Search found 3672 matches

by mouses
Thu Oct 18, 2018 7:59 am
Forum: Personal Consumer Issues
Topic: Help with Cox compatible modem
Replies: 4
Views: 225

Re: Help with Cox compatible modem

Be careful that the box says Cox compatible. If it does not, Cox's system may not accept it. They have a database of serial numbers and will only allow modems with those serial numbers to connect.
by mouses
Wed Oct 17, 2018 2:30 pm
Forum: Investing - Help with Personal Investments
Topic: "Breaking" a CD: On a Specific Date ??
Replies: 12
Views: 757

Re: "Breaking" a CD: On a Specific Date ??

I do this. I check the web to be sure the interest has been credited.
by mouses
Wed Oct 17, 2018 2:23 pm
Forum: Personal Consumer Issues
Topic: unlicensed repair guy possibly spent our material deposit
Replies: 25
Views: 2651

Re: unlicensed repair guy possibly spent our material deposit

The Better Business Bureau might help. At least they will try. I idiotically gave several hundred dollars in advance to a guy who never showed up and after I got nowhere they made several efforts to contact him. Didn't succeed but at least he has a ding if anyone looks him up on their website.
by mouses
Wed Oct 17, 2018 3:54 am
Forum: Personal Consumer Issues
Topic: Need new email address. Gmail or ???
Replies: 70
Views: 5058

Re: Need new email address. Gmail or ???

Gmail is fine, especially if you couple it with a pc client such as Thunderbird. Isn't using Thunderbird for Gmail just adding another layer of complexity? I can just log onto Gmail with any browser, from anywhere. What benefit does Thunderbird (or any computer-resident email program) add? I like h...
by mouses
Tue Oct 16, 2018 10:17 pm
Forum: Personal Consumer Issues
Topic: Why buy thicker hardwood?
Replies: 16
Views: 2142

Re: Why buy thicker hardwood?

I'm an old house freak, so I'm used to talking about 100 year or older houses and their being restored. You can't restore something that's trash to begin with.
by mouses
Mon Oct 15, 2018 1:49 am
Forum: Local Chapters and Bogleheads Community
Topic: michael survivors
Replies: 16
Views: 1937

Re: michael survivors

You don't need online backup if you have thumb drives in appropriate places besides your home. I can't imagine why people leave important files online, just waiting to be hacked. Here's an article on about one of the houses that survived, one of those from a photo where everything else was leveled. ...
by mouses
Sun Oct 14, 2018 5:23 pm
Forum: Forum Issues and Administration
Topic: would someone explain to me
Replies: 8
Views: 802

Re: would someone explain to me

People can discuss anything under the sun in the consumer board as far as I can tell. I really doubt that helping the planet is controversial. I would love to see whoever deleted this explain their reasoning.
by mouses
Sun Oct 14, 2018 5:03 pm
Forum: Forum Issues and Administration
Topic: would someone explain to me
Replies: 8
Views: 802

would someone explain to me

Why the thread about how we can change our buying and other habits to help the environment seems to have vanished?

I found remnants of it in my cache. It was called Things I can do to reduce carbon footprint.
by mouses
Sun Oct 14, 2018 6:18 am
Forum: Personal Consumer Issues
Topic: Need new email address. Gmail or ???
Replies: 70
Views: 5058

Re: Need new email address. Gmail or ???

Gmail is fine, especially if you couple it with a pc client such as Thunderbird. That's what I use. However about once a day I check gmail with a browser as it has no way to say Don't do spam filtering, and what it considers spam is mostly real email. They recently redid the interface and broke fin...
by mouses
Fri Oct 12, 2018 6:56 pm
Forum: Personal Consumer Issues
Topic: Puerto Rico all over again
Replies: 6
Views: 1283

Puerto Rico all over again

https://www.nytimes.com/2018/10/12/us/looting-stores-hurricane-michael.html?action=click&module=Spotlight&pgtype=Homepage Judging from the above article and the Times photos of Hurricane Michael's devastation, Florida is in as bad shape as Puerto Rico. This seems 100% likely to happen again repeate...
by mouses
Fri Oct 12, 2018 2:13 pm
Forum: Personal Consumer Issues
Topic: Crawlspace flooding issues - builder liable?
Replies: 16
Views: 1041

Re: Crawlspace flooding issues - builder liable?

Besides determining what is the cause of the problem, and I don't know what type of professional does that, some type of engineer I would guess, if a sump pump would solve it that is not a big deal. I have an industrial strength sump pump, a Zoeller M53 Mighty-mate Submersible Sump Pump, 1/3 Hp, in ...
by mouses
Fri Oct 12, 2018 11:52 am
Forum: Personal Consumer Issues
Topic: TV recommendation for my father
Replies: 49
Views: 1791

Re: TV recommendation for my father

Reading half way through the replies, I am suddenly very glad I got rid of my tv years ago. I did look for a replacement small tv but they all seemed to be made of that plastic that has an outgassing smell. For what it's worth, my mother in her eighties was very happy with Cox because when she had t...
by mouses
Fri Oct 12, 2018 11:30 am
Forum: Personal Finance (Not Investing)
Topic: Just Divorced -- Need Help [looking for new credit card]
Replies: 66
Views: 5997

Re: Just Divorced -- Need Help

WhiteMaxima wrote:
Fri Oct 12, 2018 11:09 am
pay down your debt 1st even you have to eat cat food. once you debt become zero, your credit score will be high again.
I don't know where the rumor that cat food was a cheap food for humans got started. People are better off eating rice and beans, nutritious and cheaper.
by mouses
Fri Oct 12, 2018 11:27 am
Forum: Personal Finance (Not Investing)
Topic: Just Divorced -- Need Help [looking for new credit card]
Replies: 66
Views: 5997

Re: Just Divorced -- Need Help

I haven't had time to read all the responses, but if your credit is lousy can you even get a decent card? Probably should have applied for one before the divorce financials were finalized, assuming your credit was good before this. If the ex-wife was running up bills she didn't pay, I guess you coul...
by mouses
Fri Oct 12, 2018 7:37 am
Forum: Personal Finance (Not Investing)
Topic: How are RMD's handled if you have more than one IRA account?
Replies: 3
Views: 528

Re: How are RMD's handled if you have more than one IRA account?

As log as you take the total amount required, you can take it out of any subset of the accounts. I have my traditional IRAs in CDs and I always take it out of my lowest interest rate CD.
by mouses
Fri Oct 12, 2018 6:12 am
Forum: Personal Finance (Not Investing)
Topic: “$1000/month job is worth $300k in retirement funds” // What are some retirement jobs you would actually enjoy doing?
Replies: 103
Views: 9580

Re: “$1000/month job is worth $300k in retirement funds” // What are some retirement jobs you would actually enjoy doing

Part time or full time, whichever tickles your fancy. Also it doesn’t necessarily have to earn $1000/month. It could be more or less, as long as it’s not zero. Personally, I think I would enjoy being a teacher, but haven’t really thought about this in depth, so I figured I’d ask all of you :) Depen...
by mouses
Fri Oct 12, 2018 4:58 am
Forum: Personal Finance (Not Investing)
Topic: Home Purchase - Sellers Request Help with Repairs
Replies: 69
Views: 3045

Re: Home Purchase - Sellers Request Help with Repairs

Now that I've read about the gut job and then this major problem shows up, I would run away, not just walk away. I'm having an advanced septic system put in, a state requirement due to distance from a body of water. It comes with a notification system for things malfunctioning. I guess simpler syste...
by mouses
Thu Oct 11, 2018 5:38 pm
Forum: Investing - Help with Personal Investments
Topic: What did you buy today
Replies: 108
Views: 7498

Re: What did you buy today

Knockoff dayquil and nyquil, knockoff 12 hour sudafed, bananas, and some whiskey. All for medicinal purposes. Flu season has begun. :( Already had lemon, honey, yogurt, rice, bread for toast, and garlic. A can of chicken soup somewhere. I did see that there was some movement in the stock and bond m...
by mouses
Thu Oct 11, 2018 5:35 pm
Forum: Personal Finance (Not Investing)
Topic: Home Purchase - Sellers Request Help with Repairs
Replies: 69
Views: 3045

Re: Home Purchase - Sellers Request Help with Repairs

If something were going on like the sellers were elderly and poor I might fork out $2000 at closing. It depends on how much $4000 is to you, the price of the house, etc. It sounds like you can't afford $4000 though.
by mouses
Thu Oct 11, 2018 5:49 am
Forum: Personal Consumer Issues
Topic: Feeling Guilt among family/peers
Replies: 42
Views: 5157

Re: Feeling Guilt among family/peers

I can't imagine why you told people what the engagement ring cost, as it seems like boasting. In that case, no wonder there is resentment.
by mouses
Thu Oct 11, 2018 5:45 am
Forum: Personal Consumer Issues
Topic: Anyone done a Hair Transplant?
Replies: 79
Views: 5649

Re: Anyone done a Hair Transplant?

After an initial attempt(s?) that were obviously wrong, Joe Biden seems to have gotten good results. In the meantime, instead of a combover, which never looks right, I have seen several guys with Brutus cuts that seem to work well.
by mouses
Wed Oct 10, 2018 5:59 am
Forum: Personal Consumer Issues
Topic: Neighbors tree branch growing too close to my house
Replies: 48
Views: 3816

Re: Neighbors tree branch growing too close to my house

Any branch of neighbor's tree reaching over the property line you are permitted to cut down as long as the tree will not die from it, is common law. A nice neighbor would not let a branch get to your windows and over the roof. A nice neighbor probably has no idea what his or her tree is doing in yo...
by mouses
Tue Oct 09, 2018 8:37 pm
Forum: Personal Finance (Not Investing)
Topic: Formula for when to buy in bulk
Replies: 41
Views: 3201

Re: Formula for when to buy in bulk

On a small scale, I calculated that buying a large bottle of Acetaminophen Costco saved money vs a smaller bottle anywhere else - even if I threw out most of the pills when not usable. I don't think you're supposed to throw pills out, rather take them to drop off places. Our local police station ha...
by mouses
Tue Oct 09, 2018 12:04 pm
Forum: Personal Consumer Issues
Topic: Medicare drug question - days or pills?
Replies: 18
Views: 825

Re: Medicare drug question - days or pills?

I think this is straightforward, but I will add this tidbit. I had a prescription where I took two a day and "more if you are having an issue." There was no way the insurance company could cope with the latter directions, so my doctor wrote a prescription for three a day (or something, I forget exac...
by mouses
Tue Oct 09, 2018 11:58 am
Forum: Personal Consumer Issues
Topic: Neighbors tree branch growing too close to my house
Replies: 48
Views: 3816

Re: Neighbors tree branch growing too close to my house

Talk to your neighbor. Pay the cost yourself unless the neighbor volunteers. That will be more likely to ensure a neighborly outcome. Hire an arborist not "someone with a chain saw." Not only is this safer, but the results will be better for the tree. I believe everywhere someone has the right to tr...
by mouses
Tue Oct 09, 2018 8:33 am
Forum: Personal Consumer Issues
Topic: Office Computers
Replies: 5
Views: 802

Re: Office Computers

I am very happy with Lenovos. HPs have had recurring problems.
by mouses
Mon Oct 08, 2018 4:07 pm
Forum: Personal Finance (Not Investing)
Topic: Talk me out of buying a Tesla Model 3
Replies: 191
Views: 10871

Re: Talk me out of buying a Tesla Model 3

Ignore all the negative news you see out there. There are lot of big money games being played by wall street to manipulate the stock price and they have way of controlling the news you see out there. This is a parody right? I mean you are making fun of the cult right? No? Well just to be clear ELON...
by mouses
Mon Oct 08, 2018 10:20 am
Forum: Personal Consumer Issues
Topic: UPS mailbox experiences?
Replies: 14
Views: 730

Re: UPS mailbox experiences?

There was one in our neighborhood. The guy who ran it shut down with no notice and the last I heard people had no idea where to get the mail that they had not picked up yet.
by mouses
Mon Oct 08, 2018 6:49 am
Forum: Personal Finance (Not Investing)
Topic: Cap One vs Fidelity CC My experience so far
Replies: 7
Views: 854

Re: Cap One vs Fidelity CC My experience so far

I really like my CapOne card, for all the reasons noted above. I log into the website, I see everything, I can redeem the rewards for credit to my account, the possible fraud handling is convenient. I have a 1.5% Chase card as a backup, and the rewards credit only is available after that month's bil...
by mouses
Sun Oct 07, 2018 5:27 pm
Forum: Personal Finance (Not Investing)
Topic: Which is better CD - rates and terms?
Replies: 65
Views: 5423

Re: Which is better CD - rates and terms?

If I had to choose a CD, I would split between the 24 mo. 3% CD and Synchrony's 15 mo. 2.75% CD or the 16 mo. 2.836% CD on the secondary market, although the latter only has 10 qty available atm, and you'd have to pay a brokerage fee for buying from the secondary market which will bring the yield d...
by mouses
Sun Oct 07, 2018 9:47 am
Forum: Personal Consumer Issues
Topic: What purchase saved you the most money?
Replies: 136
Views: 12638

Re: What purchase saved you the most money?

sambb wrote:
Sat Oct 06, 2018 8:04 pm
ivy league education has had largest ROI for me
MIT. Instant credibility when job hunting, especially for a female in a technical field. Now ageism has wiped that out, but it worked well for several decades.
by mouses
Sun Oct 07, 2018 9:37 am
Forum: Personal Consumer Issues
Topic: What purchase saved you the most money?
Replies: 136
Views: 12638

Re: What purchase saved you the most money?

Buying a modem the day I signed up for comcast (vs leasing one) probably has saved me $1000+ over the years... Yeah, I bought a modem when I signed up with Cox about fifteen years ago. They want me to upgrade now, but only rent. (I tried upgrading with a bought one last year from some electronics p...
by mouses
Sun Oct 07, 2018 6:42 am
Forum: Personal Consumer Issues
Topic: [Small, Portable, and Ductless Air Conditioners]
Replies: 60
Views: 3766

Re: [Small, Portable, and Ductless Air Conditioners]

I'm having this exact problem about my garage, which in NC summer is uninhabitable. I only need to reduce the temperature and humidity to non-sauna levels. I don't need it fully climate controlled, and weighing my options. Mini split: best end result, most efficient, only require 3" hole through th...
by mouses
Sun Oct 07, 2018 6:05 am
Forum: Personal Finance (Not Investing)
Topic: Sellers remorse - selling business
Replies: 44
Views: 4718

Re: Sellers remorse - selling business

nalor511 wrote:
Fri Oct 05, 2018 10:23 pm
Just do it, happy wife, happy life.
Rude comment about this sexist expression.
by mouses
Sat Oct 06, 2018 2:12 pm
Forum: Investing - Theory, News & General
Topic: Should I, and how, act on changes in managing diet and health?
Replies: 65
Views: 4478

Re: Should I, and how, act on changes in managing diet and health?

Not a diabetic, but according to what I read - price of insulin has increased a lot. Why? Hasn't insulin been around for many, many years? I guess you've missed all the news articles about pharmaceutical companies jacking up even old med prices to the stratosphere, why, because... they can. Cases i...
by mouses
Fri Oct 05, 2018 12:17 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 870
Views: 94851

Re: [What TV Show Have You Recently Watched?]

I liked the second episode of Murphy Brown enough to plan to watch future ones. There were some hilarious parts, like when Murphy finds the gatepost at the White House unguarded with a note Back in five minutes, the gate open, and she says This country is so screwed! They do have to stop the broad a...
by mouses
Fri Oct 05, 2018 12:10 pm
Forum: Personal Consumer Issues
Topic: AARP UnitedHealthCare Plan G
Replies: 33
Views: 2060

Re: AARP UnitedHealthCare Plan G

I have decided to sign up for Medicare Plan G. I would like to find out what people think of the AARP plan. Have you had coverage or billing issues with UnitedHealthCare? If issues have arisen did UHC customer service resolve the issues promptly and correctly. How was the sign up experience and get...
by mouses
Fri Oct 05, 2018 7:10 am
Forum: Personal Finance (Not Investing)
Topic: How much effort to close an estate and is it worth it?
Replies: 13
Views: 1424

Re: How much effort to close an estate and is it worth it?

If your mother didn't want to do the work, she shouldn't have agreed to be the executor. Does the will name a successor executor? If not, she has to get the ball rolling in whatever process is necessary to do that. I assume the IRS is not going to be too happy if no one files the last year income ta...
by mouses
Thu Oct 04, 2018 6:37 pm
Forum: Personal Consumer Issues
Topic: AARP UnitedHealthCare Plan G
Replies: 33
Views: 2060

Re: AARP UnitedHealthCare Plan G

I have decided to sign up for Medicare Plan G. I would like to find out what people think of the AARP plan. Have you had coverage or billing issues with UnitedHealthCare? If issues have arisen did UHC customer service resolve the issues promptly and correctly. How was the sign up experience and get...
by mouses
Thu Oct 04, 2018 6:34 pm
Forum: Personal Consumer Issues
Topic: AARP UnitedHealthCare Plan G
Replies: 33
Views: 2060

Re: AARP UnitedHealthCare Plan G

It seems that most if not all posters in this thread are praising plan G over Plan F. Any opinions to the contrary and why? I like Plan F because it's hands free. I don't have to pay copays or any bills. I've read the speculation that premiums will increase faster than Plan G. If that happens I wil...
by mouses
Thu Oct 04, 2018 12:26 pm
Forum: Personal Consumer Issues
Topic: Septic owner protection service contract or NOT?
Replies: 7
Views: 415

Re: Septic owner protection service contract or NOT?

I have been paying $240 for a septic owner protection contract for 10 years. It has now gone up in cost to $300 per year. It is through Singulair. It covers all maintenance except missing parts not covered?! I am wondering if I should not do it this year and simply hope nothing happens. I am never ...
by mouses
Thu Oct 04, 2018 7:08 am
Forum: Personal Consumer Issues
Topic: Dentist bill came 4-5 months later, is this unreasonable?
Replies: 28
Views: 2207

Re: Dentist bill came 4-5 months later, is this unreasonable?

Some insurance companies are notorious for delaying payment and they use many tactics. My favorite (aka most frustrating) was UHC constantly denying for illegible information when the claim was submitted electronically through their provider portal. Today, many insurance providers are requiring wha...
by mouses
Thu Oct 04, 2018 7:01 am
Forum: Personal Consumer Issues
Topic: Dentist bill came 4-5 months later, is this unreasonable?
Replies: 28
Views: 2207

Re: Dentist bill came 4-5 months later, is this unreasonable?

I actually got several hundred dollars back from AARP Plan D because some sort of financial review caught an underpayment for a med on their part. I think there was some confusion in the billing as to when I went into catastrophic coverage. I've also had to pay med bills of something like $15 and $5...
by mouses
Wed Oct 03, 2018 7:58 pm
Forum: Personal Consumer Issues
Topic: New Apartment, city noise
Replies: 43
Views: 3259

Re: New Apartment, city noise

1) Bose noise cancelling headphones. I had an old pair of these (QC2) from 2006, and I thought they did a good job until I recently bought a new pair of QC25. They are an amazing upgrade from my old pair. They block out almost all noise, plus you can plug into your phone to listen to music or make ...
by mouses
Wed Oct 03, 2018 8:59 am
Forum: Personal Consumer Issues
Topic: Sconces, fixtures without replaceable bulbs/LEDs
Replies: 14
Views: 784

Re: Sconces, fixtures without replaceable bulbs/LEDs

Heck I have repainted my living room twice in the last 10 years... Every time that Joanna Gaines puts out a new book my better half declares that we MUST redecorate :oops: I think your better half should be doing the painting :-) OP, I would not buy these. It's also hard to believe that in the enti...
by mouses
Wed Oct 03, 2018 8:24 am
Forum: Personal Consumer Issues
Topic: New Apartment, city noise
Replies: 43
Views: 3259

Re: New Apartment, city noise

1) Bose noise cancelling headphones. I had an old pair of these (QC2) from 2006, and I thought they did a good job until I recently bought a new pair of QC25. They are an amazing upgrade from my old pair. They block out almost all noise, plus you can plug into your phone to listen to music or make ...
by mouses
Wed Oct 03, 2018 6:26 am
Forum: Personal Consumer Issues
Topic: AARP UnitedHealthCare Plan G
Replies: 33
Views: 2060

Re: AARP UnitedHealthCare Plan G

I have decided to sign up for Medicare Plan G. I would like to find out what people think of the AARP plan. Have you had coverage or billing issues with UnitedHealthCare? If issues have arisen did UHC customer service resolve the issues promptly and correctly. How was the sign up experience and get...
by mouses
Wed Oct 03, 2018 2:58 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 870
Views: 94851

Re: [What TV Show Have You Recently Watched?]

First episode of the new Murphy Brown. Mixed results. The actors playing Miles and Avery Brown are good, the rest of the cast is really playing it much too broadly. So it is a mixture of some hilarity and some cringing. I hope they get things on track. Plus an annoying laugh track. I signed up for a...
by mouses
Wed Oct 03, 2018 2:04 am
Forum: Personal Consumer Issues
Topic: My Experience in Buying a Burial Plot: The cost (in NJ)
Replies: 64
Views: 4332

Re: My Experience in Buying a Burial Plot: The cost (in NJ)

"Funny" family history story - According to my mother - her parents bought (and paid for) a 12 space LOT in the local cemetery jointly with her aunt and uncle. The plan and agreement was that each couple would own/rights to 6 grave spots. Years passed - and in their elder years her parents found ou...
by mouses
Tue Oct 02, 2018 4:17 pm
Forum: Personal Consumer Issues
Topic: My Experience in Buying a Burial Plot: The cost (in NJ)
Replies: 64
Views: 4332

Re: My Experience in Buying a Burial Plot: The cost (in NJ)

When my Mother passed away about twenty years ago, she was buried next to my Dad in a four grave site plot that she had bought when Dad died in the early 1980s. My brothers and I inherited the other two grave sites and I bought them out so I have one, and we own the other mutually. No idea what will...