Search found 153 matches

by donfairplay
Fri Jun 14, 2019 3:28 am
Forum: Personal Investments
Topic: Starbucks; buy, sell, hold?
Replies: 41
Views: 3105

Re: Starbucks; buy, sell, hold?

I vote hold. Or HODL (Hold On for Dear Life) Starbucks may have hit saturation in the US, but they're booming everywhere else - they're opening a new store in China every 15 hours and plan to continue that for the next 4-5 years. Plus, you're up 30% YTD; 46% 1-year. And you bought in 10 years ago, s...
by donfairplay
Fri May 31, 2019 1:40 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 1098
Views: 153178

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

This thread has a very negative tone on Honda, driven primarily by one issue. Some folks believe the problem still exists; others, including Honda, do not. The CRV continues to get great reviews. Consumers Reports gives the 2018 CRV a 4-out-of-5 rating for reliability. I'm pretty sure you can find ...
by donfairplay
Tue May 28, 2019 2:05 pm
Forum: Personal Consumer Issues
Topic: How a SIM swap attack works
Replies: 28
Views: 3279

Re: How a SIM swap attack works

Given what's available with vanguard does anyone have suggestions on best approach to security with a vanguard account? Suggestions for -google / gmail security setup (i see disable sms and enable 2fa as a suggestion) -wireless carrier security setup (i see enable a pin as a suggestion) -vanguard s...
by donfairplay
Sun May 12, 2019 1:14 am
Forum: Personal Consumer Issues
Topic: Recycling Different Plastics
Replies: 63
Views: 3340

Re: Recycling Different Plastics

With China's new requirement of no more than 0.5% contamination, most recyclers in the US can't even qualify to ship to China. India is still accepting this, but at a much lower price. As it was, China had been burning over 75% of the plastic that reached them. So, although I'm a big recycling advo...
by donfairplay
Sun Apr 28, 2019 6:02 pm
Forum: Personal Consumer Issues
Topic: Man’s life savings stolen from hijacked cellphone number
Replies: 180
Views: 16489

Re: Man’s life savings stolen from hijacked cellphone number

Lots of paranoia in this thread (and important information missing in the article). The phone is the second factor, not the only factor. No well designed authentication system should be breakable just with access to the SMS. How did the hacker get the strong and unique password (first factor) of Mr...
by donfairplay
Fri Apr 19, 2019 4:32 pm
Forum: Personal Consumer Issues
Topic: In search of a dishwasher that dries plastics well...
Replies: 54
Views: 2109

Re: In search of a dishwasher that dries plastics well...

This may be counter-intuitive, but try keeping the rinse aid 1/2 full instead of full. It's easy to overload the rinse-aid container.
by donfairplay
Mon Mar 25, 2019 9:00 pm
Forum: Personal Consumer Issues
Topic: ASUS' live update software hacked, signed with ASUS digital certificate
Replies: 6
Views: 901

ASUS' live update software hacked, signed with ASUS digital certificate

https://motherboard.vice.com/en_us/article/pan9wn/hackers-hijacked-asus-software-updates-to-install-backdoors-on-thousands-of-computers New supply-chain attack/hack. This time ASUS' live update software has a backdoor, and was signed with ASUS' digital certificate. Estimated up to half a million co...
by donfairplay
Sun Mar 17, 2019 4:56 pm
Forum: Investing - Theory, News & General
Topic: The Power of Not Caring
Replies: 61
Views: 6520

Re: The Power of Not Caring

If the markets dropped 70% and never recovered until 30 years later, halting your retirement plans, would you care then?
by donfairplay
Tue Jan 08, 2019 5:15 am
Forum: Personal Consumer Issues
Topic: How did store know what exact coupons to mail me?
Replies: 23
Views: 2329

Re: How did store know what exact coupons to mail me?

Some stores (most of the major stores) have their own data science operation. Buying products that are linked together triggers a profile. Buying products that you bought before and just sending out a coupon for those products is pretty easy. Target had an infamous example. From NY Times Magazine: h...
by donfairplay
Sun Dec 09, 2018 6:50 am
Forum: Personal Consumer Issues
Topic: Possible surprise Emergency Room bills starting 1/1/2019 (UnitedHealthcare vs Envision Healthcare)
Replies: 2
Views: 734

Possible surprise Emergency Room bills starting 1/1/2019 (UnitedHealthcare vs Envision Healthcare)

This was on bloomberg today. https://www.bloomberg.com/news/articles/2018-12-07/millions-of-americans-could-face-surprise-emergency-room-bills-in-january?srnd=premium Summary, though I suggest reading the article: A contract dispute is going well into the eleventh hour because UnitedHealthcare (UHC)...
by donfairplay
Tue Nov 20, 2018 1:20 am
Forum: Personal Consumer Issues
Topic: Clark Howard - Sign Up For USPS Informed Delivery
Replies: 17
Views: 3138

Re: Clark Howard - Sign Up For USPS Informed Delivery

The questions you were asked were generated by whatever credit bureau the USPS uses. If your credit was frozen like mine is, you would not be able to get past that stage. Instead you would have to print some docs and go to the post office. The same applies to setting up a SSA account online. My cre...
by donfairplay
Mon Nov 19, 2018 9:56 pm
Forum: Personal Consumer Issues
Topic: Clark Howard - Sign Up For USPS Informed Delivery
Replies: 17
Views: 3138

Re: Clark Howard - Sign Up For USPS Informed Delivery

I just signed up for this last week. No credit check was required. After myUSPS account was created, signing up for informed deliver was a separate process. To verify my ID I had the option of answering questions on-line which were just like the questions asked to verify ID for my on-line SSA accou...
by donfairplay
Sat Nov 17, 2018 4:25 am
Forum: Personal Investments
Topic: Northpointe Bank Website - legit?
Replies: 6
Views: 774

Re: Northpointe Bank Website - legit?

As long as the HTTPS is there for you, you are set. Untruth. If the "banking technology provider" is itself compromised or poorly implemented, then there's nothing protecting you. Fiserv, the banking technology provider/core bank processor (whatever you call it) running Northpointe Bank's website a...
by donfairplay
Fri Nov 09, 2018 4:18 am
Forum: Personal Finance (Not Investing)
Topic: Chase points - what's the point of buying gift cards
Replies: 30
Views: 2712

Re: Chase points - what's the point of buying gift cards

Some people like to use the Sapphire Reserve for travel redemptions at a higher point value. I have more points than I can realistically use so I tend to take the money. But I wouldn't buy merchandise with points. Do it as a normal purchase, so you can get extended warranty, points, and any other b...
by donfairplay
Tue Nov 06, 2018 12:43 am
Forum: Personal Consumer Issues
Topic: Crucial and Samsung SSDs encryption can be bypassed when using Microsoft's Bitlocker
Replies: 2
Views: 579

Crucial and Samsung SSDs encryption can be bypassed when using Microsoft's Bitlocker

In today's security theater news, apparently many models of Crucial and Samsung SSDs have encryption with very easy to exploit flaws. Microsoft's Bitlocker uses the SSD's encryption instead of bitlocker's own encryption. Bitlocker won't warn you if the SSD's encryption is weak. Possibly unfixable (u...
by donfairplay
Tue Oct 30, 2018 8:20 am
Forum: Investing - Theory, News & General
Topic: Who's Buying General Electric?
Replies: 39
Views: 5010

Re: Who's Buying General Electric?

They wrote down $22 billion in a quarter.
by donfairplay
Tue Oct 23, 2018 11:44 am
Forum: Investing - Theory, News & General
Topic: Google Finance YTD Return
Replies: 6
Views: 1370

Re: Google Finance YTD Return

It shows as +1.27 (1.89%) Tue,Jan 2-Mon, Oct 22. You have to click on the far left to toggle the ytd return. Click the jan 2 point on the left, hold left click and drag to oct 22, to show the return for ytd
by donfairplay
Mon Oct 01, 2018 7:10 am
Forum: Investing - Theory, News & General
Topic: General Electric
Replies: 77
Views: 11194

Re: General Electric

Last week GE disclosed that the vaunted power division's turbines have major flaws. GE's CEO told the division employees via video message to "keep your chin up."

Today the CEO was fired.
by donfairplay
Mon Oct 01, 2018 2:55 am
Forum: Investing - Theory, News & General
Topic: Sears, a 125 year old company is now a penny stock.
Replies: 127
Views: 15951

Re: Sears, a 125 year old company is now a penny stock.

Image

Eddie Lampert in happier, more innocent times. It's hard to remember that he was once a toast of the town.
by donfairplay
Wed Sep 19, 2018 1:58 am
Forum: Investing - Theory, News & General
Topic: How can I buy ALIBABA and TENCENT stock?
Replies: 29
Views: 2808

Re: How can I buy ALIBABA and TENCENT stock?

NYSE: BABA, OTC: TCEHY (ADR) although this was already posted.

Do you own Vanguard Emerging Markets? Tencent (700:HKG) is 4.57%, Alibaba (BABA) is 3.37%; of the entire fund.
by donfairplay
Sat Sep 15, 2018 4:42 am
Forum: Personal Consumer Issues
Topic: iphone xs--buy it sim free vs. on a network
Replies: 12
Views: 1565

Re: iphone xs--buy it sim free vs. on a network

What about waiting for an AT&T NEXT deal, then pay it off after two months of payments, then call to unlock? You'd be out the $40 activation fee, but probably save a bunch when a deal pops up.
by donfairplay
Thu Sep 13, 2018 10:41 pm
Forum: Personal Investments
Topic: Vanguard is requiring cell phone security codes - problem for international travel (UPDATE)
Replies: 65
Views: 5230

Re: Vanguard is requiring cell phone security codes - problem for international travel

If you want to save $30 or $35 on the yubikey, sign up for a $10 Wired.com (print + digital, or digital only its the same price) and get a "free" Yubikey. The only problem is that the subscription is set to auto renew, so turn that off when you get your yubikey. Or sign up through slickdeals for a $...
by donfairplay
Fri Aug 31, 2018 4:07 am
Forum: Investing - Theory, News & General
Topic: 1987 Crash or 1982 Bash?
Replies: 3
Views: 495

Re: 1987 Crash or 1982 Bash?

20 minutes? *closes youtube window*

S&P 500 finished positive on the year for 1987, so I don't care?
by donfairplay
Wed Aug 22, 2018 4:05 am
Forum: Personal Consumer Issues
Topic: Sellers beware on eBay.
Replies: 92
Views: 8854

Re: Sellers beware on eBay.

This was all covered in the ebay user agreement. You read that thing cover to cover, right? :D https://www.ebay.com/help/policies/member-behaviour-policies/user-agreement?id=4259 11. Holds To protect eBay from risk of liability for your actions as a seller, eBay has at times recommended, and may con...
by donfairplay
Wed Aug 15, 2018 1:10 pm
Forum: Personal Consumer Issues
Topic: Discarding dead cell phone without purging my data
Replies: 33
Views: 3052

Re: Discarding dead cell phone without purging my data

Buncha amateurs. I scrap electronics for a hobby and for extra money. I can tell you that if you drill a hole in a hard drive platter, the data is recoverable. Magnets are your friend there. Breaking hundreds of disks into hundreds of pieces is your friend. But be careful, some game systems like X ...
by donfairplay
Fri Jul 27, 2018 2:06 am
Forum: Personal Finance (Not Investing)
Topic: The stock that got away
Replies: 40
Views: 3180

Re: The stock that got away

EXAS - Exact Sciences I was tracking the company loosely since the NBC nightly news did a feature on Cologuard. My thinking was that it was a criminally mispriced asset with what is essentially an approved "drug" but is actually an approved and patented medical lab test. Bought in my roth ira July 2...
by donfairplay
Mon Jul 09, 2018 4:48 am
Forum: Investing - Theory, News & General
Topic: Article: Rich kids are counting on inheritance to pay for retirement
Replies: 31
Views: 4880

Re: Article: Rich kids are counting on inheritance to pay for retirement

1 in 6 millennials have $100k saved up, according to a Bank of America study. 63% of "mass affluent" 18 to 40 year olds are depending on inheritance for their retirement, according to a Merrill Edge study (Merrill, a Bank of America subsidiary). These "studies" or surveys are similar to the health f...
by donfairplay
Wed Jun 27, 2018 5:33 am
Forum: Investing - Theory, News & General
Topic: GE and the myth of "safe blue-chip stocks"
Replies: 140
Views: 22419

Re: GE and the myth of "safe blue-chip stocks"

Air plane engine, healthcare, power genenator. That's the backbone of US economy. We can live without facebook, amazon, apple but can't live without GE. Slim down and sell off other business. It will take time to turn the big shp around. It's a long term play. For those keeping score, GE has sold o...
by donfairplay
Sat Jun 09, 2018 5:59 am
Forum: Personal Investments
Topic: Can someone look at this for me... Did I really lose all this money?
Replies: 16
Views: 3728

Re: Can someone look at this for me... Did I really lose all this money?

It looks like you withdrew a bunch of money. The chart reads that the data represents "returns". If the OP withdrew money Vanguard codes that as withdraw right? You can toggle the graph differently. Go to the My Accounts drop down menu, then Personal Performance. Looking at OP's first pic: https://...
by donfairplay
Sat Jun 09, 2018 2:23 am
Forum: Personal Consumer Issues
Topic: Upgrade to SSD for 5-year old desktop?
Replies: 64
Views: 4345

Re: Upgrade to SSD for 5-year old desktop?

^ how fast are they? I just tested Word, Excel, Evernote, Virtual Box and H&R Block on my conventional drive. Using the "one-one thousand" time clock I'd say all opened up in a second or less except for Block which took a couple of seconds. Loading a few programs you won't notice much difference, b...
by donfairplay
Wed May 23, 2018 11:42 pm
Forum: Investing - Theory, News & General
Topic: GE and the myth of "safe blue-chip stocks"
Replies: 140
Views: 22419

Re: GE and the myth of "safe blue-chip stocks"

This thing (GE) keeps going down. Every day a different crisis, every day a different division of the conglomerate is threatening the entire kit and caboodle. It was the subprime mortgage division that was written down and had huge legal liability, then the long term care insurance operation, now th...
by donfairplay
Thu May 03, 2018 3:21 pm
Forum: Personal Consumer Issues
Topic: Thinking of getting an Apple Watch
Replies: 82
Views: 9818

Re: Thinking of getting an Apple Watch

There were a few Apple Watch life-saving stories in the past few days. The Apple Watch gives a warning to seek immediate medical attention. 18 year old with unknown chronic kidney failure https://www.abcactionnews.com/news/region-hillsborough/hillsborough-teen-apple-watch-saved-my-life 32 year old w...
by donfairplay
Sun Apr 15, 2018 12:48 am
Forum: Personal Finance (Not Investing)
Topic: Should we save for our son's college?
Replies: 96
Views: 10812

Re: Should we save for our son's college?

Where'd all the people who say 'change the locks at 18, and buy him a one way ticket to North Dakota' go?
by donfairplay
Tue Apr 10, 2018 12:11 am
Forum: Personal Consumer Issues
Topic: Tequila and Magaritas
Replies: 122
Views: 13799

Re: Tequila and Magaritas

Zafiro Añejo tequila - accept no substitutes.
by donfairplay
Thu Apr 05, 2018 2:02 pm
Forum: Personal Consumer Issues
Topic: Anyone Deleting Facebook?
Replies: 338
Views: 30182

Re: Anyone Deleting Facebook?

Anyone seen the Facebook movie called "The Social Network" ? Excellent movie. Got a bunch of Oscar nominations, big box office, and I even liked Justin Timberlake's acting. David Fincher (Seven) directed. I don't see how anyone could be involved with FB after watching that movie. The protagonists a...
by donfairplay
Tue Apr 03, 2018 1:32 pm
Forum: Personal Consumer Issues
Topic: Cell account hacked
Replies: 22
Views: 3938

Re: Cell account hacked

This happened to my mom a while back. They're going after the free new phone, not after your accounts - it's orders of magnitude harder to hack accounts because you usually have to compromise an email address too. It was not a fun experience explaining to the AT&T phone representatives that the adde...
by donfairplay
Mon Apr 02, 2018 11:41 pm
Forum: Personal Consumer Issues
Topic: Protecting personal privacy on-line - CBS News
Replies: 28
Views: 2783

Re: Protecting personal privacy on-line - CBS News

The prepaid gift cards might be the only legitimate idea, if you paid with cash. Even the prepaid gift card is stupid. Once I have the pre paid gift card info, I can determine exactly when and where it was sold, get the video footage from that store and use facial recognition to identify whoever pu...
by donfairplay
Mon Apr 02, 2018 11:24 pm
Forum: Personal Consumer Issues
Topic: Protecting personal privacy on-line - CBS News
Replies: 28
Views: 2783

Re: Protecting personal privacy on-line - CBS News

These experts come up in the news to give legitimacy to three letter news networks requirement to "do something". If you're browsing from a mobile hotspot, your browsing history is shared with your ISP. If you're using facebook, you're already being tracked so deleting it might be the only option, b...
by donfairplay
Fri Mar 30, 2018 11:45 pm
Forum: Personal Finance (Not Investing)
Topic: No income but sold a house... (taxes)
Replies: 29
Views: 3099

Re: No income but sold a house... (taxes)

Yes this was my primary residence. The deed was put in my name in August 2016, and the house was sold in April 2017. The real estate market in my area was super hot, but I can't imagine the house appreciated more than 200k (this was the magic number the H&R block girl used as the 'cut off point' fo...
by donfairplay
Fri Mar 23, 2018 11:00 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11010
Views: 1920100

Re: U.S. stocks in freefall

I haven't been a member of this forum for all so long. Do people here normally get this amped up over market volatility? What about the "stay the course/steady as she goes" Boglehead ethos? Or is this just something to talk about lest the forum be dull otherwise? The later. Yup. Good investing is u...
by donfairplay
Fri Mar 23, 2018 2:58 am
Forum: Personal Consumer Issues
Topic: Chase Freedom Card 5% - any paypal tricks?
Replies: 12
Views: 4254

Re: Chase Freedom Card 5% - any paypal tricks?

Looks like you cant use the Freedom card as the backup payment source for the Paypal debit card... https://www.paypal.com/us/selfhelp/article/what-backup-payment-methods--are-available-with-my-paypal-business-debit-mastercard%C2%AE-faq1660 You don't have to use it as a backup payment source for a p...
by donfairplay
Mon Mar 05, 2018 4:40 am
Forum: Personal Consumer Issues
Topic: $500 gift card, what to do?
Replies: 42
Views: 3954

Re: $500 gift card, what to do?

I was about to suggest that, rather than sell it (sure to cost something), I'd use it to buy groceries or gas. Or use some of it to get gift cards at the grocery for things you' like to purchase - restaurant meals, etc, etc. BUT I JUST CHECKED EBAY - cards sell at a premium! I have no idea why that...
by donfairplay
Fri Feb 16, 2018 1:42 am
Forum: Personal Investments
Topic: Did you learn anything from the market correction?
Replies: 160
Views: 14446

Re: Did you learn anything from the market correction?

I learned that there is such a thing called a "termination event" in the ETF ticker XIV. Honestly had no idea about it. I also re-learned that while my portfolio went down a little, things could have been worse, a lot worse, such as this trader's case: https://www.marketwatch.com/story/xiv-trader-iv...
by donfairplay
Thu Feb 08, 2018 2:21 am
Forum: Personal Finance (Not Investing)
Topic: free dinner investing seminar
Replies: 396
Views: 37924

Re: free dinner investing seminar

I sighed and felt a twinge of regret. Not because you or your friend may fall for these sales pitch dinners, but because the steakhouse its held at, Ruth Chris, was a stock I gave more than serious consideration of chucking a substantial amount of my Roth IRA account during the depths of the recessi...
by donfairplay
Tue Feb 06, 2018 12:16 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 161
Views: 16367

Re: Quicken Premier 5-year subscription $0 (free) on quicken website

Wake me up when I need to join the class-action lawsuit. Mr. Simpson, this is the most blatant case of false advertising since my suit against the film 'The Neverending Story' - Lionel Hutz Anyway, for those that didn't install from the 2018 file (ex you have 2017 on your computer) you can check yo...
by donfairplay
Sun Feb 04, 2018 10:30 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 161
Views: 16367

Re: Quicken Premier 5-year subscription $0 (free) on quicken website

Update, for what it’s worth. I had disabled auto renew, but then re-enabled it. It took me to a page to enter a cred it card number and shows my renewal date as 2/5/2023. I also received an email with invoice for $0 for the five years and an another confirmation email stating my renewal date is 2/4...
by donfairplay
Sun Feb 04, 2018 10:20 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 161
Views: 16367

Re: Quicken Premier 5-year subscription $0 (free) on quicken website

Well just browsing quickly through the Slickdeals forum, it sure does seem like a mistake. People on there are reporting making the "purchase" multiple times to extend their subscription for 5, 10, 15, or 20 or more years. No way quicken is going to allow that. :shock: Some of them are jokesters. S...
by donfairplay
Sun Feb 04, 2018 10:08 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 161
Views: 16367

Re: Quicken Premier 5-year subscription $0 (free) on quicken website

I received two emails. One was an order confirmation. One was titled important changes to your quicken account, with the subscription being upgraded from Deluxe to Premier and the 2023 expiration. I was a Deluxe 2018 subscriber, for what its worth. I think at this point, Quicken's website, subscript...
by donfairplay
Sun Feb 04, 2018 8:45 am
Forum: Personal Consumer Issues
Topic: What would you do with this car?
Replies: 37
Views: 3435

Re: What would you do with this car?

Might get a better price selling it back to the Mercedes dealership because Carmax will give you wholesale prices (they'll just flip it at auction) whereas the Mercedes dealer might sell it as CPO because it fits with their product mix.