Search found 114 matches

by go_mets
Fri Jul 06, 2018 9:22 pm
Forum: Personal Finance (Not Investing)
Topic: direct deposit while working 1099
Replies: 13
Views: 635

Re: direct deposit while working 1099

...However, I found out that their accounts payable started the clock when they received notification through the approval process. I found out they didn't care what the contract said, they weren't paying anything before 55 days. They also added a delay to compensate for not getting a mail float......
by go_mets
Fri Jul 06, 2018 9:20 pm
Forum: Personal Finance (Not Investing)
Topic: direct deposit while working 1099
Replies: 13
Views: 635

Re: direct deposit while working 1099

you have to fill out their direct deposit form. Aren't they just for employees? 1099 people are considered vendors. I haven't heard of any vendors that get direct deposit You must not be listening. In the vast majority of my contracts in the last twenty years, invoices have been paid by direct depo...
by go_mets
Fri Jul 06, 2018 8:24 pm
Forum: Personal Finance (Not Investing)
Topic: direct deposit while working 1099
Replies: 13
Views: 635

Re: direct deposit while working 1099

PFInterest wrote:
Fri Jul 06, 2018 8:21 pm
you have to fill out their direct deposit form.
Aren't they just for employees?

1099 people are considered vendors.
I haven't heard of any vendors that get direct deposit.


.
by go_mets
Fri Jul 06, 2018 7:45 pm
Forum: Personal Finance (Not Investing)
Topic: direct deposit while working 1099
Replies: 13
Views: 635

direct deposit while working 1099

I started working four 4 weeks ago on 1099 contract. I have always gotten a paper check. 1. Is there a way to set it up direct deposit? 2. The first paycheck was processed by hand locally and I received it. They switched to having their accounting firm handle future checks. The second week's paychec...
by go_mets
Fri Jun 29, 2018 1:29 pm
Forum: Personal Consumer Issues
Topic: replace video card on laptop?
Replies: 3
Views: 212

replace video card on laptop?

I have a Dell Precision M6300. There was a recall over a decade ago when the units were new of the NVidia GPU. Mine was purchased used in 2009. Now, it appears that mine has bit the dust. No image is on the LCD. Image on an external monitor is heavily pixelated. Grade F. It is huge and very heavy. I...
by go_mets
Mon Jun 11, 2018 2:30 pm
Forum: Personal Consumer Issues
Topic: Anyone use Bluehost for web hosting?
Replies: 12
Views: 746

Re: Anyone use Bluehost for web hosting?

I used to host at A Small Orange a webhost before they were bought out by EIG. I left fairly quickly, and I am not a novice. I have been with Pair.com for almost 20 years. I have also experience with Westhost.com for 15 years. Both have phone support. Thank you for the recommendations. Do Pair.com ...
by go_mets
Mon Jun 11, 2018 12:30 pm
Forum: Personal Consumer Issues
Topic: Anyone use Bluehost for web hosting?
Replies: 12
Views: 746

Re: Anyone use Bluehost for web hosting?

I used to host at A Small Orange a webhost before they were bought out by EIG.
I left fairly quickly, and I am not a novice.

I have been with Pair.com for almost 20 years.
I have also experience with Westhost.com for 15 years.

Both have phone support.
by go_mets
Mon Jun 11, 2018 10:34 am
Forum: Personal Consumer Issues
Topic: Anyone use Bluehost for web hosting?
Replies: 12
Views: 746

Re: Anyone use Bluehost for web hosting?

I am looking for a web host for my small business. From what I've read, it makes sense to use WordPress. Bluehost is highly rated as a web host for a WordPress site. My needs: simple website, a few email addresses, blogging capability. Any reasons not to go with Bluehost? Or suggestions for a bette...
by go_mets
Sun Jun 10, 2018 2:41 pm
Forum: Personal Consumer Issues
Topic: FedEx Home Delivery and PO box
Replies: 15
Views: 1243

Re: FedEx Home Delivery and PO box

Fedex has (or had) a relationship with USPS allowing FedEx packages to arrive at your box. I would ensure it is undeliverable before making changes. I've received FedEx packages before, they have to look up the post office's address if not on the package. Also, (for next time) consider the Post Off...
by go_mets
Thu Jun 07, 2018 10:19 am
Forum: Personal Finance (Not Investing)
Topic: Can a Retired 60 yo MD, MBA Start a Law Career?
Replies: 276
Views: 13949

Re: Can a Retired 60 yo MD, MBA Start a Law Career?

would much prefer to be offered law professorship immediately after the graduation. Wouldn't we all rather be offered than actually have to apply and compete with others for a job? :D I suppose given his high status and his past achievements, he expects that his superiority above all others would b...
by go_mets
Thu Jun 07, 2018 10:13 am
Forum: Personal Consumer Issues
Topic: Where to buy Health Insurance?
Replies: 13
Views: 1256

Re: Where to buy Health Insurance?

My in-laws just moved to the US on green card, I was wondering how/where they can purchase an affordable health insurance plan. I checked with a local agent who's affiliated to the CT state ACA, but according to him they will not receive any subsidy. They don't have much income to pay $2500 monthly...
by go_mets
Mon Jun 04, 2018 12:24 pm
Forum: Personal Consumer Issues
Topic: FedEx Home Delivery and PO box
Replies: 15
Views: 1243

Re: FedEx Home Delivery and PO box

Our local Post Office will accept FedEx, UPS, etc. deliveries to PO Box holders (part of the PO Box fee) if the "shipping address" is the street address of the Post office branch. We have such a box and it is very handy and MUCH safer than having a delivery sit on our porch. Mine does too. Package ...
by go_mets
Mon Jun 04, 2018 12:22 pm
Forum: Personal Consumer Issues
Topic: FedEx Home Delivery and PO box
Replies: 15
Views: 1243

Re: FedEx Home Delivery and PO box

Fedex has (or had) a relationship with USPS allowing FedEx packages to arrive at your box. I would ensure it is undeliverable before making changes. I've received FedEx packages before, they have to look up the post office's address if not on the package. Also, (for next time) consider the Post Off...
by go_mets
Sun Jun 03, 2018 10:05 pm
Forum: Personal Consumer Issues
Topic: FedEx Home Delivery and PO box
Replies: 15
Views: 1243

Re: FedEx Home Delivery and PO box

For the future, you may want to check to see if your local USPS participates in “Street Addressing”. This allows you to list the physical address of the USPS location and then your box number. Just google USPS street addressing to investigate this further. Mine does. Which is how I was able to re-r...
by go_mets
Sun Jun 03, 2018 9:50 pm
Forum: Personal Consumer Issues
Topic: Name something you had to have and now you regret purchasing it?
Replies: 387
Views: 44909

Re: Name something you had to have and now you regret purchasing it?

Master's degree out-of-state tuition and 18 months wages

Would never do it again
by go_mets
Sun Jun 03, 2018 9:48 pm
Forum: Personal Consumer Issues
Topic: FedEx Home Delivery and PO box
Replies: 15
Views: 1243

Re: FedEx Home Delivery and PO box

I am very surprised that FedEx's software doesn't flag a PO Box as being a problem when the shipping information is entered by the seller.

I had the same thing happen with a recent UPS package. Fortunately for me, UPS let me re-route the package.
by go_mets
Sun Jun 03, 2018 7:21 pm
Forum: Personal Consumer Issues
Topic: FedEx Home Delivery and PO box
Replies: 15
Views: 1243

FedEx Home Delivery and PO box

I purchased a used laptop on eBay. My verified shipping address for Paypal is a PO Box which usually isn't a problem. The seller's checkout process did not flag the PO Box as a problem which has happened in the past. It turns out that the laptop is being shipped by FedEx Home Delivery. I called up F...
by go_mets
Thu May 31, 2018 2:33 pm
Forum: Personal Finance (Not Investing)
Topic: Have $3m at 33, "approach to career" advice needed
Replies: 99
Views: 12682

Re: Have $3m at 33, "approach to career" advice needed

I'm going to guess affiliate marketing. I'm in a similar boat (if affiliate marketing is your niche). I will probably pivot to real estate once the well is totally dry. I've been reading this forum for more than a year and decided to register after reading your post. I'm in the same exact situation...
by go_mets
Tue May 29, 2018 3:26 pm
Forum: Personal Finance (Not Investing)
Topic: Another Social Security for Widow Question
Replies: 31
Views: 2263

Re: Another Social Security for Widow Question

So, $2,528/month for the rest of your life, versus $1,874/month for 7 months, then $2,610/month for the rest of your life? Unless I'm confused, it seems like you would only have to live for about 7 years to come out ahead with the second choice. I got 55 months as the break-even point. Hmm, did you...
by go_mets
Tue May 29, 2018 3:08 pm
Forum: Personal Finance (Not Investing)
Topic: Another Social Security for Widow Question
Replies: 31
Views: 2263

Re: Another Social Security for Widow Question

BTW, when my husband retired in 2016, he thought long and hard about whether to take his pension as a lump sum or as an annuity (there were a plethora of annuity options). He decided on the lump sum. I think he’s up in heaven smiling at that decision. In your sad time, I hope you don't mind me smil...
by go_mets
Sun May 27, 2018 7:19 pm
Forum: Personal Consumer Issues
Topic: 1st Cell Phone in 8 Years; or, Cell Phone Strategy, 5/2018 Edition
Replies: 5
Views: 1060

Re: 1st Cell Phone in 8 Years; or, Cell Phone Strategy, 5/2018 Edition

Good note on the 5G. I had an interesting call with Verizon a few months ago, because I've been having very, very poor cell coverage at home (shows as full 4G LTE on the coverage map, but my phone usually says 1x even outdoors) and it continues to get worse. The level 2 rep told me that basically a...
by go_mets
Sun May 27, 2018 7:12 pm
Forum: Personal Consumer Issues
Topic: electrical outlet dead; fuse not tripped
Replies: 23
Views: 1575

Re: electrical outlet dead; fuse not tripped

The outdoor outlets and cover the builder put in are mediocre.
Not big enough to allow the plug and the cord to exit properly so that water does not get in.
And the inside outlets were not oriented properly.
Just shoddy!


.
by go_mets
Sun May 27, 2018 6:04 pm
Forum: Personal Consumer Issues
Topic: electrical outlet dead; fuse not tripped
Replies: 23
Views: 1575

Re: electrical outlet dead; fuse not tripped

SOLVED. The outlet is part of a chain of 4 outlets. Two of the outlets are inside (garage and basement) and the other two are outside. I vaguely remember the construction supervisor telling me that the basement outlet was part of the chain with the outside outlets. He didn't tell me the outlet in t...
by go_mets
Sun May 27, 2018 3:18 pm
Forum: Personal Consumer Issues
Topic: electrical outlet dead; fuse not tripped
Replies: 23
Views: 1575

Re: electrical outlet dead; fuse not tripped

SOLVED. The outlet is part of a chain of 4 outlets. Two of the outlets are inside (garage and basement) and the other two are outside. I vaguely remember the construction supervisor telling me that the basement outlet was part of the chain with the outside outlets. He didn't tell me the outlet in th...
by go_mets
Sun May 27, 2018 2:24 pm
Forum: Personal Consumer Issues
Topic: electrical outlet dead; fuse not tripped
Replies: 23
Views: 1575

Re: electrical outlet dead; fuse not tripped

Likely a loose wire at one of the outlets in the chain. Or one of them burned through. I would take my voltmeter to each outlet to track down where the failure begins. According to a Youtube video I see, these outlets are one in a chain. And apparently wires are just shoved in. Sigh. We experienced...
by go_mets
Sun May 27, 2018 2:09 pm
Forum: Personal Consumer Issues
Topic: electrical outlet dead; fuse not tripped
Replies: 23
Views: 1575

electrical outlet dead; fuse not tripped

I have a set of electrical outlets in the basement that is now dead. None of breakers tripped. That was my first thought. Both the upper and lower outlet are dead. t is not GFCI. I have removed the small light connected to it, and tried a nightlight. No go. Other than hiring an electrician, what can...
by go_mets
Fri May 25, 2018 9:14 am
Forum: Personal Finance (Not Investing)
Topic: Career planning in IT/software development when over 40
Replies: 118
Views: 10832

Re: Career planning in IT/software development when over 40

It is not difficult to show OTJ experience in whatever new technology stack is in demand and to get past the interview - with 10-20 years experience you know what is expected of the role. How exactly do you show on-the-job experience with X when you haven't worked with X on the job? The challenge t...
by go_mets
Thu May 24, 2018 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: Career planning in IT/software development when over 40
Replies: 118
Views: 10832

Re: Career planning in IT/software development when over 40

You hear stay current all the time. The reality is most people won't hire you because you learned X on the weekend in your spare time. Most jobs need certain skills and you cannot just say we're going to do the next project in X so I can keep my skills up. I've in fact seen many job postings list a...
by go_mets
Wed May 23, 2018 9:43 pm
Forum: Personal Finance (Not Investing)
Topic: Career planning in IT/software development when over 40
Replies: 118
Views: 10832

Re: Career planning in IT/software development when over 40

I have stayed current in my technical field though not IT nor software development per se. All self-taught. Yet the reality is that when you hit 50, they simply may not want you whatever you do to stay current. There are youngsters graduating who "specialize" in whatever the hiring manager deems des...
by go_mets
Wed May 23, 2018 4:44 pm
Forum: Personal Consumer Issues
Topic: Purchasing SIM card WITH phone?
Replies: 10
Views: 862

Re: Purchasing SIM card WITH phone?

I would buy a 3G vs a 2G unlocked phone.
A relative went to Taiwan and that country's infrastructure had switched completely to 3G as AT&T did here in the USA.
The cheap 2G flip phone would not work.

.
by go_mets
Tue May 22, 2018 9:30 am
Forum: Personal Finance (Not Investing)
Topic: How do I tell if Roth conversions are worth the trouble?
Replies: 76
Views: 6198

Re: How do I tell if Roth conversions are worth the trouble?

The RPM calculator was developed by a member here named "Bigfoot'" - a great tool and we owe him ever increasing thanks for the advantages that it gives us. FWIW - in our personal scenario the Roth conversion strategy that we work with the RPM delivers significant after tax spendable funds and that...
by go_mets
Mon May 21, 2018 2:44 pm
Forum: Personal Consumer Issues
Topic: New phone to continue T-mobile legacy prepaid plan
Replies: 14
Views: 1336

Re: New phone to continue T-mobile legacy prepaid plan

I gave up my $10/year T-Mobile legacy prepaid plan last week. The only option that wasn't a flip phone that according to T-mobile support on their forums was guaranteed to work on their system in my area was the https://prepaid.t-mobile.com/prepaid/browse/ALC4044WGOFLIPBLUKIT I wasn't willing to gam...
by go_mets
Mon May 21, 2018 12:42 pm
Forum: Personal Consumer Issues
Topic: Re: done with Gmail
Replies: 114
Views: 12369

Re: done with Gmail

Bongleur wrote:
Sun May 20, 2018 11:33 pm
You should be using a POP account so all the emails are copied onto your personal hard drive as they are received.
http://www.pop2imap.com/
by go_mets
Sun May 20, 2018 7:57 pm
Forum: Personal Consumer Issues
Topic: Apple Pay and Paypal
Replies: 8
Views: 738

Re: Apple Pay and Paypal

Short answer unless you can link your PayPal debit card to your Apple Pay, I don't think so. Longer answer: I'm not 100% sure what you are trying to do He is trying to use the money that is sitting in his Paypal account to pay using the Apple Pay app for something purchased at a brick and mortar st...
by go_mets
Sun May 20, 2018 4:04 pm
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 76
Views: 3795

Re: Road trip Newark NJ to Albany

How about flying into Westchester County Airport in White Plains? https://airport.westchestergov.com/airlines/airline-information served by American Airlines and Delta easy in/easy out If you stick with Newark, I'd drive NJ Turnpike up to I-80 then Palisades Parkway north and cross over into NY sta...
by go_mets
Sun May 20, 2018 1:23 pm
Forum: Personal Consumer Issues
Topic: Apple Pay and Paypal
Replies: 8
Views: 738

Re: Apple Pay and Paypal

Paypal can only link to a bank account. You either link it to a bank account which I don't or have Paypal mail you check which I have done in the past. I don't know if they still do it or not, but in the past, when I had a linked bank account, Paypal would withdraw money from that linked bank accoun...
by go_mets
Sun May 20, 2018 1:17 pm
Forum: Personal Consumer Issues
Topic: Wifi + wired device [updated]
Replies: 56
Views: 3435

Re: Wifi + wired device

Is you house pre-wired for cable? In my house, the Comcast technician went into the basement and connected the wire from the outside to the connectors that go to the wires that go to the three RF connectors --- family room, master bedroom, and bedroom #2. I chose to put the cable modem in bedroom #2...
by go_mets
Sun May 20, 2018 8:15 am
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 76
Views: 3795

Re: Road trip Newark NJ to Albany

How about flying into Westchester County Airport in White Plains? https://airport.westchestergov.com/airlines/airline-information served by American Airlines and Delta easy in/easy out If you stick with Newark, I'd drive NJ Turnpike up to I-80 then Palisades Parkway north and cross over into NY stat...
by go_mets
Sat May 19, 2018 8:28 pm
Forum: Personal Consumer Issues
Topic: Chromebook or Windows 10 for donated laptop
Replies: 5
Views: 578

Re: Chromebook or Windows 10 for donated laptop

I had installed Windows 10 on a Thinkpad 3000 Y410 (circa 2007) with 2 GB of RAM, and it was great. I was very surprised. Peppy. I had previously installed Windows 10 on a Dell Latitude 2120 with Atom N570 cpu, and it was not so great. Laggy. Based on that and the opinions here, it looks like Chrome...
by go_mets
Sat May 19, 2018 5:57 pm
Forum: Personal Consumer Issues
Topic: Chromebook or Windows 10 for donated laptop
Replies: 5
Views: 578

Chromebook or Windows 10 for donated laptop

I have a used netbook that I plan on donating. It has an Atom CPU and 2 GB of RAM. The RAM is not upgradeable to 4 GB. I checked. It currently has a legal copy of Windows 10. It runs but the 2 GB is not ideal. I can install CloudReady to turn it into a Chromebook. Which would be your choice? Thanks.
by go_mets
Sat Oct 01, 2016 7:00 am
Forum: Personal Finance (Not Investing)
Topic: Cost of Medical Insurance - NJ/NY area
Replies: 13
Views: 1490

Re: Cost of Medical Insurance - NJ/NY area

My apologies. I hadn't understood I find that very hard to believe to mean what clearly was meant: I followed the link and found nothing to support your assertion . It's unsurprising, because I recently misunderstood diversification to mean diversification by investing in lots and lots and lots of ...
by go_mets
Sat Oct 01, 2016 6:57 am
Forum: Personal Finance (Not Investing)
Topic: Cost of Medical Insurance - NJ/NY area
Replies: 13
Views: 1490

Re: Cost of Medical Insurance - NJ/NY area

https://www.valuepenguin.com/how-age-affects-health-insurance-costs "New York does not permit any use of age as a factor when determining health insurance rates. In fact health insurance premiums in the Empire State cannot discriminate whatsoever and have the same price regardless of any policyhold...
by go_mets
Fri Sep 30, 2016 9:12 pm
Forum: Personal Finance (Not Investing)
Topic: Cost of Medical Insurance - NJ/NY area
Replies: 13
Views: 1490

Re: Cost of Medical Insurance - NJ/NY area

In NY age makes no difference. Check https://nystateofhealth.ny.gov/ for info. Age makes no difference? I find that very hard to believe. Is that after reading the information at the link jim234 provided, or without troubling yourself? PJW I did go to that link. WHERE on that page? WHAT info? Or am...
by go_mets
Fri Sep 30, 2016 8:12 pm
Forum: Personal Finance (Not Investing)
Topic: Cost of Medical Insurance - NJ/NY area
Replies: 13
Views: 1490

Re: Cost of Medical Insurance - NJ/NY area

jim234 wrote:In NY age makes no difference.
Check https://nystateofhealth.ny.gov/ for info.
Age makes no difference?

I find that very hard to believe.
by go_mets
Fri Sep 30, 2016 7:55 pm
Forum: Personal Consumer Issues
Topic: Moneygram / Western Union
Replies: 2
Views: 480

Moneygram / Western Union

I want to donate to an animal rescue non-profit in South Africa.

Their website has gives the bank name and the account number.

Is that all the information I need?

I have been reading online Moneygram or Western Union is the cheapest way of doing a wire transfer.

TD Bank charges $40.
by go_mets
Fri Sep 30, 2016 1:27 pm
Forum: Investing - Help with Personal Investments
Topic: I need help to start
Replies: 16
Views: 1733

Re: I need help to start

If you use the Chrome web browser ( https://www.google.com/chrome/browser/desktop/ ), it will automatically offer to translate a web page to any language you want.

It is very helpful.
by go_mets
Fri Sep 30, 2016 1:24 pm
Forum: Investing - Help with Personal Investments
Topic: Advice on Co-Workers 401k Options
Replies: 2
Views: 496

Re: Advice on Co-Workers 401k Options

Hello, I'm seeking some advice/opinions for a co-worker of mine. Although we work together, we have different 401k options due to being contractors for different companies. With that being said I am in need of outside opinions on his current 401k selection and if there is anything he should do diff...
by go_mets
Fri Sep 30, 2016 12:33 pm
Forum: Personal Consumer Issues
Topic: Do you object to your children selling raffle tickets?
Replies: 33
Views: 2306

Re: Do you object to your children selling raffle ticktes?

I dunno, I guess it depends on the size of the prize. If it's a token item (quilt, poster, or something) then I agree that it's not really gambling. Recently I saw a school receive an expensive vehicle as the item and use that to push selling raffle tickets. There are also non-profits that raffle o...