Search found 2713 matches

by wander
Mon Jun 17, 2019 5:29 pm
Forum: Personal Finance (Not Investing)
Topic: Help with car decision
Replies: 19
Views: 1212

Re: Help with car decision

I would keep the Honda if I were you. It doesn't make sense to have 2 car loans unnecessarily. But, it's your money, do what you like.
by wander
Sat Jun 15, 2019 10:15 am
Forum: Personal Consumer Issues
Topic: Buy Mini-Van Tomorrow or No?
Replies: 59
Views: 3198

Re: Buy Mini-Van Tomorrow or No?

No and why. Yesterday, my son graduated from high school. My mom and FIL came with the 3 of us. So 5 total. Could we all fit in a Subaru Legacy? Sure. We took 2 cars. For one event in 12 years, it would be stupid to have a bigger vehicle. In a similar way, your mother in law can go in another car.....
by wander
Thu Jun 13, 2019 11:48 pm
Forum: Personal Consumer Issues
Topic: Buy Mini-Van Tomorrow or No?
Replies: 59
Views: 3198

Re: Buy Mini-Van Tomorrow or No?

That's a good reason to buy a minivan. When the kids grow up, you can switch to any car you want. I am biased and will buy Japanese van for reliability.
by wander
Thu Jun 13, 2019 9:00 am
Forum: Personal Consumer Issues
Topic: Do you repair your own appliances?
Replies: 65
Views: 3266

Re: Do you repair your own appliances?

Replaced seals on refrigerator doors. Replaced seals on oven door. Nothing else breaks.
by wander
Mon Jun 10, 2019 3:20 pm
Forum: Personal Consumer Issues
Topic: Are You Dumping Netflix?
Replies: 218
Views: 17501

Re: Are You Dumping Netflix?

tesuzuki2002 wrote:
Mon Jun 10, 2019 3:14 pm
I dumped Netflix YEARs ago!
+1. I didn’t realize how much time I spent watching Netflix contents. Save money is one thing, save time is another.
by wander
Fri Jun 07, 2019 11:16 pm
Forum: Investing - Theory, News & General
Topic: How did you all do in the month of May, 2019
Replies: 125
Views: 9761

Re: How did you all do in the month of May, 2019

I didn't check until yesterday. Still down about 2% from all time high.
by wander
Thu Jun 06, 2019 6:52 pm
Forum: Personal Consumer Issues
Topic: Do you drive old cars for long distance travels?
Replies: 105
Views: 6954

Re: Do you drive old cars for long distance travels?

Yes, but I know my car well to the point that I can drive it anywhere without issue.
by wander
Sat May 18, 2019 9:49 am
Forum: Personal Finance (Not Investing)
Topic: Buying a "new" car - Advice pls
Replies: 74
Views: 5387

Re: Buying a "new" car - Advice pls

If I were going to buy a car, I would look at a used Lexus V6.
by wander
Sat May 18, 2019 8:50 am
Forum: Personal Investments
Topic: Putting money back in an HSA
Replies: 5
Views: 1000

Re: Putting money back in an HSA

My HSA custodian has a for you can fill out and mail in to repay mistaken distributions. I'm assuming most would something of the same. +1. This is the normal procedure. When something like this happens, the best option is you contact your custodian. The custodian will provide a form that you can p...
by wander
Fri May 17, 2019 9:47 pm
Forum: Personal Consumer Issues
Topic: Why do plumbers get paid so well?
Replies: 84
Views: 6216

Re: Why do plumbers get paid so well?

You need a plumber once maybe in every 10 years? It's not so much at all.
by wander
Fri May 10, 2019 6:21 am
Forum: Personal Consumer Issues
Topic: Cell Phone Plan/Carrier Recommendation?
Replies: 59
Views: 5933

Re: Cell Phone Plan/Carrier Recommendation?

Vouching for RedPocket on Verizon (It's their red plan). Runs about $16 per month with an annual plan. Data is 2GB at LTE speeds then throttled. I've been very happy with it. One thing to consider with these MVNO's is that service can get funky in extended network areas. Keep that in mind. Also a f...
by wander
Fri May 10, 2019 6:19 am
Forum: Personal Consumer Issues
Topic: Cell Phone Plan/Carrier Recommendation?
Replies: 59
Views: 5933

Re: Cell Phone Plan/Carrier Recommendation?

Another Total Wireless user here. Look at Verizon's coverage map that shows red and pink areas. Total Wireless is only the red area, not the pink area. I would look at coverage maps for all the other carriers and see what works for you. Then, find a good MVNO for that network, and see if they offer...
by wander
Thu May 09, 2019 9:08 am
Forum: Personal Consumer Issues
Topic: Cell Phone Plan/Carrier Recommendation?
Replies: 59
Views: 5933

Re: Cell Phone Plan/Carrier Recommendation?

I recently signed up with Google Fi. Price seems relatively good especially if you don't use a lot of data. Supports international roaming to many countries without having to get country specific SIM card. There is a very limited choice of phones that work with Fi. It uses T-Mobile, Sprint and U.S....
by wander
Fri May 03, 2019 2:31 pm
Forum: Personal Consumer Issues
Topic: Car lost acceleration
Replies: 111
Views: 6051

Re: Car lost acceleration

I assumed the "Part" being the metal piece, isn't the problem, but something mechanical that automatically makes that part go up and down when the hood opens and closes and would be a like $1K to fix. The 'Part" isn't broken, the mechanism is. "The something mechanical that automatically make that ...
by wander
Thu May 02, 2019 2:47 pm
Forum: Investing - Theory, News & General
Topic: Google sheets not pulling stock prices
Replies: 112
Views: 13731

Re: Google sheets not pulling stock prices

It happened to me quite often. Mostly, the problem can be fixed by close and open the browser again. Lately, I use Firefox instead of Chrome. Chrome constantly gives me error.
by wander
Thu May 02, 2019 1:33 pm
Forum: Personal Consumer Issues
Topic: Fun-ish Used Boglehead Car
Replies: 86
Views: 5607

Re: Fun-ish Used Boglehead Car

I am not a car Huy and never understood people spending money on cars. Then my wife got a Tesla. Awesome! And coolest is the updates so the car gets better as you own it. CRAZY! Just don't buy the stock :( I read some articles about issue with Tesla on services. Many people are frustrated that they...
by wander
Wed May 01, 2019 2:51 pm
Forum: Personal Consumer Issues
Topic: Questions for Folks that Does Not Need Their 401k/IRA Funds in Retirement
Replies: 67
Views: 4974

Re: Questions for Folks that Does Not Need Their 401k/IRA Funds in Retirement

It’s nice to be in the position that I won’t need 401k, IRAs. But we won’t regret at all, in fact, we can always spend the “extra” for good causes.
by wander
Fri Apr 19, 2019 6:39 pm
Forum: Personal Investments
Topic: Can we retire yet? And other related questions...
Replies: 29
Views: 3530

Re: Can we retire yet? And other related questions...

It's an easy YES. Congratulations!
by wander
Wed Apr 17, 2019 4:46 pm
Forum: Personal Consumer Issues
Topic: Luxury car recommendations?
Replies: 107
Views: 9656

Re: Luxury car recommendations?

vu8 wrote:
Wed Apr 17, 2019 4:16 pm
Lexus Lexus Lexus. If you like sedans, then lexus LS. if you like suvs, then lexus lx. Stay away from the German money pits
+1. I am driving a 20+ year LS and it is still quiet, reliable and powerful. When it's time to upgrade, I will get another LS.
by wander
Fri Apr 12, 2019 2:20 pm
Forum: Personal Consumer Issues
Topic: Soon to be dad, how to prepare
Replies: 127
Views: 6264

Re: Soon to be dad, how to prepare

You care to ask for opinion. Sounds like you are a decent man and will be a good dad.
by wander
Fri Mar 22, 2019 9:24 am
Forum: Personal Consumer Issues
Topic: Old Laptop - Keeps Freezing - Help!
Replies: 21
Views: 1104

Re: Old Laptop - Keeps Freezing - Help!

Check the CPU fan, it maybe too hot.
by wander
Fri Mar 22, 2019 9:21 am
Forum: Personal Consumer Issues
Topic: Vacation Home: Own vs. Rent??
Replies: 42
Views: 3572

Re: Vacation Home: Own vs. Rent??

I would rent.
by wander
Fri Mar 22, 2019 9:20 am
Forum: Personal Consumer Issues
Topic: Being a Boglehead and car enthusiast stinks
Replies: 72
Views: 4556

Re: Being a Boglehead and car enthusiast stinks

Being Boglehead also means to delay your car enthusiast feeling. Later, once you are done saving and have enough money for your rainy days, you can drive car like no-one else.
by wander
Fri Mar 22, 2019 8:18 am
Forum: Investing - Theory, News & General
Topic: The $4,026,858.95 Car or a Worry-Free Retirement?
Replies: 245
Views: 11842

Re: The $4,026,858.95 Car or a Worry-Free Retirement?

I drive inexpensive car but not sure how much probability that I will have $4,026,858.95 when retire.
by wander
Fri Mar 22, 2019 8:08 am
Forum: Personal Consumer Issues
Topic: When your responsibility to your children ends?
Replies: 76
Views: 6970

Re: When your responsibility to your children ends?

My answer is never but it seems to align with others' as many people want to leave money behind for their children when they pass. Leave large sum of money behind for someone else rather than their children will make news.
by wander
Fri Mar 22, 2019 6:43 am
Forum: Personal Consumer Issues
Topic: When is it time for a new smartphone?
Replies: 66
Views: 4063

Re: When is it time for a new smartphone?

UTgrad wrote:
Wed Mar 20, 2019 9:36 pm
...while its still working, I’m starting to deal with issues such as extremely decreased battery life and an annoying pink line going down one side of the phone.
I would replace it today because of the annoying pink line. You don't need a top of the line phone, a Moto G7 should be good enough.
by wander
Tue Mar 19, 2019 10:09 am
Forum: Personal Consumer Issues
Topic: Better to Donate Time or Money To Charity?
Replies: 37
Views: 1377

Re: Better to Donate Time or Money To Charity?

munemaker wrote:
Tue Mar 19, 2019 8:40 am
Whatever you have to offer. They generally need both.
+1.
by wander
Tue Mar 19, 2019 10:07 am
Forum: Personal Investments
Topic: How to get over a $25K stock market loss?
Replies: 125
Views: 10391

Re: How to get over a $25K stock market loss?

Op, don't worry. People learn from their mistakes. You will do better next time.
by wander
Sun Mar 17, 2019 5:44 pm
Forum: Personal Consumer Issues
Topic: What's Your Opinion on Nest Thermostats
Replies: 62
Views: 5012

Re: What's Your Opinion on Nest Thermostats

My Nest Thermostat is a 2nd gen. It works just fine.
by wander
Sun Mar 17, 2019 4:55 pm
Forum: Personal Consumer Issues
Topic: Paris - Is It Safe?
Replies: 143
Views: 8970

Re: Paris - Is It Safe?

I feel safe in Paris. Again, it's common sense to not make yourself a target, anywhere.
by wander
Sat Mar 16, 2019 4:09 pm
Forum: Personal Finance (Not Investing)
Topic: How many companies have you worked for?
Replies: 125
Views: 6476

Re: How many companies have you worked for?

3 before colleges. After graduation, I have been working for one company for last 25 years.
by wander
Sat Mar 16, 2019 4:04 pm
Forum: Personal Investments
Topic: Vanguard PRIMECAP and Capital Opportunity
Replies: 59
Views: 7087

Re: Vanguard PRIMECAP and Capital Opportunity

Since these funds are also offered through brokerage accounts and you can get them for free, what is a big deal of getting them through Vanguard?
by wander
Sat Mar 16, 2019 4:02 pm
Forum: Personal Consumer Issues
Topic: Tesla Model Y
Replies: 127
Views: 8185

Re: Tesla Model Y

I am happy with my car and won't plan to buy any Tesla soon.
by wander
Sat Mar 16, 2019 3:57 pm
Forum: Personal Consumer Issues
Topic: Smoking tire/wheel/brake one week after wheel alignment
Replies: 24
Views: 1391

Re: Smoking tire/wheel/brake one week after wheel alignment

Bring it to my house, I will let you know what's wrong. :D I want to help you but I cannot give you a bunch of guesses.
by wander
Sat Mar 16, 2019 3:51 pm
Forum: Personal Investments
Topic: The case for 100% equities
Replies: 199
Views: 12967

Re: The case for 100% equities

I am not saying I want to go 100% equities, I am trying to investigate if I should or shouldn't... as I said I am on the fence about it. If you're on the fence about it, then you probably shouldn't do it. It takes real conviction to hold on to an equity portfolio through something like 2008. This i...
by wander
Wed Mar 13, 2019 3:48 pm
Forum: Personal Consumer Issues
Topic: Buying a used car for LA
Replies: 25
Views: 1718

Re: Buying a used car for LA

Get a hybrid so you can take advantage of the HOV lane. Besides, it helps a lot with gas is around over $4 per gallon (regular) Only specific cars qualify for using the HOV lanes with a single passenger. Make sure you check first. Of course, the Op must check the list first. But it is worth it if y...
by wander
Wed Mar 13, 2019 8:50 am
Forum: Personal Consumer Issues
Topic: Buying a used car for LA
Replies: 25
Views: 1718

Re: Buying a used car for LA

Get a hybrid so you can take advantage of the HOV lane. Besides, it helps a lot with gas is around over $4 per gallon (regular)
by wander
Sat Mar 09, 2019 9:46 pm
Forum: Personal Finance (Not Investing)
Topic: Airline travel and economy: pay $$ to pick seats
Replies: 116
Views: 7548

Re: Airline travel and economy: pay $$ to pick seats

If you have kids don't risk it. There is no guarantee. Unless maybe you beg an attendant at the gate on check in. My wife and I chose the economy and they assigned us two middle seats on check in. We could not change online without paying a fee. By the time we got to the gate all the seats were alr...
by wander
Fri Mar 08, 2019 9:45 pm
Forum: Investing - Theory, News & General
Topic: Charles Schwab Experiences?
Replies: 101
Views: 16977

Re: Charles Schwab Experiences?

I used Schwab from day one when they first offered the investor checking service. The interface was simple and responsive. Lately, they updated to different look and it became worse and worse. It seemed the original designers who knew what to do have retired and let new less experience & skill guys ...
by wander
Sun Mar 03, 2019 8:51 am
Forum: Personal Consumer Issues
Topic: Best quality car - Lexus?
Replies: 56
Views: 6336

Re: Best quality car - Lexus?

There is no such thing is best quality.
by wander
Thu Feb 28, 2019 4:48 pm
Forum: Personal Consumer Issues
Topic: Car Navigation System Update
Replies: 36
Views: 2053

Re: Car Navigation System Update

Get a stereo with Apple and Android plays. You will get bigger screen with up-to-date maps.
by wander
Thu Feb 28, 2019 4:40 pm
Forum: Personal Consumer Issues
Topic: Experience with Apple Pay?
Replies: 71
Views: 6572

Re: Experience with Apple Pay?

Do you have to unlock the phone and navigate to/open a particular app to pay with Apple Pay? Or do you just pull out the phone and put it next to the sensor? Usually, I don't login to use Apple pay. Instead, I use any finger, which I don't use to login the phone, to tap twice on the home button and...
by wander
Wed Feb 27, 2019 5:12 pm
Forum: Personal Finance (Not Investing)
Topic: HSA Charges/Refund received/Dentist
Replies: 29
Views: 1468

Re: HSA Charges/Refund received/Dentist

My first question is why are you paying for medical costs with an HSA? The HSA is a dream retirement vehicle. Pretax money goes in, money grows tax free, and in retirement, use the money tax free to pay for medical expenses (which we all will have). That triple tax benefit makes the HSA more desira...
by wander
Wed Feb 27, 2019 9:08 am
Forum: Personal Investments
Topic: Moving from Fidelity to Edward Jones
Replies: 26
Views: 3151

Re: Moving from Fidelity to Edward Jones

Op, when I read your thread, I thought you were doing the opposite.
by wander
Thu Feb 21, 2019 11:37 pm
Forum: Personal Investments
Topic: Should I keep money in TSP long term?
Replies: 66
Views: 2945

Re: Should I keep money in TSP long term?

Why do you want to waste your money on a Financial advisor?
by wander
Thu Feb 21, 2019 11:03 pm
Forum: Personal Consumer Issues
Topic: Do you tip the guys at Home Depot?
Replies: 80
Views: 5096

Re: Do you tip the guys at Home Depot?

No, say thank you should be good enough. I once went to a Home Depot store, and while walking toward the door I saw a customer and two Home Depot employees were loading a compact tractor onto a truck. It went up and down but could not get onto the truck bed and seemed like they did bite off more tha...
by wander
Wed Feb 20, 2019 6:41 pm
Forum: US Chapters
Topic: Do you discuss BH philosophy with others?
Replies: 66
Views: 3337

Re: Do you discuss BH philosophy with others?

No. Once my brother-in-law asked me to help him investing but my spouse warned me not to do so. The fear was: if things go well, it's his gain; if things go South, we could be blamed.
by wander
Wed Feb 20, 2019 5:20 am
Forum: Personal Consumer Issues
Topic: Do others dislike Vanguard's new website as much as me?
Replies: 205
Views: 12086

Re: Do others dislike Vanguard's new website as much as me?

I have no problem with Vanguard at all. It just works. I like it shows me at the right spot how much I has contributed to IRA so far for this year and last year. That makes the contribution so simple and straight forward.
by wander
Mon Feb 18, 2019 6:40 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block vs TurboTax (spoiler: HRB is awful)
Replies: 88
Views: 10291

Re: H&R Block vs TurboTax (spoiler: HRB is awful)

livesoft wrote:
Mon Feb 18, 2019 6:18 pm
wander wrote:
Mon Feb 18, 2019 6:00 pm
Fortunately, I did some TLHs in 2018 at WellsTrade. That's the only firm I have 1099-B.
Me, too. I like how the WF 1099-B gives one a summary for each of LT and ST, so one doesn't have to enter but a few numbers.
Thanks livesoft. That's the way I should do then.
by wander
Mon Feb 18, 2019 6:21 pm
Forum: Personal Consumer Issues
Topic: Wife filled our gas engine car with diesel fuel
Replies: 111
Views: 11514

Re: Wife filled our gas engine car with diesel fuel

spectec wrote:
Mon Feb 18, 2019 11:25 am
Here's a pretty good explanation:

https://www.cartalk.com/blogs/dear-car- ... el-gas-car
If it were me, I would have it fixed and tried to sell it first thing. I don't care what people study it, the car will never be the same.