Search found 513 matches

by goodlifer
Fri Oct 04, 2019 3:14 pm
Forum: Personal Finance (Not Investing)
Topic: At wits end with mortgage company issues
Replies: 73
Views: 4880

Re: At wits end with mortgage company issues

I had to refinance to get away from Ocwen's incompetence. I had several little problems with them, then they decided to raise my mortgage payment over $1,000 a month to cover property taxes. My taxes went up $250 that year and the extra payments almost doubled my mortgage. Every time I called, I wou...
by goodlifer
Tue Sep 24, 2019 11:31 am
Forum: Personal Consumer Issues
Topic: Need new Refrigerator
Replies: 19
Views: 1536

Re: Need new Refrigerator

If you like your current fridge, repair it. I was quoted over $1,000 to repair our 9 yr old GE and I'm starting to wish I just repaired it. We finally found one we liked and I"m on my second "new" one this month and the 3rd repairman is coming tomorrow to look at it. Worst $2,400 I have ever wasted ...
by goodlifer
Thu Sep 19, 2019 2:12 pm
Forum: Personal Consumer Issues
Topic: Alternatives to Subaru Outback?
Replies: 84
Views: 7547

Re: Alternatives to Subaru Outback?

I traded in my 2015 Outback for a Jeep Grand Cherokee, but with the options and trim level I wanted, the JGC is well above your $40,000 limit. I test drove lower trim levels and all were very comfortable to sit in and drive, steering was great, and it has all the safety options the Outback has as lo...
by goodlifer
Sun Sep 01, 2019 10:48 pm
Forum: Personal Consumer Issues
Topic: Subaru Outback issue
Replies: 38
Views: 3897

Re: Subaru Outback issue

I sold my 2015 Outback with about 50,000 miles with great relief. I didn't trust it enough to drive with my daughter in the car, so it had to go. The final straw was when it thought that raindrops were a road hazard and slammed on the brakes in a major intersection and almost caused a huge accident,...
by goodlifer
Sat Aug 31, 2019 11:14 am
Forum: Personal Consumer Issues
Topic: Share your Best Barter
Replies: 17
Views: 1421

Re: Share your Best Barter

I traded a set of cheap golf clubs I never used for an old chain saw. Technically, I probably came out on the wrong end of the trade but I wanted a chain saw and my husband said we didn't need one. We had a huge storm soon after the trade and had to clear several good sized limbs. He suddenly sees t...
by goodlifer
Thu Aug 15, 2019 8:04 am
Forum: Personal Consumer Issues
Topic: Skunks keep coming in our yard!
Replies: 44
Views: 3127

Re: Skunks keep coming in our yard!

We have a skunk problem all over our neighborhood. I smell skunk spray every night on my evening walks. There are several things you can do, but the best is to call an animal rescue group to see what can be done about feral cats. Skunks LOVE cat food, especially the wet kind. There is probably local...
by goodlifer
Mon Jun 17, 2019 5:37 pm
Forum: Personal Consumer Issues
Topic: Are you a member of nextdoor.com? Any concerns registering your info?
Replies: 71
Views: 6321

Re: Are you a member of nextdoor.com? Any concerns registering your info?

I only use my first initial and partial last name. I signed up over a year ago, so maybe you can't do that anymore? It does get bogged down with people saying things that they normally wouldn't say to someone's face, especially over parking concerns, and then I remind everyone that we are all neighb...
by goodlifer
Mon Jun 17, 2019 5:30 pm
Forum: Personal Consumer Issues
Topic: How to avoid high vet bills?
Replies: 110
Views: 7082

Re: How to avoid high vet bills?

Ask if your vet's office price matches online competitors. They tell me what I need and I google the cheapest cost, then just show them my cell phone and they match it. I also ask about coupons and rebates. They always had a coupon for my dog's prescription food that I could use, and I was still abl...
by goodlifer
Sat May 04, 2019 10:54 am
Forum: Personal Consumer Issues
Topic: Rarely used items that are worth having?
Replies: 112
Views: 12687

Re: Rarely used items that are worth having?

My jump starter more than paid for itself on the very first use. My husband really tried to talk me out of buying a hand truck and the folding trailer, but they certainly came in handy when we needed them. We have also used our kerosene heater a few times, but we would have been miserable without it...
by goodlifer
Mon Apr 15, 2019 9:16 pm
Forum: Personal Consumer Issues
Topic: Women, How Much Do You Pay for Haircut
Replies: 94
Views: 6271

Re: Women, How Much Do You Pay for Haircut

I would gladly pay the extra $7 for a stylist that I am happy with. I used to pay about $200 for a shampoo, highlights, and cut and it was totally worth it. I got a lot of compliments on my hair back then. I have been searching for over 5 years for a new stylist since the old one moved away and I'm ...
by goodlifer
Thu Feb 07, 2019 1:06 am
Forum: Personal Consumer Issues
Topic: Gift giving: gift receipts / returns
Replies: 25
Views: 1354

Re: Gift giving: gift receipts / returns

I had the same problem when I bought a gift from the Coach outlet online store, thinking it was the same quality as the regular Coach but at clearance prices. It was sewn crooked and had a plastic feel to it instead of fabric and I could only do an exchange for another outlet item. I wound up selli...
by goodlifer
Thu Feb 07, 2019 1:02 am
Forum: Personal Investments
Topic: Ally Bank's nightmarish online reviews -- should I be worried?
Replies: 97
Views: 10447

Re: Ally Bank's nightmarish online reviews -- should I be worried?

I just initiated a transfer to send my money back to Capital One today. I have had nothing but problems with them. Now they didn't do the automatic transfer from my checking account into their savings account for January even though I had it set in October and they did February's transfer already. I...
by goodlifer
Thu Jan 31, 2019 10:08 am
Forum: Personal Consumer Issues
Topic: Gift giving: gift receipts / returns
Replies: 25
Views: 1354

Re: Gift giving: gift receipts / returns

I had the same problem when I bought a gift from the Coach outlet online store, thinking it was the same quality as the regular Coach but at clearance prices. It was sewn crooked and had a plastic feel to it instead of fabric and I could only do an exchange for another outlet item. I wound up sellin...
by goodlifer
Thu Jan 31, 2019 9:39 am
Forum: Personal Consumer Issues
Topic: Please share some lifestyle creep you regret.
Replies: 130
Views: 11590

Re: Please share some lifestyle creep you regret.

I will say, once you've gotten used to "better" wines, it is hard if not impossible to go back. And in my case, I am not talking big bucks wines- but better than you were used to. I used to like to spend $5-$7. That slowly crept up. Now it is more like $10-$15. I can still definitely find ones I en...
by goodlifer
Thu Jan 31, 2019 9:31 am
Forum: Forum Issues and Administration
Topic: Misuse of adverse when averse was meant
Replies: 160
Views: 17563

Re: Misuse of adverse

I go nuts when folks refer to this forum as the “Boggleheads” or the “Bogelheads” ... I mean come on people!!! I was on a road trip and two different Boglehead couples asked me about my Outback at rest stops. All four people pronounced it "Bahgulheads", and one person said something about his 401k ...
by goodlifer
Thu Jan 31, 2019 9:04 am
Forum: Personal Consumer Issues
Topic: Please share some lifestyle creep you regret.
Replies: 130
Views: 11590

Re: Please share some lifestyle creep you regret.

The dog? I love her but jeez it's not cheap. +1 I waited until I was financially secure before getting the dog but I still regret it. While she brings tons of joy to our household it's still a hassle with young kids. I broke down and allowed my spouse and kids to get 2 dogs after being hounded (no ...
by goodlifer
Thu Jan 31, 2019 8:22 am
Forum: Personal Consumer Issues
Topic: When selling just isn't worth it
Replies: 24
Views: 2661

Re: When selling just isn't worth it

Either use the equipment to make money or sell it. Can you ask a few local professional photographers if they want to buy? I wouldn't try to sell something that valuable on CL in my area, even if we met at a police station. I met all kinds of weirdos on CL.
by goodlifer
Tue Jan 29, 2019 8:50 pm
Forum: Personal Consumer Issues
Topic: AARP worth it for non-retirees who don't travel much?
Replies: 23
Views: 2226

Re: AARP worth it for non-retirees who don't travel much?

We joined for the hotel discounts, and didn't renew due to the deluge of emails and paper mailings. I have checked all the boxes to unsubscribe from emails, asked them to take us off the mailing lists, and started returning their mail to them. We still get life insurance junk in the mail from them ...
by goodlifer
Tue Jan 29, 2019 4:43 pm
Forum: Personal Consumer Issues
Topic: AARP worth it for non-retirees who don't travel much?
Replies: 23
Views: 2226

Re: AARP worth it for non-retirees who don't travel much?

We joined for the hotel discounts, and didn't renew due to the deluge of emails and paper mailings. I have checked all the boxes to unsubscribe from emails, asked them to take us off the mailing lists, and started returning their mail to them. We still get life insurance junk in the mail from them o...
by goodlifer
Tue Jan 29, 2019 4:39 pm
Forum: Personal Consumer Issues
Topic: Sharing Elementary Class Photos
Replies: 40
Views: 2980

Re: Sharing Elementary Class Photos

There are privacy laws in many places that might prevent you from doing that without permission from everyone in the photo(s). Plus the original photographer should get compensation. Is that true? If someone takes a pic of you and posts on facebook do you give authorization before it is tagged with...
by goodlifer
Tue Jan 29, 2019 4:31 pm
Forum: Personal Consumer Issues
Topic: Wow Way Internet Reviews
Replies: 8
Views: 1208

Re: Wow Way Internet Reviews

I never got the speeds they promised. I was getting between 19 and 25 mbps when I was supposed to get 100 mbps. I still should have been able to use Netflix at those speeds, but I couldn't, so something else was going on. They even charged me $50 for a technician to come and do nothing and refused t...
by goodlifer
Mon Jan 28, 2019 12:30 am
Forum: Personal Consumer Issues
Topic: How long does lunch meat last?
Replies: 44
Views: 3863

Re: How long does lunch meat last?

I give 4 days at max for chicken and ham, and a week for hard salami. I suppose salami would depend on the fat content, but I have tasted rancid salami before and it isn't great.
by goodlifer
Thu Jan 24, 2019 9:21 am
Forum: Personal Consumer Issues
Topic: Do you carry gas cans, mowers, string trimmers, etc in your car or SUV?
Replies: 48
Views: 3359

Re: Do you carry gas cans, mowers, string trimmers, etc in your car or SUV?

Carry them as needed while using only non-metallic cans and generally emptying the gasoline from other items if the trip is more than a couple of miles. Only concern is when taking a larger, 5-gallon can for filling at a station. I do put the items in the back area of my vehicle, though inside it. ...
by goodlifer
Thu Jan 24, 2019 9:00 am
Forum: Personal Consumer Issues
Topic: Skiwear Advice - Columbia/North Face vs. Arc'Teryx/Patagonia
Replies: 55
Views: 3856

Re: Skiwear Advice - Columbia/North Face vs. Arc'Teryx/Patagonia

I just returned a North Face coat that I bought online for my daughter. I was shocked at how bad it was. Every zipper snagged because the fabric inside was so loose, and there were spots where there was no down at all. The hood was clearly for show and not designed to be used. Plus, I had to pay to ...
by goodlifer
Thu Jan 24, 2019 12:56 am
Forum: Personal Consumer Issues
Topic: Do you carry gas cans, mowers, string trimmers, etc in your car or SUV?
Replies: 48
Views: 3359

Re: Do you carry gas cans, mowers, string trimmers, etc in your car or SUV?

I had all kinds of things in my minivan. Snow blowers, motorcycle, lawn mowers, moped, generators... If it fit, I threw it in there. Gas cans were never a problem. Just screw the cap on tight. Now that I have an Outback, I had to get a trailer to transport things. I still wouldn't have a problem wit...
by goodlifer
Sun Jan 20, 2019 10:45 pm
Forum: Personal Consumer Issues
Topic: Where to buy CR2032 batteries?
Replies: 48
Views: 3974

Re: Where to buy CR2032 batteries?

I bought them from Walmart the last time I needed them.
by goodlifer
Mon Jan 14, 2019 2:11 am
Forum: Personal Consumer Issues
Topic: Taking expensive DSLR on kayak?
Replies: 41
Views: 2207

Re: Taking expensive DSLR on kayak?

I take my cell phone in a ziploc bag to take pics on the kayak because even though I have not flipped a kayak yet, it just means that I'm due for a flipping. I lean towards the "if it can happen, it will even it if has never happened before" . I even fill my bag up with air and put my husband's phon...
by goodlifer
Mon Jan 14, 2019 1:57 am
Forum: Personal Consumer Issues
Topic: EBay Auction with Best Offer
Replies: 8
Views: 811

Re: EBay Auction with Best Offer

It depends on what it is, how much you want it, and what the last 10 or so sale prices were. If you would like to have it but your world wouldn't end, just bid the opening bid. I am two for two winning auctions like that, but they were obscure things like a coffee cup and an old pencil. If you reall...
by goodlifer
Sat Jan 12, 2019 11:25 am
Forum: Personal Consumer Issues
Topic: Duffel Bag vs Wheeled Stand Up traveling
Replies: 78
Views: 4361

Re: Duffel Bag vs Wheeled Stand Up traveling

We use a wheeled duffel while traveling as a family. I roll my clothes and use a space bag, and they don't seem to get wrinkled. I also carry a travel bottle of Downy Wrinkle Releaser just in case. You can always wet the wrinkles and use the hair dryer to pull them out if the room doesn't have an ir...
by goodlifer
Sat Jan 12, 2019 11:17 am
Forum: Personal Consumer Issues
Topic: 5 days. What to do in Las Vegas and Grand Canyon
Replies: 48
Views: 2968

Re: 5 days. What to do in Las Vegas and Grand Canyon

Although it is too late to change the OP's reservations, I would like to chime in. As others have said, 5 days probably isn't enough time to see all that you want, unless you are like my husband and just want to march around nonstop just to say that you have been there and seen that. You could easil...
by goodlifer
Wed Jan 09, 2019 2:21 pm
Forum: Personal Consumer Issues
Topic: Serovital- ????
Replies: 18
Views: 1063

Re: Serovital- ????

The last time I looked into Serovital, I realized that I could buy the ingredients individually cheaper than Serovital. I tried some of the ingredients on their own. Meh.
by goodlifer
Tue Jan 08, 2019 12:58 pm
Forum: Personal Consumer Issues
Topic: Balsam Hill - Defective Christmas Tree
Replies: 66
Views: 2976

Re: Balsam Hill - Defective Christmas Tree

They are refunding our money. The representative stated in an email: I apologize that FedEx attempted to deliver to the sidewalk—the are supposed to deliver to the door for our customers and I will pass this information on to our logistics team. With that said, if you do opt for a replacement tree,...
by goodlifer
Tue Jan 08, 2019 12:54 pm
Forum: Personal Investments
Topic: Fiancée Thinks I'm Putting Too Much Towards Retirement/ Not Enough Towards Short-Term Goals
Replies: 136
Views: 11258

Re: Fiancée Thinks I'm Putting Too Much Towards Retirement/ Not Enough Towards Short-Term Goals

To both Klangfool and onourway, I do see your points, but those are long term goals that they will both agree on later. Who knows if they will have kids 10 years from now or tomorrow? Maybe they decide that they will save all possible cash and then use the savings to live off of for a few years and...
by goodlifer
Tue Jan 08, 2019 12:00 pm
Forum: Personal Investments
Topic: Fiancée Thinks I'm Putting Too Much Towards Retirement/ Not Enough Towards Short-Term Goals
Replies: 136
Views: 11258

Re: Fiancée Thinks I'm Putting Too Much Towards Retirement/ Not Enough Towards Short-Term Goals

To both Klangfool and onourway, I do see your points, but those are long term goals that they will both agree on later. Who knows if they will have kids 10 years from now or tomorrow? Maybe they decide that they will save all possible cash and then use the savings to live off of for a few years and ...
by goodlifer
Tue Jan 08, 2019 11:43 am
Forum: Personal Investments
Topic: Fiancée Thinks I'm Putting Too Much Towards Retirement/ Not Enough Towards Short-Term Goals
Replies: 136
Views: 11258

Re: Fiancée Thinks I'm Putting Too Much Towards Retirement/ Not Enough Towards Short-Term Goals

So here is my take on this, just for laughs. From where I sit, it looks like she has all of her ducks in a row and has her half of the money for your (as in both of you and not her ) wedding, and she has the means for her half of the house both of you plan to buy. You have $18,000 in an emergency f...
by goodlifer
Tue Jan 08, 2019 11:40 am
Forum: Personal Investments
Topic: Fiancée Thinks I'm Putting Too Much Towards Retirement/ Not Enough Towards Short-Term Goals
Replies: 136
Views: 11258

Re: Fiance Thinks I'm Putting Too Much Towards Retirement/ Not Enough Towards Short-Term Goals

To most a 10K wedding sounds like a country bumpkin hee-haw wedding, and could be considered low-brow..... You made me choke on my coffee. That's almost word for word what I told my then fiance when his family was jabbering about the cost of our "lavish" wedding and expected us to have our receptio...
by goodlifer
Tue Jan 08, 2019 11:28 am
Forum: Personal Investments
Topic: Fiancée Thinks I'm Putting Too Much Towards Retirement/ Not Enough Towards Short-Term Goals
Replies: 136
Views: 11258

Re: Fiancée Thinks I'm Putting Too Much Towards Retirement/ Not Enough Towards Short-Term Goals

So here is my take on this, just for laughs. From where I sit, it looks like she has all of her ducks in a row and has her half of the money for your (as in both of you and not her ) wedding, and she has the means for her half of the house both of you plan to buy. You have $18,000 in an emergency fu...
by goodlifer
Tue Jan 08, 2019 10:42 am
Forum: Personal Consumer Issues
Topic: Recommendations for a 9mm handgun
Replies: 171
Views: 14079

Re: Recommendations for a 9mm handgun

Depending on where you live, you might need to get a license before you go to the range. Then, it depends on which one feels good in your hand. I like the Glock, but I have a Springfield XDm that I like. You may think you like the look of something until you shoot it, and then you don't.
by goodlifer
Tue Jan 08, 2019 10:36 am
Forum: Personal Consumer Issues
Topic: Balsam Hill - Defective Christmas Tree
Replies: 66
Views: 2976

Re: Balsam Hill - Defective Christmas Tree

I don't think that some posters realize how expensive BH trees are, so I would't just toss it and buy another one if it happened to me. OP, if they are saying that it is up to FedEx to redeliver the tree, who has the tree right now? If BH has it, I would politely ask them when they will reship the r...
by goodlifer
Tue Jan 08, 2019 10:11 am
Forum: Personal Consumer Issues
Topic: Good kitchen mixing bowls
Replies: 17
Views: 1144

Re: Good kitchen mixing bowls

Tramontina is taking a turn for the worse now that more and more of their products are made in China. I have their mixing bowl set that is about 2 years old that is made in Brazil, and I just bought a set from Costco as a gift and it is made in China. Noticeable difference in quality and almost ever...
by goodlifer
Mon Jan 07, 2019 1:30 pm
Forum: Personal Consumer Issues
Topic: Large SUV
Replies: 75
Views: 6987

Re: Large SUV

If towing capacity is a concern, the Pilot is out. I read that it can only tow 1,500. Most minivans can tow between 3,000 to 3,500 lbs. I'm eyeballing the Mercedes Benz Metris since I need a minivan and decent towing. The Metris can tow 5,000 lbs. I would rather have an SUV, but I drive our elderly...
by goodlifer
Mon Jan 07, 2019 12:41 pm
Forum: Personal Consumer Issues
Topic: Large SUV
Replies: 75
Views: 6987

Re: Large SUV

If towing capacity is a concern, the Pilot is out. I read that it can only tow 1,500. Most minivans can tow between 3,000 to 3,500 lbs. I'm eyeballing the Mercedes Benz Metris since I need a minivan and decent towing. The Metris can tow 5,000 lbs. I would rather have an SUV, but I drive our elderly ...
by goodlifer
Mon Jan 07, 2019 12:10 pm
Forum: Personal Consumer Issues
Topic: Bedding (sheets) recommendations - having terrible experience finding quality sheets
Replies: 35
Views: 3080

Re: Bedding (sheets) recommendations - having terrible experience finding quality sheets

I recently had to buy new sheets because our daughter switched from a twin to a queen bed. I'm shocked at what passes for quality sheets now, or even "100% cotton". Some are advertised as 100% cotton, only to find that it is "100% cotton face", which means only the part you sleep on is cotton and th...
by goodlifer
Mon Jan 07, 2019 11:03 am
Forum: Personal Consumer Issues
Topic: Carryon for 7-day FL vacation?
Replies: 63
Views: 2930

Re: Carryon for 7-day FL vacation?

... or sit in the laundry area .... I have either had a washer/dryer in my room or down the hall. I go back to my room if the area is down the hall. But if you have your family with you, why don't you make them do the laundry for you? It's a perfect teaching opportunity as well. I've never stayed a...
by goodlifer
Sun Jan 06, 2019 1:28 am
Forum: Personal Consumer Issues
Topic: Carryon for 7-day FL vacation?
Replies: 63
Views: 2930

Re: Carryon for 7-day FL vacation?

but I need clean clothes I would argue that by packing light, my clothes are much cleaner than yours. I pack 3-4 shirts, regardless of the length of the trip, and I wash whatever I was wearing that day (with the exception of jeans) every single evening, so at no point do I ever carry around dirty c...
by goodlifer
Sun Jan 06, 2019 1:07 am
Forum: Personal Finance (Not Investing)
Topic: $40,000 in debt, bankruptcy seems to be the best option right now
Replies: 274
Views: 24765

Re: $40,000 in debt, bankruptcy seems to be the best option right now

I have been in your shoes. I managed to pay off over $60,000 in debt between credit cards and the IRS. Not because of overspending, but my husband chose to work for a start up company for almost 2 years without pay, and he was stupid about our situation. Rule #1, listen, but do not act on advice fro...
by goodlifer
Sat Jan 05, 2019 10:54 pm
Forum: Personal Consumer Issues
Topic: Carryon for 7-day FL vacation?
Replies: 63
Views: 2930

Re: Carryon for 7-day FL vacation?

I once flew to Seattle for 7 days(Feb) with nothing but the clothes on my back and what I could carry in my pockets. If I tried that, my pockets would be stuffed with clean underwear and I would be subjected to additional TSA questions. Here I was all proud of myself for flying to New Orleans for 4...
by goodlifer
Sat Jan 05, 2019 10:13 pm
Forum: Personal Consumer Issues
Topic: Does Buyer ever Lose on eBay?
Replies: 36
Views: 2316

Re: Does Buyer ever Lose on eBay?

Have any of you taken a risk with a 95% or 96% positive feedback score seller and offered a low best offer with a message such as "Perhaps your item is taking a long time to sell, due to your low feedback score compared to most sellers. I will be taking a risk on you, hence my low best offer, but i...
by goodlifer
Sat Jan 05, 2019 10:11 pm
Forum: Personal Consumer Issues
Topic: Does Buyer ever Lose on eBay?
Replies: 36
Views: 2316

Re: Does Buyer ever Lose on eBay?

If a seller after 3 business days does not communicate any shipping information, would you ask him/her for it or just wait and then file a case if the item does not arrive? In another instance in the past six months, I purchased an item described as being in mint condition from a 100% positive feed...
by goodlifer
Fri Jan 04, 2019 11:09 am
Forum: Personal Consumer Issues
Topic: master suite features for addition
Replies: 66
Views: 3771

Re: master suite features for addition

A lot depends on where you house is located and how it is configured plus your desires. A massive walk-in closet accessed from inside the bathroom is good. Laundry nearby also good. Jetted tub. Lots of natural and un-natural dimmable light. Privacy. Two-person shower with lots of nozzles. Humidity-...