Search found 231 matches

by tigerdoc93
Wed Jan 27, 2021 10:43 am
Forum: Investing - Theory, News & General
Topic: Brokerage outages
Replies: 96
Views: 1439

Re: Vanguard website issues... again?

you might want to read the "I'm leaving Fidelity" thread. OMG! I'll read through that thread. However, I have a brokerage account at Fidelity and have been very impressed. Just last week I transferred a large sum of money from Fidelity to my checking account to buy a property and it was i...
by tigerdoc93
Wed Jan 27, 2021 10:36 am
Forum: Investing - Theory, News & General
Topic: Brokerage outages
Replies: 96
Views: 1439

Re: Vanguard website issues... again?

Vanguard website and customer service continue to deteriorate. It's disappointing to say the least b/c I believe in the company. But I'm getting close to moving all my assets at Vanguard to Fidelity. The only things stopping me are nostalgia and malaise! :annoyed
by tigerdoc93
Wed Jan 27, 2021 10:32 am
Forum: Investing - Theory, News & General
Topic: Brokerage outages
Replies: 96
Views: 1439

Re: Vanguard website issues... again?

Yes. I'm having issues with the website. It's very glitchy and I'm unable to place any orders to buy securities. Ugh!
by tigerdoc93
Thu Jan 21, 2021 10:05 am
Forum: Personal Finance (Not Investing)
Topic: Any Bogleheads hold/ held Berkshire Hathaway Shares?
Replies: 17
Views: 1609

Re: Any Bogleheads hold/ held Berkshire Hathaway Shares?

I'm intrigued. How much of a discount do you get for that?
I think it varies by state but when I received the discount for brk shareholders a few years ago it was 8%.
by tigerdoc93
Thu Jan 21, 2021 9:30 am
Forum: Personal Finance (Not Investing)
Topic: Any Bogleheads hold/ held Berkshire Hathaway Shares?
Replies: 17
Views: 1609

Re: Any Bogleheads hold/ held Berkshire Hathaway Shares?

BRK is a blue chip stock that can serve as a core position in an individual portfolio. I own it in my portfolio and am quite happy with its performance. It is located in taxable account so I don’t mind that it doesn’t issue dividends. I expect that it will basically track the S&P 500 over time b...
by tigerdoc93
Thu Jan 21, 2021 8:42 am
Forum: Investing - Theory, News & General
Topic: Are We in Another Housing Bubble? (Charlotte NC region)
Replies: 59
Views: 4845

Re: Are We in Another Housing Bubble? (Charlotte NC region)

😂. I’m surprised not a single poster mentioned Nashville! The housing market there exploded several years ago. Homes sell same day they are listed for much higher than asking price.
by tigerdoc93
Tue Jan 19, 2021 6:03 am
Forum: Personal Investments
Topic: Low cost actively managed international ETF
Replies: 18
Views: 1359

Re: Low cost actively managed international ETF

The international fund/etf would be for IRA.
by tigerdoc93
Mon Jan 18, 2021 10:40 pm
Forum: Personal Investments
Topic: Whats the most gross expense ratio you would consider when buying a mutual fund?
Replies: 73
Views: 6379

Re: Whats the most gross expense ratio you would consider when buying a mutual fund?

I definitely try to keep expense ratios as low as possible b/c costs matter. But, I will pay a high expense ratio for access to funds that diversify my portfolio. For example, last year I bought GBTC at 2% expense ratio to get bitcoin exposure. Then I sold it several months later for several thousan...
by tigerdoc93
Mon Jan 18, 2021 10:33 pm
Forum: Personal Investments
Topic: Low cost actively managed international ETF
Replies: 18
Views: 1359

Re: Low cost actively managed international ETF

There shouldn't be any actively managed funds that are "Boglehead approved" since index investing is at the heart of the Boglehead philosophy. I have no problem with index funds and most of my portfolio is invested in index funds. However one of my best performing funds is an actively man...
by tigerdoc93
Mon Jan 18, 2021 8:43 am
Forum: Personal Investments
Topic: Low cost actively managed international ETF
Replies: 18
Views: 1359

Re: Low cost actively managed international ETF

VIGI (Vanguard International Dividend Appreciation Index ETF) has only a 0.20% expense ratio. It is not actively managed, but does uses a propriety index so it is different than VXUS (Vanguard Total International Stock Market Index).
Thanks for the information. I will check it out.
by tigerdoc93
Mon Jan 18, 2021 8:07 am
Forum: Personal Investments
Topic: Low cost actively managed international ETF
Replies: 18
Views: 1359

Low cost actively managed international ETF

Are there any low cost actively managed international ETFs, preferably Vanguard based? Upon reviewing my portfolio I became aware that I am currently underweight international stocks. Right now I have a 95% US stocks and I’d like to increase the percentage to somewhere around 25%. I understand that ...
by tigerdoc93
Wed Dec 23, 2020 2:00 pm
Forum: Personal Investments
Topic: How long does it take your employer to deposit to your 401K?
Replies: 5
Views: 314

Re: How long does it take your employer to deposit to your 401K?

My employer takes up to 14 days to deposit money into the 401(k). Sounds like your employer is much more efficient than mine!
by tigerdoc93
Thu Dec 03, 2020 8:40 am
Forum: Personal Consumer Issues
Topic: Neptune City New Jersey
Replies: 11
Views: 740

Re: Neptune City New Jersey

bluebolt wrote: Wed Dec 02, 2020 9:18 pm Wall Twp and Ocean Grove would be nice places to look also.
Thank you.
by tigerdoc93
Wed Dec 02, 2020 9:12 pm
Forum: Personal Consumer Issues
Topic: Neptune City New Jersey
Replies: 11
Views: 740

Re: Neptune City New Jersey

Thanks everyone for your help! I’ll pass the information on to my daughter. Very much appreciate you taking the time to post.
by tigerdoc93
Wed Dec 02, 2020 5:03 pm
Forum: Personal Consumer Issues
Topic: Neptune City New Jersey
Replies: 11
Views: 740

Neptune City New Jersey

My daughter, a registered nurse, is considering a temporary travel assignment for 8 weeks at Jersey Shore university medical center in Neptune city , NJ. I’m trying to find out if this is a safe area or somewhere she should avoid. Hopefully someone on this forum is familiar with the area and can chi...
by tigerdoc93
Mon Nov 09, 2020 9:16 am
Forum: Investing - Theory, News & General
Topic: % allocation in bitcoin
Replies: 204
Views: 12456

Re: % allocation in bitcoin

I like to make money so yes I have a small allocation to bitcoin approximately 1% I don't understand the syllogism. Why can't you replace the word "bitcoin" in that statement with "lottery tickets" or "ownership of racehorses" or "angel investing in tech startups?...
by tigerdoc93
Sun Nov 08, 2020 8:19 pm
Forum: Investing - Theory, News & General
Topic: % allocation in bitcoin
Replies: 204
Views: 12456

Re: % allocation in bitcoin

I like to make money so yes I have a small allocation to bitcoin approximately 1%
by tigerdoc93
Tue Nov 03, 2020 7:59 am
Forum: Personal Consumer Issues
Topic: Improving Wi-Fi coverage: Use existing Cat5e and MoCA? [Solved]
Replies: 87
Views: 5977

Re: Improving Wi-Fi coverage: Use existing Cat5e and MoCA?

I went with google WiFi several years ago and it works flawlessly! Seriously give it a try.
by tigerdoc93
Thu Oct 29, 2020 9:24 pm
Forum: Investing - Theory, News & General
Topic: Gold as a diversifier
Replies: 6
Views: 738

Re: Gold as a diversifier

I happen to believe gold and silver will perform well in our current economic environment. Time will tell
by tigerdoc93
Thu Oct 29, 2020 5:40 am
Forum: Personal Consumer Issues
Topic: Help...we're getting a dog!
Replies: 157
Views: 8791

Re: Help...we're getting a dog!

$500 deposit! Oh my . How much is the pet going to cost?
by tigerdoc93
Wed Oct 28, 2020 7:17 am
Forum: Personal Consumer Issues
Topic: Help...we're getting a dog!
Replies: 157
Views: 8791

Re: Help...we're getting a dog!

Golden doodles are quite large dogs! I suggest considering a Boston terrier or French bulldog. They make great pets and love children. We have two Boston Terriers and our daughter has a French bulldog. I wouldn’t trade them for anything in the world!
by tigerdoc93
Tue Oct 27, 2020 5:39 am
Forum: Personal Consumer Issues
Topic: Best place to sell used truck (1998)
Replies: 31
Views: 1827

Re: Best place to sell used truck (1998)

Facebook marketplace is the way to go. You can vet prospective buyers fairly well on that platform. If you get an interested party you can have them meet you in a public place like your bank. I understand your anxiety but selling a vehicle is a pretty straightforward simple process.
by tigerdoc93
Tue Sep 29, 2020 4:24 am
Forum: Personal Investments
Topic: starting out intelligently.
Replies: 142
Views: 3828

Re: VHT And VNQ

JNJ is AAA rated stock and is my only individual stock in healthcare sector at this time. I believe it is fairly valued currently and poised for a bounce due to their Covid-19 vaccine. Of course you can get exposure to JNJ by purchasing VTSAX .
by tigerdoc93
Fri Sep 18, 2020 6:40 am
Forum: Personal Finance (Not Investing)
Topic: Physician Retirement Savings
Replies: 400
Views: 88144

Re: Physician Retirement Savings

I almost spilled my coffee when I read that you are re-evaluating whether or not you need disability and life insurance with your stated net worth! 😂. Of course you don’t need the disability or life insurance. You may want them for other reasons but that’s another story.
by tigerdoc93
Wed Sep 02, 2020 5:55 am
Forum: Personal Finance (Not Investing)
Topic: Underwriter asking about husband's old child support as if it is current
Replies: 21
Views: 2474

Re: Underwriter asking about husband's old child support as if it is current

I feel your pain as my daughter just bought a home and underwriters ask for a ridiculous amount of records. We paid for her dog’s surgery and transferred money to her account. The underwriters flagged this transaction and required us to submit banking statements and an affidavit. The level of bureau...
by tigerdoc93
Wed Aug 26, 2020 11:24 pm
Forum: Personal Investments
Topic: Mutual funds / ETFs for crypto
Replies: 14
Views: 820

Re: Mutual funds / ETFs for crypto

Thanks for the info regarding gbtc trading at a premium to the amount of bitcoin it contains
by tigerdoc93
Wed Aug 26, 2020 9:14 pm
Forum: Personal Investments
Topic: Mutual funds / ETFs for crypto
Replies: 14
Views: 820

Re: Mutual funds / ETFs for crypto

I have 1% of my portfolio in GBTC ( grayscale bitcoin trust). It’s an ETF that invests in bitcoin. Be aware it has a high expense ratio (2%) so most bogleheads would never consider speculating with GBTC. But I have had some decent returns so far! YMMV. :sharebeer
by tigerdoc93
Fri Jun 26, 2020 7:57 am
Forum: Personal Finance (Not Investing)
Topic: Question about healthcare careers
Replies: 10
Views: 784

Re: Question about healthcare careers

Pharmacy tech is another option to consider
by tigerdoc93
Wed Jun 24, 2020 7:11 am
Forum: Investing - Theory, News & General
Topic: 2007 to 2020: The changing advice of "A Random Walk Down Wall Street"
Replies: 68
Views: 11869

Re: 2007 to 2020: The changing advice of "A Random Walk Down Wall Street"

No recommendation for gold in this environment??i’m not an economist or financial expert but I believe gold makes sense right now for many reasons: fear, weakening dollar, central bank printing trillions of dollars, etc. Also, I like making money and gold is really contributing to my portfolio right...
by tigerdoc93
Wed Jun 17, 2020 8:08 pm
Forum: Personal Finance (Not Investing)
Topic: Might buy a beach house. Looking for advice.
Replies: 42
Views: 6041

Re: Might buy a beach house. Looking for advice.

My wife would like to own a beach house in Sunnyside, FL, not far from 30A. Sounds great to me but it’s only going to happen when we can pay cash. There is no way we’d be comfortable with a million dollar mortgage! That’s a significant amount of debt, to us at least. My 2 cents.
by tigerdoc93
Tue Jun 16, 2020 5:37 am
Forum: Investing - Theory, News & General
Topic: What famous investing quote reminds you of your investing style?
Replies: 150
Views: 7771

Re: What famous investing quote reminds you of your investing style?

Not my favorite but a good one : “the market can stay irrational longer than you can remain solvent “. John Maynard Keynes
by tigerdoc93
Tue Jun 16, 2020 5:28 am
Forum: Investing - Theory, News & General
Topic: What are your thoughts on the "Golden Butterfly" portfolio?
Replies: 381
Views: 58418

Re: What are your thoughts on the "Golden Butterfly" portfolio?

I’m certainly not an economist but I predict gold is in the early phases of a bull run. Only time will tell.
by tigerdoc93
Wed Jun 03, 2020 8:36 pm
Forum: Investing - Theory, News & General
Topic: Gold vs bonds
Replies: 72
Views: 4274

Re: Gold vs bonds

I’m bullish on gold for short to medium term.
by tigerdoc93
Fri May 29, 2020 9:27 pm
Forum: Personal Consumer Issues
Topic: Condensation line in attic / AC air handler
Replies: 18
Views: 1206

Re: Condensation line in attic / AC air handler

The bleach works well to keep lines free of mold. Just remember bleach is bleach and the bricks around the drain will definitely fade.
by tigerdoc93
Mon May 18, 2020 8:26 pm
Forum: Personal Consumer Issues
Topic: Refrigerator Malfunction
Replies: 20
Views: 1698

Re: Refrigerator Malfunction

My Samsung refrigerator made a humming noise when fan blades got covered in ice. I unplugged the fridge, removed the food, and defrosted for 4 hours. Humming went away and hasn’t returned several months later.
by tigerdoc93
Wed Feb 05, 2020 7:05 am
Forum: Investing - Theory, News & General
Topic: Fun money investing?
Replies: 5
Views: 756

Re: Fun money investing?

Check out PENN. just bought majority stake in barstool sports. My young adult son informed me that barstool sports is very popular among millennials
by tigerdoc93
Tue Jan 28, 2020 11:59 am
Forum: Personal Finance (Not Investing)
Topic: What is the best path to get into MED School for a high school senior?
Replies: 72
Views: 6696

Re: What is the best path to get into MED School for a high school senior?

With her MCAT score and GPA, she should have little to no difficulty getting into medical school. I’ve been told there is some correlation between ACT score and MCAT score. When I went to medical school in 1997 an MCAT score of 27 was good enough for admission to a state school. I am not sure what c...
by tigerdoc93
Fri Jan 24, 2020 8:10 am
Forum: Personal Finance (Not Investing)
Topic: Warning: Solo K and 5500 EZ
Replies: 119
Views: 8517

Re: Warning: Solo K and 5500 EZ

This is just another reason I like my SEP-IRA.
by tigerdoc93
Fri Jan 24, 2020 8:04 am
Forum: Personal Investments
Topic: How to maximize available headroom in tax bracket
Replies: 4
Views: 531

Re: How to maximize available headroom in tax bracket

Thanks for this info as I will be contemplating Roth conversions in future.
by tigerdoc93
Fri Jan 17, 2020 9:35 pm
Forum: Personal Investments
Topic: changing AA as one approaches their "number"
Replies: 8
Views: 867

Re: changing AA as one approaches their "number"

IMO it’s very appropriate to dial back risk when you have reached your retirement goals. Congratulations on a job well done
by tigerdoc93
Sun Dec 08, 2019 11:03 am
Forum: Personal Consumer Issues
Topic: Target gift cards 10% off tomorrow (Sunday Dec. 8)
Replies: 65
Views: 6388

Re: Target gift cards 10% off tomorrow (Sunday Dec. 8)

Thanks for posting this information.
by tigerdoc93
Sat Nov 16, 2019 6:19 am
Forum: Personal Consumer Issues
Topic: Best thing you have ever bought?
Replies: 151
Views: 14567

Re: Best thing you have ever bought?

Somebody beat me to it but I’d have to say iPhone. It has completely changed my life. I’m amazed what you can do with an iPhone.
by tigerdoc93
Tue Oct 22, 2019 7:26 pm
Forum: Personal Consumer Issues
Topic: Turks & Caicos on a budget??
Replies: 14
Views: 2991

Re: Turks & Caicos on a budget??

My wife and I really enjoyed the beaches resort. I don’t recall how expensive it was but it was all inclusive.
by tigerdoc93
Mon Oct 21, 2019 8:33 pm
Forum: Personal Consumer Issues
Topic: BCBS wont pay lab bill...
Replies: 44
Views: 4460

Re: BCBS wont pay lab bill...

Physicians do not always know what a test costs before ordering it. I’m an ER doc and I think it’s safe to say most ER docs have little knowledge of the cost of a test before ordering it.
by tigerdoc93
Mon Oct 21, 2019 8:26 pm
Forum: Investing - Theory, News & General
Topic: Buying after PR Crisis [Public Relations Crisis (Boeing 737 Max)]
Replies: 71
Views: 7072

Re: Buying after PR Crisis [Public Relations Crisis (Boeing 737 Max)]

I have no special knowledge but common sense told me to short Boeing after the 2 crashes. Unfortunately I’m too scared to short stocks so I missed out. With all the negative press, the fact that the 737 max is still grounded, the inflammatory text messages from a test pilot, the cutting of corners, ...
by tigerdoc93
Mon Oct 21, 2019 6:57 pm
Forum: Personal Consumer Issues
Topic: BCBS wont pay lab bill...
Replies: 44
Views: 4460

Re: BCBS wont pay lab bill...

Need more info. What test was performed? The amount charged seems high to me as well
by tigerdoc93
Sun Oct 20, 2019 8:17 am
Forum: Personal Investments
Topic: On the fence with I bond- do you agree with this article?
Replies: 29
Views: 2848

Re: On the fence with I bond- do you agree with this article?

I bonds are a great emergency fund and the difficulty redeeming them serves many people well. They also extend your tax advantaged space. They are completely optional but serve a purpose in my portfolio.
by tigerdoc93
Sat Oct 19, 2019 9:09 pm
Forum: Personal Investments
Topic: Berkshire Hathaway Stock in Taxable account
Replies: 15
Views: 2912

Re: Berkshire Hathaway Stock in Taxable account

BRKb is an excellent stock for a taxable account.
by tigerdoc93
Fri Oct 18, 2019 8:14 am
Forum: Personal Finance (Not Investing)
Topic: I bought a STOLEN vehicle!!!
Replies: 106
Views: 16653

Re: I bought a STOLEN vehicle!!!

Were you not suspicious that the deal was too good to be true?? Also, why did you take a photo of his driver’s license and the GF license plate? Maybe I’m too careless when buying a used vehicle but I’ve never done that.
by tigerdoc93
Wed Oct 09, 2019 11:46 pm
Forum: Investing - Theory, News & General
Topic: How many are switching from Fidelity?
Replies: 140
Views: 18062

Re: How many are switching from Fidelity?

Awesome news about fidelity eliminating trading commissions!