Search found 93 matches

by Keenobserver
Sun Nov 10, 2019 2:46 pm
Forum: Personal Finance (Not Investing)
Topic: Retire or work again?
Replies: 23
Views: 2849

Re: Retire or work again?

Posts like these always bring a smile to my face. Congratulations. I would would go with option 1 but comtinue to look for meaninful goals in life. Charity/ volunteer work/ engaging in a spiritual quest/ traveling the world/ learning how to read hieroglyphics/ adjunct professorship at local universi...
by Keenobserver
Wed Nov 06, 2019 11:14 am
Forum: Personal Investments
Topic: When to get in.
Replies: 24
Views: 3247

Re: When to get in.

Was gona go in 2015..but decided to wait for mRkey to cool down. Still waiting...missed 20% gains every year..sigh
by Keenobserver
Sat Oct 19, 2019 3:57 pm
Forum: Personal Finance (Not Investing)
Topic: Deed fraud (on your home)- anyone have insight?
Replies: 51
Views: 4176

Re: Deed fraud (on your home)- anyone have insight?

https://www1.nyc.gov/site/finance/taxes/acris.page

Those in NYC can sign up above link to get email notifications of any changes in deed/ Lien..i just registered. Thank you for.brining this up.
by Keenobserver
Wed Oct 16, 2019 2:30 pm
Forum: Personal Investments
Topic: Cash basically sitting uninvested. What to do?
Replies: 40
Views: 3645

Re: Cash basically sitting uninvested. What to do?

Great links. We that all being said. Is not true that there is correction on the horizon?
by Keenobserver
Wed Oct 16, 2019 1:11 pm
Forum: Personal Finance (Not Investing)
Topic: Company being acquired - severance strategy?
Replies: 23
Views: 2205

Re: Company being acquired - severance strategy?

Fincial Samurai website has a book about negotiating severance..i beleive he also does consultations...I am.not getting any comission...
by Keenobserver
Wed Oct 16, 2019 1:02 pm
Forum: Personal Investments
Topic: Cash basically sitting uninvested. What to do?
Replies: 40
Views: 3645

Re: Cash basically sitting uninvested. What to do?

Hi All - So I have a significant chunk of cash sitting relatively idle right now (its in an online savings account earning 1.7%). I know I should invest it but basically have been sitting idle with it for, I'm embarrassed to say, about 2 years. I basically missed the current boom with it, but I'm s...
by Keenobserver
Sat Oct 12, 2019 2:21 pm
Forum: Personal Investments
Topic: Imanx vs amanx
Replies: 4
Views: 375

Re: Imanx vs amanx

Appreciate your contribution.
by Keenobserver
Thu Oct 10, 2019 8:07 am
Forum: Personal Investments
Topic: Imanx vs amanx
Replies: 4
Views: 375

Re: Imanx vs amanx

I found this thread below from last year that references other specific funds. https://www.bogleheads.org/forum/viewtopic.php?t=266533 Actively managed shariah compliant AMANX Amana Income Investor ER 1.12% AMAGX Amana Trust Growth ER 1.09% AMDWX Amana Developing World 1.32% ADJEX Azzad Ethical 0.9...
by Keenobserver
Thu Oct 10, 2019 8:00 am
Forum: Personal Finance (Not Investing)
Topic: Working in a different city
Replies: 32
Views: 2029

Re: Working in a different city

Here is what I got from your post. 1. You love where you currently live. 2. Your wife has a successful business there ( she lives the city too) and kids are unwilling to move. Oh, tour wife sees herself living there for the foreseeable future. 3. You consider your current coworkers to be family. I c...
by Keenobserver
Thu Oct 10, 2019 7:43 am
Forum: Personal Investments
Topic: Imanx vs amanx
Replies: 4
Views: 375

Imanx vs amanx

Hello all. Im trying to decide which shariah compliant mutual fund to invest in. So far, the only two shariah compliant funds that exist to my knowledge (unless someone can point any others out) are Iman (IMANX) and Amana ( AMANX). I would really appreciate if someone with background in finance can ...
by Keenobserver
Tue Feb 26, 2019 1:52 pm
Forum: Personal Investments
Topic: bitcoin guy wants to stock market
Replies: 234
Views: 13305

Re: bitcoin guy wants to stock market

BTC and ETH is a buy right now. just don't buy what you aren't prepared to lose. A couple of things 1. Then buy BTC and ETH 2. If BTC and ETH are “a buy” right now then why buy what you are prepared to lose? It’s “a buy”. . .right? 3. The lottery can change people’s lives too. . .but that doesn’t m...
by Keenobserver
Wed Feb 06, 2019 10:59 am
Forum: Investing - Theory, News & General
Topic: "House Rules," Clements on the finances of homeownership
Replies: 63
Views: 7083

Re: "House Rules," Clements on the finances of homeownership

Try renting a house or apt in any deseirable city/ neighborhood with a medium to large sized family. You will not be getting many calls back. I tried renting for a while and could not get anyone to give me their apt/ house due having 4 kids. Mind you, I was willing to pay premium rent just to have a...
by Keenobserver
Fri Feb 01, 2019 7:39 pm
Forum: Personal Finance (Not Investing)
Topic: What do you think are (some of) the best states to live in?
Replies: 144
Views: 14132

Re: What do you think are (some of) the best states to live in?

Ny winters are starting o take their toll. Other than that, NY to me is the best place for career growth, diversity, food , education ( depends of course where you are). Some parts of Brooklyn/ Queens give the perfect blend of quiet tree lined blocks with Victorian homes, and being literally 5 mins ...
by Keenobserver
Fri Feb 01, 2019 7:39 pm
Forum: Personal Finance (Not Investing)
Topic: What do you think are (some of) the best states to live in?
Replies: 144
Views: 14132

Re: What do you think are (some of) the best states to live in?

Ny winters are starting o take their toll. Other than that, NY to me is the best place for career growth, diversity, food , education ( depends of course where you are). Some parts of Brooklyn/ Queens give the perfect blend of quiet tree lined blocks with Victorian homes, and being literally 5 mins ...
by Keenobserver
Wed Jan 23, 2019 3:06 pm
Forum: Personal Finance (Not Investing)
Topic: Need Advice - quit 6-figure job to do coding school?
Replies: 118
Views: 10241

Re: Need Advice - quit 6-figure job to do coding school?

Hello I am in a familiar situation. Made 250k plus last year but know that will not be sustainable. I am looking to switch to IT as well. My advice is to go ahead and do it now as you are young and full of energy. Do not delay this itch and go for it. Do not quit your current gig, and try to find a ...
by Keenobserver
Tue Dec 11, 2018 3:55 pm
Forum: Personal Investments
Topic: The Disaster That Is General Electric Company Stock
Replies: 53
Views: 10352

Re: The Disaster That Is General Electric Company Stock

So glad i offloaded all my GE holdings 1.5 years ago. Not even sure why I made that decision but glad now.
by Keenobserver
Thu Nov 15, 2018 2:57 pm
Forum: Personal Consumer Issues
Topic: Mouse in the house
Replies: 32
Views: 2389

Re: Mouse in the house

No need for scammers. Go to amazon search for D con rat poision . Problem solved. I had a full fledged infestation. Used above found 9 dead mice and god knows how many more we couldn't see between walls etc. No more rat problem. Dont hear them, dont see them. I have left extra deposits in stratefic ...
by Keenobserver
Tue Nov 13, 2018 2:42 pm
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 712
Views: 122727

Re: High Earners - What's Your Profession?

early to mid 30s MD >$1M, <40 hours/week surgical subspecialty 4 years experience, I was making that income by year 2 This is not a common pathway in medicine so of course I think it's worth it and feel incredibly blessed. Which surgical subspeciatly ? Would be grt if you could provide more details...
by Keenobserver
Tue Nov 13, 2018 2:41 pm
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 712
Views: 122727

Re: High Earners - What's Your Profession?

early to mid 30s MD >$1M, <40 hours/week surgical subspecialty 4 years experience, I was making that income by year 2 This is not a common pathway in medicine so of course I think it's worth it and feel incredibly blessed. Which surgical subspeciatly ? Would be grt if you could provide more details...
by Keenobserver
Wed Nov 07, 2018 2:40 pm
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 712
Views: 122727

Re: High Earners - What's Your Profession?

Good for you brother. Proof that not having a fancy college degree is no excuse.
by Keenobserver
Wed Nov 07, 2018 11:59 am
Forum: Personal Consumer Issues
Topic: Time to splurge. MB E class, BMW 5 or Audi 6?
Replies: 70
Views: 6601

Re: Time to splurge. MB E class, BMW 5 or Audi 6?

The 6 series is not in the same class as a6 or a7 or cls. First google hit for me: https://www.whatcar.com/news/new-audi-a7-sportback-and-mercedes-benz-cls-vs-bmw-6-series-gt/n16964 Seriously every comparison test matches these cars up as they are cars that get cross shopped. What can I say, the au...
by Keenobserver
Tue Nov 06, 2018 11:29 pm
Forum: Personal Consumer Issues
Topic: Time to splurge. MB E class, BMW 5 or Audi 6?
Replies: 70
Views: 6601

Re: Time to splurge. MB E class, BMW 5 or Audi 6?

The 6 series is not in the same class as a6 or a7 or cls.
by Keenobserver
Tue Nov 06, 2018 4:28 pm
Forum: Personal Consumer Issues
Topic: Time to splurge. MB E class, BMW 5 or Audi 6?
Replies: 70
Views: 6601

Re: Time to splurge. MB E class, BMW 5 or Audi 6?

They are very similiar indeed. The new Audi A7 is quite sick. Much more exclusive than the BMW or Benz.
by Keenobserver
Tue Nov 06, 2018 12:18 pm
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 712
Views: 122727

Re: High Earners - What's Your Profession?

Where all the doctors and lawyers?
by Keenobserver
Mon Nov 05, 2018 10:31 pm
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 712
Views: 122727

Re: High Earners - What's Your Profession?

Would really like to revive this thread instead of starting a new one. Not sure why some are so reluctant to share exact numbers as we are supposedly ananomyous. 35 yrs old Healthcare profession ( not MD) MS degree 250k gross.. but crazy hrs 80 plus as 250k is not the norm for my profession at all.....
by Keenobserver
Mon Nov 05, 2018 3:27 pm
Forum: Personal Consumer Issues
Topic: Time to splurge. MB E class, BMW 5 or Audi 6?
Replies: 70
Views: 6601

Re: Time to splurge. MB E class, BMW 5 or Audi 6?

AUDI A6 .. other German names are a dime a dozen on the road.. A6 or A7 will be more exclusive
...
by Keenobserver
Wed Oct 24, 2018 10:51 am
Forum: Personal Investments
Topic: 32M burned out from active investing
Replies: 28
Views: 3983

Re: 32M burned out from active investing

Pretty much made samr mistakes as OP including similiar amount in Crypto. I am 35 so OP 3 years ahead. Mutual funds/ETFs park and sleep
by Keenobserver
Sun Oct 21, 2018 11:34 am
Forum: Personal Consumer Issues
Topic: Pull kids from school for vacations?
Replies: 136
Views: 6841

Re: Pull kids from school for vacations?

Yes and will continue to do so especially from Elem school. Life is supposed to be lived, not spent in a classroom. Make memories before they are too old. They wont miss their Thesis due to missed days in Elem school. What do they really learn in a week or 2 anyway? Out of 6 hrs 2 hrs consist of act...
by Keenobserver
Thu Oct 11, 2018 10:30 pm
Forum: Personal Consumer Issues
Topic: Anyone done a Hair Transplant?
Replies: 79
Views: 7066

Re: Anyone done a Hair Transplant?

Had it done 12 yrs ago ( when i was 23 ) as I started thinning out at 18. So you dont have it bad at all. Yes it does work and your hair grows normally. My B in law had 2 procedures done outside the US and looks a completely diff man now. I am planning to do it again, probably will need 2 more proce...
by Keenobserver
Fri Aug 24, 2018 5:12 pm
Forum: Personal Investments
Topic: What to do with $ 500k
Replies: 12
Views: 1519

Re: What to do with $ 500k

Interesting. Is your $500k in cash in your mattress? A bank CD and your checking account, savings account, money market account are very similar. I'm sure some (me) are curious what religious regions could keep you from buying a CD or bond fund. Do tell. Cash (50%) + Total US Stock index (35%) + To...
by Keenobserver
Fri Aug 24, 2018 4:38 pm
Forum: Personal Investments
Topic: What to do with $ 500k
Replies: 12
Views: 1519

Re: What to do with $ 500k

Interesting. Is your $500k in cash in your mattress? A bank CD and your checking account, savings account, money market account are very similar. I'm sure some (me) are curious what religious regions could keep you from buying a CD or bond fund. Do tell. Cash (50%) + Total US Stock index (35%) + To...
by Keenobserver
Fri Aug 24, 2018 3:31 pm
Forum: Personal Investments
Topic: What to do with $ 500k
Replies: 12
Views: 1519

Re: What to do with $ 500k

Interesting. Is your $500k in cash in your mattress? A bank CD and your checking account, savings account, money market account are very similar. I'm sure some (me) are curious what religious regions could keep you from buying a CD or bond fund. Do tell. Cash (50%) + Total US Stock index (35%) + To...
by Keenobserver
Fri Aug 24, 2018 11:11 am
Forum: Personal Investments
Topic: What to do with $ 500k
Replies: 12
Views: 1519

What to do with $ 500k

Hello. 35 yrs old $500k in cash. Income is gross 250k however unstable and unrelaible. Indecision keeps me from investing. I get nervous putting into anything. I started being very aggressive with my money and made mistakes. Those mistakes have made me paranoid. I have more than 500k saved up and ca...
by Keenobserver
Wed Aug 22, 2018 9:20 pm
Forum: Personal Consumer Issues
Topic: Job Search
Replies: 12
Views: 1357

Re: Job Search

Physical Therapy is a great career. Flexible hours, many different settings, and can work anywhere in the country. Needs are projected to increase natioanaly. I cant believe you would turn it down and indulge in becoming a " financial advisor". Do you realize hoe hard it is to get people to pay you ...
by Keenobserver
Thu Aug 09, 2018 8:36 am
Forum: Personal Consumer Issues
Topic: When is leaving your job that pays well a good idea?
Replies: 97
Views: 10887

Re: When is leaving your job that pays well a good idea?

I just turned 35 and do find myself in a somewhat similiar situation. 35.. wow thats sounds old. I am chosing to work 6/7 days a week 10 to 13 hr days.. a lot of down time though.. job is flexible.. plenty of autonomy.. time to take breaks.. even some gym time during work hrs run errands. Etc. week...
by Keenobserver
Wed Aug 08, 2018 2:59 pm
Forum: Personal Consumer Issues
Topic: When is leaving your job that pays well a good idea?
Replies: 97
Views: 10887

Re: When is leaving your job that pays well a good idea?

I just turned 35 and do find myself in a somewhat similiar situation. 35.. wow thats sounds old. I am chosing to work 6/7 days a week 10 to 13 hr days.. a lot of down time though.. job is flexible.. plenty of autonomy.. time to take breaks.. even some gym time during work hrs run errands. Etc. weeke...
by Keenobserver
Sat Jun 11, 2016 10:19 am
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 712
Views: 122727

Re: High Earners - What's Your Profession?

$150k plus bonus (maybe another $20k), associate at small law firm. But I live in a HCOL and the wife stays home with the kiddos so money is tight (not horribly tight, but just we need to be more careful than our DINK friends to make sure we are saving tight). I could leave for biglaw and maybe dou...
by Keenobserver
Fri Jun 10, 2016 9:56 am
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 712
Views: 122727

Re: High Earners - What's Your Profession?

Jayhawk11 wrote:~125k, GS-14 lawyer. Wife makes 300k+bonus (was 100k) last year in Biglaw.
I guess shes a keeper. Hold tight.and dont let go.
by Keenobserver
Thu Jun 09, 2016 2:05 pm
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 712
Views: 122727

Re: High Earners - What's Your Profession?

If I were younger, would probably do my 60 credits out.of HS and go for NYPD and retire at 40 with a handsome pension.
by Keenobserver
Wed Jun 08, 2016 9:42 am
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 712
Views: 122727

Re: High Earners - What's Your Profession?

Occupational Therapist 1099 independent contractor. Made $100k first year out of grad school at 25 ..turning 33 next.month $200k for the last couple of years. Primary bread winner with wife at.home with 2 kids and I wouldnt wan it.any other way. Too many hours, however , and plan to go part time if ...
by Keenobserver
Fri Dec 04, 2015 4:42 pm
Forum: Personal Consumer Issues
Topic: I drive 20k miles/yr. Should i buy an extended warranty for my new car?
Replies: 16
Views: 1838

Re: I drive 20k miles/yr. Should i buy an extended warranty for my new car?

>Why on Earth did you buy a new car with no job? https://www.bogleheads.org/forum/viewtopic.php?f=2&t=178672&p=2705715#p2705715 Maybe he bought the car to spend down his accounts? Seriously- sometimes looking at several posts from the same person adds up to a very strange story...or maybe a story t...
by Keenobserver
Fri Dec 04, 2015 4:41 pm
Forum: Personal Consumer Issues
Topic: I drive 20k miles/yr. Should i buy an extended warranty for my new car?
Replies: 16
Views: 1838

Re: I drive 20k miles/yr. Should i buy an extended warranty for my new car?

Anytime I.hear a sales person mention extended warranty, I say scam.
by Keenobserver
Fri Dec 04, 2015 4:03 pm
Forum: Personal Investments
Topic: Individual or Solo 401(k)
Replies: 16
Views: 1524

Re: Individual or Solo 401(k)

Most places.will ask.for ein number. They should.also help with.the.paper work. Make sure you setup.before end.of.the year to.benefit. Unlike, SEP solo 401k needs to.be open/setup before.end.of.the year. If you are.not.showing.employees, everything should be simple and easy.
by Keenobserver
Thu Dec 03, 2015 2:27 pm
Forum: Personal Finance (Not Investing)
Topic: What age did you hit $100,000?
Replies: 136
Views: 26236

Re: What age did you hit $100,000?

End of 2010 at age 26 after first year out.of school and on the job..no loan for undergrad..grad school loans paid during.school mostly.working par time.. a few thousand dollars left paid within 2 months of graduation. No help from parents. Havent looked back since at about $375 k conservatively at ...
by Keenobserver
Sat Nov 28, 2015 11:30 am
Forum: Personal Finance (Not Investing)
Topic: Push child to avoid expensive college?
Replies: 210
Views: 20919

Re: Push child to avoid expensive college?

  • its very
Very simple do not spend 300 k on a degree you can get for 50 K
by Keenobserver
Sun Nov 22, 2015 9:26 am
Forum: Personal Finance (Not Investing)
Topic: O.T. School [Occupational Therapy]
Replies: 7
Views: 1011

Re: O.T. School

Try not to give generic.answers. I wanna.make a difference etc. They hear that all day. Say something like I like OTs combination of medicine/evidence based practice with the social/personal interactions with clients. I love medicine/science and also like to work with people on an individual basis a...
by Keenobserver
Thu Nov 19, 2015 1:48 pm
Forum: Personal Finance (Not Investing)
Topic: High Earner Careers?
Replies: 254
Views: 40278

Re: High Earner Careers?

I would say this based upon my observation: it's a lot easier to find a high income career than it is to find a high income career where you love the job enough to put in the hours and deal with the stress associated with it and not blow up your home-life. It's generally easy to spot which group so...
by Keenobserver
Thu Nov 19, 2015 10:48 am
Forum: Personal Finance (Not Investing)
Topic: High Earner Careers?
Replies: 254
Views: 40278

Re: High Earner Careers?

Also need to take into account job stability. Many of these tech careers are cyclical with booms followed by busts. I remember many computer programmers being out of work in 2000/2001. I think the real advantage is in developing a niche for yourself that you can carry through the thick and thin. A s...
by Keenobserver
Thu Nov 19, 2015 10:01 am
Forum: Personal Finance (Not Investing)
Topic: High Earner Careers?
Replies: 254
Views: 40278

Re: High Earner Careers?

the 1% number is meant for non degree holders who ventured out on their own not 1% of the entire population.. Well, as a percentage of all small business owners with more than one employee then yeah it's likely higher than 1%. Not sure what it would be though. I made up the original 1% (i.e. mechan...