Search found 129 matches

by Drovor
Thu May 23, 2019 3:32 pm
Forum: Personal Consumer Issues
Topic: Windows 10 - May 2019 Update (1903)
Replies: 45
Views: 4989

Re: Windows 10 - May 2019 Update (1903)

jebmke wrote:
Thu May 23, 2019 1:07 pm
Under Advanced Options you can defer feature updates. There is a drop down box. I set mine to 180 days.
Forgot all about that. Thanks!
by Drovor
Wed May 22, 2019 8:35 pm
Forum: Personal Consumer Issues
Topic: Windows 10 - May 2019 Update (1903)
Replies: 45
Views: 4989

Re: Windows 10 - May 2019 Update (1903)

I edited my post to include the article. You would need to install the May update.

The only other way is the "metered" workaround you stated. It is all or nothing at that point for running manual updates.
by Drovor
Wed May 22, 2019 8:25 pm
Forum: Personal Consumer Issues
Topic: Windows 10 - May 2019 Update (1903)
Replies: 45
Views: 4989

Re: Windows 10 - May 2019 Update (1903)

here we go again....am reluctant to install anymore Win 10 updates then absolutely necessary I generally let the major build changes season about six months. I am still at 1803. Maybe this summer I'll update to 1809. Is there a way to hold off on the big update, while still allowing the Anti-Virus ...
by Drovor
Sun Apr 14, 2019 8:51 pm
Forum: Personal Consumer Issues
Topic: Best 48-52" TV for ~$500? Costco?
Replies: 14
Views: 1026

Re: Best 48-52" TV for ~$500? Costco?

We got an LG from Costco a few years ago. It is a 49" and was well under $500 at the time. My toddler has beaten it up over the years and it keeps on going. Has my vote.
by Drovor
Sun Apr 07, 2019 10:19 am
Forum: Personal Investments
Topic: Theory: NOW is the Best Time for Total World Stock
Replies: 145
Views: 19942

Re: Theory: NOW is the Best Time for Total World Stock

Curious to see if anyone else has given some more thought towards this topic and is considering going 100% into VTWAX? I switched over at the beginning of the year for stock allocation. In my 403b I do not have it available so I am sticking with Vanguard 500. Do you have it in a taxable account? I ...
by Drovor
Sat Apr 06, 2019 6:38 pm
Forum: Personal Investments
Topic: Theory: NOW is the Best Time for Total World Stock
Replies: 145
Views: 19942

Re: Theory: NOW is the Best Time for Total World Stock

InvestorSteve wrote:
Sat Apr 06, 2019 6:21 pm
Curious to see if anyone else has given some more thought towards this topic and is considering going 100% into VTWAX?
I switched over at the beginning of the year for stock allocation. In my 403b I do not have it available so I am sticking with Vanguard 500.
by Drovor
Sat Mar 23, 2019 11:36 pm
Forum: Personal Consumer Issues
Topic: Suggestions for an internet service provider that is NOT Comcast?
Replies: 15
Views: 1310

Re: Suggestions for an internet service provider that is NOT Comcast?

Sonic https://www.sonic.com/ is a great provider, much cheaper than Comcast if they're in your area. Sonic is expanding rapidly. If you are able to get fiber it is worth it. DSL was overpriced after the promo plus they increased monthly pricing at the time I had their service. OP, It depends where ...
by Drovor
Fri Feb 22, 2019 10:38 am
Forum: Personal Finance (Not Investing)
Topic: Power of Attorney and filing taxes online
Replies: 8
Views: 665

Re: Power of Attorney and filing taxes online

Thank you for all the replies. I think I will run this by a tax professional just to be on the safe side.
by Drovor
Fri Feb 22, 2019 12:17 am
Forum: Personal Finance (Not Investing)
Topic: Power of Attorney and filing taxes online
Replies: 8
Views: 665

Re: Power of Attorney and filing taxes online

If you, the agent, are doing the signing (whatever that means in the electronic context), then, as described in IRS Publication 17 "Your Federal Income Tax" , you need to have Form 2848 "Power of Attorney and Declaration of Representative" filed. As I understand it, they do not allow you to invoke ...
by Drovor
Fri Feb 22, 2019 12:11 am
Forum: Personal Finance (Not Investing)
Topic: Power of Attorney and filing taxes online
Replies: 8
Views: 665

Re: Power of Attorney and filing taxes online

Silk McCue wrote:
Thu Feb 21, 2019 5:50 pm
Review the numbers with him once completed. Ask him if the wants you to submit e-file as calculated. Once he says yes press enter.

Cheers
Thank you, that would be doable.
by Drovor
Thu Feb 21, 2019 11:12 am
Forum: Personal Finance (Not Investing)
Topic: Power of Attorney and filing taxes online
Replies: 8
Views: 665

Power of Attorney and filing taxes online

Unfortunately my brother is dealing with serious health issues and unable to take care of his finances. I have durable power of attorney for him and was wondering if I could file his taxes online or is it something I need to go in person for? He has a simple return (single, no dependants, w2, rents)...
by Drovor
Tue Feb 12, 2019 11:54 pm
Forum: Personal Consumer Issues
Topic: Ever heard of dentists sedating toddlers to fill baby teeth cavities?
Replies: 28
Views: 2666

Re: Ever heard of dentists sedating toddlers to fill baby teeth cavities?

Our son had a defective/decaying front tooth when he was a few years old. We went with anesthesia. The other option I believe was to use a form of straitjacket. It was expensive though since it is not covered by dental insurance as a pediatric anesthesiologist was needed.
by Drovor
Tue Jan 15, 2019 10:04 pm
Forum: Personal Consumer Issues
Topic: Gillette Mach 3 alternatives
Replies: 81
Views: 8744

Re: Gillette Mach 3 alternatives

Dorco razors are good performers and reasonably priced. Made in South Korea. They're the OEM for several of the subscription razor services, and have several models with different designs. Of course, the absolute cheapest routes are double-edge safety razors or a straight, but those aren't for ever...
by Drovor
Thu Jan 10, 2019 12:13 am
Forum: Personal Consumer Issues
Topic: MMORPG games
Replies: 63
Views: 6127

Re: MMORPG games

Before kids I played a lot of games. Usually MMOs or first person shooters. Now just casual games on my phone. :|
by Drovor
Sun Jan 06, 2019 12:03 am
Forum: Personal Consumer Issues
Topic: Recommend men's undershirts
Replies: 49
Views: 3990

Re: Recommend men's undershirts

I recently bought another pack of Kirkland shirts from Costco and they are not as thick as before. I think they are better in my opinion. Might want to check it out again if you haven't recently.
by Drovor
Mon Dec 10, 2018 1:18 am
Forum: Personal Consumer Issues
Topic: Spotify or Amazon Music?
Replies: 44
Views: 3744

Re: Spotify or Amazon Music?

jebmke wrote:
Sun Dec 09, 2018 5:47 pm
tc101 wrote:
Sun Dec 09, 2018 5:45 pm
With the free versions can you download play lists to your phone so you are not streaming in your car?
Not with Spotify, that I know. I don't know what Amazon allows.
Amazon you can download with the free version.
by Drovor
Sun Dec 09, 2018 3:51 pm
Forum: Personal Consumer Issues
Topic: Spotify or Amazon Music?
Replies: 44
Views: 3744

Re: Spotify or Amazon Music?

Dont have experience with Spotify but have been happy with Amazon Music. I've also downloaded songs on my wife's phone to save data. I see the paid version being advertised at 99 cents for 3 months. I dont really have a need for the paid version but seems like a good deal if you want to try it out.
by Drovor
Wed Nov 21, 2018 6:17 pm
Forum: Investing - Theory, News & General
Topic: Vanguard lowering Admiral level to $3,000?
Replies: 225
Views: 21799

Re: Vanguard lowering Admiral level to $3,000?

Put in my request to convert my small allocation of TBM to admiral shares. Get to save a little more for not much effort. Looking forward to Total World's ER being lowered in a couple months as well.
by Drovor
Sun Nov 18, 2018 12:27 am
Forum: Personal Consumer Issues
Topic: Men's crew neck t-shirts
Replies: 47
Views: 4094

Re: Men's crew neck t-shirts

hi there BHs, Anyone has recommendations for comfortable (soft) crew neck t-shirts? I'm looking for some white crew neck t-shirts as undershirts for dress shirts. I am wearing Fruit of the Loom brand, but it's just ok. Thanks all. Try Costco Kirkland brand. +1 for Costco's Kirkland t-shirts Another...
by Drovor
Fri Nov 09, 2018 7:15 pm
Forum: Personal Finance (Not Investing)
Topic: Ally Banking 1% extra back up to $1,000 on new money deposited
Replies: 621
Views: 73182

Re: Ally Banking 1% extra back up to $1,000 on new money deposited

Saw the rate increase here, so I decided to go through the process. Tips: - Do NOT close your old CD. I did, called about whether I have to lift the credit freeze (yes, you do) and learned some things. Unfreeze your Transunion credit, wait 15 minutes, open the new CD. Then close the old CD, into yo...
by Drovor
Fri Nov 09, 2018 7:12 pm
Forum: Personal Finance (Not Investing)
Topic: Ally Banking 1% extra back up to $1,000 on new money deposited
Replies: 621
Views: 73182

Re: Ally Banking 1% extra back up to $1,000 on new money deposited

Ren wrote:
Fri Nov 09, 2018 3:33 pm
I thought there was a ten day rate increase guarantee for these No Penalty CD's. I opened mine on 11/2, so I'm going to ask if I'm eligible for the new rate.
Should update automatically but I think it takes a day or two before you see it.
by Drovor
Tue Nov 06, 2018 10:00 pm
Forum: Personal Finance (Not Investing)
Topic: Never thought of living in Bay Area but just got a call from Tesla
Replies: 72
Views: 8098

Re: Never thought of living in Bay Area but just got a call from Tesla

I've always been a LCOL lover for my entire life. Make a decent salary. Have a house way bigger than I ever need with a PITI that is 30% of my take home pay. No state income tax. 5 mile commute to work. Usually home by 5:40 each night. I am in California, but not the bay area. It is 5:30 as I type ...
by Drovor
Tue Oct 16, 2018 3:42 pm
Forum: Personal Finance (Not Investing)
Topic: Relocation to California
Replies: 49
Views: 4628

Re: Relocation to California

While it certainly costs more to live in CA than TX, somehow people all along the income spectrum manage to do it. I think that has been changing at least for what I see in the Bay Area. The lower income is being squeezed out of the state or forced to commute hours to work. Or they they are living ...
by Drovor
Sun Oct 14, 2018 7:40 pm
Forum: Personal Consumer Issues
Topic: Failing Updates With Windows 7 Professional
Replies: 16
Views: 877

Re: Failing Updates With Windows 7 Professional

There are some things to try but I would run the windows Update tool to see if it can fix it.

https://support.microsoft.com/en-us/hel ... bleshooter
by Drovor
Sun Oct 14, 2018 4:35 pm
Forum: Personal Finance (Not Investing)
Topic: Online Masters in Education?
Replies: 9
Views: 411

Re: Online Masters in Education?

Check out WGU. https://www.wgu.edu

I did my Bachelor's in IT but they offer Teaching degreas. You can also take more classes within the 6 month term at no extra cost to finish up sooner (At least for IT). Tuition is also reasonable.
by Drovor
Fri Sep 28, 2018 10:13 pm
Forum: Personal Consumer Issues
Topic: Old Costco American Express 2-Year Warranty Extension
Replies: 18
Views: 4326

Re: Old Costco American Express 2-Year Warranty Extension

I had a Lorex security system that stopped working. It was past the manufacturer warranty and did not have extended warranty through Costco. Called American Express and although the account closed from the switch to Visa they still honored it. I gave them details of the purchase and emailed them a s...
by Drovor
Mon Sep 17, 2018 9:11 pm
Forum: Personal Consumer Issues
Topic: Xfinity Mobile
Replies: 140
Views: 24765

Re: Xfinity Mobile

A440 wrote:
Thu Sep 06, 2018 4:40 am
It's $150 for a Motorola. You need to click on the 4th dot on the home page, or be patient until the screen moves to it.
Also includes LG phones.
by Drovor
Mon Aug 20, 2018 11:57 pm
Forum: Personal Investments
Topic: CA resident 529
Replies: 17
Views: 2580

Re: CA resident 529

ccieemeritus wrote:
Mon Aug 20, 2018 9:34 pm
I live in California and use Scholarshare. My kids funds are 100% "Index U.S. Equity Portfolio". Total annual asset based fees is 0.08%. The passive age-based portfolios have total annual asset-based fees in the 0.11% - 0.17% range.
We do the same although we don't have much in the 529.
by Drovor
Thu Aug 09, 2018 11:45 pm
Forum: Personal Finance (Not Investing)
Topic: Landlord advice needed with section 8
Replies: 38
Views: 4028

Re: Landlord advice needed with section 8

If you have a great tenant, it can be worth it to overlook the lower rent.
by Drovor
Wed Jul 18, 2018 5:54 pm
Forum: Personal Consumer Issues
Topic: Xfinity Mobile
Replies: 140
Views: 24765

Re: Xfinity Mobile

I believe it is the 1st 100MB is free. Then charged $12 for up to 1GB. After that another $12 up to 2GB, etc.

I just switched my wife's phone over and so far so good.
by Drovor
Sat Jul 14, 2018 11:00 am
Forum: Personal Consumer Issues
Topic: Advice on IT Certification program
Replies: 109
Views: 6567

Re: Advice on IT Certification program

Focus on Comptia A+ and Network+ certifications while trying to land a Helpdesk job. Can then focus on more advanced network certificates like a CCNA while working in IT.

Chances of going directly into networking with no experience is slim to none.
by Drovor
Tue Jul 10, 2018 11:29 pm
Forum: Personal Consumer Issues
Topic: Which advanced tech is necessary in cars?
Replies: 86
Views: 5392

Re: Which advanced tech is necessary in cars?

We have a base 2016 Mazda CX-5 so I can't comment on all the bells and whistles. It does have a backup camera and we find it valuable. Bluetooth is nice to have as well.
by Drovor
Sat Jul 07, 2018 12:17 am
Forum: Personal Consumer Issues
Topic: Replace car battery after X years or wait till it dies?
Replies: 162
Views: 25134

Re: Replace car battery after X years or wait till it dies?

I replace ours about every 4 years. I'd rather not wait for it to die on me or my wife.
by Drovor
Sat Jul 07, 2018 12:09 am
Forum: Personal Finance (Not Investing)
Topic: How do normal people afford the Bay Area?
Replies: 48
Views: 6422

Re: How do normal people afford the Bay Area?

THIS. It seems like living in the Bay Area by far favors long time residents who bought properties cheaper and the property tax rules disproportionately favor long time residents. It is so much harder for new residents both to buy into the current market and they are hit with much higher property t...
by Drovor
Fri Jul 06, 2018 11:53 pm
Forum: Personal Finance (Not Investing)
Topic: How do normal people afford the Bay Area?
Replies: 48
Views: 6422

Re: How do normal people afford the Bay Area?

puhmuckel wrote:
Fri Jul 06, 2018 8:11 pm
Nurses in the Bay Area are making $150,000 minimum some well above that.
I'm sure there are some but that statement is not accurate unless you factor in working a 2nd job.
by Drovor
Thu Jun 14, 2018 11:24 pm
Forum: Investing - Theory, News & General
Topic: Vanguard - You'll need to sign up for security codes soon
Replies: 189
Views: 28093

Re: Vaguard - You'll need to sign up for security codes soon

How much effort is it to become an authorized agent on another's account? This would be for both my wife and my mother (I am the joint owner on all non-qualified accounts). You need to fill out the agent authorization form , agent signs it, and owner gets notarized signature and signature of two wi...
by Drovor
Wed May 16, 2018 10:58 am
Forum: Personal Consumer Issues
Topic: New motorcycle rider
Replies: 106
Views: 7051

Re: New motorcycle rider

I might have missed it in the above replies but worth saying again. Don't skimp on gear.
by Drovor
Tue May 01, 2018 12:23 am
Forum: Personal Consumer Issues
Topic: foundation for foam mattress
Replies: 9
Views: 1062

Re: foundation for foam mattress

For our Brooklyn Bedding matress we got a zinus foundation. It has wood slats with velcro to hold it in place. There are other foundations from zinus but the spacing is too wide.

https://www.amazon.com/gp/aw/d/B06WW5WW ... UTF8&psc=1
by Drovor
Mon Apr 30, 2018 12:46 pm
Forum: Personal Consumer Issues
Topic: What Android browser do you use?
Replies: 44
Views: 4167

Re: What Android browser do you use?

Another one for chrome. Chrome for PC as well. I used to use Firefox for PC but thought it got bloated like Internet Explorer.
by Drovor
Mon Apr 30, 2018 10:45 am
Forum: Personal Consumer Issues
Topic: Anyone else use AmazonSmile?
Replies: 31
Views: 3407

Re: Anyone else use AmazonSmile?

SocalLiving wrote:
Sat Apr 28, 2018 4:14 pm
We do, and the proceeds go to my kids elementary school.
Same here.
by Drovor
Thu Apr 26, 2018 11:35 pm
Forum: Personal Consumer Issues
Topic: Amazon to raise Prime membership in US to $119 from $99
Replies: 145
Views: 14843

Re: Amazon to raise Prime membership in US to $119 from $99

Still a good deal for us. We use Prime Video, Prime Photos and sometimes Amazon Music. That plus 5% back on purchases and fast shipping makes it worth it.
by Drovor
Sun Apr 15, 2018 2:13 pm
Forum: Personal Consumer Issues
Topic: Costco gas
Replies: 67
Views: 8886

Re: Costco gas

I believe you get 4% at any gas station with the Costco Visa card. We still primarily use Costco as stated in previous post.
by Drovor
Sun Apr 15, 2018 11:23 am
Forum: Personal Consumer Issues
Topic: Costco gas
Replies: 67
Views: 8886

Re: Costco gas

We have a Costco nearby so almost always fill up there. I go before work to avoid the lines. We don't own a high-end car but I would only use premium if the manual says to do so.
by Drovor
Wed Apr 11, 2018 5:55 pm
Forum: Personal Consumer Issues
Topic: Periodontist at fault?
Replies: 33
Views: 4186

Re: Periodontist at fault?

OP here - To clarify, there was an x-ray from the dentist but it showed more of the tooth and less of the gum underneath. This x-ray was taken to the periodontist and she did not take any additional x-rays. Would most periodontist opts to take more x-rays in this situation? I don't know which is on...
by Drovor
Wed Apr 11, 2018 2:21 pm
Forum: Personal Consumer Issues
Topic: Periodontist at fault?
Replies: 33
Views: 4186

Re: Periodontist at fault?

I am a dentist with 41 years in practice. You have 2 available options to help resolve your concerns: 1- Google your state's dental association to obtain contact info for your local dental society, which usually has a "Peer Review" committee whose duty is to help resolve complaints by obtaining all...
by Drovor
Wed Apr 11, 2018 2:19 pm
Forum: Personal Consumer Issues
Topic: Periodontist at fault?
Replies: 33
Views: 4186

Re: Periodontist at fault?

I don't understand how neither of them took an x-ray from the git-go. Both incompetent IMHO. Both our dentist and perio check for underlying problems when anything out of the ordinary occurs. OP here - To clarify, there was an x-ray from the dentist but it showed more of the tooth and less of the g...
by Drovor
Wed Apr 11, 2018 12:32 am
Forum: Personal Consumer Issues
Topic: Periodontist at fault?
Replies: 33
Views: 4186

Re: Periodontist at fault?

I'm a dentist taking a stab in the dark here on very incomplete information. I agree completely with the dentist above who remarked that what is said is often different from what is heard. Also, there is no such thing as "an xray of the gums" since dental xrays just show hard tissue such as bone an...
by Drovor
Tue Apr 10, 2018 8:53 pm
Forum: Personal Consumer Issues
Topic: Periodontist at fault?
Replies: 33
Views: 4186

Re: Periodontist at fault?

Way too little info given here, the periodontist who is a gum specialist made a sound decision in recommending first simply replacing the crown to cover the recession. I assume you wife has been seeing the dentist for 6 month recalls and the GP office? Withtin the scope of a year for a tooth to fro...