Search found 255 matches

by go_mets
Wed Nov 14, 2018 10:29 am
Forum: Personal Consumer Issues
Topic: Mobile cellular hotspot for low data use
Replies: 17
Views: 998

Re: Mobil cellular hotspot for low data use

Red Pocket has a data-only plan but it is on GSM network so no Verizon.
Otherwise, they'd be great for OP.

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by go_mets
Wed Nov 14, 2018 10:18 am
Forum: Personal Consumer Issues
Topic: Mobile cellular hotspot for low data use
Replies: 17
Views: 998

Re: Mobil cellular hotspot for low data use

Verizon has best signals anywhere. If you know that you will get good signals with T-mobile or AT&T or Sprint, then switch. I believe Freedompop and Netzero use Sprint; you'll want to double-check that. It won't do you any good to switch to save money, only find that you have no signal when you trav...
by go_mets
Tue Nov 13, 2018 8:18 pm
Forum: Personal Finance (Not Investing)
Topic: When to follow up after job interview
Replies: 18
Views: 998

Re: When to follow up after job interview

You can send that second email, but I would bet $ that you won't get a response from that either. LOL. That's how the job market works these days. You hear from they if and only if they choose to pursue you. All the anecdotes are just that -- anecdotes. Interviewees read way too much into what emplo...
by go_mets
Tue Nov 13, 2018 3:56 pm
Forum: Personal Consumer Issues
Topic: keep smartwatch or return?
Replies: 3
Views: 275

Re: keep smartwatch or return?

:-) They're owned by Fossil

They had sent me an email yesterday telling me to use the label.
The label has an address for returning the watches, but no postage.
by go_mets
Tue Nov 13, 2018 3:38 pm
Forum: Personal Consumer Issues
Topic: keep smartwatch or return?
Replies: 3
Views: 275

keep smartwatch or return?

I bought three refurbished Misfit smartwatches and was charged for three. When I received the box on Friday, I realized that there was a fourth watch. Brand new. Not refurbished. I initially asked them for a postage-paid label to mail it back to them. They have not responded. But now I am thinking m...
by go_mets
Tue Nov 13, 2018 3:30 pm
Forum: Personal Consumer Issues
Topic: Wanting to move my family but where to begin?
Replies: 21
Views: 2351

Re: Wanting to move my family but where to begin?

Can speak to Columbus, OH in generalities. It is a diversified employer base with Ohio State University, state of Ohio since it is the capital of the state, and lot of major corporations. https://columbusregion.com/market-research/largest-employers/ http://www.columbusmonthly.com/article/20150126/LI...
by go_mets
Tue Nov 13, 2018 3:23 pm
Forum: Personal Consumer Issues
Topic: Is my Android tablet too old?
Replies: 16
Views: 806

Re: Is my Android tablet too old?

Which tablet do you have? Lenovo Ideatab A2109. I use it mainly as an e-reader and light surfing such as bogleheads. When I am at a store that has free wifi such as Kohl's, Panera, etc , I usually see a notification about "Sign in to ...". Do you see that? I do not see that. I see the hotsopt avail...
by go_mets
Tue Nov 13, 2018 12:14 pm
Forum: Personal Finance (Not Investing)
Topic: Health Coverage during severance
Replies: 4
Views: 452

Re: Health Coverage during severance

Dottie57 wrote:
Mon Nov 12, 2018 9:05 pm
Aren’t you covered by COBRA for 18 month? Your employer may only offer to pay for 6 months.
When I was laid off at Lockheed Martin, they paid for medical insurance for 6 months of COBRA.
by go_mets
Tue Nov 13, 2018 12:09 pm
Forum: Personal Consumer Issues
Topic: Is my Android tablet too old?
Replies: 16
Views: 806

Re: Is my Android tablet too old?

...android is currently on version 9.... I see. Can I install the current android (9) on my tablet? Do you also know why is it that I can still connect to my home Wi-Fi, meaning what made the difference? Thank you for your answer. When it comes to the consumer electronics, I am a slow learner. You ...
by go_mets
Sun Nov 11, 2018 10:42 am
Forum: Personal Consumer Issues
Topic: Seeking Advice - Emergency Preparedness
Replies: 56
Views: 3285

Re: Seeking Advice - Emergency Preparedness

A Mr Buddy heater is inadequate. Definitely inadequate for the whole house. More of a hunker down mode. If a blizzard was to hit, I would compress down to one room. Take the Mr. Buddy heater to the kitchen for meals; otherwise, I would have the Mr. Buddy in one room all the time. I have a 21" LCD T...
by go_mets
Sun Nov 11, 2018 10:38 am
Forum: Personal Consumer Issues
Topic: Seeking Advice - Emergency Preparedness
Replies: 56
Views: 3285

Re: Seeking Advice - Emergency Preparedness

My problem is I do not have a garage. I would have to keep a portable generator in my shed located at the back of the property, which can be very inaccessible during or after a blizzard. But you would be getting the generator out before the blizzard, wouldn't you? As in when the flakes first start ...
by go_mets
Sun Nov 11, 2018 10:33 am
Forum: Personal Consumer Issues
Topic: Seeking Advice - Emergency Preparedness
Replies: 56
Views: 3285

Re: Seeking Advice - Emergency Preparedness

If we loose power in the winter (most common) I load stuff into coolers and put it outside. That was my thought too after Hurricane Sandy. If the outdoor temp is 30F, it is certainly going to be cold enough to keep frozen food frozen. :happy I bought some frozen food before Hurricane Sandy. Not the...
by go_mets
Sat Nov 10, 2018 7:41 pm
Forum: Personal Consumer Issues
Topic: Seeking Advice - Emergency Preparedness
Replies: 56
Views: 3285

Re: Seeking Advice - Emergency Preparedness

It was only during Hurricane Sandy that I realized that my natural gas water heater also needed electricity to run.
As does the furance.
:oops:
by go_mets
Sat Nov 10, 2018 2:22 pm
Forum: Personal Consumer Issues
Topic: Seeking Advice - Emergency Preparedness
Replies: 56
Views: 3285

Re: Seeking Advice - Emergency Preparedness

After Hurricane Sandy: I bought : an inverter that runs on car battery a 100 ft heavy duty extension cord to run into the house from the car parked outside Mr. Buddy propane heater a long-reach butane lighter to ignite gas stove to cook and heat water perhaps a butane cooktop if you don't have natur...
by go_mets
Thu Nov 08, 2018 2:04 pm
Forum: Personal Consumer Issues
Topic: Verizon FIOS and TV Combo
Replies: 5
Views: 395

Re: Verizon FIOS and TV Combo

I used to have a 2008 flatscreen TV with a blu ray hooked up to Comcast cable and had no trouble watching movies via download or disk from Redbox, Netflix etc. Then I got FIOS and a new 4K smart TV and tossed out my blu ray. (FIOS provides much better internet service and reliability than Comcast)....
by go_mets
Sun Nov 04, 2018 8:45 am
Forum: Personal Consumer Issues
Topic: Migrating Win 10 to SSD
Replies: 14
Views: 991

Re: Migrating Win 10 to SSD

SSD have come down in price. A few months ago I purchased a PNY 120 GB SSD for about $30. Now for that same price you can find a 240 GB SSD. Research the ins and outs of the various brands. Anyway, your Windows 10 will automatically activate as t3xn wrote. My PNY came with a product key for Acronis ...
by go_mets
Fri Nov 02, 2018 5:03 pm
Forum: Personal Consumer Issues
Topic: Engineering school
Replies: 66
Views: 4840

Re: Engineering school

undergrad at U. of Illinois Urbana-Champaign I haven't been back since the early 1990s, so a lot can change. If you are interviewing, it is a major pain because you have to connect through either Chicago O'Hare or St. Louis. Huge classes. You can get lost. It was one of the first 5 universities that...
by go_mets
Fri Nov 02, 2018 9:55 am
Forum: Personal Finance (Not Investing)
Topic: estimating Roth conversion amount
Replies: 5
Views: 572

estimating Roth conversion amount

Unless something unforeseen happens in the next 60 days, I may have to make a Roth conversion this year to get above 138% of FPL for my 2018 taxes so I don't fall into Medicaid for my health insurance.

Is there software or an online website that can help me with this?

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by go_mets
Tue Oct 30, 2018 7:09 am
Forum: Personal Finance (Not Investing)
Topic: salary expectation question
Replies: 10
Views: 1689

Re: salary expectation question

Consider that a large MegaEmployer will have a single published range for multiple positions at multiple locations. The range gives the hiring manager flexibility to match the candidate to needed experience for the local area. Don't extrapolate the information into an expected salary increase, it's...
by go_mets
Mon Oct 29, 2018 8:05 pm
Forum: Personal Finance (Not Investing)
Topic: salary expectation question
Replies: 10
Views: 1689

Re: salary expectation question

I know how much my salary was in 2013. Since then I have worked contract. I also have a salary range sheet from Lockheed Martin for 2011, 2012, 2013, 2014. The salary increase is 3.5% per year. I have an in-person interview coming up. The person in the job currently is actually working contract, an...
by go_mets
Mon Oct 29, 2018 7:16 pm
Forum: Personal Finance (Not Investing)
Topic: salary expectation question
Replies: 10
Views: 1689

salary expectation question

I know how much my salary was in 2013. Since then I have worked contract. I also have a salary range sheet from Lockheed Martin for 2011, 2012, 2013, 2014. The salary increase is 3.5% per year. I have an in-person interview coming up. The person in the job currently is actually working contract, and...
by go_mets
Mon Oct 29, 2018 5:11 pm
Forum: Personal Consumer Issues
Topic: Lively's HSA debit card
Replies: 1
Views: 288

Lively's HSA debit card

A month ago, I went to Walmart and had refraction done for $69. I took the prescription to an optometrist office and had new glasses made ... twice. This second time, the glasses still were not acceptable for computer work. Blurry. The optometrist office says no refunds. They've basically said the s...
by go_mets
Mon Oct 29, 2018 10:33 am
Forum: Personal Consumer Issues
Topic: What would you call this kind of cord?
Replies: 24
Views: 1551

Re: What would you call this kind of cord?

Oh, I don't actually need one. I have at least four extras because I always keep the cord when I recycle old computer equipment. I really just wanted to know a "good name" for them. I fibbed and gave the wrong impression, in my efforts to ask a clear question. To tell the honest truth, I really jus...
by go_mets
Mon Oct 29, 2018 10:03 am
Forum: Personal Consumer Issues
Topic: What would you call this kind of cord?
Replies: 24
Views: 1551

Re: What would you call this kind of cord?

https://i.imgur.com/6sElp9T.png That's a NEMA 1-15P . electrical cord that would mate with it is ---> https://www.cablewholesale.com/specs/10w1-13210.php?utm_source=GoogleShopping&utm_medium=cpc&utm_term=10W1-13210&utm_campaign=Notebook%2FLaptop%20Power%20Cord%2C%20NEMA%201-15P%20to%20C7%2C%20Non-P...
by go_mets
Fri Oct 26, 2018 9:21 pm
Forum: Personal Consumer Issues
Topic: Space needed small bathroom 1st floor?
Replies: 15
Views: 1349

Re: Space needed small bathroom 1st floor?

I had the builder change the 1/2 bath downstairs to include a shower decreasing the size of the family room. I was thinking now that it may have been cheaper to have one of those stair lifts installed instead when the need arises. The builder charged me $15K. The next door neighbor who has the same ...
by go_mets
Tue Oct 23, 2018 10:40 am
Forum: Personal Finance (Not Investing)
Topic: 2019 Expenses > 2019 Income – Help us close the gap
Replies: 101
Views: 5171

Re: 2019 Expenses > 2019 Income – Help us close the gap

Thanks for your perspective on this. I really appreciate your viewpoint. Our main focus isn't on healthcare. It's on trying to maximize time together as a family, especially while our child is young. Keeping costs down allows us to maximize that time together. Health insurance is one spending categ...
by go_mets
Mon Oct 22, 2018 9:17 pm
Forum: Personal Finance (Not Investing)
Topic: 2019 Expenses > 2019 Income – Help us close the gap
Replies: 101
Views: 5171

Re: 2019 Expenses > 2019 Income – Help us close the gap

basic cable + internet = $60 which saves $100 ; $60 which is about what I pay
cell phone for 2 people = $24 which saves $46 ; $125/year for Tracfone x 2 people
house cleaning = $0 which saves $120 ; why are you paying for this ?


$3,192 = savings I can do without blinking

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by go_mets
Sun Oct 21, 2018 6:34 pm
Forum: Personal Consumer Issues
Topic: Do I need to buy laptop software?
Replies: 32
Views: 2680

Re: Do I need laptop software?

If you have a Microsoft email account as I do, I get basic versions of Word and Excel and OneNote and Powerpoint online for free.

https://office.live.com/start/Word.aspx?auth=1
https://office.live.com/start/Excel.aspx?auth=1
https://office.live.com/start/PowerPoint.aspx?auth=1


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by go_mets
Sun Oct 21, 2018 11:31 am
Forum: Personal Consumer Issues
Topic: Globus Journeys - tour group
Replies: 8
Views: 603

Re: Globus Journeys - tour group

I have gone on escorted tours with Globus in the past with the last one 20 years ago.
They were known as Globus then not Globus Journeys.
I would definitely use them again.
Just lost interest in traveling.

If you are just interested in Portugal, I would take their 11-day Portugal In Depth.
by go_mets
Fri Oct 19, 2018 9:19 am
Forum: Personal Finance (Not Investing)
Topic: Approach to rescinding a job acceptance
Replies: 50
Views: 4089

Re: Approach to rescinding a job acceptance

I'm happy that the current tight market for many highly skilled/specialized positions is finally putting some of these arrogant HR types in their place. I am highly skilled, but I haven't found the current job market to be "tight". Many of the technical companies near me are hiring "interns" or tho...
by go_mets
Fri Oct 05, 2018 5:31 pm
Forum: Personal Finance (Not Investing)
Topic: getting paid as a contractor
Replies: 33
Views: 2280

Re: getting paid as a contractor

You are in your stratosphere of being able to dictate terms. Who is dictating anything. I gave you my opinion. You can choose to listen or not. I am talking about you dictating terms to your client. That is precisely what a contract is. Specifying the terms and conditions under which a contractor w...
by go_mets
Fri Oct 05, 2018 1:21 pm
Forum: Personal Finance (Not Investing)
Topic: getting paid as a contractor
Replies: 33
Views: 2280

Re: getting paid as a contractor

That's definitely a long time, but if they cannot pay you they cannot pay you, and even if you take them to small claims and they don't have the money to pay you. Its crushing, I know, but I think your best bet is to hang on and ping them at the end of October early November and ask for an update. ...
by go_mets
Fri Oct 05, 2018 12:08 pm
Forum: Personal Finance (Not Investing)
Topic: getting paid as a contractor
Replies: 33
Views: 2280

Re: getting paid as a contractor

That's definitely a long time, but if they cannot pay you they cannot pay you, and even if you take them to small claims and they don't have the money to pay you. Its crushing, I know, but I think your best bet is to hang on and ping them at the end of October early November and ask for an update. ...
by go_mets
Fri Oct 05, 2018 10:43 am
Forum: Personal Finance (Not Investing)
Topic: getting paid as a contractor
Replies: 33
Views: 2280

Re: getting paid as a contractor

my contracts have a 30 day notice for termination for either side, and payment must be made within two weeks of receiving a monthly invoice otherwise the juice starts. That said, I keep some retained earnings on hand to cover me should it take longer than expected and it has never come to that. Unl...
by go_mets
Fri Oct 05, 2018 10:22 am
Forum: Personal Finance (Not Investing)
Topic: getting paid as a contractor
Replies: 33
Views: 2280

Re: getting paid as a contractor

Unfortunately slow/no pay is part of the business world especially for non-employees (i.e. Contractors) You need to build that possibility into your rate or project bid. I agree that a one page contract is unlikely to cover all the possible ways things could go wrong. If you're willing to share a b...
by go_mets
Fri Oct 05, 2018 10:19 am
Forum: Personal Finance (Not Investing)
Topic: getting paid as a contractor
Replies: 33
Views: 2280

Re: getting paid as a contractor

You are in your stratosphere of being able to dictate terms. Who is dictating anything. I gave you my opinion. You can choose to listen or not. I am talking about you dictating terms to your client . Even if they give you the 60 or 90 days advance notice, what forces them to pay you that last paych...
by go_mets
Wed Oct 03, 2018 4:09 pm
Forum: Personal Consumer Issues
Topic: Comcast Triple Play modem
Replies: 9
Views: 587

Re: Comcast Triple Play modem

I have the Netgear CM500V. It was $129 at Bestbuy. Works perfectly. I use a seperate router. It is down to this one and adding a separate router or the C7100V which has the router. I am reluctant to suggest anything else to this woman who is actually my mom's friend and is not at all technically sa...
by go_mets
Wed Oct 03, 2018 2:40 pm
Forum: Personal Consumer Issues
Topic: Comcast Triple Play modem
Replies: 9
Views: 587

Re: Comcast Triple Play modem

PFInterest wrote:
Wed Oct 03, 2018 2:36 pm
10 is adequate for Netflix.
Look at the Wirecutter.
A better solution is separate devices, but if your friend is clueless maybe not.
I just used your criteria of 10 Mbps, and the list of modem increases.
But if I include telephony it shrinks back down to a choice of 10.
Ugh!


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by go_mets
Wed Oct 03, 2018 2:34 pm
Forum: Personal Consumer Issues
Topic: Comcast Triple Play modem
Replies: 9
Views: 587

Comcast Triple Play modem

I am going to be helping out a friend with her TV + internet + voice service with Comcast. She's moving into a new place later this month. It appears that she will have to buy a cable modem that has telephony capability built-in if she wants voice. According to Comcast's approved devices list, there...
by go_mets
Wed Oct 03, 2018 11:55 am
Forum: Personal Finance (Not Investing)
Topic: not married in community property state
Replies: 9
Views: 1034

Re: not married in community property state

Is there any advantage to California versus New York state in terms of child support? Are you concerned about advantage for the children? Are you cautious about advantage for their mother? Are you hopeful for advantage for their father? Is he a wannabe deadbeat dad? I am a cynic and my mind automat...
by go_mets
Wed Oct 03, 2018 10:09 am
Forum: Personal Finance (Not Investing)
Topic: not married in community property state
Replies: 9
Views: 1034

Re: not married in community property state

Is there any advantage to California versus New York state in terms of child support?

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by go_mets
Tue Oct 02, 2018 7:26 pm
Forum: Personal Finance (Not Investing)
Topic: not married in community property state
Replies: 9
Views: 1034

not married in community property state

A male relative Jack who is still married - his wife will not sign the divorce papers -- has children with a woman (let's call her Dee). They lived in NY state. This summer Dee up and moved her and her children to California a community property state. I don't know why. Dee and her children and curr...
by go_mets
Fri Sep 28, 2018 4:58 pm
Forum: Personal Finance (Not Investing)
Topic: getting paid as a contractor
Replies: 33
Views: 2280

Re: getting paid as a contractor

There is a one-page contract based on others I have signed. I didn't have to give notice and they didn't either. I did not include your off-topic comment which was not useful It does not sound like you have an adequate contract. One page is hardly sufficient to protect your interests. I prefer 60 d...
by go_mets
Fri Sep 28, 2018 4:35 pm
Forum: Personal Finance (Not Investing)
Topic: getting paid as a contractor
Replies: 33
Views: 2280

Re: getting paid as a contractor

They let me go without notice after 11 weeks. Ensure: 1 Solid written binding contract before project is started. In fact, no notice requirement and lack of a written binding contract are clear signs of employment status and not that of an independent contractor. Employees are "at-will" not ICs. Th...
by go_mets
Fri Sep 28, 2018 1:22 pm
Forum: Personal Finance (Not Investing)
Topic: getting paid as a contractor
Replies: 33
Views: 2280

Re: getting paid as a contractor

If you contract again, have a stipulation in the contract that on termination, the company must immediately settle up. Good advice. But that's assuming that the company will be honest and let you know that Friday is the last day. And that they need to pay you for the five days of that week. After t...
by go_mets
Fri Sep 28, 2018 1:05 pm
Forum: Personal Finance (Not Investing)
Topic: getting paid as a contractor
Replies: 33
Views: 2280

getting paid as a contractor

I have worked on a 1099 basis three times in the past five years and once 11 years ago. This last time I was getting paid weekly. They let me go without notice after 11 weeks. They owed me for one week of work. It turns out they are expecting a check this coming week so that they can pay me the last...
by go_mets
Fri Sep 28, 2018 12:51 pm
Forum: Personal Finance (Not Investing)
Topic: Existing SEP-IRA and opening a solo 401k for spouse
Replies: 3
Views: 225

Re: Existing SEP-IRA and opening a solo 401k for spouse

I have a SEP-IRA with T Rowe Price that was set up before the solo 401k I have with Fidelity.

Fidelity told me that it was easier to transfer the SEP-IRA into a rollover IRA than into the solo 401K.
I am not sure why, but that is what they told me.


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by go_mets
Fri Sep 28, 2018 11:02 am
Forum: Personal Finance (Not Investing)
Topic: Someone stole my check from the mail, changed the amount, and deposited it
Replies: 61
Views: 7936

Re: Someone stole my check from the mail, changed the amount, and deposited it

spectec wrote:
Thu Sep 27, 2018 12:56 pm
Sign up for EFTPS to pay your estimated tax payments - you'll be glad you did. It eliminates the middle man because your proof of payment is IRS's own records.
Can you download a receipt?

I am not going to trust any entity's records even the IRS!
by go_mets
Sat Sep 22, 2018 4:19 pm
Forum: Personal Finance (Not Investing)
Topic: Considering Quitting Job - Seeking Advice. Would you do it?
Replies: 157
Views: 13100

Re: Considering Quitting Job - Seeking Advice. Would you do it?

My father took it differently. While he always supports me, and does in this decision too, he didn’t see anything wrong with the long hours. He worked for a smaller company and he worked very hard in his career. He didn’t make as much money, so he couldn’t fathom walking a way from my $$. I’m a gro...