Search found 3796 matches

by mouses
Mon Dec 17, 2018 1:32 am
Forum: Investing - Help with Personal Investments
Topic: What is a good very safe Vanguard fund?
Replies: 17
Views: 2085

Re: What is a good very safe Vanguard fund?

The only safer thing (and it is debatable) would be an FDIC insured CD or savings account at a well-capitalized national bank. OR a local credit union. Generally Credit Unions are good and they are covered by NCUA, but there a lot of pretty weak one's financially. If safety and access where truly t...
by mouses
Sun Dec 16, 2018 4:31 pm
Forum: Personal Consumer Issues
Topic: Has anyone used Heal? [Doctor housecall app]
Replies: 13
Views: 900

Re: Has anyone used Heal? [Doctor housecall app]

staythecourse wrote:
Sat Dec 15, 2018 8:47 pm
Also, there is an urgent care office around every block so are you so sick you can't get up and walk around the corner?
Nowhere near true in my area. 20 miles apart and very limited hours on Saturday none on Sunday.

An insurance nurse line 24/7 can be of some help.
by mouses
Sun Dec 16, 2018 4:24 pm
Forum: Personal Consumer Issues
Topic: Holiday Card [from Vanguard]
Replies: 11
Views: 1589

Re: Holiday Card [from Vanguard]

AMICA sends lovely real cards. I guess I am too low class to get one from Vanguard.
by mouses
Sun Dec 16, 2018 4:21 pm
Forum: Personal Consumer Issues
Topic: Nice gifts for young kids
Replies: 28
Views: 2101

Re: Nice gifts for young kids

Nothing electronic.

Books. Cuddly toys.
by mouses
Sun Dec 16, 2018 4:18 pm
Forum: Personal Finance (Not Investing)
Topic: When do Social Security payments count as income?
Replies: 7
Views: 701

Re: When do Social Security payments count as income?

I just started receiving SS this year. I was expecting I would get a document from the SS Admin, much like a W2, that specifies exactly what to list on my tax return. Am I dreaming here? You are NOT dreaming! DW and I each receive an SSA 1099 form, aka Social Security Benefit Statement. You should ...
by mouses
Sat Dec 15, 2018 9:27 am
Forum: Personal Consumer Issues
Topic: Potential New Home - Planes and Trains Noise
Replies: 35
Views: 2509

Re: Potential New Home - Planes and Trains Noise

I have fond memories of living near the train lines. Fairly infrequent traffic - often 3-5 hours of silence at a time, then a freight train. Sometimes I didn't notice, but when I did, it was as natural as watching the wildlife moving through the environment. I miss living by the river, and the trai...
by mouses
Fri Dec 14, 2018 10:37 pm
Forum: Personal Consumer Issues
Topic: Is it difficult to change a baby's legal name?
Replies: 70
Views: 2824

Re: Is it difficult to change a baby's legal name?

We are an Asian family and tend to give a lot of weight to the meaning of a name in our culture, but I hear that is not really the case in America, so perhaps that should not be the deciding factor.. If we pick James, we'd like him to be called James and not Jim or Jimmy. Is it inevitable that some...
by mouses
Fri Dec 14, 2018 10:27 pm
Forum: Personal Finance (Not Investing)
Topic: Forgoing health insurance
Replies: 112
Views: 5018

Re: Forgoing health insurance

The good news is that lack of health insurance doesn't mean lack of health care. You can pay as you go, or if you have a real emergency they have to treat you anyway. You'll probably be fine. Absolutely untrue; If you go into an ER, they will splint your broken leg, but they aren't going to give yo...
by mouses
Thu Dec 13, 2018 7:08 pm
Forum: Personal Consumer Issues
Topic: “Priority Mail” not a priority anymore
Replies: 11
Views: 1706

Re: “Priority Mail” not a priority anymore

No problem in my area in RI.
by mouses
Thu Dec 13, 2018 2:19 pm
Forum: Personal Consumer Issues
Topic: Should I buy a Tesla?
Replies: 80
Views: 3637

Re: Should I buy a Tesla?

Why would I consider buying a gas guzzling oversized vehicle? especially since I have no use for a pickup. You shouldn't. But you should seriously look at a Hyundai Kona IMO. Getting great reviews. Company will be around in 5-10 years for sure. Great warranties. Fun to drive. Huge range. Autopilot ...
by mouses
Thu Dec 13, 2018 2:17 pm
Forum: Personal Consumer Issues
Topic: Should I buy a Tesla?
Replies: 80
Views: 3637

Re: Should I buy a Tesla?

Impossible to answer without more context, but your sentence 'starting a new job that will pay me... indicates a big NO. First rule of financial well being. Don't spend money you don't yet have. Get your savings rate on track. Maximize all tax-advantaged space available to you. Get a solid buffer f...
by mouses
Thu Dec 13, 2018 8:28 am
Forum: Personal Finance (Not Investing)
Topic: Bathroom scale
Replies: 17
Views: 1162

Re: Bathroom scale

So we're on the Personal Finance section of a finance forum, discussing bathroom scales? www.consumerreports.com www.wirecutter.com www.Google.com Here is the only scale that anyone can tell you will work fine in 30 years, because scales made 30 years ago aren't made today... https://images.globali...
by mouses
Wed Dec 12, 2018 7:43 pm
Forum: Personal Consumer Issues
Topic: Where does one purchase correctly-sized petite trousers?
Replies: 27
Views: 1235

Re: Where does one purchase correctly-sized petite trousers?

It's a lot easier to adjust the sizing of a skirt than pants.
InvisibleAerobar wrote:
Wed Dec 12, 2018 5:18 pm
Most ridiculous of the bunch appears to be Banana Republic, whose size 00 are still about 1.5 inches too large for my partner.
1.5 inches where? If in length, that's easy to fix.
by mouses
Wed Dec 12, 2018 7:21 pm
Forum: Personal Consumer Issues
Topic: Lyft driver got into an accident, but denies it
Replies: 71
Views: 5546

Re: Lyft driver got into an accident, but denies it

To those advocating for calling the police... they won't necessarily show up in this case. Perhaps in this case, his phone log will show that he has called the police and the police may have a recording of this phone call. This may help him. I was in a fender bender a week or so ago and I was surpr...
by mouses
Tue Dec 11, 2018 7:09 pm
Forum: Personal Finance (Not Investing)
Topic: Layoff coming in 3-6 months, questions about preparing
Replies: 20
Views: 2547

Re: Layoff coming in 3-6 months, questions about preparing

Lynx310650 wrote:
Tue Dec 11, 2018 4:28 pm


And of course unemployment benefits would come after that if I haven't found a job.
Unemployment benefits may start right away. I got laid off a bunch of times and it always did in my case.
by mouses
Tue Dec 11, 2018 7:00 pm
Forum: Personal Finance (Not Investing)
Topic: New job, sales at Subaru
Replies: 46
Views: 5190

Re: New job, sales at Subaru

I recommend The Challenger Sale. Most important thing I’d recommend is making sure you know all of the features and trim levels of the cars you sell. There is nothing worse than dealing with a salesman who doesn’t know his own product. Having just been shopping for a car, I second this. Also I was ...
by mouses
Tue Dec 11, 2018 12:31 pm
Forum: Personal Consumer Issues
Topic: dry eyes- optimal laptop screen resolution to reduce eye strain
Replies: 27
Views: 1328

Re: dry eyes- optimal laptop screen resolution to reduce eye strain

https://www.target.com/p/genteal-tears-preservative-free-eye-drops-36ct/-/A-50903776?ref=tgt_adv_XS000000&AFID=google_pla_df&fndsrc=tgtao&CPNG=PLA_Health%2BBeauty%2BShopping_Local&adgroup=SC_Health%2BBeauty&LID=700000001170770pgs&network=g&device=c&location=9002208&gclsrc=aw.ds&ds_rl=1246978&ds_rl=...
by mouses
Mon Dec 10, 2018 4:06 pm
Forum: Investing - Theory, News & General
Topic: Where are the Brokered CDs?
Replies: 11
Views: 1112

Re: Where are the Brokered CDs?

I was just looking in the past day and there were many.
by mouses
Sun Dec 09, 2018 11:32 am
Forum: Investing - Help with Personal Investments
Topic: Stressed/Job loss/Retirement possible?
Replies: 34
Views: 3986

Re: Stressed/Job loss/Retirement possible?

I haven't had time to read all the replies. That happened to me, laid off as an engineer in my fifties. I encourage you to get some sort of job, maybe even part time, as you both may have a long time to live and medical and surprisingly dental expenses can be extraordinarily high in later years. Bet...
by mouses
Sat Dec 08, 2018 4:38 pm
Forum: Personal Finance (Not Investing)
Topic: Rental Car Damage Issue
Replies: 69
Views: 4036

Re: Rental Car Damage Issue

OP,

Which company was this?

I rent cars quite a bit, but my AMICA insurance covers rental cars, so I never have to worry.

This does make me realize I don't know how the walk arounds saying no damage wind up documented. I will ask about that next time.
by mouses
Fri Nov 30, 2018 5:55 pm
Forum: Personal Consumer Issues
Topic: moving an expensive car across several states
Replies: 9
Views: 552

Re: moving an expensive car across several states

My cat has prohibited me from being away that long :-) Otherwise it would be a great trip, although maybe not this time of year.
by mouses
Fri Nov 30, 2018 5:42 pm
Forum: Personal Consumer Issues
Topic: moving an expensive car across several states
Replies: 9
Views: 552

moving an expensive car across several states

I've given up my eternal search for what car to buy and am buying my brother's car. We have to get it moved from South Carolina to Rhode Island. This is an expensive car (Bro is upgrading to a Tesla) and I certainly want it to be moved safely. Any recommendations for a responsible car moving company...
by mouses
Thu Nov 22, 2018 9:29 am
Forum: Personal Consumer Issues
Topic: AAA vs. GEICO for Roadside Assistance--Help Me Decide!
Replies: 53
Views: 7680

Re: AAA vs. GEICO for Roadside Assistance--Help Me Decide!

We are long time AAA customers. We have had to use the towing service twice and AAA was very responsive. In one instance, they towed our car over 30 miles. Also, AAA will change tires, jump a dead battery and unlock your car if you locked yourself out. My wife has used them for dead battery (twice)...
by mouses
Wed Nov 21, 2018 10:53 am
Forum: Personal Consumer Issues
Topic: Executor and Will
Replies: 24
Views: 2021

Re: Executor and Will

Why is nobody suggesting that a local attorney experienced with wills should be consulted?

I am not a fan of incurring expensive legal bills, but surely this is a much more straightforward way than people guessing on the Internet.
by mouses
Wed Nov 21, 2018 10:47 am
Forum: Personal Consumer Issues
Topic: Cheap Windows laptop <$200 (NOT chromebook)
Replies: 16
Views: 904

Re: Cheap Windows laptop <$200 (NOT chromebook)

I've had good luck buying laptops on ebay from sellers with a lot of sales of electronics and nearly perfect ratings.
by mouses
Sun Nov 18, 2018 6:50 am
Forum: Personal Consumer Issues
Topic: How to pick a wifi router to replace one we rent from Cox?
Replies: 20
Views: 1276

Re: How to pick a wifi router to replace one we rent from Cox?

You will have to call Cox for them to recognize / activate the modem. I was hoping it could all be done online. Ideally I would buy a cheap $40 router and if it doesn't work I would just revert back to the existing rental one.. Be careful. I want to replace my cable modem, but what is holding me ba...
by mouses
Sun Nov 18, 2018 6:47 am
Forum: Personal Consumer Issues
Topic: How to pick a wifi router to replace one we rent from Cox?
Replies: 20
Views: 1276

Re: How to pick a wifi router to replace one we rent from Cox?

Buy stuff from your provider's supported list. In theory, anything should work, but if you buy one on their list, it is harder for them to blame you for problems. Nonetheless, an item from that list may not work. I bought one a year or two ago and Cox was unable to add it to their system when I cal...
by mouses
Sat Nov 17, 2018 12:24 pm
Forum: Personal Finance (Not Investing)
Topic: Employment for a disabled son
Replies: 29
Views: 2350

Re: Employment for a disabled son

I have seen at least one disabled person, with Down's, bagging at a local grocery store.

If you go into a "workshop" type of employment, be sure they are not taking advantage of the employees.
by mouses
Sat Nov 17, 2018 12:12 pm
Forum: Personal Finance (Not Investing)
Topic: Water-Sewer line insurance
Replies: 34
Views: 1884

Re: Water-Sewer line insurance

Here in central Illinois on a mid-60's house, we have cast iron inside the house and under the slab. When it exits the house, it switches to clay tile. I don't know if that is common elsewhere or not. We had ours replaced from the house to the street with PVC a few years ago due to tree root issues...
by mouses
Sat Nov 17, 2018 12:11 pm
Forum: Personal Finance (Not Investing)
Topic: Water-Sewer line insurance
Replies: 34
Views: 1884

Re: Water-Sewer line insurance

I work for the Water Dept of a major, HCOL city, diagnosing, and repairing/maintaining water and sewer mains. I can't recommend the purchase of insurance on both lines strongly enough. If you have a water leak on your service line, I will cite you with three day's notice. Then I'll be back to shut ...
by mouses
Fri Nov 16, 2018 10:48 am
Forum: Personal Finance (Not Investing)
Topic: Why I plan on buying a life annuity - even if it is a stupid idea
Replies: 117
Views: 10761

Re: Why I plan on buying a life annuity - even if it is a stupid idea

A family member, a friend, or a neighbor is far more likely to discover an on-going scam than a single scam. Even if those people do not exist, the scammer has to be somewhat nicer to you and keep you alive to keep the scam going. Well, not really, every so often one reads of a person collecting So...
by mouses
Thu Nov 15, 2018 11:17 pm
Forum: Personal Finance (Not Investing)
Topic: Wait, do I need a prenup?
Replies: 63
Views: 6818

Re: Wait, do I need a prenup?

I suppose everybody's different. For the past 48 years, my wife and I have viewed marriage as a 100% partnership. Two partners, each giving 100%. I'm sincerely happy for you and your wife, spectec. Like probably many others here, I had thought that my wife and I viewed marriage as a 100% partnershi...
by mouses
Thu Nov 15, 2018 6:16 pm
Forum: Personal Consumer Issues
Topic: Mouse in the house
Replies: 32
Views: 2206

Re: Mouse in the house

If you poison mice, you are also poisoning harks, owls, etc, through secondary poisoning.
by mouses
Thu Nov 15, 2018 5:57 pm
Forum: Personal Consumer Issues
Topic: High lumen outdoor LED bulbs
Replies: 6
Views: 587

Re: High lumen outdoor LED bulbs

In any case, in your personal experience, have you found a high lumen (150W - 250W equivalent with over 2,000-3,000 lumens) that works well outdoors in the conditions I've described? Thanks! 250 watts? Are you the people who live across the cove from me, who think they have to light up half the cov...
by mouses
Thu Nov 15, 2018 2:06 am
Forum: Personal Finance (Not Investing)
Topic: How to deposit cash in online account with no local branch
Replies: 45
Views: 4722

Re: How to deposit cash in online account with no local branch

Free donuts? What bank is this? I want to move my account there. :shock: My local cu has free coffee and cookies, and free lollipops at the tellers stations :-) My local CU offers some of the least rewarding rewards credit cards you can find anywhere, and pays laughable yields on savings products. ...
by mouses
Thu Nov 15, 2018 1:58 am
Forum: Personal Finance (Not Investing)
Topic: Wait, do I need a prenup?
Replies: 63
Views: 6818

Re: Wait, do I need a prenup?

I suppose everybody's different. For the past 48 years, my wife and I have viewed marriage as a 100% partnership. Two partners, each giving 100%. I'm sincerely happy for you and your wife, spectec. Like probably many others here, I had thought that my wife and I viewed marriage as a 100% partnershi...
by mouses
Thu Nov 15, 2018 1:51 am
Forum: Personal Finance (Not Investing)
Topic: Wait, do I need a prenup?
Replies: 63
Views: 6818

Re: Wait, do I need a prenup?

Wow. I was expecting you to say one of you has millions of dollars or a start-up business. With the assets you have, and a lifetime to build together, are you that focused on money that 50/50 and 70/30 is such a cause for concern for community property? I'm a finance person, who has been divorced, ...
by mouses
Wed Nov 14, 2018 4:13 pm
Forum: Personal Consumer Issues
Topic: Dentists/Dental Professionals: Front Crowns?
Replies: 19
Views: 1464

Re: Dentists/Dental Professionals: Front Crowns?

I might get a second opinion, but it will be a cold day in hell that I have crowns put on basically healthy teeth. I've had a lot of dental work over decades and I have never heard of what he told you.

How is it even possible to wear the backs of the front teeth.
by mouses
Wed Nov 14, 2018 7:55 am
Forum: Personal Finance (Not Investing)
Topic: How to deposit cash in online account with no local branch
Replies: 45
Views: 4722

Re: How to deposit cash in online account with no local branch

And my B&M bank still has free donuts. Free donuts? What bank is this? I want to move my account there. :shock: My local cu has free coffee and cookies, and free lollipops at the tellers stations :-) My local CU offers some of the least rewarding rewards credit cards you can find anywhere, and pays...
by mouses
Wed Nov 14, 2018 1:06 am
Forum: Personal Finance (Not Investing)
Topic: How to deposit cash in online account with no local branch
Replies: 45
Views: 4722

Re: How to deposit cash in online account with no local branch

sport wrote:
Wed Nov 07, 2018 10:53 pm
radiowave wrote:
Wed Nov 07, 2018 9:38 pm
And my B&M bank still has free donuts.
Free donuts? What bank is this? I want to move my account there. :shock:
My local cu has free coffee and cookies, and free lollipops at the tellers stations :-)
by mouses
Tue Nov 13, 2018 7:28 pm
Forum: Investing - Help with Personal Investments
Topic: Customer Service with Vanguard
Replies: 108
Views: 8037

Re: Vanguard Customer Service

[Thread merged into here, see below. --admin LadyGeek] I've been a customer for nearly 40 years.There is no question that the quality of customer service has declined. I often say that the best proof against evolution is the transformation of Vanguard's leadership in the past 40 years. On Thursday ...
by mouses
Tue Nov 13, 2018 8:56 am
Forum: Personal Consumer Issues
Topic: Any space heaters that automatically maintain a temperature in a room!
Replies: 37
Views: 3238

Re: Any space heaters that automatically maintain a temperature in a room!

So I bought my roommate a space heater because I can’t sleep when the house heating is on. Only think is the space heater gets too hot at night so he turns it off. We keep the heating temp at 60, but it seems to always go offf in the middle of the night after he shuts it off I can't understand what...
by mouses
Tue Nov 13, 2018 8:50 am
Forum: Personal Consumer Issues
Topic: new car [pay cash?]
Replies: 15
Views: 1272

Re: new car [pay cash?]

Do you really need a new car every 5 years? Seems like a waste of money to me.

Be careful about how you deal with a large sum of money falling into your lap. It would be easy to spend it away without paying attention. At our age, a bit of caution for the future is appropriate.
by mouses
Mon Nov 12, 2018 1:51 am
Forum: Personal Consumer Issues
Topic: Trying to move out.
Replies: 25
Views: 2008

Re: Trying to move out.

You don't even know if the dogs will have a problem with each other.

Never give up a pet for a human. If need be, you can make one or more of the separation arrangements you're thinking about.
by mouses
Sun Nov 11, 2018 10:00 am
Forum: Personal Consumer Issues
Topic: Seeking Advice - Emergency Preparedness
Replies: 56
Views: 3394

Re: Seeking Advice - Emergency Preparedness

Call_Me_Op wrote:
Sun Nov 11, 2018 7:31 am

Hi mouses,

Which Generac model do you own - the Guardian? Are you concerned about the noise from your standpoint or more with respect to neighbors?
Both. The model number is G0070371. The label with info and perhaps the model name con only be seen if I take off the front panel...
by mouses
Sun Nov 11, 2018 9:44 am
Forum: Personal Consumer Issues
Topic: Help Me Buy A New Front Door
Replies: 16
Views: 1219

Re: Help Me Buy A New Front Door

I can't speak about Home Depot, but Lowe's was a mess when I ordered a storm door. It turns out their employees do not do the installation, they hire apparently random people to do it, and if you call Lowe's and ask for the manager, you can get any one of maybe five people since they have multiple m...
by mouses
Sun Nov 11, 2018 1:20 am
Forum: Personal Finance (Not Investing)
Topic: Doing taxes by hand
Replies: 83
Views: 4970

Re: Doing taxes by hand

What Luddite wou,d do taxes by hand? To save $70. Meanwhile spendiing $70 worth of time and effort with their pencil. Plus the cost and hassle of finding and printing the approximate forms. I save money elsewhere in life to the extent that the $70 is not significant when compared to that saving. Le...
by mouses
Sun Nov 11, 2018 1:12 am
Forum: Personal Consumer Issues
Topic: Seeking Advice - Emergency Preparedness
Replies: 56
Views: 3394

Re: Seeking Advice - Emergency Preparedness

What is the probability that this may happen? How long have you lived there and has it ever happened before? Cold can be there without the snow. Surelyi inyour time there you have had cold that your system survived? Be realistic in your concerns. In my area we have had multiday power failures about...
by mouses
Sat Nov 10, 2018 8:11 pm
Forum: Personal Consumer Issues
Topic: Seeking Advice - Emergency Preparedness
Replies: 56
Views: 3394

Re: Seeking Advice - Emergency Preparedness

How far north are you? We get nor’easters here around Boston but the winds don’t reach hurricane strength... maybe 50mph or so gusts in a bad one, but I’ve never seen anything close to actual sustained hurricane (75mph) wind. Temps reaching zero happen, but rarely. Sounds like you are way up there ...
by mouses
Sat Nov 10, 2018 1:32 am
Forum: Personal Finance (Not Investing)
Topic: Doing taxes by hand
Replies: 83
Views: 4970

Re: Doing taxes by hand

The Free Fillable Forms allow you to file electronically and most importantly do basic math calculations and validations. It makes absolutely no sense to take the unnecessary risk of filing completely manually. Do you think you will go to jail if you make a small arithmetic mistake? No, the IRS cat...