Search found 722 matches

by go_mets
Sun Aug 02, 2020 7:24 pm
Forum: Personal Consumer Issues
Topic: Ring Doorbell gen 1 mounting plate
Replies: 5
Views: 264

Re: Ring Doorbell gen 1 mounting plate

Mudpuppy wrote:
Sun Aug 02, 2020 7:22 pm
Is there a reason you're using the adapter for the new Ring instead of removing the old Ring entirely, including its mounting plate, before installing the new Ring?
To be honest, I was lazy. Did not want to drill new holes.

.
by go_mets
Sun Aug 02, 2020 7:23 pm
Forum: Personal Consumer Issues
Topic: Ring Doorbell gen 1 mounting plate
Replies: 5
Views: 264

Re: Ring Doorbell gen 1 mounting plate

It's $6... I know. The Ring Doorbell 1 does not have a removable battery. The entire unit has be removed for the battery to be recharged. I was wondering if someone else had come up with a better idea for mounting for quick removable. Yes, I know that there are 3rd-party AC adapters for charging it...
by go_mets
Sun Aug 02, 2020 4:45 pm
Forum: Personal Consumer Issues
Topic: Ring Doorbell gen 1 mounting plate
Replies: 5
Views: 264

Ring Doorbell gen 1 mounting plate

I replaced a Ring Doorbell with a Ring Doorbell 2 earlier this year. Ring gives you an adapter plate so that you can mount the Ring Doorbell 2 onto the existing mounting plate which is screwed into the door frame. [ Ring Doorbell 2 ] --- [adapter plate ] --- [ existing Ring Doorbell mounting plate ]...
by go_mets
Sun Aug 02, 2020 4:35 pm
Forum: Personal Consumer Issues
Topic: Rechargeable batteries AA AAA etc.
Replies: 34
Views: 1636

Re: Rechargeable batteries AA AAA etc.

I avoid Amazon and the more I read stuff like the above, I'm glad I do. Anyway +1 on eneloops. There are other reasons to avoid Amazon altogether. 1. stealing start-ups ideas in the guise of wanting to invest in them 2. using seller's data to produce Amazon Basics product as competition. https://ww...
by go_mets
Sun Aug 02, 2020 10:41 am
Forum: Personal Finance (Not Investing)
Topic: Postponed retirement.
Replies: 13
Views: 1597

Re: Postponed retirement.

Ah!
Thank you.
by go_mets
Sun Aug 02, 2020 10:22 am
Forum: Personal Finance (Not Investing)
Topic: Postponed retirement.
Replies: 13
Views: 1597

Re: Postponed retirement.

Assuming 4% withdrawals, the upside of postponing the annuity to you is roughly $67k ([$1,420-$1,195]*12/.04) but comes at a cost of $22k for a net pre-tax benefit of $45k. In terms of guaranteed returns (i.e. fixed income), there isn't much opportunity cost by delaying the pension by 13 months. An...
by go_mets
Fri Jul 31, 2020 8:09 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a House in Sellers Market?
Replies: 17
Views: 1868

Re: Buying a House in Sellers Market?

BGeste wrote:
Fri Jul 31, 2020 7:49 pm
Sell now in a sellers market. Then rent. Wait for a buyers market or for the right oppurtinity regardless of market.
This!
by go_mets
Fri Jul 31, 2020 7:30 pm
Forum: Personal Finance (Not Investing)
Topic: email from state Dept of Labor to apply for a specific job
Replies: 5
Views: 761

Re: email from state Dept of Labor to apply for a specific job

Another question - is it common practice for an individual from your state's DOL to email you directly? This last time I collected unemployment was in 2009. During the 7 months I was out of a job, I did not receive such an email. I was also unemployed in 2003 and in 2007. I did not receive such an ...
by go_mets
Fri Jul 31, 2020 1:32 pm
Forum: Personal Finance (Not Investing)
Topic: email from state Dept of Labor to apply for a specific job
Replies: 5
Views: 761

email from state Dept of Labor to apply for a specific job

I am collecting unemployment. This afternoon I received an email from an individual from my state's department of labor. Inside the email was a link to apply for an Entry Level job in my field of expertise. The words Entry Level was part of the job title XXXX (Entry Level) . I was instructed to appl...
by go_mets
Thu Jul 30, 2020 2:26 pm
Forum: Personal Finance (Not Investing)
Topic: In Search of Part-Time Work While Still Working Full-Time
Replies: 23
Views: 1688

Re: In Search of Part-Time Work While Still Working Full-Time

But for Kohl’s or some website in need of analyzing AB test, a few week or a month of data science boot camp along with decent stats understanding couple with some common sense should do it. It all depends on how much time and effort you want to devote to this. Would expand more about the data scie...
by go_mets
Wed Jul 29, 2020 10:33 pm
Forum: Personal Finance (Not Investing)
Topic: In Search of Part-Time Work While Still Working Full-Time
Replies: 23
Views: 1688

Re: In Search of Part-Time Work While Still Working Full-Time

But for Kohl’s or some website in need of analyzing AB test, a few week or a month of data science boot camp along with decent stats understanding couple with some common sense should do it. It all depends on how much time and effort you want to devote to this. Would expand more about the data scie...
by go_mets
Wed Jul 29, 2020 11:28 am
Forum: Personal Finance (Not Investing)
Topic: New PPP Loans Coming Out?
Replies: 4
Views: 490

Re: New PPP Loans Coming Out?

From what I can tell there has been no discussion whatsoever about PPP. Maybe I have not been paying attention, but most of the discussion has been about the $600 plus-up to unemployment. I am staying on unemployment and re-paying the PPP probably next year. The 1% interest is a no-brainer. I will n...
by go_mets
Sat Jul 25, 2020 9:51 pm
Forum: Personal Finance (Not Investing)
Topic: COBRA questions
Replies: 9
Views: 679

Re: COBRA questions

When I say special enrollment, I mean enrolling in my employer’s health insurance outside of open enrollment period. That would depend on the employer's policy but I seriously doubt it. You need to contact your HR department. As I recall when I had insurance through an employer, special events such...
by go_mets
Sat Jul 25, 2020 10:46 am
Forum: Personal Consumer Issues
Topic: Are 55+ Communities a Baby Boomer Thing Only? If so, who will buy when Boomers want to sell?
Replies: 195
Views: 15880

Re: Are 55+ Communities a Baby Boomer Thing Only? If so, who will buy when Boomers want to sell?

I like living in small spaces and I'd prefer not sharing walls, but I also want to live close to things to do, thus far in my life I've settled on apartment/condo style living. The only places i know with small houses are really old houses and they aren't cheap, presumably because te older settleme...
by go_mets
Sat Jul 25, 2020 10:26 am
Forum: Personal Consumer Issues
Topic: Are 55+ Communities a Baby Boomer Thing Only? If so, who will buy when Boomers want to sell?
Replies: 195
Views: 15880

Re: Are 55+ Communities a Baby Boomer Thing Only? If so, who will buy when Boomers want to sell?

I like living in small spaces and I'd prefer not sharing walls, but I also want to live close to things to do, thus far in my life I've settled on apartment/condo style living. The only places i know with small houses are really old houses and they aren't cheap, presumably because te older settleme...
by go_mets
Sat Jul 25, 2020 10:23 am
Forum: Personal Consumer Issues
Topic: Are 55+ Communities a Baby Boomer Thing Only? If so, who will buy when Boomers want to sell?
Replies: 195
Views: 15880

Re: Are 55+ Communities a Baby Boomer Thing Only? If so, who will buy when Boomers want to sell?

I realize this can vary by community, but I assume most 55+ communities maintain the green space in common areas - and individual homeowners are left to take care of their own grass/shrubbery/weeds? Most communities usually take care of the grass shrubs and weeds. Though if you hate the sight of we...
by go_mets
Sat Jul 25, 2020 9:22 am
Forum: Personal Consumer Issues
Topic: how to find a good power washing company
Replies: 9
Views: 538

Re: how to find a good power washing company

Try using Mold Armour https://www.homedepot.com/p/Mold-Armor-64-oz-House-Wash-Hose-End-Sprayer-FG51164/301530684 or Wet and Forget https://www.walmart.com/ip/Wet-Forget-Outdoor-Hose-End-Rapid-Application-48oz/476924622 before paying for power washing. I've used both on my two story home and no long...
by go_mets
Fri Jul 24, 2020 7:06 pm
Forum: Personal Finance (Not Investing)
Topic: Housing strategy in retirement?
Replies: 8
Views: 749

Re: Housing strategy in retirement?

Planning on moving into 55+ community.
After that into CCRC.

My mom's friends a couple moved straight from a SFH into a CCRC this past winter. They are in their 80s.

.
by go_mets
Fri Jul 24, 2020 5:30 pm
Forum: Personal Consumer Issues
Topic: how to find a good power washing company
Replies: 9
Views: 538

how to find a good power washing company

I need to power wash the siding on my house before putting on the market next spring. I am trying to figure out how to find a good company to do this. There are signs up on poles at stop lights. My neighbor is having it done as I type this. I thought I had read either here or elsewhere that shooting...
by go_mets
Fri Jul 24, 2020 5:21 pm
Forum: Personal Finance (Not Investing)
Topic: Amex Shop Small Online Shops
Replies: 29
Views: 2029

Re: Amex Shop Small Online Shops

The Fluz app works for the credit, you essentially just buy discounted gift cards.... https://www.doctorofcredit.com/fluz-app-buy-exact-value-gift-cards-at-a-discount/ Just hope American Express doesn't go and claw it back. I just used this offer for the first time for takeout at a Asian fusion res...
by go_mets
Fri Jul 24, 2020 9:51 am
Forum: Personal Finance (Not Investing)
Topic: Amex Shop Small Online Shops
Replies: 29
Views: 2029

Re: Amex Shop Small Online Shops

The Fluz app works for the credit, you essentially just buy discounted gift cards.... https://www.doctorofcredit.com/fluz-app-buy-exact-value-gift-cards-at-a-discount/ Just hope American Express doesn't go and claw it back. I just used this offer for the first time for takeout at a Asian fusion res...
by go_mets
Fri Jul 24, 2020 9:08 am
Forum: Personal Finance (Not Investing)
Topic: Possibly losing health insurance. Experiences with ACA
Replies: 57
Views: 3777

Re: Possibly loosing health insurance. Experiences with ACA

I have been with ACA from the beginning.
No major hiccups to report.
Make sure that your doctor(s) accept the plan you buy.
by go_mets
Thu Jul 23, 2020 9:16 am
Forum: Personal Finance (Not Investing)
Topic: Buying a House with Elderly Parent: Many Questions...
Replies: 39
Views: 2286

Re: Buying a House with Elderly Parent: Many Questions...

Dad lives in California, wife and I are in New Jersey. Dad moved to CA a few years ago to care for my brother. Now that my brother is gone there is no reason for him to be out there. We have a sister who lives near him now and checks in on him regularly. Dad is currently very self-sufficient and ca...
by go_mets
Wed Jul 22, 2020 7:36 pm
Forum: Personal Consumer Issues
Topic: Moving to Baltimore area
Replies: 49
Views: 3697

Re: Moving to Baltimore area

I find it amusing that people fixate on Baltimore. It is a small part of the state and many people who live in MD, never go into Baltimore except possibly for a sports event. There is a ton of stuff to do in various parts of the state, from the ocean on the eastern shore, to the bay, to the "mounta...
by go_mets
Wed Jul 22, 2020 7:34 pm
Forum: Personal Finance (Not Investing)
Topic: Would you take the job?
Replies: 13
Views: 1557

Re: Would you take the job?

Since this person can retire, I am guessing she is in the "higher" COVID risk group.
That would be a NO.
by go_mets
Wed Jul 22, 2020 2:11 pm
Forum: Personal Finance (Not Investing)
Topic: Govt Retirees Considering Relocating Permanently from IL to FL - Input and Thoughts Pls
Replies: 40
Views: 2838

Re: Govt Retirees Considering Relocating Permanently from IL to FL - Input and Thoughts Pls

I guess I am not sure why the rush. I personally would wait to see how the everything shakes out over winter. I had planned on selling my home and buying another home in a 55+ community in the area this summer. I had gone to open houses before everything was shut down in March. Now I am waiting to ...
by go_mets
Mon Jul 20, 2020 8:00 pm
Forum: Personal Finance (Not Investing)
Topic: Govt Retirees Considering Relocating Permanently from IL to FL - Input and Thoughts Pls
Replies: 40
Views: 2838

Re: Govt Retirees Considering Relocating Permanently from IL to FL - Input and Thoughts Pls

I guess I am not sure why the rush. I personally would wait to see how the everything shakes out over winter. I had planned on selling my home and buying another home in a 55+ community in the area this summer. I had gone to open houses before everything was shut down in March. Now I am waiting to s...
by go_mets
Mon Jul 20, 2020 12:06 pm
Forum: Personal Finance (Not Investing)
Topic: mortgage pre-approval timeline
Replies: 0
Views: 101

mortgage pre-approval timeline

My mother is wanting to purchase a home in spring 2021. Of course, current conditions may change in the months until then. How far in advance should she get pre-approved? How does one go about finding a lender with the lowest fees? When I bought my house ten years ago I went with Wells Fargo, becaus...
by go_mets
Thu Jul 09, 2020 1:11 pm
Forum: Personal Finance (Not Investing)
Topic: Basic eBay Questions - New to eBay
Replies: 80
Views: 3275

Re: Basic eBay Questions - New to eBay

We were out; the shoes, the cost of shipping, the sales fees, and additional fees to process the refund. So a buyer is not allowed to leave the country if they buy stuff from you and want to return it? Your story makes no sense. So because you were out $40 you give up on using a platform that earne...
by go_mets
Thu Jul 09, 2020 1:09 pm
Forum: Personal Finance (Not Investing)
Topic: Basic eBay Questions - New to eBay
Replies: 80
Views: 3275

Re: Basic eBay Questions - New to eBay

Counterpoint, I have been selling for many years. Yes, things can happen, but overall, there is no other place to get this kind of audience to buy your items. I stopped selling on eBay about 3 years ago. I also had no problems with any of my sales. However, I would never sell on eBay again. All it ...
by go_mets
Thu Jul 09, 2020 1:05 pm
Forum: Personal Finance (Not Investing)
Topic: Basic eBay Questions - New to eBay
Replies: 80
Views: 3275

Re: Basic eBay Questions - New to eBay

One reason I stopped using eBay are the high fees for selling and for payments. So access to a global market of buyers should be free? Nobody said free. But 10% fee for the chance of getting scammed. NO. Life is full of chances to get scammed but I have sold THOUSANDS of items on Ebay and I can rem...
by go_mets
Thu Jul 09, 2020 9:56 am
Forum: Personal Finance (Not Investing)
Topic: Basic eBay Questions - New to eBay
Replies: 80
Views: 3275

Re: Basic eBay Questions - New to eBay

knightrider wrote:
Thu Jul 09, 2020 9:50 am
go_mets wrote:
Thu Jul 09, 2020 9:45 am
Nobody said free. But 10% fee for the chance of getting scammed.
NO.
And the alternative is what? Sell locally for much less and waste time dealing with tire-kickers and deadbeats?
Yes. I'd rather waste my time which is free versus truly losing $40.

.
by go_mets
Thu Jul 09, 2020 9:56 am
Forum: Personal Finance (Not Investing)
Topic: Basic eBay Questions - New to eBay
Replies: 80
Views: 3275

Re: Basic eBay Questions - New to eBay

All together he is out not just the $54 but also the $40 because he no longer has the shoes to sell. So he is out $94. . It's the cost of doing business. If this happens so much that it affects your bottom line then I would question how you are running your business. "business" who said business? W...
by go_mets
Thu Jul 09, 2020 9:54 am
Forum: Personal Finance (Not Investing)
Topic: returning PPP loan
Replies: 45
Views: 2485

Re: returning PPP loan

I'd think twice about taking unemployment over the PPP loan forgiveness though. Unemployment is taxable but the PPP forgiveness is not. I guess it depends on your state and how generous unemployment is vs the size of your PPP loan. Yeah, I know that unemployment is taxable. I feel there is more ris...
by go_mets
Thu Jul 09, 2020 9:49 am
Forum: Personal Finance (Not Investing)
Topic: Basic eBay Questions - New to eBay
Replies: 80
Views: 3275

Re: Basic eBay Questions - New to eBay

We were out; the shoes, the cost of shipping, the sales fees, and additional fees to process the refund. So a buyer is not allowed to leave the country if they buy stuff from you and want to return it? Your story makes no sense. So because you were out $40 you give up on using a platform that earne...
by go_mets
Thu Jul 09, 2020 9:45 am
Forum: Personal Finance (Not Investing)
Topic: Basic eBay Questions - New to eBay
Replies: 80
Views: 3275

Re: Basic eBay Questions - New to eBay

knightrider wrote:
Thu Jul 09, 2020 9:40 am
bob60014 wrote:
Thu Jul 09, 2020 5:55 am
One reason I stopped using eBay are the high fees for selling and for payments.
So access to a global market of buyers should be free?
Nobody said free. But 10% fee for the chance of getting scammed.
NO.
by go_mets
Thu Jul 09, 2020 9:43 am
Forum: Personal Finance (Not Investing)
Topic: Basic eBay Questions - New to eBay
Replies: 80
Views: 3275

Re: Basic eBay Questions - New to eBay

All it takes is a buyer like the one Watty describes to completely "bankrupt" you. By the way, the refund time with Paypal is 6 months! Absolutely ridiculous. Even Walmart and Target's refund time is only 3 months. How is $40 going to bankrupt anyone? And what's wrong with 6-month warranty? If you ...
by go_mets
Thu Jul 09, 2020 9:23 am
Forum: Personal Finance (Not Investing)
Topic: returning PPP loan
Replies: 45
Views: 2485

Re: returning PPP loan

In the situation where the employer laid off employees --- let's say on April 3 because the employer was short on cash --- and then got approved for the PPP on July 1, it would seem the forgiveness would automatically be disallowed. I think they would be unable to file the 3508EZ form and would hav...
by go_mets
Thu Jul 09, 2020 9:20 am
Forum: Personal Finance (Not Investing)
Topic: Basic eBay Questions - New to eBay
Replies: 80
Views: 3275

Re: Basic eBay Questions - New to eBay

Counterpoint, I have been selling for many years. Yes, things can happen, but overall, there is no other place to get this kind of audience to buy your items. I stopped selling on eBay about 3 years ago. I also had no problems with any of my sales. However, I would never sell on eBay again. All it ...
by go_mets
Wed Jul 08, 2020 6:30 pm
Forum: Personal Finance (Not Investing)
Topic: Optimizing PPP Forgiveness
Replies: 323
Views: 23107

Re: Optimizing PPP Forgiveness

In my mind, having to repay 20% of the PPP money, $2,400, plus the EIDL, is a better deal than forgoing unemployment during the additional 18 weeks (which for July will be bolstered by $600/week in PUA). Am I right in saying this? If I'm wrong, how do I return the unemployment I've accepted, so I c...
by go_mets
Wed Jul 08, 2020 11:51 am
Forum: Personal Finance (Not Investing)
Topic: How do I fix my mistake/blunder with recruiter/offer
Replies: 33
Views: 2836

Re: How do I fix my mistake/blunder with recruiter/offer

Is this the internal recruiter or a headhunter?

Regardless, I would be honest and state that after you sat down and calculated your actual compenstation it is $Y + 7.
And tell them that you are sorry for having wasted their time.

.
by go_mets
Wed Jul 08, 2020 11:39 am
Forum: Personal Finance (Not Investing)
Topic: returning PPP loan
Replies: 45
Views: 2485

Re: returning PPP loan

Out of curiosity with regards to ... The Borrower did not reduce the number of employees or the average paid hours of employees between January 1, 2020 and the end of the Covered Period (other than any reductions that arose from an inability to rehire individuals who were employees on February 15, ...
by go_mets
Wed Jul 08, 2020 9:20 am
Forum: Personal Finance (Not Investing)
Topic: Closing Marcus No Penalty CD - Logistics
Replies: 3
Views: 466

Re: Closing Marcus No Penalty CD - Logistics

Gertrude wrote:
Wed Jul 08, 2020 7:52 am
I’m assuming the balance in the CD (including the interest earned to date) would move to the savings account.
You may want to check that assumption.
I know for the regular CDs you chose what happens when a CD matures.
by go_mets
Wed Jul 08, 2020 9:17 am
Forum: Personal Finance (Not Investing)
Topic: returning PPP loan
Replies: 45
Views: 2485

Re: returning PPP loan

Out of curiosity with regards to ... The Borrower did not reduce the number of employees or the average paid hours of employees between January 1, 2020 and the end of the Covered Period (other than any reductions that arose from an inability to rehire individuals who were employees on February 15, ...
by go_mets
Tue Jul 07, 2020 8:01 pm
Forum: Personal Consumer Issues
Topic: Least Expensive Way to Have a Cellphone for emergency use only?
Replies: 54
Views: 3575

Re: Least Expensive Way to Have a Cellphone for emergency use only?

Have a three numbers on Tello with moto E2(?) as described. Just remember to make a call every three month. Two of the numbers has been two years from originally funding. Is the call every 3 months a new requirement? I did not know about it. I also noticed that the minimum refill has not increased ...
by go_mets
Tue Jul 07, 2020 7:58 pm
Forum: Personal Consumer Issues
Topic: Least Expensive Way to Have a Cellphone for emergency use only?
Replies: 54
Views: 3575

Re: Least Expensive Way to Have a Cellphone for emergency use only?

It looks like the Tracfone route would work best in my situation. I do have a question regarding the add-on for 365 days of service for a set fee. Does anyone know if this is a standard feature and not an occasional promotion? In other words, if I go ahead and buy one of the Tracfones, it is very l...
by go_mets
Tue Jul 07, 2020 1:34 pm
Forum: Personal Consumer Issues
Topic: Verizon Wireless hassle!
Replies: 37
Views: 3482

Re: Verizon Wireless hassle!

Write a letter to the CEO at One Verizon Way, Basking Ridge, New Jersey 07920, USA I did this in January 2019. They actually contacted me. I have my own bad experience with Verizon. I have landline service with them. A few years back I signed up for paperless statements. I was to sign in online and ...
by go_mets
Tue Jul 07, 2020 1:27 pm
Forum: Personal Finance (Not Investing)
Topic: returning PPP loan
Replies: 45
Views: 2485

Re: returning PPP loan

I should have explained that by double dipping I meant receiving unemployment and the PPP loan forgiveness.
by go_mets
Tue Jul 07, 2020 10:38 am
Forum: Personal Finance (Not Investing)
Topic: returning PPP loan
Replies: 45
Views: 2485

returning PPP loan

Since I cannot double dip, I have decided to forgo the PPP loan and return it.

Has anyone done this?
I am guessing that this is easy to do.