Search found 2417 matches

by mouses
Tue Dec 12, 2017 4:06 pm
Forum: Personal Consumer Issues
Topic: Ancestry / 23andMe
Replies: 41
Views: 2259

Re: Ancestry / 23andMe

From a genealogical perspective, the most useful result was finding the names of 1st (once removed) to 2nd cousins I don't know. About half of them were genealogy hobbyists. Simply googling their names led to web sites that mapped my ancestors backed to Europe. They'd already done the work I don't ...
by mouses
Tue Dec 12, 2017 8:43 am
Forum: Personal Consumer Issues
Topic: Access to landlocked timber blocked by landowner
Replies: 23
Views: 1675

Re: Access to landlocked timber blocked by landowner

OP, my first thought was that you are totally in the right, but then I realized that the agreement for the north side does not seem to say vehicles are okay, just access, so walking would probably be considered to provide that access. (I don't think I would be too happy walking through an area where...
by mouses
Tue Dec 12, 2017 8:33 am
Forum: Personal Consumer Issues
Topic: Kerosene Heater (for power-out emergencies)
Replies: 30
Views: 1239

Re: Kerosene Heater (for power-out emergencies)

I used to use them but stopped after I found our parrot at the bottom of the cage - dead. Literally a canary in the coal mine scenario. Not sure if I had a faulty one or not but that was enough for me to give them away and I told the guy what happened. I have wood as a source and also a generator i...
by mouses
Tue Dec 12, 2017 8:24 am
Forum: Personal Finance (Not Investing)
Topic: Year end review with less nerdy spouse
Replies: 53
Views: 3722

Re: Year end review with less nerdy spouse

DarthSage wrote:
Tue Dec 12, 2017 7:04 am
But, I stopped doing our taxes because he literally would re-do them, every single time.
I'm interested to know if he found differences? More deductions? Mistakes?
by mouses
Tue Dec 12, 2017 8:18 am
Forum: Personal Consumer Issues
Topic: Snow Tires? Worth it?
Replies: 86
Views: 2408

Re: Snow Tires? Worth it?

They're a major hassle. Storing 4 tires takes up a fair amount of space. Transporting 4 dirty tires to the shop only to be charged $15/tire to mount and balance adds up. Repeat a few months later. Or you could buy an extra set of rims, costly, and still you drive them to a shop or change each wheel...
by mouses
Mon Dec 11, 2017 11:15 pm
Forum: Personal Finance (Not Investing)
Topic: Year end review with less nerdy spouse
Replies: 53
Views: 3722

Re: Year end review with less nerdy spouse

As a nerdy single, categories of spending would send me right to sleep. Perhaps because I pay attention to what I'm spending money on, so this would not be useful.

I would be sure you include where assets actually are and other stuff she needs to know if you die first.
by mouses
Mon Dec 11, 2017 11:01 pm
Forum: Personal Consumer Issues
Topic: Ancestry / 23andMe
Replies: 41
Views: 2259

Re: Ancestry / 23andMe

My daughter has been asking me to do the 23andMe. She is 14 and we adopted her from China 12 years ago. Is it worth it? It looks to me from the comments in here that the ancestry one tries to identify some relatives? I would think that would be interesting to her. I assume they have some privacy co...
by mouses
Mon Dec 11, 2017 10:54 pm
Forum: Personal Consumer Issues
Topic: Ancestry / 23andMe
Replies: 41
Views: 2259

Re: Ancestry / 23andMe

My brother did 23andme. It came out to what we knew plus a trace of Portuguese. We figure it's not so much Portuguese as the Vikings messing with the gene pool in Portugal.

I would not like to know the health part, which he didn't do.
by mouses
Mon Dec 11, 2017 2:06 pm
Forum: Personal Consumer Issues
Topic: Sweet Gum Balls
Replies: 36
Views: 2373

Re: Sweet Gum Balls

My neighbor cut down a magnificent oak tree in his back yard because he didn't like dealing with leaves or acorns. I was bummed out, but his yard and his choice. Lost his privacy and shade just like that. Not to mention all the beneficial environmental impacts. My neighbors down the street had an a...
by mouses
Mon Dec 11, 2017 1:23 pm
Forum: Personal Consumer Issues
Topic: Kerosene Heater (for power-out emergencies)
Replies: 30
Views: 1239

Re: Kerosene Heater (for power-out emergencies)

I bought a Mr. Buddy heater. I couldn't get it started. I took it back to the hardware store and the guys got it started after some struggling. I returned it, but later bought another one as the company swears that was unusual. I haven't tried to start this one since I don't know much about propane ...
by mouses
Mon Dec 11, 2017 7:39 am
Forum: Personal Consumer Issues
Topic: Do girls wear Ninja Turtle character shoes
Replies: 54
Views: 2332

Re: Do girls wear Ninja Turtle character shoes

My Dad always told me I could do or be anything I wanted to and he took after anyone who said I couldn't. Thanks, Dad.
by mouses
Mon Dec 11, 2017 6:21 am
Forum: Personal Consumer Issues
Topic: detergent without non-recyclable packaging?
Replies: 27
Views: 1351

Re: detergent without non-recyclable packaging?

Nellie's comes in tins. Thanks. That looks like the answer. I can with complete honesty give Nellie's a five star rating. Used it for years. Doesn't have extra additives. Doesn't gunk up the clothes or the washer. Tins are useful for other storage needs. I also use Nellies. It really smooths my clo...
by mouses
Mon Dec 11, 2017 6:18 am
Forum: Personal Finance (Not Investing)
Topic: Gap Year, Sabbatical, Leave of Absence - Questioning My Sanity
Replies: 13
Views: 1496

Re: Gap Year, Sabbatical, Leave of Absence - Questioning My Sanity

Unless this looks like a financial catastrophe in term of future employment, do it. I wish I had done it. As one gets older, physical problems can rule this out sooner than you expect.

(Ignore the get married chorus. Being single has many advantages, esp. divorce is a financial disaster.)
by mouses
Sun Dec 10, 2017 1:37 pm
Forum: Personal Consumer Issues
Topic: detergent without non-recyclable packaging?
Replies: 27
Views: 1351

Re: detergent without non-recyclable packaging?

Veiled wrote:
Sun Dec 10, 2017 11:26 am
Nellie's comes in tins.
Thanks. That looks like the answer.
by mouses
Sun Dec 10, 2017 1:37 pm
Forum: Personal Consumer Issues
Topic: detergent without non-recyclable packaging?
Replies: 27
Views: 1351

Re: detergent without non-recyclable packaging?

likegarden wrote:
Sun Dec 10, 2017 11:37 am
I just looked, and Tide comes in a recyclable plastic bottle, has a 2 and triangle at bottom. So, what's the problem?
See previous posts.
by mouses
Sun Dec 10, 2017 10:01 am
Forum: Personal Consumer Issues
Topic: detergent without non-recyclable packaging?
Replies: 27
Views: 1351

Re: detergent without non-recyclable packaging?

FriedFire wrote:
Sun Dec 10, 2017 9:48 am
Have you considered a DIY approach?

http://livesimply.me/2014/02/11/homemad ... detergent/
One of the ingredients appears to come in a plastic bottle.
by mouses
Sun Dec 10, 2017 9:58 am
Forum: Personal Consumer Issues
Topic: detergent without non-recyclable packaging?
Replies: 27
Views: 1351

Re: detergent without non-recyclable packaging?

A google search shows all kinds of recycling for plastic laundry detergent bottles. For instance, https://www.terracycle.com/en-US/brigades/tide I know you said non-plastic, but plastic is recycle-able, isn't it? Our curbside recycling program takes them and the caps. There is a lot of waste involv...
by mouses
Sun Dec 10, 2017 9:06 am
Forum: Personal Consumer Issues
Topic: detergent without non-recyclable packaging?
Replies: 27
Views: 1351

detergent without non-recyclable packaging?

I'm trying to minimize my use of plastic and other non-recyclable items. Currently I'm trying to find laundry detergent that comes in recyclable (not including plastic) or biodegradable packaging. Years ago one could buy laundry detergent that came in cardboard boxes, but now they all seem to coat e...
by mouses
Sat Dec 09, 2017 11:55 pm
Forum: Personal Consumer Issues
Topic: Do indoor cats need flea/tick/heartworm prevention year round?
Replies: 15
Views: 979

Re: Do indoor cats need flea/tick/heartworm prevention year round?

I used the product my vet recommended when my cat first became an indoor only cat. I have forgotten the product's name. After awhile (a few months??) I stopped as there was no sign of a problem. The vet asks people to being in a stool sample once a year or so for testing just in case. I comb my cat ...
by mouses
Sat Dec 09, 2017 5:08 pm
Forum: Personal Consumer Issues
Topic: Paying contractors for incomplete work
Replies: 30
Views: 1842

Re: Paying contractors for incomplete work

Not to rub salt into the wound, but even the Church Lady fixes her own toilet flapper. This from someone with virtually no strength, mechanical skills, or training. Youtube and Lowes/HD are your friends if you want to have a go at it. It takes longer to select a new flapper and find a youtube video...
by mouses
Sat Dec 09, 2017 2:57 pm
Forum: Personal Finance (Not Investing)
Topic: Pay taxes on free food?
Replies: 30
Views: 3051

Re: Pay taxes on free food?

When someone running for office hands out pens with his name on them to voters, (not near a polling place, of course) is he bribing them?

I think this all is "down in the noise."
by mouses
Sat Dec 09, 2017 1:15 pm
Forum: Investing - Help with Personal Investments
Topic: Windfall advise for my parents
Replies: 14
Views: 1254

Re: Windfall advise for my parents

Another comment about needing to know spending vs. income (including Social Security now and after one passes?) Also the unknown amount of credit card debt could be a big factor.

Closeness to medical care is a big factor as one gets older.
by mouses
Sat Dec 09, 2017 9:24 am
Forum: Personal Consumer Issues
Topic: Sweet Gum Balls
Replies: 36
Views: 2373

Re: Sweet Gum Balls

You don't want to get me started! My neighbor and I both hate, I mean HATE the gum ball tree on our side of the property line. She even offered to pay half to get it cut down. My wife says no, it shades our house. We have an agreement that if anything should ever happen to my wife we're going to ha...
by mouses
Sat Dec 09, 2017 9:22 am
Forum: Personal Consumer Issues
Topic: Sweet Gum Balls
Replies: 36
Views: 2373

Re: Sweet Gum Balls

Ah, I really tried to hold back, I didn't even mention the magnolia tree. Beautiful tree but I watched my 90 year old neighbor, until the day he died, roll his trash can out every day and use his nail-on-a-stick to pick up the daily leaves and whatever that thing is called that they drop in the law...
by mouses
Sat Dec 09, 2017 7:13 am
Forum: Personal Finance (Not Investing)
Topic: Executor responsibilities
Replies: 44
Views: 2835

Re: Executor responsibilities

My brother's estate was never opened when he died a few years later since by that point he died without a will and I am the next of kin. I have no detailed analysis of his financial situation because the banks won't tell me anything unless I become the executor. Do you mean everything is in disarra...
by mouses
Sat Dec 09, 2017 1:35 am
Forum: Personal Consumer Issues
Topic: Please suggest a dry hands product
Replies: 82
Views: 3347

Re: Please suggest a dry hands product

Neutrogena Fragrance Free Norwegian Formula Hand Cream not to be confused with the perfumed variety. I use it at night before bed on various dry areas it is too heavy for daytime. A few months ago I switched from eating butter to Olivio butter substitute which is largely olive oil. My skin improved...
by mouses
Fri Dec 08, 2017 6:05 pm
Forum: Personal Finance (Not Investing)
Topic: 840 credit score Million dollar farm.. low income cannot get Heloc?
Replies: 64
Views: 4328

Re: 840 credit score Million dollar farm.. low income cannot get Heloc?

I ran into a similar oddity about a decade ago, when I was selling my house and buying a house on the other side of the country. To manage the chaos, I wanted to own both houses for awhile. I had much more in the value of the first house (in a HCOL area, the second house was in a LCOL area) and addi...
by mouses
Fri Dec 08, 2017 5:20 pm
Forum: Personal Consumer Issues
Topic: Please suggest a dry hands product
Replies: 82
Views: 3347

Re: Please suggest a dry hands product

Neutrogena Fragrance Free Norwegian Formula Hand Cream not to be confused with the perfumed variety. I use it at night before bed on various dry areas it is too heavy for daytime. A few months ago I switched from eating butter to Olivio butter substitute which is largely olive oil. My skin improved ...
by mouses
Fri Dec 08, 2017 5:13 pm
Forum: Personal Consumer Issues
Topic: GPS tracker for loved one w Alzheimer’s
Replies: 21
Views: 1183

Re: GPS tracker for loved one w Alzheimer’s

I really hate to make the suggestion because I don't mean to imply anything negative by it, but have you looked at GPS locators people use for their pets? They're lightweight and look like they would clip to a belt loop, purse strap, or shoe lace fairly easily. There are quite a few on Amazon with ...
by mouses
Fri Dec 08, 2017 5:04 pm
Forum: Personal Consumer Issues
Topic: Sweet Gum Balls
Replies: 36
Views: 2373

Re: Sweet Gum Balls

They can do more than that. My somewhat elderly mother hurt herself via sweet gum ball. I believe she was walking the neighborhood, turned an ankle or foot from a gumball (on the sidewalk I think), and suffered a relatively serious injury. After a certain age one has to have a hawk-like vigilance a...
by mouses
Fri Dec 08, 2017 12:44 am
Forum: Personal Finance (Not Investing)
Topic: Should I file taxes w/o her?
Replies: 45
Views: 2455

Re: Should I file taxes w/o her?

Some deductions are not available for married filing separately. The one I was concerned about when I checked was student loan interest, but it seems unlikely that would be the only one. I believe that's one of the things going away. I guess it's okay to comment in that since both houses have passe...
by mouses
Thu Dec 07, 2017 7:39 am
Forum: Personal Consumer Issues
Topic: Work from Home Jobs
Replies: 21
Views: 2766

Re: Work from Home Jobs

We went through driving lessons etc, could not believe that we spent close to 1.5k in lessons at various times of the year in past 10 years and still she could not overcome the fear of driving. No she does not have vision or any other health issues Has she looked into counseling? Otherwise a perman...
by mouses
Thu Dec 07, 2017 7:26 am
Forum: Investing - Help with Personal Investments
Topic: End of life care: urgent.
Replies: 9
Views: 1918

Re: End of life care: urgent.

I also urge a second opinion at a teaching hospital. In 2007 I was told I had six months to live. As to renaming things into the trust, yes check things like beneficiary designations on IRAs etc. but also her will can have, at least in my state, a provision that says anything not in the trust goes i...
by mouses
Thu Dec 07, 2017 6:11 am
Forum: Personal Finance (Not Investing)
Topic: Friend buys a lot of stuff because he want's to reduce his tax liability. Is this thinking flawed?
Replies: 47
Views: 4056

Re: Friend buys a lot of stuff because he want's to reduce his tax liability. Is this thinking flawed?

His wife might want to talk to a lawyer too about how she can protect herself since if he dies or they get divorced she will likely be stuck with all of his debt. The details of what she can do will vary greatly depending on her state laws. An honest lawyer or some type of financial person knowledg...
by mouses
Wed Dec 06, 2017 5:36 pm
Forum: Personal Consumer Issues
Topic: Do people still use AAA?
Replies: 149
Views: 8282

Re: Do people still use AAA?

Ged wrote:
Wed Dec 06, 2017 5:20 pm
HIinvestor wrote:
Wed Dec 06, 2017 12:40 pm
We have AAA for ourselves and our adult kids.
Same here. The only downside is they regularly mail solicitations for insurance products.
You can turn that off. Just call them up.
by mouses
Wed Dec 06, 2017 5:10 pm
Forum: Personal Consumer Issues
Topic: Do people still use AAA?
Replies: 149
Views: 8282

Re: Do people still use AAA?

I have AAA. Years ago in another state they were not reliable, but where I live now they are fine. They phone to keep me updated on arrival times. They have their own employees but also seem to have contractors. I'm an old woman, so I'm not changing tires. The state DMV has unbelievably bad service,...
by mouses
Wed Dec 06, 2017 11:56 am
Forum: Personal Consumer Issues
Topic: Cat sitter info
Replies: 21
Views: 1004

Re: Cat sitter info

Ideally, you'd choose someone you know -- preferably another cat owner. When I had a cat, I had a deal with one of my neighbors; I'd take care of her cat when she was gone, and she'd take care of ours when we were gone. This is what I did when I traveled. I would not trust anyone that I did not kno...
by mouses
Wed Dec 06, 2017 6:34 am
Forum: Personal Consumer Issues
Topic: Lowering My Grocery Bill
Replies: 110
Views: 6984

Re: Lowering My Grocery Bill

Hug401k wrote:
Tue Dec 05, 2017 10:34 pm

Next: Feed cats dry food.
This isn't necessarily a good idea. Check with your vet first. Cats fed exclusively dry food are more prone to urinary tract problems. Cats fed exclusively canned food are more prone to thyroid problems.
by mouses
Tue Dec 05, 2017 11:17 pm
Forum: Personal Finance (Not Investing)
Topic: Was accidentally placed on Medicaid.
Replies: 16
Views: 1799

Re: Was accidentally placed on Medicaid.

How much in bills did Medicaid pay? You seem likely to be out of pocket that amount, so that would be my primary worry. I'm guessing it is not a large sum, or you would have mentioned it. I would sign up for the ACA plan you want for 2018. There must be a phone number you can call for help with stra...
by mouses
Tue Dec 05, 2017 11:11 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage is About To Be Paid - I'm Scared!
Replies: 43
Views: 5645

Re: Mortgage is About To Be Paid - I'm Scared!

Unless you have leventy million dollars and perfect health, there will always be things that can happen to cause misery.
by mouses
Tue Dec 05, 2017 10:58 pm
Forum: Personal Finance (Not Investing)
Topic: Cost of orthopedic cast
Replies: 8
Views: 749

Re: Cost of orthopedic cast

What is the billing dept actually saying?

Does she have a specific doctor whose office she could get info from, or was this the ER?
by mouses
Tue Dec 05, 2017 10:54 pm
Forum: Personal Finance (Not Investing)
Topic: Received promotion offer at work and trying to negotiate the pay increase portion.
Replies: 31
Views: 2188

Re: Received promotion offer at work and trying to negotiate the pay increase portion.

#2 I would never disclose that I had been looking outside unless I was actually resigning :-) I can see the asking for a month to decide due to it's being the holidays etc. then playing it by ear if that goes over like a lead balloon. If you go with #2 you have slightly more pay, a slightly better t...
by mouses
Tue Dec 05, 2017 8:42 pm
Forum: Personal Consumer Issues
Topic: working in the oil fields as a mechanic.
Replies: 21
Views: 2070

Re: working in the oil fields as a mechanic.

This is out of date, but I recall reading several years ago that living conditions are abominable.
by mouses
Tue Dec 05, 2017 7:19 pm
Forum: Personal Finance (Not Investing)
Topic: Why should I donate to my alma mater?
Replies: 133
Views: 9319

Re: Why should I donate to my alma mater?

Colleges SHOULD face financial pressures. They have gone off the rails. Contributing even a mite to them only worsens the problem. Let 50 percent of them fail, save the useable math, science, tech and vocational portions, and let the "liberal arts" faculties go down the chute. Tim Oh, nice. Way to ...
by mouses
Tue Dec 05, 2017 7:09 pm
Forum: Investing - Help with Personal Investments
Topic: First post from this retiree with questions - my daughter sent me here!
Replies: 34
Views: 3818

Re: First post from this retiree with questions - my daughter sent me here!

When you say "I have been feeling that things are tight for me on a month-to-month basis. I try to avoid regularly going into my cash savings unless necessary." that sounds like you are not sure how much you are overrunning your "income." If you can figure that out, people can give better advice.
by mouses
Tue Dec 05, 2017 6:07 pm
Forum: Personal Consumer Issues
Topic: Lowering My Grocery Bill
Replies: 110
Views: 6984

Re: Lowering My Grocery Bill

(You really keep track of cat food spending?) You don't??? :D $527 so far this year and counting.... I spend slightly more than that per month on cat food. My human food spend per month is around $80. My cat's food costs more than mine also, because he requires special food due to a medical problem.
by mouses
Tue Dec 05, 2017 5:11 pm
Forum: Personal Consumer Issues
Topic: Lowering My Grocery Bill
Replies: 110
Views: 6984

Re: Lowering My Grocery Bill

Cooking from scratch is normally a lot cheaper than buying more processed items.
by mouses
Tue Dec 05, 2017 8:08 am
Forum: Personal Consumer Issues
Topic: selling an older car on eBay-no bites!
Replies: 65
Views: 4564

Re: selling an older car on eBay-no bites!

I see a couple of posts about the time of year mattering when selling a car. Why is that?
by mouses
Tue Dec 05, 2017 7:57 am
Forum: Personal Finance (Not Investing)
Topic: Parents Retirement
Replies: 13
Views: 1761

Re: Parents Retirement

That's a very low amount of spending. Are you sure it's correct? If it's substantially wrong, that changes things. If it's correct and they really want to stop working now, I would take the annual $16,800 out of their savings for a year or two, and then go on Social Security. That would not make muc...
by mouses
Mon Dec 04, 2017 11:54 pm
Forum: Personal Finance (Not Investing)
Topic: Why should I donate to my alma mater?
Replies: 133
Views: 9319

Re: Why should I donate to my alma mater?

I probably should donate to my alma mater, since I got financial aid, but I feel my money helps more given elsewhere, mostly to small local charities. Plus they have a multi-billion dollar endowment, so its not like they're going out of business without my puny contribution. As to high schools and e...