Search found 37 matches

by ellink
Wed May 13, 2020 8:04 pm
Forum: Personal Consumer Issues
Topic: "Fancy" drip/pour-over coffee makers
Replies: 54
Views: 3158

Re: "Fancy" drip/pour-over coffee makers

We have the Technivorm Moccamaster with a glass carafe and have been very happy with it for several years.
by ellink
Sat May 02, 2020 8:51 pm
Forum: Personal Investments
Topic: Money manager, is it worth it ? 1M to invest.
Replies: 21
Views: 2321

Re: Money manager, is it worth it ? 1M to invest.

It is frustrating to always get the same answer, "you can do it yourself" or "use the Vanguard advisor". The thing is, neither of those options address the issues that the OP listed: Insurance Planning and Risk Management Debt Management & Reduction Household & Family Budgeting Cash Flow Projections...
by ellink
Sat Apr 18, 2020 8:06 pm
Forum: Personal Investments
Topic: issues with Marcus website?
Replies: 12
Views: 693

Re: issues with Marcus website?

indexfundfan wrote:
Sat Apr 18, 2020 4:51 pm
Is the third page identity verification?
Yes.
by ellink
Sat Apr 18, 2020 4:48 pm
Forum: Personal Investments
Topic: issues with Marcus website?
Replies: 12
Views: 693

Re: issues with Marcus website?

Tried multiple browsers and computers.
by ellink
Sat Apr 18, 2020 4:34 pm
Forum: Personal Investments
Topic: issues with Marcus website?
Replies: 12
Views: 693

issues with Marcus website?

I have been trying to open a saving account on the Marcus website for the past week and the site is not functioning appropriately. I get to the third page of the online application and it freezes. I've called Marcus and been told that there is a lot of traffic and to try later. During this time, the...
by ellink
Fri Apr 10, 2020 1:20 pm
Forum: Personal Finance (Not Investing)
Topic: Would you quit your job without another job now?
Replies: 34
Views: 2572

Re: Would you quit your job without another job now?

I would not leave a job during the COVID crisis. Given that you rely upon your wife's job for insurance and you have 2 children -- that's a hard 'no'. Given your wife's experience in clinical research, I suspect that she is quite employable. Wait until the country moves through the acute phase of th...
by ellink
Fri Apr 03, 2020 11:05 pm
Forum: Personal Investments
Topic: where to go for fixed income advice?
Replies: 19
Views: 1261

Re: where to go for fixed income advice?

I'm with you on this. Until recently, I have been 100% equities because I didn't know anything about fixed income. Once I found BH, I bought a lot of Vanguard Institution Bond fund but really haven't been happy with how it behaved in the recent meltdown. Comparatively, equities are straight forward ...
by ellink
Wed Mar 25, 2020 10:27 pm
Forum: Personal Investments
Topic: AAA/AA muni fund?
Replies: 1
Views: 176

AAA/AA muni fund?

After seeing how Vanguard's Total Bond fund performed recently, I'm thinking that I want a fund that has only A-rated bonds. Is there such a thing?
by ellink
Sun Mar 22, 2020 11:59 am
Forum: Investing - Theory, News & General
Topic: It's Not Different This Time
Replies: 350
Views: 31769

Re: It's Not Different This Time

Apologies for not crediting the original poster, but someone on this forum recommended this podcast: http://investorfieldguide.com/investingincrisis/ I found it very useful and interesting, especially when the interviewee spoke about "this time it's different". He said that all bull markets are the ...
by ellink
Fri Mar 20, 2020 9:15 pm
Forum: Personal Consumer Issues
Topic: "Netflix Party" for shared (remote) viewing ?
Replies: 2
Views: 389

Re: "Netflix Party" for shared (remote) viewing ?

Don't know but I have been wondering too. Might be handy for the teenager who really needs a social outlet.
by ellink
Sat Mar 14, 2020 9:04 pm
Forum: Investing - Theory, News & General
Topic: Anybody want to guess the bottom of this "dip"?
Replies: 573
Views: 37775

Re: Anybody want to guess the bottom of this "dip"?

I think we could make another big step down when/if a hotspot appears in NYC or LA. I don't know what the bottom will be but I'm afraid we aren't there yet.
by ellink
Sat Feb 22, 2020 6:19 pm
Forum: Personal Consumer Issues
Topic: Do You Have a Long Term Travel Strategy?
Replies: 67
Views: 5982

Re: Do You Have a Long Term Travel Strategy?

We didn't have a strategy but my husband and I enjoy travel so we became a family that travels. We saw people who waited but by then their kids were gone -- we didn't want to do that. My son said his name for the first time in the restaurant in the Eiffel Tower. Does he remember -- no -- but we do. ...
by ellink
Tue Feb 11, 2020 10:04 am
Forum: Personal Consumer Issues
Topic: Recommended biology/life science related majors and careers?
Replies: 51
Views: 3415

Re: Recommended biology/life science related majors and careers?

I had similar interests -- biology and the arts. I went into a field called Science Communications. My job is to "translate" scientific discoveries into lay terms. I find the work incredibly interesting -- I work with the scientists who are making amazing discoveries -- and also with patient familie...
by ellink
Tue Jan 14, 2020 3:21 pm
Forum: Personal Investments
Topic: Cardiff Park
Replies: 7
Views: 535

Re: Cardiff Park

Yes, I had already made good use of the search function and have PM'ed everyone who mentioned that they had personal experience with Cardiff Park. Thanks everyone for your comments!
by ellink
Tue Jan 14, 2020 10:16 am
Forum: Personal Investments
Topic: Cardiff Park
Replies: 7
Views: 535

Re: Cardiff Park

I've been investing on my own but it has been a lot of automatic pilot.
by ellink
Tue Jan 14, 2020 10:00 am
Forum: Personal Investments
Topic: Cardiff Park
Replies: 7
Views: 535

Cardiff Park

I have been searching for an advisor for over a decade (as you know, it isn't easy). We are now beginning discussions with Cardiff Park. Respectfully, I am not looking for pros and cons of using an advisor. But I would like to hear about any personal experience with Cardiff Park and John Gorlow. Als...
by ellink
Sat Jan 11, 2020 4:49 pm
Forum: Personal Consumer Issues
Topic: which Subaru is best for a young driver?
Replies: 24
Views: 2681

Re: which Subaru is best for a young driver?

Thanks for all your responses! No worries about us rushing into things to get dear son a new car. My husband's car has 260K miles and mine has 96K so we will definitely need something -- new or new-to-us -- in the near term. Thinking ahead for what our needs will be with a new driver coming along. G...
by ellink
Wed Jan 01, 2020 10:13 am
Forum: Personal Finance (Not Investing)
Topic: Retirement numbers
Replies: 4
Views: 1832

Re: Retirement numbers

To what do you owe your success?
by ellink
Tue Dec 31, 2019 9:34 pm
Forum: Personal Consumer Issues
Topic: which Subaru is best for a young driver?
Replies: 24
Views: 2681

which Subaru is best for a young driver?

My son is close to driving age. We will likely wait several more years because I know he will benefit from developing maturity before he gets behind the wheel. I am ready to get a car now that will be his to drive in 3 or so years. I've looked at a few and have been impressed with the Subaru's safet...
by ellink
Fri Dec 27, 2019 1:42 am
Forum: Personal Investments
Topic: 529 Advice for California Resident
Replies: 12
Views: 905

Re: 529 Advice for California Resident

The link about the CA 529 is interesting but the OP is asking for help in comparing several plans. I'm also interested.
by ellink
Fri Dec 13, 2019 11:52 pm
Forum: Personal Investments
Topic: WWYD? - advice needed. 41 yr old in VHCOL, FIRE? thinking of leaving high stress job.
Replies: 54
Views: 4324

Re: WWYD? - advice needed. 41 yr old in VHCOL, FIRE? thinking of leaving high stress job.

In scanning the responses I didn't see anyone else mention it but -- what about a relationship? You have the financial freedom to reevaluate what is important to you. A partner might be a nice way to change up your life.
by ellink
Fri Nov 22, 2019 8:20 pm
Forum: Personal Finance (Not Investing)
Topic: Hard Life Changes - Help With Looking For Employment After 10 Years
Replies: 48
Views: 6074

Re: Hard Life Changes - Help With Looking For Employment After 10 Years

JPL (NASA Jet Propulsion Lab) frequently has interesting positions including in communications. Your physics degree would likely be valued there.
by ellink
Mon Jul 15, 2019 11:06 pm
Forum: US Chapters
Topic: New Orange County, CA Local Chapter established
Replies: 81
Views: 12835

Re: Orange County, CA chapter?

I'm in LA but interested if the meeting is held on a weekend.
by ellink
Mon May 06, 2019 11:15 pm
Forum: Personal Consumer Issues
Topic: Aulani Disney resort
Replies: 15
Views: 2312

Re: Aulani Disney resort

We hadn't stayed in a Disney property before and felt like it was $$$. For that reason, I was inclined not to like it but it's great.
by ellink
Thu Apr 18, 2019 10:02 am
Forum: Personal Investments
Topic: Locked into [American Funds] - best choices?
Replies: 14
Views: 1003

Re: Locked into AF - best choices?

Thanks yougoitdude and MichCPA. I have mulling these questions for weeks. Great to get such a quick and helpful response!
by ellink
Thu Apr 18, 2019 9:59 am
Forum: Personal Investments
Topic: Locked into [American Funds] - best choices?
Replies: 14
Views: 1003

Re: Locked into AF - best choices?

Yes, all the funds are in a taxable account. I did not know that moving between funds created a taxable event. Thanks for this info!
Also, the load was paid years ago. I will call about the $1200. Perhaps it is an AUM fee?
by ellink
Thu Apr 18, 2019 9:44 am
Forum: Personal Investments
Topic: Locked into [American Funds] - best choices?
Replies: 14
Views: 1003

Locked into [American Funds] - best choices?

Another reader who came to Bogleheads late in the game. So, bear with me. I purchased American Funds a long time ago and now have a portfolio exceeding $300K. I am about 5 years from retirement so don't want to take the tax hit by cashing out and purchasing index funds. But, I am looking for advice ...
by ellink
Sun Mar 17, 2019 1:59 pm
Forum: Personal Consumer Issues
Topic: Buy a previous loaner car
Replies: 20
Views: 1800

Re: Buy a previous loaner car

I bought a BMW 3 series with ~3K miles on it from the dealer. Never used high test gasoline. Traded it in at 100K miles. Never had a problem.
by ellink
Wed Mar 13, 2019 9:22 am
Forum: Personal Finance (Not Investing)
Topic: Bright daughter wants to work for nonprofit
Replies: 103
Views: 9097

Re: Bright daughter wants to work for nonprofit

As others have said, working for a nonprofit isn't necessarily a hardship pay wise. She appears to be of the mindset that all these positions are steppingstones, which is fine. She should stick with her current job a little longer (make it to 1 year, at least) while she surveys the landscape and fig...
by ellink
Thu Feb 28, 2019 10:21 pm
Forum: Personal Finance (Not Investing)
Topic: Should I move to a high cost of living area?
Replies: 48
Views: 2597

Re: Should I move to a high cost of living area?

I love Marin County and would move there in a heartbeat. For me, it would be a lifestyle decision. Good luck!
by ellink
Sat Jan 19, 2019 10:53 pm
Forum: Personal Investments
Topic: No 529. son in high school
Replies: 19
Views: 2115

No 529. son in high school

Sadly, we did not start a 529 when we talked about it -- our son was 2. Now he is in HS. Seems like funding a 529 would be taking on risk w/o a lot reward at this point. Do I have any other options for using tax-deferred $$ to pay for college? I feel like I read something here about I-bonds... Any h...
by ellink
Mon Jan 14, 2019 10:38 am
Forum: Investing - Theory, News & General
Topic: Did you ever "win" big?
Replies: 133
Views: 10860

Re: Did you ever "win" big?

Yes. 25 years ago, I returned from living in Europe and needed a job. My background was in pharma but I wanted to learn something new so went with a biotech. The company offered stock options and an employee purchase program. I maxed out on both. I know it is very non Bogleheadish but I was young an...
by ellink
Tue Jan 08, 2019 9:07 am
Forum: Personal Finance (Not Investing)
Topic: Need a little insight from STEM Bogleheads
Replies: 59
Views: 3025

Re: Need a little insight from STEM Bogleheads

My suggestion is that she start a tutoring practice. I don't know where you live but in many cities, families hire tutors to prepare their kids for high school and college entrance exams (in addition to AP tutoring). The math tutor that my son worked with (in LA) charged $100/hr and she was booked s...
by ellink
Wed Nov 14, 2018 12:12 am
Forum: Personal Consumer Issues
Topic: Can you suggest where to live if work at UCLA
Replies: 40
Views: 3772

Re: Can you suggest where to live if work at UCLA

UCLA has a robust van pool program. It doesn't make the commute any shorter but it may mitigate some of the driving and parking issues.
by ellink
Mon Sep 18, 2017 12:13 am
Forum: Personal Consumer Issues
Topic: Buying nightguards (teeth grinding)
Replies: 65
Views: 8266

Re: Buying nightguards (teeth grinding)

I'm with random walker. Mine was from the dentist. Cost ~$700 more than 10 years ago. I'm still using it. In fact, I can't sleep without it. I also tried the sports-type and they were unusable. The one I have now is fantastic and has really saved a lot of wear and tear on my teeth. I highly recommen...
by ellink
Sat Sep 16, 2017 9:34 pm
Forum: Personal Investments
Topic: Can I move American Funds to Schwab
Replies: 3
Views: 390

Can I move American Funds to Schwab

I have $200K in American funds at Prudential (bought a long time ago...). Would it be cost effective to move them to Schwab?
Also will Schwab accept a different asset class than the one they offer?
Tx!