Search found 231 matches
- Wed Jan 27, 2021 10:43 am
- Forum: Investing - Theory, News & General
- Topic: Brokerage outages
- Replies: 96
- Views: 1439
Re: Vanguard website issues... again?
you might want to read the "I'm leaving Fidelity" thread. OMG! I'll read through that thread. However, I have a brokerage account at Fidelity and have been very impressed. Just last week I transferred a large sum of money from Fidelity to my checking account to buy a property and it was i...
- Wed Jan 27, 2021 10:36 am
- Forum: Investing - Theory, News & General
- Topic: Brokerage outages
- Replies: 96
- Views: 1439
Re: Vanguard website issues... again?
Vanguard website and customer service continue to deteriorate. It's disappointing to say the least b/c I believe in the company. But I'm getting close to moving all my assets at Vanguard to Fidelity. The only things stopping me are nostalgia and malaise! 

- Wed Jan 27, 2021 10:32 am
- Forum: Investing - Theory, News & General
- Topic: Brokerage outages
- Replies: 96
- Views: 1439
Re: Vanguard website issues... again?
Yes. I'm having issues with the website. It's very glitchy and I'm unable to place any orders to buy securities. Ugh!
- Thu Jan 21, 2021 10:05 am
- Forum: Personal Finance (Not Investing)
- Topic: Any Bogleheads hold/ held Berkshire Hathaway Shares?
- Replies: 17
- Views: 1609
Re: Any Bogleheads hold/ held Berkshire Hathaway Shares?
I think it varies by state but when I received the discount for brk shareholders a few years ago it was 8%.I'm intrigued. How much of a discount do you get for that?
- Thu Jan 21, 2021 9:30 am
- Forum: Personal Finance (Not Investing)
- Topic: Any Bogleheads hold/ held Berkshire Hathaway Shares?
- Replies: 17
- Views: 1609
Re: Any Bogleheads hold/ held Berkshire Hathaway Shares?
BRK is a blue chip stock that can serve as a core position in an individual portfolio. I own it in my portfolio and am quite happy with its performance. It is located in taxable account so I don’t mind that it doesn’t issue dividends. I expect that it will basically track the S&P 500 over time b...
- Thu Jan 21, 2021 8:42 am
- Forum: Investing - Theory, News & General
- Topic: Are We in Another Housing Bubble? (Charlotte NC region)
- Replies: 59
- Views: 4845
Re: Are We in Another Housing Bubble? (Charlotte NC region)
- Tue Jan 19, 2021 6:03 am
- Forum: Personal Investments
- Topic: Low cost actively managed international ETF
- Replies: 18
- Views: 1359
Re: Low cost actively managed international ETF
The international fund/etf would be for IRA.
- Mon Jan 18, 2021 10:40 pm
- Forum: Personal Investments
- Topic: Whats the most gross expense ratio you would consider when buying a mutual fund?
- Replies: 73
- Views: 6379
Re: Whats the most gross expense ratio you would consider when buying a mutual fund?
I definitely try to keep expense ratios as low as possible b/c costs matter. But, I will pay a high expense ratio for access to funds that diversify my portfolio. For example, last year I bought GBTC at 2% expense ratio to get bitcoin exposure. Then I sold it several months later for several thousan...
- Mon Jan 18, 2021 10:33 pm
- Forum: Personal Investments
- Topic: Low cost actively managed international ETF
- Replies: 18
- Views: 1359
Re: Low cost actively managed international ETF
There shouldn't be any actively managed funds that are "Boglehead approved" since index investing is at the heart of the Boglehead philosophy. I have no problem with index funds and most of my portfolio is invested in index funds. However one of my best performing funds is an actively man...
- Mon Jan 18, 2021 8:43 am
- Forum: Personal Investments
- Topic: Low cost actively managed international ETF
- Replies: 18
- Views: 1359
Re: Low cost actively managed international ETF
Thanks for the information. I will check it out.VIGI (Vanguard International Dividend Appreciation Index ETF) has only a 0.20% expense ratio. It is not actively managed, but does uses a propriety index so it is different than VXUS (Vanguard Total International Stock Market Index).
- Mon Jan 18, 2021 8:07 am
- Forum: Personal Investments
- Topic: Low cost actively managed international ETF
- Replies: 18
- Views: 1359
Low cost actively managed international ETF
Are there any low cost actively managed international ETFs, preferably Vanguard based? Upon reviewing my portfolio I became aware that I am currently underweight international stocks. Right now I have a 95% US stocks and I’d like to increase the percentage to somewhere around 25%. I understand that ...
- Wed Dec 23, 2020 2:00 pm
- Forum: Personal Investments
- Topic: How long does it take your employer to deposit to your 401K?
- Replies: 5
- Views: 314
Re: How long does it take your employer to deposit to your 401K?
My employer takes up to 14 days to deposit money into the 401(k). Sounds like your employer is much more efficient than mine!
- Thu Dec 03, 2020 8:40 am
- Forum: Personal Consumer Issues
- Topic: Neptune City New Jersey
- Replies: 11
- Views: 740
- Wed Dec 02, 2020 9:12 pm
- Forum: Personal Consumer Issues
- Topic: Neptune City New Jersey
- Replies: 11
- Views: 740
Re: Neptune City New Jersey
Thanks everyone for your help! I’ll pass the information on to my daughter. Very much appreciate you taking the time to post.
- Wed Dec 02, 2020 5:03 pm
- Forum: Personal Consumer Issues
- Topic: Neptune City New Jersey
- Replies: 11
- Views: 740
Neptune City New Jersey
My daughter, a registered nurse, is considering a temporary travel assignment for 8 weeks at Jersey Shore university medical center in Neptune city , NJ. I’m trying to find out if this is a safe area or somewhere she should avoid. Hopefully someone on this forum is familiar with the area and can chi...
- Mon Nov 09, 2020 9:16 am
- Forum: Investing - Theory, News & General
- Topic: % allocation in bitcoin
- Replies: 204
- Views: 12456
Re: % allocation in bitcoin
I like to make money so yes I have a small allocation to bitcoin approximately 1% I don't understand the syllogism. Why can't you replace the word "bitcoin" in that statement with "lottery tickets" or "ownership of racehorses" or "angel investing in tech startups?...
- Sun Nov 08, 2020 8:19 pm
- Forum: Investing - Theory, News & General
- Topic: % allocation in bitcoin
- Replies: 204
- Views: 12456
Re: % allocation in bitcoin
I like to make money so yes I have a small allocation to bitcoin approximately 1%
- Tue Nov 03, 2020 7:59 am
- Forum: Personal Consumer Issues
- Topic: Improving Wi-Fi coverage: Use existing Cat5e and MoCA? [Solved]
- Replies: 87
- Views: 5977
Re: Improving Wi-Fi coverage: Use existing Cat5e and MoCA?
I went with google WiFi several years ago and it works flawlessly! Seriously give it a try.
- Thu Oct 29, 2020 9:24 pm
- Forum: Investing - Theory, News & General
- Topic: Gold as a diversifier
- Replies: 6
- Views: 738
Re: Gold as a diversifier
I happen to believe gold and silver will perform well in our current economic environment. Time will tell
- Thu Oct 29, 2020 5:40 am
- Forum: Personal Consumer Issues
- Topic: Help...we're getting a dog!
- Replies: 157
- Views: 8791
Re: Help...we're getting a dog!
$500 deposit! Oh my . How much is the pet going to cost?
- Wed Oct 28, 2020 7:17 am
- Forum: Personal Consumer Issues
- Topic: Help...we're getting a dog!
- Replies: 157
- Views: 8791
Re: Help...we're getting a dog!
Golden doodles are quite large dogs! I suggest considering a Boston terrier or French bulldog. They make great pets and love children. We have two Boston Terriers and our daughter has a French bulldog. I wouldn’t trade them for anything in the world!
- Tue Oct 27, 2020 5:39 am
- Forum: Personal Consumer Issues
- Topic: Best place to sell used truck (1998)
- Replies: 31
- Views: 1827
Re: Best place to sell used truck (1998)
Facebook marketplace is the way to go. You can vet prospective buyers fairly well on that platform. If you get an interested party you can have them meet you in a public place like your bank. I understand your anxiety but selling a vehicle is a pretty straightforward simple process.
- Tue Sep 29, 2020 4:24 am
- Forum: Personal Investments
- Topic: starting out intelligently.
- Replies: 142
- Views: 3828
Re: VHT And VNQ
JNJ is AAA rated stock and is my only individual stock in healthcare sector at this time. I believe it is fairly valued currently and poised for a bounce due to their Covid-19 vaccine. Of course you can get exposure to JNJ by purchasing VTSAX .
- Fri Sep 18, 2020 6:40 am
- Forum: Personal Finance (Not Investing)
- Topic: Physician Retirement Savings
- Replies: 400
- Views: 88144
Re: Physician Retirement Savings
I almost spilled my coffee when I read that you are re-evaluating whether or not you need disability and life insurance with your stated net worth!
. Of course you don’t need the disability or life insurance. You may want them for other reasons but that’s another story.
- Wed Sep 02, 2020 5:55 am
- Forum: Personal Finance (Not Investing)
- Topic: Underwriter asking about husband's old child support as if it is current
- Replies: 21
- Views: 2474
Re: Underwriter asking about husband's old child support as if it is current
I feel your pain as my daughter just bought a home and underwriters ask for a ridiculous amount of records. We paid for her dog’s surgery and transferred money to her account. The underwriters flagged this transaction and required us to submit banking statements and an affidavit. The level of bureau...
- Wed Aug 26, 2020 11:24 pm
- Forum: Personal Investments
- Topic: Mutual funds / ETFs for crypto
- Replies: 14
- Views: 820
Re: Mutual funds / ETFs for crypto
Thanks for the info regarding gbtc trading at a premium to the amount of bitcoin it contains
- Wed Aug 26, 2020 9:14 pm
- Forum: Personal Investments
- Topic: Mutual funds / ETFs for crypto
- Replies: 14
- Views: 820
Re: Mutual funds / ETFs for crypto
I have 1% of my portfolio in GBTC ( grayscale bitcoin trust). It’s an ETF that invests in bitcoin. Be aware it has a high expense ratio (2%) so most bogleheads would never consider speculating with GBTC. But I have had some decent returns so far! YMMV. 

- Fri Jun 26, 2020 7:57 am
- Forum: Personal Finance (Not Investing)
- Topic: Question about healthcare careers
- Replies: 10
- Views: 784
Re: Question about healthcare careers
Pharmacy tech is another option to consider
- Wed Jun 24, 2020 7:11 am
- Forum: Investing - Theory, News & General
- Topic: 2007 to 2020: The changing advice of "A Random Walk Down Wall Street"
- Replies: 68
- Views: 11869
Re: 2007 to 2020: The changing advice of "A Random Walk Down Wall Street"
No recommendation for gold in this environment??i’m not an economist or financial expert but I believe gold makes sense right now for many reasons: fear, weakening dollar, central bank printing trillions of dollars, etc. Also, I like making money and gold is really contributing to my portfolio right...
- Wed Jun 17, 2020 8:08 pm
- Forum: Personal Finance (Not Investing)
- Topic: Might buy a beach house. Looking for advice.
- Replies: 42
- Views: 6041
Re: Might buy a beach house. Looking for advice.
My wife would like to own a beach house in Sunnyside, FL, not far from 30A. Sounds great to me but it’s only going to happen when we can pay cash. There is no way we’d be comfortable with a million dollar mortgage! That’s a significant amount of debt, to us at least. My 2 cents.
- Tue Jun 16, 2020 5:37 am
- Forum: Investing - Theory, News & General
- Topic: What famous investing quote reminds you of your investing style?
- Replies: 150
- Views: 7771
Re: What famous investing quote reminds you of your investing style?
Not my favorite but a good one : “the market can stay irrational longer than you can remain solvent “. John Maynard Keynes
- Tue Jun 16, 2020 5:28 am
- Forum: Investing - Theory, News & General
- Topic: What are your thoughts on the "Golden Butterfly" portfolio?
- Replies: 381
- Views: 58418
Re: What are your thoughts on the "Golden Butterfly" portfolio?
I’m certainly not an economist but I predict gold is in the early phases of a bull run. Only time will tell.
- Wed Jun 03, 2020 8:36 pm
- Forum: Investing - Theory, News & General
- Topic: Gold vs bonds
- Replies: 72
- Views: 4274
Re: Gold vs bonds
I’m bullish on gold for short to medium term.
- Fri May 29, 2020 9:27 pm
- Forum: Personal Consumer Issues
- Topic: Condensation line in attic / AC air handler
- Replies: 18
- Views: 1206
Re: Condensation line in attic / AC air handler
The bleach works well to keep lines free of mold. Just remember bleach is bleach and the bricks around the drain will definitely fade.
- Mon May 18, 2020 8:26 pm
- Forum: Personal Consumer Issues
- Topic: Refrigerator Malfunction
- Replies: 20
- Views: 1698
Re: Refrigerator Malfunction
My Samsung refrigerator made a humming noise when fan blades got covered in ice. I unplugged the fridge, removed the food, and defrosted for 4 hours. Humming went away and hasn’t returned several months later.
- Wed Feb 05, 2020 7:05 am
- Forum: Investing - Theory, News & General
- Topic: Fun money investing?
- Replies: 5
- Views: 756
Re: Fun money investing?
Check out PENN. just bought majority stake in barstool sports. My young adult son informed me that barstool sports is very popular among millennials
- Tue Jan 28, 2020 11:59 am
- Forum: Personal Finance (Not Investing)
- Topic: What is the best path to get into MED School for a high school senior?
- Replies: 72
- Views: 6696
Re: What is the best path to get into MED School for a high school senior?
With her MCAT score and GPA, she should have little to no difficulty getting into medical school. I’ve been told there is some correlation between ACT score and MCAT score. When I went to medical school in 1997 an MCAT score of 27 was good enough for admission to a state school. I am not sure what c...
- Fri Jan 24, 2020 8:10 am
- Forum: Personal Finance (Not Investing)
- Topic: Warning: Solo K and 5500 EZ
- Replies: 119
- Views: 8517
Re: Warning: Solo K and 5500 EZ
This is just another reason I like my SEP-IRA.
- Fri Jan 24, 2020 8:04 am
- Forum: Personal Investments
- Topic: How to maximize available headroom in tax bracket
- Replies: 4
- Views: 531
Re: How to maximize available headroom in tax bracket
Thanks for this info as I will be contemplating Roth conversions in future.
- Fri Jan 17, 2020 9:35 pm
- Forum: Personal Investments
- Topic: changing AA as one approaches their "number"
- Replies: 8
- Views: 867
Re: changing AA as one approaches their "number"
IMO it’s very appropriate to dial back risk when you have reached your retirement goals. Congratulations on a job well done
- Sun Dec 08, 2019 11:03 am
- Forum: Personal Consumer Issues
- Topic: Target gift cards 10% off tomorrow (Sunday Dec. 8)
- Replies: 65
- Views: 6388
Re: Target gift cards 10% off tomorrow (Sunday Dec. 8)
Thanks for posting this information.
- Sat Nov 16, 2019 6:19 am
- Forum: Personal Consumer Issues
- Topic: Best thing you have ever bought?
- Replies: 151
- Views: 14567
Re: Best thing you have ever bought?
Somebody beat me to it but I’d have to say iPhone. It has completely changed my life. I’m amazed what you can do with an iPhone.
- Tue Oct 22, 2019 7:26 pm
- Forum: Personal Consumer Issues
- Topic: Turks & Caicos on a budget??
- Replies: 14
- Views: 2991
Re: Turks & Caicos on a budget??
My wife and I really enjoyed the beaches resort. I don’t recall how expensive it was but it was all inclusive.
- Mon Oct 21, 2019 8:33 pm
- Forum: Personal Consumer Issues
- Topic: BCBS wont pay lab bill...
- Replies: 44
- Views: 4460
Re: BCBS wont pay lab bill...
Physicians do not always know what a test costs before ordering it. I’m an ER doc and I think it’s safe to say most ER docs have little knowledge of the cost of a test before ordering it.
- Mon Oct 21, 2019 8:26 pm
- Forum: Investing - Theory, News & General
- Topic: Buying after PR Crisis [Public Relations Crisis (Boeing 737 Max)]
- Replies: 71
- Views: 7072
Re: Buying after PR Crisis [Public Relations Crisis (Boeing 737 Max)]
I have no special knowledge but common sense told me to short Boeing after the 2 crashes. Unfortunately I’m too scared to short stocks so I missed out. With all the negative press, the fact that the 737 max is still grounded, the inflammatory text messages from a test pilot, the cutting of corners, ...
- Mon Oct 21, 2019 6:57 pm
- Forum: Personal Consumer Issues
- Topic: BCBS wont pay lab bill...
- Replies: 44
- Views: 4460
Re: BCBS wont pay lab bill...
Need more info. What test was performed? The amount charged seems high to me as well
- Sun Oct 20, 2019 8:17 am
- Forum: Personal Investments
- Topic: On the fence with I bond- do you agree with this article?
- Replies: 29
- Views: 2848
Re: On the fence with I bond- do you agree with this article?
I bonds are a great emergency fund and the difficulty redeeming them serves many people well. They also extend your tax advantaged space. They are completely optional but serve a purpose in my portfolio.
- Sat Oct 19, 2019 9:09 pm
- Forum: Personal Investments
- Topic: Berkshire Hathaway Stock in Taxable account
- Replies: 15
- Views: 2912
Re: Berkshire Hathaway Stock in Taxable account
BRKb is an excellent stock for a taxable account.
- Fri Oct 18, 2019 8:14 am
- Forum: Personal Finance (Not Investing)
- Topic: I bought a STOLEN vehicle!!!
- Replies: 106
- Views: 16653
Re: I bought a STOLEN vehicle!!!
Were you not suspicious that the deal was too good to be true?? Also, why did you take a photo of his driver’s license and the GF license plate? Maybe I’m too careless when buying a used vehicle but I’ve never done that.
- Wed Oct 09, 2019 11:46 pm
- Forum: Investing - Theory, News & General
- Topic: How many are switching from Fidelity?
- Replies: 140
- Views: 18062
Re: How many are switching from Fidelity?
Awesome news about fidelity eliminating trading commissions!