Search found 255 matches

by tigerdoc93
Sun Dec 10, 2023 8:01 pm
Forum: Personal Consumer Issues
Topic: Found rodent droppings on engine, any cause for further concern?
Replies: 26
Views: 4057

Re: Found rodent droppings on engine, any cause for further concern?

Mice ate the wiring harness on my John Deere tractor causing $6k damage. I had it parked under a pole barn and had to move out in the field. Started using rat poison, peppermint spray, and ultrasonic noise. If all else fails I’m going to get feral cats
by tigerdoc93
Tue Nov 21, 2023 5:43 pm
Forum: Personal Finance (Not Investing)
Topic: Any boglehead locum physicians?
Replies: 7
Views: 996

Re: Any boglehead locum physicians?

I’m also interested in this thread and will be following
by tigerdoc93
Wed May 24, 2023 9:03 am
Forum: Personal Finance (Not Investing)
Topic: Tenant screening services
Replies: 10
Views: 1225

Re: Tenant screening services

I use Smartmove and have been satisfied. You can arrange for potential tenants to pay for the screen and then you receive credit report and background information. It costs around $50 if I’m remembering correctly
by tigerdoc93
Thu Mar 16, 2023 9:14 pm
Forum: Personal Consumer Issues
Topic: Calm small dog breed for family
Replies: 142
Views: 13628

Re: Calm small dog breed for family

Boston terriers make wonderful pets. I have 2, female 13 yo and male 4yo. They are family dogs with a loving playful disposition. Excellent breed in every way
by tigerdoc93
Fri Nov 11, 2022 7:01 am
Forum: Personal Consumer Issues
Topic: extra freezer in garage?
Replies: 25
Views: 2073

Re: extra freezer in garage?

I’ve had a freezer in my garage for 20 years without issues. This is in south Alabama which has extreme heat and humidity
by tigerdoc93
Sat Aug 27, 2022 3:02 pm
Forum: Personal Consumer Issues
Topic: Advice needed. Mechanic accidentally broke custom fog light and plastic frame
Replies: 3
Views: 600

Advice needed. Mechanic accidentally broke custom fog light and plastic frame

Last week I took my 2014 Chevy Silverado Reaper to a local auto shop I’ve used for 15 years to have tires rotated and balanced. As I was paying for the service, the owner informed me the mechanic drove it into a door and broke the fog light and the plastic piece that holds the light in place. Usually not a big deal to order the parts and repair the damage. However this vehicle has a custom Reaper package that was only built in 2014 & 2015. The mechanic called SCA in Trussville, AL b/c they did all the Reaper builds and SCA was unhelpful. They no longer do the Reaper package and did not provide any other options or info. So for the last 2 weeks my vehicle is missing a fog light and the parking sensors are now inoperable. I’m hoping someo...
by tigerdoc93
Tue Apr 26, 2022 6:46 am
Forum: Investing - Theory, News & General
Topic: Is This a Great Time to Buy Bonds, or What?
Replies: 52
Views: 11060

Re: Is This a Great Time to Buy Bonds, or What?

It doesn’t seem to me to be a great time to buy intermediate or long term bond funds. I hold stable value, I BONDS, and ultra short bond funds. I’m considering my first purchase of individual bonds
by tigerdoc93
Wed Jul 28, 2021 9:12 pm
Forum: Personal Finance (Not Investing)
Topic: Alternative careers for physician? Tech?
Replies: 38
Views: 5575

Re: Alternative careers for physician? Tech?

In the past 10 years over 100 new Emergency Medicine residencies have been established with a mean of 13 residents per year per program. This is why there is concern for EM physician oversupply in the near future. You have great training as an EM doctor and you can leverage that to help you find alternative career. I’ve been practicing EM for nearly 20 years and I’ve been able to transition to wound care 1/2 time. I also have reviewed medical malpractice cases as a side job. You can consider working urgent care. You can join military until age 50 and work as physician. You can work as a prison doctor or work in cruise medicine. You can start a business or start accumulating rental properties. The point is that you have many options and it’s...
by tigerdoc93
Tue Jul 27, 2021 9:38 pm
Forum: Personal Consumer Issues
Topic: Rental Car Availability
Replies: 37
Views: 8675

Re: Rental Car Availability

My family and I just returned from an excellent vacation to Yellowstone national park. I can confirm that rental car availability is very low and very expensive. Fortunately, my wife discovered the Toyota dealership in Bozeman Montana rents vehicles. We were able to rent a Toyota Highlander hybrid for $499 for a week, unlimited miles. The only hitch was we had to pay $55 for a taxi to take us from the airport to the Toyota dealership. The taxi driver says they are getting 3000 - $5000 a week for rental cars. Crazy!
by tigerdoc93
Sat Jul 24, 2021 5:28 pm
Forum: Personal Investments
Topic: Trailing Stop Loss order in my Vanguard Brokerage accts.
Replies: 23
Views: 4697

Re: Trailing Stop Loss order in my Vanguard Brokerage accts.

Stop losses usually work as you expect. However, sometimes a stock or etf will gap down during after hours and result in selling of the stock at opening price.
by tigerdoc93
Thu Jul 15, 2021 9:08 pm
Forum: Investing - Theory, News & General
Topic: Active MF that Bogleheads believes and invest for long term!
Replies: 63
Views: 7519

Re: Active MF that Bogleheads believes and invest for long term!

sherwood88 wrote: Sun Jul 11, 2021 8:48 am I like to know which active MFs bogleheads invests and believes in.
There’s no need for name calling! :wink: Seriously though I like Vanguards VDIGX (Dividend growth fund) & VYMI (International high dividend yield ETF).
by tigerdoc93
Fri Jun 25, 2021 6:55 am
Forum: Personal Investments
Topic: I'm being "invited" to "pre-register" for an IPO (Doximity)
Replies: 98
Views: 14194

Re: I'm being "invited" to "pre-register" for an IPO (Doximity)

I haven’t called Fidelity regarding after hours trading but I suspect the process simply entails you calling and requesting for them to add after hours trading to your account. I doubt this involves any fees. Probably they just want to document that they informed you that after hours trading is inherently more risky. :sharebeer :sharebeer
by tigerdoc93
Thu Jun 24, 2021 4:42 pm
Forum: Personal Investments
Topic: I'm being "invited" to "pre-register" for an IPO (Doximity)
Replies: 98
Views: 14194

Re: I'm being "invited" to "pre-register" for an IPO (Doximity)

Definitely great marketing move. I think the valuation is stretched and it will likely give back some of the gains. But who knows!
by tigerdoc93
Thu Jun 24, 2021 4:10 pm
Forum: Personal Investments
Topic: I'm being "invited" to "pre-register" for an IPO (Doximity)
Replies: 98
Views: 14194

Re: I'm being "invited" to "pre-register" for an IPO (Doximity)

So far the Doximity IPO has produced an 83% gain for those of us that bought in to the offering. I'm happy so far and plan to sell half to recoup my investment if it makes it to 100% gain ($52). Then I'll let the rest ride and follow along. Sometimes this forum seems so risk averse that people miss out on good opportunities. Bogleheads definitely helped me get my investing portfolio optimized but in this bull market I find myself straying from the conservative principles promoted on this site. Nothing crazy but I do have several individual stocks and now I've participated in an IPO. Who knows I may sell my index funds and go 100% individual stocks. Just kidding. I'm actually only 50% stocks at this time. YOLO. Nice. How much did they let y...
by tigerdoc93
Thu Jun 24, 2021 2:48 pm
Forum: Personal Investments
Topic: I'm being "invited" to "pre-register" for an IPO (Doximity)
Replies: 98
Views: 14194

Re: I'm being "invited" to "pre-register" for an IPO (Doximity)

So far the Doximity IPO has produced an 83% gain for those of us that bought in to the offering. I'm happy so far and plan to sell half to recoup my investment if it makes it to 100% gain ($52). Then I'll let the rest ride and follow along. Sometimes this forum seems so risk averse that people miss out on good opportunities. Bogleheads definitely helped me get my investing portfolio optimized but in this bull market I find myself straying from the conservative principles promoted on this site. Nothing crazy but I do have several individual stocks and now I've participated in an IPO. Who knows I may sell my index funds and go 100% individual stocks. Just kidding. I'm actually only 50% stocks at this time. YOLO.
by tigerdoc93
Thu Jun 17, 2021 7:26 am
Forum: Personal Investments
Topic: I'm being "invited" to "pre-register" for an IPO (Doximity)
Replies: 98
Views: 14194

Re: I'm being "invited" to "pre-register" for an IPO (Doximity)

aristotelian wrote: Tue Jun 15, 2021 12:45 pm
tigerdoc93 wrote: Mon Jun 07, 2021 8:55 pm I’m going to participate mostly out of curiosity but also to learn more about the IPO process.
So making money has nothing to do with it?
🤔 Making money is implicit in all types of investing. Otherwise what’s the point?
by tigerdoc93
Tue Jun 08, 2021 7:15 am
Forum: Personal Investments
Topic: I'm being "invited" to "pre-register" for an IPO (Doximity)
Replies: 98
Views: 14194

Re: I'm being "invited" to "pre-register" for an IPO (Doximity)

Tingting1013 wrote:

“13 minutes in...the average US IPO over the past year has had a 40% pop on the first day of trading. I wish all the doctors participating best of luck!”

That would be nice! I’ve got to find out the details especially regarding a lock out period.
by tigerdoc93
Mon Jun 07, 2021 9:04 pm
Forum: Personal Investments
Topic: I'm being "invited" to "pre-register" for an IPO (Doximity)
Replies: 98
Views: 14194

Re: I'm being "invited" to "pre-register" for an IPO (Doximity)

neurosphere wrote: Mon Jun 07, 2021 8:59 pm
tigerdoc93 wrote: Mon Jun 07, 2021 8:55 pm I’m going to participate mostly out of curiosity but also to learn more about the IPO process.
We will learn together! For the record, I'm considering this 100% casino +/- tuition money. :mrgreen:
Me too!
by tigerdoc93
Mon Jun 07, 2021 8:55 pm
Forum: Personal Investments
Topic: I'm being "invited" to "pre-register" for an IPO (Doximity)
Replies: 98
Views: 14194

Re: I'm being "invited" to "pre-register" for an IPO (Doximity)

I’m going to participate mostly out of curiosity but also to learn more about the IPO process.
by tigerdoc93
Sat May 22, 2021 7:36 am
Forum: Personal Consumer Issues
Topic: Ring system glitch = overcharge
Replies: 3
Views: 604

Re: Ring system glitch = overcharge

Ring cameras are great! I used to have a couple ring cameras myself. Keep in mind that there are also other comparable video doorbells and security cameras available now that do not charge an annual fee. That’s why I purchased Eufy video doorbell and security cameras. Does same thing as Ring and there are no annual fees.
by tigerdoc93
Wed May 19, 2021 9:50 am
Forum: Forum Issues and Administration
Topic: New Forum Policy Prohibiting Discussions of Cryptocurrency, Market Manipulation Schemes, etc as Investing Strategies
Replies: 271
Views: 107608

Re: New Forum Policy Prohibiting Discussions of Cryptocurrency, Market Manipulation Schemes, etc as Investing Strategies

I disagree with the decision to ban discussions about cryptocurrencies . Full disclosure: I own no btc, doge, etherium but I have traded gbtc in the past. Made a good profit by the way. But seriously I learned about crypto on this site by reading posts from people with significant knowledge and wisdom. I think adults can take in information and make an educated decision. If a particular thread goes out of bounds then the moderator should step in and lock it. Not a fan of censoring topics. It’s a slippery slope.
by tigerdoc93
Wed Apr 07, 2021 5:53 pm
Forum: Personal Consumer Issues
Topic: No foreign fee, reimburse atm fee cards besides Schwab?
Replies: 53
Views: 6939

Re: No foreign fee, reimburse atm fee cards besides Schwab?

Chip wrote: Tue Apr 06, 2021 6:31 am
tigerdoc93 wrote: Tue Apr 06, 2021 5:59 am Fidelity: 1% FTF. 2% cash back. Earn 1% using fidelity internationally. Money is fungible.
I think you're talking about the credit card, not the debit card. This just adds to the confusion.

As mentioned many times above, the Fidelity DEBIT card does NOT have a FTF when used to make ATM withdrawals. It does have a 1% FTF when used for purchases. AFAIK, there is no cash back provision with the DEBIT card.
You are correct. I was talking about the Fidelity credit card not the debit card. My bad. I guess I never think about debit cards anymore b/c I always use credit cards for the rewards
by tigerdoc93
Tue Apr 06, 2021 5:59 am
Forum: Personal Consumer Issues
Topic: No foreign fee, reimburse atm fee cards besides Schwab?
Replies: 53
Views: 6939

Re: No foreign fee, reimburse atm fee cards besides Schwab?

Fidelity: 1% FTF. 2% cash back. Earn 1% using fidelity internationally. Money is fungible.
by tigerdoc93
Wed Jan 27, 2021 9:43 am
Forum: Investing - Theory, News & General
Topic: Brokerage outages
Replies: 96
Views: 3562

Re: Vanguard website issues... again?

you might want to read the "I'm leaving Fidelity" thread.
OMG! I'll read through that thread. However, I have a brokerage account at Fidelity and have been very impressed. Just last week I transferred a large sum of money from Fidelity to my checking account to buy a property and it was in the checking account within 5 minutes. I was expecting it to take at least 24 hours. Also, I like the 2% credit card. Last year I had over $1000 of rewards automatically deposited to my brokerage account.
by tigerdoc93
Wed Jan 27, 2021 9:36 am
Forum: Investing - Theory, News & General
Topic: Brokerage outages
Replies: 96
Views: 3562

Re: Vanguard website issues... again?

Vanguard website and customer service continue to deteriorate. It's disappointing to say the least b/c I believe in the company. But I'm getting close to moving all my assets at Vanguard to Fidelity. The only things stopping me are nostalgia and malaise! :annoyed
by tigerdoc93
Wed Jan 27, 2021 9:32 am
Forum: Investing - Theory, News & General
Topic: Brokerage outages
Replies: 96
Views: 3562

Re: Vanguard website issues... again?

Yes. I'm having issues with the website. It's very glitchy and I'm unable to place any orders to buy securities. Ugh!
by tigerdoc93
Thu Jan 21, 2021 9:05 am
Forum: Personal Finance (Not Investing)
Topic: Any Bogleheads hold/ held Berkshire Hathaway Shares?
Replies: 32
Views: 3564

Re: Any Bogleheads hold/ held Berkshire Hathaway Shares?

I'm intrigued. How much of a discount do you get for that?
I think it varies by state but when I received the discount for brk shareholders a few years ago it was 8%.
by tigerdoc93
Thu Jan 21, 2021 8:30 am
Forum: Personal Finance (Not Investing)
Topic: Any Bogleheads hold/ held Berkshire Hathaway Shares?
Replies: 32
Views: 3564

Re: Any Bogleheads hold/ held Berkshire Hathaway Shares?

BRK is a blue chip stock that can serve as a core position in an individual portfolio. I own it in my portfolio and am quite happy with its performance. It is located in taxable account so I don’t mind that it doesn’t issue dividends. I expect that it will basically track the S&P 500 over time but who really knows.
by tigerdoc93
Thu Jan 21, 2021 7:42 am
Forum: Investing - Theory, News & General
Topic: Are We in Another Housing Bubble? (Charlotte NC region)
Replies: 59
Views: 6848

Re: Are We in Another Housing Bubble? (Charlotte NC region)

😂. I’m surprised not a single poster mentioned Nashville! The housing market there exploded several years ago. Homes sell same day they are listed for much higher than asking price.
by tigerdoc93
Tue Jan 19, 2021 5:03 am
Forum: Personal Investments
Topic: Low cost actively managed international ETF
Replies: 18
Views: 1820

Re: Low cost actively managed international ETF

The international fund/etf would be for IRA.
by tigerdoc93
Mon Jan 18, 2021 9:40 pm
Forum: Personal Investments
Topic: Whats the most gross expense ratio you would consider when buying a mutual fund?
Replies: 73
Views: 7892

Re: Whats the most gross expense ratio you would consider when buying a mutual fund?

I definitely try to keep expense ratios as low as possible b/c costs matter. But, I will pay a high expense ratio for access to funds that diversify my portfolio. For example, last year I bought GBTC at 2% expense ratio to get bitcoin exposure. Then I sold it several months later for several thousand dollar profit.
by tigerdoc93
Mon Jan 18, 2021 9:33 pm
Forum: Personal Investments
Topic: Low cost actively managed international ETF
Replies: 18
Views: 1820

Re: Low cost actively managed international ETF

There shouldn't be any actively managed funds that are "Boglehead approved" since index investing is at the heart of the Boglehead philosophy.
I have no problem with index funds and most of my portfolio is invested in index funds. However one of my best performing funds is an actively managed vanguard mutual fund, VDIGX. I’m looking for a similar fund in the international market. The previous suggestion of VIGI is a great fit for my investment strategy and I’m considering adding it to my portfolio.
by tigerdoc93
Mon Jan 18, 2021 7:43 am
Forum: Personal Investments
Topic: Low cost actively managed international ETF
Replies: 18
Views: 1820

Re: Low cost actively managed international ETF

VIGI (Vanguard International Dividend Appreciation Index ETF) has only a 0.20% expense ratio. It is not actively managed, but does uses a propriety index so it is different than VXUS (Vanguard Total International Stock Market Index).
Thanks for the information. I will check it out.
by tigerdoc93
Mon Jan 18, 2021 7:07 am
Forum: Personal Investments
Topic: Low cost actively managed international ETF
Replies: 18
Views: 1820

Low cost actively managed international ETF

Are there any low cost actively managed international ETFs, preferably Vanguard based? Upon reviewing my portfolio I became aware that I am currently underweight international stocks. Right now I have a 95% US stocks and I’d like to increase the percentage to somewhere around 25%. I understand that passive index funds are the typical recommendation, but I am trying to determine if there are any low-cost actively managed international funds that are boglehead approved. Thanks.
by tigerdoc93
Wed Dec 23, 2020 1:00 pm
Forum: Personal Investments
Topic: How long does it take your employer to deposit to your 401K?
Replies: 5
Views: 402

Re: How long does it take your employer to deposit to your 401K?

My employer takes up to 14 days to deposit money into the 401(k). Sounds like your employer is much more efficient than mine!
by tigerdoc93
Thu Dec 03, 2020 7:40 am
Forum: Personal Consumer Issues
Topic: Neptune City New Jersey
Replies: 11
Views: 1029

Re: Neptune City New Jersey

bluebolt wrote: Wed Dec 02, 2020 8:18 pm Wall Twp and Ocean Grove would be nice places to look also.
Thank you.
by tigerdoc93
Wed Dec 02, 2020 8:12 pm
Forum: Personal Consumer Issues
Topic: Neptune City New Jersey
Replies: 11
Views: 1029

Re: Neptune City New Jersey

Thanks everyone for your help! I’ll pass the information on to my daughter. Very much appreciate you taking the time to post.
by tigerdoc93
Wed Dec 02, 2020 4:03 pm
Forum: Personal Consumer Issues
Topic: Neptune City New Jersey
Replies: 11
Views: 1029

Neptune City New Jersey

My daughter, a registered nurse, is considering a temporary travel assignment for 8 weeks at Jersey Shore university medical center in Neptune city , NJ. I’m trying to find out if this is a safe area or somewhere she should avoid. Hopefully someone on this forum is familiar with the area and can chime in. I would greatly appreciate any advice!
by tigerdoc93
Mon Nov 09, 2020 8:16 am
Forum: Investing - Theory, News & General
Topic: % allocation in bitcoin
Replies: 204
Views: 16614

Re: % allocation in bitcoin

nisiprius wrote: Mon Nov 09, 2020 7:35 am
tigerdoc93 wrote: Sun Nov 08, 2020 7:19 pm I like to make money so yes I have a small allocation to bitcoin approximately 1%
I don't understand the syllogism. Why can't you replace the word "bitcoin" in that statement with "lottery tickets" or "ownership of racehorses" or "angel investing in tech startups?" Or do you allocate 1% to each of these, too? Many people have made large amounts of money doing all of those things.
The syllogism is I’ve concluded (rightly or wrongly)that owning bitcoin is making me money so it has a very small allocation in my portfolio. No I don’t invest in racehorses or tech startups b/c I don’t have the money or opportunity.
by tigerdoc93
Sun Nov 08, 2020 7:19 pm
Forum: Investing - Theory, News & General
Topic: % allocation in bitcoin
Replies: 204
Views: 16614

Re: % allocation in bitcoin

I like to make money so yes I have a small allocation to bitcoin approximately 1%
by tigerdoc93
Tue Nov 03, 2020 6:59 am
Forum: Personal Consumer Issues
Topic: Improving Wi-Fi coverage: Use existing Cat5e and MoCA? [Solved]
Replies: 87
Views: 9293

Re: Improving Wi-Fi coverage: Use existing Cat5e and MoCA?

I went with google WiFi several years ago and it works flawlessly! Seriously give it a try.
by tigerdoc93
Thu Oct 29, 2020 9:24 pm
Forum: Investing - Theory, News & General
Topic: Gold as a diversifier
Replies: 6
Views: 901

Re: Gold as a diversifier

I happen to believe gold and silver will perform well in our current economic environment. Time will tell
by tigerdoc93
Thu Oct 29, 2020 5:40 am
Forum: Personal Consumer Issues
Topic: Help...we're getting a dog!
Replies: 157
Views: 12093

Re: Help...we're getting a dog!

$500 deposit! Oh my . How much is the pet going to cost?
by tigerdoc93
Wed Oct 28, 2020 7:17 am
Forum: Personal Consumer Issues
Topic: Help...we're getting a dog!
Replies: 157
Views: 12093

Re: Help...we're getting a dog!

Golden doodles are quite large dogs! I suggest considering a Boston terrier or French bulldog. They make great pets and love children. We have two Boston Terriers and our daughter has a French bulldog. I wouldn’t trade them for anything in the world!
by tigerdoc93
Tue Oct 27, 2020 5:39 am
Forum: Personal Consumer Issues
Topic: Best place to sell used truck (1998)
Replies: 31
Views: 2371

Re: Best place to sell used truck (1998)

Facebook marketplace is the way to go. You can vet prospective buyers fairly well on that platform. If you get an interested party you can have them meet you in a public place like your bank. I understand your anxiety but selling a vehicle is a pretty straightforward simple process.
by tigerdoc93
Tue Sep 29, 2020 4:24 am
Forum: Personal Investments
Topic: starting out intelligently.
Replies: 142
Views: 5628

Re: VHT And VNQ

JNJ is AAA rated stock and is my only individual stock in healthcare sector at this time. I believe it is fairly valued currently and poised for a bounce due to their Covid-19 vaccine. Of course you can get exposure to JNJ by purchasing VTSAX .
by tigerdoc93
Fri Sep 18, 2020 6:40 am
Forum: Personal Finance (Not Investing)
Topic: Physician Retirement Savings
Replies: 464
Views: 109709

Re: Physician Retirement Savings

I almost spilled my coffee when I read that you are re-evaluating whether or not you need disability and life insurance with your stated net worth! 😂. Of course you don’t need the disability or life insurance. You may want them for other reasons but that’s another story.
by tigerdoc93
Wed Sep 02, 2020 5:55 am
Forum: Personal Finance (Not Investing)
Topic: Underwriter asking about husband's old child support as if it is current
Replies: 21
Views: 3352

Re: Underwriter asking about husband's old child support as if it is current

I feel your pain as my daughter just bought a home and underwriters ask for a ridiculous amount of records. We paid for her dog’s surgery and transferred money to her account. The underwriters flagged this transaction and required us to submit banking statements and an affidavit. The level of bureaucracy involved in applying for mortgage has reached ridiculous proportions. I can’t answer your question but I’d recommend speaking with your banker/mortgage broker and see what they suggest. It sounds like you have already submitted sufficient evidence that the child support has been retired
by tigerdoc93
Wed Aug 26, 2020 11:24 pm
Forum: Personal Investments
Topic: Mutual funds / ETFs for crypto
Replies: 14
Views: 1075

Re: Mutual funds / ETFs for crypto

Thanks for the info regarding gbtc trading at a premium to the amount of bitcoin it contains