Search found 296 matches

by 2b2
Wed May 06, 2020 10:13 am
Forum: Investing - Theory, News & General
Topic: All my friends are outperforming index funds
Replies: 122
Views: 11147

Re: All my friends are outperforming index funds

OP,

The second and third sentences of your original post contain all the information you need.
Luck, pure and simple. Good luck trying to replicate their luck.
:(

2b2
by 2b2
Mon Apr 06, 2020 1:32 pm
Forum: US Chapters
Topic: Bogleheads community discussion - Coronavirus
Replies: 1653
Views: 72493

Re: I have COVID-19. Some thoughts.

OP,

First, Happy Recovery...may it be total and final.
Second, thank you for posting your experience.

A question: Roughly how long after your last exposure to the suspected contagion point did you start to experience symptoms?

Thanks!
2b2
by 2b2
Sun Mar 01, 2020 9:21 am
Forum: Investing - Theory, News & General
Topic: The Dark Side of "Stay the Course"
Replies: 202
Views: 16426

Re: The Dark Side of "Stay the Course"

Equity Risk Premium

... if you want the Premium, ya gotta take the Risk.

2b2
by 2b2
Thu Jan 23, 2020 9:05 pm
Forum: US Chapters
Topic: Sad news: LadyGeek's husband has passed
Replies: 352
Views: 26578

Re: Sad news: LadyGeek's husband has passed

LG,

Sorry to hear the news.
My best wishes.

2b2
by 2b2
Sat Dec 21, 2019 9:23 am
Forum: Personal Investments
Topic: In or Near Retirement with Only Six Figures?
Replies: 126
Views: 15573

Re: In or Near Retirement with Only Six Figures?

Depends on what the six figures are.
Depends on other income streams.
Depends on required income in retirement.
Depends,
Depends,
Depends.

2b2
by 2b2
Fri Dec 13, 2019 11:12 am
Forum: Personal Consumer Issues
Topic: Broadway Show
Replies: 17
Views: 890

Re: Broadway Show

+1 for the Metro-North suggestion if possible. The theater district is an easy c. 25-30 minute walk from Grand Central Station. I would avoid driving into or parking in the area. It can be nightmarishly congested. As mentioned, it's a very good idea to familiarize yourself with the lyrics before goi...
by 2b2
Thu Dec 12, 2019 5:55 pm
Forum: Personal Consumer Issues
Topic: Just answered telephone political poll. Now concerned.
Replies: 70
Views: 14445

Re: Just answered telephone political poll. Now concerned.

Thank you, Naismith, for a very informative post.

2b2
by 2b2
Fri Dec 06, 2019 9:52 pm
Forum: Investing - Theory, News & General
Topic: Vanguard 2020 outlook: The new age of uncertainty
Replies: 27
Views: 3539

Re: Vanguard 2020 outlook: The new age of uncertainty

I'm not quite finished with the "old" age of uncertainty.
What do I do now???

2b2
by 2b2
Tue Dec 03, 2019 1:19 pm
Forum: Personal Finance (Not Investing)
Topic: Thinking about costs in terms of percentage returns
Replies: 11
Views: 549

Re: Thinking about costs in terms of percentage returns

Whether it's $1 off the new $32,000 car or $1 off a pound of grapes at the grocery store - it's still a dollar.

2b2
by 2b2
Tue Sep 24, 2019 8:26 pm
Forum: Personal Consumer Issues
Topic: Repair or replace a bathroom sink
Replies: 20
Views: 1523

Re: Repair or replace a bathroom sink

I'd replace it and make sure the new sink is made out of soap dispenser material.
by 2b2
Sun Jun 09, 2019 11:15 am
Forum: Personal Finance (Not Investing)
Topic: Paying for rent is throwing away money...myth?
Replies: 302
Views: 21793

Re: Paying for rent is throwing away money...myth?

To answer the question posed in the thread title:

Depends.

2b2
by 2b2
Thu May 30, 2019 8:08 pm
Forum: Investing - Theory, News & General
Topic: Jim Cramer
Replies: 59
Views: 6210

Re: Jim Cramer

More than a full page of posts about CRAMER????
......on Bogleheads????
Really?

: (

2b2
by 2b2
Mon Apr 29, 2019 3:30 pm
Forum: Personal Consumer Issues
Topic: Toilets that never get used
Replies: 38
Views: 5940

Re: Toilets that never get used

BAM!!!
POINT!

2b2
by 2b2
Thu Mar 07, 2019 3:53 pm
Forum: Personal Consumer Issues
Topic: Things to do in Maine
Replies: 72
Views: 7408

Re: Things to do in Maine

LOBSTAH!

2b2
by 2b2
Mon Feb 25, 2019 10:58 pm
Forum: Personal Investments
Topic: Moving 401K to Vanguard: Seeking Advice
Replies: 3
Views: 359

Re: Moving 401K to Vanguard: Seeking Advice

Vanguard customer service: 1 (800) 528-4999
They will answer your questions and possibly pull your money to Vanguard if that's what you want.

2b2
by 2b2
Thu Feb 07, 2019 12:42 pm
Forum: Personal Finance (Not Investing)
Topic: Need Help - DW Laid Off and Company wants her back now
Replies: 109
Views: 12460

Re: Need Help - DW Laid Off and Company wants her back now

Keep in mind that all these opinions are worth exactly what you paid for them.... including mine.

You and your wife should sit quietly, agree on how to proceed, make a determination if it seems reasonable (given your wife's knowledge of and experience with the company), then proceed.

2b2
by 2b2
Sat Jan 26, 2019 9:19 am
Forum: US Chapters
Topic: Happy Birthday Taylor! 96 years young!
Replies: 77
Views: 6228

Re: Happy Birthday, Taylor!

Happy birthday, Taylor!
You are an inspiration in many ways.
by 2b2
Sat Dec 22, 2018 3:29 pm
Forum: US Chapters
Topic: My Christmas Present To You
Replies: 108
Views: 13066

Re: My Christmas Present To You

It is a pleasure to receive your present each year, Taylor.
Many thanks.

2b2
by 2b2
Fri Dec 14, 2018 9:30 pm
Forum: Personal Consumer Issues
Topic: A "super mega roll" of toilet paper = 6 "regular rolls:" is this possible?
Replies: 80
Views: 7122

Re: A "super mega roll" of toilet paper = 6 "regular rolls:" is this possible?

Does the existence of this thread mean that Bogleheads has officially hit bottom?
by 2b2
Tue Nov 27, 2018 6:01 pm
Forum: Investing - Theory, News & General
Topic: Withdrawals
Replies: 11
Views: 1146

Re: Withdrawals

The assets (stocks) that you don't sell have never failed to recover - given enough time.
The assets (stocks) you sold cannot recover.

2b2
by 2b2
Wed Nov 14, 2018 11:14 am
Forum: Personal Investments
Topic: I can't take this anymore=) I'm selling stocks and buying bonds!
Replies: 132
Views: 23508

Re: I can't take this anymore=) I'm selling stocks and buying bonds!

OP,

You've posted how much your portfolio has gone down lately.
Do yourself a favor and post how much your portfolio went up before that.

2b2
by 2b2
Sat Nov 03, 2018 4:40 pm
Forum: Personal Investments
Topic: Close to the Bull Trap phase of the market cycle
Replies: 32
Views: 3131

Re: Close to the Bull Trap phase of the market cycle

BEWARE OF THE "CLAP TRAP" !!!!!

Just when everyone starts to applaud the long running bull market..... WHAMMO!

2b2
by 2b2
Thu Nov 01, 2018 8:04 am
Forum: Personal Investments
Topic: Fully maxed out
Replies: 70
Views: 8829

Re: Fully maxed out

MnD,

Congratulations on your upcoming retirement!

2b2
by 2b2
Tue Oct 16, 2018 6:43 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5449
Views: 1350557

Re: What Movie Have You Recently Watched?

But New Jack City is fiction, right?

2b2
by 2b2
Sun Sep 30, 2018 11:24 am
Forum: Personal Finance (Not Investing)
Topic: When the $2000 deductible bites you in the rear end!
Replies: 30
Views: 4384

Re: When the $2000 deductible bites you in the rear end!

The son of a good friend of mine was killed in a very similar situation.

Count your blessings.

2b2
by 2b2
Tue Aug 14, 2018 7:18 am
Forum: Investing - Theory, News & General
Topic: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!
Replies: 1247
Views: 120615

Re: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!

OP,

You may have heard the bell ring signalling that it's time to reduce your international equity position.
I didn't hear it myself.

The numbers you posted are interesting.
Why did you invest in international equity in the first place?
Serious question.

2b2
by 2b2
Wed Aug 08, 2018 10:21 am
Forum: Personal Investments
Topic: Old dog needs to learn to manage his investments
Replies: 60
Views: 6410

Re: Old dog needs to learn to manage his investments

You could start by asking your financial advisor how much he is charging you. Also, if he has you in mutual funds, ask about the expense ratios of the funds.
All those expenses and fees are reducing your investment returns.

2b2
by 2b2
Fri Jun 22, 2018 4:22 pm
Forum: Personal Finance (Not Investing)
Topic: This is ridiculously expensive LTCi, right? Or maybe not?
Replies: 78
Views: 5162

Re: This is ridiculously expensive LTCi, right? Or maybe not?

OP,

What are your Mom's feelings on this. I know you said she has asked for your advice, but what is your sense of what she will be comfortable with?

2b2
by 2b2
Fri Jun 08, 2018 10:38 am
Forum: Investing - Theory, News & General
Topic: Buffett says Bonds are a terrible investment now. What should we invest in besides stocks?
Replies: 150
Views: 26412

Re: Buffett says Bonds are a terrible investment now. What should we invest in besides stocks?

Bonds are terrible investments in the same way that ballast is a terrible cargo.

2b2
by 2b2
Tue Jun 05, 2018 5:44 pm
Forum: Personal Consumer Issues
Topic: First time Segway tour question
Replies: 14
Views: 1267

Re: First time Segway tour question

We've done two Segway tours. First was city of Rome night time tour. I was 64, grandson was 14. No issues for either of us. You will likely not be on your feet the whole time. There will probably be rest stops. Second was Gettysburg tour of the battlefields. Great way to see the area. Tour guide was...
by 2b2
Sun Jun 03, 2018 5:01 pm
Forum: Personal Investments
Topic: Should I put some money aside in money market for market correction
Replies: 94
Views: 9465

Re: Should I put some money aside in money market for market correction

OP, By asking this question, you are suggesting that you are nervous about your investments. Develop an Investment Policy Statement which clearly lays out your asset allocation. You may need to have a rather conservative allocation until you become used to the markets' inherent gyrations. Make a pla...
by 2b2
Tue May 29, 2018 2:39 pm
Forum: Personal Consumer Issues
Topic: How To Store Blue Rhino Tanks Safely
Replies: 35
Views: 3474

Re: How To Store Blue Rhino Tanks Safely

I hereby award Sidney a POINT (perhaps posthumously).

2b2
by 2b2
Sat May 26, 2018 8:50 pm
Forum: Personal Investments
Topic: Living on Your Investments? What Happens When a Bear Market Hits?
Replies: 53
Views: 8442

Re: Living on Your Investments? What Happens When a Bear Market Hits?

OP,

Welcome to the forum.
Do yourself an enormous favor: don't use the article's author or his investment firm for financial advice.
Read posts by people here who have absolutely nothing to gain by selling you something or convincing you of something.

2b2
by 2b2
Tue May 15, 2018 11:50 am
Forum: US Chapters
Topic: Yes, I'm 89 all right! [Jack Bogle]
Replies: 126
Views: 15816

Re: Yes, I'm 89 all right!

Thank you, Mr. Bogle!
...for everything!

2b2
by 2b2
Sat Apr 07, 2018 11:20 am
Forum: Investing - Theory, News & General
Topic: Guggenheim's Scott Minerd's dire forecast for financial markets
Replies: 17
Views: 2572

Re: Guggenheim's Scott Minerd's dire forecast for financial markets

Predictions are like opinions and belly buttons: everybody's got one.

Check your IPS.
Check your AA and rebalance if needed.

Go contemplate your....opinion.

2b2
by 2b2
Thu Apr 05, 2018 9:06 am
Forum: Investing - Theory, News & General
Topic: What can we learn from secret millionaires.
Replies: 93
Views: 19673

Re: What can we learn from secret millionaires.

We can all learn a lot from "secret millionaires" by simply reading this forum.

2b2
by 2b2
Thu Mar 22, 2018 8:34 am
Forum: Investing - Theory, News & General
Topic: Are we missing recession /bear market beginning
Replies: 174
Views: 21149

Re: Are we missing recession /bear market beginning

OP,

I think your view is being distorted by recency bias.
Take a longer view.
A much longer view.

2b2
by 2b2
Fri Mar 16, 2018 2:36 pm
Forum: Personal Consumer Issues
Topic: Should I join Mensa?
Replies: 39
Views: 3807

Re: Should I join Mensa?

OP,

The question you pose in your post implies that you think you would be offered membership.
Why not take the test, then come back and ask the question if, indeed, there is a question to ask?

2b2
by 2b2
Sun Mar 11, 2018 1:52 pm
Forum: Personal Investments
Topic: Help With Rolling Over Retirement Trust
Replies: 5
Views: 571

Re: Help With Rolling Over Retirement Trust

I think you are leaning in the right direction. If you go with Vanguard, they will pull your money from where it is into your new account (which they will help you set up) at Vanguard. I did this 10 years ago when I retired and they did all the work. My transfer did not involve a retirement trust, h...
by 2b2
Sun Mar 11, 2018 8:52 am
Forum: Personal Finance (Not Investing)
Topic: Something weird this day came
Replies: 22
Views: 3202

Re: Something weird this day came

I wouldn't call until I first verified that the phone number (or at least the area code) was actually in the US.

2b2
by 2b2
Mon Mar 05, 2018 6:03 pm
Forum: Personal Finance (Not Investing)
Topic: Are you ready for Amazon checking?
Replies: 42
Views: 6720

Re: Are you ready for Amazon checking?

Of course they will.
That's why the arrow in their logo runs from A to Z.

2b2
by 2b2
Sun Mar 04, 2018 6:32 pm
Forum: Personal Finance (Not Investing)
Topic: [Minimizing costs of a medical procedure (Colonoscopy)]
Replies: 85
Views: 14128

Re: [Minimizing costs of a medical procedure (Colonoscopy)]

If I remember correctly, the cost for the prep stuff for my last colonoscopy was around ninety bucks! Thought that was nuts.
Next time I'll ask for a less expensive product.

2b2
by 2b2
Sun Mar 04, 2018 4:37 pm
Forum: Investing - Theory, News & General
Topic: Is Cash Trash? The Purpose of Cash
Replies: 246
Views: 32189

Re: Is Cash Trash? The Purpose of Cash

The only cash I hold is in Vanguard Prime Money Market.
I retired almost 10 years ago and up until now I have not held any cash at all. We've recently decided to pay for our grandson's college education, so I'm moving money there for safety.

PS - Nice to see you back on the radar, Rick.

2b2
by 2b2
Sun Mar 04, 2018 1:25 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 18832
Views: 2631909

Re: U.S. stocks in freefall

Mr. Larimore,

BAM!

2b2
by 2b2
Tue Feb 27, 2018 9:34 am
Forum: US Chapters
Topic: Nisiprius at 35,000 posts
Replies: 60
Views: 8483

Re: Nisiprius at 35,000 posts

As the curtain falls on the first 35K, we anticipate the next 35K with bowed heads and gleeful anticipation.
Thank you, Nisi

2b2
by 2b2
Sat Feb 24, 2018 5:59 pm
Forum: Personal Consumer Issues
Topic: manual typewriters?
Replies: 43
Views: 3370

Re: manual typewriters?

My Dad had an office model IBM Selectric that he used to let me play with when I was younger and smaller and visiting him at work.
At the time, it seemed to me that it was about the size of a washing machine. Probably weighed about as much, too.
:shock:

2b2
by 2b2
Sat Jan 27, 2018 10:12 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1411
Views: 190449

Re: Finally!!!

You've actually got money to buy drinks after all that?
:shock:
Nicely done!

2b2