Search found 190 matches

by tigerdoc93
Sat Nov 16, 2019 6:19 am
Forum: Personal Consumer Issues
Topic: Best thing you have ever bought?
Replies: 145
Views: 10811

Re: Best thing you have ever bought?

Somebody beat me to it but I’d have to say iPhone. It has completely changed my life. I’m amazed what you can do with an iPhone.
by tigerdoc93
Tue Oct 22, 2019 7:26 pm
Forum: Personal Consumer Issues
Topic: Turks & Caicos on a budget??
Replies: 14
Views: 2504

Re: Turks & Caicos on a budget??

My wife and I really enjoyed the beaches resort. I don’t recall how expensive it was but it was all inclusive.
by tigerdoc93
Mon Oct 21, 2019 8:33 pm
Forum: Personal Consumer Issues
Topic: BCBS wont pay lab bill...
Replies: 44
Views: 4105

Re: BCBS wont pay lab bill...

Physicians do not always know what a test costs before ordering it. I’m an ER doc and I think it’s safe to say most ER docs have little knowledge of the cost of a test before ordering it.
by tigerdoc93
Mon Oct 21, 2019 8:26 pm
Forum: Investing - Theory, News & General
Topic: Buying after PR Crisis [Public Relations Crisis (Boeing 737 Max)]
Replies: 65
Views: 5904

Re: Buying after PR Crisis [Public Relations Crisis (Boeing 737 Max)]

I have no special knowledge but common sense told me to short Boeing after the 2 crashes. Unfortunately I’m too scared to short stocks so I missed out. With all the negative press, the fact that the 737 max is still grounded, the inflammatory text messages from a test pilot, the cutting of corners, ...
by tigerdoc93
Mon Oct 21, 2019 6:57 pm
Forum: Personal Consumer Issues
Topic: BCBS wont pay lab bill...
Replies: 44
Views: 4105

Re: BCBS wont pay lab bill...

Need more info. What test was performed? The amount charged seems high to me as well
by tigerdoc93
Sun Oct 20, 2019 8:17 am
Forum: Personal Investments
Topic: On the fence with I bond- do you agree with this article?
Replies: 29
Views: 2438

Re: On the fence with I bond- do you agree with this article?

I bonds are a great emergency fund and the difficulty redeeming them serves many people well. They also extend your tax advantaged space. They are completely optional but serve a purpose in my portfolio.
by tigerdoc93
Sat Oct 19, 2019 9:09 pm
Forum: Personal Investments
Topic: Berkshire Hathaway Stock in Taxable account
Replies: 15
Views: 2216

Re: Berkshire Hathaway Stock in Taxable account

BRKb is an excellent stock for a taxable account.
by tigerdoc93
Fri Oct 18, 2019 8:14 am
Forum: Personal Finance (Not Investing)
Topic: I bought a STOLEN vehicle!!!
Replies: 106
Views: 15206

Re: I bought a STOLEN vehicle!!!

Were you not suspicious that the deal was too good to be true?? Also, why did you take a photo of his driver’s license and the GF license plate? Maybe I’m too careless when buying a used vehicle but I’ve never done that.
by tigerdoc93
Wed Oct 09, 2019 11:46 pm
Forum: Investing - Theory, News & General
Topic: How many are switching from Fidelity?
Replies: 140
Views: 15979

Re: How many are switching from Fidelity?

Awesome news about fidelity eliminating trading commissions!
by tigerdoc93
Fri Sep 27, 2019 7:34 pm
Forum: Personal Investments
Topic: Vanguard Site Super Slow for Transactions
Replies: 11
Views: 920

Re: Vanguard Site Super Slow for Transactions

I’ve experienced very slow trades with Vanguard brokerage many times. But I’m on DSL so I thought it might be due to slow internet.
by tigerdoc93
Fri Sep 27, 2019 8:02 am
Forum: Personal Finance (Not Investing)
Topic: Extended warranty transfer dispute with private truck seller
Replies: 36
Views: 2045

Re: Extended warranty transfer dispute with private truck seller

If it ain’t in writing it ain’t part of the deal. Lesson learned. Move on with your life and enjoy the vehicle. Do not confront the previous owner. Also, do you even need a warranty for the vehicle?
by tigerdoc93
Wed Sep 25, 2019 7:43 pm
Forum: Personal Finance (Not Investing)
Topic: New Credit Card Search - 2 Front Runners?
Replies: 46
Views: 4669

Re: New Credit Card Search - 2 Front Runners?

To clarify the fidelity 2% card has a 1% foreign transaction fee but you get 2% back. So net 1% for foreign transactions. No need to leave at home whenever you’re traveling.
by tigerdoc93
Mon Sep 23, 2019 10:48 am
Forum: Personal Investments
Topic: Real Estate investment college town condo?
Replies: 22
Views: 1769

Re: Real Estate investment college town condo?

We bought a home for our daughter while she attended Troy University and it was a good deal. She had a roommate and her rent paid 60% of the costs associated with the home. Then we sold the home 3 years later in less than one week pocketing the equity. So it can be a good investment depending on sit...
by tigerdoc93
Sat Sep 21, 2019 6:48 pm
Forum: Personal Investments
Topic: Anyone here has more 200k in a single stock ?
Replies: 58
Views: 8971

Re: Anyone here has more 200k in a single stock ?

Microsoft is a great company. Based on it only being 6% of your portfolio it’s clear you don’t need the money. Keep the stock and leave it to your children. As you know they’ll get a step up in basis and they can sell it then.
by tigerdoc93
Wed Sep 18, 2019 7:35 am
Forum: Personal Investments
Topic: [Convince Me that Wellesley is the only fund I need in retirement]
Replies: 23
Views: 2468

Re: Convince Me

VWIAX: Vanguard Wellesley Admiral shares
by tigerdoc93
Mon Sep 16, 2019 7:44 pm
Forum: Personal Investments
Topic: 401K-What funds should I pick
Replies: 21
Views: 1431

Re: 401K-What funds should I pick

Good luck investing! Just keep plugging away and saving money and you’ll do well.
by tigerdoc93
Mon Sep 16, 2019 7:09 am
Forum: Personal Investments
Topic: 401K-What funds should I pick
Replies: 21
Views: 1431

Re: 401K-What funds should I pick

I wish my 401k had similar choices as yours. If I were you I’d seriously consider VBIAX (vanguard balanced fund)as my only fund. It is very cheap 0.07% ER and is 60% stock and 40% bond. You can literally set it and forget it. That leaves more time available to watch football. I’ll leave you with one...
by tigerdoc93
Thu Sep 05, 2019 5:13 pm
Forum: Personal Finance (Not Investing)
Topic: Need to get a car in a hurry.
Replies: 48
Views: 5118

Re: Need to get a car in a hurry.

Ah. I missed the “floating the title “ part. I agree you need to be on title before selling.
by tigerdoc93
Thu Sep 05, 2019 11:37 am
Forum: Personal Finance (Not Investing)
Topic: Need to get a car in a hurry.
Replies: 48
Views: 5118

Re: Need to get a car in a hurry.

How is it illegal to buy a car, fix it, and then sell it for profit? Tell me what state you live in where that’s illegal so I can avoid doing business there.
by tigerdoc93
Wed Sep 04, 2019 10:12 am
Forum: Personal Consumer Issues
Topic: Problems with POS System
Replies: 18
Views: 2089

Re: Problems with POS System

My first thought was wondering if this thread was going to discuss my hospital’s electronic medical record system
by tigerdoc93
Mon Sep 02, 2019 9:30 pm
Forum: Personal Consumer Issues
Topic: ISP rural area what are my options?
Replies: 23
Views: 2058

Re: ISP rural area what are my options?

I’ve had Centurylink for 15 years here in SE AL. For most of those years we got 0.7 mbps with DSL. Just last year I was able to upgrade to 8 mbps. It works well most of the time. So if I was you I’d keep calling Centurylink until they get a tech out there and get you the advertised 12 mbps. Good luck!
by tigerdoc93
Mon Sep 02, 2019 8:15 pm
Forum: Personal Finance (Not Investing)
Topic: Feeling confused/stressed: adapt to house or move?
Replies: 31
Views: 2776

Re: Feeling confused/stressed: adapt to house or move?

Kids grow up and move out. I would stay and make it work.
by tigerdoc93
Mon Sep 02, 2019 5:12 pm
Forum: Personal Consumer Issues
Topic: Best college towns in the Southeastern US for retirees?
Replies: 80
Views: 8997

Re: Best college towns in the Southeastern US for retirees?

Auburn, Al. Great college town. Close to Columbus, GA. About 90 minutes to Atlanta and 60 minutes to Montgomery.
by tigerdoc93
Sun Sep 01, 2019 6:44 pm
Forum: Personal Consumer Issues
Topic: Most economical way to move small load 1000 miles
Replies: 40
Views: 3369

Re: Most economical way to move small load 1000 miles

Why not rent a small uhaul trailer?
by tigerdoc93
Sun Sep 01, 2019 6:23 pm
Forum: Personal Consumer Issues
Topic: Seeking WiFi solution
Replies: 35
Views: 2762

Re: Seeking WiFi solution

Google Wifi is the simplest and best option IMHO.
by tigerdoc93
Sat Aug 31, 2019 4:14 pm
Forum: Personal Consumer Issues
Topic: Does anyone have a dishwasher they recommend?
Replies: 47
Views: 3085

Re: Does anyone have a dishwasher they recommend?

Seriously, a cheap Frigidaire ($200) with the heating element works much better than the fancy top of line models. Dishes come out clean and dry. I’ve had the more expensive models in past and was unimpressed.
by tigerdoc93
Fri Aug 30, 2019 1:29 pm
Forum: Personal Consumer Issues
Topic: What, besides dishes, do you run through your dishwasher?
Replies: 85
Views: 6573

Re: What, besides dishes, do you run through your dishwasher?

In my experience the best dishwashers are the cheapest that still have the old school heating element.
by tigerdoc93
Fri Aug 30, 2019 11:29 am
Forum: Personal Finance (Not Investing)
Topic: 2 year old A/C leak, $$
Replies: 21
Views: 2052

Re: 2 year old A/C leak, $$

When my AC unit tears up it’s always under warranty but I still have to break out the check book to cover labor. It usually goes like this: hey we found the problem. It’s under warranty but we’ve got to order a part. It’ll be in the shop in couple days. A couple days pass , they come out and discove...
by tigerdoc93
Thu Aug 29, 2019 6:15 pm
Forum: Personal Investments
Topic: Thoughts on VIG
Replies: 16
Views: 1625

Re: Thoughts on VIG

A dividend appreciation fund is not a high yield dividend fund. It invests in companies that increase dividends over time.
by tigerdoc93
Thu Aug 29, 2019 1:20 pm
Forum: Personal Consumer Issues
Topic: Is this the right way to unclog a sink?
Replies: 30
Views: 1969

Re: Is this the right way to unclog a sink?

Use a plastic zip tool. Costs $2 at Walmart. Easy peasy
by tigerdoc93
Mon Aug 26, 2019 9:17 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity Mobile App
Replies: 6
Views: 698

Re: Fidelity Mobile App

I logon to vanguard app with fingerprint. iPhone user.
by tigerdoc93
Mon Aug 26, 2019 8:27 pm
Forum: Personal Investments
Topic: SEP IRA or solo401k
Replies: 7
Views: 393

Re: SEP IRA or solo401k

With solo 401k you can invest higher percentage of income than you can with SEP-IRA due to employer and employee contributions. The solo 401k is more difficult to set up and maintain. Once you have 250k in the solo 401k you have to complete more paperwork each year at tax time. The SEP-IRA is a bree...
by tigerdoc93
Sun Aug 25, 2019 6:46 pm
Forum: Personal Finance (Not Investing)
Topic: What do you think about this $4M house idea?
Replies: 103
Views: 7962

Re: What do you think about this $4M house idea?

Honestly, I think to myself, “OMG that’s a lot of money for a house!”
by tigerdoc93
Sun Aug 25, 2019 12:56 pm
Forum: Personal Finance (Not Investing)
Topic: Any males in their late 40’s recently shop life insurance?
Replies: 29
Views: 3353

Re: Any males in their late 40’s recently shop life insurance?

If you’re FI you may not need insurance or at least not that much life insurance. Take the money you’d pay in premiums and invest it.
by tigerdoc93
Sun Aug 11, 2019 11:05 am
Forum: Personal Investments
Topic: Any former traders or market timers become buy & hold bogleheads?
Replies: 22
Views: 2740

Re: Any former traders or market timers become buy & hold bogleheads?

Good question. I wonder if any former bogleheads become stock traders or market timers?
by tigerdoc93
Thu Aug 08, 2019 8:19 pm
Forum: Personal Investments
Topic: What is the best Vanguard Short-term bond fund
Replies: 13
Views: 1713

Re: What is the best Vanguard Short-term bond fund

It is commission free at vanguard
by tigerdoc93
Thu Aug 08, 2019 8:18 pm
Forum: Personal Investments
Topic: What is the best Vanguard Short-term bond fund
Replies: 13
Views: 1713

Re: What is the best Vanguard Short-term bond fund

Not vanguard fund but I like the ETF ICSH.
by tigerdoc93
Sun Jul 21, 2019 9:21 pm
Forum: Personal Consumer Issues
Topic: Tree guy is no-show; payment was "deposit"
Replies: 47
Views: 6094

Re: Tree guy is no-show; payment was "deposit"

This is why you never pay until services rendered.
by tigerdoc93
Sun Jul 07, 2019 12:41 am
Forum: Personal Consumer Issues
Topic: Time for a new car - Corolla or Civic...
Replies: 101
Views: 9878

Re: Time for a new car - Corolla or Civic...

Neither. I suggest a Chevy Silverado with black widow package from southern comfort in Trussville, AL. https://www.scaperformance.com/
Now that’s a sweet ride
by tigerdoc93
Thu Jun 27, 2019 8:04 pm
Forum: Personal Finance (Not Investing)
Topic: Neighbor Keeps Mildy Trespassing
Replies: 19
Views: 3046

Re: Neighbor Keeps Mildy Trespassing

It sounds like you got the relationship off on the wrong foot. I’d do my best to be neighborly (even though it may be tough now). Try to de-escalate the situation by goodwill. You can start by removing the no trespassing sign. Treat people how you would want to be treated.
by tigerdoc93
Wed Jun 26, 2019 10:02 pm
Forum: Investing - Theory, News & General
Topic: Dimensional Funds versus Vanguard
Replies: 27
Views: 3342

Re: Dimensional Funds versus Vanguard

I’m also interested to know if anybody has actually used first Republic Bank to access DFA funds.
by tigerdoc93
Tue Jun 25, 2019 10:17 pm
Forum: Personal Finance (Not Investing)
Topic: Insurance when loaning car
Replies: 10
Views: 1045

Re: Insurance when loaning car

Umbrella policy covers this scenario
by tigerdoc93
Fri Jun 21, 2019 7:15 pm
Forum: Investing - Theory, News & General
Topic: A.I. Index Funds?
Replies: 12
Views: 1716

Re: A.I. Index Funds?

You can buy almost all etfs with vanguard brokerage commission free
by tigerdoc93
Thu Jun 20, 2019 7:52 am
Forum: Personal Investments
Topic: Confused with the markets
Replies: 47
Views: 4724

Re: Confused with the markets

The bond market is smarter than the equity market. Take that for what it’s worth. Also, inflation is currently 1.5% so it’s incorrect to say that you are losing money by staying in cash. Take a look at Vanguard prime money market rate. Also some online banks offer greater than 2% return on cash. YMMV.
by tigerdoc93
Mon Apr 15, 2019 8:08 am
Forum: Personal Finance (Not Investing)
Topic: One-more-year - am I done or not?
Replies: 50
Views: 7903

Re: One-more-year - am I done or not?

You have enough money to retire if you want to. End of story. Reading threads like this make me wonder if I’ll ever have enough money to retire.