Search found 752 matches

by Jackson12
Wed Nov 22, 2017 11:32 pm
Forum: Personal Consumer Issues
Topic: Beware Amazon Price Gouging
Replies: 71
Views: 7920

Re: Beware Amazon Price Gouging

Also be alert to counterfeit items sold as the real deal. I purchased some " brand name" replacement filters for a vacuum, shipped directly from an Amazon warehouse. All were defective and clearly fakes, made of thinner material than my other filters and randomly sized, so there were many that would...
by Jackson12
Wed Nov 22, 2017 10:50 pm
Forum: Personal Consumer Issues
Topic: Beware Amazon Price Gouging
Replies: 71
Views: 7920

Re: Beware Amazon Price Gouging

We're frugal and compare prices but I confess to using Amazon recently to take advantage of their same day grocery delivery , with the option to choose Amazon Fresh or Fresh Thyme (or both) We're recuperating from a bout of some stomach bug, With Thanksgiving around the corner, fighting the crowds w...
by Jackson12
Wed Nov 22, 2017 10:32 pm
Forum: Personal Consumer Issues
Topic: Beware Amazon Price Gouging
Replies: 71
Views: 7920

Re: Beware Amazon Price Gouging

Been meaning to try Jet.com (acquired for $3B by Walmart) which boasts similar shipping/cost with no membership fee. I really like Jet. Amazon's non-Prime basic shipping takes 3-4 weeks to get to me. Jet stuff, even if it comes from multiple sellers, free shipping takes 2 to max 3 days. I always lo...
by Jackson12
Wed Nov 22, 2017 9:35 pm
Forum: Personal Consumer Issues
Topic: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements
Replies: 13
Views: 498

Re: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements

bigred77 wrote:
Wed Nov 22, 2017 7:19 pm
Get the kid 55 inch Vizio TV for less than 400 bucks
That's larger than our " large screen " lol.
by Jackson12
Wed Nov 22, 2017 9:33 pm
Forum: Personal Consumer Issues
Topic: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements
Replies: 13
Views: 498

Re: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements

Kenkat wrote:
Wed Nov 22, 2017 7:30 pm
2017 iPad -$269 Black Friday pricing at Best Buy. It has apps for all the major streaming services. Millennials don’t use TVs anymore lol.
Thanks. Guess I'm showing my age with the tv option I mentioned. :)
by Jackson12
Wed Nov 22, 2017 9:31 pm
Forum: Personal Consumer Issues
Topic: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements
Replies: 13
Views: 498

Re: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements

2017 iPad -$269 Black Friday pricing at Best Buy. It has apps for all the major streaming services. Millennials don’t use TVs anymore lol. Compared to his phone, an iPad would seem huge. Wonder if there's a way he could connect his phone to a monitor ( if it was the cheapest option) and that would ...
by Jackson12
Wed Nov 22, 2017 9:13 pm
Forum: Personal Consumer Issues
Topic: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements
Replies: 13
Views: 498

Re: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements

Hypersion wrote:
Wed Nov 22, 2017 7:00 pm
My wife bought a 32 Samsung smart TV on black Friday for $100
Wow. Last year? How's it doing?
by Jackson12
Wed Nov 22, 2017 3:13 pm
Forum: Personal Consumer Issues
Topic: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements
Replies: 13
Views: 498

Re: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements

And also...when it comes to a decent tv at a fair price, if anyone has a brand or even model they like and can recommend that would be appreciated.
by Jackson12
Wed Nov 22, 2017 3:09 pm
Forum: Personal Consumer Issues
Topic: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements
Replies: 13
Views: 498

Re: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements

Most smart TV's these days connect to your wireless system and can stream movies from all those places without the need of ports to plug "sticks" in or wired connections. Thanks. As you can see, I'm out of the loop. We haven't bought a smart tv in ages and are using a formerly very smart tv which h...
by Jackson12
Wed Nov 22, 2017 2:44 pm
Forum: Personal Consumer Issues
Topic: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements
Replies: 13
Views: 498

Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements

One of our sons has been watching movies on his phone..and his phone is fine for most of his online activities. He has no personal laptop or other computer ( he uses the one at work for work activities) He works long days and also spends plenty of time exercising, doing the usual chores, etc. But so...
by Jackson12
Thu Nov 09, 2017 10:17 am
Forum: Personal Consumer Issues
Topic: Caution: if you subscribe to BritBox or other channels through Amazon
Replies: 5
Views: 754

Re: Caution: if you subscribe to BritBox or other channels through Amazon

Yes, thanks. I cut the cable and use Amazon Fire for my primary source. One other thing I had to learn...when using the search feature, only programming availability from Amazon and a couple of apps are searched. For instance, if you search for Endeavour season 2. Amazon/Alexa will give you only th...
by Jackson12
Sat Nov 04, 2017 7:47 am
Forum: Personal Consumer Issues
Topic: How much to spend for bathroom remodel with these features in LCOL area
Replies: 27
Views: 1703

Re: How much to spend for bathroom remodel with these features in LCOL area

I recently spent about $25,000 on almost complete gut job of a small master bathroom. This included structural work -- repairing a cracked floor joist under the bathroom floor and removing six nonfunctional windows (this was in a historic home and the room had originally been a sleeping porch -- he...
by Jackson12
Sat Nov 04, 2017 7:41 am
Forum: Personal Consumer Issues
Topic: How much to spend for bathroom remodel with these features in LCOL area
Replies: 27
Views: 1703

Re: How much to spend for bathroom remodel with these features in LCOL area

I just wanted to second the thought of "aging in place" features. One of the regular bedrooms has an en-suite bathroom, meant as a second master.. Our "real" master suite is on the second floor, which would have access problems should one of us have mobility issues. My point is, it's worth giving a...
by Jackson12
Sat Nov 04, 2017 7:22 am
Forum: Personal Consumer Issues
Topic: How much to spend for bathroom remodel with these features in LCOL area
Replies: 27
Views: 1703

Re: How much to spend for bathroom remodel with these features in LCOL area

I resisted our master bath remodel for years but finally broke down after years of telling my wife it looked fine as-is. Took out large garden tub (used twice in 10 years) and replaced with a Japanese soaking tub. Removed the fiberglass shower and enlarged the shower area w/beautiful tile. Replaced...
by Jackson12
Fri Nov 03, 2017 8:41 pm
Forum: Personal Consumer Issues
Topic: How much to spend for bathroom remodel with these features in LCOL area
Replies: 27
Views: 1703

Re: How much to spend for bathroom remodel with these features in LCOL area

Make a list of exactly what you want. If possible, price the tub, shower, vanity, countertop, and fixtures at Home Depot, Lowes, or other supplier. You can buy them and the contractor will pick them up and install. Also the flooring. Get at least 3 bids from reputable licensed, bonded, insured cont...
by Jackson12
Fri Nov 03, 2017 8:25 pm
Forum: Personal Consumer Issues
Topic: Black Friday Deals/Holiday Gift Ideas
Replies: 57
Views: 7486

Re: Black Friday Deals/Holiday Gift Ideas

Basically, there should be multiple good options in the pressure cooker market. I'm definitely not pushing the Instant pot brand. It was on sale and I had a decent store credit so the price was competitive. There might be better and cheaper options out there that do just fine. Understood. I just th...
by Jackson12
Fri Nov 03, 2017 8:21 pm
Forum: Personal Consumer Issues
Topic: How much to spend for bathroom remodel with these features in LCOL area
Replies: 27
Views: 1703

Re: How much to spend for bathroom remodel with these features in LCOL area

Make a list of exactly what you want. If possible, price the tub, shower, vanity, countertop, and fixtures at Home Depot, Lowes, or other supplier. You can buy them and the contractor will pick them up and install. Also the flooring. Get at least 3 bids from reputable licensed, bonded, insured cont...
by Jackson12
Fri Nov 03, 2017 6:04 pm
Forum: Personal Consumer Issues
Topic: Black Friday Deals/Holiday Gift Ideas
Replies: 57
Views: 7486

Re: Black Friday Deals/Holiday Gift Ideas

Disclaimer: I don't work for the Instart pot company, don't sell the thing, etc. On that note, there is nothing magic about the Instant Pot. It's one of numerous modern electric pressure cookers, and is particularly popular due to a combination of also being able to use it as a slow cooker and a fe...
by Jackson12
Fri Nov 03, 2017 5:52 pm
Forum: Personal Consumer Issues
Topic: How much to spend for bathroom remodel with these features in LCOL area
Replies: 27
Views: 1703

Re: How much to spend for bathroom remodel with these features in LCOL area

I saved money on a bathroom remodel some years back by: Gutting the room myself. Anyone should be able to do. I installed the cement board on the floor for the new tile - I did that myself - but probably better to have a tile pro do it as they will cement it in vs what I did - screwing it down - it...
by Jackson12
Fri Nov 03, 2017 5:49 pm
Forum: Personal Consumer Issues
Topic: How much to spend for bathroom remodel with these features in LCOL area
Replies: 27
Views: 1703

Re: How much to spend for bathroom remodel with these features in LCOL area

We just did a total remodel in our bathroom. New tile floor, bathtub with tile surround, new cabinets (semi custom as my wife wanted slightly taller for sink) quartz counter, including a second make up area for wife. Actually changed from two sinks to one, as my wife wanted to put two storage tower...
by Jackson12
Fri Nov 03, 2017 5:25 pm
Forum: Investing - Help with Personal Investments
Topic: Put cash into a home or stock market.
Replies: 30
Views: 3494

Re: Put cash into a home or stock market.

Im 29 and have about 95 k saved outside my 401k. My grandmother will be selling me her house for a bargain $135,000. The homes value is estimated at 165 to 175k. My question is, should I put 90 k in as a down payment? It seems as though I will make money immediately on equity of about 20 to 25k. Or...
by Jackson12
Fri Nov 03, 2017 5:16 pm
Forum: Investing - Help with Personal Investments
Topic: How has your AA philosophy changed over the years?
Replies: 45
Views: 3678

Re: How has your AA philosophy changed over the years?

Ron: In the 50s and 60s I had several friends who were stock brokers who convinced me to invest in individual stocks. As a result, I became a member of the American Association of Individual Investors with regular meetings at the Holiday Inn in Coral Gables, Florida. One of our speakers was a young...
by Jackson12
Fri Nov 03, 2017 5:12 pm
Forum: Personal Consumer Issues
Topic: How much to spend for bathroom remodel with these features in LCOL area
Replies: 27
Views: 1703

How much to spend for bathroom remodel with these features in LCOL area

Excuse the long post. I've tried to shorten it. We've gone back and forth about downsizing. After reviewing our budget we realize we have room to to save money so we're leaning towards staying. We have no debt, cars are paid off, no mortgage, etc. We would greatly appreciate input about an older bat...
by Jackson12
Fri Nov 03, 2017 4:18 pm
Forum: Personal Consumer Issues
Topic: dishwasher recommendations
Replies: 54
Views: 2915

Re: dishwasher recommendations

Could you recommend a good dishwasher you've had good experiences with? My current dishwasher is "water saving" but takes a very long time to run and to be honest, I'm not certain how truly clean the dishes are coming out. Now it seems that things aren't getting cleaned at all. I did a test of my t...
by Jackson12
Fri Nov 03, 2017 4:13 pm
Forum: Personal Consumer Issues
Topic: Caution: if you subscribe to BritBox or other channels through Amazon
Replies: 5
Views: 754

Re: Caution: if you subscribe to BritBox or other channels through Amazon

SirRunsabit wrote:
Fri Nov 03, 2017 4:00 pm
I’ve seen it happen with my Acorn, and then later it works.
Good to know but the BritBox rep stated that Amazon didn't air all their shows.
by Jackson12
Fri Nov 03, 2017 3:34 pm
Forum: Personal Consumer Issues
Topic: Mouse In Apartment
Replies: 55
Views: 5990

Re: Mouse In Apartment

I'd advise against poison, even if you don't have pets or kids who night eat it. If you've ever had a mouse crawl behind a wall or deep in some hard to access area, you'll understand why I wrote this. Until the mouse skeleton decomposes sufficiently , the smell is horrid ( an understatement). We tor...
by Jackson12
Fri Nov 03, 2017 3:12 pm
Forum: Personal Consumer Issues
Topic: Black Friday Deals/Holiday Gift Ideas
Replies: 57
Views: 7486

Re: Black Friday Deals/Holiday Gift Ideas

Instant pot. I resisted for too long because I'm wary of the " latest fad" . Also, I happen to love cooking, even complex and time consuming recipes, but the Instant Pot still changed my life. Just made vegetable soup. Took 10 minutes for the pot to get to full pressure and less than 8 minutes to ma...
by Jackson12
Fri Nov 03, 2017 2:59 pm
Forum: Personal Consumer Issues
Topic: Caution: if you subscribe to BritBox or other channels through Amazon
Replies: 5
Views: 754

Caution: if you subscribe to BritBox or other channels through Amazon

I was under the impression that any channels subscribed directly through Amazon ( Britbox, Sundance, HBO, etc) offered the same programs as if you subscribed directly from the various channel websites ( Sundance, HBO, Britbox, etc) . We only subscribe to a very select few channels as we aren't huge ...
by Jackson12
Wed Oct 25, 2017 6:01 pm
Forum: Investing - Help with Personal Investments
Topic: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?
Replies: 30
Views: 1895

Re: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?

What was the desired asset allocation? 60/40 What is the actual asset allocation now? 66/34 we have been working with a 5 percent range up or down. Is this your portfolio as a whole, or just your Vanguard account? The reason for the 5% tolerance is that raising or lowering the stock allocation by 5...
by Jackson12
Wed Oct 25, 2017 5:37 pm
Forum: Investing - Help with Personal Investments
Topic: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?
Replies: 30
Views: 1895

Re: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?

So it appears your portfolio has just moved outside your band. Are you adding money to the portfolio? If yes, buy only bonds or other fixed income assets for awhile. That should fix it. If that does not fix it, you will need to sell some stocks and buy bonds - apparently this would have to happen i...
by Jackson12
Wed Oct 25, 2017 5:28 pm
Forum: Investing - Help with Personal Investments
Topic: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?
Replies: 30
Views: 1895

Re: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?

I am editing to my original post to answer your questions. I do not see these edits. Sorry, it is showing lower down in this thread. I thought I edited my original post but somehow I did not. [/quote] Pleas edit the original post even if you did it elsewhere. You are making it difficult for others ...
by Jackson12
Wed Oct 25, 2017 2:27 pm
Forum: Investing - Help with Personal Investments
Topic: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?
Replies: 30
Views: 1895

Re: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?

tesuzuki2002 wrote:
Wed Oct 25, 2017 2:01 pm
I am editing to my original post to answer your questions.
[/quote]

I do not see these edits.
[/quote]
Sorry, it is showing lower down in this thread. I thought I edited my original post but somehow I did not.
by Jackson12
Wed Oct 25, 2017 2:25 pm
Forum: Investing - Help with Personal Investments
Topic: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?
Replies: 30
Views: 1895

Re: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?

We reallocated our formerly complicated portfolio to a simplified index fund portfolio at Vanguard this year. . Since then ,our equity funds have increased to the point where we have a significantly larger percentage of our portfolio value in stocks than our targeted allocation. This concerns us. S...
by Jackson12
Wed Oct 25, 2017 1:57 pm
Forum: Investing - Help with Personal Investments
Topic: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?
Replies: 30
Views: 1895

Re: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?

aristotelian wrote:
Wed Oct 25, 2017 10:25 am
Did you check the market today? :)

Taxes will not be affected by bull market. You only get hit with the capital gains when you sell and realize the profit. Dividends are taxable but stay within a relatively narrow range regardless of how the market is doing.
So moving between funds is fine?
by Jackson12
Wed Oct 25, 2017 1:55 pm
Forum: Investing - Help with Personal Investments
Topic: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?
Replies: 30
Views: 1895

Re: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?

I'm also confused about what to do if stocks drop as low as in 2008. Back then I did nothing.

The next time around, my inclination would be to rebalance ( more stocks ) but I don't know if that is the right move. Also, I don't know where to get tbe money. Ready cash would not be an option.
by Jackson12
Wed Oct 25, 2017 1:05 pm
Forum: Investing - Help with Personal Investments
Topic: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?
Replies: 30
Views: 1895

Re: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?

That's certainly good news about growth in your stock investments. A bull market is a nice "problem" to experience. We reallocated our formerly complicated portfolio to a simplified index fund portfolio at Vanguard this year. . Since then ,our equity funds have increased to the point where we have ...
by Jackson12
Wed Oct 25, 2017 1:01 pm
Forum: Investing - Help with Personal Investments
Topic: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?
Replies: 30
Views: 1895

Re: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?

Also note that you can direct new funds to under-weighted assets. And there is no reason you have to wait a year to rebalance, I take great joy in rebalancing a few bucks here and there just for fun. As others have noted, rebalance in your pre-tax accounts, or pay taxes on the after-tax gains (thou...
by Jackson12
Wed Oct 25, 2017 12:39 pm
Forum: Investing - Help with Personal Investments
Topic: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?
Replies: 30
Views: 1895

Re: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?

Not knowing this information: Taxable account? Do you have tax advantaged accounts where you can rebalance with no tax penalty? What's your IPS say? Unfortunately, we dont don't,have the option f rebalancing in tax advantaged accounts. I'm editing my original post to note the range we had for our t...
by Jackson12
Wed Oct 25, 2017 9:44 am
Forum: Investing - Help with Personal Investments
Topic: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?
Replies: 30
Views: 1895

Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?

We reallocated our formerly complicated portfolio to a simplified index fund portfolio at Vanguard this year. . Since then ,our equity funds have increased to the point where we have a significantly larger percentage of our portfolio value in stocks than our targeted allocation. This concerns us. Si...
by Jackson12
Thu Oct 19, 2017 2:52 pm
Forum: Personal Finance (Not Investing)
Topic: Finally a win for teachers!! [403(b) modified to add funds]
Replies: 33
Views: 2889

Re: Finally a win for teachers!!

As the relative of a teacher who was terrible retirement options and who has been steadily pushing for changes , it is inspiring to see your post. I'm sharing this thread with her.
by Jackson12
Thu Oct 19, 2017 9:27 am
Forum: Investing - Help with Personal Investments
Topic: Best fund(s) for Special Needs Trust
Replies: 14
Views: 906

Re: Best fund(s) for Special Needs Trust

Here's an example of how one state, Virginia, uses Vanguard funds for its ABLE account (known as ABLE Now) To see their choice of Vanguard options see this link : https://www.able-now.com/investment-options They offer VASIX (Life' Strategy Income fund) as their conservative choice. VSMGX ( Life Stra...
by Jackson12
Thu Oct 19, 2017 9:10 am
Forum: Investing - Help with Personal Investments
Topic: Best fund(s) for Special Needs Trust
Replies: 14
Views: 906

Re: Best fund(s) for Special Needs Trust

Generally, when getting SSI benefits, the help received to pay for food and shelter (housing) may cause a recipient to receive lower monthly benefits. $735 per month is about the maximum figure for an individual. However,if parents are helping with rent and food, the maximum SSI benefits might go do...
by Jackson12
Thu Oct 19, 2017 8:30 am
Forum: Investing - Help with Personal Investments
Topic: Best fund(s) for Special Needs Trust
Replies: 14
Views: 906

Re: Best fund(s) for Special Needs Trust

I recently created a Special Needs Trust and have just opened a Vanguard brokerage account for the trust. I am now in the process of funding the trust, and I am wondering what the best mutual fund(s) might be to use. I'm currently considering the Tax Managed Balanced Fund Admiral (VTMFX) or the Bal...
by Jackson12
Wed Oct 18, 2017 9:21 pm
Forum: Investing - Help with Personal Investments
Topic: Best fund(s) for Special Needs Trust
Replies: 14
Views: 906

Re: Best fund(s) for Special Needs Trust

I recently created a Special Needs Trust and have just opened a Vanguard brokerage account for the trust. I am now in the process of funding the trust, and I am wondering what the best mutual fund(s) might be to use. I'm currently considering the Tax Managed Balanced Fund Admiral (VTMFX) or the Bal...
by Jackson12
Sun Oct 08, 2017 5:15 pm
Forum: Personal Finance (Not Investing)
Topic: Question About Long Term Care
Replies: 75
Views: 6140

Re: Question About Long Term Care

I think family history of longevity should be a factor when deciding in this type of insurance. Longevity is common in my family, with many members needing at least several years of care. A grandmother came to live with my parents and after years of family caretaking, needed to move to a nursing hom...
by Jackson12
Thu Oct 05, 2017 5:00 am
Forum: Personal Finance (Not Investing)
Topic: Question About Long Term Care
Replies: 75
Views: 6140

Re: Question About Long Term Care

Is there really anyone who buys a product, "prepared" for the price to later double? Why would you? Are there any BH's who have actually done so in the past 5 years or so? Any recent purchasers of a non-subsidized LTCI product? Curious about the calculation of the _buyers_. Maybe I'm missing someth...
by Jackson12
Sun Oct 01, 2017 10:15 pm
Forum: Personal Finance (Not Investing)
Topic: Question About Long Term Care
Replies: 75
Views: 6140

Re: Question About Long Term Care

The issue of large premium is usually never addressed by insurance agents, since this is a product with commissions and fees that are not transparent. CA has a database of requested and approved increases by insurance company for all states. Only three have never raised premiums. http://www.insuran...
by Jackson12
Sun Oct 01, 2017 9:48 pm
Forum: Personal Finance (Not Investing)
Topic: Question About Long Term Care
Replies: 75
Views: 6140

Re: Question About Long Term Care

Deleted. Better info and link , from someone else, in another post above.
by Jackson12
Mon Sep 18, 2017 9:04 am
Forum: Personal Consumer Issues
Topic: Bosch dishwasher?
Replies: 91
Views: 7334

Re: Bosch dishwasher?

I bought a new top of the line Bosch due mainly to its quiet rating. It lasted about a month past the warranty and self destructed beyond repair. Then bought a KitchenAid, based on Consumer Reports rating and its good. Just as quiet too. Interesting. Like most reviews I read when shopping products ...