Search found 404 matches

by lws6772
Sun Jan 14, 2018 9:15 pm
Forum: Personal Consumer Issues
Topic: What is the best home exercise equipment?
Replies: 114
Views: 9112

Re: What is the best home exercise equipment?

For me it's been a shovel and a hoe, at least for the last 50 years. :D
by lws6772
Fri Jan 12, 2018 4:06 pm
Forum: Personal Consumer Issues
Topic: 0W-20 Synthetic Motor Oil
Replies: 44
Views: 5333

Re:

:D Suggestion, I changed oil for a decade. Running a repair shop. I mix 1 qt synthetic with standard 5-20W. Yes, I mix, how horrid. :evil: I'm also into a few core indexes, a few managed LT sectors, and IMO beaten down single equities. The station I have now charges 20bucks. >shrug< Shuts off the '...
by lws6772
Mon Jan 08, 2018 11:27 am
Forum: Local Chapters and Bogleheads Community
Topic: Livesoft at 58,000 posts!
Replies: 36
Views: 2943

Re: Livesoft at 58,000 posts!

That's a lot of posts. If I post ever single day from now forward, at 58,000 posts it will be 157 years from now, year 2175 and I will be 217 yrs. old. That doesn't look right, but I've checked it 3 times.
by lws6772
Tue Dec 12, 2017 8:34 pm
Forum: Personal Consumer Issues
Topic: Paying contractors for incomplete work
Replies: 32
Views: 2501

Re: Paying contractors for incomplete work

These kind of headaches are part of non DIY life. Pretty much anything involving a toilet should be "you get paid when its fixed" type of payment because its so stupid easy for a plumber. In the time you spend reading these replies you could google how to fix it yourself. Saw a guy in Walmart one d...
by lws6772
Wed Dec 06, 2017 6:04 pm
Forum: Investing - Help with Personal Investments
Topic: Fidelity charges to close accounts!
Replies: 65
Views: 22384

Re: Fidelity charges to close accounts!

One of the reasons I've yet to open an account with Fidelity.
by lws6772
Tue Nov 21, 2017 6:38 pm
Forum: Personal Finance (Not Investing)
Topic: Why not take Social Security at 62
Replies: 334
Views: 26915

Re: Why not take Social Security at 62

People with modest retirement savings should probably take SS whenever they stop full-time work, whether 62 or some years later. This helps maintain their lifestyle. People with "large" tax-sheltered accumulations should delay SS to age 70 to give them time to spend down some of the tax-deferred ac...
by lws6772
Mon Nov 06, 2017 8:37 pm
Forum: Personal Consumer Issues
Topic: New York restaurants suggestions?
Replies: 18
Views: 1735

Re: New York restaurants suggestions?

Thanks very much to everyone for your suggestions. A few of the places we ate at included Luke's Lobster, Mile End, Dough and Hale and Hearty(good chicken pot pie). We also ate at a place inside Macy's, Stella 34, good pizza and a good view of the Empire State Bldg. All the local folks I spoke with ...
by lws6772
Sun Oct 22, 2017 6:17 pm
Forum: Personal Consumer Issues
Topic: New York restaurants suggestions?
Replies: 18
Views: 1735

Re: New York restaurants suggestions?

Agreed we need to know area/cuisine/budget but I'll throw out ideas in any event. Gramercy Tavern Uncle Boons Cosme Oiji NoMAD Boulud Sud Sakagura Lilia Estela Upland You will find something you like among these. None are inexpensive but some aren't entirely astronomical. There are others that are ...
by lws6772
Sun Oct 22, 2017 3:17 pm
Forum: Personal Consumer Issues
Topic: New York restaurants suggestions?
Replies: 18
Views: 1735

New York restaurants suggestions?

Looking for some good NYC food, never been, there next weekend. Will be an Manhattan and maybe Brooklyn. We like all kinds of food.Thanks very much for any suggestions as to your favorite places.
by lws6772
Sun Oct 22, 2017 10:16 am
Forum: Investing - Theory, News & General
Topic: 100% Stocks?
Replies: 7
Views: 849

Re: 100% Stocks?

"Markets move when other investors believe they know what other investors are thinking" - Robert J. Shiller - Nobel Memorial Prize in Economic Sciences 2013.
by lws6772
Thu Oct 05, 2017 5:18 pm
Forum: Personal Consumer Issues
Topic: MoviePass-Too good to be true, but it's legit.
Replies: 147
Views: 17675

Re: MoviePass-Too good to be true, but it's legit.

Can you buy your ticket BEFORE you get to the theater? Our problem is when we show up(early albeit even) at the theater to buy tickets(in person) many times they are sold out or only marginal seats are left(if any at all) now that everything is "online".
by lws6772
Thu Oct 05, 2017 4:15 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement Account Stolen by Identity theft
Replies: 392
Views: 58477

Re: Retirement Account Stolen by Identity theft

I was wondering when they would start stealing retirement accounts. My concern was also getting stuck with a big tax bill and the 10% penalty for those under 59 1/2. My wife froze our credit several years ago and I moved all my IRAs "offline" several years before that.
by lws6772
Mon Sep 18, 2017 6:06 pm
Forum: Investing - Theory, News & General
Topic: "Goldman's Bear Market Indicator Shows Crash Dead Ahead"
Replies: 33
Views: 5364

Re: "Goldman's Bear Market Indicator Shows Crash Dead Ahead"

Several weeks ago I was made aware of a little known indicator that preceded the 2008 downturn and that same indicator has been happening again, albeit not quite at it's 2008 level. It will be interesting to see if it holds true this again.
by lws6772
Tue Sep 12, 2017 3:20 pm
Forum: Personal Consumer Issues
Topic: What money to store outside for disaster?
Replies: 63
Views: 5469

Re: What money to store outside for disaster?

I foresee needing cash to "trade" things with neighbors, not stores. In our neighborhood, I am sure everyone would help everyone else out for free. Or at least people would settle up later. Has anyone had to pay their neighbor during a disaster? It sounds pathetic. Not this Texan, disaster or NON d...
by lws6772
Sun Sep 03, 2017 9:12 pm
Forum: Investing - Theory, News & General
Topic: Why can't the future of stocks be predicted
Replies: 61
Views: 3980

Re: Why can't the future of stocks be predicted

Too many variables and it would also cause the thread to be locked.
by lws6772
Sun Aug 27, 2017 3:46 pm
Forum: Investing - Help with Personal Investments
Topic: E. F. Hutton
Replies: 2
Views: 557

E. F. Hutton

My wife revealed an interesting comment to me last week. She works in the computer field and said that the software and hardware salesmen were very aggressive right now. She said the last time she noticed this aggressiveness was right before the 2008 downturn, when they were even more aggressive tha...
by lws6772
Sun Aug 13, 2017 9:38 am
Forum: Personal Consumer Issues
Topic: Should I buy a paint sprayer?
Replies: 10
Views: 1164

Re: Should I buy a paint sprayer?

The last time our house was painted, I watched the painters and how they did the work with sprayers. I have a big detached garage (24x36) that I excluded from the paint work. Once they were done, I used my roll around sears compressor with the included junk sprayer. It worked 1000% better than any ...
by lws6772
Sat Aug 05, 2017 3:36 pm
Forum: Personal Consumer Issues
Topic: Opticians: is there any difference in quality of Costco glasses?
Replies: 51
Views: 37516

Re: Opticians: is there any difference in quality of Costco glasses?

I got tired of paying $300 to $400 for glasses years ago so went to buying them online for the last decade never paying more than about $80 a pair with all the options that I wanted. Three weeks ago, I went to the local optometrist (private non-chain store) to get an updated prescription with full ...
by lws6772
Thu Jun 01, 2017 5:54 pm
Forum: Personal Consumer Issues
Topic: What Do You Pay for an Oil Change?
Replies: 129
Views: 10721

Re: What Do You Pay for an Oil Change?

Never have paid for an oil change, although it's on my bucket list when I get old, only 60 right now.
by lws6772
Sun Apr 30, 2017 5:45 pm
Forum: Investing - Theory, News & General
Topic: Best source for investment news?
Replies: 52
Views: 5289

Re: Best source for investment news?

I like reading(for free) Money magazine and have found some useful tidbits over the years.
by lws6772
Thu Mar 09, 2017 5:36 pm
Forum: Personal Finance (Not Investing)
Topic: Roth Question
Replies: 2
Views: 421

Roth Question

Started my Roth back in '98, contributed to it for several years in a row and will be 59.5 next month. I would like to start contributing again. If I decide to pull money out of it in say 3 years, will there be any problems, since the new contributions will not have been in the Roth for 5 years. It'...
by lws6772
Mon Jan 16, 2017 5:44 pm
Forum: Investing - Theory, News & General
Topic: "Are Roth or Traditional Contributions Better?"
Replies: 7
Views: 1199

Re: "Are Roth or Traditional Contributions Better?"

I like the Roth because no more taxes, forever, or at least until they change the rules.
by lws6772
Mon Apr 25, 2016 6:01 pm
Forum: Personal Consumer Issues
Topic: Holes in the heels of black dress socks
Replies: 30
Views: 3111

Re: Holes in the heels of black dress socks

It does seem like socks wear out sooner these days, I'm guessing they're not making 'em as good(like a lot of other stuff). I buy mine at Sams. They have a green stripe across the toes and I think they are made by Burlington. I've had good luck with the white ones.
by lws6772
Fri Aug 28, 2015 4:03 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle: How to handle the market's wild ride
Replies: 16
Views: 2154

Re: How to handle the market's wilde ride?

ruralavalon wrote:
emontiel wrote:How are other bogleheads dealing with the current volatility in the market?
So far I have done nothing at all.
X 2 and I don't listen to "experts" on the tv. All they can do is tell you what happen yesterday.
by lws6772
Wed Apr 01, 2015 10:55 am
Forum: Personal Consumer Issues
Topic: Brimfield Antique Show
Replies: 4
Views: 558

Brimfield Antique Show

Any of you boglehead been to the Brimfield Antique Show in Brimfield MA? We are thinking of flying to Boston this summer to go to it and any other flea and antique markets in the surrounding area. My wife specializes in antique pocket watches and jewelry. Any information would be greatly appreciated...
by lws6772
Mon Mar 02, 2015 12:53 pm
Forum: Personal Consumer Issues
Topic: Paris France help/suggestions for women
Replies: 22
Views: 2287

Paris France help/suggestions for women

My wife, daughter-in-law and seven year old grandson are flying to Paris for about a week . None of them(or me) have ever traveled abroad. My wife needs a good way to secure her money/credit cards, etc. She has been to the Rick Stevens site regarding pick pockets. Most of what she found talks about ...
by lws6772
Mon Jan 19, 2015 11:08 am
Forum: Personal Finance (Not Investing)
Topic: Land - Me or my Neighbor
Replies: 44
Views: 4251

Re: Land - Me or my Neighbor

Does your neighbor even know you're maintaining it? I have a reasonably large amount of land that's surrounded by a subdivision. I'm not out in the areas farthest away unless I'm maintaining snowmobile trails or taking firewood or forest managing.....and I've been doing all of these closer to my ho...
by lws6772
Sun Dec 28, 2014 10:52 am
Forum: Investing - Theory, News & General
Topic: Facebook is Outrageous
Replies: 78
Views: 12573

Re: Facebook is Outrageous

Ketawa wrote:Put your money where your mouth is and short them.
Reminds me what a friend once said when everyone was jawing about who they thought would win the Superbowl. He put a $100 bill on the table and said, "I know what ya'll THINK, now I want to know what you BELIEVE".
by lws6772
Sat Dec 20, 2014 11:50 am
Forum: Personal Consumer Issues
Topic: How do you define "being rich"?
Replies: 127
Views: 13087

Re: How do you define "being rich"?

Good health, great family and friends, and living in the greatest country in the world. :beer
by lws6772
Thu Dec 11, 2014 11:53 am
Forum: Investing - Theory, News & General
Topic: Oil's future...
Replies: 56
Views: 7773

Re: Oil's future...

Good question! Shipmate Regmac, one thing to remember is the Mister Pickens is one of the big Energy Investors in the United States and he will make a LOT of money when (not if but when) energy stocks including oil get back to their normal price. Anyone willing to invest some PLAY money should take...
by lws6772
Mon Nov 24, 2014 8:35 pm
Forum: Personal Consumer Issues
Topic: Bogleheads, any "Black Friday" [recommendations]
Replies: 59
Views: 7577

Re: Bogleheads, anyone doing "Black Friday"

Diehard work boots 50% off(Sears) and mens wrangler jeans 40% off(Walmart).
by lws6772
Sat Nov 22, 2014 8:46 pm
Forum: Personal Finance (Not Investing)
Topic: Want to Save Money: Be grateful
Replies: 11
Views: 3338

Re: Want to Save Money: Be grateful

Interesting theory. Having never really ever been an impulse buyer and having always felt a great sense of gratitude, the theory really helps explain my resistance or immunity, even to the best marketing. I think I'll try to apply that gratitude theory to my desert eating problem, since nothing else...
by lws6772
Sat Oct 18, 2014 9:12 am
Forum: Personal Finance (Not Investing)
Topic: Debit Card was hacked. Should I just use cash from now on?
Replies: 56
Views: 5990

Re: Debit Card was hacked. Should I just use cash from now

Our debit card was recently hacked for $4.95 from a company called Healthy Choices Therapy. Looks like they've done this to a bunch of people and it's a very common scam: http://www.whatsthatcharge.com/HEALTHY-CHOICES-THERAPY-888-7176583-MD We believe it's from the recent Home Depot breach since my...
by lws6772
Tue Jul 22, 2014 7:32 am
Forum: Personal Finance (Not Investing)
Topic: Need financial advice
Replies: 1
Views: 485

Need financial advice

A friend of mine was given(from his mother) a total of 50K over several years, in increments of 12.5K or less. He put the money in a savings account, but now he wants to give the money back. He does not want to cause a tax problem for himself or his mother. What is the best way to go about this? Tha...
by lws6772
Thu Jul 10, 2014 11:11 am
Forum: Investing - Help with Personal Investments
Topic: Finally an audience with my brother on Finances
Replies: 33
Views: 4712

Re: Finally an audience with my brother on Finances

I completely understand that comment and appreciate it. I will recommend he meet with a tax attorney/cpa. However, I would like to provide him some simple guidance related to what available options high income earner's on this board do concerning I Bonds, CA Tax Exempt bonds, Treasuries, etc so he ...
by lws6772
Sat Jun 14, 2014 10:46 am
Forum: Personal Finance (Not Investing)
Topic: The 2 comma paradox
Replies: 155
Views: 18380

Re: The 2 comma paradox

This thread is about a paradox of thinking. Paradoxes are human and they are interesting . In fact, paradoxes are far more interesting than recitals of mantras such as "I am fine," "I am happy," "Stay the course," etc. This Forum is dedicated to discussions of investme...
by lws6772
Thu Jun 12, 2014 6:22 pm
Forum: Personal Finance (Not Investing)
Topic: The 2 comma paradox
Replies: 155
Views: 18380

Re: The 2 comma paradox

What do they call it,... first world problems?! What a paradox to have... My portfolio has so much money in it I sometimes lose more in a day than Average Joe can contribute in a year. This thread can be seen as quite ridiculous depending on who is reading it. Just my $0.02. Yes, may all my problem...
by lws6772
Wed Jun 11, 2014 11:57 am
Forum: Investing - Theory, News & General
Topic: Edward Jones came to my door
Replies: 44
Views: 4349

Re: Edward Jones came to my door

One came to our door a few years ago. I kinda felt sorry for the guy. With all the good information out there today, it's amazing that an Edward Jones still exists.
by lws6772
Mon Jun 09, 2014 5:24 pm
Forum: Investing - Theory, News & General
Topic: Fear of Equities Drives More Investors to Cash
Replies: 17
Views: 1935

Re: Fear of Equities Drives More Investors to Cash

VictoriaF wrote:If fear of equities drives investors to cash, why are equity prices rising?

Victoria

Because most all other prices are also rising, I'm just guessing.
by lws6772
Wed Jun 04, 2014 8:43 am
Forum: Investing - Theory, News & General
Topic: Which is superior? Slice & Dice or [Total Market]?
Replies: 48
Views: 4733

Re: Which is superior? Slice & Dice or [Total Market]?

HardKnocker wrote:Slice and Dice may give some people a feeling of having more control vs. the simple 3-fund approach.

Like picking individual stocks vs. Index funds.

Which is better? Depends on lots of factors.

Everybody likes to think they are smarter than the next guy.

+1
by lws6772
Sun May 25, 2014 10:49 am
Forum: Personal Consumer Issues
Topic: Hiring someone versus painting yourself
Replies: 51
Views: 6756

Re: Hiring someone versus painting yourself

mikeast wrote:I sell paint in my part-time job--hundreds of gallons every week. Top notch professional painters can be very difficult to find.
Lot of bozos out there calling themselves painters. Do it yourself and you'll be guaranteed a great job at the best price.

+1
by lws6772
Sat May 24, 2014 9:15 am
Forum: Personal Finance (Not Investing)
Topic: Rent vs Buy Calculator NY Times
Replies: 7
Views: 986

Re: Rent vs Buy Calculator NY Times

TomatoTomahto wrote:It always bothers me that there is no value assigned to liquidity for renters. The value of being able to move to a great job, with little friction, is not 0.

I would also add the value of LOTS of extra time, at least for me. When we rented, I typically had 30-40 extra hours of spare time per week.
by lws6772
Wed May 21, 2014 6:47 pm
Forum: Personal Consumer Issues
Topic: White collar crime book recommendations?
Replies: 21
Views: 1908

Re: White collar crime book recommendations?

I would also suggest some of the books by Michael Lewis, such as "The Big Short" and "Boomerang".
by lws6772
Wed May 14, 2014 2:37 pm
Forum: Investing - Theory, News & General
Topic: Stock Market to Plunge? What a friend said.
Replies: 78
Views: 7767

Re: Stock Market to Plunge? What a friend said.

I do not understand why people make fun of the question. After all there are very good reasons to fear a correction. In addition to the actions of the Fed, which at times may not be very helpful, the market is not helping much pushing PE10 dangerously high. One of the jobs of the members of this fo...
by lws6772
Wed May 14, 2014 10:20 am
Forum: Investing - Theory, News & General
Topic: Stock Market to Plunge? What a friend said.
Replies: 78
Views: 7767

Re: Stock Market to Plunge? What a friend said.

I do not understand why people make fun of the question. After all there are very good reasons to fear a correction. In addition to the actions of the Fed, which at times may not be very helpful, the market is not helping much pushing PE10 dangerously high. One of the jobs of the members of this fo...
by lws6772
Sun May 11, 2014 1:22 pm
Forum: Forum Issues and Administration
Topic: So many automotive decision posts
Replies: 7
Views: 1430

Re: So many automotive decision posts

HardKnocker wrote:No need for a sub-forum.

If you are not interested just ignore these threads.

+1
by lws6772
Sat May 10, 2014 5:34 pm
Forum: Investing - Theory, News & General
Topic: "Investors, How Dumb Are You?"
Replies: 51
Views: 7199

Re: "Investors, How Dumb Are You?"

Maybe slightly above average dumb.
by lws6772
Wed May 07, 2014 1:13 pm
Forum: Investing - Theory, News & General
Topic: What if You Found Your Accounts Hacked/Empty?
Replies: 46
Views: 3595

Re: What if You Found Your Accounts Hacked/Empty?

I'm sure this has been discussed before but search could not locate exactly what I want to ask. Suppose you have virtually all your retirement investments (except real estate) at one house, i.e., Vanguard. Suppose you logged on one morning and the accounts were empty. Suppose someone hacked Vanny, ...