will reward you well. Good job. One 15 year old car and all our s...
by Teague
Mon Nov 06, 2017 2:43 pm
Forum: Personal Consumer Issues
Topic: Climate controlled cars - Useful or Useless?
Replies: 49
Views: 2085

Re: Climate controlled cars - Useful or Useless?

What kind of car is it? Its possible you aren't familiar with how to operate it manually. For example, AC is turned on when defrost is activated so that dehumidified air is blown at the windshield. It shouldn't blow cold once the car is warmed up if you have your temp set high and the defrost on. M...
by Teague
Mon Nov 06, 2017 10:23 am
Forum: Personal Finance (Not Investing)
Topic: Morningstar: Cognitive decline in aging. A strong case for portfolio simplification?
Replies: 98
Views: 7580

Re: Morningstar: Cognitive decline in aging. A strong case for portfolio simplification?

Bogleheads....Here is a related question on cognitive decline. Have you considered writing a letter to your older self, while you still have your full faculties? Or maybe making a video file? And then giving that to your child (or executor) for safe-keeping. It seems to me that as one experiences c...
by Teague
Mon Nov 06, 2017 8:29 am
Forum: Personal Finance (Not Investing)
Topic: Morningstar: Cognitive decline in aging. A strong case for portfolio simplification?
Replies: 98
Views: 7580

Re: Morningstar: Cognitive decline in aging. A strong case for portfolio simplification?

Planning for cognitive decline is quite prudent, of course, as it does happen to many as they age. But it is not inevitable for everyone. My 97 year old mother and I have frequent conversations about finances, and estate planning, and she keeps me on my toes. Should I be investing in a Roth or tradi...
by Teague
Sun Nov 05, 2017 3:21 pm
Forum: Personal Finance (Not Investing)
Topic: What was the main reason you retired?
Replies: 210
Views: 14900

Re: What was the main reason you retired?

6) Forced into retirement Health issues - could not stay out of the hospital, after 54 years of not visiting a hospital except to see others. As a matter of record, I am willing to recommend minimizing your time in a hospital. That is if you have any reasonable choice. There tends to be a loss of s...
by Teague
Sun Nov 05, 2017 1:01 pm
Forum: Personal Consumer Issues
Topic: How do I select a good employment law attorney?
Replies: 46
Views: 2156

Re: How do I select a good employment law attorney?

OTOH, I personally don't think it's a good use of time to pursue litigation against an employer unless the conduct is particularly egregious. IMO,these things are time-consuming, rather nerve-wracking for the plaintiff, and aren't the most effective use of one's time. I believe a better use would b...
by Teague
Sun Nov 05, 2017 9:13 am
Forum: Personal Consumer Issues
Topic: Did I earn an extra hour of interest last night?
Replies: 56
Views: 3938

Re: Did I earn an extra hour of interest last night?

I think in cases where it matters it will be specified. e.g. insurance agreements might reference Jan 1, 12:01 am PDT or GMT, etc.
by Teague
Sat Nov 04, 2017 8:39 pm
Forum: Personal Consumer Issues
Topic: How do I select a good employment law attorney?
Replies: 46
Views: 2156

Re: How do I select a good employment law attorney?

I would tread lightly here, however, and don't rush into it. You want to consider the totality of your situation. What is your relationship with your supervisor? Are you on good terms, and perhaps this is simply an oversight on your supervisor's part with no ill will intended (despite what HR would...
by Teague
Sat Nov 04, 2017 8:02 pm
Forum: Personal Consumer Issues
Topic: How do I select a good employment law attorney?
Replies: 46
Views: 2156

Re: How do I select a good employment law attorney?

You need to tell us if you are exempt or non-exempt. I don't believe it is against the FMLA regs for your employer to send you emails during your absence. In fact, if you are also on disability they do have the right. All that FMLA does is protect your job for 12 weeks but that clock runs while you...
by Teague
Sat Nov 04, 2017 7:52 pm
Forum: Personal Consumer Issues
Topic: How do I select a good employment law attorney?
Replies: 46
Views: 2156

Re: How do I select a good employment law attorney?

TravelGeek wrote:
Sat Nov 04, 2017 7:51 pm
Are you required to read work emails while on FMLA?
That's a very good question!
by Teague
Sat Nov 04, 2017 7:44 pm
Forum: Personal Consumer Issues
Topic: How do I select a good employment law attorney?
Replies: 46
Views: 2156

Re: How do I select a good employment law attorney?

You need to tell us if you are exempt or non-exempt. I don't believe it is against the FMLA regs for your employer to send you emails during your absence. In fact, if you are also on disability they do have the right. All that FMLA does is protect your job for 12 weeks but that clock runs while you...
by Teague
Sat Nov 04, 2017 7:40 pm
Forum: Personal Consumer Issues
Topic: How do I select a good employment law attorney?
Replies: 46
Views: 2156

Re: How do I select a good labor-law attorney?

Despite, or perhaps because of, the multi-billion-dollar size of this outfit, I don't think the left hand knows what the right hand has been up to. At least so far. I would think a multi-billion dollar company would have an employee hotline to report this type of stuff or better yet, Employee Assis...
by Teague
Sat Nov 04, 2017 7:38 pm
Forum: Personal Consumer Issues
Topic: How do I select a good employment law attorney?
Replies: 46
Views: 2156

Re: How do I select a good employment law attorney?

You need to tell us if you are exempt or non-exempt. I don't believe it is against the FMLA regs for your employer to send you emails during your absence. In fact, if you are also on disability they do have the right. All that FMLA does is protect your job for 12 weeks but that clock runs while you...
by Teague
Sat Nov 04, 2017 6:48 pm
Forum: Personal Consumer Issues
Topic: How do I select a good employment law attorney?
Replies: 46
Views: 2156

Re: How do I select a good labor-law attorney?

First contact the EEOC. They will tell you if you have a claim under the laws that they enforce. Then you can see an employment (note, not labor) lawyer to see if you might have complaints under other laws/regulations. If you're in California contact the DFEH as well. Thank you! Lots of acronyms fo...
by Teague
Sat Nov 04, 2017 2:07 pm
Forum: Personal Consumer Issues
Topic: How do I select a good employment law attorney?
Replies: 46
Views: 2156

Re: How do I select a good employment law attorney?

TravelGeek wrote:
Sat Nov 04, 2017 2:05 pm
Perhaps this is helpful:

https://www.nolo.com/legal-encyclopedia ... loyer.html
Thank you!
by Teague
Sat Nov 04, 2017 2:06 pm
Forum: Personal Consumer Issues
Topic: How do I select a good employment law attorney?
Replies: 46
Views: 2156

Re: How do I select a good employment law attorney?

Whatever your actual legal and compliance rights, my opinion is that there is a significant risk your relationship/career with this employer may be severely harmed. For that reason, and perhaps some others, I would try to resolve the issue without engaging an attorney and taking formal action again...
by Teague
Sat Nov 04, 2017 1:55 pm
Forum: Personal Consumer Issues
Topic: How do I select a good employment law attorney?
Replies: 46
Views: 2156

Re: How do I select a good labor-law attorney?

First contact the EEOC. They will tell you if you have a claim under the laws that they enforce. Then you can see an employment (note, not labor) lawyer to see if you might have complaints under other laws/regulations. If you're in California contact the DFEH as well. Thank you! Lots of acronyms fo...
by Teague
Sat Nov 04, 2017 12:30 pm
Forum: Personal Consumer Issues
Topic: How do I select a good employment law attorney?
Replies: 46
Views: 2156

Re: How do I select a good labor-law attorney?

But yes, they're still bugging me. Even though my FMLA leave was approved by HR, now my direct supervisor says I need to bring him, personally, a hard-copy of the doctor's certification. What did HR say about your direct supervisor bugging you about FMLA? HR is not really on your side, but if your ...
by Teague
Sat Nov 04, 2017 12:28 pm
Forum: Personal Consumer Issues
Topic: How do I select a good employment law attorney?
Replies: 46
Views: 2156

Re: How do I select a good labor-law attorney?

Cruise wrote:
Sat Nov 04, 2017 12:24 pm
First, find an attorney who only practices employment law and specializes in representing employees. Second, call your state Bar Aoociation to get a list. Third, Check with the Disciplinary Counsel’s Office to make sure the attorney is reputable.
Thanks!
by Teague
Sat Nov 04, 2017 12:27 pm
Forum: Personal Consumer Issues
Topic: How do I select a good employment law attorney?
Replies: 46
Views: 2156

Re: How do I select a good labor-law attorney?

Rupert wrote:
Sat Nov 04, 2017 11:50 am
First contact the EEOC. They will tell you if you have a claim under the laws that they enforce. Then you can see an employment (note, not labor) lawyer to see if you might have complaints under other laws/regulations.
Thanks much.
by Teague
Sat Nov 04, 2017 11:46 am
Forum: Personal Consumer Issues
Topic: How do I select a good employment law attorney?
Replies: 46
Views: 2156

Re: How do I select a good labor-law attorney?

They're still bugging you after you gave notice of retirement? Lordy. I got a nasty-gram after I gave notice I would be out longer than originally anticipated. I can't get into the specialist until the end of this month, specialists are not plentiful here. I hadn't given notice yet because I contin...
by Teague
Sat Nov 04, 2017 11:41 am
Forum: Personal Consumer Issues
Topic: How do I select a good employment law attorney?
Replies: 46
Views: 2156

Re: How do I select a good labor-law attorney?

SrGrumpy wrote:
Sat Nov 04, 2017 11:40 am
Shop locally. Lawyers will forget you if you don't bug them personally.
Thank you!
by Teague
Sat Nov 04, 2017 11:37 am
Forum: Personal Consumer Issues
Topic: How do I select a good employment law attorney?
Replies: 46
Views: 2156

Re: How do I select a good labor-law attorney?

Hello Good Friends, I am in a situation new to me. It seems my supervisor has committed (I think) a significant violation of labor law, specifically the federal Family Medical Leave Act, and apparently some state statutes as well. I continue to receive unfriendly e-mails while I am out on FMLA appr...
by Teague
Sat Nov 04, 2017 11:29 am
Forum: Personal Consumer Issues
Topic: How do I select a good employment law attorney?
Replies: 46
Views: 2156

How do I select a good employment law attorney?

Hello Good Friends, I am in a situation new to me. It seems my supervisor has committed (I think) a significant violation of employment law, specifically the federal Family Medical Leave Act, and apparently some state statutes as well. I continue to receive unfriendly e-mails while I am out on FMLA ...
by Teague
Sat Nov 04, 2017 8:29 am
Forum: Investing - Help with Personal Investments
Topic: Should I max out 403(b) on last check?
Replies: 9
Views: 844

Re: Should I max out 403(b) on last check?

FiveK wrote:
Sat Nov 04, 2017 1:48 am
Is there a Roth contribution option for the 403b?
Not that I'm aware of, I don't think so.
by Teague
Fri Nov 03, 2017 5:07 pm
Forum: Investing - Help with Personal Investments
Topic: Should I max out 403(b) on last check?
Replies: 9
Views: 844

Re: Should I max out 403(b) on last check?

mega317 wrote:
Fri Nov 03, 2017 2:27 pm
...I'd also retire a few years ago.
I'll put that on my to-do list. :D
by Teague
Fri Nov 03, 2017 4:46 pm
Forum: Investing - Help with Personal Investments
Topic: Should I max out 403(b) on last check?
Replies: 9
Views: 844

Re: Should I max out 403(b) on last check?

InMyDreams wrote:
Fri Nov 03, 2017 3:30 pm
and there's no match on it, right?
No match, correct. Thanks.
by Teague
Fri Nov 03, 2017 9:51 am
Forum: Investing - Help with Personal Investments
Topic: Should I max out 403(b) on last check?
Replies: 9
Views: 844

Should I max out 403(b) on last check?

Good Morning Friends, It looks like I probably have one more paycheck before I sail off to the promised land of retirement. I have some room in my 403(b) this year, should I contribute a boatload on my last check? I already have a lot saved in tax-deferred accounts - should I stick a bunch more in o...