Search found 670 matches

by snarlyjack
Sun May 06, 2018 11:27 am
Forum: Investing - Theory, News & General
Topic: Do stocks outperform Treasury Bills? Almost never.
Replies: 25
Views: 4794

Re: Do stocks outperform Treasury Bills? Almost never.

I totality agree Nedsaid.

I've been missing your comments (glad were back)..... :sharebeer
by snarlyjack
Sun May 06, 2018 6:20 am
Forum: Investing - Theory, News & General
Topic: Investing is more like poker than chess
Replies: 91
Views: 6103

Re: Investing is more like poker than chess

JoMoney,

This was a very interesting article by Jack Bogle.
Thank You for posting it...I enjoyed it.

Tic-Tac-Toe

http://johncbogle.com/speeches/JCB_Morningstar_6-97.pdf
by snarlyjack
Sat May 05, 2018 10:37 pm
Forum: Investing - Theory, News & General
Topic: AAPL - Great Investment or Value Trap
Replies: 62
Views: 7963

Re: AAPL - Great Investment or Value Trap

Here is a article that just came out
concerning Warren Buffett purchase of AAPL.

enjoy...

http://theconservativeincomeinvestor.co ... -in-apple/
by snarlyjack
Sat May 05, 2018 4:11 pm
Forum: Investing - Theory, News & General
Topic: Dividend Drag?
Replies: 22
Views: 1444

Re: Dividend Drag?

Here is the original article that the OP was talking about.
This way we can all look at it & analyze it. From (Dividend Growth Investor).

enjoy this article...

https://www.dividendgrowthinvestor.com/ ... .html#more
by snarlyjack
Sat May 05, 2018 12:27 pm
Forum: Investing - Theory, News & General
Topic: Berkshire Hathaway Annual Meeting Today 5/5 - Yahoo Livestream
Replies: 23
Views: 2388

Re: Berkshire Hathaway Annual Meeting Today 5/5 - Yahoo Livestream

I' am watching the annual meeting.
Lunch time for 1 hour...

Warren Buffett is so good. He is the man...
I only wish I was as smart as he is...
by snarlyjack
Sat May 05, 2018 12:21 pm
Forum: Investing - Theory, News & General
Topic: Investing is more like poker than chess
Replies: 91
Views: 6103

Re: Investing is more like poker than chess

I was just listening to the Berkshire Hathaway annual meeting (lunch time). Warren Buffett is the "man"... We invest in index funds. According to Jack Bogle our only risk is "market risk". Market risk we have no control over. However, if we use market risk to our advantage by averaging down into a l...
by snarlyjack
Sat May 05, 2018 10:40 am
Forum: Investing - Theory, News & General
Topic: Investing is more like poker than chess
Replies: 91
Views: 6103

Re: Investing is more like poker than chess

Willthrill,

You know I love you & think your great...

But I' am thinking Warren Buffett would disagree.
I think WB would say investing is totality like chess.

Enjoy this article...

http://theconservativeincomeinvestor.co ... e-machine/
by snarlyjack
Sat May 05, 2018 10:17 am
Forum: Investing - Theory, News & General
Topic: Dividend Drag?
Replies: 22
Views: 1444

Re: Dividend Drag?

Mehitabel,

Welcome to Bogleheads.

The light bulb is starting to turn on...

This article will help you.

Enjoy.

http://theconservativeincomeinvestor.co ... e-machine/
by snarlyjack
Fri May 04, 2018 5:20 pm
Forum: Investing - Theory, News & General
Topic: Stocks for the Long Run by Jeremy Siegel
Replies: 33
Views: 4332

Re: Stocks for the Long Run by Jeremy Siegel

Lt. Columbo,

Here is a interesting article on Jeremy Siegel
that you might enjoy. It sounds like Jeremy
Siegel & Warren Buffett are on the same page.

enjoy...

https://seekingalpha.com/article/407224 ... s-buffetts
by snarlyjack
Thu May 03, 2018 7:36 am
Forum: Investing - Theory, News & General
Topic: Stock Buybacks as a Global Trend?
Replies: 39
Views: 2884

Re: Stock Buybacks as a Global Trend?

Not to be to cynical about it.

As a investor I like both dividends & buybacks.
I think they both help me...
by snarlyjack
Thu May 03, 2018 7:03 am
Forum: Investing - Theory, News & General
Topic: "benign valuation reset"
Replies: 1
Views: 242

Re: "benign valuation reset"

dwickenh,

Thanks for posting the article.

I agree (due to lot's of different reasons).
I was dca into the lows as much as I could.
I think I got some excellent buy's...
by snarlyjack
Thu May 03, 2018 6:54 am
Forum: Investing - Theory, News & General
Topic: Value tilted S&P 500 fund for dividend?
Replies: 45
Views: 2124

Re: Value tilted S&P 500 fund for dividend?

Don't get me wrong... VEIPX is a excellent fund. Another fund that I really like & seriously thought about is Wellington. Wellington, Imho is another great fund. The reason I didn't go with Wellington is because of my age at the time (21/22) is the 30% bonds. Wellington would be another great choice...
by snarlyjack
Wed May 02, 2018 9:11 pm
Forum: Investing - Theory, News & General
Topic: Vanguard - Fund Reports, SAI, & Prospectus
Replies: 10
Views: 679

Re: Vanguard - Fund Reports, SAI, & Prospectus

abuss,

I read & study all the info (prospectus, etc).
I do not save it to the hard drive.
But I definitely read all the info.
by snarlyjack
Wed May 02, 2018 4:53 pm
Forum: Investing - Theory, News & General
Topic: Value tilted S&P 500 fund for dividend?
Replies: 45
Views: 2124

Re: Value tilted S&P 500 fund for dividend?

Nisiprius, Imho, VHDYX is a better fund than VEIPX. First of all it's a index fund not a managed fund. So it has no capital gains (short or long) & is more tax efficient. Lower turnover. It has more stocks, better diversified, cost less, with a higher dividend payout. I believe Jack Bogle when he sa...
by snarlyjack
Wed May 02, 2018 4:27 pm
Forum: Investing - Theory, News & General
Topic: Value tilted S&P 500 fund for dividend?
Replies: 45
Views: 2124

Re: Value tilted S&P 500 fund for dividend?

Nisiprius, I totality agree with you, (reinvest those dividends). In my case I receive about $2,000. per quarter in dividends. If I don't need the money I reinvest all of them. If a emergency were to happen in my life I can use my credit card until my next dividend payment. So far I haven't had any ...
by snarlyjack
Wed May 02, 2018 3:42 pm
Forum: Investing - Theory, News & General
Topic: Value tilted S&P 500 fund for dividend?
Replies: 45
Views: 2124

Re: Value tilted S&P 500 fund for dividend?

Some of us don't have the advantage of using tax advantaged accounts, (like me considering my life insurance disposition). So I just have to bite the bullet on my small taxes. I realize that the TSM is more tax efficient than VHDYX. What I' am looking for is the quarterly income for security reasons...
by snarlyjack
Tue May 01, 2018 8:56 pm
Forum: Investing - Theory, News & General
Topic: Warren Buffet Empire in One Giant Chart
Replies: 11
Views: 2893

Re: Warren Buffet Empire in One Giant Chart

Wstrdg,

Welcome to Bogleheads.

I like Warren Buffett & appreciated the chart.
Thanks for posting it...
by snarlyjack
Tue May 01, 2018 8:39 pm
Forum: Investing - Theory, News & General
Topic: White Coat Investor Interviews Paul Merriman
Replies: 37
Views: 6397

Re: White Coat Investor Interviews Paul Merriman

Paul, I' am looking forward to your pod-cast on market timing. We also have this endless argument on dividends. Income investing vs. growth investing. Personally I like income investing which flies against growth investing. VHDYX & VDAIX are 2 excellent funds that I like. Maybe in your pod-cast you ...
by snarlyjack
Tue May 01, 2018 8:29 pm
Forum: Investing - Theory, News & General
Topic: Value tilted S&P 500 fund for dividend?
Replies: 45
Views: 2124

Re: Value tilted S&P 500 fund for dividend?

ChinchillaWhiplash,

Nice meeting you.

This article will help you.
I use:
VHDYX & VDAIX (they are excellent funds).
Good luck to you...

http://theconservativeincomeinvestor.co ... e-account/
by snarlyjack
Fri Apr 27, 2018 11:26 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Financial Perils Of Old Age
Replies: 94
Views: 10818

Re: Larry Swedroe: Financial Perils Of Old Age

(Just to add to the conservation) For those of us left behind...their is also another cost. I live with "ghost's" about the whole thing. It has influenced my savings rate. It has influenced in what I invest in. It has influenced my debt. It has influenced in what I buy. I go to the cemetery & go wow...
by snarlyjack
Thu Apr 26, 2018 5:20 pm
Forum: Investing - Theory, News & General
Topic: Physician On Fire...What Is FatFire
Replies: 0
Views: 967

Physician On Fire...What Is FatFire

This is a good article by Physician On Fire.

What Is FatFire...

Enjoy.

https://www.physicianonfire.com/fatfire/
by snarlyjack
Thu Apr 26, 2018 4:27 pm
Forum: Investing - Theory, News & General
Topic: White Coat Investor Interviews Paul Merriman
Replies: 37
Views: 6397

Re: White Coat Investor Interviews Paul Merriman

Paul Merriman, Nice meeting you & welcome back to Bogleheads. I listened to the interview with White Coat Investor, thank you. 80% of what you said I agree with. (Which isn't to bad). I do not believe in market timing but I do believe in "Yield On Cost". I believe if a person can hold "dear" & buy a...
by snarlyjack
Thu Apr 26, 2018 4:06 pm
Forum: Investing - Theory, News & General
Topic: Financial Freedom
Replies: 22
Views: 2793

Re: Financial Freedom

Financial Freedom is a very interesting study.

Here is the Financial Independence Grid that really helped me.

Enjoy...

http://www.fourpillarfreedom.com/the-fi ... ence-grid/
by snarlyjack
Wed Apr 25, 2018 10:25 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Financial Perils Of Old Age
Replies: 94
Views: 10818

Re: Larry Swedroe: Financial Perils Of Old Age

Perhaps my story will help someone & how it influenced my investing. I have told this story before but for the new members I'll tell it again... My Mom died of a combination of type 1 diabetes. Her diabetes caused a series of strokes which disabled her (walking with a walker & cane). Which also caus...
by snarlyjack
Tue Apr 24, 2018 8:57 pm
Forum: Investing - Theory, News & General
Topic: Unprecedented Event
Replies: 67
Views: 8994

Re: Unprecedented Event

Paul, I' am not quite 100% stocks. 90% stocks, 10% cd. Imho, If that happened, say war with N/K I would view it as very short term in nature & a total buying opportunity. No to (hyperinflation, prolonged deflation, gov't confiscation). I' am pretty bullish & have been since I've been here...(long ti...
by snarlyjack
Tue Apr 24, 2018 8:00 pm
Forum: Investing - Theory, News & General
Topic: Another Warren Buffett S&P 500 Recommendation
Replies: 76
Views: 7274

Re: Another Warren Buffett S&P 500 Recommendation

JoMoney,

That was great...Thanks for post it.
by snarlyjack
Tue Apr 24, 2018 7:37 pm
Forum: Investing - Theory, News & General
Topic: Fun Money
Replies: 45
Views: 2956

Re: Fun Money

Zero (0) fun money here...
I' am 100% committed to my long term goals.

My fun money is when I go to the Dairy Queen. :D
by snarlyjack
Mon Apr 23, 2018 1:57 pm
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9313

Re: Boglehead Philosophy Open To Change?

FiveK. I' am sure a lot of investors in the fire community use the TSM & S & P 500. I also think a lot of members in the FIRE community use dividend stocks or funds. I' am sure that some investors combine both strategies. What I' am trying to say is pick a strategy & stick with it through thick & th...
by snarlyjack
Mon Apr 23, 2018 1:48 pm
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9313

Re: Boglehead Philosophy Open To Change?

spdoublebass,

Sorry... I didn't mean to reference you...
by snarlyjack
Mon Apr 23, 2018 1:45 pm
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9313

Re: Boglehead Philosophy Open To Change?

Gibson,

Thank you.

I agree.

I' am using 2 different funds. 1). High Dividend Yield. & 2). Dividend Growth.
I don't know which fund is better? I like them both. Combined total
stocks about 570. I like index funds. I' am not a big believer in individual
stocks. I like being diversified...
by snarlyjack
Mon Apr 23, 2018 1:35 pm
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9313

Re: Boglehead Philosophy Open To Change?

spdoublebass, Excellent. If you look at Wellington Fund (dividend paying stocks & corporate credits) we are doing basically the same thing (not exactly, but same idea). If I were to add the Total Bond Market Fund it would equal (dividend paying stocks & corporate credits). Only in a index fund. Then...
by snarlyjack
Mon Apr 23, 2018 1:11 pm
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9313

Re: Boglehead Philosophy Open To Change?

Pajamas,

What I got out of the video is:

1). Corporate credits & dividend paying stocks work very good together.
2). A stock that doesn't pay a dividend is a speculation.
3). Income investing works with years & years of proven history & analysis.
4). Sounds like Wellington to me...
by snarlyjack
Mon Apr 23, 2018 12:17 pm
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9313

Re: Boglehead Philosophy Open To Change?

T. What I meant to say is: I don't invest in individual stocks so I really don't monitor their stocks. I have found quite a few bloggers that invest in VHDYX & VDIAX with their other funds & etf's. My impression is: Most FIRE people are using the dividend strategy. I might be wrong but... Here is 1 ...
by snarlyjack
Mon Apr 23, 2018 11:32 am
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9313

Re: Boglehead Philosophy Open To Change?

When we started this conservation is the Boglehead Philosophy Open To Change? I always said these are my opinions & what I' am doing. I have no idea what other people are doing. I believe that every investor must find their own way. Everyone is different. What works for me might not work for you. I ...
by snarlyjack
Mon Apr 23, 2018 10:56 am
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9313

Re: Boglehead Philosophy Open To Change?

Pajamas, Let me try to answer your question a different way. Let's take Warren Buffett & his buy of Coke-cola. I don't have the exact figures in front of me. But WB had his buy in price & his dividend level. His dividends has paid for his entire cost of coke-cola over the years (free trade). What is...
by snarlyjack
Mon Apr 23, 2018 10:40 am
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9313

Re: Boglehead Philosophy Open To Change?

FiveK,

I've been very open & forth right. If you go through
my posts at Bogleheads I have been more open than I
should have been. I' am a pretty private person. I don't
see a lot of people here discussing their money amounts
or their plans, some but not very many.
by snarlyjack
Mon Apr 23, 2018 10:34 am
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9313

Re: Boglehead Philosophy Open To Change?

Pajamas, Sorry, Yield On Cost. I've been in my funds for a couple of years now. When I first invested the SEC yield was 3%. (so my starting yield was 3%). However, the dividend growth has been approx. 8%. Dividend funds make money by the share price going up also by the dividend growth. Currently, m...
by snarlyjack
Mon Apr 23, 2018 10:11 am
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9313

Re: Boglehead Philosophy Open To Change?

T. Concerning FiveK question: I do not know how (MMM) Mr Money Mustache) invests. Nor, do I know how Early Retirement Extreme invests. I do know how Mr Free At 33 invests. Off the top of my head he is invested in about 100 dividend paying stocks. He has about $365,000. invested. He quit his job & mo...
by snarlyjack
Mon Apr 23, 2018 9:15 am
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9313

Re: Boglehead Philosophy Open To Change?

Nisiprius & T. I've analyzed the portfolio's or funds that the FIRE community uses. Same thing, you have a mix of funds... Some people really have a grasp on what their doing & others don't. One of my favorite bloggers (Millennial Revolution) use a 60/40 Balanced Fund. Other FIRE people use individu...
by snarlyjack
Mon Apr 23, 2018 8:58 am
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9313

Re: Boglehead Philosophy Open To Change?

Let's get to the heart of this. One last video... Dividends pay the bills...growth stocks don't. (Remember: I' am on my own in case of a emergency. Also, because of my age I have no plans on liquidating my portfolio. I do not want to kill the goose that lays the golden eggs). https://www.youtube.com...
by snarlyjack
Mon Apr 23, 2018 8:33 am
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9313

Re: Boglehead Philosophy Open To Change?

Nisiprius, Thank you for the charts. I would like you to analyze more index funds. Please take out the Vanguard Equity Income Fund (it is not a index fund). Add: TSM VHDYX VDAIX Add maybe the Vanguard Balanced Fund 60/40 AA. This will give everyone a more representative look of the popular funds. Th...
by snarlyjack
Mon Apr 23, 2018 8:08 am
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9313

Re: Boglehead Philosophy Open To Change?

I wanted to add to our conservation on dividends a short video on why I like dividends. Dividends are a hedge against the unexpected. (As you know my parents died & I' am on my own. My dividend funds are my backup to any emergency I might have. This is very important to me). enjoy... https://www.you...
by snarlyjack
Sun Apr 22, 2018 8:38 pm
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9313

Re: Boglehead Philosophy Open To Change?

Indexonlyplease,

This article will help you.

"The Beginners Guide To Dividends"

I use 2 funds:
VHDYX (Vanguard High Dividend Yield Index Fund)
VDADX (Vanguard Dividend Appreciation Index Fund)

Enjoy...

https://www.thebalance.com/dividend-inv ... ion-357452
by snarlyjack
Sun Apr 22, 2018 5:17 pm
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9313

Re: Boglehead Philosophy Open To Change?

(Sorry, I just finished mowing the yard). Mel Lindauer, Thank you & nice meeting you! We started this conversation with: Are The Bogleheads Philosophy Open To Change? I was just giving my suggestions... First of all I totality agree with you. "Most bloggers are not experts & anyone can be a blogger,...
by snarlyjack
Sun Apr 22, 2018 3:24 pm
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9313

Re: Boglehead Philosophy Open To Change?

FiveK, I' am really not sure what your questions are? I looked at the blog links but see no questions. Ask again & I will answer to the best of my ability. T. I can literally show you 101 bloggers that disagree with you. But just to be fast I went to 1 blogger & looked at his blog roll on dividends....
by snarlyjack
Sun Apr 22, 2018 2:57 pm
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9313

Re: Boglehead Philosophy Open To Change?

Triceratop, I understand exactly what you are saying & I appreciate your comments. As far as I' am concerned we have no problem. You must realize that converting from 1 fund to another fund later on in life can be super expensive. Some of us do have money in taxable accounts & yes, we do have taxes ...
by snarlyjack
Sun Apr 22, 2018 2:37 pm
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9313

Re: Boglehead Philosophy Open To Change?

The difference is: I can live off of my dividends without having to liquidate any of my shares, (forever...). The larger the portfolio the better, more dividends coming my way. So in Montana the tax rate is 6.9% It's still way cheaper tax wise than working & paying all sorts of taxes. You can look a...
by snarlyjack
Sun Apr 22, 2018 2:04 pm
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9313

Re: Boglehead Philosophy Open To Change?

(Sorry for the late response...I' am mowing the lawn). I' am paying the low tax of qualified long term dividend taxes. (Which in my tax bracket are very low). As far as being diversified (Off the top of my head). VHDYX has about 395 companies. VDAIX has about 175 companies. Total companies/stocks ab...
by snarlyjack
Sun Apr 22, 2018 1:24 pm
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9313

Re: Boglehead Philosophy Open To Change?

I' am sure that you watched the "Yield On Cost" video that I just posted. What does that mean? What is it telling me? One of the things that Ian did was invest in 2007/2008 & his yield on cost is approx. 10% now. (according to the video). My plan is not to time the market. My plan is to DCA into any...
by snarlyjack
Sun Apr 22, 2018 12:24 pm
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9313

Re: Boglehead Philosophy Open To Change?

The question was...Bogleheads Philosophy Open To Change? This is where the conversation starts to go awry. The answer to the original question...I don't know. The "Leaders" of the Bogleheads will have to let us know. I tried to present arguments in favor of a small change. In favor of some math I wo...