Search found 1280 matches

by F150HD
Fri Feb 16, 2018 6:46 am
Forum: Investing - Help with Personal Investments
Topic: Did you learn anything from the market correction?
Replies: 155
Views: 10186

Re: Did you learn anything from the market correction?

I am wondering what the next phase of the market cycle is.

Considering we've had multiple corrections in the past X years (prior post in this thread), when (according to historical trends) is a 'recession' and larger pullback expected here?
by F150HD
Tue Feb 13, 2018 7:10 pm
Forum: Personal Finance (Not Investing)
Topic: Should I claim chapter 7 bankruptcy? debt 110k
Replies: 64
Views: 6285

Re: Should I claim chapter 7 bankruptcy? debt 110k

JGoneRiding wrote:
Tue Feb 13, 2018 6:09 pm
I want to give the OP kudos for at least claiming responsibility for the action that led to huge loss.
unclear how losing $110,000, not paying it back and filing bankruptcy is 'claiming responsibility', more like avoiding responsibility?
by F150HD
Mon Feb 12, 2018 7:23 pm
Forum: Investing - Theory, News & General
Topic: Random conversations regarding money
Replies: 44
Views: 4551

Re: Random conversations regarding money

"I keep my gold bars in the house." You should have said "So, where do you live?" :D I knew a guy whose entire retirement was 2 gold bars he got from somewhere (deceased parent? can't recall) He talked about them openly to people. Dunno why :confused Sure enough someone broke in and stole them few ...
by F150HD
Sun Feb 11, 2018 9:36 pm
Forum: Investing - Help with Personal Investments
Topic: Average Cost to SpecID questions: Did Vanguard do this correctly?
Replies: 51
Views: 1612

Re: Average Cost to SpecID questions: Did Vanguard do this correctly?

where do you actually do this at on the Vanguard site? I've been searching the site for 30 mins and do not see where or how to accomplish this? I'd like to do it for taxable and tax deferred (in the event I want to sell off some shares that have a 'gain' to fulfill a RMD) Won't matter for tax-advan...
by F150HD
Sun Feb 11, 2018 9:15 pm
Forum: Investing - Help with Personal Investments
Topic: Are REITs essentially taboo for years now with rising rates?
Replies: 55
Views: 5177

Re: Are REITs essentially taboo for years now with rising rates?

And....from that same article.... In the past, there have been episodes of declines in REIT share prices during transition points in monetary policy that were followed by a rebound, as the higher earnings trend of REITs began to outweigh the effects of higher interest rates. ....would be nice to see...
by F150HD
Sun Feb 11, 2018 8:56 pm
Forum: Investing - Help with Personal Investments
Topic: Average Cost to SpecID questions: Did Vanguard do this correctly?
Replies: 51
Views: 1612

Re: Average Cost to SpecID questions: Did Vanguard do this correctly?

Hi all, I recently switched my Vanguard taxable account from AvgCost to SpecID where do you actually do this at on the Vanguard site? I've been searching the site for 30 mins and do not see where or how to accomplish this? I'd like to do it for taxable and tax deferred (in the event I want to sell ...
by F150HD
Sun Feb 11, 2018 8:38 pm
Forum: Investing - Help with Personal Investments
Topic: Are REITs essentially taboo for years now with rising rates?
Replies: 55
Views: 5177

Re: Are REITs essentially taboo for years now with rising rates?

Ran across this....

Historically, research shows that REITs have tended to outperform the S&P 500 in periods of rising interest rates.

https://www.reit.com/investing/reits-and-interest-rates
by F150HD
Sat Feb 10, 2018 6:54 pm
Forum: Personal Finance (Not Investing)
Topic: Dropping comprehensive/collision auto insurance - implications with rentals?
Replies: 23
Views: 1210

Re: Dropping comprehensive/collision auto insurance - implications with rentals?

I currently have two vehicles, one is relatively new and the other is a beater. I am considering dropping the comprehensive/collision on the beater (keeping liability of course) but was wondering what implications that has whenever I need a rental vehicle for trips, etc... I want to make sure that ...
by F150HD
Sat Feb 10, 2018 10:04 am
Forum: Investing - Help with Personal Investments
Topic: From EJ to Vanguard to Schwab
Replies: 21
Views: 1957

Re: From EJ to Vanguard to Schwab

FWIW....for items like this, I'll call 2-3 times and ask the same questions to multiple people. If the answers are all the same, thats a good sign. I have a Schwab acct too but not terribly fond of their site at all. At Schwab excess $$ in ones account is not automatically put into a sweep fund of a...
by F150HD
Sat Feb 10, 2018 9:57 am
Forum: Personal Finance (Not Investing)
Topic: Surprise financial disaster, severe debt $300K caused by brother-in-law - Please help!
Replies: 246
Views: 60735

Re: Surprise financial disaster, severe debt $300K caused by brother-in-law - Please help!

This is fairly simple, from a purely financial/legal standpoint, but not easy. It clearly isn't that simple! :happy read back thru 5 pages of posts! Quick update: If you can believe it, it's been more than a full year since I discovered the financial indiscretions, to put it mildly, of my BIL and w...
by F150HD
Sat Feb 10, 2018 9:44 am
Forum: Investing - Theory, News & General
Topic: Ally online savings now at 1.45%
Replies: 71
Views: 7598

Re: Ally online savings now at 1.45%

I see this:

Image
by F150HD
Fri Feb 09, 2018 5:29 pm
Forum: Investing - Help with Personal Investments
Topic: savings bonds as gifts? thru Treasury Direct
Replies: 4
Views: 380

savings bonds as gifts? thru Treasury Direct

Looking for input or someones experience on giving savings bonds as gifts thru Treasury Direct. https://www.treasurydirect.gov/indiv/planning/plan_gifts.htm Looking at giving $100 here or there to young nieces/nephews etc (they don't have accounts YET, I know they need one to receive the $$) Wonderi...
by F150HD
Wed Feb 07, 2018 6:03 am
Forum: Investing - Help with Personal Investments
Topic: Inheritance, Schwab, Vanguard, Confusion.
Replies: 10
Views: 1122

Re: Inheritance, Schwab, Vanguard, Confusion.

I inherited some money that was transferred in-kind and is currently spread out across about 20 different funds held in accounts at both Vanguard and Schwab. could leave $$ at both and put into respective funds. Maybe easier first step (?) Schwab: SCHB and SCHZ Vanguard, clearly VTI and BND (or mut...
by F150HD
Tue Feb 06, 2018 7:20 pm
Forum: Personal Consumer Issues
Topic: Laughter is the Best Medicine - What makes you Laugh?
Replies: 105
Views: 5577

Re: Laughter is the Best Medicine - What makes you Laugh?

unclear what this thread has to do with personal consumer finanace
by F150HD
Sun Feb 04, 2018 10:55 am
Forum: Investing - Theory, News & General
Topic: "Bitcoin is my potential pension"
Replies: 54
Views: 7794

Re: "Bitcoin is my potential pension"

he was with his fourth employer in a decade, and the pay, about $90,000 per year, left him feeling stuck in place. So 90k is poverty in America... It entirely depends upon where you live, I think. $90k in New York or San Francisco is scraping to get by. There are low cost of living places in the US...
by F150HD
Sun Feb 04, 2018 10:29 am
Forum: Investing - Theory, News & General
Topic: "Bitcoin is my potential pension"
Replies: 54
Views: 7794

Re: "Bitcoin is my potential pension"

he was with his fourth employer in a decade, and the pay, about $90,000 per year, left him feeling stuck in place.

So 90k is poverty in America...
by F150HD
Sun Feb 04, 2018 12:40 am
Forum: Investing - Theory, News & General
Topic: Amazon Stock - Can this giant be stopped?
Replies: 66
Views: 3964

Re: Amazon Stock - Can this giant be stopped?

These days, I hardly shop at Wal-Mart as their prices are not competitive on many things (even ignoring the general low quality of their products). Not what I've been seeing more and more lately when I do go to Walmart. Walmart seems to be directly competing w/ Amazon by matching their in house pri...
by F150HD
Sat Feb 03, 2018 7:43 pm
Forum: Personal Consumer Issues
Topic: Cheapest funeral options
Replies: 40
Views: 3007

Re: Cheapest funeral options

Direct cremation, shop strictly by price. I think we paid under $800 for a 2016 pickup and direct cremation, may have included several death certificates. No ceremony and definitely no funeral services/add ons. Ashes distributed privately. We will remember our past relatives in our hearts - family ...
by F150HD
Sat Feb 03, 2018 7:39 pm
Forum: Investing - Help with Personal Investments
Topic: Wash Sale
Replies: 11
Views: 773

Re: Wash Sale

I get the wash sale and invalidating a write-off by repurchasing the identical stock too soon....BUT, what if one sells an equity (or equity fund) for a capital gain , then repurchases that fund within 30 or 60 days....are there any issues w/ that if you're using the sale proceeds to offset the loss...
by F150HD
Sat Jan 27, 2018 9:46 am
Forum: Investing - Theory, News & General
Topic: What to do with cash now
Replies: 27
Views: 3511

Re: What to do with cash now

I would park it in CD's if you are worried. Safe and better than nothing. Although bonds are likely a better choice. In a potentially rising interest rate environment....how does that work? seems like there's still risk involved locking up funds for X years in Y CDs as rates rise. Can use shorter d...
by F150HD
Sat Jan 27, 2018 9:37 am
Forum: Investing - Help with Personal Investments
Topic: Cash heavy portfolio
Replies: 28
Views: 2536

Re: Cash heavy portfolio

Curious as to how Bogleheads might approach my situation. Here’s a summary of my portfolio: Cash - $2.6mm Brokerage account: $150k (single stock from prior company) Restricted company stock: $900k (pretax) vests over 3 years 401k - $225k (50% in cash, 50% in equities) Other: renting ($2,100/month),...
by F150HD
Sat Jan 27, 2018 9:29 am
Forum: Investing - Help with Personal Investments
Topic: I bought a stock today - Redfin (RDFN)
Replies: 286
Views: 19304

Re: I bought a stock today - Redfin (RDFN)

almost sounds like you're trying to 'pump up' the value of the stock on public BBs so you can dump it for a profit. Just the way this comes across... I don't know how to respond to that. I plan on holding this for many years. I'm sorry my enthusiasm came over as a sales pitch. That was not my inten...
by F150HD
Sat Jan 27, 2018 9:14 am
Forum: Personal Consumer Issues
Topic: Erroneous county water bills
Replies: 11
Views: 723

Re: Erroneous county water bills

I'd seriously call the local news station and see if they were interested in doing a little piece on it. Guessing there are others in your boat. Sounds like a common item I'd see on the news up here. Something sounds corrupt. Also would consider talking to a lawyer. Set up a website explaining the p...
by F150HD
Fri Jan 26, 2018 10:48 pm
Forum: Investing - Help with Personal Investments
Topic: I bought a stock today - Redfin (RDFN)
Replies: 286
Views: 19304

Re: I bought a stock today - Redfin (RDFN)

Honest question: what was so compelling about the price you paid today that made it irresistible for you to devote 20% of your portfolio to RDFN? Do you think people are missing something, or do you think the future prospects are so bright that it is a good deal at almost any price? You mentioned t...
by F150HD
Thu Jan 25, 2018 9:00 pm
Forum: Investing - Theory, News & General
Topic: likely date for a bitcoin crash: does this make sense to you?
Replies: 114
Views: 10104

Re: likely date for a bitcoin crash: does this make sense to you?

:confused Hip-hop star Curtis “50 Cent” Jackson said he completely “forgot” that he accepted bitcoin for one of his albums four years ago, making him the latest millionaire of the cryptocurrency, with a stake reportedly worth more than $7.5 million. In 2014, way before the bitcoin craze hit, Jackson...
by F150HD
Wed Jan 24, 2018 5:36 pm
Forum: Investing - Theory, News & General
Topic: What to do with cash now
Replies: 27
Views: 3511

Re: What to do with cash now

are you 21 years old or 71?
by F150HD
Tue Jan 23, 2018 10:51 am
Forum: Investing - Theory, News & General
Topic: likely date for a bitcoin crash: does this make sense to you?
Replies: 114
Views: 10104

Re: likely date for a bitcoin crash: does this make sense to you?

..... I'm scared to drill down any further for fear of accidentally buying a ticket, but can anyone confirm whether there is any option for paying in any cryptocurrency? Or whether, as appears to be the case, the only payment accepted is in dollars via MasterCard, VISA, AMEX, or Discover. Great poi...
by F150HD
Mon Jan 22, 2018 11:28 pm
Forum: Personal Consumer Issues
Topic: Microsoft [Frustration update to Windows 10]
Replies: 24
Views: 1759

Re: Microsoft [Frustration update to Windows 10]

MidwestMike wrote:
Mon Jan 22, 2018 10:32 pm
The Continue button is missing. The window is as big as it will get and no scroll bars. Nothing is grayed out, zilch!
Post a screen shot.
by F150HD
Mon Jan 22, 2018 11:23 pm
Forum: Personal Consumer Issues
Topic: Cutting cable
Replies: 51
Views: 2629

Re: Cutting cable

Joejoe00 wrote:
Mon Jan 22, 2018 8:13 am
Has anyone tried SLING TV?
have you done a forum search for this? you may want to. more threads on this then Bitcoin if anyone thought that was possible.... :|
by F150HD
Mon Jan 22, 2018 5:07 pm
Forum: Investing - Theory, News & General
Topic: likely date for a bitcoin crash: does this make sense to you?
Replies: 114
Views: 10104

Re: likely date for a bitcoin crash: does this make sense to you?

Amazon.com offers a 5% discount for any purchase made with Bitcoin.[/i] This is 100% patently false. The amount of gross misinformation surrounding Bitcoin and other cryptos is really disturbing. that is from the article in the post you are responding to which you left out of your reply. https://bi...
by F150HD
Mon Jan 22, 2018 3:51 pm
Forum: Personal Consumer Issues
Topic: Pros and Cons of High Rise Condos for retired couple
Replies: 47
Views: 5087

Re: Pros and Cons of High Rise Condos for retired couple

San Francisco....video worth watching (and forwarding to them) - 60 Minutes last Fall San Francisco's leaning tower of lawsuits- The Millennium Tower opened to great acclaim with high-priced, posh apartments. But those accolades and property values are sinking, along with the building's foundation :(
by F150HD
Sun Jan 21, 2018 10:40 pm
Forum: Personal Consumer Issues
Topic: what is the best mouse poison?
Replies: 45
Views: 2726

Re: what is the best mouse poison?

Thanks for replies. It appears some responding didn't read my initial post that well.

Anyway, saw 2 new things worth trying. I like the 5 gallon bucket lumberjack log idea.
by F150HD
Sun Jan 21, 2018 11:52 am
Forum: Personal Consumer Issues
Topic: what is the best mouse poison?
Replies: 45
Views: 2726

what is the best mouse poison?

what is the BEST mouse poison a consumer can buy? (due to EPA I guess the older DCON pellets are no longer available ) Have tried the refillable DCON bait stations , but the mice seem to eat it and I'm unclear if its working (have several in one area of the house). I see 'green droppings' by some of...
by F150HD
Sun Jan 21, 2018 10:36 am
Forum: Investing - Theory, News & General
Topic: likely date for a bitcoin crash: does this make sense to you?
Replies: 114
Views: 10104

Re: likely date for a bitcoin crash: does this make sense to you?

..... I'm scared to drill down any further for fear of accidentally buying a ticket, but can anyone confirm whether there is any option for paying in any cryptocurrency? Or whether, as appears to be the case, the only payment accepted is in dollars via MasterCard, VISA, AMEX, or Discover. Great poi...
by F150HD
Sat Jan 20, 2018 12:10 pm
Forum: Investing - Help with Personal Investments
Topic: Lost money through Bitconnect scam - learned my lesson
Replies: 94
Views: 7606

Re: Lost money through Bitconnect scam - learned my lesson

it sucks but $30k - At least the damage isn't worse. One could make that up working a PT job for a year or few....at least its 'fixable' in that regard.

Seriously waiting for the TV MOVIE on this to come about.
by F150HD
Sat Jan 20, 2018 9:59 am
Forum: Investing - Theory, News & General
Topic: A 4% move in the Dow and S&P in 12 days? Seems odd
Replies: 94
Views: 7668

Re: A 4% move in the Dow and S&P in 12 days? Seems odd

Every time I think the market is overvalued during the current run, I look at this graph: https://www.ftportfolios.com/Common/ContentFileLoader.aspx?ContentGUID=4ecfa978-d0bb-4924-92c8-628ff9bfe12d Then I realize we COULD only be halfway there and I keep reminding myself to keep investing. nice pdf.
by F150HD
Sat Jan 20, 2018 9:57 am
Forum: Investing - Theory, News & General
Topic: A 4% move in the Dow and S&P in 12 days? Seems odd
Replies: 94
Views: 7668

Re: A 4% move in the Dow and S&P in 12 days? Seems odd

OkieIndexer wrote:
Tue Jan 16, 2018 10:58 am
Just 2 years ago Jan. 2016 was the worst January for the market since January 2009. They both ended up being good years for equities.
we always hear how long this 'bull' has been but some seem to forget that correction. Didn't that somewhat reset the beginning of the current bull?
by F150HD
Thu Jan 18, 2018 6:36 am
Forum: Investing - Theory, News & General
Topic: likely date for a bitcoin crash: does this make sense to you?
Replies: 114
Views: 10104

Re: likely date for a bitcoin crash: does this make sense to you?

Other forums have posting links to where distraught people can hopefully get help. https://suicidepreventionlifeline.org/ It's on Reditt's cryptocurrency forum too. https://www.marketwatch.com/story/this-cant-be-happening-suffering-and-schadenfreude-in-crypto-community-2018-01-17 Due to the tremend...
by F150HD
Wed Jan 17, 2018 7:42 pm
Forum: Investing - Theory, News & General
Topic: Vanguard: "Thank you for restoring access..."
Replies: 12
Views: 4285

Re: Vanguard: "Thank you for restoring access..."

Vanguard spent 38¢ to send me a letter which I received today that says: Thank you for restoring access on 04/19/2015. As you know, our secure website allows you to monitor all your accounts and conduct most types of transactions online. If you have any questions, please call... Huh? (my italics ab...
by F150HD
Tue Jan 16, 2018 11:01 pm
Forum: Investing - Theory, News & General
Topic: likely date for a bitcoin crash: does this make sense to you?
Replies: 114
Views: 10104

Re: likely date for a bitcoin crash: does this make sense to you?

:| Article: Dallas Mavericks are the latest pro team to accept cryptocurrency Dallas Mavericks owner Mark Cuban has confirmed (both to Bloomberg and on Twitter) that his basketball team will start accepting bitcoin and ethereum for ticket purchases during the 2018-2019 NBA season. It'll also accept ...
by F150HD
Tue Jan 16, 2018 4:32 pm
Forum: Personal Consumer Issues
Topic: AirBnB my Van?
Replies: 29
Views: 2696

Re: AirBnB my Van?

still curious where they'd be going to the bathroom during the night and in the AM. :D
by F150HD
Mon Jan 15, 2018 6:32 pm
Forum: Personal Consumer Issues
Topic: AirBnB my Van?
Replies: 29
Views: 2696

Re: AirBnB my Van?

emanuel_v19 wrote:
Mon Jan 15, 2018 1:08 pm
It currently is in Non-op status and no insurance. Not sure where I could find this answer for you
well, the answer isn't for 'me' it was for you. Good luck.
by F150HD
Mon Jan 15, 2018 10:02 am
Forum: Personal Finance (Not Investing)
Topic: Understanding the Great Recession Impact
Replies: 44
Views: 3431

Re: Understanding the Great Recession Impact

that article was published last year, I recall reading it.
by F150HD
Sun Jan 14, 2018 10:39 am
Forum: Personal Consumer Issues
Topic: Anyone Gone All the Way with LastPass?
Replies: 25
Views: 1457

Re: Anyone Gone All the Way with LastPass?

https://www.dashlane.com/

its only 39.99 if you want to sync across all your devices.

They also don't store your data on their servers.
by F150HD
Sun Jan 14, 2018 10:28 am
Forum: Personal Finance (Not Investing)
Topic: Credit card cash reward for payment
Replies: 10
Views: 1307

Re: Credit card cash reward for payment

Hi, I was reading this "Credit Card Strategy" thread: https://www.bogleheads.org/forum/viewtopic.php?t=192008 But I can not find the credit cards that offer cash reward for payment (not purchase). For example, I can pay my rent to the land lord, my child care expense to the child care provider, my ...