Search found 4065 matches

by mouses
Mon May 25, 2020 2:22 pm
Forum: Personal Consumer Issues
Topic: Robot vacuums
Replies: 18
Views: 892

Re: Robot vacuums

I had a Roomba years ago. I got rid of it because I spent more time fiddling with it cleaning it than it took to vacuum.
by mouses
Sat May 23, 2020 6:16 pm
Forum: Personal Consumer Issues
Topic: Personal spending out of control after Covid-19
Replies: 118
Views: 8879

Re: Personal spending out of control after Covid-19

I find myself spending more because I feel I have to stock up for potential shortages. This is even though things are coming back into stock. It's not a rational decision, more like some background brain activity thinks this is necessary. I've reached the point that when I make up a shopping list fo...
by mouses
Thu May 21, 2020 11:57 am
Forum: Personal Consumer Issues
Topic: Floor are slanting
Replies: 23
Views: 967

Re: Floor are slanting

I would not expect a floor to slant due to a heavy person or furniture being moved onto it. A grand piano maybe. In actually old houses, like 100+ years, it is not unusual for floors to slant as the foundation settles, but I have never heard of only the upper floors slanting. In a newer house like y...
by mouses
Thu May 21, 2020 10:58 am
Forum: Personal Finance (Not Investing)
Topic: Best credit card for grocery rewards
Replies: 37
Views: 2787

Re: Best credit card for grocery rewards

The magic of the Blue Cash Preferred is it’s 6% groceries and 3% on gas. If you don’t hit the $6000 grocery store cap every calendar year it’s not worth it. I applied for that card and was told I needed a letter from a financial institution verifying my address and signed by some particular employe...
by mouses
Thu May 21, 2020 8:36 am
Forum: Personal Consumer Issues
Topic: Furniture for an infant in the living room
Replies: 28
Views: 1203

Re: Furniture for an infant in the living room

galawdawg wrote:
Thu May 21, 2020 7:55 am

Of course, I was raised during an era where children rode ... even on the "rear package shelf" of a sedan
I remember that :-)
by mouses
Thu May 21, 2020 8:30 am
Forum: Personal Finance (Not Investing)
Topic: Child inheritance -change executor?
Replies: 20
Views: 1384

Re: Child inheritance -change executor?

You need a copy of the will, a copy of the trust, and an appointment with a lawyer pronto. The demand for yearly accounting is important, too, but also like driving with only the rear-view mirror: if he's misspent trust funds, given his broke unemployed state there would be little chance to recover...
by mouses
Thu May 21, 2020 7:35 am
Forum: Personal Consumer Issues
Topic: Furniture for an infant in the living room
Replies: 28
Views: 1203

Re: Furniture for an infant in the living room

Babywearing? Seriously, most of ours were very vocal about being put down somewhere alone during 0-6 months (especially 0-3 months), which led to my belief that tiny humans are designed to be very upset without another human's touch for periods of time. They were happy if in a boba wrap or ergo bab...
by mouses
Thu May 21, 2020 3:31 am
Forum: Personal Finance (Not Investing)
Topic: Best credit card for grocery rewards
Replies: 37
Views: 2787

Re: Best credit card for grocery rewards

The magic of the Blue Cash Preferred is it’s 6% groceries and 3% on gas. If you don’t hit the $6000 grocery store cap every calendar year it’s not worth it. I applied for that card and was told I needed a letter from a financial institution verifying my address and signed by some particular employe...
by mouses
Wed May 20, 2020 7:48 pm
Forum: Personal Consumer Issues
Topic: what to do about 1000s of dandelions/weeds?
Replies: 55
Views: 4057

Re: what to do about 1000s of dandelions/weeds?

I think dandelions are pretty. Plus I see little animals munching on them.

https://www.theguardian.com/lifeandstyl ... ife-garden

A monoculture lawn is a terrible thing for wildlife.
by mouses
Wed May 20, 2020 5:57 pm
Forum: Personal Consumer Issues
Topic: Secrets to a great lawn
Replies: 65
Views: 5184

Re: Secrets to a great lawn

Cut your grass high. Fertilize the lawn in late September, that’s it Don’t buy weed and feed. Buy fertilizer yeti feed, and buy separate weed control products Read and understand what various chemicals do. I’ve seen neighbors put down grass seed and preemergent weed products at the same time. Water...
by mouses
Tue May 19, 2020 2:47 pm
Forum: Personal Consumer Issues
Topic: Choices of and precautions at hotels in this summer
Replies: 52
Views: 2932

Re: Choices of and precautions at hotels in this summer

I used to ask for no housekeeping when I did field support on equipment that I worked on at night. It might be observed for a day or two but then housekeeping showed up. My guess is they may get paid by the number of rooms they do.
by mouses
Tue May 19, 2020 2:44 pm
Forum: Personal Consumer Issues
Topic: Choices of and precautions at hotels in this summer
Replies: 52
Views: 2932

Re: Choices of and precautions at hotels in this summer

(2) I may want to check in late, at 5:00PM or later, to allow more time for the viruses to die at the hotel rooms. No point, you need days, not hours for the virus to die. At room temperature, research has said 1 day on paper stuff, 3 days on glass, plastic, etc. It has something to do with how the...
by mouses
Mon May 18, 2020 8:46 am
Forum: Personal Finance (Not Investing)
Topic: How to respond to poor life decision affecting job
Replies: 28
Views: 3188

Re: How to respond to poor life decision affecting job

You were in both a bad personal relationship and a bad employment relationship. Three years ago, you fixed both by cutting ties. You shouldn't regret it. If nobody has told you this before, then let me say it: you had a bad manager and the company didn't back you up. A manager that not only doesn't...
by mouses
Sun May 17, 2020 2:02 pm
Forum: Personal Consumer Issues
Topic: How to get disinfecting wipes..seriously
Replies: 70
Views: 5051

Re: How to get disinfecting wipes..seriously

The CDC has still not recorded a single case of transmission off a surface. You should probably worry less about this route. :sharebeer That's kinda funny. It's a bit hard to record if a transmission occurred via a contaminated surface vs. exposure to airborne droplets. I didn't know the CDC was ac...
by mouses
Sun May 17, 2020 11:51 am
Forum: Personal Consumer Issues
Topic: How to get disinfecting wipes..seriously
Replies: 70
Views: 5051

Re: How to get disinfecting wipes..seriously

If this is the case, then it must be the seniors buying them up, given their one hour advantage when stores open in our area. I'm not (yet) a senior, so not sure how I can get hold of some. I've tried multiple grocery stores as well. Any suggestions? Make friends with a local senior and offer to he...
by mouses
Sun May 17, 2020 6:24 am
Forum: Personal Consumer Issues
Topic: Buying Amazon vs direct from company....
Replies: 40
Views: 3175

Re: Buying Amazon vs direct from company....

Items sold on Amazon are sometimes counterfeit. You can see this in the range of reviews for an item, where the majority are 4 or 5 stars and then a smaller number are one star talking about the item being poor quality / not as expected. Those one star customers likely received a "knock off" versio...
by mouses
Sat May 16, 2020 3:14 pm
Forum: Personal Investments
Topic: Please tell me I'm not crazy [Best way to manage an EF?]
Replies: 171
Views: 10359

Re: Please tell me I'm not crazy

These 30+ million jobs that have been lost over the past few months are simply not going to all come back in the same form. I have my hopes up that more manufacturing will take place in the U.S. I would really like to see this, especially for totally necessary things like medicines. The government ...
by mouses
Sat May 16, 2020 3:05 pm
Forum: Personal Finance (Not Investing)
Topic: Small businesses stopping employees from getting Pandemic payments?
Replies: 54
Views: 3330

Re: Small businesses stopping employees from getting Pandemic payments?

I think he should make decisions based on his long-term interests, which would likely mean keeping on good terms with his employer. Some of the supporting programs, such as PP, may not last very long. I would think that "avoiding dying of COVID-19" would be a more important long-term interest than ...
by mouses
Sat May 16, 2020 6:21 am
Forum: Personal Investments
Topic: Please tell me I'm not crazy [Best way to manage an EF?]
Replies: 171
Views: 10359

Re: Please tell me I'm not crazy

I haven't read all the replies, and I'm retired with a high % of my savings in fixed income, but if I were a young person in these times, I'd have a one year emergency fund. I know what it's like to be unemployed for a long time, and it can happen to anyone. It is very very nervous making in terms o...
by mouses
Sat May 16, 2020 6:10 am
Forum: Personal Consumer Issues
Topic: How to get disinfecting wipes..seriously
Replies: 70
Views: 5051

Re: How to get disinfecting wipes..seriously

I've been using soap and water since the beginning, since I read they are better than disinfecting wipes. I don't bother with them on errands, just be very careful not to touch anything I don't have to before I can get home where I have access to that. Here some local companies are making hand sanit...
by mouses
Fri May 15, 2020 1:19 pm
Forum: Personal Finance (Not Investing)
Topic: AARP now offering annuities
Replies: 11
Views: 1238

Re: AARP now offering annuities

I was curious about who owns AARP Services which seems to be a highly profitable business. It is a subsidiary of AARP its non-profit parent, but I fail to see how AARP Services is not a huge profit generator as the article says it generated $840M in royalty revenue for AARP in 2015. Doesn't matter ...
by mouses
Wed May 13, 2020 5:28 pm
Forum: Personal Consumer Issues
Topic: Dentist charges $10 for PPE
Replies: 234
Views: 10751

Re: Dentist charges $10 for PPE

Pay the dentist and be glad that she is doing everything in her power to keep the doors open and protecting their patients. Agreed. Our dentists are not open yet. I would gladly pay the $10 to be able to get my teeth seen to. keeping my fingers crossed that my dentist's doors open before my aging c...
by mouses
Wed May 13, 2020 5:25 pm
Forum: Personal Consumer Issues
Topic: Dentist charges $10 for PPE
Replies: 234
Views: 10751

Re: Dentist charges $10 for PPE

This is what my state is doing:

"Starting next week, the state will distribute roughly 500,000 masks as well as vouchers for disinfectant to businesses with 50 or fewer employees, including retailers, restaurants and manufacturers."
by mouses
Wed May 13, 2020 5:24 pm
Forum: Personal Consumer Issues
Topic: Dentist charges $10 for PPE
Replies: 234
Views: 10751

Re: Dentist charges $10 for PPE

JoMoney wrote:
Wed May 13, 2020 1:51 pm
I get prices go up, but I find it annoying when additional charges are added in for something that's not optional.
Do I have a choice as to whether or not they use PPE when they provide the service?
You think they want to catch the coronavirus from asymptomatic carrier patients?
by mouses
Wed May 13, 2020 1:51 pm
Forum: Personal Consumer Issues
Topic: Dentist charges $10 for PPE
Replies: 234
Views: 10751

Re: Dentist charges $10 for PPE

galving wrote:
Wed May 13, 2020 1:46 pm
Up-charging for PPE is ridiculous and already included in their base business case.
It's not if they've switched to N95 masks from regular masks, and they should have switched, given the exposure dental work involves.
by mouses
Wed May 13, 2020 1:44 pm
Forum: Personal Consumer Issues
Topic: Dentist charges $10 for PPE
Replies: 234
Views: 10751

Re: Dentist charges $10 for PPE

Jeez. I get being frugal, but $10 so that they can afford to properly protect the employees, which protects you, their families, the entire community... Pay the money or stay home and reschedule your appointment for when things are back to normal. Maybe 2022. (edit) OP seems to have plenty of money...
by mouses
Wed May 13, 2020 6:58 am
Forum: Personal Finance (Not Investing)
Topic: Layoff Imminent, seeking guidance.
Replies: 56
Views: 7305

Re: Layoff Imminent, seeking guidance.

Print off / Save to flash drive any documents, emails (non intellectual property, of course) that could be used for future interviews / portfolio 1. Annual Reviews 2. Positive emails/awards 3. Projects / Powerpoints /Presentations Why is the first comment on a threat always a dumb comment. You know...
by mouses
Tue May 12, 2020 5:39 pm
Forum: Personal Finance (Not Investing)
Topic: Asking renter to obtain renter's insurance; what benefits to highlight?
Replies: 18
Views: 942

Re: Asking renter to obtain renter's insurance; what benefits to highlight?

If it is so cheap, and the landlord wants it the landlord should pay for it. I never had renter's insurance. I would think long before I'd toss out a tenant who'd paid rent without fail for eight years.
by mouses
Tue May 12, 2020 5:18 pm
Forum: Personal Consumer Issues
Topic: Internet Device for Elder Parent
Replies: 24
Views: 1634

Re: Internet Device for Elder Parent

Does he live alone, or is there someone who can help him learn to use a new device? He lives alone. He is socially isolated, and he likes that way. I don't think he has any friends or associates. I think his primary social outlet is to write long rambling detailed letters to his lawyer. If I may ma...
by mouses
Mon May 11, 2020 5:10 am
Forum: Investing - Theory, News & General
Topic: Can't believe how ridiculously expensive Shopify is [Stock]
Replies: 65
Views: 4363

Re: Can't believe how ridiculously expensive Shopify is

Haha I thought you were gonna say it was expensive to use the service. My mom used Instacart and she said they add 10% to the item prices, charge 15% delivery fee and recommend a 15% tip. That’s like a 40% premium on the groceries! I used to use Instacart for convenience, until I took a good look a...
by mouses
Mon May 11, 2020 5:03 am
Forum: Personal Finance (Not Investing)
Topic: No tax return after >10 weeks?
Replies: 46
Views: 3072

Re: No tax return after >10 weeks?

I don’t know why people would file via paper. https://www.irs.gov/newsroom/six-reasons-to-e-file I have always filed paper returns. It's outrageous that the IRS expects me to pay for software to do E-filing. A better question is why can't the IRS set up their own e-file system. It's almost like the...
by mouses
Mon May 11, 2020 4:54 am
Forum: Personal Finance (Not Investing)
Topic: Getting out of CD early withdrawal penalty
Replies: 4
Views: 547

Re: Getting out of CD early withdrawal penalty

If you are over 65 they may waive the penalty. All the credit unions I have accounts at do that for IRA CDs.
by mouses
Sun May 10, 2020 4:46 pm
Forum: Personal Consumer Issues
Topic: Thoughts on tree removal
Replies: 43
Views: 2491

Re: Thoughts on tree removal

If the tree is healthy, why not consider trimming and parking car in garage Because 1) I have 2 cars and a 1 car garage 2) I use my garage for storage 3) Branches overhang power lines 4) It makes a mess I have to clean up every autumn Only 1 is a valid reason, and you may be able to tack on a one c...
by mouses
Sun May 10, 2020 3:13 pm
Forum: Personal Finance (Not Investing)
Topic: Layoff Imminent, seeking guidance.
Replies: 56
Views: 7305

Re: Layoff Imminent, seeking guidance.

I'd keep copies of some personally/professionally important work products, but *NOT* necessarily to share the materials with anyone if they are proprietary. I'd want to be able to refresh my memory of what I had done/how I had done it/etc., for anything that was tricky or detailed, etc. RM Be very ...
by mouses
Sun May 10, 2020 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: Layoff Imminent, seeking guidance.
Replies: 56
Views: 7305

Re: Layoff Imminent, seeking guidance.

You've gotten a lot of good advice in this thread. Read it all and follow it. For things like performance reviews, I would also print them off (careful no one sees you doing this) and take them home, as then there is no possibility of losing them due to intercepts, bad thumb drives, etc. Don't feel ...
by mouses
Sat May 09, 2020 12:35 pm
Forum: Personal Consumer Issues
Topic: Rocks or Mulch?
Replies: 37
Views: 2012

Re: Rocks or Mulch?

Not barberry, they ought to just call it Thorn Plant and be done with it. Junipers are ugly plants and die easily.

I would look for native plants good for birds and bees and having deep root systems. Paths including to the stream would be nice too.
by mouses
Sat May 09, 2020 10:18 am
Forum: Personal Investments
Topic: College age kid wrecked his car...
Replies: 113
Views: 6040

Re: College age kid wrecked his car...

Unless it was a VERY unusual accident, and he intentionally sought out a deer to hit - NO, the deer wrecked his car, not him. So no need to blame the son. I'm not privy to the details of the accident, but perhaps he did the right thing by hitting it, "don't veer for deer" was an advertising theme s...
by mouses
Sat May 09, 2020 6:14 am
Forum: Personal Investments
Topic: College age kid wrecked his car...
Replies: 113
Views: 6040

Re: College age kid wrecked his car...

I bought a used Lexus for $6500. I don't know why the OP is planning to spend $10k on a car.
by mouses
Fri May 08, 2020 2:12 pm
Forum: Personal Consumer Issues
Topic: Amazon issues - cannot even cancel Prime really
Replies: 59
Views: 3728

Re: Amazon issues - cannot even cancel Prime really

Two day shipping guarantee is from the date Amazon ships an item, not from the day you order it. I haven't had any issues with Prime so far during Covid, save one item that got lost. In March several items wouldn't ship for a week or more, but that's mostly gone now. If that is true, they can wait ...
by mouses
Thu May 07, 2020 7:33 am
Forum: Personal Investments
Topic: How do I get out of home a partnership agreement?
Replies: 42
Views: 3023

Re: How do I get out of home a partnership agreement?

Your brother is crooked, so having been in a similar situation with a similar relative, I say maximize the amount of money you get quickly and forget about trying to wring out every last cent you're entitled to (huge stress on your health as this drags out), protect yourself from anything like findi...
by mouses
Wed May 06, 2020 7:14 am
Forum: Personal Finance (Not Investing)
Topic: Understanding Adjusted Gross Income
Replies: 24
Views: 1926

Re: Understanding Adjusted Gross Income

Sorry, but this is probably NOT correction. Look at and read Form 1040. You will see that Adjusted Gross Income is NOT the same as Taxable Income. The standard deduction subtraction comes below the line with Adjusted Gross Income on Form 1040. The standard deduction (or itemized deduction) does not...
by mouses
Tue May 05, 2020 12:37 pm
Forum: Personal Finance (Not Investing)
Topic: Title guy when buying a house
Replies: 17
Views: 1404

Re: Title guy when buying a house

Title insurance company. It's been a long time since I bought a house but I assume the bank pointed me at someone. As I recall, one company wrote most of the title insurance in the area. Your real estate agent probably knows someone, but I would check out any suggestions instead of just accepting th...
by mouses
Tue May 05, 2020 9:39 am
Forum: Personal Consumer Issues
Topic: Is a locking mailbox necessary or helpful, or more hassle than it's worth?
Replies: 43
Views: 2257

Re: Is a locking mailbox necessary or helpful, or more hassle than it's worth?

With Informed Delivery, I know when something important is arriving. I maybe go get my mail from the box once or twice a week. I can't imagine having a locked mailbox. The only mailbox problems we have here are snow plows taking them out. UPS, however, is another problem. It seems like they leave pa...
by mouses
Tue May 05, 2020 7:25 am
Forum: Personal Consumer Issues
Topic: New laptop/desktop for [Work From Home]?
Replies: 41
Views: 2946

Re: New laptop/desktop for [Work From Home]?

ubermax wrote:
Mon Apr 20, 2020 9:28 am
We've had very good experience with 14" Lenovo ThinkPad laptops , have had three to date and are planning to get the T14s in May ( it's anticipated launch date ) .
I used to use HP laptops, but the Lenovos I changed to are much more rugged and long lasting. I would not buy an HP again.
by mouses
Mon May 04, 2020 2:09 pm
Forum: Personal Consumer Issues
Topic: terro ant treatment
Replies: 34
Views: 1810

Re: No more ants....

hudson wrote:
Mon May 04, 2020 1:27 pm
Mouses,
I tried terro; I tried other stuff. I watched YouTube videos.
My wife was somewhat patient with my DIY adventures, but the ants kept coming.
And here I was thinking, I should have gotten married. A man would take care of this :-)
by mouses
Mon May 04, 2020 1:10 pm
Forum: Personal Consumer Issues
Topic: terro ant treatment
Replies: 34
Views: 1810

Re: terro ant treatment

I don't mess with Terro anymore. It was more expensive and is only stopping the ants after they enter the house. Instead I pay a company once every two years to spray a perimeter outside the house and spot treat any visible colonies in the yard which I mark ahead of time with a flag. Haven't had an...
by mouses
Mon May 04, 2020 11:57 am
Forum: Personal Consumer Issues
Topic: terro ant treatment
Replies: 34
Views: 1810

Re: terro ant treatment

I have never used the traps as I just see them as a more expensive way to sell Terro. Do you have to open a seal on the traps in order to expose the liquid to the air and let the liquid start drying out? If the liquid is no longer clear, but has taken on a brown tinge, then it is spoiled. There's a...
by mouses
Mon May 04, 2020 11:12 am
Forum: Personal Consumer Issues
Topic: terro ant treatment
Replies: 34
Views: 1810

Re: terro ant treatment

I called Terro and they said the bait in the traps was good as long as it was still liquid. I am a little confused as I thought I read people saying the stuff in the bottle dries once it's exposed to air? I have never used the bottle stuff though. The traps stuff is still liquid.
by mouses
Mon May 04, 2020 10:46 am
Forum: Personal Consumer Issues
Topic: terro ant treatment
Replies: 34
Views: 1810

terro ant treatment

Last summer I had an ant problem for the first time ever. I tried cleaning up their trails with something or other (vinegar?) the web suggested, but that did nothing. Finally I called a pest control guy who sprayed poison (gak) around the perimeter of the house and in the crawl space. I am hazy abou...
by mouses
Sun May 03, 2020 8:48 am
Forum: Personal Consumer Issues
Topic: Neighbor’s contractor wants to access our property
Replies: 158
Views: 16223

Re: Neighbor’s contractor wants to access our property

It never ceases to amaze me what people will do with an additional “degree of separation” provided by a legal document. Neighbor wouldn’t have asked for this directly, but doesn’t mind hiding behind the contractor. +1 We've been scorching the contractor here, and he deserves it. But the evasive nei...