Search found 3054 matches

by F150HD
Thu Jul 09, 2020 9:34 am
Forum: Personal Consumer Issues
Topic: Neighborhood Noise
Replies: 128
Views: 7993

Re: Neighborhood Noise

Every time I see this thread, I think about the Twlight Zone with the loud guy in the club, and someone who wants quiet and can't stand the noise. He offers the loud guy a lot of money if he can keep quiet, no speech, for an entire year. Well, he does it, and the guy who offered the bet doesn't hav...
by F150HD
Wed Jul 08, 2020 9:36 pm
Forum: Personal Consumer Issues
Topic: Pre-fab (modular) home building experience
Replies: 23
Views: 1616

Re: Pre-fab home building experience

Thread with lots of info: are pre-fabricated / manufactured homes a bad investment?

Make sure you talk to your lender, some will not finance a modular/manufactured home.
by F150HD
Wed Jul 08, 2020 10:14 am
Forum: Personal Consumer Issues
Topic: Warning: avoid Windows 10 update 1803
Replies: 147
Views: 22097

Re: Warning: avoid Windows 10 update 1803

18362 I think is the 1909 build (I am running 1909 and my build number 18363 This sounds like a Chrome installation, not Windows. MS is notorious for updates changing system settings causing headaches and the like, past updates have even deleted chunks of users files on their PCs....have never had ...
by F150HD
Mon Jul 06, 2020 11:34 pm
Forum: Personal Consumer Issues
Topic: Neighborhood Noise
Replies: 128
Views: 7993

Re: Neighborhood Noise

Mr. Rumples wrote:
Mon Jul 06, 2020 11:30 pm
LOL, I gotta tell you, this is not the smell of fresh cow manure. Rather the smell of concentrated sewage. I could be more descriptive, but I'll behave.
sounds like a hog farm. Those can be hardcore when its hot....not many threads on here discussing this topic. :happy
by F150HD
Mon Jul 06, 2020 11:32 pm
Forum: Personal Consumer Issues
Topic: Neighborhood Noise
Replies: 128
Views: 7993

Re: Neighborhood Noise

On a side note, I can't stand people that listen to their music outdoors. I can understand a gathering here and there, but I have a neighbor that just cranks it up on his patio like 5 houses down by himself and the whole block has to suffer. Why a person like this can't just buy some headphones is ...
by F150HD
Mon Jul 06, 2020 11:25 pm
Forum: Personal Consumer Issues
Topic: Neighborhood Noise
Replies: 128
Views: 7993

Re: Neighborhood Noise

Google Dohm® Classic Natural Sound Machine. I have one and I use it fairly often. It's not expensive. Just avoid the Chainsaw setting. :D ... every year they lay on the field next to her house manure and she leaves for a few days. The stench is unreal. The other thing that has happened is that its ...
by F150HD
Mon Jul 06, 2020 10:58 pm
Forum: Personal Consumer Issues
Topic: Warning: avoid Windows 10 update 1803
Replies: 147
Views: 22097

Re: Warning: avoid Windows 10 update 1803

didn't want to start a new thread for another Windows issue! I noticed somehow Microsoft (through an update?) installed a browser extension in Chrome w/out me even knowing about it. Some extensions are really invasive and track everything you do. :?: What extension, and how did you establish that i...
by F150HD
Mon Jul 06, 2020 10:55 pm
Forum: Personal Consumer Issues
Topic: Warning: avoid Windows 10 update 1803
Replies: 147
Views: 22097

Re: Warning: avoid Windows 10 update 1803

didn't want to start a new thread for another Windows issue! I noticed somehow Microsoft (through an update?) installed a browser extension in Chrome w/out me even knowing about it. Some extensions are really invasive and track everything you do. :?: What build are you running? the latest "patch Tu...
by F150HD
Mon Jul 06, 2020 10:30 pm
Forum: Personal Finance (Not Investing)
Topic: No attachments when eFiling using H&R Block's home software?
Replies: 13
Views: 984

Re: No attachments when eFiling using H&R Block's home software?

Navigate through the File tab. At the E-file Your Return page, hit the "Send" button. A dialog box which says "YOUR RETURN WILL NOW BE TRANSMITTED TO THE IRS" will appear. Click "OK." On the screen labeled "YOUR PDF ATTACHMENTS," click "ATTACH." Navigate to the file you need to attach and click "Op...
by F150HD
Mon Jul 06, 2020 7:41 am
Forum: Personal Consumer Issues
Topic: Warning: avoid Windows 10 update 1803
Replies: 147
Views: 22097

Re: Warning: avoid Windows 10 update 1803

didn't want to start a new thread for another Windows issue!

I noticed somehow Microsoft (through an update?) installed a browser extension in Chrome w/out me even knowing about it. Some extensions are really invasive and track everything you do.

:?:
by F150HD
Fri Jul 03, 2020 9:45 am
Forum: Personal Consumer Issues
Topic: Tesla Solar Roof - Any Installs? Consults?
Replies: 7
Views: 954

Re: Tesla Solar Roof - Any Installs? Consults?

if you search the forum, there are prior threads on this with details you may be looking for.
by F150HD
Wed Jul 01, 2020 2:52 pm
Forum: Personal Consumer Issues
Topic: YoutubeTV subscription now $64.99/month
Replies: 171
Views: 13252

Re: YoutubeTV subscription now $64.99/month

We dropped DirecTV a few months ago because we just didn't watch. I was planning to get YouTube TV in the fall for college basketball and football. I will now be getting either Sling or Hulu. Internet costs us $60/month. I am not willing to pay more than about $100/month for internet and TV. If you...
by F150HD
Tue Jun 30, 2020 7:01 pm
Forum: Personal Consumer Issues
Topic: YoutubeTV subscription now $64.99/month
Replies: 171
Views: 13252

Re: YoutubeTV subscription now $64.99/month

Google has raised the price of Youtube TV by 30% to $64.99/month.
:shock: oh h#ll no. Throw in taxes, prob $70-75 a month?
by F150HD
Tue Jun 30, 2020 6:36 pm
Forum: Personal Consumer Issues
Topic: CNBC - How to watch live ?
Replies: 17
Views: 1276

Re: CNBC - How to watch live ?

Good tip on Schwab.

I like to listen live via browser, then you can work on other things at the same time.

Image
by F150HD
Tue Jun 30, 2020 6:36 pm
Forum: Personal Consumer Issues
Topic: CNBC - How to watch live ?
Replies: 17
Views: 1276

Re: CNBC - How to watch live ?

Yes, per month :annoyed I will cancel today but re-activate just before the Collage Football kick off and turn off again after SuperBowl .... Funny, I do exactly the same. I love college football and its great having access to the SEC etc which many games I do not get here on broadcast TV. Hope the...
by F150HD
Mon Jun 29, 2020 11:52 am
Forum: Personal Consumer Issues
Topic: Advice on WiFi vs. Wired at Home?
Replies: 34
Views: 2208

Re: Advice on WiFi vs. Wired at Home?

We are moving into a new home (new to us, built in 1988) in 2 weeks and wanted to get opinions regarding the advantages of wireless or wired connections for devices. The house has very accessible attics and crawlspaces underneath the home, so with some effort I could feasibly run hard line internet...
by F150HD
Sun Jun 28, 2020 1:59 pm
Forum: Investing - Theory, News & General
Topic: Introducing Schwab Stock Slices™ – Designed to Make Investing Easier and More Accessible
Replies: 44
Views: 5010

Re: Introducing Schwab Stock Slices™ – Designed to Make Investing Easier and More Accessible

nisiprius wrote:
Tue May 05, 2020 1:26 pm
Try saying "Schwab Stock Slices" ten times fast. I think it's even harder than "Wealthfront."
lol. I tried, it is hard.

"Slice" reminded me of Slice soda pop from years and years ago. It was really good. Far better than 7up. But thats a different thread.
by F150HD
Sun Jun 28, 2020 1:47 pm
Forum: Personal Finance (Not Investing)
Topic: Seller did not make agreed upon repairs; closing in 2 days
Replies: 55
Views: 5748

Re: Seller did not make agreed upon repairs; closing in 2 days

"every underground drain line was clogged as well." initially this made me think of a sewer line, but its not. photos would really help here. Creating proper drainage takes time, thought and effort. Sounds like the system there is quite involved. At that, regardless what the sellers do, you'd need a...
by F150HD
Sun Jun 28, 2020 10:36 am
Forum: Personal Consumer Issues
Topic: Verizon prepaid wording question (mobile hotspot)
Replies: 2
Views: 255

Re: Verizon prepaid wording question (mobile hotspot)

The language in the new plan more accurately describes how it actually works. Your other devices will connect to the hotspot via WIFI. It also eliminates the reference to 4G which may or may not be the actual speed you connect with. It also avoids implying that the other devices can connect directl...
by F150HD
Sat Jun 27, 2020 8:38 am
Forum: Personal Consumer Issues
Topic: Verizon prepaid wording question (mobile hotspot)
Replies: 2
Views: 255

Verizon prepaid wording question (mobile hotspot)

Verizon prepaid. Like many, I sometimes use tethering to connect a laptop to the internet via my phone so the phone is the 'hotspot' (not talking a separate physical hotspot device that Verizon sells). Looked at switching plans but noticed a wording difference between my current plan and any new pla...
by F150HD
Sat Jun 27, 2020 7:52 am
Forum: Personal Consumer Issues
Topic: I keep getting someone else's mail
Replies: 27
Views: 2097

Re: I keep getting someone else's mail

prior home I was still getting the prior owners mail 20 years later. Some of it was legit over the years (did the return to sender thing), but it never seemed to stop. On that note, when you move, how long do you maintain a forwarding order for mail from your prior address? Initially its 1 year (?) ...
by F150HD
Mon Jun 22, 2020 8:31 am
Forum: Personal Consumer Issues
Topic: Tipping Tree Trimming
Replies: 62
Views: 2866

Re: Tipping Tree Trimming

Jags4186 wrote:
Mon Jun 22, 2020 8:21 am
The real question is how much are you going to tip me for responding to this post.

Are people really this obsessed with giving money away for no reason, and if so, why is it never going my way?
Cheezit guy sent everyone a tip via Paypal. You didn't get yours? :D
by F150HD
Sun Jun 21, 2020 9:22 am
Forum: Personal Consumer Issues
Topic: Tipping Tree Trimming
Replies: 62
Views: 2866

Re: Tipping Tree Trimming

New Providence wrote:
Sun Jun 21, 2020 8:58 am
We have a Tree Trimming service trimming pretty big trees in the backyard.....
hopefully none of these are oak trees as they should not be trimmed until (preferably) November to prevent oak wilt.
by F150HD
Sat Jun 20, 2020 1:52 pm
Forum: Personal Finance (Not Investing)
Topic: 30 year mortgage under 3%
Replies: 301
Views: 46178

Re: 30 year mortgage under 3%

Just refinanced back in Jan/Feb. for 30 year at 3.75% with AimLoan. Needless to say, in retrospect wish we had waited and done this when rates had fallen even further, but not going to go through the whole rigamarole again so quickly (and, honestly, 3.75% is a pretty good rate). you can simply pay ...
by F150HD
Sat Jun 20, 2020 1:47 pm
Forum: Personal Finance (Not Investing)
Topic: 30 year mortgage under 3%
Replies: 301
Views: 46178

Re: 30 year mortgage under 3%

Just locked a 30-year refinance at 2.99% with a $4,748 lender credit. No cost; actually have $1709 of the credit going to prepaid/impounds. $633,126 principal, 74% LTV. Full details in the refinance mega thread. Which lender? Loandepot Thanks. that site requires you to put in a name, phone and comp...
by F150HD
Sat Jun 20, 2020 10:26 am
Forum: Personal Finance (Not Investing)
Topic: Disappointed in Fidelity 2% Cash Back credit card
Replies: 167
Views: 10078

Re: Disappointed in Fidelity 2% Cash Back credit card

makes one wonder if the cash earned is taxable in some form if the amount is significant.

If one sets the cash to dump into a Fido brokerage account, does this show up on anyone's annual 1099 in a quirky way? there would have to be interest income to account for etc.
by F150HD
Sat Jun 20, 2020 10:12 am
Forum: Personal Finance (Not Investing)
Topic: Disappointed in Fidelity 2% Cash Back credit card
Replies: 167
Views: 10078

Re: Disappointed in Fidelity 2% Cash Back credit card

Do either of you have a Roth IRA? We already had ours with Fidelity so it was a no brainer for me. Exactly the same. Roth at Fido and the card is set to autopay to cash at Fidelity monthly. Click click and the money is at Ally Bank. sounds like you can set your 'core position' (as they call it) as ...
by F150HD
Sat Jun 20, 2020 9:52 am
Forum: Personal Consumer Issues
Topic: Lastpass, which account options shouldn't be used for maximum security?
Replies: 8
Views: 914

Re: Lastpass, which account options shouldn't be used for maximum security?

LastPass is scrambling to fix another serious vulnerability Seems to have occurred multiple times in the past X years. They had another event just last Fall too. Well, if they were scrambling, I'll assume they fixed the issue! The linked article was dated MAR 28, 2017 10:07 AM PDT. Broken Man 1999 ...
by F150HD
Fri Jun 19, 2020 10:56 am
Forum: Personal Finance (Not Investing)
Topic: Interviewing buyers realtor; confused
Replies: 38
Views: 3809

Re: Interviewing buyers realtor; confused

Seeking a custom fit in an off the shelf world.
May be best working further on the original plan, or buying an already exiting home.
by F150HD
Fri Jun 19, 2020 10:34 am
Forum: Personal Consumer Issues
Topic: Lastpass, which account options shouldn't be used for maximum security?
Replies: 8
Views: 914

Re: Lastpass, which account options shouldn't be used for maximum security?

LastPass is scrambling to fix another serious vulnerability


Seems to have occurred multiple times in the past X years. They had another event just last Fall too.
by F150HD
Fri Jun 19, 2020 10:24 am
Forum: Investing - Theory, News & General
Topic: Hertz (bankrupt) may issue new stock
Replies: 74
Views: 6497

Re: Hertz (bankrupt) may issue new stock

I'm pretty sure there were appropriate disclosures and controls. Lol, we’re talking about Robinhood here. https://www.bloomberg.com/news/articles/2019-11-05/robinhood-has-a-glitch-that-gives-traders-infinite-leverage A glitch in the Robinhood Markets Inc. system is allowing users to trade stocks wi...
by F150HD
Thu Jun 18, 2020 11:21 pm
Forum: Personal Consumer Issues
Topic: Zoom Meeting No Video Camera or Microphone
Replies: 25
Views: 2121

Re: Zoom Meeting No Video Camera or Microphone

don't be the person crinkling a bag of chips through the entire meeting or slurping soup and not muting your mic. Also, don't be 'that guy' who sits super close to his camera and all you see is half their forehead and their left eye. I think I've seen it all in the past X months. Going to the meetin...
by F150HD
Thu Jun 18, 2020 11:16 pm
Forum: Personal Consumer Issues
Topic: Sellers agent not letting me view property without preapproval or "proof of finances"
Replies: 189
Views: 10402

Re: Sellers agent not letting me view property without preapproval or "proof of finances"

OP- Just get a pre-approval letter from any lender, pretty sure its not a hard credit pull. Can do this completely online. This would get you in to properties you want to see without awkward disclosure. Then if you decide to buy, pay cash and not finance.
by F150HD
Thu Jun 18, 2020 2:30 pm
Forum: Personal Finance (Not Investing)
Topic: Disappointed in Fidelity 2% Cash Back credit card
Replies: 167
Views: 10078

Re: Disappointed in Fidelity 2% Cash Back credit card

I have been happy with Citi double cash. Once a month I visit my City card account online, review my purchases, request a statement credit for my cash back , and pay my bill. Actually, from what I have learned today, I will set it up for an automatic transfer to my checking account. How does Citi D...
by F150HD
Thu Jun 18, 2020 10:44 am
Forum: Personal Finance (Not Investing)
Topic: 30 year mortgage under 3%
Replies: 301
Views: 46178

Re: 30 year mortgage under 3%

SEAworld9 wrote:
Wed Jun 17, 2020 11:59 pm
Just locked a 30-year refinance at 2.99% with a $4,748 lender credit. No cost; actually have $1709 of the credit going to prepaid/impounds. $633,126 principal, 74% LTV. Full details in the refinance mega thread.
Which lender?
by F150HD
Thu Jun 18, 2020 10:43 am
Forum: Personal Finance (Not Investing)
Topic: Disappointed in Fidelity 2% Cash Back credit card
Replies: 167
Views: 10078

Re: Disappointed in Fidelity 2% Cash Back credit card

thats the whole point of the card and always has been :confused thats why some opt for Citi Doublecash instead. I get that now, believe me. :D We weren't out researching cards. My wife's been an additional on my cards for years. This Fidelity offer came in the mail (snail mail) after she opened an ...
by F150HD
Thu Jun 18, 2020 10:41 am
Forum: Investing - Theory, News & General
Topic: Hertz (bankrupt) may issue new stock
Replies: 74
Views: 6497

Re: Hertz (bankrupt) may issue new stock

IRT the Forbes article ....They try to gamify trading and couch it as investment.” Says Robinhood: “We are committed to continuously improving our platform and are reviewing our options offering to determine if any changes may be appropriate.” Does anyone think Robinjood has some liability here? I a...
by F150HD
Thu Jun 18, 2020 7:41 am
Forum: Personal Finance (Not Investing)
Topic: Disappointed in Fidelity 2% Cash Back credit card
Replies: 167
Views: 10078

Re: Disappointed in Fidelity 2% Cash Back credit card

After reading the many positive reviews about this card on this site, I didn't expect that they'd play games. First of all, it's not a cash back card. It's a reward points card. Yes, the reward points can be redeemed for cash, but if you redeem your points for statement credit on the card itself, t...
by F150HD
Thu Jun 18, 2020 7:18 am
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 307
Views: 40196

Re: Don't pay full price for SiriusXM radio

willthrill81 wrote:
Tue Apr 07, 2020 6:57 pm
I cancelled our SiriuxXM service yesterday. Now that our prepaid phone plan has enough data to allow us to stream whatever music we want, it's pointless in even paying $5/month for satellite radio.
SiriusXM offers both streaming (on a phone) AND satellite, its not solely a 'satellite' radio.
by F150HD
Tue Jun 16, 2020 8:46 pm
Forum: Personal Consumer Issues
Topic: Should I sell my stash of dental floss now worth $3,000?
Replies: 105
Views: 11057

Re: Should I sell my stash of dental floss now worth $3,000?

this requires a photo of the 'stash', else its not real. :happy
by F150HD
Tue Jun 16, 2020 11:08 am
Forum: Personal Consumer Issues
Topic: Ads in Yahoo email inbox that aren't email
Replies: 37
Views: 3587

Re: Ads in Yahoo email inbox that aren't email

interesting that the ads used to just be at the TOP of the inbox (for me anyway, it was semi-tolerable) but today they are now embedded in the list of actual emails so you could accidentally click on one when reading emails and scrolling. Thats BS to me. Example below https://i.postimg.cc/TwNxjnFs/y...
by F150HD
Tue Jun 16, 2020 9:02 am
Forum: Personal Investments
Topic: Best Day to Make Automatic Purchase
Replies: 5
Views: 908

Re: Best Day to Make Automatic Purchase

I'm currently doing an automatic dollar cost average purchase each week into my taxable investment account (VTSAX, VTIAX). that will create a significant number of tax lots to track for tax purposes. Lots of discussions on this forum about it. one such example: https://www.bogleheads.org/forum/view...
by F150HD
Mon Jun 15, 2020 10:07 am
Forum: Investing - Theory, News & General
Topic: Hertz (bankrupt) may issue new stock
Replies: 74
Views: 6497

Re: Hertz (bankrupt) may issue new stock

Ralph Furley wrote:
Mon Jun 15, 2020 4:55 am
Millennials buying on their phones via Robinhood.
lol

has a pump and dump flavor to it.
And, I do believe the issuance of new stock diluted the existing shareholders. Perhaps one of you know for sure?
a head scratcher. Reverse split came to mind when I read that....
by F150HD
Sun Jun 14, 2020 10:47 pm
Forum: Investing - Theory, News & General
Topic: Hertz (bankrupt) may issue new stock
Replies: 74
Views: 6497

Re: Hertz (bankrupt) may issue new stock

Hertz, which is in bankruptcy, has gotten approval to sell $1B worth of stock.
risky
by F150HD
Sun Jun 14, 2020 10:11 am
Forum: Personal Consumer Issues
Topic: Home warranty
Replies: 5
Views: 368

Re: Home warranty

forum search will yield past discussions on this topic worth reading.
by F150HD
Sun Jun 14, 2020 10:09 am
Forum: Personal Consumer Issues
Topic: Upgrading iphone
Replies: 8
Views: 709

Re: Upgrading iphone

deleted
by F150HD
Sat Jun 13, 2020 9:23 am
Forum: Personal Consumer Issues
Topic: heated driveway?
Replies: 91
Views: 4585

Re: heated driveway?

you should put your location in your first post for meaningful answers.

Living in the UP in MI or parts of Montana vs living in say Kansas....big difference IMO as far as annual snow totals.
by F150HD
Fri Jun 12, 2020 10:14 am
Forum: Personal Consumer Issues
Topic: Noisy return/intake in new HVAC
Replies: 59
Views: 2782

Re: Noisy return/intake in new HVAC

There are 2 air return grilles, both of which are located in highly used living areas. And they are loud. According to an app that I downloaded, 65 decibels. So loud that we are constantly adjusting the volume on the TV as the fan kicks on and off . same issue on a prior home, but that home was 100...
by F150HD
Wed Jun 10, 2020 1:03 pm
Forum: Personal Consumer Issues
Topic: Tipping why % of bill and not flat amount?
Replies: 159
Views: 9280

Re: Tipping why % of bill and not flat amount?

an oil....er uh, tipping thread :)

one mistake many make is not tipping on the pre-tax total. Some businesses dont even seem to give a receipt showing the pre-tax total which to me doesn't sit right, seems like an effort to inflate a tip.