Search found 2156 matches

by mouses
Fri Oct 20, 2017 1:56 pm
Forum: Personal Consumer Issues
Topic: How does the medical billing system work?
Replies: 33
Views: 1944

Re: How does the medical billing system work?

This grossly over stated MSRP is how hospitals get giant tax write offs and maintain their non profit status. They treat uninsured and then write off this giant non collectable fee on their tax bill. So by magic they have no profit!!!!? Actually most of the hospitals in my area are close to bankrup...
by mouses
Fri Oct 20, 2017 12:04 pm
Forum: Personal Finance (Not Investing)
Topic: I have to fire someone that I care about personally
Replies: 63
Views: 2421

Re: I have to fire someone that I care about personally

Two words for you, OP. Mama Cass. Well, two more: Susan Boyle. She's apparently a great musician, so I would work on her stage presence. Or at the very least, find her another job with your group. I'm not seeing why you're so determined to get rid of her, when people are suggesting ways that might n...
by mouses
Fri Oct 20, 2017 8:36 am
Forum: Personal Consumer Issues
Topic: idiot proof router?
Replies: 20
Views: 1263

Re: idiot proof router?

See, this is how ignorant I am. I followed a link above and grubbed around a bit and came to the Linksys SE2500 5-Port Gigabit Ethernet Switch This would not give me wireless, but it looks like it would handle the Ethernet-using devices, which is enough until my environment gets less chaotic. Also i...
by mouses
Fri Oct 20, 2017 2:12 am
Forum: Personal Consumer Issues
Topic: idiot proof router?
Replies: 20
Views: 1263

Re: idiot proof router?

drummerboy wrote:
Thu Oct 19, 2017 8:19 pm
Eero

www.eero.com

Simple, reliable, great coverage, no antennas.

It just works
This looked like just the thing, and then I came to the part where it requires a supported iOS or Android device.
by mouses
Fri Oct 20, 2017 1:57 am
Forum: Personal Consumer Issues
Topic: idiot proof router?
Replies: 20
Views: 1263

Re: idiot proof router?

When everyone are talking about getting a switch, these are extremely simple. There is NO setup, software or anything, just plug in and go. It’s called an unmanaged switch, that takes one Ethernet port and turns it into however mean you want. Any basic router these days is dead simple to setup! The...
by mouses
Thu Oct 19, 2017 5:15 pm
Forum: Personal Consumer Issues
Topic: idiot proof router?
Replies: 20
Views: 1263

Re: idiot proof router?

Toons wrote:
Thu Oct 19, 2017 5:02 pm
FYI :happy
https://on.google.com/hub/
Thanks, but I am not seeing that this has any Ethernet ports? My septic system will be using Ethernet to communicate with the maintenance and monitoring company.
by mouses
Thu Oct 19, 2017 5:00 pm
Forum: Personal Consumer Issues
Topic: idiot proof router?
Replies: 20
Views: 1263

idiot proof router?

I'm looking for a router that's idiot proof to install. I've been pointed at a couple, but started reading their owner's manuals from the web and my head fell off about a dozen unintelligible pages in. I want one that sits between my modem and the devices, not a combo modem router. A few Ethernet po...
by mouses
Thu Oct 19, 2017 2:27 pm
Forum: Personal Consumer Issues
Topic: medicare supplment
Replies: 16
Views: 1030

Re: medicare supplment

I've learned that Medicare Part B deductible is $183.00 per year, and Part B excess charges are not allowed in Connecticut, Massachusetts, Minnesota, New York, Ohio, Pennsylvania, Rhode Island and Vermont. I'm in PA so I might consider switching from Plan F ($143/mo.) to Plan N ($92/mo.). Unfortuna...
by mouses
Thu Oct 19, 2017 2:23 pm
Forum: Personal Consumer Issues
Topic: medicare supplment
Replies: 16
Views: 1030

Re: medicare supplment

cheese_breath wrote:
Thu Oct 19, 2017 9:56 am
Only difference between F and N is plan N doesn't pay part B deductible or part B excess charge. DW had a stroke last April, and her plan N has forked out over $100K for her care.
I am a sink of money myself when it comes to Medicare. Thank God it is available.
by mouses
Thu Oct 19, 2017 6:02 am
Forum: Personal Consumer Issues
Topic: medicare supplment
Replies: 16
Views: 1030

Re: medicare supplment

We've been very happy with AARP's deal with United Health Care Plan F for several years. I understand that Plan F will go away soon for new applicants, and it appears most folks are recommending Plan G as the best remaining one. We went with F because it paid for overseas relocation. Admittedly the...
by mouses
Wed Oct 18, 2017 4:29 pm
Forum: Personal Consumer Issues
Topic: Help with PR emergency prep: Water filter, Propane stove, etc.
Replies: 43
Views: 2238

Re: Help with PR emergency prep: Water filter, Propane stove, etc.

Apparently there are no more long lines for gas and the island is completely stocked for fuel now, from my understanding. Necessities like food and water are starting to become easily accessible again. A lot of the island is still without power but power should be back soon, according to the govern...
by mouses
Tue Oct 17, 2017 11:05 pm
Forum: Personal Consumer Issues
Topic: Help with PR emergency prep: Water filter, Propane stove, etc.
Replies: 43
Views: 2238

Re: Help with PR emergency prep: Water filter, Propane stove, etc.

Is he going to be at or near a major town? From everything I have read, the other areas are not tenable.

Is this the school in Bayamon? That area seems to have been badly damaged.

Would they allow him to postpone returning for a semester or two without forfeiting his tuition?
by mouses
Tue Oct 17, 2017 10:09 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime - Decline in Delivery Service?
Replies: 54
Views: 4051

Re: Amazon Prime - Decline in Delivery Service?

Definitely decreased service with many late deliveries over the past year. Absolutely geography specific. I blame the local USPS. Tracking reveals that many of our shipments are transferred to local usps for final sorting and then not delivered for a day or two later, making packages a day or two l...
by mouses
Tue Oct 17, 2017 10:06 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime - Decline in Delivery Service?
Replies: 54
Views: 4051

Re: Amazon Prime - Decline in Delivery Service?

I'm not a Prime member but I've found that a lot of normal (i.e., non-Prime orders) come sooner than expected. So while that says nothing about Prime, it does say that non-Prime members don't necessarily get punished for not succumbing to Bezos' pressure tactics. It takes 3-4 weeks for Amazon non-p...
by mouses
Tue Oct 17, 2017 10:02 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to make some dollars on a 10 day vacation?
Replies: 57
Views: 4802

Re: Best way to make some dollars on a 10 day vacation?

sunny_socal wrote:
Tue Oct 17, 2017 6:18 pm
I could paint two houses in 10 days. $5k per house, easy $10k. :beer
I don't think you would do a good job, though, as you seem to be ignoring the time for surface prep such as power washing and waiting for the surface to dry.
by mouses
Tue Oct 17, 2017 5:35 am
Forum: Personal Consumer Issues
Topic: How to insulate a skylight?
Replies: 7
Views: 11467

Re: How to insulate a skylight?

I understand the reasons for skylights, but I would never have one in my house if I had a choice. They're basically holes in the roof. One of mine cracked, and it took forever to find a company to replace it. I'm just lucky it had not started leaking by then.
by mouses
Tue Oct 17, 2017 5:28 am
Forum: Personal Consumer Issues
Topic: Roofer stopped showing up - what are my options?
Replies: 18
Views: 2523

Re: Roofer stopped showing up - what are my options?

I learned the hard way to put completion dates in contracts, and not to pay too much in advance. Besides the advice above, a complaint to the BBB. This has always worked for me except once, when the guy had disappeared. Even if it fails, there will be a black mark against him on their website, which...
by mouses
Tue Oct 17, 2017 5:25 am
Forum: Personal Finance (Not Investing)
Topic: Bonus pushed back - should I be annoyed?
Replies: 43
Views: 3057

Re: Bonus pushed back - should I be annoyed?

Especially, nowadays, I have millennials all the time who leave to pursue trivial matters....follow a girlfriend to another city, go to Colorado w/o a future job, the reasons are endless. I'm by no stretch of the imagination a millennial, but I do not view these are trivial reasons. Is an employee ...
by mouses
Tue Oct 17, 2017 5:18 am
Forum: Personal Finance (Not Investing)
Topic: Bonus pushed back - should I be annoyed?
Replies: 43
Views: 3057

Re: Bonus pushed back - should I be annoyed?

I would keep your annoyance to yourself at work. As an employer I would find it irritating that an employee was complaining about the timing of a "bonus." I don't like it when they get uppity, either. In fact, I think employees who complain should not be employed at all. If they want to remain empl...
by mouses
Tue Oct 17, 2017 5:09 am
Forum: Personal Finance (Not Investing)
Topic: Retirement Account Stolen by Identity theft
Replies: 218
Views: 25427

Re: Retirement Account Stolen by Identity theft

letsgobobby wrote:
Sat Oct 07, 2017 3:32 pm
I don't have an opinion about Transamerica's liability, but wouldn't it get annoying if they, or Vanguard, called every time you wanted to change an address, withdraw a 'large' sum, whatever? Maybe it's rare enough that it would be tolerable.
I would opt in to this if they had such a feature.
by mouses
Mon Oct 16, 2017 9:01 am
Forum: Personal Finance (Not Investing)
Topic: Medicare Questions - Please Help
Replies: 24
Views: 1374

Re: Medicare Questions - Please Help

I am thinking we will need Medicare Advantage, since we need dental and vision. Regular Medicare and hence Medigap pay for vision stuff that is more complex than just getting a prescription. I'm not sure about optional things like lasik. But glaucoma, fuch's, etc. all that is considered "medical" n...
by mouses
Mon Oct 16, 2017 7:38 am
Forum: Personal Consumer Issues
Topic: undiagnosed health (GI) issue
Replies: 2
Views: 382

Re: undiagnosed health (GI) issue

If this were me, I'd make an appointment at an excellent teaching hospital to get this diagnosed. If you have picked up some parasite, messing with diet seems unlikely to do any good, and I suspect the random GI doctor is not going to find it. The CDC website says: The American Society of Tropical M...
by mouses
Sun Oct 15, 2017 5:27 pm
Forum: Personal Finance (Not Investing)
Topic: Help me understand what happens with the new law and ACA subsidies
Replies: 80
Views: 5549

Re: Help me understand what happen with the new law and ACA subsidies

Actionable items: Get a job with group insurance Marry someone with group insurance Houston, we may have a problem. (1) I may be too old to get a job, but too young to be on Medicare. (2) I can't find someone with group insurance to marry. Unless one is ill, I think many under 65 will be able to fi...
by mouses
Sun Oct 15, 2017 7:39 am
Forum: Personal Consumer Issues
Topic: Earplugs that work on low frequency noise?
Replies: 35
Views: 1765

Re: Earplugs that work on low frequency noise?

I haven't had time to read all the replies, but my suggestion is also to first politely ask them if the workers can do the work later. Be tactful. I use Bose QC25 and can sleep on my side with them. You just have to adjust the headband and pillow with one of your arms. It blocks all the noise from m...
by mouses
Sun Oct 15, 2017 7:30 am
Forum: Personal Consumer Issues
Topic: What do you buy in Asian food stores?
Replies: 86
Views: 5327

Re: What do you buy in Asian food stores?

AlohaJoe wrote:
Sat Oct 14, 2017 8:10 pm
For herbs...betel leaves.
I had a flashback to "South Pacific." There is some question about whether betel is harmful. Also it apparently stains the heck out of teeth.

http://www.cnn.com/2013/11/04/world/asi ... index.html
by mouses
Sat Oct 14, 2017 9:29 am
Forum: Personal Consumer Issues
Topic: Can someone help me find a mattress topper?
Replies: 5
Views: 469

Re: Can someone help me find a mattress topper?

These:

http://www.zwool.com/buy-wool-online/wo ... ress-pads/

They are wool, but covered so that there is zero scratchy feeling. They will custom make a size. They solved my too hard mattress painful back problem. The company has very nice customer service folks, also.
by mouses
Sat Oct 14, 2017 9:24 am
Forum: Personal Consumer Issues
Topic: Building additional garage - recommendations?
Replies: 26
Views: 1206

Re: Building additional garage - recommendations?

Make it easy to carry stuff like bags of groceries into the house. No steps up to the house, etc. If you don't care about this now, you will when you're older. Do not make your garage floor level with the living area. Leaking gasoline fumes (lawn mower, car, weedeater, etc,) can create a bomb like ...
by mouses
Fri Oct 13, 2017 1:54 am
Forum: Personal Consumer Issues
Topic: Building additional garage - recommendations?
Replies: 26
Views: 1206

Re: Building additional garage - recommendations?

Make it easy to carry stuff like bags of groceries into the house. No steps up to the house, etc. If you don't care about this now, you will when you're older.
by mouses
Thu Oct 12, 2017 6:21 pm
Forum: Personal Consumer Issues
Topic: Tesla roof deposit: Anyone paid one?
Replies: 16
Views: 2073

Re: Tesla roof deposit: Anyone paid one?

I had no idea this existed:

https://www.tesla.com/solarroof

I'm not spending big in my house, since its days in hurricane territory/rising sea level territory are limited, but I'd certainly find out about that otherwise.

What are they quoting per square foot? I didn't see a calculator.
by mouses
Thu Oct 12, 2017 6:12 pm
Forum: Investing - Help with Personal Investments
Topic: Too old to invest at 70+ years?
Replies: 32
Views: 2418

Re: Too old to invest at 70+ years?

Did they take SS early, or wait until 70? 200K at 70 having delayed SS until 70 is much different than $200K at 70 having taken SS at 62. I know a lot of people who take SS as soon as possible, and pass up an excellent "longevity insurance" by just waiting to claim. I started SS as soon as possible...
by mouses
Thu Oct 12, 2017 4:05 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security Card - Should I get a Replacement
Replies: 47
Views: 2559

Re: Social Security Card - Should I get a Replacement

motorcyclesarecool wrote:
Thu Oct 12, 2017 5:44 am
This can be a huge issue if you come from a small state. I wish I didn't have stories about people asking what state my state was in... Then receiving the dreaded handwritten "SSSS" on my boarding pass after explaining my state IS a state.
Coffee milk, Del's lemonade...
by mouses
Wed Oct 11, 2017 3:42 pm
Forum: Personal Consumer Issues
Topic: Which Streaming Service/Live TV?
Replies: 53
Views: 4444

Re: Which Streaming Service/Live TV?

BritBox is $6.99 a month, first month trial free. UK shows.
by mouses
Wed Oct 11, 2017 3:36 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security Card - Should I get a Replacement
Replies: 47
Views: 2559

Re: Social Security Card - Should I get a Replacement

OnceARunner wrote:
Wed Oct 11, 2017 2:52 pm
A lot of employers just instinctively ask for license and social security card, because everybody has them, rather than a passport.
I haven't seen my Social Security card in decades.
by mouses
Wed Oct 11, 2017 10:58 am
Forum: Personal Finance (Not Investing)
Topic: frequent trading
Replies: 7
Views: 722

Re: frequent trading

No waiting. Different brokerages. I'm curious why you opened a Schwab account to hold a Vanguard fund. Was this a move to diversify institutions--risk mitigation? I was going to have everything at Vanguard, but they drove me crazy with the second set of transfers into Vanguard, which were in limbo ...
by mouses
Wed Oct 11, 2017 10:33 am
Forum: Personal Finance (Not Investing)
Topic: Boston area Relocation...major decision points
Replies: 34
Views: 2803

Re: Boston area Relocation...major decision points

Many of your abbreviations are unknown to me.
by mouses
Wed Oct 11, 2017 10:27 am
Forum: Personal Consumer Issues
Topic: Pro and cons of the Prime offer by Amazon.......
Replies: 39
Views: 3657

Re: Pro and cons of the Prime offer by Amazon.......

I now look at jet.com first. The prices are competitive and unlike Amazon free shipping, which takes 3-4 weeks consistently, jet stuff is on my doorstep 2-3 days later.
by mouses
Wed Oct 11, 2017 6:28 am
Forum: Personal Consumer Issues
Topic: problem: Concast offers free wifi in fire areas but no one can figure out how to login
Replies: 1
Views: 304

problem: Concast offers free wifi in fire areas but no one can figure out how to login

According to various news reports, Comcast is offering free wifi access in the California wildfire areas. However, reports filtering out from friends, all tech savvy pretty much, say no one can figure out how to actually access it. Various directions are floating around and are either incomplete or ...
by mouses
Tue Oct 10, 2017 10:58 pm
Forum: Personal Finance (Not Investing)
Topic: frequent trading
Replies: 7
Views: 722

Re: frequent trading

Thanks. Yikes :-)
by mouses
Tue Oct 10, 2017 10:38 pm
Forum: Personal Finance (Not Investing)
Topic: frequent trading
Replies: 7
Views: 722

frequent trading

I have accounts at both Vanguard and Schwab. I had intended to have each account be about half Wellington and half Wellesley, so that's the way the Vanguard account is. The Schwab account, which I opened recently, has just money in it. But then I learned Wellington can't be bought outside Vanguard u...
by mouses
Tue Oct 10, 2017 5:08 pm
Forum: Personal Consumer Issues
Topic: anyone else with 403b account missing at Vanguard
Replies: 6
Views: 845

Re: anyone else with 403b account missing at Vanguard

Does Schwab do this? I ask because I have both a Schwab and a Vanguard account, out of paranoia about having all my non-CD stuff in one place, but I hear enough of this Vanguard losing accounts stuff that I think maybe I should just move everything to Schwab.
by mouses
Tue Oct 10, 2017 3:59 pm
Forum: Personal Consumer Issues
Topic: Moving Stroke Victim Out of State
Replies: 23
Views: 1997

Re: Moving Stroke Victim Out of State

I would never voluntarily get rid of a landline, because it is often the only electronic form of communication working in disasters. I wonder if most landlines in modern homes are VOIP these days. If so you are SOL like the rest of us when the power goes out. I mean copper landlines. But Verizon ha...
by mouses
Tue Oct 10, 2017 3:56 pm
Forum: Personal Consumer Issues
Topic: Does anybody read the Medicare and You booklet?
Replies: 16
Views: 912

Re: Does anybody read the Medicare and You booklet?

I think I read it the first year. Not since. The only change I recollect was in the laws around the ACA but maybe not part of it, they started closing the donut hole, and i learned that from news reports. I did see on the first page or front this year that we are getting new cards. My old card is to...
by mouses
Tue Oct 10, 2017 8:45 am
Forum: Personal Consumer Issues
Topic: Moving Stroke Victim Out of State
Replies: 23
Views: 1997

Re: Moving Stroke Victim Out of State

I would never voluntarily get rid of a landline, because it is often the only electronic form of communication working in disasters. However, you can have the number ported to your cell phone or use call forwarding. In my area there is a very reputable person who can be hired to keep an eye on house...
by mouses
Tue Oct 10, 2017 6:16 am
Forum: Personal Finance (Not Investing)
Topic: Made a career mistake- advice/next steps
Replies: 35
Views: 5583

Re: Made a career mistake- advice/next steps

Don't believe anything from your previous employer. Several months is not enough time to find out if this is a bad fit. Work with your new employer to see what plans they have for you and show them they are getting value for you by correcting the dysfunction. Give it at least 6 months, and before y...
by mouses
Tue Oct 10, 2017 12:23 am
Forum: Personal Finance (Not Investing)
Topic: Made a career mistake- advice/next steps
Replies: 35
Views: 5583

Re: Made a career mistake- advice/next steps

I would certainly start looking for another job. It is not unusual in a career to make a mistake about a job, or I suppose in this case it is more accurate to say be deceived. I would be careful about the idea of approaching your old company.
by mouses
Mon Oct 09, 2017 10:44 pm
Forum: Personal Consumer Issues
Topic: Asking for discounts
Replies: 59
Views: 6353

Re: Asking for discounts

But, every now and then, the doctor will order a test which isn't covered. I've been to my doctor and have them tell me a test isn't covered by insurance, and how much it costs. Then, I can make up my mind to go thru with it or not. Unfortunately, you don't always get that advance notice, and you e...
by mouses
Mon Oct 09, 2017 10:37 pm
Forum: Personal Consumer Issues
Topic: cash and landlines in disasters
Replies: 21
Views: 2326

cash and landlines in disasters

These topics have come up before, but just to emphasize: I've been following the California fire situation and one town I have friends in has no power and the local newspaper said as a result things can only be bought with cash - no credit cards, no debit cards. Also in the area one friend is in, on...
by mouses
Mon Oct 09, 2017 8:37 am
Forum: Personal Consumer Issues
Topic: what if I forget my security questions?
Replies: 19
Views: 1354

Re: what if I forget my security questions?

I have verbal security words for phoning in. Those I just remember. I have security questions at various places, but I can't remember ever being asked for them except by the USPS. If you lose that with USPS, you can never again get into the account and it will ruin things like package notifications,...
by mouses
Mon Oct 09, 2017 8:31 am
Forum: Personal Consumer Issues
Topic: Daughter's auto repair shop problems, what should we do now?
Replies: 34
Views: 3400

Re: Daughter's auto repair shop problems, what should we do now?

I would pay the $800 and never go back. If she can't get the car started now, I would call AAA and have it towed to her home while she decides what to do, a scrap place, or a trustworthy garage. I can tell you from experience that auto repair shops rip off young women. She needs to find a reputable ...
by mouses
Mon Oct 09, 2017 12:46 am
Forum: Personal Consumer Issues
Topic: What to do with unused paint?
Replies: 38
Views: 2310

Re: What to do with unused paint?

This will make some people angry, but I make sure the lids are on properly then put it in thick contractor-style black trash bags and put it in the trash can for pickup. Where I live, the trash folks will take anything as long as they can't see what it is. Yes, it does make some people angry. Do yo...