Search found 990 matches

by Teague
Tue Jun 19, 2018 3:35 pm
Forum: Personal Consumer Issues
Topic: How much car to buy reasonably?
Replies: 70
Views: 3382

Re: How much car to buy reasonably?

No Corvette on the list? They do have some Boglehead features:

Good fuel economy (considering), parts are not made of back-ordered German Unobtanium and are available at any Chevy dealer, and prices for low mileage used models can be quite reasonable.
by Teague
Sun Jun 17, 2018 10:57 am
Forum: Personal Consumer Issues
Topic: What to do with the family wagon
Replies: 16
Views: 1373

Re: What to do with the family wagon

Take it to a different shop to see if the diagnosis and proposed remedy are the same. What viscosity oil are you using? You could try switching to a 0W-(whatever is called for) synthetic which may work better in your possibly stenotic oil passages. Slightly "thinner" oil can sometimes cure "lifter" ...
by Teague
Wed Jun 13, 2018 11:21 pm
Forum: Personal Finance (Not Investing)
Topic: Best Advice You Never Took
Replies: 100
Views: 13382

Re: Best Advice You Never Took

whodidntante wrote:
Sat Jun 09, 2018 9:11 am
Teague wrote:
Sun Jun 03, 2018 1:22 pm
Never get old.

-Advice given by my grandfather.
The alternative is awful.
Perhaps, but direct evidence is rather scant.
by Teague
Mon Jun 11, 2018 7:03 pm
Forum: Personal Consumer Issues
Topic: Water heater installation situation
Replies: 56
Views: 4165

Re: Water heater installation situation

A new modern water heater should be FVIR. (Flammable Vapor Ignition Resistant) Is the new water heater FVIR? If so, it may be able to sit right on the ground with no platform. Depending on how enlightened the local code agency is.
by Teague
Mon Jun 11, 2018 6:45 pm
Forum: Investing - Help with Personal Investments
Topic: Strategy for a prolonged bear market
Replies: 65
Views: 5303

Re: Strategy for a prolonged bear market

I'm 31, 100% in stocks, work in the federal government, and max out my 401K, IRA, and HSA. A prolonged bear market would be extremely beneficial for me. I worked for a government agency for 20 years, maxing out my accounts as you describe you do. During 2008-9, I was 50 years old, and I owed more t...
by Teague
Mon Jun 11, 2018 6:18 pm
Forum: Personal Consumer Issues
Topic: Should I fix the car or get rid of it?
Replies: 20
Views: 1647

Re: Should I fix the car or get rid of it?

wander wrote:
Fri Jun 01, 2018 9:35 pm
Like you I like to buy new and keep car as long as I can. But I would not keep a car with blown head gasket...
Why is that, if I may ask, assuming OP is willing to have it fixed?
by Teague
Fri Jun 08, 2018 11:53 am
Forum: Personal Consumer Issues
Topic: Death - Prediction
Replies: 63
Views: 3763

Re: Death - Prediction

I will be leaving nothing to no one That's a double negative - if no one's left with nothing, that means everybody has to get at least something from your estate. :greedy You be correct Walkure...I spotted that double negative from HongKonger too. You be and English major? You certainly be gooder a...
by Teague
Tue Jun 05, 2018 12:21 pm
Forum: Personal Consumer Issues
Topic: Don't make the mistake I made (Telemarketing hell)
Replies: 67
Views: 8577

Re: Don't make the mistake I made (Telemarketing hell)

Sign up for Nomorobo, if you haven't done so. It helps significantly.
by Teague
Sun Jun 03, 2018 1:22 pm
Forum: Personal Finance (Not Investing)
Topic: Best Advice You Never Took
Replies: 100
Views: 13382

Re: Best Advice You Never Took

Never get old.

-Advice given by my grandfather.
by Teague
Fri Jun 01, 2018 1:55 pm
Forum: Personal Consumer Issues
Topic: New roof - does this ridge vent look right?
Replies: 40
Views: 3559

Re: New roof - does this ridge vent look right?

Maybe they got those vents from one of the big-box home improvement stores. Made to fit with their warped lumber and curved drywall. :)
by Teague
Fri Jun 01, 2018 1:10 pm
Forum: Personal Consumer Issues
Topic: Replaced beater car, oh how ever to regain feelings of financial superiority?
Replies: 29
Views: 3365

Re: Replaced beater car, oh how ever to regain feelings of financial superiority?

Oh, how shall he ever regain his sense of financial superiority? :P Now we're just like everyone else. Lots of ways to go about this. - The obvious one is drive it until the wheels fall off, then glue them back on and keep going. - Maintain it himself. He can start with oil changes, wash it twice a...
by Teague
Wed May 30, 2018 4:47 pm
Forum: Personal Consumer Issues
Topic: My mind exploded
Replies: 79
Views: 4619

Re: My mind exploded

...OP's mind exploded ...Poster's mind was blown that OP's mind exploded All the concussive activity caused my mind to implode. Which should be less messy if nothing else. In the process I think I became a singularity. Anyway, I wouldn't sweat the $150. Obviously it was important to her. I don't un...
by Teague
Fri May 25, 2018 8:46 pm
Forum: Personal Consumer Issues
Topic: keyless ignitions and carbon monoxide
Replies: 83
Views: 5032

Re: keyless ignitions and carbon monoxide

It is interesting that, if I get out of my '14 Lexus and leave it running while in Park with the key fob sitting on the passenger seat, there are no warnings of any kind and it seems like it will just keep running until it runs out of gas. (I assume it will just keep running that long... I never le...
by Teague
Fri May 25, 2018 5:47 pm
Forum: Personal Consumer Issues
Topic: Air Conditioner Questions: Stop Leak & Qualified Technician
Replies: 9
Views: 736

Re: Air Conditioner Questions: Stop Leak & Qualified Technician

The problem with "stop leak" products, IMHO, is that they are generally asked to do the impossible: After introduction into a fluid (includes gasses) system under pressure, they are supposed to seal holes that are not supposed to be there, without obstructing any small passages that are supposed to ...
by Teague
Fri May 25, 2018 11:46 am
Forum: Investing - Theory, News & General
Topic: Folks, I'm calling the Tops for Bay area RE market
Replies: 46
Views: 2684

Re: Folks, I'm calling the Tops for Bay area RE market

Now or within 4 months.. Rest of the US will lag by 8-12 months.. Hotter markets first. I may be wrong but I kinda feel it. We will come back to this thread in 2 years and figure out. Also a possible Stock decline starting September.. Your confidence in this prediction leads me to conclude you have...
by Teague
Sun May 20, 2018 9:57 am
Forum: Personal Consumer Issues
Topic: Air conditioner recommendations?
Replies: 17
Views: 1183

Re: Air conditioner recommendations?

I get that people are trying to be helpful, but really wish that they would stop responding to questions that they know nothing about. Unfortunately, no part of your post is correct. With a central a/c, your SEER is based on the combination of the outdoor unit, your furnace and the a-coil. Can you ...
by Teague
Thu May 17, 2018 4:53 pm
Forum: Personal Consumer Issues
Topic: Growing Fruit Trees and Shrubs
Replies: 30
Views: 2518

Re: Growing Fruit Trees and Shrubs

By far the easiest to grow, and most entertaining , fruit tree we have is pomegranate. In our climate (hot summer, winter lows in the low 30's F) our tree requires literally no maintenance. No water besides rain, which is a paltry 12 inches per year. No pruning, no pest control, nothing. And yes, it...
by Teague
Thu May 17, 2018 4:07 pm
Forum: Personal Consumer Issues
Topic: New motorcycle rider
Replies: 106
Views: 4832

Re: New motorcycle rider

An anecdote for what it's worth, if anything. I started on my friend's Honda 70 (remember those?) that was street legal. At 15 1/2 years I could ride it with a learner's permit, and I took it everywhere. Off road, over jumps, on road, to the beach, you name it. In traffic, too, because I was 15 and ...
by Teague
Thu May 17, 2018 11:51 am
Forum: Personal Consumer Issues
Topic: DIY AC freon for car or professional fill up
Replies: 15
Views: 1615

Re: DIY AC freon for car or professional fill up

Does that make sense? NO. But there could be other factors. for example, the shop might have checked and filled your tire pressure to the specification. The end of winter fuel at the pumps. I routinely notice difference in all of my cars when the changeover happens. Or the weather simply got a few ...
by Teague
Tue May 15, 2018 3:33 pm
Forum: Local Chapters and Bogleheads Community
Topic: How did you fall in love with investing?
Replies: 49
Views: 2921

Re: How did you fall in love with investing?

No special love for investing here. I've never been a "numbers guy." I started because I got tired of living from one paycheck to another and always being broke, which I found even more distasteful.
by Teague
Tue May 15, 2018 2:45 pm
Forum: Investing - Theory, News & General
Topic: KF's simple rules to achieve FI [Financial Independence]
Replies: 451
Views: 32099

Re: KF's simple rules to achieve FI [Financial Independence]

It is just personal philosophy, but I don't get why people hate work so much. I don't know that I've ever loved my job, but compared to not working, I'd rather work, stay stimulated, and make some money. Not working to me gets boring, and most things that I would find stimulating cost money, which ...
by Teague
Mon May 14, 2018 6:25 pm
Forum: Personal Consumer Issues
Topic: Is there a boglehead muscle car?
Replies: 138
Views: 7797

Re: Is there a boglehead muscle car?

I think a true muscle car needs a live rear axle. Not many of those left in the modern era. Maybe the Dodge Demon is a good BH muscle car? Not sure the Demon meets the Wikipedia part about Sold at an affordable price , muscle cars are intended for street use and occasional drag racing. I know the M...
by Teague
Mon May 14, 2018 8:54 am
Forum: Personal Consumer Issues
Topic: Is there a boglehead muscle car?
Replies: 138
Views: 7797

Re: Is there a boglehead muscle car?

If it’s going to be a summer car, a C5 corvette is a good choice. You can get a immaculate, low mileage, 6 speed convertible for under $15K, have a 170 mph car that still gets 30 mpg on the highway. If you want something newer, 2011 or newer mustang Gt’s are good choices, just look for the garage Q...
by Teague
Mon May 14, 2018 8:08 am
Forum: Personal Consumer Issues
Topic: keyless ignitions and carbon monoxide
Replies: 83
Views: 5032

Re: keyless ignitions and carbon monoxide

The article mentions "over two dozen" people being killed in this fashion since 2006. While tragic in each and every case, this number over this amount of time is hardly indicative of a public health emergency. The original version of the article also claimed that CO built up in a garage not only ki...
by Teague
Sun May 13, 2018 12:20 pm
Forum: Personal Finance (Not Investing)
Topic: Cancer - tips?
Replies: 37
Views: 6903

Re: Cancer - tips?

Evaluation at a good university medical center, especially one with expertise in your diagnosis, can be a very good value for your healthcare dollar (I'm trying to keep focused on the financial aspect here.) On another note, it will probably seem that no one really understands what you are going thr...
by Teague
Sat May 12, 2018 1:05 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 24182

Re: Lucrative careers?

...Also, how are you able to circumvent the laws requiring a pharmacist to review your prescription before dispensing?
With a stroke of a pen.

The requirement you cite could be actual law, or more likely, a regulation promulgated by the state board or pharmacy. Either can be readily changed.
by Teague
Sat May 05, 2018 2:45 pm
Forum: Personal Consumer Issues
Topic: Is Los Angeles a good place long term to live financially?
Replies: 198
Views: 15923

Re: Is Los Angeles a good place long term to live financially?

crystalbank wrote:
Sat May 05, 2018 2:09 pm
I'm starting to think this is a troll thread.
Me too. OP, if you're choosing those neighborhoods due to proximity to USC, have you been accepted there? Or applied there?
by Teague
Fri May 04, 2018 1:28 pm
Forum: Personal Consumer Issues
Topic: Costco Vs Amazon Prime
Replies: 62
Views: 4034

Re: Costco Vs Amazon Prime

Make sure not to swim in any pools this summer. Most of them have chlorine in them (or otherwise very high concentrations of sodium). If you mistakenly get a few drops of chlorinated water in your mouth.... Just in case anyone is curious how much chlorine (as chloride) is already in a human body, I...
by Teague
Fri May 04, 2018 11:58 am
Forum: Personal Consumer Issues
Topic: Have you quit eating sugar? Tell me how!
Replies: 129
Views: 10489

Re: Have you quit eating sugar? Tell me how!

Whole food plant based vegan here.
Just out of curiosity, can a vegan be other than plant-based?

A vegan diet can't be animal-based, obviously. I think the only alternative is plants. Or...rocks??
by Teague
Fri May 04, 2018 11:27 am
Forum: Investing - Help with Personal Investments
Topic: Ed. Jones rep didn't like our plan, now we're locked out
Replies: 152
Views: 18170

Re: Ed. Jones rep didn't like our plan, now we're locked out

If you do talk to EJ again, liberally mention the acronyms FINRA and SEC. Maybe you even have a friend who happens to work at one of those regulatory agencies? If so, I'd mention that too.
by Teague
Thu May 03, 2018 8:32 pm
Forum: Personal Finance (Not Investing)
Topic: How old is too old for a vehicle, even for a well running one ?
Replies: 83
Views: 5064

Re: How old is too old for a vehicle, even for a well running one ?

I currently have a 2003 Ford Explorer with 225K miles in the shop getting about $1500 of work, so I guess it's still worth it for that car. What if there is another $1500 worth of work next month , would it still be worth it? Much more likely for a 2003 car with 200K miles than a newer one. It's a ...
by Teague
Thu May 03, 2018 8:05 pm
Forum: Personal Finance (Not Investing)
Topic: How old is too old for a vehicle, even for a well running one ?
Replies: 83
Views: 5064

Re: How old is too old for a vehicle, even for a well running one ?

I currently have a 2003 Ford Explorer with 225K miles in the shop getting about $1500 of work, so I guess it's still worth it for that car.
by Teague
Thu May 03, 2018 7:56 pm
Forum: Personal Consumer Issues
Topic: Not Wasting Food
Replies: 60
Views: 3653

Re: Not Wasting Food

I compost my food scraps with Edward Jones solicitations to make fuel for my biodiesel Toyota Camry (beige, bought used.) Maybe I exaggerate a tad. But we don't waste very much, I think. Planning ahead combined with logical use of the freezer seems to work wonders. And we aren't very strict about "u...
by Teague
Thu May 03, 2018 5:01 pm
Forum: Personal Consumer Issues
Topic: Costco Vs Amazon Prime
Replies: 62
Views: 4034

Re: Costco Vs Amazon Prime

Just thought I'd point out that for those concerned here about the phosphates in fish fillets, yes, Costco rotisserie chickens have that added too. It's right on the label. :happy That doesn't concern me, though. I enjoy a bit of phosphate now and then. I believe ConAgra '96 was a particularly good ...
by Teague
Thu May 03, 2018 3:07 pm
Forum: Personal Consumer Issues
Topic: Costco Vs Amazon Prime
Replies: 62
Views: 4034

Re: Costco Vs Amazon Prime

Seriously, why would someone like you eat an inferior product like this? Maybe something to do with income? Is this chicken too cheap to pass on? or am I too paranoid to avoid chicken with sugar in it? I don't consider it "inferior" at all. It's convenient. It's fairly tasty. It's sold at a good pr...
by Teague
Thu May 03, 2018 12:48 pm
Forum: Personal Consumer Issues
Topic: Costco Vs Amazon Prime
Replies: 62
Views: 4034

Re: Costco Vs Amazon Prime

Why should I intake sugar for unnecessary reasons? What is sugar doing in my chicken in the first place are the right questions you should ask. These type of products are targeted towards uneducated unquestioning masses. Huh. I have an undergrad degree in biochemistry and cell biology, a doctorate ...
by Teague
Tue May 01, 2018 4:23 pm
Forum: Personal Consumer Issues
Topic: Daughter and Girlfriend, age 19, taking cross country road trip. Advice?
Replies: 187
Views: 8927

Re: Daughter and Girlfriend, age 19, taking cross country road trip. Advice?

I would make this mandatory and if my daughter didn't agree to this, she would not be going. A month after I turned 18 I informed my parents I was leaving right then for a weekend trip to Las Vegas with a couple of buddies. Parents freaked out and forbade the trip with the "as long as you live unde...
by Teague
Sat Apr 28, 2018 12:11 pm
Forum: Personal Consumer Issues
Topic: Bee in the house - what to do???
Replies: 27
Views: 1503

Re: Bee in the house - what to do???

Time to build a wall around the house. A big beautiful wall. This is probably one of those anchor bees. But seriously, unless someone in the house has a documented and serious hymenoptera allergy (rare), I don't think I'd worry about it very much. The bee has no interest in stinging anyone, except a...
by Teague
Fri Apr 27, 2018 2:38 pm
Forum: Personal Consumer Issues
Topic: Touch Up Paint on New Car
Replies: 10
Views: 851

Re: Touch Up Paint on New Car

Bigfish wrote:
Fri Apr 27, 2018 2:38 pm
Stays white.
Bummer. I'd either just live with it, or take it to a paint shop for an estimate. Any touch-up you do yourself will most likely be obvious.
by Teague
Fri Apr 27, 2018 2:35 pm
Forum: Personal Consumer Issues
Topic: Touch Up Paint on New Car
Replies: 10
Views: 851

Re: Touch Up Paint on New Car

At a minimum the clear coat is damaged, and possibly the color coat as well. If you wet one of the scratches, does it stay white, or temporarily go back to red until the water evaporates?
by Teague
Fri Apr 27, 2018 9:58 am
Forum: Investing - Help with Personal Investments
Topic: Investing for a 17 y.o.
Replies: 18
Views: 1407

Re: Investing for a 17 y.o.

Exafchick wrote:
Fri Apr 27, 2018 9:30 am
I'm trying to get my almost 19 year old nephew thinking about saving/investing. He wants a Dodge Demon ...
I'd be really curious what insurance would cost for this 19 year old driving this (barely) street-legal drag car.
by Teague
Fri Apr 27, 2018 12:24 am
Forum: Personal Consumer Issues
Topic: How did you tell the boss you're leaving/retiring?
Replies: 129
Views: 9466

Re: How did you tell the boss you're leaving/retiring?

I was on leave when my supervisor sent a fairly despicable and potentially libelous email to me, and cc:'d it to upper management, who were apparently fine with him doing that. So I chose not to come back from leave. To whom it may concern: I resign with a final day of XX. Teague Department Z I cc:'...
by Teague
Wed Apr 25, 2018 8:19 pm
Forum: Personal Consumer Issues
Topic: New car pickup today.
Replies: 48
Views: 3317

Re: New car pickup today.

If you decide at some point you want the genuine Toyota brand extended warranty (I wouldn't consider any other type) I bet you can buy one online from a dealer that will sell it for considerably less than your local dealer.
by Teague
Wed Apr 25, 2018 12:20 pm
Forum: Personal Consumer Issues
Topic: Is Los Angeles a good place long term to live financially?
Replies: 198
Views: 15923

Re: Is Los Angeles a good place long term to live financially?

I have relatives in the greater LA area who bought a house for $28,000 in 1959. It is now worth 1.2 million per Zillow. So for them, yes, it was a good place long term to live financially, in response to the thread title.
by Teague
Tue Apr 24, 2018 9:45 pm
Forum: Personal Consumer Issues
Topic: Nomadic lifestyle in their 50s
Replies: 101
Views: 10819

Re: Nomadic lifestyle in their 50s

Interesting. The ship isn't owned by a company, you have a fractional share of ownership once you buy a room. So basically it's a floating condo owned by people with $10M+ net worth. That's gotta lead to some interesting owner's meetings. I can just imagine. "OK, whose turn is it to pump out the bi...
by Teague
Tue Apr 24, 2018 5:15 pm
Forum: Personal Consumer Issues
Topic: Used car dealer-Freight charge
Replies: 21
Views: 1411

Re: Used car dealer-Freight charge

Since you're looking at former rentals let me share something I read - it was on the Internet so it must be true. :wink: I read a post a while back from a guy who worked at one of the larger rental agencies for a long time. He stated the rental agencies keep the very best quality aged-out cars and s...
by Teague
Tue Apr 24, 2018 11:20 am
Forum: Personal Consumer Issues
Topic: Used car dealer-Freight charge
Replies: 21
Views: 1411

Re: Used car dealer-Freight charge

Tell them you charge a $3000 "slimy, lying, predatory car dealer" fee.
by Teague
Mon Apr 23, 2018 9:07 pm
Forum: Personal Consumer Issues
Topic: Used car dealer-Freight charge
Replies: 21
Views: 1411

Re: Used car dealer-Freight charge

It sounds normal for a used car dealer - in other words, it sounds like they are lying to you. But the practice of doing this? Never heard of it, unless a customer orders a specific car from far away and has it shipped to the car lot.
by Teague
Mon Apr 23, 2018 2:30 pm
Forum: Personal Consumer Issues
Topic: Question charging smart phones
Replies: 17
Views: 1431

Re: Question charging smart phones

I think she is right. Actually I know she is because she is your wife - at least that's the way I play it at my house. So here's my limited understanding: Lithium ion batteries would ideally like to be stored about 50% charged. Storage at a higher charge is hard on them. But, storage near discharged...
by Teague
Sun Apr 22, 2018 10:35 am
Forum: Personal Finance (Not Investing)
Topic: Question on successor trustee best practice
Replies: 8
Views: 694

Re: Question on successor trustee best practice

Basically I was wondering how far down that line of succession - if at all - I need to go when sending letters about the administration of the trust. As I posted above, these are generally known as contingent beneficiaries and state law varies as to the notice they should receive. You need to deter...