Search found 1527 matches

by F150HD
Tue Aug 14, 2018 6:52 pm
Forum: Personal Consumer Issues
Topic: Are merchants more (too) careless these days?
Replies: 24
Views: 1823

Re: Are merchants more (too) careless these days?

ever get shipped a USED item? Frustrating. Seems to happen more w/ Ebay then other sites, but had it occur last week in fact.
by F150HD
Mon Aug 13, 2018 9:47 am
Forum: Personal Consumer Issues
Topic: Should I pay 6000.00 to repair wife's car....
Replies: 77
Views: 4501

Re: Should I pay 6000.00 to repair wife's car....

unclear why post 1 'hides' what the make and model of the vehicle is.

Also unclear what the two issues are as it wasn't in post 1. Without that info, any replies are moot.

If its in one of the 70 other posts....sorry, should be in post 1. Not reading 70 posts to find that info.
by F150HD
Tue Aug 07, 2018 10:53 am
Forum: Personal Finance (Not Investing)
Topic: Is solar power for your home a worthwhile investment?
Replies: 55
Views: 4595

Re: Is solar power for your home a worthwhile investment?

+1 We’re finally reaching the break even point after 16 years. For us, it was not a financial decision so much as an environmental stewardship choice which we were willing to pay a premium for. Solar Panel Makers Continue To Ship Tons Of Toxic Waste Thousands Of Mile Away National Geographic: How G...
by F150HD
Tue Aug 07, 2018 9:42 am
Forum: Personal Consumer Issues
Topic: Selling a used car
Replies: 49
Views: 1932

Re: Selling a used car

I'd be curious to see the actual text of your ad. One does need to disclose issues w/ a car, but if your ad focuses too much on this failure people will walk. I sold a car w/ a salvage title a month back, but I had meticulous maintenance records, even from the prior owner and outlined the 'salvage' ...
by F150HD
Tue Aug 07, 2018 9:34 am
Forum: Personal Finance (Not Investing)
Topic: Is solar power for your home a worthwhile investment?
Replies: 55
Views: 4595

Re: Is solar power for your home a worthwhile investment?

Whatever became of Tesla's solar roof ? Great idea IMO but never hear about anyone having one. Guessing due to cost (?) Article: Tesla Solar Roof: 8 Things You Don't Realize Until You Own One The image shows the Tesla solar roof tile (far right) with a kettleball being dropped on it. (Can't recall i...
by F150HD
Sun Aug 05, 2018 11:28 pm
Forum: Personal Consumer Issues
Topic: Maui Hawaii Trip - How to save money?
Replies: 52
Views: 4649

Re: Maui Hawaii Trip - How to save money?

Um... don't stay at the Hyatt??? +1 re Costco. Eating-in will save you a bunch. Agree before-hand on the plan, how many meals you will eat out, what things you will shop for when you get there....so there is no confusion and contention after a long plane ride. Get a cheap cooler when you get there ...
by F150HD
Sat Aug 04, 2018 11:52 am
Forum: Investing - Theory, News & General
Topic: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)
Replies: 619
Views: 52280

Re: Thoughts on Fidelity's zero-fee index funds?

runner3081 wrote:
Sat Aug 04, 2018 11:41 am
I think there is already a massive discussion :)
feels like there's 5 different discussions going on in this thread.
by F150HD
Sat Aug 04, 2018 10:52 am
Forum: Investing - Theory, News & General
Topic: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)
Replies: 619
Views: 52280

Re: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)

FZILX - Fidelity ZEROSM International Index Fund vs FTIPX - Fidelity® Total International Index Fund - Premium Class I am trying to figure out the difference in each funds composition ....there is nothing listed for FZILX (yet) Any input? (maybe I missed it in the 8 pages of posts :happy ) Have som...
by F150HD
Fri Aug 03, 2018 3:37 pm
Forum: Personal Consumer Issues
Topic: Tire experts? Can I trust a patched tire?
Replies: 47
Views: 4105

Re: Tire experts? Can I trust a patched tire?

togb wrote:
Wed Jul 04, 2018 12:09 am
I wait my turn and 90 minutes later they tell me it's patched and ready to go, no charge.
maybe I missed it, so its an INTERNAL patch? (they removed the tire from the rim and applied the patch on the inside)

if you could clarify...
by F150HD
Fri Aug 03, 2018 8:45 am
Forum: Personal Consumer Issues
Topic: best place to hide a key
Replies: 63
Views: 4636

Re: best place to hide a key

hiding a key while hiking etc (from first post)

if you 'hide' the key by the car somehow, someone else finds it and steals the car, could insurance consider this your negligence and not cover the theft?

Just asking. I'm guessing many of us have done this key hide thing....but wondered.
by F150HD
Fri Aug 03, 2018 8:43 am
Forum: Personal Consumer Issues
Topic: New job commute
Replies: 64
Views: 3484

Re: New job commute

"I’m dealing with this now. I drive 75 miles one way everyday. I spend about 3.5 hours in my car each day. It’s soul crushing. I’ve been doing it now for 8 months. " https://www.bogleheads.org/forum/viewtopic.php?f=11&t=242607&hilit=soul+crushing#p3800358 Sounds like you 2 should talk! (on the way ...
by F150HD
Thu Aug 02, 2018 7:13 pm
Forum: Personal Consumer Issues
Topic: West Coast Tour Group Suggestions
Replies: 17
Views: 1033

Re: West Coast Tour Group Suggestions

West Coast - you may want to check the wildfires.....tourism is quite down this year, and the fires have some areas very foggy and many roads closed. I was just in CA and experienced this firsthand. Yosemite as an example is 'foggy' with smoke. Carr fire by Redding (stayed there a night) has many ro...
by F150HD
Wed Aug 01, 2018 9:47 am
Forum: Personal Consumer Issues
Topic: WiFi router
Replies: 46
Views: 3960

Re: WiFi router

mxs wrote:
Sun Jul 08, 2018 9:30 pm
I will be moving soon and going from 6/1 Mbps ATT DSL to 150/25 Mbps Fiber.

Fiber company provides the fiber modem at no charge
Fiber doesn't require a 'modem', a modem is for changing signals between analog and digital, something that fiber doesn't need
by F150HD
Tue Jul 31, 2018 8:59 pm
Forum: Personal Consumer Issues
Topic: What’s your Value Colombian coffee?
Replies: 51
Views: 3177

Re: What’s your Value Columbian coffee?

hdas wrote:
Tue Jul 31, 2018 7:33 pm
It's not Columbia................It's Colombia the south american country.
?
by F150HD
Tue Jul 31, 2018 8:45 pm
Forum: Personal Finance (Not Investing)
Topic: Joint Ownership of home with second wife
Replies: 184
Views: 11630

Re: Joint Ownership of home with second wife

"The wife feels uncomfortable paying for more than 1/3 of the house, because her needs aren't as high as mine (due to the kids requiring more space)" have never read anything like that before. Will the volume inside the refrigerator be split up 1/3 to 2/3? Will she only mow 1/3 of the lawn? which 1...
by F150HD
Tue Jul 31, 2018 8:35 pm
Forum: Personal Consumer Issues
Topic: Worth it to get 300 Mbps internet?
Replies: 61
Views: 36025

Re: Worth it to get 300 Mbps internet?

Currently I'm getting up to 100 Mbps, for $55 a month. (I did a speed test last night and found that my actual download speed was 58 Mbps) ... I'm not a real power user... mostly I just surf the web and stream an occasional movie. I recently did free trials with Sling and Playstation VUE, and in bo...
by F150HD
Tue Jul 31, 2018 2:32 pm
Forum: Personal Finance (Not Investing)
Topic: Use attorney or software for simple will
Replies: 35
Views: 2500

Re: Use attorney or software for simple will

My husband and I have 2 kids who are responsible adults. We own a modest house and have less than $3m in investments. What are the benefits to having an attorney draw up a will instead of using software such as quicken will program? If you have enough in investments that you had to say “less than $...
by F150HD
Tue Jul 31, 2018 12:34 pm
Forum: Personal Consumer Issues
Topic: Am I being ripped off by my dentist and/or insurance company?
Replies: 23
Views: 1880

Re: Am I being ripped off by my dentist and/or insurance company?

I needed to replace a crown. The bill for the new crown was approx $1000. I am being charged $500. Insurance is only paying half of the cost because it is a porcelain crown instead of a full cast crown. This is not something that I knew about ahead of time. Is this not something the dental office s...
by F150HD
Tue Jul 31, 2018 12:31 pm
Forum: Personal Consumer Issues
Topic: Am I being ripped off by my dentist and/or insurance company?
Replies: 23
Views: 1880

Re: Am I being ripped off by my dentist and/or insurance company?

Your dentist should probably have discussed the relative cost of gold vs. porcelain crowns. Other than that...you got a premium crown, and you were billed for a premium crown. Insurance paid their contracted share. What's the problem? The OP doesn't know thats why he's asking. :confused its not lik...
by F150HD
Sat Jul 14, 2018 7:34 am
Forum: Personal Consumer Issues
Topic: Be Careful Using Mailboxes
Replies: 62
Views: 8651

Re: Be Careful Using Mailboxes

Cheyenne wrote:
Sat Jul 14, 2018 6:50 am
I have observed the mail box at our post office full to the top on a Sunday night when letters were visible in the slot and one could easily grab a hand full.
as have I, and they've removed a bunch of mailboxes on city street corners assume-ably to save $$, prob contributes to the issue.
by F150HD
Sat Jul 14, 2018 7:32 am
Forum: Personal Consumer Issues
Topic: Be Careful Using Mailboxes
Replies: 62
Views: 8651

Re: Be Careful Using Mailboxes

From the article: "The mail is mainly being stolen through a method known as “fishing,” where thieves attach objects dipped in a sticky substance to fishing line, drop them into USPS mailboxes, and pull out the envelopes inside. The crime tends to happen late at night, Harris noted." a rat trap on ...
by F150HD
Fri Jul 13, 2018 8:27 pm
Forum: Personal Finance (Not Investing)
Topic: Should we sell our business?
Replies: 61
Views: 5151

Re: Should we sell our business?

retiring in 7 years....and this yields 300k per year. If you don't sell, and keep it for the 7 years, you'll essentially earn what you're going to sell it for? kinda a wash (somewhat of a simple view but....) To me it all hinges on what specifically the business is and the probability it will fail w...
by F150HD
Fri Jul 13, 2018 8:58 am
Forum: Personal Consumer Issues
Topic: When does frugal cross the line to cheapskate?
Replies: 136
Views: 10010

Re: When does frugal cross the line to cheapskate?

Hi, Boglers, There was an interesting thread on Reddit recently with this same question. I was wondering what you folks think. Cheers :sharebeer saw a show once....one guy bought 2-ply toilet paper, went home and 'unrolled' it and made 2 separate rolls out of it. Another would take (steal?) those l...
by F150HD
Fri Jul 13, 2018 8:41 am
Forum: Personal Finance (Not Investing)
Topic: New construction: financing fell through, builder won't return deposit/earnest $
Replies: 37
Views: 3460

Re: New construction: financing fell through, builder won't return deposit/earnest $

thread is a bit confusing. Feel like there's missing information specifically in regard to OPs 'current' home and why its not renting (or why it wasn't renting). At first I thought OP was trying to sublease a rental they were in. OP-If you have updates you should edit/put them in your FIRST POST so ...
by F150HD
Wed Jul 11, 2018 7:56 pm
Forum: Personal Finance (Not Investing)
Topic: Ex wants to use me for Joint and Survivor Annuity to forward to kids
Replies: 32
Views: 1798

Re: Ex wants to use me for Joint and Survivor Annuity to forward to kids

VictoriaF wrote:
Wed Jul 11, 2018 6:26 pm
F150HD wrote:
Wed Jul 11, 2018 6:24 pm
NotWhoYouThink wrote:
Wed Jul 11, 2018 3:43 pm
I thought the whole point of having an Ex is that you no longer have to respond to his half-baked schemes.
Respond twice, and half baked becomes 'baked', so its all good. :wink:
... and if you don't respond, it's raw.

Victoria
Looking for the "Like" button..... :happy
by F150HD
Wed Jul 11, 2018 6:24 pm
Forum: Personal Finance (Not Investing)
Topic: Ex wants to use me for Joint and Survivor Annuity to forward to kids
Replies: 32
Views: 1798

Re: Ex wants to use me for Joint and Survivor Annuity to forward to kids

NotWhoYouThink wrote:
Wed Jul 11, 2018 3:43 pm
I thought the whole point of having an Ex is that you no longer have to respond to his half-baked schemes.
Respond twice, and half baked becomes 'baked', so its all good. :wink:
by F150HD
Wed Jul 11, 2018 12:23 am
Forum: Personal Consumer Issues
Topic: Tool cabinets?
Replies: 32
Views: 2161

Re: Tool cabinets?

I desperately need one too. Waiting for a Black Friday deal.
by F150HD
Wed Jul 11, 2018 12:19 am
Forum: Forum Issues and Administration
Topic: Improving the Bogleheads forum
Replies: 115
Views: 14575

Re: Improving the Bogleheads forum

There should be a waiting period for when an account is created and when someone can first post. Minimum of 24 hours. In that waiting period, they should receive an email encouraging them to 'search' for the topic of interest first (click the gear top right) Few months back it seemed every day when ...
by F150HD
Tue Jul 10, 2018 9:14 pm
Forum: Personal Consumer Issues
Topic: Replace water heater at end of warranty or repair?
Replies: 31
Views: 2148

Re: Replace water heater at end of warranty or repair?

6 years on a water heater? sounds crazy....then to consider buying the same brand is even crazier.

Still stuck on it failing at 6 years. Feel like I'm missing information. Do you/your family use 1000 gallons of hot water a day? Then I could see it failing in 6 years.
by F150HD
Tue Jul 10, 2018 9:21 am
Forum: Personal Consumer Issues
Topic: Need Options - Honda Accord Incredibly Uncomfortable Seats
Replies: 110
Views: 16452

Re: Need Options - Honda Accord Incredibly Uncomfortable Seats

Read somewhere that Honda and Saturn were collaborating to make a new vehicle. They were going to combine the Honda Accord and the Saturn Ion to make a car called the Accordion . They thought it might appeal to the somewhat elderly polka crowd. _ This might have been funny a decade ago before Satur...
by F150HD
Tue Jul 10, 2018 9:20 am
Forum: Personal Finance (Not Investing)
Topic: Car totaled by uninsured driver
Replies: 37
Views: 3480

Re: Car totaled by uninsured driver

would an insurance company push this to collections in an effort to get any $$ back from the guy? garnish a wage or something? to at least recoup some of the loss. Seems unfair for the guy to walk away 'scott free' after totaling someones car. That makes no sense. We can't possibly know, but, do yo...
by F150HD
Mon Jul 09, 2018 11:42 pm
Forum: Personal Finance (Not Investing)
Topic: Car totaled by uninsured driver
Replies: 37
Views: 3480

Re: Car totaled by uninsured driver

would an insurance company push this to collections in an effort to get any $$ back from the guy? garnish a wage or something? to at least recoup some of the loss.

Seems unfair for the guy to walk away 'scott free' after totaling someones car. That makes no sense.
by F150HD
Sun Jul 08, 2018 10:38 am
Forum: Personal Consumer Issues
Topic: New ladies bike: recommendations
Replies: 17
Views: 1094

Re: New ladies bike: recommendations

I was looking for a mans bike the past few weeks....I cannot believe how complicated biking has gotten. Purchasing a bike used to be so easy. Now many cost $500+ and even those are considered 'inferior'. Biggest issue I ran into was frame size. Many bike ads (used, not new) list something like "26-i...
by F150HD
Sun Jul 08, 2018 10:27 am
Forum: Personal Consumer Issues
Topic: How come voice command on Garmin GPS is so lousy compared to Google Maps?
Replies: 22
Views: 1669

Re: How come voice command on Garmin GPS is so lousy compared to Google Maps?

Unless security is crucial, proprietary GPS systems based on downloading and locally storing maps on a dedicated device are inferior to cloud-based systems that can be, at least theoretically, updated constantly. ...and when you're in a remote area without access to the cloud.....then those systems...
by F150HD
Thu Jul 05, 2018 9:16 am
Forum: Personal Consumer Issues
Topic: How come voice command on Garmin GPS is so lousy compared to Google Maps?
Replies: 22
Views: 1669

Re: How come voice command on Garmin GPS is so lousy compared to Google Maps?

Unless security is crucial, proprietary GPS systems based on downloading and locally storing maps on a dedicated device are inferior to cloud-based systems that can be, at least theoretically, updated constantly. ...and when you're in a remote area without access to the cloud.....then those systems...
by F150HD
Thu Jul 05, 2018 9:12 am
Forum: Personal Consumer Issues
Topic: Is there a current car without a console between the front seats?
Replies: 52
Views: 4213

Re: Is there a current car without a console between the front seats?

+1 hate the consoles they jam into vehicles. Big and bulky and just collect junk, press into your leg and side etc. My F150 came with what they call a "jumpseat" between driver and Passenger. It was just as awkward so i removed it (4 bolts). Nice and roomy now. Much easier to get behind drivers seat...
by F150HD
Mon Jul 02, 2018 8:12 am
Forum: Personal Consumer Issues
Topic: Rented car, got rear ended - hit and run
Replies: 20
Views: 2308

Re: Rented car, got rear ended - hit and run

...I've since added a UNOC rider to my policy to protect me should anything similar happen in the future. Had to look that one up....never heard of it before. Good to know. Saw this tidbit online...it was 'one' example someone mentioned... Unlimited Non-Owned Car Coverage (UNOC) Another option is t...
by F150HD
Mon Jul 02, 2018 8:06 am
Forum: Personal Consumer Issues
Topic: Rented car, got rear ended - hit and run
Replies: 20
Views: 2308

Re: Rented car, got rear ended - hit and run

Please keep us posted as this saga progresses. I have heard of rental car coverage through a credit card, but no tales of how well it works in real life. You're doing us a public service by posting your experience. Good luck! This....yes would like to hear as we all face this at some point in time.
by F150HD
Sun Jul 01, 2018 10:15 pm
Forum: Personal Finance (Not Investing)
Topic: Do we start the house buying process?
Replies: 25
Views: 2269

Re: Do we start the house buying process?

House costs $140k, assessed for $190k, initially listed for 220k, price was 179k 3 weeks ago and has dropped to 140k since then. We could throw 38k towards down payment and closing costs and retain 15k in an emergency fund. I'd like to know why the property has dropped $80k in value since first lis...
by F150HD
Sun Jul 01, 2018 1:04 pm
Forum: Personal Consumer Issues
Topic: Cheapest way to buy a phone in 2018?
Replies: 73
Views: 7150

Re: Cheapest way to buy a phone in 2018?

Buy used...Get it from swappa or eBay... oh he## no. Buy a used phone off Ebay which one puts all their personal data on only to find it has some keylogger transmitting all your keystrokes to some remote server. Some may argue against this but in todays world of data security....sometimes it doesn'...
by F150HD
Fri Jun 29, 2018 8:39 am
Forum: Personal Consumer Issues
Topic: Airbnb - cleaning fee, service fee, occupancy fee....???
Replies: 81
Views: 6750

Re: Airbnb - cleaning fee, service fee, occupancy fee....???

Int resting? What area? I mainly goto Florida and San Diego beaches. One example in Memphis. I put in a random July date. https://s15.postimg.cc/munuz40t7/fee1.jpg Ok comparing to a hotel that's 2 rooms. You can get 2 hotel rooms for 120 total? This listing is not for a "room" but a whole house. Ps...
by F150HD
Thu Jun 28, 2018 10:25 am
Forum: Personal Consumer Issues
Topic: Airbnb - cleaning fee, service fee, occupancy fee....???
Replies: 81
Views: 6750

Re: Airbnb - cleaning fee, service fee, occupancy fee....???

Most hotels have all kinds of fees and taxes as well that easily add 30% to the price. Some of those same taxes and fees are now being required by AirBnB to collect. Many AirBnB owners do have to pay someone to clean between visits. AirBnB where it includes several bedrooms and a detached house is ...
by F150HD
Thu Jun 28, 2018 10:22 am
Forum: Personal Consumer Issues
Topic: Airbnb - cleaning fee, service fee, occupancy fee....???
Replies: 81
Views: 6750

Re: Airbnb - cleaning fee, service fee, occupancy fee....???

Ecorp wrote:
Thu Jun 28, 2018 10:04 am
Int resting? What area? I mainly goto Florida and San Diego beaches.
One example in Memphis. I put in a random July date.

Image
by F150HD
Thu Jun 28, 2018 10:08 am
Forum: Personal Consumer Issues
Topic: AOL - update to terms of service
Replies: 29
Views: 2112

Re: AOL - update to terms of service

some folks say 'just leave XXXX email' and go to XXX service. Keep in mind if one has had the same email address for 10+ years where family and friends know how to reach you, it isn't that simple, else you become the one sending out 'this is my new email address' every year when you switch accounts....
by F150HD
Thu Jun 28, 2018 9:59 am
Forum: Personal Consumer Issues
Topic: Airbnb - cleaning fee, service fee, occupancy fee....???
Replies: 81
Views: 6750

Re: Airbnb - cleaning fee, service fee, occupancy fee....???

Still alot cheaper than Hotels if you dont need to be fancy. I use Airbnb almost exclusive. BTW if you have BOA cash rewards card they are giving 10% on airbnb actually, its not cheaper from what I am seeing....as that is one reason I too was looking there for a recent trip. With fees, the quoted '...
by F150HD
Wed Jun 27, 2018 9:24 pm
Forum: Personal Consumer Issues
Topic: Airbnb - cleaning fee, service fee, occupancy fee....???
Replies: 81
Views: 6750

Airbnb - cleaning fee, service fee, occupancy fee....???

I am not a regular Airbnb user but year or two back I dont' recall all these 'fees' roughly increasing the cost of a stay by often nearly 30-50% in some cases. Is this anyone elses experience? Its to the point where its cheaper to get a hotel room and not deal with the hassle. https://s15.postimg.cc...
by F150HD
Wed Jun 27, 2018 7:27 pm
Forum: Personal Consumer Issues
Topic: Contractor - Threatening Lien/Lawsuit
Replies: 55
Views: 6653

Re: Contractor - Threatening Lien/Lawsuit

Post on Nextdoor.com (in your local neighborhood/area) asking if anyone else has had this person do work at their home etc. and what they thought of it.

Don't post what you posted here. You may connect with someone with the exact same issue.
by F150HD
Tue Jun 26, 2018 2:46 pm
Forum: Personal Consumer Issues
Topic: AT&T streaming TV service WatchTV - $15 per month
Replies: 6
Views: 650

Re: AT&T streaming TV service WatchTV - $15 per month

Rabbit ear antenna for over the air signal = Free. Youtue + Netflix = $12.99 for rest of every thing. rabbit ears.....aren't always that great. Ever since everything went 'digital' I cannot get anything in over the air consistently despite multiple configs. I know I'm not alone in that endeavor. Ne...
by F150HD
Tue Jun 26, 2018 2:21 pm
Forum: Personal Consumer Issues
Topic: AT&T streaming TV service WatchTV - $15 per month
Replies: 6
Views: 650

AT&T streaming TV service WatchTV - $15 per month

If this affects you, can you provide a review once its full steam? Always looking for a new streaming option that doesn't cost a fortune. Will AT&T's $15 Streaming TV Service Pay Off? AT&T launched a new streaming TV service called WatchTV priced at just $15 per month, undercutting Dish’s Sling TV (...