Search found 3380 matches

by mouses
Mon Jul 23, 2018 1:01 am
Forum: Personal Finance (Not Investing)
Topic: Buy house for retired mother?
Replies: 45
Views: 2614

Re: Buy house for retired mother?

I didn't mean that she had a spending problem or anything at all mean towards your mother. $75k is a lot for a single person anywhere in the US. I know that if my kids were out of the house and wife decided to move to Europe by herself, I could easily continue to live in my 2800 sq foot house on 13...
by mouses
Mon Jul 23, 2018 12:55 am
Forum: Personal Finance (Not Investing)
Topic: Buy house for retired mother?
Replies: 45
Views: 2614

Re: Buy house for retired mother?

Thank you all for your responses. Very helpful. Some additional context. My mother lives in the HCOL city in which we grew up, but now all her family has moved away to even higher cost of living areas. She is isolated and lonely, and has wanted to move closer to family for a long time, particularly...
by mouses
Sun Jul 22, 2018 2:16 pm
Forum: Personal Finance (Not Investing)
Topic: Unpermitted structure - options?
Replies: 25
Views: 1708

Re: Unpermitted structure - options?

When the town building inspector stopped by about 2 months ago, for his "we haven't been inside for 10 years..." visit Pardon the diversion, but that was news to me. I've never lived anywhere where inspectors visit like that. How common is such a practice? And is it legal w/o an administrative warr...
by mouses
Sun Jul 22, 2018 7:51 am
Forum: Personal Consumer Issues
Topic: High voltage powelines near house
Replies: 45
Views: 2688

Re: High voltage powelines near house

I don't know why I bothered to post the link to the scientific studies on the feds' cancer website, since people would clearly prefer to offer their uninformed opinions instead.

By the way, comparing cell phones to high voltage lines is like saying photons and x-rays are the same.
by mouses
Sat Jul 21, 2018 3:55 pm
Forum: Personal Consumer Issues
Topic: Ways to minimize dust when sanding
Replies: 9
Views: 620

Re: Ways to minimize dust when sanding

Is the sanding necessary? Can't you get a smooth surface with a putty knife?
by mouses
Sat Jul 21, 2018 8:55 am
Forum: Personal Consumer Issues
Topic: Watch Collection Reasonable or Unreasonable or Irresponsible?
Replies: 102
Views: 4221

Re: Watch Collection Reasonable or Unreasonable or Irresponsible?

I haven't read all the responses, but I hope you have this insured (probably needs a special addition to your policy) and stored safely.
by mouses
Sat Jul 21, 2018 7:39 am
Forum: Personal Consumer Issues
Topic: Ford Fusion under Safety Recall for 2 Years - Ford Can't Fix - help
Replies: 56
Views: 6904

Re: Ford Fusion under Safety Recall for 2 Years - Ford Can't Fix - help

cherijoh wrote:
Thu Dec 28, 2017 6:48 pm
You can check your car by VIN number for recalls here.
This must have some age cutoff, since it does not recognize either of my cars by vin.
by mouses
Sat Jul 21, 2018 6:04 am
Forum: Personal Consumer Issues
Topic: Telemarketing calls from my own prefix
Replies: 57
Views: 4889

Re: Telemarketing calls from my own prefix

Is there any solution for people who get these calls on a small business cell phone? I often get calls I am not expecting from my client's vendors, whom I don't have in my phone directory. I don't have the option of ignoring calls from unknown numbers... I add these numbers to my phone book as Inco...
by mouses
Fri Jul 20, 2018 3:09 pm
Forum: Personal Consumer Issues
Topic: unripe fruit on a branch that has fallen off the tree
Replies: 7
Views: 854

Re: unripe fruit on a branch that has fallen off the tree

I don't know, but I would have taken the branch and put it into a bucket of water. They graft fruit trees all the time so perhaps it might have done alright in water, at least long enough perhaps to eventually ripen some fruit? Like I said, I dunno but it would have been fun to try. That would have...
by mouses
Fri Jul 20, 2018 3:04 pm
Forum: Personal Consumer Issues
Topic: An unwanted Boat
Replies: 16
Views: 1606

Re: An unwanted Boat

As to the title, I looked into donating my car. I have no title. My state does not issue titles for cars over a certain age, and I have no bill of sale since when I moved to another state temporarily the new state took the bill of sale when I registered the car there and refused to give it back or e...
by mouses
Fri Jul 20, 2018 9:28 am
Forum: Personal Consumer Issues
Topic: unripe fruit on a branch that has fallen off the tree
Replies: 7
Views: 854

Re: unripe fruit on a branch that has fallen off the tree

barnaclebob wrote:
Fri Jul 20, 2018 9:02 am
We have mini dwarfs that are supposed to be 5-6ft tall and the same spread. A dwarf or semi dwarf might be double that size. Its imperitive to prune them and prune the fruit off or it will break the branches off.
Now I know :(
by mouses
Fri Jul 20, 2018 8:58 am
Forum: Personal Consumer Issues
Topic: unripe fruit on a branch that has fallen off the tree
Replies: 7
Views: 854

unripe fruit on a branch that has fallen off the tree

Well, this question is too late to do any good, but maybe it will be useful in the future. A branch fell off my dwarf apricot tree and it's now disappearing down the road in a truck on its way to the dump. There were a lot of unripe apricots on it. I briefly thought of keeping either those picked or...
by mouses
Fri Jul 20, 2018 6:42 am
Forum: Personal Consumer Issues
Topic: How do I find information on home security cameras that came with the house?
Replies: 15
Views: 1099

Re: How do I find information on home security cameras that came with the house?

I recently got a new house. The builder pre-installed two security cameras on the exterior. I asked him about them and he basically just shrugged and said they were security cameras. I couldn't get a model # off him, or any instructions for how to use them. I don't know what brand they are. The wir...
by mouses
Fri Jul 20, 2018 6:23 am
Forum: Personal Finance (Not Investing)
Topic: Transferring Money and Closing Bank Account
Replies: 12
Views: 998

Re: Transferring Money and Closing Bank Account

Just write and take a personal check to the new bank and deposit it there. Wait until it clears. Then phone up the old bank and ask them to close the account. I see no need to mess with cashiers checks or wait for the mail or an electronic transfer. I'm sure they have probably a hundred people alrea...
by mouses
Fri Jul 20, 2018 4:53 am
Forum: Investing - Theory, News & General
Topic: Some 'hints' about brokered CDs
Replies: 45
Views: 8819

Re: Some 'hints' about brokered CDs

Also, if you're holding a very high balance in brokered CDs in your IRA and you're taking RMDs, your RMDs will be calculated based on market value and not par value. This can be beneficial, or not, depending on your needs. In this regard, they really operate like individual bonds. What does a very ...
by mouses
Thu Jul 19, 2018 11:52 pm
Forum: Investing - Theory, News & General
Topic: Invest in Tesla?
Replies: 73
Views: 4771

Re: Invest in Tesla?

I'm just an observer of Tesla, but Musk seems to be coming apart at the seams, which to me says the company is in trouble and he can't cope with it. When the ship is taking on water you want a cool headed captain.
by mouses
Thu Jul 19, 2018 11:44 pm
Forum: Personal Consumer Issues
Topic: Fake IRS calls - anybody care?
Replies: 59
Views: 2797

Re: Fake IRS calls - anybody care?

I see Pending charges on my Capital One card on their website. A couple of fraudulent ones showed up in pending and CapOne took a report immediately. I am curious as to the scam bluelight reports? What could they tell her daughter that would make her buy a gift card and give them the code? I still g...
by mouses
Thu Jul 19, 2018 5:30 pm
Forum: Investing - Help with Personal Investments
Topic: I'm about to inherit a single stock with a worth of just over 7 figures....
Replies: 103
Views: 8280

Re: I'm about to inherit a single stock with a worth of just over 7 figures....

It is an energy stock that my Dad has held as an employee and through retirement and reinvested the dividends. It generates about $35,000 per year in dividends. My brother has no interest in hanging on to his share so I will probably buy him out. Part of me wants to continue holding it to pass on t...
by mouses
Thu Jul 19, 2018 8:32 am
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 421
Views: 52801

Re: Flaunt Your High-Mileage Car

1992 Buick about 150,000 miles (too lazy to go look) 1969 Mustang 169,000 miles. The only reason I know the Mustang's mileage is I'm the original owner. The odometer is 5 places, what were they thinking. So if you see an old Mustang for sale with less than 100000 miles, ask them how many times the o...
by mouses
Wed Jul 18, 2018 6:01 pm
Forum: Personal Consumer Issues
Topic: How do I find information on home security cameras that came with the house?
Replies: 15
Views: 1099

Re: How do I find information on home security cameras that came with the house?

I would ask the builder who bought and put them in... and go to that source. The builder may well be the developer and has a foreman that does the real work... Yes, I would be a bit more aggressive about this. Someone bought those and installed them, after all. Also as suggested, check for the manu...
by mouses
Wed Jul 18, 2018 5:57 pm
Forum: Personal Consumer Issues
Topic: Possible Knob & Tube in an older home.
Replies: 29
Views: 2319

Re: Possible Knob & Tube in an older home.

I lived in a house with knob and tube wiring for over thirty years, and here I am to tell the tale.
by mouses
Wed Jul 18, 2018 1:20 pm
Forum: Personal Finance (Not Investing)
Topic: How Unclaimed Property Laws Can Affect Retirees
Replies: 36
Views: 2952

Re: How Unclaimed Property Laws Can Affect Retirees

I keep a list of my accounts subject to "inactivity," and make sure I do something to them every six months or so. At least with the ones I have, chatting to the credit union or printing off statements does not count as activity, neither does automatic stuff. However they have assured me that CDs wi...
by mouses
Tue Jul 17, 2018 2:37 pm
Forum: Personal Finance (Not Investing)
Topic: Unclaimed property
Replies: 13
Views: 935

Re: Unclaimed property

OP, what was it you overlooked?

I have never found anything for me, but quite a lot of entries for relatives, which I used to tell them about. Now I don't waste my time as as far as I know no one has ever claimed it. One told me it was too much trouble.
by mouses
Tue Jul 17, 2018 2:27 pm
Forum: Investing - Theory, News & General
Topic: New Vanguard Security Code Requirement
Replies: 78
Views: 6394

Re: New Vanguard Security Code Requirement

I prefer this. What I don't like about it is it only uses phone authentication, so the phone rings in the middle of the night. Then you have to listen to Miss Lisp for awhile, because the system isn't smart enough to recognize type-in early on in the process, unlike any place else I know of.
by mouses
Tue Jul 17, 2018 2:13 am
Forum: Personal Finance (Not Investing)
Topic: Accepted new job, immediately laid off at old one?
Replies: 37
Views: 5948

Re: Accepted new job, immediately laid off at old one?

Who is everyone? Did you tell anyone at work of your accepting an offer from another company? Isn't it proper not to tell anyone at work before giving a formal notice to your now ex-employer? That point of etiquette is news to me. I once worked for a terrible manager, and having found and accepted ...
by mouses
Mon Jul 16, 2018 11:44 am
Forum: Personal Consumer Issues
Topic: Suggestions For Re-attaching a Closet Handle
Replies: 22
Views: 753

Re: Suggestions For Re-attaching a Closet Handle

I'm confused about what's going on. You have another door with this type of handle, and that one has something on the inside that the handle attaches to, but this one does not? So you are missing a piece? Possibly but it might have been missing for years. So there's nothing that holds these doors c...
by mouses
Mon Jul 16, 2018 11:40 am
Forum: Personal Consumer Issues
Topic: Suggestions For Re-attaching a Closet Handle
Replies: 22
Views: 753

Re: Suggestions For Re-attaching a Closet Handle

I'm confused about what's going on. You have another door with this type of handle, and that one has something on the inside that the handle attaches to, but this one does not? So you are missing a piece? You can just fill in with wood putty and buy a regular doorknob (no lock mechanism), use a hole...
by mouses
Mon Jul 16, 2018 4:33 am
Forum: Personal Consumer Issues
Topic: How much furniture spending is ok?
Replies: 46
Views: 2907

Re: How much furniture spending is ok?

Whatever will make your wife happy, within reason. Some day I will read bogleheads, and not see any posts that assume women's happiness depends on their husbands spending money on stuff. Every time I see one of these posts, I have a mental picture of a husband breadwinner and a trophy, grasping wif...
by mouses
Sun Jul 15, 2018 3:35 pm
Forum: Personal Consumer Issues
Topic: Bears!!!
Replies: 59
Views: 4571

Re: Bears!!!

Do NOT move the garbage can closer to the house.
by mouses
Sun Jul 15, 2018 6:07 am
Forum: Personal Finance (Not Investing)
Topic: Property tax + deductions
Replies: 25
Views: 2818

Re: Property tax + deductions

there is a limit of $10k for state and local taxes + property taxes deduction This limit is from the new tax bill, the one that's supposed to save people money. :twisted: Some places have a provision to reduce taxes for seniors, long time residents, etc. In my area it does not amount to much for me...
by mouses
Sat Jul 14, 2018 11:29 pm
Forum: Investing - Help with Personal Investments
Topic: Inlaws need $50k loan for new home, hard time finding lenders
Replies: 17
Views: 2335

Re: Inlaws need $50k loan for new home, hard time finding lenders

Credit unions. I was looking into a $30K loan since a large expense came along and otherwise I would have had to go into my IRAs plus tax consequences. (The interest rates were 3% and 3.something% at the two I looked into.)
by mouses
Sat Jul 14, 2018 1:40 pm
Forum: Personal Consumer Issues
Topic: Amazon won't sell this book to me.
Replies: 68
Views: 8347

Re: Amazon won't sell this book to me.

the library workers are paid enough so that they don't have to use food stamps. How much are your library workers paid? Do you know? The Amazon workers involved in e-books are probably paid the same or more as library workers doing the same tasks. If you are comparing your library workers to Amazon...
by mouses
Sat Jul 14, 2018 11:02 am
Forum: Personal Consumer Issues
Topic: Moving Tip and Ideas?
Replies: 23
Views: 1346

Re: Moving Tip and Ideas?

The primary mistake I made was not moving some items because I thought it would be cheaper to buy them at the destination, such as a small vacuum cleaner, only to find that the new ones are cheesy compared to the older ones I discarded.
by mouses
Fri Jul 13, 2018 8:57 pm
Forum: Personal Consumer Issues
Topic: Amazon won't sell this book to me.
Replies: 68
Views: 8347

Re: Amazon won't sell this book to me.

Seriously. Amazon has revolutionized retail and driven down prices and you don't think they have created real value? People tend to forget that before Amazon, if you wanted a book you had to go to the library or bookstore to even see what was available on the topic. Searching was clumsy at the libr...
by mouses
Fri Jul 13, 2018 8:53 pm
Forum: Personal Consumer Issues
Topic: Amazon won't sell this book to me.
Replies: 68
Views: 8347

Re: Amazon won't sell this book to me.

Amazon's delivery has been a problem with my last two orders. I am sure delivery quality differs from area to area, but the question would be who was the carrier in your area and if a different carrier would be used by another internet retailer. It's unclear which carrier was involved. In both case...
by mouses
Fri Jul 13, 2018 2:22 pm
Forum: Personal Finance (Not Investing)
Topic: Logging out 20 acre lot?
Replies: 37
Views: 2468

Re: Logging out 20 acre lot?

That's a lot of wildlife habitat that you'd be destroying by logging. Think of the poor animals.
by mouses
Thu Jul 12, 2018 11:10 pm
Forum: Personal Finance (Not Investing)
Topic: Bounced check
Replies: 29
Views: 3289

Re: Bounced check

student wrote:
Thu Jul 12, 2018 9:08 pm
So the check bounced. I found out via an email from the bank today.
If the bank were nice, it would have let you dump money into your checking account to cover the check. In my experience, only credit unions are nice.
by mouses
Thu Jul 12, 2018 9:02 pm
Forum: Personal Consumer Issues
Topic: Advice on IT Certification program
Replies: 93
Views: 3707

Re: Advice on IT Certification program

but its hard to get past HR/initial resume screenings with self taught skills alone audioaxes, Don't go through the HR. KlangFool But if you are trying to break into a field in which you have minimal contacts, you’ll need to deal with HR. HR is useless. I don't know anyone who has gotten a job by s...
by mouses
Thu Jul 12, 2018 11:34 am
Forum: Investing - Help with Personal Investments
Topic: Why is capital one's 18 month CD paying less than their 12 month CD and so on?
Replies: 6
Views: 1185

Re: Why is capital one's 18 month CD paying less than their 12 month CD and so on?

Sometimes I see one of the local credit unions in my area have some sort of special where an apparently random term CD has an unusually high interest rate for awhile. I have no idea why this is.
by mouses
Thu Jul 12, 2018 11:30 am
Forum: Investing - Help with Personal Investments
Topic: Buying CDs from Vanguard
Replies: 20
Views: 2553

Re: Buying CDs from Vanguard

I noticed this and it is a bit odd to sometimes wait several days, but you can tell that from the info for the CD. I am not sure why this process is followed? I am also not sure why one cares that the funds in the settlement account are not tied up, if I understand what you are saying, as they are ...
by mouses
Thu Jul 12, 2018 10:39 am
Forum: Investing - Help with Personal Investments
Topic: Buying CDs from Vanguard
Replies: 20
Views: 2553

Re: Buying CDs from Vanguard

I used to buy CD's by phone and got an execution within a few hours. I bought on line and now it takes sometimes a few days. I called and checked into this and they said it depends on the issue date, so not to worry. And they are executing over a few days as they said. Just not used to this method....
by mouses
Wed Jul 11, 2018 9:29 pm
Forum: Personal Consumer Issues
Topic: Thoroughly cleaning grimy tile
Replies: 19
Views: 2117

Re: Thoroughly cleaning grimy tile

Get a stack of Magic Eraser cleaners from Costco. They usually sell them in bulk. They are.....magic. ^^^This REALLY works! Who knew? I do now (just used them to easily and completely clean a couple of ceramic tiles in the bathroom). It's off to Costco (or Walmart) tomorrow to get a gross of them. ...
by mouses
Wed Jul 11, 2018 2:43 pm
Forum: Personal Consumer Issues
Topic: Masterbath Remodel - Tub or No Tub ?
Replies: 57
Views: 3239

Re: Masterbath Remodel - Tub or No Tub ?

I don't think I would have a mirror in a tub or shower. Broken glass if one falls into it. I do have a full length mirror in the bathroom, as that's a good time to check all over for anything wrong. In either a shower or a tub, I use a non-slip large size rubbery mat. I hang it up after use on the t...
by mouses
Wed Jul 11, 2018 2:32 pm
Forum: Personal Consumer Issues
Topic: Neighbor’s Contractor Damaged Adjoining Property
Replies: 30
Views: 2085

Re: Neighbor’s Contractor Damaged Adjoining Property

A few years ago the people who once or twice a year mow a vacant lot I own drove several feet into the neighbor's lawn and created ruts. The neighbor came to see me. I said, So sorry! Tell me how to get in contact with your lawn guys and I will have them fix this at my expense. I left several messag...
by mouses
Wed Jul 11, 2018 10:52 am
Forum: Personal Consumer Issues
Topic: Masterbath Remodel - Tub or No Tub ?
Replies: 57
Views: 3239

Re: Masterbath Remodel - Tub or No Tub ?

kaudrey wrote:
Tue Jul 10, 2018 12:59 pm
Wow, I'm the only Boglehead who likes to take baths? :shock:
No. I wouldn't buy a house that didn't have a nice big bathtub.
by mouses
Wed Jul 11, 2018 6:51 am
Forum: Personal Consumer Issues
Topic: Amazon won't sell this book to me.
Replies: 68
Views: 8347

Re: Amazon won't sell this book to me.

\New data from the Consumer Intelligence Research shows that customers who spend $99 for an annual Prime membership go on to spend an average of $1,300 per year with the retailer, nearly double the amount spent by non-member customers. https://amp.businessinsider.com/images/595ff647f5018457018b4da6...
by mouses
Wed Jul 11, 2018 6:43 am
Forum: Personal Finance (Not Investing)
Topic: Dad asked for my help on pension decision that I do not understand
Replies: 43
Views: 3305

Re: Dad asked for my help on pension decision that I do not understand

Annuities make me nervous, because they depend on the insurance company staying in business, Or is that wrong? Is there some other guarantee?
by mouses
Tue Jul 10, 2018 11:03 am
Forum: Personal Consumer Issues
Topic: Flooring for New House
Replies: 57
Views: 3789

Re: Flooring for New House

Is there no picture of what the OP is considering? A spec sheet is not all that useful, to me, anyway.

As an older person, I would never have tile installed. See, hip, skull, teeth, etc.
by mouses
Tue Jul 10, 2018 1:37 am
Forum: Personal Finance (Not Investing)
Topic: Car totaled by uninsured driver
Replies: 37
Views: 3401

Re: Car totaled by uninsured driver

'Scot Free?' (note it is Scot and not Scott. Derives from not having to pay taxes as a Scotsman). False etymology. That particular "scot" in "scot-free" is from a Scandinavian word referring to taxes, not the Latin word referring to the people. https://blog.oxforddictionaries.com/2015/04/15/scot-fr...