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tigerdoc93

Somebody beat me to it but I’d have to say iPhone. It has completely changed my life. I’m amazed what you can do with an iPhone.

tigerdoc93

My wife and I really enjoyed the beaches resort. I don’t recall how expensive it was but it was all inclusive.

tigerdoc93

Physicians do not always know what a test costs before ordering it. I’m an ER doc and I think it’s safe to say most ER docs have little knowledge of the cost of a test before ordering it.

tigerdoc93

I have no special knowledge but common sense told me to short Boeing after the 2 crashes. Unfortunately I’m too scared to short stocks so I missed out. With all the negative press, the fact that the 737 max is still grounded, the inflammatory text messages from a test pilot, the cutting of corners, ...

tigerdoc93

Need more info. What test was performed? The amount charged seems high to me as well

tigerdoc93

I bonds are a great emergency fund and the difficulty redeeming them serves many people well. They also extend your tax advantaged space. They are completely optional but serve a purpose in my portfolio.

tigerdoc93

BRKb is an excellent stock for a taxable account.

tigerdoc93

Were you not suspicious that the deal was too good to be true?? Also, why did you take a photo of his driver’s license and the GF license plate? Maybe I’m too careless when buying a used vehicle but I’ve never done that.

tigerdoc93

Awesome news about fidelity eliminating trading commissions!

tigerdoc93

Thanks for posting. I’ll be monitoring this thread for the boglehead opinions.

tigerdoc93

I’ve experienced very slow trades with Vanguard brokerage many times. But I’m on DSL so I thought it might be due to slow internet.

tigerdoc93

If it ain’t in writing it ain’t part of the deal. Lesson learned. Move on with your life and enjoy the vehicle. Do not confront the previous owner. Also, do you even need a warranty for the vehicle?

tigerdoc93

To clarify the fidelity 2% card has a 1% foreign transaction fee but you get 2% back. So net 1% for foreign transactions. No need to leave at home whenever you’re traveling.

tigerdoc93

We bought a home for our daughter while she attended Troy University and it was a good deal. She had a roommate and her rent paid 60% of the costs associated with the home. Then we sold the home 3 years later in less than one week pocketing the equity. So it can be a good investment depending on sit...

tigerdoc93

Microsoft is a great company. Based on it only being 6% of your portfolio it’s clear you don’t need the money. Keep the stock and leave it to your children. As you know they’ll get a step up in basis and they can sell it then.

tigerdoc93

VWIAX: Vanguard Wellesley Admiral shares

tigerdoc93

Good luck investing! Just keep plugging away and saving money and you’ll do well.

tigerdoc93

I wish my 401k had similar choices as yours. If I were you I’d seriously consider VBIAX (vanguard balanced fund)as my only fund. It is very cheap 0.07% ER and is 60% stock and 40% bond. You can literally set it and forget it. That leaves more time available to watch football. I’ll leave you with one...

tigerdoc93

Ah. I missed the “floating the title “ part. I agree you need to be on title before selling.

tigerdoc93

How is it illegal to buy a car, fix it, and then sell it for profit? Tell me what state you live in where that’s illegal so I can avoid doing business there.

tigerdoc93

My first thought was wondering if this thread was going to discuss my hospital’s electronic medical record system

tigerdoc93

I’ve had Centurylink for 15 years here in SE AL. For most of those years we got 0.7 mbps with DSL. Just last year I was able to upgrade to 8 mbps. It works well most of the time. So if I was you I’d keep calling Centurylink until they get a tech out there and get you the advertised 12 mbps. Good luck!

tigerdoc93

Kids grow up and move out. I would stay and make it work.

tigerdoc93

Auburn, Al. Great college town. Close to Columbus, GA. About 90 minutes to Atlanta and 60 minutes to Montgomery.

tigerdoc93

Why not rent a small uhaul trailer?

tigerdoc93

Google Wifi is the simplest and best option IMHO.

tigerdoc93

Seriously, a cheap Frigidaire ($200) with the heating element works much better than the fancy top of line models. Dishes come out clean and dry. I’ve had the more expensive models in past and was unimpressed.

tigerdoc93

In my experience the best dishwashers are the cheapest that still have the old school heating element.

tigerdoc93

When my AC unit tears up it’s always under warranty but I still have to break out the check book to cover labor. It usually goes like this: hey we found the problem. It’s under warranty but we’ve got to order a part. It’ll be in the shop in couple days. A couple days pass , they come out and discove...

tigerdoc93

A dividend appreciation fund is not a high yield dividend fund. It invests in companies that increase dividends over time.

tigerdoc93

Use a plastic zip tool. Costs $2 at Walmart. Easy peasy

tigerdoc93

I logon to vanguard app with fingerprint. iPhone user.

tigerdoc93

With solo 401k you can invest higher percentage of income than you can with SEP-IRA due to employer and employee contributions. The solo 401k is more difficult to set up and maintain. Once you have 250k in the solo 401k you have to complete more paperwork each year at tax time. The SEP-IRA is a bree...

tigerdoc93

Honestly, I think to myself, “OMG that’s a lot of money for a house!”

tigerdoc93

If you’re FI you may not need insurance or at least not that much life insurance. Take the money you’d pay in premiums and invest it.

tigerdoc93

That’s true.

tigerdoc93

Good question. I wonder if any former bogleheads become stock traders or market timers?

tigerdoc93

It is commission free at vanguard

tigerdoc93

Not vanguard fund but I like the ETF ICSH.

tigerdoc93

I’m putting it on my watch list.

tigerdoc93

This is why you never pay until services rendered.

tigerdoc93

Neither. I suggest a Chevy Silverado with black widow package from southern comfort in Trussville, AL. https://www.scaperformance.com/
Now that’s a sweet ride

tigerdoc93

I would do 50% roth and 50% traditional.

tigerdoc93

It sounds like you got the relationship off on the wrong foot. I’d do my best to be neighborly (even though it may be tough now). Try to de-escalate the situation by goodwill. You can start by removing the no trespassing sign. Treat people how you would want to be treated.

tigerdoc93

I’m also interested to know if anybody has actually used first Republic Bank to access DFA funds.

tigerdoc93

Umbrella policy covers this scenario

tigerdoc93

You can buy almost all etfs with vanguard brokerage commission free

tigerdoc93

The bond market is smarter than the equity market. Take that for what it’s worth. Also, inflation is currently 1.5% so it’s incorrect to say that you are losing money by staying in cash. Take a look at Vanguard prime money market rate. Also some online banks offer greater than 2% return on cash. YMMV.

tigerdoc93

I like getting 2% back using my credit card.

tigerdoc93

You have enough money to retire if you want to. End of story. Reading threads like this make me wonder if I’ll ever have enough money to retire.

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