Search found 2106 matches

by alfaspider
Tue Oct 15, 2019 10:52 am
Forum: Personal Consumer Issues
Topic: What workout equipment to get?
Replies: 60
Views: 3867

Re: What workout equipment to get?

I think it takes a special kind of person to utilize home cardio equipment on a regular basis. Most (myself included) find staring at a wall while jogging on a treadmill or elliptical way too boring to actually do regularly. I'd much rather just put on some running shoes or get on my bike. Or, in in...
by alfaspider
Wed Oct 09, 2019 1:56 pm
Forum: Personal Finance (Not Investing)
Topic: Dilemma buying a new house
Replies: 31
Views: 2510

Re: Dilemma buying a new house

It sounds like you're getting great advice on both sides, and the path you choose likely depends on your personal appetite for risk. I'm in the move first camp for reasons already stated. When it comes to selling your house quickly, the best Dave Ramsey advice I followed was how to choose a realtor...
by alfaspider
Wed Oct 09, 2019 1:55 pm
Forum: Personal Finance (Not Investing)
Topic: Dilemma buying a new house
Replies: 31
Views: 2510

Re: Dilemma buying a new house

This. It was awful to watch a co-worker have to sell his stock to pay for two houses. I'm in the position of owning two houses at the moment. Yes, if you can swing it, the way to do it is to sell house #1 first. But the problem was that we were looking for something very specific with the new house...
by alfaspider
Wed Oct 09, 2019 1:39 pm
Forum: Personal Finance (Not Investing)
Topic: Dilemma buying a new house
Replies: 31
Views: 2510

Re: Dilemma buying a new house

Of course the sell/buy being done on the same day is the ultimate best case. But who can do that? 8-) (hint...I did) In my opinion, second best is to sell, rent short term, then buy and move. Why? Because of personal experience with friends who overpriced their house to sell, bought the new, more e...
by alfaspider
Wed Oct 09, 2019 1:06 pm
Forum: Personal Finance (Not Investing)
Topic: Dilemma buying a new house
Replies: 31
Views: 2510

Re: Dilemma buying a new house

Of course the sell/buy being done on the same day is the ultimate best case. But who can do that? 8-) (hint...I did) In my opinion, second best is to sell, rent short term, then buy and move. Why? Because of personal experience with friends who overpriced their house to sell, bought the new, more e...
by alfaspider
Tue Oct 08, 2019 12:06 pm
Forum: Personal Finance (Not Investing)
Topic: Hillarious insight on having $5 Million
Replies: 14
Views: 3849

Re: Hillarious insight on having $5 Million

On a recent episode of "Succession" regarding inheriting $5 million. "Five's a nightmare...... Can't retire.....not worth it to work. Five will drive you un poco loco , my fine feathered friend. Poorest rich person in America The world's tallest dwarf......the weakest strong man at the circus." I l...
by alfaspider
Wed Oct 02, 2019 1:10 am
Forum: Personal Consumer Issues
Topic: Anyone replace an iPhone screen yourself?
Replies: 14
Views: 1028

Re: Anyone replace an iPhone screen yourself?

I attempted to do it once on a 6s with an ifixit kit. I'm generally pretty handy, but I do not have the steadiest of hands and found it an exercise in frustration. It did not help that I ordered just the screen (not the full front), which added a lot of extra work transferring the microphone and cam...
by alfaspider
Tue Sep 24, 2019 1:51 pm
Forum: Personal Consumer Issues
Topic: Uber - first time user - will I get picked up
Replies: 36
Views: 3542

Re: Uber - first time user - will I get picked up

I've never used Uber before. Tomorrow morning I need to go the airport. ... The price differential is irrelevant. I'm interested in using the technology but a bit apprehensive. One alternative to Uber is using a car service like Execucar (a division of SuperShuttle) or Groundlink. Uber is great for...
by alfaspider
Tue Sep 24, 2019 12:18 pm
Forum: Personal Consumer Issues
Topic: Physical activity suggestions for a non athletic youth
Replies: 189
Views: 8650

Re: Physical activity suggestions for a non athletic youth

I’d ignore BMI. It’s an aggregate measure, not at all useful at the individual level. This is an excuse that overweight people use to stay overweight. BMI is useful for just about any person who is not extraordinarily strong. You'll know when it doesn't apply to you. It's far less useful than perce...
by alfaspider
Tue Sep 24, 2019 11:42 am
Forum: Personal Consumer Issues
Topic: Physical activity suggestions for a non athletic youth
Replies: 189
Views: 8650

Re: Physical activity suggestions for a non athletic youth

I’d ignore BMI. It’s an aggregate measure, not at all useful at the individual level. This is an excuse that overweight people use to stay overweight. BMI is useful for just about any person who is not extraordinarily strong. You'll know when it doesn't apply to you. I'm not overweight, so I'm fair...
by alfaspider
Tue Sep 24, 2019 8:46 am
Forum: Personal Consumer Issues
Topic: Where do you buy parts for DIY Auto repairs
Replies: 46
Views: 3158

Re: Where do you buy parts for DIY Auto repairs

... oh well. i did discover harborfreight tools today. amazing prices. thanks to everyone for the help. I really need to be more patient and post here first :oops: Just a quick heads-up on Harbor Freight. Fine for some things relatively low-tech (hammers, some power tools, and so on.) But exercise ...
by alfaspider
Mon Sep 23, 2019 1:31 pm
Forum: Personal Consumer Issues
Topic: Traveling to Riyadh for Business
Replies: 44
Views: 3228

Re: Traveling to Riyadh for Business

Claim your passport is expired. That’s what our work group does when undesirable travel is presented by management. Most places where international travel is part of the job, will tell you on Day 1 to keep your passport current. If it's expired, they'd tell you to renew it for the trip. You can get...
by alfaspider
Mon Sep 23, 2019 1:23 pm
Forum: Personal Consumer Issues
Topic: Physical activity suggestions for a non athletic youth
Replies: 189
Views: 8650

Re: Physical activity suggestions for a non athletic youth

The other thing that makes me more likely to exercise is if there is an adrenaline component to the sport. Adrenaline = fun. Have you thought about rock climbing? It's basically a fun way to strength train. It can be exhilarating for a youngster to "make it to the top" There are climbing gyms almos...
by alfaspider
Mon Sep 23, 2019 1:13 pm
Forum: Personal Consumer Issues
Topic: Retirement - Living in Colorado
Replies: 57
Views: 9659

Re: Retirement - Living in Colorado

How about the winter and ice and snow there for a retiree? The winter and snow make for great skiing for retirees! It's great to ski mid-week and only when the weather is perfect - which is most of the time. I always feel bad for the tourists that are out skiing when it's really coming down hard, o...
by alfaspider
Mon Sep 23, 2019 12:51 pm
Forum: Personal Consumer Issues
Topic: Physical activity suggestions for a non athletic youth
Replies: 189
Views: 8650

Re: Physical activity suggestions for a non athletic youth

One exercise motivation for me is that I can *do things.* A few years ago we went to the Grand Canyon, and walked down about six miles, then back up (total of 12 plus miles, we didn't go all the way to the bottom). Many folks, of course, go all the way down and back (or more) in a day. But we are n...
by alfaspider
Mon Sep 23, 2019 12:30 pm
Forum: Personal Consumer Issues
Topic: Physical activity suggestions for a non athletic youth
Replies: 189
Views: 8650

Re: Physical activity suggestions for a non athletic youth

I don't think 11 is too young for weight lifting. It could be confidence inspiring for a heavier kid, as people with heavier builds will likely lift more in absolute terms. He will probably see very rapid progress as he hits puberty. However, he should absolutely NOT start weight lifting without pro...
by alfaspider
Mon Sep 23, 2019 12:24 pm
Forum: Personal Consumer Issues
Topic: First car for child
Replies: 129
Views: 7334

Re: First car for child

Do not buy your kid an AWD car. Why not, other than cost? My closest calls as a new driver came from a RWD car in the snow. Obviously FWD won't spin like RWD, but AWD in inclement weather can be a safety feature. Having grown up in "snow country" - back when all vehicles were RWD - I believe the "k...
by alfaspider
Mon Sep 23, 2019 10:33 am
Forum: Personal Consumer Issues
Topic: First car for child
Replies: 129
Views: 7334

Re: First car for child

unstartable wrote:
Mon Sep 23, 2019 10:30 am
Do not buy your kid an AWD car.
Why not, other than cost? My closest calls as a new driver came from a RWD car in the snow. Obviously FWD won't spin like RWD, but AWD in inclement weather can be a safety feature.
by alfaspider
Mon Sep 23, 2019 10:31 am
Forum: Personal Consumer Issues
Topic: First car for child
Replies: 129
Views: 7334

Re: First car for child

A car with air bags and seat belts that when they crash it, it's no big because.....they will crash it. It's a tradeoff though. A newer car will have better safety features - more airbags, crash avoidance technology like auto-braking, better crumple structures, and stability control that may make t...
by alfaspider
Mon Sep 23, 2019 8:41 am
Forum: Investing - Theory, News & General
Topic: Private Equity is ready for Vanguard type disruption
Replies: 23
Views: 1951

Re: Private Equity is ready for Vanguard type distruption

The biggest problem is that private company shares/units lack the liquidity of public shares, and probably always will. It would be difficult to have an "index fund" of private companies because funds would have difficulty buying and selling to track the "index" (or whatever reference point you use ...
by alfaspider
Mon Sep 23, 2019 7:39 am
Forum: Personal Consumer Issues
Topic: Time Saving Tactics: Kids Edition
Replies: 71
Views: 8239

Re: Time Saving Tactics: Kids Edition

Baby-led weening. It's definitely not for everyone, but we did this with both of our children (now 3 and 10 mos) and have been very happy. You'll find a ton of info via Google, but basically you give babies chunks of solid food and let them feed themselves, rather than feed them purees. It can some...
by alfaspider
Sun Sep 15, 2019 6:44 pm
Forum: Investing - Theory, News & General
Topic: Oil price going to a $100-- time to change your asset allocation??
Replies: 86
Views: 8319

Re: Oil price going to a $100-- time to change your asset allocation??

Saudis backtrack, now expect to have one-third of crude output back online by Monday. https://www.marketwatch.com/story/saudis-backtrack-now-expect-to-have-one-third-of-crude-output-back-online-by-monday-2019-09-15?mod=mw_latestnews Likely production that was shut down as a precaution as a result o...
by alfaspider
Wed Sep 11, 2019 2:35 pm
Forum: Personal Consumer Issues
Topic: Electric Bicycles
Replies: 116
Views: 8828

Re: Electric Bicycles

You have a link to that study? I'm a bit skeptical on that and would like to look at the data. Finally did try an ebike a couple weeks ago. I'm looking into getting a conversion kit for an older bike (with much better components than many ebikes out there) because I'd like to get one for a means to...
by alfaspider
Wed Sep 11, 2019 2:28 pm
Forum: Personal Consumer Issues
Topic: How old is your cellphone?
Replies: 168
Views: 8692

Re: How old is your cellphone?

Two year old IphoneX. I was planning on keeping my iphone 6s for a while, but manage to crack the screen right before the X was released and decided to bite the bullet. None of the upgrades thus far (XS or 11 Pro) are sufficiently compelling to get me to upgrade, though the camera upgrades do seem n...
by alfaspider
Mon Sep 09, 2019 3:18 pm
Forum: Personal Finance (Not Investing)
Topic: Selling home- Demanding Buyer (Repairs)
Replies: 475
Views: 45656

Re: Selling home- Demanding Buyer (Repairs)

...offer closing credits, and hopefully sell the house.... I wouldn’t recommend doing the work because of the potential for costly problems (rock, wetlands, leaking tank,etc.). OTOH if I was a purchaser I wouldn't accept a credit for the same reasons. I'd want the problem fixed before I bought. Dep...
by alfaspider
Mon Sep 09, 2019 1:52 pm
Forum: Personal Finance (Not Investing)
Topic: Selling home- Demanding Buyer (Repairs)
Replies: 475
Views: 45656

Re: Selling home- Demanding Buyer (Repairs)

...offer closing credits, and hopefully sell the house.... I wouldn’t recommend doing the work because of the potential for costly problems (rock, wetlands, leaking tank,etc.). OTOH if I was a purchaser I wouldn't accept a credit for the same reasons. I'd want the problem fixed before I bought. Dep...
by alfaspider
Mon Sep 09, 2019 12:45 pm
Forum: Personal Finance (Not Investing)
Topic: Have you been doing better than your parents?
Replies: 30
Views: 2196

Re: Have you been doing better than your parents?

I am better off than my parents were at my age (both working professionals). The biggest difference is simply that my spouse and I are two similarly compensated wage earners working full time, while my mother worked part time in a much lower paid job than my father (though still a licensed professio...
by alfaspider
Sat Sep 07, 2019 4:58 pm
Forum: Personal Consumer Issues
Topic: How much do you tip ubereats?
Replies: 35
Views: 2877

Re: How much do you tip ubereats?

I don’t like a system that relies on tipping to reach minimum wage for their workers That’s basically every full service restaurant. I usually tip 15% or so. If I can afford the food, I can afford to pay the delivery folks. Have two kids under 3, so cooking can be almost impossible when I’m caring ...
by alfaspider
Wed Sep 04, 2019 4:30 pm
Forum: Personal Consumer Issues
Topic: How to help niece improve her driving
Replies: 93
Views: 5603

Re: How to help niece improve her driving

The time when the limit is exceeded is generally right before impact- not that they were generally driving at the limit of the car. Following too close is often the result of not understanding how little room for error they are leaving. Losing control is often the result of sudden evasive maneuvers...
by alfaspider
Sun Sep 01, 2019 4:54 pm
Forum: Personal Consumer Issues
Topic: How to help niece improve her driving
Replies: 93
Views: 5603

Re: How to help niece improve her driving

AutoX is incredibly safe , and a great way to make a safer driver. Accidents often happen when one driver exceeds the performance envelope of their vehicle- they cannot stop in time or loose control . I'm trying to understand your incongruent statements. Autocross is safe cause when you lose contro...
by alfaspider
Sun Sep 01, 2019 4:51 pm
Forum: Personal Consumer Issues
Topic: How to help niece improve her driving
Replies: 93
Views: 5603

Re: How to help niece improve her driving

AutoX is incredibly safe , and a great way to make a safer driver. Accidents often happen when one driver exceeds the performance envelope of their vehicle- they cannot stop in time or loose control . I'm trying to understand your incongruent statements. They are set up so there’s nothing to hit ot...
by alfaspider
Sun Sep 01, 2019 3:05 pm
Forum: Personal Consumer Issues
Topic: How to help niece improve her driving
Replies: 93
Views: 5603

Re: How to help niece improve her driving

Have her look into local autocrosses. Great advice which I take to mean: Have her go out and kill herself driving. Problem solved. You have reported that at least one of your children totaled a car. Was that a problem? How was it solved? AutoX is incredibly safe, and a great way to make a safer dri...
by alfaspider
Fri Aug 30, 2019 10:06 pm
Forum: Personal Consumer Issues
Topic: What, besides dishes, do you run through your dishwasher?
Replies: 85
Views: 6264

Re: What, besides dishes, do you run through your dishwasher?

They supposedly work well for cleaning engine blocks. I’ve never had the courage.
by alfaspider
Wed Aug 28, 2019 7:37 pm
Forum: Personal Consumer Issues
Topic: Used Sports Car
Replies: 50
Views: 3142

Re: Used Sports Car

I’ve often gazed with envy at the S2000 but never drove one. Production of the S2000 ceased in June 2009. If it was so good, why? People stopped buying? It had a 10 year run, but it was a victim of the Great Recession. Right when it would have been time for a second generation, budgets were being s...
by alfaspider
Wed Aug 28, 2019 7:36 pm
Forum: Personal Consumer Issues
Topic: Used Sports Car
Replies: 50
Views: 3142

Re: Used Sports Car

Nicolas wrote:
Wed Aug 28, 2019 7:01 pm
Why not rent the cars you’re interested in for a week at a time each and then pick your favorite? That should minimize later regret.
Often not possible unless you get lucky on Turo.
by alfaspider
Wed Aug 28, 2019 2:15 pm
Forum: Personal Consumer Issues
Topic: Used Sports Car
Replies: 50
Views: 3142

Re: Used Sports Car

I don't think he'd find a "Fiata" for another few years. Too new. An NC is probably the best value (and ugliest in my opinion). Find an NB Mazdaspeed Miata (04,05 are the only years) which are factory turbo Miatas. Or an "M" Miata, which is fully decked out....for a Miata. There are some 124 spider...
by alfaspider
Wed Aug 28, 2019 12:50 pm
Forum: Personal Consumer Issues
Topic: Used Sports Car
Replies: 50
Views: 3142

Re: Used Sports Car

EnjoyIt wrote:
Wed Aug 28, 2019 11:31 am
thatme wrote:
Tue Aug 27, 2019 7:33 pm
For $15k you can likely get a nice Honda S2000.
no you can't price has gone up on those. They tend to run closer to $20k
Depends what you consider "nice." You can most certainly get one for $15k.
by alfaspider
Wed Aug 28, 2019 8:03 am
Forum: Personal Consumer Issues
Topic: Used Sports Car
Replies: 50
Views: 3142

Re: Used Sports Car

OP is considering a Mini Cooper kind of car. He doesn't necessarily want a "sports car" in the Miata sense. This conversation need not fixate on this terminology. Anyway, so that I feel I have contributed to the discussion, please also consider these options that seem appropriate to OP's price rang...
by alfaspider
Wed Aug 28, 2019 8:00 am
Forum: Personal Consumer Issues
Topic: Used Sports Car
Replies: 50
Views: 3142

Re: Used Sports Car

I don't think he'd find a "Fiata" for another few years. Too new. An NC is probably the best value (and ugliest in my opinion). Find an NB Mazdaspeed Miata (04,05 are the only years) which are factory turbo Miatas. Or an "M" Miata, which is fully decked out....for a Miata. There are some 124 spider...
by alfaspider
Tue Aug 27, 2019 3:17 pm
Forum: Personal Consumer Issues
Topic: Used Sports Car
Replies: 50
Views: 3142

Re: Used Sports Car

corvette most have low miles and are well taken care of. +1 Corvettes are the most reliable sports cars. (Reliability Score from Long Term Quality Index) https://i.imgur.com/ZeRufNm.png Consumer Reports reliability data paints a very different picture Judging from the age of the cars on that chart,...
by alfaspider
Tue Aug 27, 2019 2:53 pm
Forum: Personal Consumer Issues
Topic: Used Sports Car
Replies: 50
Views: 3142

Re: Used Sports Car

I don't think he'd find a "Fiata" for another few years. Too new. An NC is probably the best value (and ugliest in my opinion). Find an NB Mazdaspeed Miata (04,05 are the only years) which are factory turbo Miatas. Or an "M" Miata, which is fully decked out....for a Miata. There are some 124 spider...
by alfaspider
Tue Aug 27, 2019 2:38 pm
Forum: Personal Consumer Issues
Topic: Used Sports Car
Replies: 50
Views: 3142

Re: Used Sports Car

ChinchillaWhiplash wrote:
Tue Aug 27, 2019 2:26 pm
Fiat 124 Spyder (Miata).
I'd get the Miata version unless you just REALLY love the Fiat styling. The Fiat powertrain is much less reliable, and the car is no quicker despite the turbo.
by alfaspider
Tue Aug 27, 2019 1:36 pm
Forum: Personal Consumer Issues
Topic: Used Sports Car
Replies: 50
Views: 3142

Re: Used Sports Car

Miata Is Always The Answer x2 But a C5/C6 corvette is also acceptable (though running costs are higher) if you like more power. A Mini is not a sports car- it's a front wheel drive hatch back that may have a bit of zing depending on which model you get. Any Audi TT in your price range is liable to ...
by alfaspider
Tue Aug 27, 2019 8:42 am
Forum: Personal Finance (Not Investing)
Topic: Qualifying for home loan quickly
Replies: 11
Views: 507

Re: Qualifying for home loan quickly

I was able to get a pre-approval letter same day in a similar circumstances with just my credit report and stated income, which was augmented with a stronger letter next day after I had time to supply more financial data. A good lender will move quickly for you.
by alfaspider
Tue Aug 27, 2019 8:25 am
Forum: Personal Finance (Not Investing)
Topic: Foundation Repair Questions
Replies: 11
Views: 1002

Re: Foundation Repair Questions

I'm having some work done on a house with previous foundation repairs. Why we are at it, we've decided to add a few more piers and adjust the existing. Personally, I'm more inclined towards bell bottom piers than press piling in most cases. Thoughts: 1) You can't very depth of press pilings. If the...
by alfaspider
Tue Aug 27, 2019 8:17 am
Forum: Personal Consumer Issues
Topic: Alumni donations to help children get into college
Replies: 64
Views: 5421

Re: Alumni donations to help children get into college

The legacy connection can be very helpful at some schools, and no advantage at others. It really depends. As for donating, I agree that you probably need a building with your name on it for it to really make a big difference. It probably can't hurt to make token contributions a year so that you are ...
by alfaspider
Fri Aug 23, 2019 2:42 pm
Forum: Personal Finance (Not Investing)
Topic: Foundation Repair Questions
Replies: 11
Views: 1002

Re: Foundation Repair Questions

I'm having some work done on a house with previous foundation repairs. Why we are at it, we've decided to add a few more piers and adjust the existing. Personally, I'm more inclined towards bell bottom piers than press piling in most cases. Thoughts: 1) You can't very depth of press pilings. If the ...
by alfaspider
Fri Aug 23, 2019 11:11 am
Forum: Personal Consumer Issues
Topic: Insane to buy a sports car?
Replies: 215
Views: 11216

Re: Insane to buy a sports car?

How is the reliability of an older Porsche? Say 10 years old. It might be fun to get one on the cheap just for the weekend drives. They are generally reliable, but up to 2008 the Boxter/911s still had IMS bearing issues to worry about. Aftermarket retrofits are available for a few thousand that red...
by alfaspider
Thu Aug 22, 2019 2:32 pm
Forum: Personal Consumer Issues
Topic: Best undergrad majors ahead of Law school?
Replies: 75
Views: 3742

Re: Best undergrad majors ahead of Law school?

Again, thanks for the good replies. I'm an engineer with MBA, and I wouldn't push my kids into engineering unless they decided to do it on their own. I found the curriculum to be hellacious and if you're not STEM inclined it will be a tough sled. She's good at math and science but not strongly inte...
by alfaspider
Thu Aug 22, 2019 2:15 pm
Forum: Personal Consumer Issues
Topic: Used Kona Lanai bike for $200-$230
Replies: 17
Views: 1036

Re: Used Kona Lanai bike for $200-$230

For riding around the neighborhood what is wrong with a $50, 10 speed that is 20 years old. My 40-year-old, rusty, Raleigh rides the neighborhood just fine. Most true 10 speeds a lot more than 20 years old these days. That was the standard more like 40 years ago! Shimano was making 8 speed rear cas...