Search found 1524 matches

by alfaspider
Mon Oct 15, 2018 7:39 am
Forum: Personal Consumer Issues
Topic: trip to Grand Cayman & dieting [while on vacation]
Replies: 40
Views: 2559

Re: trip to Grand Cayman & dieting

Your body has what it needs to go days without eating. I ran a marathon the other day fasted, no lack of energy during that. Your body must work differently than mine. After running a marathon, I was told I acted like a seriously intoxicated person before I ate something. My blood sugar was through...
by alfaspider
Mon Oct 15, 2018 7:33 am
Forum: Personal Consumer Issues
Topic: How do you buy a mattress ?
Replies: 31
Views: 2272

Re: How do you buy a mattress ?

I've done the "mattress in a box" thing (Leesa) and found the experience far superior to the mattress store. I did the lay on every mattress thing, but found it resulted in option paralysis and didn't really translate into overnight comfort. Price ended up about half. Another thing I really liked ab...
by alfaspider
Fri Oct 12, 2018 9:46 am
Forum: Personal Consumer Issues
Topic: Tips for staying active / injury-free into older age
Replies: 162
Views: 14218

Re: Tips for staying active / injury-free into older age

The key is form, you probably naturally run correctly. Toe striker they like to call people like you. I am a heal striker and attempting to unlearn my ways. Striking on one's heal not only causes excess strain on the joints, it slows a person down. It acts as a natural brake. A few years ago, I lea...
by alfaspider
Fri Oct 12, 2018 9:42 am
Forum: Personal Consumer Issues
Topic: How important is it that dentist is member of ADA?
Replies: 13
Views: 1215

Re: How important is it that dentist is member of ADA?

If dentistry is at all like medicine then not at all. My wife is a family physician and gets almost as many spam mailings from the AMA trying to get her to join as I now get from AARP and AAA since turning 50. None of her colleagues in the HMO she works with are AMA members. She says it's more for ...
by alfaspider
Fri Oct 12, 2018 8:16 am
Forum: Investing - Theory, News & General
Topic: Barron's Making the Case for Gold
Replies: 111
Views: 7700

Re: Barron's Making the Case for Gold

Gold is great as a store of value. It has had the same relative buying power since the Roman Empire, not many things, if any, can say the same about retaining its value across thousands of years and the rise and fall of empires. As an investment...not so much. Buy it if you think the currency you a...
by alfaspider
Thu Oct 11, 2018 7:28 am
Forum: Investing - Theory, News & General
Topic: Barron's Making the Case for Gold
Replies: 111
Views: 7700

Re: Barron's Making the Case for Gold

Gold is great as a store of value. It has had the same relative buying power since the Roman Empire, not many things, if any, can say the same about retaining its value across thousands of years and the rise and fall of empires. As an investment...not so much. Buy it if you think the currency you a...
by alfaspider
Thu Oct 11, 2018 7:19 am
Forum: Personal Consumer Issues
Topic: Mazda 3 w/ Snow tire or Subaru AWD with All Season Tire
Replies: 56
Views: 3368

Re: Mazda 3 w/ Snow tire or Subaru AWD with All Season Tire

AWD Snow Tire > FWD Snow Tire > AWD All Season > FWD All Season Are you in the mountains? Then I'd go with a Subie/SUV/Pickup. Otherwise, Mazda is probably fine. I would refine this more like: AWD Snow Tire > FWD Snow Tire >>> AWD All Season > FWD All Season The difference given by snow tires is mu...
by alfaspider
Wed Oct 10, 2018 2:57 pm
Forum: Investing - Theory, News & General
Topic: Barron's Making the Case for Gold
Replies: 111
Views: 7700

Re: Barron's Making the Case for Gold

Gold is great as a store of value. It has had the same relative buying power since the Roman Empire, not many things, if any, can say the same about retaining its value across thousands of years and the rise and fall of empires. As an investment...not so much. Buy it if you think the currency you a...
by alfaspider
Wed Oct 10, 2018 2:46 pm
Forum: Investing - Theory, News & General
Topic: Sears, a 125 year old company is now a penny stock.
Replies: 115
Views: 13312

Re: Sears, a 125 year old company is now a penny stock.

REITs look so undervalued and then you read things like this... But that is always the story of value investing. It is easy to look back and go man that company was so undervalued 10 years ago. They had more cash than the company value for heaven's sake (or any of a zillion other rationalizations)....
by alfaspider
Wed Oct 10, 2018 12:39 pm
Forum: Personal Consumer Issues
Topic: Car Gurus ... Air Filter Recommendations
Replies: 22
Views: 1523

Re: Car Gurus ... Air Filter Recommendations

Doesn't really matter much as long as it's not an uber cheapo. They have a simple function.
by alfaspider
Wed Oct 10, 2018 10:49 am
Forum: Personal Consumer Issues
Topic: Best headphones under 500 bucks
Replies: 48
Views: 3250

Re: Best headphones under 500 bucks

I’m trying to find headphones that will give me the best sound for a wide range of music. Everything from classical to hip hop. I’m ok with paying up to 500 bucks, more if it’s truly worth it. I hear Bluetooth doesn’t have as good a sound as wired. Headphones that don’t bleed sound much would be gr...
by alfaspider
Wed Oct 10, 2018 10:31 am
Forum: Personal Consumer Issues
Topic: Thinking of moving to Texas, Iowa, Idaho, or North Carolina
Replies: 209
Views: 14214

Re: Thinking of moving to Texas, Iowa, Idaho, or North Carolina

Austin - the not as good - There's no real Mexican food here, 99% of it is "tex-mex" (think cheese from a can.) Locals will get offended if you knock it, but the tex-mex is terrible. (Brisket in a taco?) You can find the good MX but it's an effort Cheese from a can? Where are you going for Tex-Mex?...
by alfaspider
Thu Sep 27, 2018 11:09 am
Forum: Personal Consumer Issues
Topic: What is your single most expensive mistake?
Replies: 293
Views: 25165

Re: What is your single most expensive mistake?

WyndowsFone wrote:
Tue Sep 25, 2018 9:04 pm
LAW SCHOOL. Looks like this is a common one!
Law school can go either way. For me, law school was probably the best financial decision I ever made. I've also found a niche I enjoy.
by alfaspider
Thu Sep 27, 2018 10:56 am
Forum: Personal Consumer Issues
Topic: Losing Passion for Hobbies. Cheap or normal aging?
Replies: 71
Views: 8972

Re: Losing Passion for Hobbies. Cheap or normal aging?

I'm about the same age. I think it's normal to change hobbies over time (I have), but for me it's more the desire to get into new hobbies that cause me to drop the old. I only have time for so many hobbies. I find most hobbies have a learning curve in the 5 year range. You get to the point of profic...
by alfaspider
Thu Sep 27, 2018 10:47 am
Forum: Personal Consumer Issues
Topic: Anyone ever tired of managing hair and consider shaving to go bald
Replies: 59
Views: 4351

Re: Anyone ever tired of managing hair and consider shaving to go bald

I always thought a shaved head goes best with a muscular physique so you can go for the "Mr. Clean" look. Earring not required :mrgreen:
by alfaspider
Thu Sep 27, 2018 9:05 am
Forum: Personal Finance (Not Investing)
Topic: Leasing Cars in Retirement
Replies: 98
Views: 7551

Re: Leasing Cars in Retirement

Finally, it's worth noting that leasing is tax disadvantaged in some states (Texas is one of them). In some states, you pay tax on the value of the entire vehicle, not just on the lease payments. In some cases (especially with some EVs) it can more than double the cost of leasing compared to a stat...
by alfaspider
Thu Sep 27, 2018 9:04 am
Forum: Personal Consumer Issues
Topic: Ventilated car seats?
Replies: 61
Views: 4226

Re: Ventilated car seats?

2pedals wrote:
Wed Sep 26, 2018 9:03 pm
I would try a wood beaded seat cushion first. Shouldn't cost more than $20 bucks.
I don't know how people stand those. Torture devices in my experience.
by alfaspider
Tue Sep 18, 2018 1:58 pm
Forum: Personal Finance (Not Investing)
Topic: New car - 0% loan or $500 rebate
Replies: 26
Views: 2043

Re: New car - 0% loan or $500 rebate

I was wondering about if having an auto loan might help my credit score though? My score is already good - 800. I don't have any installment loans and am older and have a long credit history that has been 800+. Would an installment load possibly help my score go higher? I have read conflicting info...
by alfaspider
Mon Sep 17, 2018 2:30 pm
Forum: Personal Finance (Not Investing)
Topic: Cheap Flights
Replies: 23
Views: 2294

Re: Cheap Flights

Not sure what city you are in, but I always seem to find good deals on Frontier. Won't be a comfortable ride, but always cheap and can play around with prices if you can fly on different days. Southwest has good deals usually too! Frontier and Spirit can be very cheap options, but you need to be re...
by alfaspider
Mon Sep 17, 2018 2:24 pm
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 15762

Re: iPhone XS Max

As many of you remember, I bought an iPhoneX last year to replace my old iPhone7Plus. I have been disappointed in the size of this phone, as compared to the older, more robust ("bigger") PLUS phone. It's hard t read with the X but I had no trouble doing so on my 7Plus. OK, so I'm willing to suck it...
by alfaspider
Mon Sep 17, 2018 11:02 am
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 15762

Re: iPhone XS Max

As many of you remember, I bought an iPhoneX last year to replace my old iPhone7Plus. I have been disappointed in the size of this phone, as compared to the older, more robust ("bigger") PLUS phone. It's hard t read with the X but I had no trouble doing so on my 7Plus. OK, so I'm willing to suck it...
by alfaspider
Mon Sep 17, 2018 10:30 am
Forum: Personal Consumer Issues
Topic: $180 IPhone SE or $90 Iphone 5S
Replies: 33
Views: 2274

Re: $180 IPhone SE or $90 Iphone 5S

b4nash wrote:
Mon Sep 17, 2018 10:18 am
If you plan on using it for more than a year, I'd go SE.
That's a good point. The 5s will stop getting updates after ios12.
by alfaspider
Mon Sep 17, 2018 8:44 am
Forum: Personal Consumer Issues
Topic: $180 IPhone SE or $90 Iphone 5S
Replies: 33
Views: 2274

Re: $180 IPhone SE or $90 Iphone 5S

I need to get a cellphone in the next day. I have narrowed it down to two options: Option 1: $180 Brand New Factory Unlocked Iphone SE, 32 GB. Option 2: $90 Manufacturer Refurbished Iphone 5S, 16GB. Which one is a better value? I won't be using this phone much - it's going to be more like a backup ...
by alfaspider
Fri Sep 14, 2018 1:57 pm
Forum: Personal Consumer Issues
Topic: Any cello players here?
Replies: 6
Views: 337

Re: Any cello players here?

I play the cello. Played pretty consistently through high school and college. I got to the point of being able to play most of the big concertos and other major repertoire pieces, albeit much more poorly than a professional would. This thread reminds me I should play more often. No experience with "...
by alfaspider
Fri Sep 14, 2018 1:48 pm
Forum: Personal Consumer Issues
Topic: How to help teenager fix silly mistakes in math?
Replies: 50
Views: 3291

Re: How to help teenager fix silly mistakes in math?

Good luck to her. I suffered through high school math, eventually scoring a 5 on the AP Calculus exam, but the frustration of silly mistakes caused me not to take any math beyond that. It's easy to stay "go slow", but high school exams are typically taken under significant time pressure. Often, I wo...
by alfaspider
Fri Sep 14, 2018 12:06 pm
Forum: Personal Finance (Not Investing)
Topic: Leasing Cars in Retirement
Replies: 98
Views: 7551

Re: Leasing Cars in Retirement

Wanted to get others thoughts on leasing cars in retirement in lieu of triggering an additional taxable event by spending down investments. Thinking $350 or so monthly for three years within mileage allowances, wash and repeat. Pluses are covered maintenance and investments continue to grow. Please...
by alfaspider
Fri Sep 14, 2018 11:06 am
Forum: Personal Consumer Issues
Topic: FaceID w driving? ... upgrading from 5S
Replies: 18
Views: 866

Re: FaceID w driving? ... upgrading from 5S

longleaf wrote:
Fri Sep 14, 2018 10:54 am
I have no trouble with faceid while driving or wearing sunglasses.

You dont have to unlock your phone to answer phone calls.

I do not condone breaking local laws.
I found faceid needed some training before it would unlock with sunglasses. It was sporadic at first, but now works every time.
by alfaspider
Thu Sep 13, 2018 1:09 pm
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 15762

Re: iPhone XS Max

They're the most valuable company on the planet for a reason! $1100 for a smart phone is just ludicrous for a lot of people. That's MacBook territory. I'm interested to see if the "cheapo" version (iPhone Xr: $750) sells better. Lots of consumer psychology in how to choose. I think for quite a few,...
by alfaspider
Thu Sep 13, 2018 11:01 am
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 15762

Re: iPhone XS Max

"Bokeh" sounds kind of silly, but it's just a name for the background blur effect you see in many professional portraits. The new phone supposedly does a better job of it when you shoot in portrait mode. I've used portrait mode on the X, and it really is impressive how good it can make photos from ...
by alfaspider
Thu Sep 13, 2018 9:25 am
Forum: Personal Consumer Issues
Topic: Ready to buy iPhone 8 now, but..
Replies: 39
Views: 3395

Re: Ready to buy iPhone 8 now, but..

So now that the new versions are out, the 8 I've had my mind on dropped $100. It's about $600 now for the 64 GB version. Is this the best price I can hope for, or wait some more? Consumer Cellular has it back in stock :beer and I can pay it in installments over 12 months (owned free and clear with ...
by alfaspider
Thu Sep 13, 2018 9:21 am
Forum: Personal Consumer Issues
Topic: Anyone into Essential Oils?
Replies: 40
Views: 2572

Re: Anyone into Essential Oils?

I wouldn't recommend them at all. Since you're asking about more affordable, buy some Febreeze air freshener instead. If she has allergies, Febreze could be a major irritant. It feels like it makes my entire head seize up. If she like essential oils, why not buy them. Unless $55 a month is going to...
by alfaspider
Thu Sep 13, 2018 8:44 am
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 15762

Re: iPhone XS Max

As many of you remember, I bought an iPhoneX last year to replace my old iPhone7Plus. I have been disappointed in the size of this phone, as compared to the older, more robust ("bigger") PLUS phone. It's hard t read with the X but I had no trouble doing so on my 7Plus. OK, so I'm willing to suck it...
by alfaspider
Thu Sep 13, 2018 8:35 am
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 15762

Re: iPhone XS Max

How about this one: Isn't the Lexus ES350 just a Toyota Camry with nicer trim? No. Hey, I tried! 8-) There was a time that it would have been a true statement, but that was just about a decade ago at this point. The past two generations have been a Toyota Avalon with nicer trim. :mrgreen: But isnt ...
by alfaspider
Thu Sep 13, 2018 8:34 am
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 15762

Re: iPhone XS Max

I find all the hostility towards the newest iphone every year rather amusing. Nobody cares that BMW or Mercedes comes out with a new car every year or two with many unnecessary features. People still buy them. Of course, a lot of the "new" stuff is gimmick and fluff, but the newest phones tend to ha...
by alfaspider
Wed Sep 12, 2018 3:03 pm
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 15762

Re: iPhone XS Max

They're the most valuable company on the planet for a reason! $1100 for a smart phone is just ludicrous for a lot of people. That's MacBook territory. I'm interested to see if the "cheapo" version (iPhone Xr: $750) sells better. Lots of consumer psychology in how to choose. It's an interesting phen...
by alfaspider
Wed Sep 12, 2018 2:18 pm
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 15762

Re: iPhone XS Max

I do not understand how Apple can continue to raise prices like this, and I'm a huge Apple fan going on 20 years. You can pre order 9/14 and release date is 9/21. So you are saying the price is excessive to the max :wink: They will charge what the market can bear. People were happy to shell out $1,...
by alfaspider
Wed Sep 12, 2018 2:12 pm
Forum: Personal Consumer Issues
Topic: 1 year old birthday
Replies: 42
Views: 1954

Re: 1 year old birthday

Clearly, some people prefer not to make memories with their kids unless their kids will remember it. I don't remember much from before I was 5. By that logic, my parents could have kept me in the basement until then and I'd be none the wiser. I could have done that with my kids. I'd have missed out...
by alfaspider
Wed Sep 12, 2018 12:49 pm
Forum: Personal Consumer Issues
Topic: 1 year old birthday
Replies: 42
Views: 1954

Re: 1 year old birthday

Chuck-E-Cheese Although we had huge parties for our first son at our house, we soon learned that it was pretty silly. The kid doesn't care, nobody really gets to talk for long because so many people are there and it's just a big blur. By his 3rd b'day (and for our second son), the goal was always t...
by alfaspider
Wed Sep 12, 2018 8:34 am
Forum: Personal Finance (Not Investing)
Topic: The Atlantic: 'Why is College In America So Expensive?'
Replies: 27
Views: 2647

Re: The Atlantic: 'Why is College In America So Expensive?'

Most of them are nonprofits which have far less incentive to keep costs down than if they had to operate at a profit. I think the problem is that education is not a quantifiable good. It's quite easy to obtain an "education" for nearly free- the information contained in a college education is readi...
by alfaspider
Tue Sep 11, 2018 8:35 am
Forum: Personal Consumer Issues
Topic: Tesla Model 3 Owners: Your experience so far
Replies: 35
Views: 5811

Re: Tesla Model 3 Owners: Your experience so far

mewantcookiez wrote:
Tue Sep 11, 2018 12:13 am
Did any of you bother with the performance package? Seems pretty steep at 10k.
It's equivalent to the difference between the BMW 340i and the M3. You already know if the difference is meaningful to you.
by alfaspider
Mon Sep 10, 2018 4:21 pm
Forum: Personal Finance (Not Investing)
Topic: Father Wants a Home Mortgage (Bad Credit Score)
Replies: 43
Views: 3191

Re: Father Wants a Home Mortgage (Bad Credit Score)

Not to sound morbid, but given that you are an adult, I presume your grandfather is rather elderly. What are his prospects for still being around in 5 years? Do you have any idea who stands to inherit the house? Presumably not your father given the situation. How might other relatives who DO stand t...
by alfaspider
Mon Sep 10, 2018 4:16 pm
Forum: Investing - Help with Personal Investments
Topic: Investing in 5G Wireless
Replies: 46
Views: 2869

Re: Investing in 5G Wireless

There may be unusual factors that impede the rollout of this technology: https://techcrunch.com/2018/09/10/bay-area-city-blocks-5g-deployments-over-cancer-concerns/ I doubt that this will be a serious issue. Nothing about 5G technology makes it riskier than older cell technologies. One small munici...
by alfaspider
Mon Sep 10, 2018 4:06 pm
Forum: Investing - Help with Personal Investments
Topic: Investing in 5G Wireless
Replies: 46
Views: 2869

Re: Investing in 5G Wireless

There may be unusual factors that impede the rollout of this technology: https://techcrunch.com/2018/09/10/bay-area-city-blocks-5g-deployments-over-cancer-concerns/ I doubt that this will be a serious issue. Nothing about 5G technology makes it riskier than older cell technologies. One small munici...
by alfaspider
Mon Sep 10, 2018 2:26 pm
Forum: Personal Consumer Issues
Topic: Hurricane Florence - survival guide
Replies: 87
Views: 6655

Re: Hurricane Florence - survival guide

If I didn’t know better I would say that this is a list of reasons to avoid living on the Atlantic and Gulf coasts. West coast has earthquakes, center of the country has tornadoes. Not too many places completely safe from natural disasters. The good thing about hurricanes is that you get a few days...
by alfaspider
Mon Sep 10, 2018 12:25 pm
Forum: Personal Consumer Issues
Topic: Ready to buy iPhone 8 now, but..
Replies: 39
Views: 3395

Re: Ready to buy iPhone 8 now, but..

You'll find more info on www.macrumors.com. I'd expect a $100 price drop. Worth waiting a week or two or the new phone might even intrigue you. Agreed. Right before a new iPhone is released is the worst time to buy a new iPhone. The new iphone is announced this week, so new pricing should take effe...
by alfaspider
Mon Sep 10, 2018 12:19 pm
Forum: Personal Consumer Issues
Topic: Hurricane Florence - survival guide
Replies: 87
Views: 6655

Re: Hurricane Florence - survival guide

5) Your job will expect you to go to work as soon as possible, like the next day. I would prepare for the opposite as well. I've lived through Hurricane Ike, Sandy, and Harvey. In all three cases the office was closed for at least a solid week. In the case of Sandy, the basement of the office flood...
by alfaspider
Mon Sep 10, 2018 10:36 am
Forum: Personal Consumer Issues
Topic: Can Sneakers go with Business Casual?
Replies: 172
Views: 8504

Re: Can Sneakers go with Business Casual?

"Business Casual" is one of those squishy terms that can mean almost anything. For men, "business casual" can mean you get to wear a sport coat and no tie, but otherwise basically full business attire. On the other end of the spectrum, it can mean jeans, sneakers, and a polo shirt. Personally, I'd j...
by alfaspider
Mon Sep 10, 2018 8:47 am
Forum: Personal Finance (Not Investing)
Topic: Father Wants a Home Mortgage (Bad Credit Score)
Replies: 43
Views: 3191

Re: Father Wants a Home Mortgage (Bad Credit Score)

Your dad got into this situation through a problematic mix of finances and family. I'd hate to see the same sort of problems trickle down to another generation. Is $130k a reasonable market price for the home or is it below market? If it's market price, I think your father would be far better off bu...
by alfaspider
Mon Sep 10, 2018 8:04 am
Forum: Personal Consumer Issues
Topic: small-wheel bicycle
Replies: 19
Views: 1294

Re: small-wheel bicycle

I am a casual biker. Not for commuting. Want for riding around the neighborhood or at a park. The bicycle doesn't necessarily have to be foldable. I just like the small wheel form factor. . Why? A small wheel form factor is going to make obstacles and potholes a bigger deal. It's also harder to fin...
by alfaspider
Sat Sep 08, 2018 2:57 pm
Forum: Personal Finance (Not Investing)
Topic: Thoughts on buying a pre-owned Mercedes Benz cash?
Replies: 46
Views: 4065

Re: Thoughts on buying a pre-owned Mercedes Benz cash?

Lexus, Infiniti, or Accura? Those might be a better choice. Cheaper and less expensive maintenance. Comparable quality, comfort and performance. I would beg to differ on “performance”. Certainly with regard to AMG or M models. Depends which Lexus. The “F” models aren’t quite as quick as the AMG equ...