Search found 47 matches

by matatupuncher
Tue Mar 12, 2019 8:18 am
Forum: Personal Finance (Not Investing)
Topic: Airline travel and economy: pay $$ to pick seats
Replies: 116
Views: 8270

Re: Airline travel and economy: pay $$ to pick seats

When I was 13 and 16 there was no way in a million years that I would want to sit by my parents. They are teenagers. Let them be on their own.
by matatupuncher
Wed Mar 06, 2019 1:00 pm
Forum: Personal Investments
Topic: Vanguard ACH Pull from Merrill Edge?
Replies: 4
Views: 560

Re: Vanguard ACH Pull from Merrill Edge?

I recently setup a Merrill Edge acct using the bonus, and want to be able to link my Vanguard account to do ACH pull from ME. I can't seem to find a ABA / routing number for my Merrill Edge account, and all the Merrill forms for fund transfer seem to be only ACH Push, which doens't work for Vanguar...
by matatupuncher
Wed Mar 06, 2019 11:18 am
Forum: Personal Finance (Not Investing)
Topic: Job loss and looking ahead.
Replies: 21
Views: 2342

Re: Job loss and looking ahead.

Your new job and commute sound like a win. ....silver lining. While 45 minutes is still a really long commute, how is 3.5 hours even possible? Were you flying everyday? Regardless, you'll likely see improved mental and physical health benefits now that it's over with. Congratulations. It's 45 minut...
by matatupuncher
Wed Mar 06, 2019 9:16 am
Forum: Personal Investments
Topic: Park college savings in a vacation home?
Replies: 29
Views: 2020

Re: Park college savings in a vacation home?

OP, we did exactly that about 10 years ago. Just sold the vacay home and it was wildly profitable even after the tax on profit we just paid. Far outpaced the S&P 500 and provided a nice base for holidays. In the end the profit will fully fund at least four years at any one of the state colleges for ...
by matatupuncher
Wed Mar 06, 2019 7:33 am
Forum: Personal Finance (Not Investing)
Topic: Job loss and looking ahead.
Replies: 21
Views: 2342

Re: Job loss and looking ahead.

Your new job and commute sound like a win. ....silver lining. While 45 minutes is still a really long commute, how is 3.5 hours even possible? Were you flying everyday? Regardless, you'll likely see improved mental and physical health benefits now that it's over with. Congratulations.
by matatupuncher
Thu Jan 24, 2019 2:42 am
Forum: Personal Finance (Not Investing)
Topic: How does grandparent pay taxes from babysitting income?
Replies: 12
Views: 2101

Re: How does grandparent pay taxes from babysitting income?

If OP actually does this legally for a cash baby sitting job they will be the first person ever in the world to do so.
by matatupuncher
Mon Jan 21, 2019 6:45 am
Forum: Personal Consumer Issues
Topic: Button Down Shirts / Travel Pants / Light Jacket? Other Tips from experienced Boglehead world travelers?
Replies: 179
Views: 15305

Re: Men's No-Cotton Travel Pants Suggestions? Other Tips from experienced world travellers?

I recommend you take a look at r/onebag on reddit. There are a lot of really good gear reviews; pants included. Please, please, please, whatever you do, do not dork out and wear convertible pants. As others have mentioned Prana makes a really good product. I'll throw a plug in for RailRiders Teton m...
by matatupuncher
Thu Jan 10, 2019 10:39 pm
Forum: Personal Consumer Issues
Topic: Discounted Postage Stamps
Replies: 45
Views: 4438

Re: Discounted Postage Stamps

This has to be a joke.
by matatupuncher
Tue Jan 08, 2019 1:18 pm
Forum: Personal Consumer Issues
Topic: Recommendations for a 9mm handgun
Replies: 171
Views: 14381

Re: Recommendations for a 9mm handgun

I've carried a Sig 229 for the last 14 years and loved it. My agency just switched to Glock and it feels like a cheap plastic toy to me. Spend a significant amount of time with a qualified instructor, shoot with multiple makers and models and go with what feels most comfortable in your hands. I will...
by matatupuncher
Mon Oct 22, 2018 4:31 pm
Forum: Personal Consumer Issues
Topic: What to do with >$1000 in Amazon credits?
Replies: 57
Views: 5521

Re: What to do with >$1000 in Amazon credits?

I keep a list of things that pique my curiosity. When I have Amazon credits, I'll scratch that itch. Sometimes the exploration yields some great results. While these are not $1000 items, they might help you come up with your own list. yubikey - Vanguard recommended raspberry pi - media center, linu...
by matatupuncher
Sun Sep 23, 2018 9:01 pm
Forum: Personal Consumer Issues
Topic: Minimalist Lifestyle
Replies: 92
Views: 12352

Re: Minimalist Lifestyle

Someone made a comment about having to have tools/things to support hobbies but hobbies for the most part seem to be another way to collect things rather than enjoy experiences. (Biking was used as an example but I never met someone into biking that didnt have 2-4 different bikes, even of the same ...
by matatupuncher
Sun Aug 05, 2018 6:16 pm
Forum: Personal Finance (Not Investing)
Topic: What prevents residential real estate buyers from colluding to bring down prices?
Replies: 32
Views: 2842

Re: What prevents residential real estate buyers from colluding to bring down prices?

Not sure if this directly answers the question but my small circle of about seven family/friends has had some success at using group dynamics to influence prices in our small California coastal town. We frequently target worn, 50+ year old houses that have good bones and just need a general remodel....
by matatupuncher
Sun Jul 29, 2018 9:03 pm
Forum: Personal Consumer Issues
Topic: need an outback, new, used or lease?
Replies: 29
Views: 2404

Re: need an outback, new, used or lease?

Just wondering about the desire for a back up camera. Do you have one now in a car? At best I find those things distracting and at worst they are dangerous. I'd rather have not have one at all.
by matatupuncher
Thu Jul 12, 2018 2:27 pm
Forum: Personal Consumer Issues
Topic: Anyone take naps at work?
Replies: 93
Views: 6669

Re: Anyone take naps at work?

I only nap at work if I've had a few cocktails for lunch. That or I spend an hour or so at the gym. My employer does not care at all as long as the work is getting done.
by matatupuncher
Sun Jun 17, 2018 1:33 pm
Forum: Personal Consumer Issues
Topic: Which Supermarket are you?
Replies: 155
Views: 10419

Re: Which Supermarket are you?

I'm in Central Africa so my "super market" options are limited to Simba and Naukumatt. I occasionally use those two but mostly use a corner market or send my yard boy to get what I need at the local market.
by matatupuncher
Tue Jun 05, 2018 2:46 am
Forum: Personal Finance (Not Investing)
Topic: Leave Job (Philly) and move To Arizon (Phoenix)?
Replies: 67
Views: 6165

Re: Leave Job (Philly) and move To Arizon (Phoenix)?

Don't let the summers scare you away. I haven't experienced Philly but the summers in Chicago, New York, and D.C. are far worse than the Phoenix area. I lived there for three years about 12-15 years ago and really miss it. I would move back in a second if I could. There is exceptional mountain bikin...
by matatupuncher
Mon Jun 04, 2018 1:57 am
Forum: Personal Finance (Not Investing)
Topic: How much money do you want to retire?
Replies: 790
Views: 111278

Re: How much money do you want to retire?

41 y/o, wife is 37. Currently have about 900K. Will retire with absolute certainty the day I turn 50 regardless of how much or little I have. Counting on SS being zero. To each their own but I'm seriously blown away at the numbers posted here that some people need. It depends a lot on Desired Incom...
by matatupuncher
Sat Jun 02, 2018 11:17 pm
Forum: Personal Finance (Not Investing)
Topic: How much money do you want to retire?
Replies: 790
Views: 111278

Re: How much money do you want to retire?

41 y/o, wife is 37. Currently have about 900K. Will retire with absolute certainty the day I turn 50 regardless of how much or little I have. Counting on SS being zero. To each their own but I'm seriously blown away at the numbers posted here that some people need.
by matatupuncher
Tue May 15, 2018 11:35 pm
Forum: Personal Finance (Not Investing)
Topic: Bicycle insurance? when you're in the roadway like a car
Replies: 38
Views: 4195

Re: Bicycle insurance? when you're in the roadway like a car

I see cyclists routinely using bike lanes then blasting thru red lights, making illegal turns, ignoring stop signs etc doing everything one in a car is not allowed to do despite being required to observe the same rules when in the roadway. I've almost gotten into accidents because of bicyclists on ...
by matatupuncher
Tue May 15, 2018 10:36 pm
Forum: Personal Consumer Issues
Topic: New motorcycle rider
Replies: 106
Views: 6978

Re: New motorcycle rider

Hi, Riding a motorcycle is one of my desire for a long time. I am an average ht and wt person with normal BMI. I also have a few years experience outside US from a decade ago. Any suggestions and advise about this- safety, finance, insurance, bike models etc? Thanks. you should be asking this quest...
by matatupuncher
Mon May 14, 2018 7:49 am
Forum: Personal Consumer Issues
Topic: Is there a boglehead muscle car?
Replies: 140
Views: 11563

Re: Is there a boglehead muscle car?

Any rental car is definitely a muscle car as well. I always laugh when people talk about buying rental cars.
by matatupuncher
Thu Apr 26, 2018 6:25 am
Forum: Personal Consumer Issues
Topic: Building/House Plans
Replies: 26
Views: 2606

Re: Building/House Plans

Op, You should check out some home building specific forums. BH is great for financial stuff but as I've seen in this thread and others, you can get some seriously bad advice on non-financial issues. Check out the following: forums.finehomebuilding.com https://www.houzz.com/discussions/building-a-ho...
by matatupuncher
Wed Mar 28, 2018 9:00 am
Forum: Personal Consumer Issues
Topic: Checklist for Parents of Incoming Freshmen/To-Be Adult
Replies: 67
Views: 5730

Re: Checklist for Parents of Incoming Freshmen/To-Be Adult

Fake ID? I'm still upset mine got confiscated the night before my 21st B day :beer Lol! I had a pretty crappy fake ID that worked fine for almost a year. I splurged for a super high quality fake that cost $300 (20 years ago) and it was confiscated the first time I used it! That was a life lesson.
by matatupuncher
Tue Feb 27, 2018 8:56 am
Forum: Personal Consumer Issues
Topic: How Far is too Far, Commuting?
Replies: 211
Views: 18638

Re: How Far is too Far, Commuting?

I have a 21 mile round trip commute that I do via bicycle. It takes 38 minutes in the morning and 42 minutes on the return home (more uphill). I am very fortunate that my employer has a locker room and showers otherwise I wouldn't be likely to do it. The built-in exercise has been priceless for my h...
by matatupuncher
Thu Jan 25, 2018 4:30 am
Forum: Personal Consumer Issues
Topic: Still using a 5 year old iphone 5. Who's with me? No new phones!!!
Replies: 151
Views: 12400

Re: Still using a 5 year old iphone 5. Who's with me? No new phones!!!

Lol, what a bunch of cheapskate humblebrag posts. I use two tin cans with a piece of string. There, I win.
by matatupuncher
Thu Nov 09, 2017 2:51 am
Forum: Personal Consumer Issues
Topic: Gifts for a marathoner
Replies: 25
Views: 2629

Re: Gifts for a marathoner

The thought is nice but please don't get them any sort of running gear. As an avid runner and cyclist I can say that most of us a very finicky with gear selection and a non-enthusiast is unlikely to pick out the right thing. A gift card or one of the books that were suggested would be a nice gesture.
by matatupuncher
Thu Oct 19, 2017 1:47 am
Forum: Personal Consumer Issues
Topic: Trash dumped on curb (need advice)
Replies: 60
Views: 7989

Re: Trash dumped on curb (need advice)

Since the occupants seem to be in the process of moving out, i'd cut them some slack and ignore the issue for a while. If it runs on for six months then yes, of course notify the appropriate entity. For those on here complaining about HOA's, don't move into one if you don't like it. They are not a s...
by matatupuncher
Fri Aug 18, 2017 2:51 am
Forum: Personal Consumer Issues
Topic: Anyone have a personal chef?
Replies: 48
Views: 6210

Re: Anyone have a personal chef?

My family has a full time chef for dinners 5/days week and lunch prep (to take to work) for the next day. Does all food shopping/prep/cook/cleanup. It is a true luxury that I enjoy. I live in central Africa so the wage is only about $175/month. No way I would be able to afford it in the western world.
by matatupuncher
Thu Aug 03, 2017 6:30 am
Forum: Investing - Theory, News & General
Topic: Wells Fargo - what the kittens?
Replies: 36
Views: 3976

Re: Wells Fargo - what the kittens?

samsoes wrote:What does IMNTBMFHO mean? Somebody? :confused

I have no idea so mainly just posting to get in before the lock.
by matatupuncher
Thu Jul 27, 2017 3:56 am
Forum: Personal Consumer Issues
Topic: About to buy a rental car, any advice?
Replies: 54
Views: 5933

Re: About to buy a rental car, any advice?

Buying a rental car is like marrying someone that used to be a prostitute. Everything may work out fine but there is a chance that there will be serious issues. Short of buying a new car there is always some risk but I think your odds are better with a buying a rental car company than from an indiv...
by matatupuncher
Thu Jul 27, 2017 3:51 am
Forum: Personal Consumer Issues
Topic: About to buy a rental car, any advice?
Replies: 54
Views: 5933

Re: About to buy a rental car, any advice?

Buying a rental car is like marrying someone that used to be a prostitute. Everything may work out fine but there is a chance that there will be serious issues. When buying any thing that is used, the same analogy can be applied on it. Used = a chance of serious failures. Even with brand new stuff ...
by matatupuncher
Wed Jul 26, 2017 6:55 am
Forum: Personal Consumer Issues
Topic: About to buy a rental car, any advice?
Replies: 54
Views: 5933

Re: About to buy a rental car, any advice?

Buying a rental car is like marrying someone that used to be a prostitute. Everything may work out fine but there is a chance that there will be serious issues.
by matatupuncher
Wed Jul 26, 2017 1:43 am
Forum: Personal Finance (Not Investing)
Topic: Post Nuptial agreement guaranteeing alimony?
Replies: 113
Views: 9632

Re: Post Nuptial agreement guaranteeing alimony?

Perhaps working with a marriage counselor sooner rather than later would be a good idea? This comes up in every single thread on these topics but it never ceases to be condescending and off-topic, especially when you know virtually nothing about the people involved. As a rule of thumb in forums it ...
by matatupuncher
Thu Mar 09, 2017 6:39 am
Forum: US Chapters
Topic: Your USER NAME...what does it mean?
Replies: 470
Views: 62012

Re: Your USER NAME...what does it mean?

I lived in Central Africa and was riding my motorcycle with friend when there was a Matatu mini-bus driving super aggressively and tried to run us off the road. I turn to chase him and he got stuck at the next intersection. I was wearing Oakley gloves with polymer knuckles and proceeded to smash his...
by matatupuncher
Wed Mar 08, 2017 9:24 am
Forum: Personal Consumer Issues
Topic: Buying a rental car.. Any new experience?
Replies: 76
Views: 10226

Re: Buying a rental car.. Any new experience?

Just curious why so many people say this? Whenever I've rented a car, I've been super careful with it, because I'm spooked about getting any scratches or damage that I'm going to have to pay for. Why do people think rental cars are abused? Just asking because it's a statement I see on this site all...
by matatupuncher
Tue Mar 07, 2017 8:53 am
Forum: Personal Finance (Not Investing)
Topic: Wedding cash gift
Replies: 68
Views: 6274

Re: Wedding cash gift

A lot of good stories here. My girlfriend and I decided on a whim to fly to an island and get married on a boat. I called my mom the next morning still pretty drunk and gave her the news. She mailed us a nice gift. All worked out fine. Our friends thought it was awesome what we did and congratulated...
by matatupuncher
Mon Mar 06, 2017 4:59 am
Forum: Personal Consumer Issues
Topic: How often do you discuss finances and spending with your spouse?
Replies: 60
Views: 5410

Re: How often do you discuss finances and spending with your spouse?

I handle all the finances and my wife is fine with that arrangement. We don't discuss money very often but I will bring it up if she does something dumb. Last week she ordered five DVD's from Amazon and we already owned two of them. Stuff like this drives me crazy to no end.
by matatupuncher
Fri Feb 24, 2017 9:01 am
Forum: Personal Consumer Issues
Topic: Drones in arizona
Replies: 39
Views: 5256

Re: Drones in arizona

Ya'll might as well get used to it since millions will be filling the skies in the very near future. BTW.....good way to get your ass beat. Not cool. What's not cool? Me throwing rocks at an obnoxious drone in a protected area or the drone operator? Not worried about getting my ass kicked; I can ha...
by matatupuncher
Fri Feb 24, 2017 4:04 am
Forum: Personal Consumer Issues
Topic: Drones in arizona
Replies: 39
Views: 5256

Re: Drones in arizona

Late last spring I was returning from a multi day backpacking trip in the Tetons and passing by Jenny lake when I heard a faint strange buzz and then noticed a drone. I blew it off at first but it got pretty annoying after 30 minutes. I could see the operator about a few hundred meters away on the o...
by matatupuncher
Mon Feb 20, 2017 9:10 am
Forum: Personal Consumer Issues
Topic: Anyone have a house keeper ("Mommy's" helper)?
Replies: 23
Views: 3302

Re: Anyone have a house keeper?

We have a full time housekeeper (40 hrs/week) and a gardener 2 days/week. The gardener also takes care of other property tasks. The staff are expensive but allows me to focus on more important things.
by matatupuncher
Sat Feb 18, 2017 8:43 am
Forum: Personal Finance (Not Investing)
Topic: What Do You Keep In Your Bank Safe Deposit Box?
Replies: 66
Views: 14316

Re: What Do You Keep In Your Bank Safe Deposit Box?

If I'm in the U.S I keep between 80 and 100k in cash, a flash drive w/ important docs scanned and my Zim passport (father was born and raised in the former Rhodesia hence my dual citizenship). Lot of cash but helps me sleep well at night.

And keeps the ex's grubby hands off it :)
by matatupuncher
Thu Jan 12, 2017 1:31 am
Forum: Personal Consumer Issues
Topic: Where Can a Self-Supporting Retiree Move?
Replies: 32
Views: 4737

Re: Where Can a Self-Supporting Retiree Move?

Victoria said a lot but left out trying retirement right here in the good old USA in a few new places. I get not liking where you live now and wanting to move. But why out of the country completely? All the people I know who have done extensive international travel say the US is the best country on...
by matatupuncher
Fri Dec 30, 2016 4:57 am
Forum: Investing - Theory, News & General
Topic: How A 28-Year-Old Who Retired With A $2 Million Net Worth Is Investing In 2017
Replies: 42
Views: 6711

Re: How A 28-Year-Old Who Retired With A $2 Million Net Worth Is Investing In 2017

"The girl"??? She's 28 years old. lol out of everything in my post that's what you picked out and commented on? :) Forgive me if I've offended you. If it's any consolation I would have said "guy" if the person was a male. Guy goes with Gal. Girl goes with Boy... I've never previously used the term ...
by matatupuncher
Mon Dec 12, 2016 7:24 am
Forum: Personal Consumer Issues
Topic: MMM Lecture at the WD Summit [Mr. Money Mustache]
Replies: 58
Views: 9760

Re: MMM Lecture at the WD Summit [Mr. Money Mustache]

I like the guy and most of his thoughts, but let me be the first to say, riding a bike to work is not fun or does it provide anymore happiness than driving. Also, it is narrow minded to believe certain things provide the same amount of happiness to everyone. I see his point on many things, but I ca...
by matatupuncher
Sun Jun 19, 2016 11:08 pm
Forum: Personal Consumer Issues
Topic: Buying a used car from a rental agency
Replies: 23
Views: 3250

Re: Buying a used car from a rental agency

LarryAllen wrote:Not sure about anybody else but I always drive rental cars extra careful... NOT.

I would NEVER buy a rental car.
^this. My sincere apologies to anyone who has purchased a rental car that I've driven.
by matatupuncher
Mon Jun 13, 2016 12:08 am
Forum: Personal Consumer Issues
Topic: Move to Denver (Job) or stay in NoVA ?
Replies: 53
Views: 6835

Re: Move to Denver (Job) or stay in NoVA ?

I live in NOVA now and my kids attend school. I think this place sucks and feel sorry for my kids to have to grow up here. But I grew up on the California coast so nothing can really top that. I would move to Denver in a second if I was you. The lifestyle is so much better there.
by matatupuncher
Thu Dec 31, 2015 5:14 pm
Forum: Personal Finance (Not Investing)
Topic: What are your 2 retirement numbers?
Replies: 260
Views: 38624

Re: What are your 2 retirement numbers?

My retirement is age based and not monetary. I will retire the day I turn 50 regardless of my funds. I will have a pension that more than covers my expenses.