Search found 1174 matches

by Lieutenant.Columbo
Sat Dec 08, 2018 10:24 am
Forum: Personal Finance (Not Investing)
Topic: Time Value of Money vs. Variable Percentage Withdrawal (VPW)
Replies: 111
Views: 6658

Re: Time Value of Money vs. Variable Percentage Withdrawal (VPW)

This Topic is excelente!
And that comes from someone who only understand 50% of what's been posted :wink:
Thank you everyone.
by Lieutenant.Columbo
Mon Nov 19, 2018 6:00 pm
Forum: Personal Finance (Not Investing)
Topic: Time Value of Money vs. Variable Percentage Withdrawal (VPW)
Replies: 111
Views: 6658

Re: Time Value of Money vs. Variable Percentage Withdrawal (VPW)

A quick diversion for investors who may not understand the calculations under discussion: The Time Value of Money calculations are well worth learning. Please spend some time to understand this most basic, but essential, part of finance and investing. Once the concepts are understood, you can solve...
by Lieutenant.Columbo
Mon Nov 12, 2018 12:44 pm
Forum: Personal Finance (Not Investing)
Topic: Time Value of Money vs. Variable Percentage Withdrawal (VPW)
Replies: 111
Views: 6658

Re: Variable Percentage Withdrawal (VPW)

I probably have a 33% probability of surviving to age 100. I admit I still do not know what that means. Not trying to be silly or difficult. Does this mean that 33% of people "like you" (relatives, ethnicity, age, gender, geographic location, background, etc) have lived to 100? Basically yes. In th...
by Lieutenant.Columbo
Mon Nov 12, 2018 11:53 am
Forum: Personal Finance (Not Investing)
Topic: Time Value of Money vs. Variable Percentage Withdrawal (VPW)
Replies: 111
Views: 6658

Re: Variable Percentage Withdrawal (VPW)

I probably have a 33% probability of surviving to age 100. I admit I still do not know what that means. Not trying to be silly or difficult. Does this mean that 33% of people "like you" (relatives, ethnicity, age, gender, geographic location, background, etc) have lived to 100? For those wanting a ...
by Lieutenant.Columbo
Mon Nov 12, 2018 11:02 am
Forum: Personal Finance (Not Investing)
Topic: Time Value of Money vs. Variable Percentage Withdrawal (VPW)
Replies: 111
Views: 6658

Re: Variable Percentage Withdrawal (VPW)

I probably have at least a 1/3 chance of surviving to 100 willthrill81, what does this really mean? One out of 3 what? For those wanting a more 'hands on' approach, a simple time value of money calculator can be used instead. You simply input the dollar amount of your portfolio that you wish to amo...
by Lieutenant.Columbo
Mon Oct 22, 2018 11:47 am
Forum: Personal Finance (Not Investing)
Topic: How much money do you want to retire?
Replies: 658
Views: 83506

Re: How much money do you want to retire?

I think we both agree that 1) People don't want to voluntarily retire during bear market. 2) People don't want to voluntarily retire during bull market. I have no idea if this discussion is helping any body at all :-) What I really think is that the people who do voluntarily retire, the type of mar...
by Lieutenant.Columbo
Sun Oct 21, 2018 6:33 pm
Forum: Personal Finance (Not Investing)
Topic: How much money do you want to retire?
Replies: 658
Views: 83506

Re: How much money do you want to retire?

A couple years ago my wife told me that she could retire if we had $5M in investments. :oops: She told me yesterday that we could retire if we win the Powerball drawing ($1Billion) tomorrow. So I guess that's something. :beer poor mmcmonster, his wife will never retire... [...]I would like to retir...
by Lieutenant.Columbo
Sat Oct 13, 2018 11:22 pm
Forum: Personal Finance (Not Investing)
Topic: Weigh in on our Marital Argument =)-- HCOL edition
Replies: 102
Views: 10562

Re: Weigh in on our Marital Argument =)-- HCOL edition

Invest $200-500 in a 2-hour interior designer consultation. Experts see not-obvious-to-us solutions that could save lots of aggravation and thousands of dollars How about a Murphy bed in the living room for your parents? 200% First thing I thought is, "have OP + DH considered turning their 2B into ...
by Lieutenant.Columbo
Tue Oct 02, 2018 9:54 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement accounts and physician SCorps and Tax Reform
Replies: 86
Views: 7722

Re: Retirement accounts and physician SCorps

gilgamesh, Since an S Corp shareholder looks at Schedule K-1 Line 1 (unlike the member of a disregarded LLC, who looks at Form 1040 Line 43), does this mean that the business owner's spouse's income does not count towards the QBI deduction if the business is taxed as S Corp, even is MFJ ?? :? Thank...
by Lieutenant.Columbo
Mon Oct 01, 2018 11:32 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement accounts and physician SCorps and Tax Reform
Replies: 86
Views: 7722

Re: Retirement accounts and physician SCorps

There is no S corp corporate rate...there is a small business 199A deduction which S-corp physician's MFJ, could enjoy if their taxable income is less than $315k-$415k...this deduction is 20% when your taxable income is less than $315k, linearly phased out over the next $100k. It's not total income...
by Lieutenant.Columbo
Wed Sep 26, 2018 4:47 am
Forum: Personal Finance (Not Investing)
Topic: How much money do you want to retire?
Replies: 658
Views: 83506

Re: How much money do you need to retire?

in my twenties, $1M seemed enough. At 40, I thought $4M would do. At 50, it started looking like $10M to retire early, or keep working to hold health insurance to avoid catastrophe. But I'm the kind of person who needs a buffer... Can't retire on $4M, 10M lmao!? Clearly you are spending way too muc...
by Lieutenant.Columbo
Tue Sep 25, 2018 8:25 pm
Forum: Personal Finance (Not Investing)
Topic: S Corporation vs. LLC Partnership Logistics
Replies: 17
Views: 1568

Re: S Corporation vs. LLC Partnership Logistics

Even if you are one of the "non-eligible" service industry, you may get the deduction. In our previous conversation about S Corp and the Tax Reform and the QBI deduction, I never understood what "non eligible" means in this context. Non eligible for what, since "non eligible" industries may still g...
by Lieutenant.Columbo
Mon Sep 24, 2018 9:21 pm
Forum: Personal Finance (Not Investing)
Topic: S Corporation vs. LLC Partnership Logistics
Replies: 17
Views: 1568

Re: S Corporation vs. LLC Partnership Logistics

Even if you are one of the "non-eligible" service industry, you may get the deduction. In our previous conversation about S Corp and the Tax Reform and the QBI deduction, I never understood what "non eligible" means in this context. Non eligible for what, since "non eligible" industries may still g...
by Lieutenant.Columbo
Mon Sep 24, 2018 12:47 am
Forum: Personal Finance (Not Investing)
Topic: S Corporation vs. LLC Partnership Logistics
Replies: 17
Views: 1568

Re: S Corporation vs. LLC Partnership Logistics

OP If you decide to elect S Corp taxation, I recommend you use Patriot Software's Full Service Payroll . But I recommend you read through the comments & links in this BHs Forum Topic on "SCorps and Tax Reform" as it might cause you ponder if you really should/want to elect S Corp status. L.C. Edited...
by Lieutenant.Columbo
Sun Sep 23, 2018 11:56 pm
Forum: Personal Finance (Not Investing)
Topic: Considering Quitting Job - Seeking Advice. Would you do it?
Replies: 157
Views: 13432

Re: Considering Quitting Job - Seeking Advice. Would you do it?

gold99xx wrote:
Sat Sep 22, 2018 11:11 pm
whatever you decide it will work out for the best
deepity
by Lieutenant.Columbo
Sat Sep 22, 2018 12:03 pm
Forum: Personal Finance (Not Investing)
Topic: Considering Quitting Job - Seeking Advice. Would you do it?
Replies: 157
Views: 13432

Re: Considering Quitting Job - Seeking Advice. Would you do it?

If you are worried from walking away from too much, you could try this: Go to your boss and say "I've greatly enjoyed my career here at X,Y,Z company but I've been working 80 hours a week for years and am exhausted. I have also as a result of diligent saving reached the point where I can retire ear...
by Lieutenant.Columbo
Tue Sep 18, 2018 5:30 pm
Forum: Personal Finance (Not Investing)
Topic: how do/did you teach your kids finances/investing?
Replies: 28
Views: 2325

Re: how do/did you teach your kids finances/investing?

You want your daughter to manage her money/budget. But, you would not let her manage any money. So, how could she learn anything? Why do you need to say "no" to her anyhow? We give our kid $25 for birthday and X'mas. They receive a few hundred as gift annually from the extended family. They get to ...
by Lieutenant.Columbo
Tue Sep 18, 2018 2:54 pm
Forum: Personal Finance (Not Investing)
Topic: Considering Quitting Job - Seeking Advice. Would you do it?
Replies: 157
Views: 13432

Re: Considering Quitting Job - Seeking Advice. Would you do it?

I plan on giving two weeks notice. However, I deal with some pretty sensitive activities, so I expect to be walked out of the building very shortly after turning in my notice… So the awkward period will probably be minimal! RW73, If you've said it here, I've missed it. Why did you choose the "two w...
by Lieutenant.Columbo
Sun Sep 16, 2018 6:21 am
Forum: Personal Finance (Not Investing)
Topic: Considering Quitting Job - Seeking Advice. Would you do it?
Replies: 157
Views: 13432

Re: Considering Quitting Job - Seeking Advice. Would you do it?

Is talking to the team and boss as a group an option? I'd imagine most if not all of the others are going through the same dilemma. Maybe you all could agree to work much less that you all are right now.
by Lieutenant.Columbo
Sat Sep 15, 2018 5:15 pm
Forum: Personal Finance (Not Investing)
Topic: Why is an EIN needed for i401k?
Replies: 10
Views: 1129

Re: does LLC need new EIN after revoking S Corp election?

Bumping old Topic so that hopefully I won't need to start a new one, I have an LLC that elected S Corp taxation. The LLC has it's own EIN. I'm considering revoking the S Corp election by Dec 31 and on Jan 1 continuing doing business in the name of the same LLC as a disregarded entity. I'd like for ...
by Lieutenant.Columbo
Sat Sep 15, 2018 7:20 am
Forum: Personal Finance (Not Investing)
Topic: When to Retire
Replies: 48
Views: 6811

did working use to be more enjoyable than vacationing?

I retired at age 60 at the point my answer to my employees questions came true - Their question: When are you going to retire? My answer: When my average day working is less enjoyable than my average day not working (e.g. on vacation) . Does this mean that before you retired your average work day w...
by Lieutenant.Columbo
Sat Sep 15, 2018 6:47 am
Forum: Personal Finance (Not Investing)
Topic: Which TIN After LLC Revokes S Corp Election?
Replies: 0
Views: 134

Which TIN After LLC Revokes S Corp Election?

I was wondering which TIN an LLC would use after it revokes the S Corp election. The benefit I see to using the same EIN after revoking S Corp election is avoiding the need to update the EIN across all institutions the LLC deals with, such as banks, retirement plan administrators, 1099 clients, loc...
by Lieutenant.Columbo
Thu Sep 13, 2018 9:59 pm
Forum: Personal Finance (Not Investing)
Topic: Why is an EIN needed for i401k?
Replies: 10
Views: 1129

does LLC need new EIN after revoking S Corp election?

Bumping old Topic so that hopefully I won't need to start a new one, I have an LLC that elected S Corp taxation. The LLC has it's own EIN. I'm considering revoking the S Corp election by Dec 31 and on Jan 1 continuing doing business in the name of the same LLC as a disregarded entity. I'd like for t...
by Lieutenant.Columbo
Thu Sep 13, 2018 9:47 pm
Forum: Personal Finance (Not Investing)
Topic: Do I need new EIN?
Replies: 8
Views: 1145

does LLC need new EIN after revoking S Corp election?

Bumping old Topic so that hopefully I won't need to start a new one, I have an LLC that elected S Corp taxation. The LLC has it's own EIN. I'm considering revoking the S Corp election by Dec 31 and on Jan 1 continuing business in the name of the LLC as a disregarded entity. I'd like for this LLC to ...
by Lieutenant.Columbo
Sun Sep 09, 2018 10:28 am
Forum: Investing - Help with Personal Investments
Topic: Umbrella Policy: Right amount for $7 mil net worth?
Replies: 76
Views: 11383

Re: Umbrella Policy: Right amount for $7 mil net worth?

80-90% of personal umbrella claims are for auto accidents. If you almost never drive, don't own any dangerous pets, don't have any high risk hobbies, like boating or flying a private plane, and rent an apartment or condo , I question whether you need an umbrella policy at all. if one rents an apart...
by Lieutenant.Columbo
Sun Sep 09, 2018 12:33 am
Forum: Investing - Help with Personal Investments
Topic: Umbrella Policy: Right amount for $7 mil net worth?
Replies: 76
Views: 11383

Re: Umbrella Policy: Right amount for $7 mil net worth?

80-90% of personal umbrella claims are for auto accidents. If you almost never drive, don't own any dangerous pets, don't have any high risk hobbies, like boating or flying a private plane, and rent an apartment or condo , I question whether you need an umbrella policy at all. if one rents an apart...
by Lieutenant.Columbo
Sat Sep 08, 2018 11:43 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement accounts and physician SCorps and Tax Reform
Replies: 86
Views: 7722

Re: Retirement accounts and physician SCorps and Tax Reform

LC, !. I am planning to officially end my S-Corp 12/31/18, and start my sole proprietorship 1/1/2019. I wanted to keep it "clean," and I need until the end of the year to save enough money to fund my defined benefits plan. 2. Yes, my business will stop creating W-2 paychecks as a sole proprietor. 3...
by Lieutenant.Columbo
Tue Sep 04, 2018 7:30 pm
Forum: Investing - Theory, News & General
Topic: QSPIX - thoughts on interesting fund
Replies: 1515
Views: 215303

Re: QSPIX - thoughts on interesting fund

To be helpful ROUGHLY ytd three of the four styles are positive this year, with defensive, and momentum both up about 5% or so, with carry up about 2.5% and cash contributing about 0.5%. That's all gross of course. Value on other hand down about 20%, with about 12% of the 20 coming from individual ...
by Lieutenant.Columbo
Wed Aug 29, 2018 6:44 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement accounts and physician SCorps and Tax Reform
Replies: 86
Views: 7722

Re: Retirement accounts and physician SCorps and Tax Reform

I have a single member LLC with s-corp election. Total income < 315K married. Salary over FICA limits due to comparable physician salary. Lowish business profit due to salary + maxed out 401k matching. So converting to sole prop, I should come out well ahead due to fully utilizing 199a deduction. C...
by Lieutenant.Columbo
Mon Aug 13, 2018 3:40 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement accounts and physician SCorps and Tax Reform
Replies: 86
Views: 7722

Re: Retirement accounts and physician SCorps and Tax Reform

What's frustrating about how different entities are treated to me is how it could be changed a few years later, yet once an S-corp election is revoked one has to wait five years to wait to re-elect S- corp taxation. So, one could figure it all out now and then find themselves in an disadvantageous ...
by Lieutenant.Columbo
Sun Aug 12, 2018 2:23 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement accounts and physician SCorps and Tax Reform
Replies: 86
Views: 7722

Re: Retirement accounts and physician SCorps and Tax Reform

What's frustrating about how different entities are treated to me is how it could be changed a few years later, yet once an S-corp election is revoked one has to wait five years to wait to re-elect S- corp taxation. So, one could figure it all out now and then find themselves in an disadvantageous ...
by Lieutenant.Columbo
Thu Aug 02, 2018 3:29 pm
Forum: Personal Finance (Not Investing)
Topic: Become Portugal tax resident ... pay no tax on US pension income for 10 years?
Replies: 25
Views: 8599

Re: Become Portugal tax resident ... pay no tax on US pension income for 10 years?

All part and parcel of the 'joy' of the US's near-unique citizenship-based taxation regime, I'm afraid. TedSwippet, I apologize if the answer to this question can be found in the replies above, but I kind got overwhelmed with the different scenarios that have been discussed. Is there any tax-relate...
by Lieutenant.Columbo
Wed Jul 04, 2018 10:52 am
Forum: Investing - Theory, News & General
Topic: If you tilt toward Small Cap Value, how much do you tilt?
Replies: 38
Views: 3117

Re: If you tilt toward Small Cap Value, how much do you tilt?

Random Walker wrote:
Wed Jul 04, 2018 8:48 am
For those heavily tilting to SV, I’m curious whether your investing primarily in taxable or tax advantaged space. If taxable, has that affected which vehicles you have chosen?

Dave
Dave,
We use...
...IJS + DWUSX in taxable (~65% of portfolio)
...DFSVX + DWUSX in tax deferred & tax free.
L.C.
by Lieutenant.Columbo
Wed Jul 04, 2018 8:30 am
Forum: Investing - Theory, News & General
Topic: If you tilt toward Small Cap Value, how much do you tilt?
Replies: 38
Views: 3117

Re: If you tilt toward Small Cap Value, how much do you tilt?

privatefarmer wrote:
Wed Jul 04, 2018 5:07 am
100% SCV. 50% domestic, 50% international.
+1
by Lieutenant.Columbo
Mon Jul 02, 2018 2:58 pm
Forum: Investing - Theory, News & General
Topic: Vanguard to offer non-Vanguard ETFs commission-free
Replies: 245
Views: 24061

Re: Vanguard to offer non-Vanguard ETFs commission-free

will (our current) IJS shares now appreciate with purchases by those Vanguard custoners who all along wanted to buy in but never did until now because IJS wasn't commission-free for them?

Edit to add: :wink:
by Lieutenant.Columbo
Sat Jun 30, 2018 12:59 pm
Forum: Personal Finance (Not Investing)
Topic: How to pay ZERO taxes in retirement with 6-figure expenses
Replies: 207
Views: 117512

Re: How to pay ZERO taxes in retirement with 6-figure expenses

Which is also taxed at the highest bracket rate... ad infinitum. Ah, Calculus... Off topic but tax gross-up requires only basic algebra... Still off topic and ivk5 is very correct Differential calculus is the study of the rate of change of a function and thus a reasonable description of most tax to...
by Lieutenant.Columbo
Fri Jun 22, 2018 4:36 am
Forum: Personal Finance (Not Investing)
Topic: 529 Withdrawal TIming
Replies: 17
Views: 3097

Re: 529 Withdrawal TIming

DIFAR31 wrote:
Thu Jun 21, 2018 9:30 pm
...a year's worth of Lifetime Learning Credit in addition to four years of the AOTC.
DIFAR31,
do you know if paying for higher education expenses with a 529 prepaid tuition plan (instead of a 529 savings plan) determines whether one might be eligible for the LLC and/or the AOTC?
Thank you.
by Lieutenant.Columbo
Mon Jun 18, 2018 10:14 pm
Forum: Personal Finance (Not Investing)
Topic: Will or Trust?
Replies: 53
Views: 4698

Re: Will or Trust?

straws46 wrote:
Mon Jun 18, 2018 3:54 pm
If you currently have a trust, I assume you were told to make the trust the beneficiary of your insurance policies and your retirement accounts.
if grantor is married, trust would/should be secondary beneficiary of insurance policies & retirement accounts, correct?
by Lieutenant.Columbo
Thu Jun 07, 2018 9:12 pm
Forum: Personal Consumer Issues
Topic: daughter wants a college transfer?
Replies: 65
Views: 5683

Re: daughter wants a college transfer?

If she can't hack it, take the weeder classes (calc/physics/chemistry) at a community college. For most med schools, a 3.4 won't cut it, even from Cornell. Med schools adjust for the grading of schools to an extent but there is a threshold that hurts their stats. Spend some time on Student Doctor F...
by Lieutenant.Columbo
Thu Jun 07, 2018 8:46 am
Forum: Investing - Theory, News & General
Topic: [529 as part of an overall portfolio]
Replies: 17
Views: 2143

Re: [529 as part of an overall portfolio]

confusedinvestor wrote:
Thu Jun 07, 2018 12:13 am
I have over funded 529s and underfunded retirements

I plan to use non qual distributions from 529s for my early retirement - age 55 - 65
If you intentionally overfunded the 529, can you explain the reason, please? Thanks.
by Lieutenant.Columbo
Tue Jun 05, 2018 8:35 pm
Forum: Investing - Theory, News & General
Topic: [529 as part of an overall portfolio]
Replies: 17
Views: 2143

Re: [529 as part of an overall portfolio]

Right now I plan to hold the aggressive allocation fund (I believe it is 100% stock but need to double check) for the time being and adjust my bond allocation in my 401k. This I adjust my target AA for my entire portfolio. I hold 100% stock in my Roth IRA's as well. But my baby is only 6 months old...
by Lieutenant.Columbo
Tue Jun 05, 2018 8:48 am
Forum: Investing - Theory, News & General
Topic: [529 as part of an overall portfolio]
Replies: 17
Views: 2143

Re: [529 as part of an overall portfolio]

I include our 529 in our AA. Money is fungible - the 529 being needed in a shorter period of time is irrelevant. I will be pulling a certain amount of money for college expenses when the time comes from either the 529 and/or taxable accounts + cash flow as needed. Here is the before and after for m...
by Lieutenant.Columbo
Mon Jun 04, 2018 10:33 pm
Forum: Personal Finance (Not Investing)
Topic: Debt vs HSA/529
Replies: 14
Views: 1931

Re: Debt vs HSA/529

Maxing out the HSA and 529 benefit are good ideas, because of the tax subsidy. The HSA has a 28% subsidy (federal and state tax), and the 529 has a 15% subsidy (state tax, deducted from federal). Both will grow tax-free if used for the correct purposes. How long will it take to pay off the loans? I...
by Lieutenant.Columbo
Mon Jun 04, 2018 10:29 pm
Forum: Investing - Theory, News & General
Topic: [529 as part of an overall portfolio]
Replies: 17
Views: 2143

Re: [529 as part of an overall portfolio]

I (now) treat my 529s as part of my overall assets and include them in my overall AA. The above was not always the case. In the past I had three separate AAs - one for myself/spouse and one each for my two kids' 529s. Back then, I had intended to fund college for the kids entirely and only out of t...
by Lieutenant.Columbo
Fri Jun 01, 2018 8:11 pm
Forum: Personal Finance (Not Investing)
Topic: Milestones on the way to FI [Financial Independence]
Replies: 33
Views: 4649

Re: Milestones on the way to FI

I find it helpful to have small milestones to look forward to. [...] What are some other good milestones that one can pass on the road to FI? Everytime you have one more whole year of household expenses could be a recurring milestone. Something like: "Today our savings are worth 10 years of current...
by Lieutenant.Columbo
Fri Jun 01, 2018 10:27 am
Forum: Investing - Theory, News & General
Topic: Really bad days (RBDs) and porfolio performance
Replies: 67
Views: 10398

Re: Really bad days (RBDs) and porfolio performance

Rule number 2 adds the "Really" part to Really Bad Day. Without it, the criteria would just be a "Bad Day" strategy or a "Normal Bad Day" strategy which we all know doesn't work or which regular rebalancing will deal with. Go and test things for yourself and report back on that. Thank you for expla...
by Lieutenant.Columbo
Thu May 31, 2018 8:58 pm
Forum: Investing - Theory, News & General
Topic: Really bad days (RBDs) and porfolio performance
Replies: 67
Views: 10398

Re: Really bad days (RBDs) and porfolio performance

^I don't know the answer to the "more often" question. I can say that sometimes the intraday price to buy is much lower than the closing price and sometimes the closing price is lower. And sometimes a lower price occurs later, but there is no way to predict the future, so you have to make a decisio...
by Lieutenant.Columbo
Thu May 31, 2018 10:16 am
Forum: Investing - Theory, News & General
Topic: Really bad days (RBDs) and porfolio performance
Replies: 67
Views: 10398

Re: Really bad days (RBDs) and porfolio performance

methodological/philosophical questions: 1. It isn't until after Market closes at 4pm EST that one can learn if MUTUAL.FUND.X has dropped 2.5% or more. Does this mean one can only act on a RBD when the RBD is over? If so, might one take even more advantage of the RBD by intraday -watching (or settin...
by Lieutenant.Columbo
Thu May 31, 2018 9:32 am
Forum: Investing - Theory, News & General
Topic: Really bad days (RBDs) and porfolio performance
Replies: 67
Views: 10398

Re: Really bad days (RBDs) and porfolio performance

livesoft wrote:
Thu May 31, 2018 8:22 am
And looking again at the results of slickwillbo's original post, has anybody done the following?

On a livesoft RBD, sell 5% of VFINX and buy it back after 30 days. :twisted:
TLH, I presume?
by Lieutenant.Columbo
Wed May 30, 2018 9:40 pm
Forum: Investing - Theory, News & General
Topic: Really bad days (RBDs) and porfolio performance
Replies: 67
Views: 10398

Re: Really bad days (RBDs) and porfolio performance

A livesoft-defined RBD meets all of these criteria: 1) VFINX drop of 2.5% or more 2) Drop greater than the 4th largest drop within the previous 150 days 3) Not a Friday methodological/philosophical questions: 1. It isn't until after Market closes at 4pm EST that one can learn if MUTUAL.FUND.X has d...