Search found 3099 matches

by mouses
Wed May 23, 2018 11:37 am
Forum: Personal Consumer Issues
Topic: Unknown issue porting FIOS number to Cox
Replies: 6
Views: 364

Re: Unknown issue porting FIOS number to Cox

I had my copper landline number ported from Verizon (after they discontinued service over my semi-dead body) to Consumer Cellular. This was a year or two ago and I have hazed out on the details. However, I think the destination carrier has to pull, rather than the source carrier pushing. As I recall...
by mouses
Wed May 23, 2018 11:21 am
Forum: Personal Consumer Issues
Topic: quality exterior stain?
Replies: 4
Views: 187

quality exterior stain?

I can't find a dark brown opaque exterior stain I like in either Sherwin Williams or Benjamin Moore. They all seem to have either a reddish cast in certain light or are very flat colors.

Is there another quality exterior stain brand? Thank you.
by mouses
Wed May 23, 2018 11:13 am
Forum: Personal Consumer Issues
Topic: Florida Living
Replies: 32
Views: 2578

Re: Florida Living

Take a look at the flood zone classification, and assume that will get worse fairly quickly.

Everything I've heard about Florida makes me think it's the armpit of the country. Probably any place else near the water would be better.
by mouses
Wed May 23, 2018 9:53 am
Forum: Personal Consumer Issues
Topic: Root canal/Crown for a tooth that was worked on 6 months ago.
Replies: 9
Views: 552

Re: Root canal/Crown for a tooth that was worked on 6 months ago.

I had a problem very shortly after a new dentist put on a bridge. He said it was my imagination. I went to a second dentist, and by the time I got an appointment, an infection had broken through the gum. So, dentists do screw up. In those circumstances, I would not let the original dentist do furthe...
by mouses
Wed May 23, 2018 7:28 am
Forum: Personal Finance (Not Investing)
Topic: Buy an old farmhouse?
Replies: 40
Views: 2557

Re: Buy an old farmhouse?

DarthSage wrote:
Tue May 22, 2018 5:47 pm
Some things to consider in the country: you are first to lose power and the last to regain it.
This is why there are generators, preferably natural gas or propane. As extreme storms become more frequent, no place is safe from multi-day power outages.
by mouses
Wed May 23, 2018 7:23 am
Forum: Personal Finance (Not Investing)
Topic: Buy an old farmhouse?
Replies: 40
Views: 2557

Re: Buy an old farmhouse?

I'm going to be blunt. The fear of risk that the bogleheads financial mindset gives us, also translates to a fear of "anything old" for many members here. This is why every house thread has people insisting on new construction and you see so many car threads where people think if they dont buy the ...
by mouses
Wed May 23, 2018 7:09 am
Forum: Investing - Help with Personal Investments
Topic: If you suddenly became a millionaire [exceed FDIC insurance limit]
Replies: 14
Views: 1678

Re: If you suddenly became a millionaire [exceed FDIC insurance limit]

Besides the two individual accounts and joint account (about which as a single person I really know nothing), there are separate limits for taxable and IRA CDs. So as a single person, I can have insurance up to 250,000 in taxable CDs and up to 250,000 in IRA CDs at the same credit union. There are 4...
by mouses
Tue May 22, 2018 3:07 pm
Forum: Personal Consumer Issues
Topic: Re: done with Gmail
Replies: 86
Views: 8704

Re: done with Gmail

I don't know if this happens for everyone, but I assume it does. When I set up my gmail account, they give you a bunch of codes (10 I think) to use to restore your account if you ever get locked out. Did you try one of these codes? edit: Thinking back, I think this was for Chrome. Not sure if it wo...
by mouses
Tue May 22, 2018 2:53 pm
Forum: Personal Finance (Not Investing)
Topic: Buy an old farmhouse?
Replies: 40
Views: 2557

Re: Buy an old farmhouse?

One more thing to consider. Does the property have any ponds or creeks near the house that would attract the pre-schoolers? I live in an area with a lot of ponds and every year or so a young child wanders off and drowns in a pond. Kids love water. No saying you shouldn't buy because of the water, b...
by mouses
Tue May 22, 2018 1:48 pm
Forum: Personal Finance (Not Investing)
Topic: Buy an old farmhouse?
Replies: 40
Views: 2557

Re: Buy an old farmhouse?

I consider our replacement windows on the con side of the equation, I'd prefer the original windows with storms as better than our current vinyl Windows, but that's just me. It's not just you. Replacing old windows in old houses is a common mistake. I was trying to be polite about that in my previo...
by mouses
Tue May 22, 2018 1:39 pm
Forum: Personal Finance (Not Investing)
Topic: Buy an old farmhouse?
Replies: 40
Views: 2557

Re: Buy an old farmhouse?

In addition to all of the previously mentioned concerns make sure that there will be no problems with people from the state park wandering onto your property. Is it fenced? Why fence it and interfere with wild animals? The poor animals have enough trouble finding habitat. If they want to keep peopl...
by mouses
Tue May 22, 2018 11:29 am
Forum: Personal Finance (Not Investing)
Topic: Buy an old farmhouse?
Replies: 40
Views: 2557

Re: Buy an old farmhouse?

When I was a kid I much preferred sharing a room in town to my own room in the boonies. There were a hundred times more things to do in town. In the boonies there are few choices, mostly between the boring and the illegal. City people, country people, it takes all kinds. A shared room in the city s...
by mouses
Tue May 22, 2018 11:23 am
Forum: Personal Finance (Not Investing)
Topic: Buy an old farmhouse?
Replies: 40
Views: 2557

Re: Buy an old farmhouse?

Houses that old can be full of hidden problems. How old are the pipes, heating, and electric system? Service amperage? I had a 1920s house and would regularly trip the electrical box when a hairdryer and ac unit on the other side of the house were on the same time because of garbage wiring. Yard wo...
by mouses
Tue May 22, 2018 11:13 am
Forum: Personal Finance (Not Investing)
Topic: Disputed HOA billing
Replies: 21
Views: 1682

Re: Disputed HOA billing

What is this "attracts transients"? Putting Free stuff out is relatively common. In my area anything decent disappears in about a day. What does the HOA think the "transients" are going to do with it, except take it away? Yes, it sounds like you need to add a clause to your lease. Maybe there is alr...
by mouses
Tue May 22, 2018 10:56 am
Forum: Personal Finance (Not Investing)
Topic: Buy an old farmhouse?
Replies: 40
Views: 2557

Re: Buy an old farmhouse?

Snap it up. Checking the well and septic system should be part of the inspection. The floor and fixtures don't have to be done immediately. Upstairs you could get window air conditioners if the windows are double hung (or ceiling fans. I was surprised how much of an effect those had when I stayed at...
by mouses
Mon May 21, 2018 12:27 pm
Forum: Personal Finance (Not Investing)
Topic: Finance a $28,000 house for Brother?
Replies: 73
Views: 5096

Re: Finance a $28,000 house for Brother?

Similar prices for 1930s era homes in rural MN towns, where population has declined due to automation of farming. Here’s an example from the town my mom grew up in for $35 that is in decent condition. https://www.edinarealty.com/homes-for-sale/712-Case-Avenue-Montevideo-MN-56265-6030617 I could liv...
by mouses
Mon May 21, 2018 12:22 pm
Forum: Personal Finance (Not Investing)
Topic: Finance a $28,000 house for Brother?
Replies: 73
Views: 5096

Re: Finance a $28,000 house for Brother?

https://www.trulia.com/p/tx/brownsville/2628-yolanda-st-brownsville-tx-78521--2071564852 Here is a link to the house I used to live in for those who think a 20k or 30k house doesn't exist or must be condemned. The owner never made a repair in the years I lived there. Property taxes are 400/yr or so...
by mouses
Sun May 20, 2018 11:49 am
Forum: Personal Finance (Not Investing)
Topic: Finance a $28,000 house for Brother?
Replies: 73
Views: 5096

Re: Finance a $28,000 house for Brother?

I have said no that I'm not in a position to help him since I'm still trying to pay off my properties. As much as I would like to, I think many of you are right in that if he can't afford it he should just rent and save while building credit. This is exactly why is is difficult for someone from a l...
by mouses
Sun May 20, 2018 1:38 am
Forum: Personal Finance (Not Investing)
Topic: Would you send your children to private school in my situation?
Replies: 93
Views: 5960

Re: Would you send your children to private school in my situation?

> my wife and I make over 900K per year So you can do whatever you want. High earners are often very ambitious for kids, want them to get into Harvard or wherever, and will do anything that might get them a leg up. The downside, I suppose, is that kids might grow up feeling superior, or might turn ...
by mouses
Fri May 18, 2018 5:05 pm
Forum: Investing - Theory, News & General
Topic: Help Adjusting to New Google Finance
Replies: 5
Views: 636

Re: Help Adjusting to New Google Finance

Today, I just noticed they "tabletized" the desktop page. Is tabletizing what it's called when a perfectly good webpage is ruined by making it look like it's designed for preschoolers and it sucks eggs on a pc? Yep. See also tiaa.org Criminey. Yes, that's it. They did that to my town's web site. Al...
by mouses
Fri May 18, 2018 11:24 am
Forum: Investing - Theory, News & General
Topic: Help Adjusting to New Google Finance
Replies: 5
Views: 636

Re: Help Adjusting to New Google Finance

inbox788 wrote:
Fri May 18, 2018 10:57 am
Today, I just noticed they "tabletized" the desktop page.
Is tabletizing what it's called when a perfectly good webpage is ruined by making it look like it's designed for preschoolers and it sucks eggs on a pc?
by mouses
Fri May 18, 2018 8:13 am
Forum: Investing - Theory, News & General
Topic: more rotten service from Vanguard [ACH transfer, fund availability]
Replies: 26
Views: 3099

Re: more rotten service from Vanguard

Used the voice identification system and when I got the rep she claimed I had to go through the system again; this is the second time there alleged system designed to speed things up hasn't worked do you know that if you ACH money from Vanguard to your bank it's available once the funds hit your ba...
by mouses
Fri May 18, 2018 7:22 am
Forum: Investing - Theory, News & General
Topic: Bank Interest Rates — when will they go up?
Replies: 25
Views: 2753

Re: Bank Interest Rates — when will they go up?

There appears to be some oddities in the CD rates offered by my local credit unions in the past several years. One has been stuck at low rates for years, and when I asked why they said their goal is to loan money at low rates to members. Some others drift upwards. Every so often one that is not drif...
by mouses
Fri May 18, 2018 1:35 am
Forum: Personal Consumer Issues
Topic: Should I have my new garage floor coated with Epoxy?
Replies: 23
Views: 3000

Re: Should I have my new garage floor coated with Epoxy?

A friend has this, and I immediately had Garage Floor Envy when I saw it.
by mouses
Fri May 18, 2018 1:31 am
Forum: Personal Consumer Issues
Topic: New 2018 Nissan Leaf (with 150 mi range)
Replies: 48
Views: 4403

Re: New 2018 Nissan Leaf (with 150 mi range)

Bay Area Bogleheads in the market for a new EV, I just got an insane deal on the new 2018 Nissan Leaf. 2018 Nissan Leaf SV w/ Tech Package (midrange model) 36,000 MSRP - 3,000 PG&E discount - 2,500 Vehicle Purchase Program (technically not allowed to stack with PG&E discount but I drove a hard barg...
by mouses
Fri May 18, 2018 12:51 am
Forum: Personal Consumer Issues
Topic: New 2018 Nissan Leaf (with 150 mi range)
Replies: 48
Views: 4403

Re: New 2018 Nissan Leaf (with 150 mi range)

53,000 miles on my Leaf and still have not lost a bar. I bought one of the very early Priuses and the ICE boosters all said that would be a battery nightmare. Sold it with 150k and no issues. It's early adopter stories like these that scare me. Hopefully, the technology is maturing. Priuses/prii do...
by mouses
Thu May 17, 2018 5:44 pm
Forum: Personal Finance (Not Investing)
Topic: Employ a daughter who in turn volunteers?
Replies: 18
Views: 1270

Re: Employ a daughter who in turn volunteers?

Is volunteering in the research lab useful to her? For example will she learn something or acquire useful contacts?

If yes, I would not mess with trying to finagle things financially and just let her enjoy her 2-3 month job.

If no, I would have her look for a paying job instead.
by mouses
Thu May 17, 2018 8:15 am
Forum: Investing - Help with Personal Investments
Topic: Urgent: escrow situation in bay area
Replies: 50
Views: 2761

Re: Urgent: escrow situation in bay area

My concern is your job. You're at an age where you will start to be considered old and expendable in the tech industry. I would not have made an offer on this house, but instead have gone into more saving mode, but I don't know the fallout from trying to get out of the contract.
by mouses
Thu May 17, 2018 7:11 am
Forum: Personal Finance (Not Investing)
Topic: somebody is using our address
Replies: 45
Views: 4537

Re: somebody is using our address

I would also have mail held for awhile. UPS and FedEx have a feature where they will email you of packages coming to your address, regardless of the name addressed to. I also have the USPS Informed delivery, but I forget off the top of my head whether the website part includes package information. I...
by mouses
Thu May 17, 2018 6:43 am
Forum: Personal Finance (Not Investing)
Topic: I will be laid off but can not get unemployment benefits?
Replies: 26
Views: 3842

Re: I will be laid off but can not get unemployment benefits?

The severance package is big enough to make me happy and the package has lump sum payment so that we can get unemployment benefits after we are laid off I'm sure this might depend on the state but in the past when I have received a lump sum severance payment, I was unable to collect unemployment im...
by mouses
Wed May 16, 2018 7:15 am
Forum: Personal Consumer Issues
Topic: Free skin cancer screenings
Replies: 26
Views: 2227

Re: Free skin cancer screenings

Imagine getting every mole/freckle cut out and biopsied while you wait anxiously 2 weeks to hear if it's cancer. You're certain not to die of melanoma, but then again you had a sub 0.005% or so chance of dying of melanoma to begin with and went through a lot of morbidity. Of course this is reductio...
by mouses
Tue May 15, 2018 7:34 pm
Forum: Personal Consumer Issues
Topic: Helping someone with Cancer
Replies: 21
Views: 1307

Re: Helping someone with Cancer

So we attended a fundraiser for her, a couple of years back, that also had a silent auction. I could not bring myself to overpay for the items being auctioned, yet I had no issue with handing her a few hundred bucks. Very weird of me. I'm exactly like that too. I dream of the day when people with s...
by mouses
Tue May 15, 2018 7:23 pm
Forum: Personal Consumer Issues
Topic: Free skin cancer screenings
Replies: 26
Views: 2227

Re: Free skin cancer screenings

Keep in mind that many (most?) medical societies do not recommend routine skin cancer screening as their benefit:harm ratio has not been consistently proven favorable. According to Sloan Kettering, it isn't clear whether routine screenings are helpful. Their website says nothing about them being ha...
by mouses
Tue May 15, 2018 6:27 am
Forum: Personal Consumer Issues
Topic: Stopping unwanted "junk" newspaper
Replies: 60
Views: 15196

Re: Stopping unwanted "junk" newspaper

I had no luck stopping these until I wrote to the big cheese manager of the newspaper, in detail about the litter, the many facebook complaints about this from neighbors, the impossibility of stopping them on request. I mentioned that it made the house a target for burglary as they piled up when I w...
by mouses
Tue May 15, 2018 6:18 am
Forum: Personal Consumer Issues
Topic: Helping someone with Cancer
Replies: 21
Views: 1307

Re: Helping someone with Cancer

It's amazing how often it seems that people who have cancer diagnoses that years ago would have been hopeless, survive and do well, although it seems very difficult going through the treatments. I would try to find the right attitude when communicating with the family as to whether they want emotion...
by mouses
Mon May 14, 2018 5:32 pm
Forum: Personal Finance (Not Investing)
Topic: question about brokerage cds.
Replies: 3
Views: 399

Re: question about brokerage cds.

Thanks, Retire.
by mouses
Mon May 14, 2018 3:06 pm
Forum: Forum Issues and Administration
Topic: The front page is ugly
Replies: 127
Views: 8956

Re: The front page is ugly

I find it ironic that just as the smallest cell phone screens have gotten to have more real estate than early desktops (Mac, 512x384; PC, 640x480; my current cell phone, which is not even a "phablet," 800x480), Certainly not compared to the Alto, circa 1973, whose screen was about the size of a pie...
by mouses
Mon May 14, 2018 8:32 am
Forum: Personal Finance (Not Investing)
Topic: question about brokerage cds.
Replies: 3
Views: 399

question about brokerage cds.

A question about brokerage CDs. If there are multiple CDs listed, same maturity date, same coupon, and one pays interest annually, one semiannually, and one monthly, at the end of the year, not including interest earned on what one does with the paid interest, is the total interest earned on the CDs...
by mouses
Mon May 14, 2018 8:25 am
Forum: Personal Consumer Issues
Topic: keyless ignitions and carbon monoxide
Replies: 81
Views: 4319

Re: keyless ignitions and carbon monoxide

A 5 minute cutoff would be a simple fix. A single person dying is too many when the problem is easily preventable. ^^^^^^^ I was reading an article yesterday about a woman in need of a liver transplant and her problems getting her insurance company to approve it despite a queue of her doctors sayin...
by mouses
Mon May 14, 2018 7:48 am
Forum: Personal Consumer Issues
Topic: Rental car damage claim
Replies: 10
Views: 1480

Re: Rental car damage claim

I rent from Enterprise every time my car is in the shop, so once or twice a year. I have never had a problem with them.
by mouses
Mon May 14, 2018 7:01 am
Forum: Personal Consumer Issues
Topic: keyless ignitions and carbon monoxide
Replies: 81
Views: 4319

keyless ignitions and carbon monoxide

I'm been dithering about buying a new car, due to the expense. My newest car is a 1992 Buick. I have rented a Ford Fusion with a keyless ignition, but this problem did not occur to me: https://www.nytimes.com/2018/05/13/business/deadly-convenience-keyless-cars-and-their-carbon-monoxide-toll.html The...
by mouses
Mon May 14, 2018 6:56 am
Forum: Forum Issues and Administration
Topic: The front page is ugly
Replies: 127
Views: 8956

Re: The front page is ugly

i dislike the front page because it is pretty useless to me. I mostly have to scroll way down to get to the board links. It just seems badly designed. However, it is not an acceptable criticism to say it's an old design. Age has nothing to do with bad user interfaces: One of my pet peeves is website...
by mouses
Sun May 13, 2018 1:44 pm
Forum: Personal Consumer Issues
Topic: Why did Capital One 360 say my cell phone couldn't be verified?
Replies: 9
Views: 976

Re: Why did Capital One 360 say my cell phone couldn't be verified?

It is a trac phone. That means it is considered a prepaid phone. All trac phones are. Prepaid phones frequently can not be used for such verification processes. You would have the same problem with trying to obtain an IRS transcript online. However, there should be an alternate process available. I...
by mouses
Sun May 13, 2018 12:29 pm
Forum: Personal Finance (Not Investing)
Topic: Teen drivers and divorce
Replies: 15
Views: 2171

Re: Teen drivers and divorce

If I were the Dad, I would insure both kids. That removes the ongoing concern about is daughter #2 actually insured. Perhaps support payments could be adjusted for this, but if not I would still do it. I am not sure how actual ownership of the car and it's being out of state affects this. I think t...
by mouses
Sun May 13, 2018 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: Cancer - tips?
Replies: 37
Views: 6683

Re: Cancer - tips?

I will just add another experience note about resources. I had a breast biopsy several months ago, that turned out negative, but I was given lots of information before the diagnosis about resources that were available, usually at no charge, at the place, which was a breast cancer center. Even things...
by mouses
Sun May 13, 2018 9:46 am
Forum: Personal Finance (Not Investing)
Topic: Teen drivers and divorce
Replies: 15
Views: 2171

Re: Teen drivers and divorce

If I were the Dad, I would insure both kids. That removes the ongoing concern about is daughter #2 actually insured. Perhaps support payments could be adjusted for this, but if not I would still do it.

I am not sure how actual ownership of the car and it's being out of state affects this.
by mouses
Sat May 12, 2018 6:46 pm
Forum: Forum Issues and Administration
Topic: Found cause of posts getting lost (not posted)
Replies: 13
Views: 1053

Re: Found cause of posts getting lost (not posted)

At first I used to lose posts this way. Now I am used to the format. I agree there needs to be a better warning, like a popup about intervening posts and do you really want to leave this page catch.
by mouses
Sat May 12, 2018 3:57 pm
Forum: Personal Consumer Issues
Topic: how to figure that shoes need replacing
Replies: 30
Views: 2145

Re: how to figure that shoes need replacing

Well, I just don't care about clothes as long as they cover me up, are comfortable, and protect against the weather. That's why I tend to replace them less often than other people. A little wear here and there on the cuffs, etc. who cares. This is different from being a miser. Shoes are a little di...
by mouses
Sat May 12, 2018 3:49 pm
Forum: Personal Finance (Not Investing)
Topic: Cancer - tips?
Replies: 37
Views: 6683

Re: Cancer - tips?

Camillus my best wishes for a speedy recovery. Something I believe everyone should do for their spouse is to have all account details and related passwords located in one place. I keep this information up-to-date in a sealed envelope in our safety deposit box. Dave Ramsey refers to it as a Legacy B...