Search found 21 matches

by adtx75001
Sat Sep 24, 2016 1:49 pm
Forum: Investing - Theory, News & General
Topic: QQQ's [PowerShares QQQ - "NASDAQ-100" index ETF]
Replies: 10
Views: 1427

Re: QQQ's

Yeah its had some peaks and valleys no doubt about that
by adtx75001
Sat Sep 24, 2016 1:40 pm
Forum: Investing - Theory, News & General
Topic: QQQ's [PowerShares QQQ - "NASDAQ-100" index ETF]
Replies: 10
Views: 1427

Re: QQQ's

how do you think qqq will do vs the total stock market over a period of 20 yrs?
by adtx75001
Sat Sep 24, 2016 1:34 pm
Forum: Investing - Theory, News & General
Topic: QQQ's [PowerShares QQQ - "NASDAQ-100" index ETF]
Replies: 10
Views: 1427

QQQ's [PowerShares QQQ - "NASDAQ-100" index ETF]

Anyone have any opinion not the qqq's seems like the nasdaq really outperforms long term should i be devoting more to following it?
by adtx75001
Sun Aug 07, 2016 6:23 pm
Forum: Personal Investments
Topic: Bonds in taxable or tax deferred?
Replies: 7
Views: 990

Bonds in taxable or tax deferred?

Im in the 39.6% tax bracket self employed maxing out my sep ira and doing a backdoor roth. Been mostly funding my iras with vanguard stock index funds and placing my bonds in tax free munis in the taxable account. Is this wrong?
by adtx75001
Sun Jul 03, 2016 6:41 pm
Forum: Personal Investments
Topic: Cheap HSA administrator recommendations
Replies: 6
Views: 663

Re: Cheap HSA administrator recommendations

Doesn't look like any annual administration fees is that correct?
by adtx75001
Sun Jul 03, 2016 6:02 pm
Forum: Personal Investments
Topic: Cheap HSA administrator recommendations
Replies: 6
Views: 663

Cheap HSA administrator recommendations

I started an HSA with HSA savings administrators at Vanguards advice. Fees seem to be eating up my dividends. Any one know any cheaper alternatives? thank you in advance:)
by adtx75001
Wed Feb 10, 2016 12:25 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Dividend Appreciation Index
Replies: 3
Views: 979

Vanguard Dividend Appreciation Index

Seems like an interesting fund, does better than vfinx or vtsmx when the markets are down too. Anyone have any opinions?
by adtx75001
Sat Jan 30, 2016 11:24 pm
Forum: Investing - Theory, News & General
Topic: Equal weight index funds
Replies: 75
Views: 16469

Re: Equal weight index funds

Good point i didnt think of that:) I love this site best thing ever:)
by adtx75001
Sat Jan 30, 2016 11:11 pm
Forum: Investing - Theory, News & General
Topic: Equal weight index funds
Replies: 75
Views: 16469

Re: Equal weight index funds

All I'm wondering is there a better way to index. We all get so focused on tracking the S&P perhaps there is a better way to index that no one is talking about.
by adtx75001
Sat Jan 30, 2016 11:00 pm
Forum: Investing - Theory, News & General
Topic: Equal weight index funds
Replies: 75
Views: 16469

Re: Equal weight index funds

perhaps I'm missing something but the returns long term seem to be much much higher in the equal weight fund. RSP soundly beats vfinx long term on every chart I've seen. Expenses are higher yes but the returns seem to be worth it. But I'm not a professional of course
by adtx75001
Sat Jan 30, 2016 9:25 pm
Forum: Investing - Theory, News & General
Topic: Equal weight index funds
Replies: 75
Views: 16469

Equal weight index funds

Reading that possibly equal weight beats cap weighted. Any opinions? Does vanguard offer them?
by adtx75001
Mon Dec 28, 2015 8:15 pm
Forum: Personal Investments
Topic: SEP IRA vs Roth Conversion
Replies: 0
Views: 226

SEP IRA vs Roth Conversion

im 40 self employed 600k in SEP IRA, plan to wait until 65 or later to begin taking distributions. Am curious should I convert to a roth? Or perhaps start Doing a self employed 401k now and convert that to a roth? I guess it comes down to is it better to pay taxes now or later? Not really sure what ...
by adtx75001
Fri Nov 27, 2015 1:31 pm
Forum: Personal Investments
Topic: Best HSA plan administrator?
Replies: 7
Views: 1074

Best HSA plan administrator?

I am currently with HSA savings administrators the vanguard affiliated company. They seem expensive. Are there any better cheaper alternatives out there? thanks in advance:)
by adtx75001
Sat Oct 24, 2015 9:40 am
Forum: Investing - Theory, News & General
Topic: Dumb question….
Replies: 11
Views: 1748

Dumb question….

If all the data points to small caps/mid caps significantly outperforming large caps over the very long term then why would someone in their 20s or even 30s who is a long long way from retiring want to be investing in anything else?
by adtx75001
Sat Oct 24, 2015 9:27 am
Forum: Investing - Theory, News & General
Topic: Help me pick a Muni Fund
Replies: 2
Views: 493

Re: Help me pick a Muni Fund

Vanguard limited might be a good choice. Looked and never saw it with a losing year. Pays better than then short term muni fund too
by adtx75001
Sat Oct 17, 2015 11:54 am
Forum: Investing - Theory, News & General
Topic: Eliminate International?
Replies: 78
Views: 7944

Re: Eliminate International?

Thank you very much huge fan of yours:) One last question what percentage of my stock holdings should be devoted to international?
by adtx75001
Sat Oct 17, 2015 11:34 am
Forum: Investing - Theory, News & General
Topic: Eliminate International?
Replies: 78
Views: 7944

Eliminate International?

Vanguard says need 40% international exposure Bogle says its not needed at all. Who do I follow?
by adtx75001
Sun Sep 27, 2015 10:00 pm
Forum: Personal Investments
Topic: Tax free bond allocation..
Replies: 8
Views: 713

Re: Tax free bond allocation..

the top 39%
by adtx75001
Sun Sep 27, 2015 9:51 pm
Forum: Personal Investments
Topic: Tax free bond allocation..
Replies: 8
Views: 713

Re: Tax free bond allocation..

oh i have almost all vti and vxus in my ira almost no bonds
by adtx75001
Sun Sep 27, 2015 9:38 pm
Forum: Personal Investments
Topic: Tax free bond allocation..
Replies: 8
Views: 713

Re: Tax free bond allocation..

Guess i should clarify 30% of my overall portfolio is bonds
by adtx75001
Sun Sep 27, 2015 9:05 pm
Forum: Personal Investments
Topic: Tax free bond allocation..
Replies: 8
Views: 713

Tax free bond allocation..

Im 40 plan to retire in 25 yrs. Currently I'm 70% intermediate tax free and 30% limited tax free. Is that a good mix?