Search found 1508 matches

by F150HD
Sat Jul 14, 2018 7:34 am
Forum: Personal Consumer Issues
Topic: Be Careful Using Mailboxes
Replies: 54
Views: 6447

Re: Be Careful Using Mailboxes

Cheyenne wrote:
Sat Jul 14, 2018 6:50 am
I have observed the mail box at our post office full to the top on a Sunday night when letters were visible in the slot and one could easily grab a hand full.
as have I, and they've removed a bunch of mailboxes on city street corners assume-ably to save $$, prob contributes to the issue.
by F150HD
Sat Jul 14, 2018 7:32 am
Forum: Personal Consumer Issues
Topic: Be Careful Using Mailboxes
Replies: 54
Views: 6447

Re: Be Careful Using Mailboxes

From the article: "The mail is mainly being stolen through a method known as “fishing,” where thieves attach objects dipped in a sticky substance to fishing line, drop them into USPS mailboxes, and pull out the envelopes inside. The crime tends to happen late at night, Harris noted." a rat trap on ...
by F150HD
Fri Jul 13, 2018 8:27 pm
Forum: Personal Finance (Not Investing)
Topic: Should we sell our business?
Replies: 61
Views: 4613

Re: Should we sell our business?

retiring in 7 years....and this yields 300k per year. If you don't sell, and keep it for the 7 years, you'll essentially earn what you're going to sell it for? kinda a wash (somewhat of a simple view but....) To me it all hinges on what specifically the business is and the probability it will fail w...
by F150HD
Fri Jul 13, 2018 8:58 am
Forum: Personal Consumer Issues
Topic: When does frugal cross the line to cheapskate?
Replies: 136
Views: 9409

Re: When does frugal cross the line to cheapskate?

Hi, Boglers, There was an interesting thread on Reddit recently with this same question. I was wondering what you folks think. Cheers :sharebeer saw a show once....one guy bought 2-ply toilet paper, went home and 'unrolled' it and made 2 separate rolls out of it. Another would take (steal?) those l...
by F150HD
Fri Jul 13, 2018 8:41 am
Forum: Personal Finance (Not Investing)
Topic: New construction: financing fell through, builder won't return deposit/earnest $
Replies: 37
Views: 3339

Re: New construction: financing fell through, builder won't return deposit/earnest $

thread is a bit confusing. Feel like there's missing information specifically in regard to OPs 'current' home and why its not renting (or why it wasn't renting). At first I thought OP was trying to sublease a rental they were in. OP-If you have updates you should edit/put them in your FIRST POST so ...
by F150HD
Wed Jul 11, 2018 7:56 pm
Forum: Personal Finance (Not Investing)
Topic: Ex wants to use me for Joint and Survivor Annuity to forward to kids
Replies: 32
Views: 1720

Re: Ex wants to use me for Joint and Survivor Annuity to forward to kids

VictoriaF wrote:
Wed Jul 11, 2018 6:26 pm
F150HD wrote:
Wed Jul 11, 2018 6:24 pm
NotWhoYouThink wrote:
Wed Jul 11, 2018 3:43 pm
I thought the whole point of having an Ex is that you no longer have to respond to his half-baked schemes.
Respond twice, and half baked becomes 'baked', so its all good. :wink:
... and if you don't respond, it's raw.

Victoria
Looking for the "Like" button..... :happy
by F150HD
Wed Jul 11, 2018 6:24 pm
Forum: Personal Finance (Not Investing)
Topic: Ex wants to use me for Joint and Survivor Annuity to forward to kids
Replies: 32
Views: 1720

Re: Ex wants to use me for Joint and Survivor Annuity to forward to kids

NotWhoYouThink wrote:
Wed Jul 11, 2018 3:43 pm
I thought the whole point of having an Ex is that you no longer have to respond to his half-baked schemes.
Respond twice, and half baked becomes 'baked', so its all good. :wink:
by F150HD
Wed Jul 11, 2018 12:23 am
Forum: Personal Consumer Issues
Topic: Tool cabinets?
Replies: 32
Views: 2062

Re: Tool cabinets?

I desperately need one too. Waiting for a Black Friday deal.
by F150HD
Wed Jul 11, 2018 12:19 am
Forum: Forum Issues and Administration
Topic: Improving the Bogleheads forum
Replies: 112
Views: 13676

Re: Improving the Bogleheads forum

There should be a waiting period for when an account is created and when someone can first post. Minimum of 24 hours. In that waiting period, they should receive an email encouraging them to 'search' for the topic of interest first (click the gear top right) Few months back it seemed every day when ...
by F150HD
Tue Jul 10, 2018 9:14 pm
Forum: Personal Consumer Issues
Topic: Replace water heater at end of warranty or repair?
Replies: 31
Views: 2041

Re: Replace water heater at end of warranty or repair?

6 years on a water heater? sounds crazy....then to consider buying the same brand is even crazier.

Still stuck on it failing at 6 years. Feel like I'm missing information. Do you/your family use 1000 gallons of hot water a day? Then I could see it failing in 6 years.
by F150HD
Tue Jul 10, 2018 9:21 am
Forum: Personal Consumer Issues
Topic: Need Options - Honda Accord Incredibly Uncomfortable Seats
Replies: 110
Views: 15631

Re: Need Options - Honda Accord Incredibly Uncomfortable Seats

Read somewhere that Honda and Saturn were collaborating to make a new vehicle. They were going to combine the Honda Accord and the Saturn Ion to make a car called the Accordion . They thought it might appeal to the somewhat elderly polka crowd. _ This might have been funny a decade ago before Satur...
by F150HD
Tue Jul 10, 2018 9:20 am
Forum: Personal Finance (Not Investing)
Topic: Car totaled by uninsured driver
Replies: 37
Views: 3389

Re: Car totaled by uninsured driver

would an insurance company push this to collections in an effort to get any $$ back from the guy? garnish a wage or something? to at least recoup some of the loss. Seems unfair for the guy to walk away 'scott free' after totaling someones car. That makes no sense. We can't possibly know, but, do yo...
by F150HD
Mon Jul 09, 2018 11:42 pm
Forum: Personal Finance (Not Investing)
Topic: Car totaled by uninsured driver
Replies: 37
Views: 3389

Re: Car totaled by uninsured driver

would an insurance company push this to collections in an effort to get any $$ back from the guy? garnish a wage or something? to at least recoup some of the loss.

Seems unfair for the guy to walk away 'scott free' after totaling someones car. That makes no sense.
by F150HD
Sun Jul 08, 2018 10:38 am
Forum: Personal Consumer Issues
Topic: New ladies bike: recommendations
Replies: 17
Views: 1022

Re: New ladies bike: recommendations

I was looking for a mans bike the past few weeks....I cannot believe how complicated biking has gotten. Purchasing a bike used to be so easy. Now many cost $500+ and even those are considered 'inferior'. Biggest issue I ran into was frame size. Many bike ads (used, not new) list something like "26-i...
by F150HD
Sun Jul 08, 2018 10:27 am
Forum: Personal Consumer Issues
Topic: How come voice command on Garmin GPS is so lousy compared to Google Maps?
Replies: 22
Views: 1574

Re: How come voice command on Garmin GPS is so lousy compared to Google Maps?

Unless security is crucial, proprietary GPS systems based on downloading and locally storing maps on a dedicated device are inferior to cloud-based systems that can be, at least theoretically, updated constantly. ...and when you're in a remote area without access to the cloud.....then those systems...
by F150HD
Thu Jul 05, 2018 9:16 am
Forum: Personal Consumer Issues
Topic: How come voice command on Garmin GPS is so lousy compared to Google Maps?
Replies: 22
Views: 1574

Re: How come voice command on Garmin GPS is so lousy compared to Google Maps?

Unless security is crucial, proprietary GPS systems based on downloading and locally storing maps on a dedicated device are inferior to cloud-based systems that can be, at least theoretically, updated constantly. ...and when you're in a remote area without access to the cloud.....then those systems...
by F150HD
Thu Jul 05, 2018 9:12 am
Forum: Personal Consumer Issues
Topic: Is there a current car without a console between the front seats?
Replies: 52
Views: 4045

Re: Is there a current car without a console between the front seats?

+1 hate the consoles they jam into vehicles. Big and bulky and just collect junk, press into your leg and side etc. My F150 came with what they call a "jumpseat" between driver and Passenger. It was just as awkward so i removed it (4 bolts). Nice and roomy now. Much easier to get behind drivers seat...
by F150HD
Mon Jul 02, 2018 8:12 am
Forum: Personal Consumer Issues
Topic: Rented car, got rear ended - hit and run
Replies: 20
Views: 2208

Re: Rented car, got rear ended - hit and run

...I've since added a UNOC rider to my policy to protect me should anything similar happen in the future. Had to look that one up....never heard of it before. Good to know. Saw this tidbit online...it was 'one' example someone mentioned... Unlimited Non-Owned Car Coverage (UNOC) Another option is t...
by F150HD
Mon Jul 02, 2018 8:06 am
Forum: Personal Consumer Issues
Topic: Rented car, got rear ended - hit and run
Replies: 20
Views: 2208

Re: Rented car, got rear ended - hit and run

Please keep us posted as this saga progresses. I have heard of rental car coverage through a credit card, but no tales of how well it works in real life. You're doing us a public service by posting your experience. Good luck! This....yes would like to hear as we all face this at some point in time.
by F150HD
Sun Jul 01, 2018 10:15 pm
Forum: Personal Finance (Not Investing)
Topic: Do we start the house buying process?
Replies: 25
Views: 2222

Re: Do we start the house buying process?

House costs $140k, assessed for $190k, initially listed for 220k, price was 179k 3 weeks ago and has dropped to 140k since then. We could throw 38k towards down payment and closing costs and retain 15k in an emergency fund. I'd like to know why the property has dropped $80k in value since first lis...
by F150HD
Sun Jul 01, 2018 1:04 pm
Forum: Personal Consumer Issues
Topic: Cheapest way to buy a phone in 2018?
Replies: 73
Views: 6995

Re: Cheapest way to buy a phone in 2018?

Buy used...Get it from swappa or eBay... oh he## no. Buy a used phone off Ebay which one puts all their personal data on only to find it has some keylogger transmitting all your keystrokes to some remote server. Some may argue against this but in todays world of data security....sometimes it doesn'...
by F150HD
Fri Jun 29, 2018 8:39 am
Forum: Personal Consumer Issues
Topic: Airbnb - cleaning fee, service fee, occupancy fee....???
Replies: 71
Views: 5305

Re: Airbnb - cleaning fee, service fee, occupancy fee....???

Int resting? What area? I mainly goto Florida and San Diego beaches. One example in Memphis. I put in a random July date. https://s15.postimg.cc/munuz40t7/fee1.jpg Ok comparing to a hotel that's 2 rooms. You can get 2 hotel rooms for 120 total? This listing is not for a "room" but a whole house. Ps...
by F150HD
Thu Jun 28, 2018 10:25 am
Forum: Personal Consumer Issues
Topic: Airbnb - cleaning fee, service fee, occupancy fee....???
Replies: 71
Views: 5305

Re: Airbnb - cleaning fee, service fee, occupancy fee....???

Most hotels have all kinds of fees and taxes as well that easily add 30% to the price. Some of those same taxes and fees are now being required by AirBnB to collect. Many AirBnB owners do have to pay someone to clean between visits. AirBnB where it includes several bedrooms and a detached house is ...
by F150HD
Thu Jun 28, 2018 10:22 am
Forum: Personal Consumer Issues
Topic: Airbnb - cleaning fee, service fee, occupancy fee....???
Replies: 71
Views: 5305

Re: Airbnb - cleaning fee, service fee, occupancy fee....???

Ecorp wrote:
Thu Jun 28, 2018 10:04 am
Int resting? What area? I mainly goto Florida and San Diego beaches.
One example in Memphis. I put in a random July date.

Image
by F150HD
Thu Jun 28, 2018 10:08 am
Forum: Personal Consumer Issues
Topic: AOL - update to terms of service
Replies: 29
Views: 2037

Re: AOL - update to terms of service

some folks say 'just leave XXXX email' and go to XXX service. Keep in mind if one has had the same email address for 10+ years where family and friends know how to reach you, it isn't that simple, else you become the one sending out 'this is my new email address' every year when you switch accounts....
by F150HD
Thu Jun 28, 2018 9:59 am
Forum: Personal Consumer Issues
Topic: Airbnb - cleaning fee, service fee, occupancy fee....???
Replies: 71
Views: 5305

Re: Airbnb - cleaning fee, service fee, occupancy fee....???

Still alot cheaper than Hotels if you dont need to be fancy. I use Airbnb almost exclusive. BTW if you have BOA cash rewards card they are giving 10% on airbnb actually, its not cheaper from what I am seeing....as that is one reason I too was looking there for a recent trip. With fees, the quoted '...
by F150HD
Wed Jun 27, 2018 9:24 pm
Forum: Personal Consumer Issues
Topic: Airbnb - cleaning fee, service fee, occupancy fee....???
Replies: 71
Views: 5305

Airbnb - cleaning fee, service fee, occupancy fee....???

I am not a regular Airbnb user but year or two back I dont' recall all these 'fees' roughly increasing the cost of a stay by often nearly 30-50% in some cases. Is this anyone elses experience? Its to the point where its cheaper to get a hotel room and not deal with the hassle. https://s15.postimg.cc...
by F150HD
Wed Jun 27, 2018 7:27 pm
Forum: Personal Consumer Issues
Topic: Contractor - Threatening Lien/Lawsuit
Replies: 55
Views: 6536

Re: Contractor - Threatening Lien/Lawsuit

Post on Nextdoor.com (in your local neighborhood/area) asking if anyone else has had this person do work at their home etc. and what they thought of it.

Don't post what you posted here. You may connect with someone with the exact same issue.
by F150HD
Tue Jun 26, 2018 2:46 pm
Forum: Personal Consumer Issues
Topic: AT&T streaming TV service WatchTV - $15 per month
Replies: 6
Views: 638

Re: AT&T streaming TV service WatchTV - $15 per month

Rabbit ear antenna for over the air signal = Free. Youtue + Netflix = $12.99 for rest of every thing. rabbit ears.....aren't always that great. Ever since everything went 'digital' I cannot get anything in over the air consistently despite multiple configs. I know I'm not alone in that endeavor. Ne...
by F150HD
Tue Jun 26, 2018 2:21 pm
Forum: Personal Consumer Issues
Topic: AT&T streaming TV service WatchTV - $15 per month
Replies: 6
Views: 638

AT&T streaming TV service WatchTV - $15 per month

If this affects you, can you provide a review once its full steam? Always looking for a new streaming option that doesn't cost a fortune. Will AT&T's $15 Streaming TV Service Pay Off? AT&T launched a new streaming TV service called WatchTV priced at just $15 per month, undercutting Dish’s Sling TV (...
by F150HD
Tue Jun 26, 2018 9:05 am
Forum: Personal Finance (Not Investing)
Topic: Mortgage pre-approval questions
Replies: 12
Views: 930

Re: Mortgage pre-approval questions

I do not think that a pre-approval letter means much to sellers these days. I think it will be much better shopping around first, and submit a formal loan application to lenders as soon as you decide which particular house you would like to purchase..... Thanks. Have a current mortgage so I underst...
by F150HD
Mon Jun 25, 2018 3:50 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage pre-approval questions
Replies: 12
Views: 930

Re: Mortgage pre-approval questions

ytrewq wrote:
Mon Jun 25, 2018 1:23 pm
1) My question: what companies or online sites do people use to get 'preapproved'?
Maneesh: ....
Thanks for info. Yes, already aware how to 'unfreeze' credit to apply for a loan, just wasn't sure where most folks looked first. Thanks.
by F150HD
Mon Jun 25, 2018 12:38 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage pre-approval questions
Replies: 12
Views: 930

Re: Mortgage pre-approval questions

I can't answer all your questions, but you need to contact lenders about preapproval. They're the ones who issue it, so they'll have details about how long it's good for and to what region it applies. I don't see any benefit to going through Zillow, other than to get ideas for what lenders are out ...
by F150HD
Mon Jun 25, 2018 10:44 am
Forum: Personal Finance (Not Investing)
Topic: Mortgage pre-approval questions
Replies: 12
Views: 930

Mortgage pre-approval questions

Did a search, but didn't want to post this at the end of another thread and have it get buried or go unanswered. Looking to possibly relocate in next year-ish. Want pre-approval letter in hand in the event something pops up I really like. 1) My question: what companies or online sites do people use ...
by F150HD
Mon Jun 25, 2018 9:34 am
Forum: Personal Finance (Not Investing)
Topic: Purchasing an old home in an old suburban area; to what old-house specific issues should I pay attention
Replies: 21
Views: 1374

Re: Purchasing an old home in an old suburban area; to what old-house specific issues should I pay attention

You should primarily pay attention to issues with the plumbing, sewage, and electrical systems. I would insist that those systems be brought up to code, if they aren't already code compliant, as part of a sale, or I would not buy the house. If you're going to walk into 100+ year old homes expecting...
by F150HD
Thu Jun 21, 2018 5:32 pm
Forum: Personal Consumer Issues
Topic: Outdoor Wooden Steps Repair?
Replies: 19
Views: 1205

Re: Outdoor Wooden Steps Repair?

picture?
by F150HD
Mon Jun 18, 2018 8:55 am
Forum: Personal Consumer Issues
Topic: how to make friends in new location?
Replies: 96
Views: 8397

Re: how to make friends in new location?

jayk, Why do you feel you have to find friends for your wife? (This sounds like you are looking for playdates for her.) Is there some reason she can't find friends on her own? Does she speak English? Is she allowed to leave the house? Can she read? Happy wife = happy life. Lord forbid she then want...
by F150HD
Sat Jun 09, 2018 3:03 pm
Forum: Personal Consumer Issues
Topic: AT&T lower-cost data alternatives (is Sprint's $15/mth worth it)?
Replies: 27
Views: 2268

Re: AT&T lower-cost data alternatives (is Sprint's $15/mth worth it)?

Sprint** - $47.00 - Unlimited data - No shareable data - Covers switching costs may want to verify what 'speed' the unlimited data is before finding it so awesome. Often its 3G or 2G piggybacked onto 4G and the former 2 are definitely slower. I got Sprint years ago (some promotion)....and the overa...
by F150HD
Wed Jun 06, 2018 7:57 pm
Forum: Personal Consumer Issues
Topic: storing backpack in Seattle
Replies: 11
Views: 1351

Re: storing backpack in Seattle

Next week I'll be in downtown Seattle for 6 hours and am looking for a place to store my heavy backpack while I explore Pike market, maybe rent a bike and head to ballard locks and lake union neighborhoods, etc. I'd prefer NOT to haul the pack around all day. Appreciate if you can help me brainstor...
by F150HD
Wed Jun 06, 2018 5:47 am
Forum: Investing - Help with Personal Investments
Topic: Charles Schwab Fees Brokerage Account
Replies: 7
Views: 720

Re: Charles Schwab Fees Brokerage Account

I opened up a CS checking account for the international ATM fees. CS gave me $100 for opening the account. Just for fun, I bought an ETF of US Large and Small cap. Is there some sort of monthly charge for this brokerage account? I don't want to open the account and find out that the free $100 has c...
by F150HD
Wed May 30, 2018 4:39 pm
Forum: Personal Finance (Not Investing)
Topic: get sued for posting nagative online review?
Replies: 64
Views: 7065

Re: get sued for posting nagative online review?

Use a VPN. Go to the library. Or Starbucks. Or worry less :D and get recorded entering either venue! lol.... yes they track that stuff. Do you really think they are going to track a video down from months ago of you at a Starbucks? How could they possibly know which customer was on what website unl...
by F150HD
Wed May 30, 2018 4:19 pm
Forum: Personal Finance (Not Investing)
Topic: get sued for posting nagative online review?
Replies: 64
Views: 7065

Re: get sued for posting nagative online review?

staythecourse wrote:
Wed May 30, 2018 3:03 pm
Have to chuckle that her complaint is based on having to pay an extra $500 for the visit and now she is down 20k! Hope it was worth it.
those were my thoughts exactly when reading the article.
by F150HD
Wed May 30, 2018 4:16 pm
Forum: Personal Finance (Not Investing)
Topic: get sued for posting nagative online review?
Replies: 64
Views: 7065

Re: get sued for posting nagative online review?

michaeljc70 wrote:
Wed May 30, 2018 4:08 pm
Use a VPN. Go to the library. Or Starbucks. Or worry less :D
and get recorded entering either venue! lol.... yes they track that stuff.
by F150HD
Wed May 30, 2018 4:15 pm
Forum: Personal Finance (Not Investing)
Topic: get sued for posting nagative online review?
Replies: 64
Views: 7065

Re: get sued for posting nagative online review?

Right or wrong, the legal costs of a defamation defense are serious. Don't put it in writing (except, of course, on this board). you mean libel. I've done reading on this in the past.....pretty interesting stuff. I guess its the world we live in now. Social Media and Online Defamation Understand ke...
by F150HD
Wed May 30, 2018 4:07 pm
Forum: Personal Finance (Not Investing)
Topic: get sued for posting nagative online review?
Replies: 64
Views: 7065

Re: get sued for posting nagative online review?

I think it's an outlier that the lady got sued. But if you are worried, why bother writing bad review? sometimes one has a bad experience w/ a business and wants to warn other shoppers or bring notice to the public. Similar to buying on EBAY.....but even now, if I have a bad Ebay seller, once I get...
by F150HD
Wed May 30, 2018 4:05 pm
Forum: Personal Finance (Not Investing)
Topic: get sued for posting nagative online review?
Replies: 64
Views: 7065

Re: get sued for posting nagative online review?

NoHeat wrote:
Tue May 29, 2018 9:49 pm
Alexa9 wrote:
Tue May 29, 2018 9:34 pm
Make sure your reviews are anonymous just in case.
You are not truly anonymous. A subpoena will reveal your identity.

+1 IP address among other things...hard to be anonymous anymore.
by F150HD
Wed May 30, 2018 4:00 pm
Forum: Personal Consumer Issues
Topic: Recommend new TV for 93 year old lady
Replies: 28
Views: 1981

Re: Recommend new TV for 93 year old lady

4) Getting a TV with built in ROKU or Netflix would make it a lot easier to use. never something I'd do personally. If that component fails or breaks, you're stuck w/ it built into the TV whereas a separate box (of any kind) plugged in via port can very easily be upgraded/replaced at failure time a...
by F150HD
Tue May 29, 2018 9:19 pm
Forum: Personal Finance (Not Investing)
Topic: get sued for posting nagative online review?
Replies: 64
Views: 7065

get sued for posting nagative online review?

Have been leery of posting online reviews of businesses I visit for various reasons. A recent article I ran across mirrors one of my fears- getting sued for posting an honest (bad) review of a business. My question....should one refrain from posting reviews online to avoid getting sued? (mainly refr...
by F150HD
Thu May 24, 2018 8:52 pm
Forum: Personal Consumer Issues
Topic: Hard Sided Laptop Protector
Replies: 7
Views: 459

Re: Hard Sided Laptop Protector

Anyone have or know of a good hard-sided laptop protector? I bike to work with a messenger bag and carry my company-issued laptop each way. My messenger bag has a padded compartment for the laptop, so it's cushioned from shocks, but it sits right against my back, and I don't like the amount of flex...