Search found 2764 matches

by wander
Sun Nov 10, 2019 3:20 pm
Forum: Personal Consumer Issues
Topic: After 2 weeks on new job, I am wanting to return to my old job, this is a terrible idea right?
Replies: 53
Views: 4994

Re: After 2 weeks on new job, I am wanting to return to my old job, this is a terrible idea right?

At my company, my higher boss is very nice and willing to work with you to keep you. However, once you have made a choice and moved on, he would make sure that you would never come back. Although the direct boss wants someone back, the higher level boss will make sure it never happen.
by wander
Sat Nov 09, 2019 7:56 am
Forum: Personal Consumer Issues
Topic: Was I ripped off at the car dealership?
Replies: 73
Views: 6618

Re: Was I ripped off at the car dealership?

Scotty Kilmer changing the oil gasket: https://youtu.be/eJY_4zhhNPA The amount of work this takes varies a lot depending on the car model. For many cars, the crossbar is in the way so you have to remove crossbar, motor mounts, ... before getting to the oil pan. As other posters have mentioned, you ...
by wander
Sat Nov 09, 2019 7:23 am
Forum: Personal Consumer Issues
Topic: Acura TLX owners
Replies: 17
Views: 1441

Re: Acura TLX owners

If you don't have to deal with snow, then you can skip the AWD.
by wander
Wed Nov 06, 2019 9:17 pm
Forum: Personal Investments
Topic: Will we be OK at 3% WR?
Replies: 261
Views: 16689

Re: Will we be OK at 3% WR?

3% is doable for me but I don't want to rely on ACA so here I am still working.
by wander
Tue Nov 05, 2019 8:52 pm
Forum: Personal Investments
Topic: problem with T Rowe Price IRA exchange
Replies: 7
Views: 446

Re: problem with T Rowe Price IRA exchange

Their phone customer service has been subpar for me and the other beneficiaries. I'm initiating an account transfer to Vanguard but it looks like that will be an ordeal. Hopefully not. No issues when I transferred my TRP IRA to Vanguard. I initiated the transfer through Vanguard. TRP CS was very go...
by wander
Sat Nov 02, 2019 9:02 pm
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 544
Views: 72193

Re: Flaunt Your High-Mileage Car

OK, I'm going to play the devils advocate. I have an old car with low miles. 2010 Toyota with 70,000 miles. Who in the world would want to brag about high miles? Who would want to spend the majority of their waking hours for 20+ years driving a car? Statistically, driving is the most risky of activ...
by wander
Sat Nov 02, 2019 2:55 pm
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 544
Views: 72193

Re: Flaunt Your High-Mileage Car

97 Nissan truck with 395k. People can talk all day long about Toyota and Honda. My Nissan can challenge any of them about reliability (original engine, transmission). :sharebeer
by wander
Wed Oct 30, 2019 8:53 pm
Forum: Personal Finance (Not Investing)
Topic: Apple Pay. Does anyone use it?
Replies: 178
Views: 10545

Re: Apple Pay. Does anyone use it?

I use it everywhere I can.
by wander
Fri Oct 25, 2019 9:08 pm
Forum: Personal Consumer Issues
Topic: car battery change or not? 2 year old battery
Replies: 118
Views: 6287

Re: car battery change or not? 2 year old battery

I changed my 2 year old battery recently because my car requires a 710 CCA and Costco gave me a 700 CCA battery. I didn't notice until 2 years later and went to Walmart to get a 720 CCA one. The sound of engine crank is noticeable steady now compare to the 2 year old lower CCA grade battery. Those ...
by wander
Fri Oct 25, 2019 8:46 pm
Forum: Personal Consumer Issues
Topic: car battery change or not? 2 year old battery
Replies: 118
Views: 6287

Re: car battery change or not? 2 year old battery

I changed my 2 year old battery recently because my car requires a 710 CCA and Costco gave me a 700 CCA battery. I didn't notice until 2 years later and went to Walmart to get a 720 CCA one. The sound of engine crank is noticeable steady now compare to the 2 year old lower CCA grade battery. Those ...
by wander
Fri Oct 25, 2019 4:47 pm
Forum: Personal Consumer Issues
Topic: car battery change or not? 2 year old battery
Replies: 118
Views: 6287

Re: car battery change or not? 2 year old battery

I changed my 2 year old battery recently because my car requires a 710 CCA and Costco gave me a 700 CCA battery. I didn't notice until 2 years later and went to Walmart to get a 720 CCA one. The sound of engine crank is noticeable steady now compare to the 2 year old lower CCA grade battery.
by wander
Fri Oct 25, 2019 4:40 pm
Forum: Personal Finance (Not Investing)
Topic: I no longer plan on retiring early
Replies: 110
Views: 15089

Re: I no longer plan on retiring early

So you no longer plan to retire early but you want to brag a little bit. It's fine with me. :D
by wander
Thu Oct 24, 2019 6:11 pm
Forum: Personal Investments
Topic: Can we comfortably retire?
Replies: 29
Views: 4643

Re: Can we comfortably retire?

OP, If you guys can't retire, the who can? :sharebeer
by wander
Thu Oct 17, 2019 8:31 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity DAF--how to minimize fees
Replies: 27
Views: 2328

Re: Fidelity DAF--how to minimize fees

We have just started. $100 is well worth it.
by wander
Sun Oct 13, 2019 3:56 pm
Forum: Personal Consumer Issues
Topic: Should I sell or keep my 5 year old depreciated Tesla
Replies: 89
Views: 7693

Re: Should I sell or keep my 5 year old depreciated Tesla

I may sell the Tesla for Honda Civic Type R. But a Honda? No way.
by wander
Sun Oct 06, 2019 10:46 pm
Forum: Personal Consumer Issues
Topic: Adding middle name to SSN and Passport
Replies: 17
Views: 1796

Re: Adding middle name to SSN and Passport

How did she get foreign passport issued with a name that was not on her birth certificate and had apparently not been legally changed either there or in US? Many people, when naturalize to become US Citizen, still hold on to their birth countries' passport. Doing that, whenever they visit their bir...
by wander
Sun Oct 06, 2019 10:32 pm
Forum: Personal Consumer Issues
Topic: replacing Smoke Detectors (not just batteries)
Replies: 30
Views: 1950

Re: replacing Smoke Detectors (not just batteries)

My wired smoke detector has been working for the last 20+ years. I bought a battery smoke detector two years but it never worked. I bought it because it had good rating on Amazon. Well, it was a waste of money. I even burned a cloth underneath of the battery smoke detector but it kept silence. The w...
by wander
Sat Oct 05, 2019 5:55 pm
Forum: Personal Finance (Not Investing)
Topic: DAF for church offering? [Donor Advised Fund]
Replies: 81
Views: 10188

Re: DAF for church offering? [Donor Advised Fund]

Thanks all for your replies. I like your ideas and will write a note on the pledge card. If someone contacts us later to remind about the missing gifts, we will correct it with the treasurer.
by wander
Sat Oct 05, 2019 2:01 pm
Forum: Personal Finance (Not Investing)
Topic: DAF for church offering? [Donor Advised Fund]
Replies: 81
Views: 10188

Re: DAF for church offering? [Donor Advised Fund]

This thread is a little old but I don't think that I need a new thread for just one question. For the pledge at your church, how do you identify yourself and the DAF fund so the church won't come after you when you pledge with your name and the fund comes out from family fund?
by wander
Sat Oct 05, 2019 1:54 pm
Forum: Personal Consumer Issues
Topic: Would or should you tip AAA road assistance?
Replies: 67
Views: 4854

Re: Would or should you tip AAA road assistance?

I think tips are personal choices. If you want to give money to somebody, it is absolutely fine. However, if you don't give, that's fine too. If giving makes you happier, then by all mean do it. :D
by wander
Fri Oct 04, 2019 10:35 pm
Forum: Investing - Theory, News & General
Topic: How many are switching from Fidelity?
Replies: 140
Views: 15822

Re: How many are switching from Fidelity?

RoAG wrote:
Fri Oct 04, 2019 10:15 pm
anyone know if commision free is being applied to hsa and ira accounts as well or just the brokerage accounts?
Yes, TD offers $0 commission for trading stocks & ETFs in HSA account.
by wander
Tue Oct 01, 2019 6:27 pm
Forum: Personal Finance (Not Investing)
Topic: Car price ratio to NW
Replies: 140
Views: 9409

Re: Car price ratio to NW

StealthRabbit wrote:
Tue Oct 01, 2019 6:19 pm
My car is 0.001% of my net worth (And I have a very small NW)
You know that if your car is $10, the 0.001% translates to a NW of $1,000,000, don't you? A $1,000,000 is not very small at all and where can you find a $10 car? :D
by wander
Tue Oct 01, 2019 5:03 am
Forum: Personal Consumer Issues
Topic: 2010 Honda Accord - loud?
Replies: 31
Views: 2565

Re: 2010 Honda Accord - loud?

Diagnose car noise problem without the car is like throwing darts.
by wander
Sun Sep 29, 2019 6:17 pm
Forum: Personal Finance (Not Investing)
Topic: Do you know what your partner spends money on?
Replies: 80
Views: 6480

Re: Do you know what your partner spends money on?

We have shared credit cards, checking account and my spouse has some department store cards but I have access to electronic bills. Never have any problem. We don't even care about allowance. Just live normal, spend normal. No crazy spending by the way. Some months I spend more, some months my spouse...
by wander
Sun Sep 29, 2019 6:10 pm
Forum: Personal Consumer Issues
Topic: Going to a wedding party
Replies: 48
Views: 4328

Re: Going to a wedding party

Not sure if it is applicable in this case since different ethnic groups will have different traditions. One thing I am sure that most (maybe 99.99%) Asian American weddings are accustomed to accept checks as gift at the weddings. How much a gift is very much up to the guests. If the Op has already s...
by wander
Sun Sep 29, 2019 3:58 pm
Forum: Personal Consumer Issues
Topic: Beyond Meat Burger? Do you like?
Replies: 119
Views: 9228

Re: Beyond Meat Burger? Do you like?

I tried the impossible burger. It was okay but we will get a real burger next time.
by wander
Fri Sep 20, 2019 7:08 am
Forum: Personal Consumer Issues
Topic: $2k repairs on $12K car
Replies: 81
Views: 5162

Re: $2k repairs on $12K car

Those repairs should not get closed to $2k.
by wander
Fri Sep 20, 2019 7:07 am
Forum: Personal Consumer Issues
Topic: moving retired/elderly parents to soCal? sane or insane?
Replies: 29
Views: 2445

Re: moving retired/elderly parents to soCal? sane or insane?

I think you should not move them. I relate to my parents, they rather want to stay where they are familiar with. I think moving away from where they are used may affect their minds.
by wander
Tue Sep 10, 2019 9:17 pm
Forum: Personal Consumer Issues
Topic: Costco washer/dryer delivery: tipping?
Replies: 54
Views: 4137

Re: Costco washer/dryer delivery: tipping?

Costco pays its employees well. I wonder why I need to tip the delivery men.
by wander
Fri Sep 06, 2019 7:58 am
Forum: Non-US Investing
Topic: Keep new house unoccupied or let sibling mind it rent free? [ex-pat in UAE]
Replies: 31
Views: 2793

Re: Keep new house unoccupied or let sibling mind it rent free?b

We are happy to leave the house vacant and gradually fit it out so that when we relocate it is 100% ready for us to live there. My parents live an hour away and are willing to monitor it, open windows etc on a weekly basis. If you are worried to ask on this forum, I think you rather leave it to you...
by wander
Fri Aug 09, 2019 10:10 am
Forum: Personal Finance (Not Investing)
Topic: How I use I-ORP, and who shouldn't
Replies: 159
Views: 24418

Re: How I use I-ORP, and who shouldn't

I tried this calculator a few times, but the reports did not show anything about IRA2Roth. In the input parameters, it shows "IRA2Roth 0 Maximum IRA to Roth IRA Conversions." Does it mean IRA to Roth conversion is not applicable in my case? Using https://i-orp.com/DI/extended.html, what option did ...
by wander
Fri Aug 09, 2019 9:46 am
Forum: Personal Finance (Not Investing)
Topic: How I use I-ORP, and who shouldn't
Replies: 159
Views: 24418

Re: How I use I-ORP, and who shouldn't

I tried this calculator a few times, but the reports did not show anything about IRA2Roth. In the input parameters, it shows "IRA2Roth 0 Maximum IRA to Roth IRA Conversions." Does it mean IRA to Roth conversion is not applicable in my case?
by wander
Wed Aug 07, 2019 6:11 am
Forum: Personal Consumer Issues
Topic: Insane to buy a sports car?
Replies: 215
Views: 11806

Re: Insane to buy a sports car?

misterg wrote:
Fri Aug 02, 2019 12:04 pm
2020 Corvette Stingray (~$80k)
I would wait a year to see how these cars perform then decide. That's my take on every new gen.
by wander
Thu Aug 01, 2019 9:47 pm
Forum: Personal Consumer Issues
Topic: Are all models of Toyota generally considered reliable?
Replies: 52
Views: 5281

Re: Are all models of Toyota generally considered reliable?

Summit111 wrote:
Thu Aug 01, 2019 8:56 pm
We have two Toyota’s...

2001 Tacoma 3,001,000 miles...purchased new...no problems still going strong
3 Million miles? Wow. My car is running well at 400k, I thought it was a lot.
by wander
Thu Aug 01, 2019 9:02 pm
Forum: Personal Finance (Not Investing)
Topic: How do you decide what car to buy for your kid
Replies: 91
Views: 4397

Re: How do you decide what car to buy for your kid

Your kids are lucky. Nobody gave me a car. I earned to buy my first one ($4,200).
by wander
Thu Aug 01, 2019 8:53 pm
Forum: Personal Consumer Issues
Topic: Do you buy the highest trim car ?
Replies: 120
Views: 7926

Re: Do you buy the highest trim car ?

I'd like to with base. Less things to fail.
by wander
Thu Aug 01, 2019 8:47 pm
Forum: Personal Consumer Issues
Topic: Acura RDX vs Audi Q5
Replies: 93
Views: 8984

Re: Acura RDX vs Audi Q5

I am an owner of a V-6 2016 RDX and have had this car for over a year. I bought it to replace a 2014 Suburu Forester XT Turbo which I replaced after it blew the engine at 18,000 miles. I love the RDX. Very good handling, quiet and one of the few models in that size that still had a V6 engine. In 20...
by wander
Fri Jul 26, 2019 6:50 am
Forum: Personal Finance (Not Investing)
Topic: How do you move past old financial mistakes?
Replies: 57
Views: 5187

Re: How do you move past old financial mistakes?

It happened in the past. Something that I never look back.
by wander
Fri Jul 19, 2019 7:32 pm
Forum: Personal Investments
Topic: If you had $1M to invest what would you do?
Replies: 26
Views: 3139

Re: If you had $1M to invest what would you do?

Bigt3142 wrote:
Fri Jul 19, 2019 4:08 pm
You are basically asking if you can time the market, if you have enough money. :oops:

If you have money to invest your answer should be the same wither it's $1 or $1M.
I wouldn't bother thinking about investing if I have only $1. :sharebeer
by wander
Thu Jul 18, 2019 6:43 am
Forum: Personal Investments
Topic: How exactly does maxing a 401k work when you're approaching the limit line?
Replies: 27
Views: 2254

Re: How exactly does maxing a 401k work when you're approaching the limit line?

generally, your payroll person will stop the deduction at the max; they do this all the time. Check with HR. Yes, I get that. But in my example above, are they spliting the last $200 or not? No, they aren't. Once you hit the max, the remaining $100 would go into your paycheck, minus deductions of c...
by wander
Tue Jul 02, 2019 6:23 pm
Forum: Personal Finance (Not Investing)
Topic: How much should I have saved for retirement by age 40?
Replies: 111
Views: 18956

Re: How much should I have saved for retirement by age 40?

If you can pay off your house and have no debt of any kind by 40, you are in good shape to save for retirement.
by wander
Mon Jul 01, 2019 8:34 am
Forum: Personal Finance (Not Investing)
Topic: Do you share your net worth with family members?
Replies: 252
Views: 22083

Re: Do you share your net worth with family members?

I don’t see why I need to share info with anyone especially my in-laws. They are so nice and think we don’t have money so they always plan to visit us and always give us lots frozen foods (special kind, home made) when we visit them. I told them many times that we are doing well but it seemed to mak...
by wander
Thu Jun 27, 2019 6:05 am
Forum: Personal Consumer Issues
Topic: Tire Pressure Monitoring System failed: Replace or Ignore?
Replies: 88
Views: 5504

Re: Tire Pressure Monitoring System failed: Replace or Ignore?

Yes, I would replace it (or them, one by one as needed) as I don't want to see the warning light everyday.
by wander
Fri Jun 21, 2019 7:45 am
Forum: Personal Consumer Issues
Topic: How do Bogleheads buy cars?
Replies: 117
Views: 18843

Re: How do Bogleheads buy cars?

Bought a Toyota for $3000 from a friend and have been driving for 50k miles. Thinking about making another 150k miles. Great deal.
by wander
Thu Jun 20, 2019 4:39 pm
Forum: Personal Consumer Issues
Topic: Where to Live? N. Orange County, CA or Vancouver, WA or Atlanta
Replies: 82
Views: 7211

Re: Where to Live? N. Orange County, CA or Vancouver, WA or Atlanta

You have already got a family of your own. Since you are the only source of income, whatever decision you make, your family should be on top. This is a financial forum so I would pick the option that best provides financial mean which is to stay in GA. Closer to family is nice, but if you lose your...