Search found 2573 matches

by wander
Sun Dec 16, 2018 1:11 pm
Forum: Personal Finance (Not Investing)
Topic: Moving from Schwab to another bank
Replies: 36
Views: 1764

Re: Moving from Schwab to another bank

Easy, just open an account at any local bank for cases when you need to deposit cash, then transfer between it and Schwab bank. Transfer money between banks are so easy just like between internal accounts.
by wander
Sun Dec 16, 2018 1:06 pm
Forum: Personal Consumer Issues
Topic: [Anyone drop cable for YouTube TV?]
Replies: 88
Views: 4859

Re: [Anyone drop cable for YouTube TV?]

Earl Lemongrab wrote:
Sun Dec 16, 2018 12:59 pm
wander wrote:
Sun Dec 16, 2018 12:46 pm
We dropped cable for OTA TV. Completely free.
What do you use for a DVR? How many simultaneous recordings can it do?
This
by wander
Sun Dec 16, 2018 12:46 pm
Forum: Personal Consumer Issues
Topic: [Anyone drop cable for YouTube TV?]
Replies: 88
Views: 4859

Re: [Anyone drop cable for YouTube TV?]

We dropped cable for OTA TV. Completely free.
by wander
Sun Dec 16, 2018 12:43 pm
Forum: Personal Finance (Not Investing)
Topic: Can I retire
Replies: 115
Views: 8252

Re: Can I retire

Op, you can retire, but not now.
by wander
Sun Dec 16, 2018 11:41 am
Forum: Personal Consumer Issues
Topic: Raspberry pi or starting an 11 year old with programming
Replies: 21
Views: 1612

Re: Raspberry pi or starting an 11 year old with programming

Was thinking of getting a raspberry pi for my almost 12 year old. She is strong in math but by virtue of us not having any computer programming expertise she's had no exposure to that. She has the typical 11 year old facility with phones and tablets but how could I affordably and with a light touch...
by wander
Sun Dec 16, 2018 11:19 am
Forum: Personal Finance (Not Investing)
Topic: Can I retire
Replies: 115
Views: 8252

Re: Can I retire

How can someone spend 250k a year in living expenses? Maybe I/we need to spend more but there is no way I can see use spend 250k per year! What am I missing? (Just curious if my calculations are wrong and in no way trying to shame anyone) Is it really so hard to imagine that other people could spen...
by wander
Thu Dec 13, 2018 11:08 pm
Forum: Personal Consumer Issues
Topic: Is a New Car Okay if Driven 15+ Years?
Replies: 92
Views: 7158

Re: Is a New Car Okay if Driven 15+ Years?

Op, just buy a new car and let your husband do the maintenance.
by wander
Wed Dec 12, 2018 1:42 pm
Forum: Investing - Theory, News & General
Topic: What Happened to you during the Financial crisis of 2007–2008
Replies: 227
Views: 17175

Re: What Happened to you during the Financial crisis of 2007–2008

I kept buying and buying and also told some of my friends to do the same. Now, my 401k is 5 times larger than the low points. It's not much but that proves staying the course works.
by wander
Sat Dec 08, 2018 9:36 pm
Forum: Personal Consumer Issues
Topic: Root Canal - dentist or endodontist
Replies: 47
Views: 3563

Re: Root Canal - dentist or endodontist

Do you also need a bone graft? When the abscess was discovered I had a lot of bone loss (it was deep in my upper jaw, never had much pain) and I'm now waiting for the graft to heal. In hindsight, when I was a teen the family dentist that did the root canal work brushed off my voicing of discomfort....
by wander
Fri Dec 07, 2018 10:01 pm
Forum: Personal Consumer Issues
Topic: Root Canal - dentist or endodontist
Replies: 47
Views: 3563

Re: Root Canal - dentist or endodontist

Endodontist. 100%. I had a root canal done by a regular dentist. He did a bad job. It had to be redone years later and cost close to $2,500. Do not make the same mistake. Go to the specialist. Ha. I'm in the process of getting a dental implant as a result of a failed root canal that became infected...
by wander
Wed Dec 05, 2018 4:07 pm
Forum: Personal Consumer Issues
Topic: Looking for a nice travel watch... recommendations?
Replies: 41
Views: 2355

Re: Looking for a nice travel watch... recommendations?

Rolex or omega is the perfect travel watch, so you’re already covere. I would think twice to wear any luxury brand while travelling to developing countries. I don't want to become a target for thieves. Aren't you a target for thieves simply by being a tourist or obvious foreigner though? A round te...
by wander
Wed Dec 05, 2018 3:58 pm
Forum: Personal Consumer Issues
Topic: Upgrade Canon 60D to FF or new iPhone?
Replies: 50
Views: 1999

Re: Upgrade Canon 60D to FF or new iPhone?

My wife has a 60D that she likes but has always wanted a full frame camera. I haven’t done recent research but am guessing the body would be about a grand on the low end and another lens would be close to the same. Any recommendations? She doesn’t use a DSLR a ton, so getting an iPhone XS could be ...
by wander
Wed Dec 05, 2018 3:47 pm
Forum: Personal Consumer Issues
Topic: Looking for a nice travel watch... recommendations?
Replies: 41
Views: 2355

Re: Looking for a nice travel watch... recommendations?

ssquared87 wrote:
Wed Dec 05, 2018 12:36 am
Rolex or omega is the perfect travel watch, so you’re already covere.
I would think twice to wear any luxury brand while travelling to developing countries. I don't want to become a target for thieves.
by wander
Wed Dec 05, 2018 3:38 pm
Forum: Personal Consumer Issues
Topic: Alternatives to TIVO
Replies: 25
Views: 15398

Re: Alternatives to TIVO

----This is an old thread ---- My solution is Tablo . You can spend a little more money for a 4 tuner device, a few tetraByte hard drive, pay a one time lifetime subscription and you are good to go. Pros: - Connect the tablo to OTA antenna and access it over WIFI (using Roku, Android phones & tablet...
by wander
Mon Dec 03, 2018 9:40 pm
Forum: Personal Finance (Not Investing)
Topic: The Best HSA
Replies: 67
Views: 9354

Re: The Best HSA

The best HSA I can think of is the one I currently have: With HSABank and TD Ameritrade as brokerage account. I invest ETFs for free at TD Ameritrade and pay zero maintenance fee even my account balance is at HSABank. The balance contributed by insurance company is $1,500 annually. By the way, I hav...
by wander
Mon Dec 03, 2018 1:36 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement itch- when did you get it?
Replies: 127
Views: 11919

Re: Retirement itch- when did you get it?

I wanted to retire twenty some years ago, but ... am still working!
by wander
Sun Dec 02, 2018 11:50 am
Forum: Personal Consumer Issues
Topic: Why is Costco gas so much cheaper
Replies: 119
Views: 10472

Re: Why is Costco gas so much cheaper

Elysium wrote:
Sat Dec 01, 2018 1:33 pm
I am saving a dollar almost per gallon lately, up to the tune of $20 every full fill. This is such a great deal! why is that so? talk about free lunches.. I will end up saving almost $1000 a year at this rate :sharebeer
Saving a dollar per gallon? That is not true (at least at my local Costco).
by wander
Sun Dec 02, 2018 12:39 am
Forum: Personal Finance (Not Investing)
Topic: Too Much Savings Regret
Replies: 112
Views: 16902

Re: Too Much Savings Regret

The Op can say regret because the money was inherited from parents, not hard earned money. Instead of judging the parents about their happiness, Op should appreciate for what they did to their children.
by wander
Sat Dec 01, 2018 12:39 am
Forum: Investing - Help with Personal Investments
Topic: My 401k isn't making any money
Replies: 35
Views: 4280

Re: My 401k isn't making any money

I can assure you that when you must prepare to lose money. Do you still want to invest?
by wander
Fri Nov 30, 2018 11:06 pm
Forum: Personal Consumer Issues
Topic: ‘01 Honda Odyssey: won’t start, needs $2700 repair. Junk it or fix?
Replies: 65
Views: 4050

Re: ‘01 Honda Odyssey: won’t start, needs $2700 repair. Junk it or fix?

There are a few dozen of reasons why a car won't start. Just throw the money at it does not fix it. A good mechanic would tell you what is wrong with the car and why he needs to replace those items. You should find another mechanic (like others have mentioned). But maybe it's about time for a new ca...
by wander
Thu Nov 29, 2018 7:49 am
Forum: Personal Consumer Issues
Topic: Changing coolant on 2012 CR-V
Replies: 20
Views: 1005

Re: Changing coolant on 2012 CR-V

I would leave it alone. If you don't know how to change the coolant, it would cause harm than good. I know some friends who did it themselves ended up with overheated engines (failed to bleed the air).
by wander
Mon Nov 26, 2018 5:27 pm
Forum: Personal Consumer Issues
Topic: Name something you had to have and now you regret purchasing it?
Replies: 444
Views: 54419

Re: Name something you had to have and now you regret purchasing it?

I regret purchasing Western Digital wireless router: They should stick with hard drive business.
I regret purchasing SSD hard drives when they first came out: Too much errors and failed often.
by wander
Mon Nov 26, 2018 11:19 am
Forum: Personal Finance (Not Investing)
Topic: paying off all but 1 dollar of CC
Replies: 83
Views: 8208

Re: paying off all but 1 dollar of CC

If you keep a balance on the account, it seems to show that you do not have money to pay it off so it causes bad than good. I always roundup and pay it off monthly and my credit score is good.
by wander
Fri Nov 23, 2018 3:00 pm
Forum: Personal Consumer Issues
Topic: Looking for a car that can handle a long commute, any suggestions?
Replies: 74
Views: 5142

Re: Looking for a car that can handle a long commute, any suggestions?

If I am in the market for a new car, I will consider a Kia stinger (because it looks nice) or a Mazda. I will try to stay away from CVT as far as I can. My current car has regular automatic transmission and I never had any engine/transmission during the last 22 years. I am not loyal to any brand. H...
by wander
Fri Nov 23, 2018 12:48 pm
Forum: Personal Consumer Issues
Topic: Looking for a car that can handle a long commute, any suggestions?
Replies: 74
Views: 5142

Re: Looking for a car that can handle a long commute, any suggestions?

If I am in the market for a new car, I will consider a Kia stinger (because it looks nice) or a Mazda. I will try to stay away from CVT as far as I can. My current car has regular automatic transmission and I never had any engine/transmission during the last 22 years. I am not loyal to any brand.
by wander
Tue Nov 20, 2018 7:31 am
Forum: Personal Consumer Issues
Topic: When is Too Long to Return a Hair Dryer to Costco?
Replies: 73
Views: 4928

Re: When is Too Long to Return a Hair Dryer to Costco?

Yes, Costco changed their electronics return policy some number of years ago. But Costco changing their policy and Costco "banning" members from their stores are two quite different things. Has Costco actually banned any members from their stores for returning things? Maryam Nicksolat, who has held...
by wander
Mon Nov 19, 2018 10:39 pm
Forum: Personal Consumer Issues
Topic: How do Bogleheads buy cars?
Replies: 89
Views: 12685

Re: How do Bogleheads buy cars?

I bought my car new 22 years ago and still drive it today without having through major expenses. I would not trade it for a new car. And by the way, It's not always about saving money. I have fun driving an old car too.
by wander
Sat Nov 17, 2018 10:55 pm
Forum: Personal Consumer Issues
Topic: When is Too Long to Return a Hair Dryer to Costco?
Replies: 73
Views: 4928

Re: When is Too Long to Return a Hair Dryer to Costco?

My neighbor bought a T3 hair dryer from Costco three or four years ago. It died recently. She told me she was going to return it to Costco for a full refund since it cost around $100. We then had a discussion regarding how long ago was too long ago to return a product like this to Costco. She point...
by wander
Sat Nov 17, 2018 2:48 pm
Forum: Personal Consumer Issues
Topic: How to pick a wifi router to replace one we rent from Cox?
Replies: 20
Views: 1276

Re: How to pick a wifi router to replace one we rent from Cox?

I can give you an example, to give you a hint: - You can pick Arris CM8200, which is only a cable modem. This will get the signal from Cox. You don't need to do anything with this cable modem. You can plug an Ethernet cable directly from the cable modem to your laptop. If there is no connection, cal...
by wander
Thu Nov 15, 2018 2:14 pm
Forum: Personal Consumer Issues
Topic: Mobile cellular hotspot for low data use
Replies: 17
Views: 1170

Re: Mobile cellular hotspot for low data use

Unreal Mobile has Unlimited hotspot plan for $10 a month. User has LTE data for 1 GB, after that is very slow. User has option for GSM (AT&T) or CDMA (Sprint). If you want completely free, then FreedomPop is offering free 500 MB a month (with Sprint CDMA) or free 200MB a month (AT&T)
by wander
Thu Nov 15, 2018 5:50 am
Forum: Personal Finance (Not Investing)
Topic: Wait, do I need a prenup?
Replies: 63
Views: 6818

Re: Wait, do I need a prenup?

If you are considering it, then you need one.
by wander
Mon Nov 12, 2018 1:42 pm
Forum: Personal Consumer Issues
Topic: retirement travel: RVs vs fly/drive/hotel
Replies: 98
Views: 9349

Re: retirement travel: RVs vs fly/drive/hotel

We will get a B Class RV in retirement but don't mind to stay at a hotel either.
by wander
Mon Nov 12, 2018 12:35 pm
Forum: Investing - Theory, News & General
Topic: What's everyone currently in?
Replies: 93
Views: 8237

Re: What's everyone currently in?

I am in stocks and bonds, just like previous years. No change.
by wander
Mon Nov 12, 2018 12:25 pm
Forum: Personal Consumer Issues
Topic: Is it safe to keep using a phone after it stops receiving security updates?
Replies: 8
Views: 854

Re: Is it safe to keep using a phone after it stops receiving security updates?

I think as long the APPs are still functioning, you should be fine. But there is a point when the Apps complain about not working and require that you have to update the Apps, then you have no choice but to upgrade the phone. Not updating the software maybe a better idea. I remember both of our old ...
by wander
Mon Nov 12, 2018 12:10 pm
Forum: Personal Finance (Not Investing)
Topic: Regrets from canceling whole life insurance policy - anyone out there?
Replies: 27
Views: 3033

Re: Regrets from canceling whole life insurance policy - anyone out there?

I used to buy whole life insurance for my parents. I learnt the lesson and cancel them two years later and was so happy about that decision. All I needed was to cover the expenses when they pass away, but I realize that I can manage with my taxable brokerage account without any issue. I have no regr...
by wander
Mon Nov 12, 2018 11:56 am
Forum: Personal Finance (Not Investing)
Topic: If expenses are low, are some of us over saving?
Replies: 120
Views: 11957

Re: If expenses are low, are some of us over saving?

It is easier to change life style from poor to rich than the other way around. It is depressing if you used to spend $200k a year, now down to $30k a year.
by wander
Sun Nov 11, 2018 10:40 pm
Forum: Personal Consumer Issues
Topic: Worth fixing a 30-year-old Maytag dryer?
Replies: 66
Views: 13128

Re: Worth fixing a 30-year-old Maytag dryer?

This thread is 5 years old. Op doesn't care if he should replace or fix it by now.
by wander
Sat Nov 10, 2018 7:45 pm
Forum: Personal Consumer Issues
Topic: Which one: Lyft or Uber?
Replies: 57
Views: 4329

Re: Which one: Lyft or Uber?

I used Lyft simply because at the first time I ever used this kind of service, Uber was giving me error after several trials using Apple pay.
Lyft worked at the first try.
by wander
Sat Nov 10, 2018 7:53 am
Forum: Personal Consumer Issues
Topic: Worth fixing a 30-year-old Maytag dryer?
Replies: 66
Views: 13128

Re: Worth fixing a 30-year-old Maytag dryer?

I would replace it. My home is not a museum. :D
by wander
Fri Nov 09, 2018 9:23 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block 2018 Tax Software Deluxe $18.00 - Black Friday sale
Replies: 257
Views: 18408

Re: H&R Block 2018 Tax Software Deluxe Federal + State $29.95

After paid, HRBlock took me to the download page. Somehow, the download button didn't work (either with both Chrome and Firefox). I thought I needed to complain to HRBlock for a refund but then I got Email from HRBlock that had the link for me to download the file and activation code. The link works.
by wander
Wed Nov 07, 2018 6:49 pm
Forum: Personal Finance (Not Investing)
Topic: If expenses are low, are some of us over saving?
Replies: 120
Views: 11957

Re: If expenses are low, are some of us over saving?

Will Social Security still exist when I retire? It's true that Social Security will soon start paying out more benefits than it receives in contributions, as the bulk of the baby-boom generation phases into retirement. The government's official position is that there is enough money saved to pay be...
by wander
Tue Nov 06, 2018 4:30 pm
Forum: Personal Consumer Issues
Topic: Christmas in Montreal?
Replies: 8
Views: 627

Re: Christmas in Montreal?

One caution is it is extremely cold in Montreal in winter. We were there during Christmas and I could tell you that it is impossible to go anywhere outside without beanie hat or something similar. The services were great over there. We went to a lot of places and the list above is excellent. If you ...
by wander
Tue Nov 06, 2018 2:54 pm
Forum: Personal Consumer Issues
Topic: Think I have found my new commuter car - 2019 Honda Insight
Replies: 44
Views: 4756

Re: Think I have found my new commuter car - 2019 Honda Insight

I do notice that my left leg is bent to the side and presses into the door while I drive, but I'm not using it. Red flag right there. How’s that going to feel if someone or something hits the door with substantial force right there? How’s that going to feel on a long road trip, potholes, vibrations...
by wander
Tue Nov 06, 2018 2:50 pm
Forum: Personal Finance (Not Investing)
Topic: How much money are you leaving your kids after you die?
Replies: 234
Views: 15041

Re: How much money are you leaving your kids after you die?

We will plan to spend all of our money.
by wander
Tue Nov 06, 2018 2:40 pm
Forum: Personal Finance (Not Investing)
Topic: Ok to remove collision coverage?
Replies: 13
Views: 1049

Re: Ok to remove collision coverage?

It think it is too cheap to keep for peace of mind.
by wander
Tue Nov 06, 2018 12:00 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a used car
Replies: 31
Views: 1857

Re: Buying a used car

ready20 wrote:
Tue Nov 06, 2018 11:07 am
Let me start by saying- I hate cars- just have never been a car guy.
I don't know how you can hate a car. It's just for transportation.
by wander
Tue Nov 06, 2018 10:48 am
Forum: Personal Consumer Issues
Topic: Think I have found my new commuter car - 2019 Honda Insight
Replies: 44
Views: 4756

Re: Think I have found my new commuter car - 2019 Honda Insight

I'm always confused when people don't look at used EV's for commuter cars. They drive like real cars. Tons of power and are actually fun. Prius type cars drive like crap... I'm shocked people are willing to tolerate them when EV's get more than double or triple the "fuel" economy. is it just new is...
by wander
Mon Nov 05, 2018 6:03 pm
Forum: Personal Consumer Issues
Topic: Buying a mini-van
Replies: 25
Views: 1838

Re: Buying a mini-van

Minivan is our favorite for long distance drive, it is very convenient during rain as you can get to the rear without getting wet. I think minivan is more practical for family man than an SUV.