Search found 769 matches

by Jackson12
Mon Jan 15, 2018 9:39 pm
Forum: Investing - Help with Personal Investments
Topic: Municipal bonds, pension funds...time to get out of munis and into bonds, stocks?
Replies: 6
Views: 793

Re: Municipal bonds, pension funds...time to get out of munis and into bonds, stocks?

First, I would look at the ratings on your munis. If AAA or even AA, and maturing within 2-3 years, I would not worry. If they are rated lower than AA or maybe A, I'd take a closer look. The pension issues are well known, and should be factored into the ratings. It takes some time for munis to get ...
by Jackson12
Mon Jan 15, 2018 9:23 pm
Forum: Investing - Help with Personal Investments
Topic: Municipal bonds, pension funds...time to get out of munis and into bonds, stocks?
Replies: 6
Views: 793

Municipal bonds, pension funds...time to get out of munis and into bonds, stocks?

Please be kind. I'm still researching this and would appreciate any suggested resources and input. . I read about how " “Municipal and state plans are a pension tsunami that’s coming and how, In many states, those defined benefit plans are seriously underfunded — and at the end of the day, math trum...
by Jackson12
Tue Jan 09, 2018 11:52 pm
Forum: Investing - Help with Personal Investments
Topic: A newb question about using Fin planner
Replies: 43
Views: 1541

Re: A newb question about using Fin planner

We interviewed 3 "fee only" planners and went with one lauded on this board. Of the 3 , he was the only one who met our expectations for a fee only planner. There are good ones out there but hard to find..in my experience, very hard to find. Our expectations were: 1. A planner with a solid and excel...
by Jackson12
Thu Dec 28, 2017 11:46 pm
Forum: Personal Consumer Issues
Topic: Any Instant Pot users here?
Replies: 94
Views: 9553

Re: Any Instant Pot users here?

I don't disagree that these appliances are good for cooking a few things - dry beans, rice, etc. I agree with baconavocado I purchased one about a year ago & played around with it for a few weeks. I found that advertised recipe cooking time generally did not include the time to pressure up and down...
by Jackson12
Thu Dec 28, 2017 11:32 pm
Forum: Personal Consumer Issues
Topic: What non fiction book will you be reading in 2018?
Replies: 127
Views: 7496

Re: What non fiction book will you be reading in 2018?

OMGoodness I am so not one of you. I read books with vampires in them. Or dragons. Or magic. Or shapeshifters. Or ... ALL OF THE ABOVE! I prefer "bubble gum" reading -- gets me out of my own brain. Not my cup of tea but my spouse reads nearly any novel focused on vampires. Any recommendations, part...
by Jackson12
Thu Dec 28, 2017 11:08 pm
Forum: Investing - Help with Personal Investments
Topic: Maxing out retirement accounts
Replies: 55
Views: 4028

Re: Maxing out retirement accounts

Maxed out with an employer's 403b till the guaranteed return dropped from 4 percent to a potentiak 1%. The contributions were instead allocated to a stock index fund and , as luck would have it, the stock market has been very kind. We do try to rebalance regularly, at least annually...and more often...
by Jackson12
Fri Dec 22, 2017 12:20 pm
Forum: Personal Consumer Issues
Topic: Any Instant Pot users here?
Replies: 94
Views: 9553

Re: Any Instant Pot users here?

We won't be buying one because we like good food, we have respect for food, and we like to cook. If you're on the fence about buying one, ask yourself this question: how many high quality restaurants will be preparing their food in an instant pot? The answer is none. We like good food, have respect...
by Jackson12
Fri Dec 22, 2017 12:04 pm
Forum: Personal Consumer Issues
Topic: Any Instant Pot users here?
Replies: 94
Views: 9553

Re: Any Instant Pot users here?

I have been thinking of purchasing an Instant Pot for a few different reasons. Mostly ease of use/cleanup and time saving qualities. BUT, I can't quite pull the trigger and was hoping Bogleheads could help me out. Namely two questions: 1)how does the majority of food turn out? The low price has me ...
by Jackson12
Tue Dec 05, 2017 9:56 pm
Forum: Investing - Theory, News & General
Topic: Wade Pfau’s new book: How Much Can I Spend in Retirement?
Replies: 51
Views: 12775

Re: Wade Pfau’s new book: How Much Can I Spend in Retirement?

Like McClung's book, does not appear to be available on Kindle. I bought the paper copy of McClung's book, and that was a good decision. Some of the charts were very large and would have been difficult or impossible to read on Kindle. I just hate to buy another paper book...probably will though. Do...
by Jackson12
Sat Dec 02, 2017 11:32 am
Forum: Personal Finance (Not Investing)
Topic: Lost my job; use part of emergency fund to pay down HELOC?
Replies: 20
Views: 1883

Re: Lost my job; use part of emergency fund to pay down HELOC?

You noted that your health insurance is not though your former employer. You have three kids. Stay liquid. It's a precaution, like having homeowners insurance. In a worst case scenario, you might need significant funds for health care. Odds are low that young healthy kids would have a serious health...
by Jackson12
Sat Dec 02, 2017 11:15 am
Forum: Personal Finance (Not Investing)
Topic: What's your experience with Medicaid ?
Replies: 41
Views: 2557

Re: What's your experience with Medicaid ?

The OP is in Oregon
by Jackson12
Mon Nov 27, 2017 5:59 pm
Forum: Personal Consumer Issues
Topic: Update (again): Amazon "Cyber Monday Deal": Instant Pot 6-qt $74.99 (Cyber Monday-Nov 27)
Replies: 36
Views: 4263

Re: Update (again): Amazon "Cyber Monday Deal": Instant Pot 6-qt $74.99 (Cyber Monday-Nov 27)

Glad to have helped. If you happen to use Facebook or YouTube, you can find groups and/or videos of the various sizes of pots as well as basic cooking techniques and many, many recipes. I understand your mixed feelings. I regret ever purchasing a crock pot but I have friends who have remained avid f...
by Jackson12
Mon Nov 27, 2017 2:50 pm
Forum: Personal Consumer Issues
Topic: Update (again): Amazon "Cyber Monday Deal": Instant Pot 6-qt $74.99 (Cyber Monday-Nov 27)
Replies: 36
Views: 4263

Re: Update (again): Amazon "Cyber Monday Deal": Instant Pot 6-qt $74.99 (Cyber Monday-Nov 27)

I'd go with the 8 qt. We cook for 2 most of the time and freeze leftovers or make large batch chili or other recipes for easy entertaining. Thanks, Jackson12. I was about to pull the trigger on the 6-quart model, as the kitchen cabinet I measured would seem to be just big enough to accommodate the ...
by Jackson12
Mon Nov 27, 2017 9:24 am
Forum: Personal Consumer Issues
Topic: Update (again): Amazon "Cyber Monday Deal": Instant Pot 6-qt $74.99 (Cyber Monday-Nov 27)
Replies: 36
Views: 4263

Re: Amazon "Deal of the Day": Instant Pot 6-qt $69.99 (Mon, Oct 2)

Is the Instant Pot just a lot of folks first introduction to pressure cookers, or why do so many people seem so amazed by it? It is more automated than a stovetop version. It maintains the correct pressure without fidgeting with the burner. It also automatically goes into keep warm mode when done. ...
by Jackson12
Mon Nov 27, 2017 9:12 am
Forum: Personal Consumer Issues
Topic: Update (again): Amazon "Cyber Monday Deal": Instant Pot 6-qt $74.99 (Cyber Monday-Nov 27)
Replies: 36
Views: 4263

Re: Update (again): Amazon "Cyber Monday Deal": Instant Pot 6-qt $74.99 (Cyber Monday-Nov 27)

Instant Pot seems to get rave reviews here, so I figured I would highlight an Amazon Deal of the Day today, in case anyone is interested. There's a companion cookbook offered as a "lightning deal" (looks like it will end around 1:30 p.m. ET today, unless supplies run out first). Personally, I don't...
by Jackson12
Mon Nov 27, 2017 8:34 am
Forum: Personal Consumer Issues
Topic: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements
Replies: 14
Views: 705

Re: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements

I would get the TCL Roku TV recommended by the Wirecutter: https://thewirecutter.com/reviews/best-small-tv/ It has a Roku built in so you won't need to buy a stick. Roku supports nearly all streaming services. Sure appreciate the mention of TCL. The brand wasnt even on our radar screen but reviews ...
by Jackson12
Wed Nov 22, 2017 11:32 pm
Forum: Personal Consumer Issues
Topic: Beware Amazon Price Gouging
Replies: 74
Views: 9426

Re: Beware Amazon Price Gouging

Also be alert to counterfeit items sold as the real deal. I purchased some " brand name" replacement filters for a vacuum, shipped directly from an Amazon warehouse. All were defective and clearly fakes, made of thinner material than my other filters and randomly sized, so there were many that would...
by Jackson12
Wed Nov 22, 2017 10:50 pm
Forum: Personal Consumer Issues
Topic: Beware Amazon Price Gouging
Replies: 74
Views: 9426

Re: Beware Amazon Price Gouging

We're frugal and compare prices but I confess to using Amazon recently to take advantage of their same day grocery delivery , with the option to choose Amazon Fresh or Fresh Thyme (or both) We're recuperating from a bout of some stomach bug, With Thanksgiving around the corner, fighting the crowds w...
by Jackson12
Wed Nov 22, 2017 10:32 pm
Forum: Personal Consumer Issues
Topic: Beware Amazon Price Gouging
Replies: 74
Views: 9426

Re: Beware Amazon Price Gouging

Been meaning to try Jet.com (acquired for $3B by Walmart) which boasts similar shipping/cost with no membership fee. I really like Jet. Amazon's non-Prime basic shipping takes 3-4 weeks to get to me. Jet stuff, even if it comes from multiple sellers, free shipping takes 2 to max 3 days. I always lo...
by Jackson12
Wed Nov 22, 2017 9:35 pm
Forum: Personal Consumer Issues
Topic: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements
Replies: 14
Views: 705

Re: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements

bigred77 wrote:
Wed Nov 22, 2017 7:19 pm
Get the kid 55 inch Vizio TV for less than 400 bucks
That's larger than our " large screen " lol.
by Jackson12
Wed Nov 22, 2017 9:33 pm
Forum: Personal Consumer Issues
Topic: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements
Replies: 14
Views: 705

Re: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements

Kenkat wrote:
Wed Nov 22, 2017 7:30 pm
2017 iPad -$269 Black Friday pricing at Best Buy. It has apps for all the major streaming services. Millennials don’t use TVs anymore lol.
Thanks. Guess I'm showing my age with the tv option I mentioned. :)
by Jackson12
Wed Nov 22, 2017 9:31 pm
Forum: Personal Consumer Issues
Topic: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements
Replies: 14
Views: 705

Re: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements

2017 iPad -$269 Black Friday pricing at Best Buy. It has apps for all the major streaming services. Millennials don’t use TVs anymore lol. Compared to his phone, an iPad would seem huge. Wonder if there's a way he could connect his phone to a monitor ( if it was the cheapest option) and that would ...
by Jackson12
Wed Nov 22, 2017 9:13 pm
Forum: Personal Consumer Issues
Topic: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements
Replies: 14
Views: 705

Re: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements

Hypersion wrote:
Wed Nov 22, 2017 7:00 pm
My wife bought a 32 Samsung smart TV on black Friday for $100
Wow. Last year? How's it doing?
by Jackson12
Wed Nov 22, 2017 3:13 pm
Forum: Personal Consumer Issues
Topic: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements
Replies: 14
Views: 705

Re: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements

And also...when it comes to a decent tv at a fair price, if anyone has a brand or even model they like and can recommend that would be appreciated.
by Jackson12
Wed Nov 22, 2017 3:09 pm
Forum: Personal Consumer Issues
Topic: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements
Replies: 14
Views: 705

Re: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements

Most smart TV's these days connect to your wireless system and can stream movies from all those places without the need of ports to plug "sticks" in or wired connections. Thanks. As you can see, I'm out of the loop. We haven't bought a smart tv in ages and are using a formerly very smart tv which h...
by Jackson12
Wed Nov 22, 2017 2:44 pm
Forum: Personal Consumer Issues
Topic: Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements
Replies: 14
Views: 705

Help:w holiday gift: Tv or cheap laptop to watch movies with these requirements

One of our sons has been watching movies on his phone..and his phone is fine for most of his online activities. He has no personal laptop or other computer ( he uses the one at work for work activities) He works long days and also spends plenty of time exercising, doing the usual chores, etc. But so...
by Jackson12
Thu Nov 09, 2017 10:17 am
Forum: Personal Consumer Issues
Topic: Caution: if you subscribe to BritBox or other channels through Amazon
Replies: 5
Views: 850

Re: Caution: if you subscribe to BritBox or other channels through Amazon

Yes, thanks. I cut the cable and use Amazon Fire for my primary source. One other thing I had to learn...when using the search feature, only programming availability from Amazon and a couple of apps are searched. For instance, if you search for Endeavour season 2. Amazon/Alexa will give you only th...
by Jackson12
Sat Nov 04, 2017 7:47 am
Forum: Personal Consumer Issues
Topic: How much to spend for bathroom remodel with these features in LCOL area
Replies: 27
Views: 1815

Re: How much to spend for bathroom remodel with these features in LCOL area

I recently spent about $25,000 on almost complete gut job of a small master bathroom. This included structural work -- repairing a cracked floor joist under the bathroom floor and removing six nonfunctional windows (this was in a historic home and the room had originally been a sleeping porch -- he...
by Jackson12
Sat Nov 04, 2017 7:41 am
Forum: Personal Consumer Issues
Topic: How much to spend for bathroom remodel with these features in LCOL area
Replies: 27
Views: 1815

Re: How much to spend for bathroom remodel with these features in LCOL area

I just wanted to second the thought of "aging in place" features. One of the regular bedrooms has an en-suite bathroom, meant as a second master.. Our "real" master suite is on the second floor, which would have access problems should one of us have mobility issues. My point is, it's worth giving a...
by Jackson12
Sat Nov 04, 2017 7:22 am
Forum: Personal Consumer Issues
Topic: How much to spend for bathroom remodel with these features in LCOL area
Replies: 27
Views: 1815

Re: How much to spend for bathroom remodel with these features in LCOL area

I resisted our master bath remodel for years but finally broke down after years of telling my wife it looked fine as-is. Took out large garden tub (used twice in 10 years) and replaced with a Japanese soaking tub. Removed the fiberglass shower and enlarged the shower area w/beautiful tile. Replaced...
by Jackson12
Fri Nov 03, 2017 8:41 pm
Forum: Personal Consumer Issues
Topic: How much to spend for bathroom remodel with these features in LCOL area
Replies: 27
Views: 1815

Re: How much to spend for bathroom remodel with these features in LCOL area

Make a list of exactly what you want. If possible, price the tub, shower, vanity, countertop, and fixtures at Home Depot, Lowes, or other supplier. You can buy them and the contractor will pick them up and install. Also the flooring. Get at least 3 bids from reputable licensed, bonded, insured cont...
by Jackson12
Fri Nov 03, 2017 8:25 pm
Forum: Personal Consumer Issues
Topic: Black Friday Deals/Holiday Gift Ideas
Replies: 57
Views: 8024

Re: Black Friday Deals/Holiday Gift Ideas

Basically, there should be multiple good options in the pressure cooker market. I'm definitely not pushing the Instant pot brand. It was on sale and I had a decent store credit so the price was competitive. There might be better and cheaper options out there that do just fine. Understood. I just th...
by Jackson12
Fri Nov 03, 2017 8:21 pm
Forum: Personal Consumer Issues
Topic: How much to spend for bathroom remodel with these features in LCOL area
Replies: 27
Views: 1815

Re: How much to spend for bathroom remodel with these features in LCOL area

Make a list of exactly what you want. If possible, price the tub, shower, vanity, countertop, and fixtures at Home Depot, Lowes, or other supplier. You can buy them and the contractor will pick them up and install. Also the flooring. Get at least 3 bids from reputable licensed, bonded, insured cont...
by Jackson12
Fri Nov 03, 2017 6:04 pm
Forum: Personal Consumer Issues
Topic: Black Friday Deals/Holiday Gift Ideas
Replies: 57
Views: 8024

Re: Black Friday Deals/Holiday Gift Ideas

Disclaimer: I don't work for the Instart pot company, don't sell the thing, etc. On that note, there is nothing magic about the Instant Pot. It's one of numerous modern electric pressure cookers, and is particularly popular due to a combination of also being able to use it as a slow cooker and a fe...
by Jackson12
Fri Nov 03, 2017 5:52 pm
Forum: Personal Consumer Issues
Topic: How much to spend for bathroom remodel with these features in LCOL area
Replies: 27
Views: 1815

Re: How much to spend for bathroom remodel with these features in LCOL area

I saved money on a bathroom remodel some years back by: Gutting the room myself. Anyone should be able to do. I installed the cement board on the floor for the new tile - I did that myself - but probably better to have a tile pro do it as they will cement it in vs what I did - screwing it down - it...
by Jackson12
Fri Nov 03, 2017 5:49 pm
Forum: Personal Consumer Issues
Topic: How much to spend for bathroom remodel with these features in LCOL area
Replies: 27
Views: 1815

Re: How much to spend for bathroom remodel with these features in LCOL area

We just did a total remodel in our bathroom. New tile floor, bathtub with tile surround, new cabinets (semi custom as my wife wanted slightly taller for sink) quartz counter, including a second make up area for wife. Actually changed from two sinks to one, as my wife wanted to put two storage tower...
by Jackson12
Fri Nov 03, 2017 5:25 pm
Forum: Investing - Help with Personal Investments
Topic: Put cash into a home or stock market.
Replies: 30
Views: 3706

Re: Put cash into a home or stock market.

Im 29 and have about 95 k saved outside my 401k. My grandmother will be selling me her house for a bargain $135,000. The homes value is estimated at 165 to 175k. My question is, should I put 90 k in as a down payment? It seems as though I will make money immediately on equity of about 20 to 25k. Or...
by Jackson12
Fri Nov 03, 2017 5:16 pm
Forum: Investing - Help with Personal Investments
Topic: How has your AA philosophy changed over the years?
Replies: 45
Views: 4034

Re: How has your AA philosophy changed over the years?

Ron: In the 50s and 60s I had several friends who were stock brokers who convinced me to invest in individual stocks. As a result, I became a member of the American Association of Individual Investors with regular meetings at the Holiday Inn in Coral Gables, Florida. One of our speakers was a young...
by Jackson12
Fri Nov 03, 2017 5:12 pm
Forum: Personal Consumer Issues
Topic: How much to spend for bathroom remodel with these features in LCOL area
Replies: 27
Views: 1815

How much to spend for bathroom remodel with these features in LCOL area

Excuse the long post. I've tried to shorten it. We've gone back and forth about downsizing. After reviewing our budget we realize we have room to to save money so we're leaning towards staying. We have no debt, cars are paid off, no mortgage, etc. We would greatly appreciate input about an older bat...
by Jackson12
Fri Nov 03, 2017 4:18 pm
Forum: Personal Consumer Issues
Topic: dishwasher recommendations
Replies: 54
Views: 3308

Re: dishwasher recommendations

Could you recommend a good dishwasher you've had good experiences with? My current dishwasher is "water saving" but takes a very long time to run and to be honest, I'm not certain how truly clean the dishes are coming out. Now it seems that things aren't getting cleaned at all. I did a test of my t...
by Jackson12
Fri Nov 03, 2017 4:13 pm
Forum: Personal Consumer Issues
Topic: Caution: if you subscribe to BritBox or other channels through Amazon
Replies: 5
Views: 850

Re: Caution: if you subscribe to BritBox or other channels through Amazon

SirRunsabit wrote:
Fri Nov 03, 2017 4:00 pm
I’ve seen it happen with my Acorn, and then later it works.
Good to know but the BritBox rep stated that Amazon didn't air all their shows.
by Jackson12
Fri Nov 03, 2017 3:34 pm
Forum: Personal Consumer Issues
Topic: Mouse In Apartment
Replies: 55
Views: 6377

Re: Mouse In Apartment

I'd advise against poison, even if you don't have pets or kids who night eat it. If you've ever had a mouse crawl behind a wall or deep in some hard to access area, you'll understand why I wrote this. Until the mouse skeleton decomposes sufficiently , the smell is horrid ( an understatement). We tor...
by Jackson12
Fri Nov 03, 2017 3:12 pm
Forum: Personal Consumer Issues
Topic: Black Friday Deals/Holiday Gift Ideas
Replies: 57
Views: 8024

Re: Black Friday Deals/Holiday Gift Ideas

Instant pot. I resisted for too long because I'm wary of the " latest fad" . Also, I happen to love cooking, even complex and time consuming recipes, but the Instant Pot still changed my life. Just made vegetable soup. Took 10 minutes for the pot to get to full pressure and less than 8 minutes to ma...
by Jackson12
Fri Nov 03, 2017 2:59 pm
Forum: Personal Consumer Issues
Topic: Caution: if you subscribe to BritBox or other channels through Amazon
Replies: 5
Views: 850

Caution: if you subscribe to BritBox or other channels through Amazon

I was under the impression that any channels subscribed directly through Amazon ( Britbox, Sundance, HBO, etc) offered the same programs as if you subscribed directly from the various channel websites ( Sundance, HBO, Britbox, etc) . We only subscribe to a very select few channels as we aren't huge ...
by Jackson12
Wed Oct 25, 2017 6:01 pm
Forum: Investing - Help with Personal Investments
Topic: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?
Replies: 30
Views: 2077

Re: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?

What was the desired asset allocation? 60/40 What is the actual asset allocation now? 66/34 we have been working with a 5 percent range up or down. Is this your portfolio as a whole, or just your Vanguard account? The reason for the 5% tolerance is that raising or lowering the stock allocation by 5...
by Jackson12
Wed Oct 25, 2017 5:37 pm
Forum: Investing - Help with Personal Investments
Topic: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?
Replies: 30
Views: 2077

Re: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?

So it appears your portfolio has just moved outside your band. Are you adding money to the portfolio? If yes, buy only bonds or other fixed income assets for awhile. That should fix it. If that does not fix it, you will need to sell some stocks and buy bonds - apparently this would have to happen i...
by Jackson12
Wed Oct 25, 2017 5:28 pm
Forum: Investing - Help with Personal Investments
Topic: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?
Replies: 30
Views: 2077

Re: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?

I am editing to my original post to answer your questions. I do not see these edits. Sorry, it is showing lower down in this thread. I thought I edited my original post but somehow I did not. [/quote] Pleas edit the original post even if you did it elsewhere. You are making it difficult for others ...
by Jackson12
Wed Oct 25, 2017 2:27 pm
Forum: Investing - Help with Personal Investments
Topic: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?
Replies: 30
Views: 2077

Re: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?

tesuzuki2002 wrote:
Wed Oct 25, 2017 2:01 pm
I am editing to my original post to answer your questions.
[/quote]

I do not see these edits.
[/quote]
Sorry, it is showing lower down in this thread. I thought I edited my original post but somehow I did not.
by Jackson12
Wed Oct 25, 2017 2:25 pm
Forum: Investing - Help with Personal Investments
Topic: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?
Replies: 30
Views: 2077

Re: Moved to Vanguard this year. Set target allocation. Now significantly outside target range. Now what?

We reallocated our formerly complicated portfolio to a simplified index fund portfolio at Vanguard this year. . Since then ,our equity funds have increased to the point where we have a significantly larger percentage of our portfolio value in stocks than our targeted allocation. This concerns us. S...