Search found 146 matches

by tcassette
Wed Oct 31, 2018 11:18 am
Forum: Personal Consumer Issues
Topic: Luxury Sedans for around $25k used with lower miles? AWD?
Replies: 38
Views: 2656

Re: Luxury Sedans for around $25k used with lower miles? AWD?

JimInIllinois wrote:
Wed Oct 31, 2018 1:16 am
You can get a new Subaru for around this price. AWD and collision avoidance standard. Not "luxury" but plenty nice.
This. A top trim level Subaru Legacy sedan with the 3.6L engine is very nice, especially a 2018 with the incremental upgrades for that model year.
by tcassette
Thu Aug 30, 2018 6:08 pm
Forum: Personal Consumer Issues
Topic: YouTube Car Reviewers
Replies: 18
Views: 2048

Re: YouTube Car Reviewers

whodidntante wrote:
Wed Aug 29, 2018 10:17 pm
Hoovies Garage. Pretty entertaining and I like his taste in cars.
He is entertaining, but the way he blows cash on his cars and maintenance is definitely not what a Boglehead would do.
by tcassette
Tue Aug 21, 2018 3:13 pm
Forum: Personal Consumer Issues
Topic: The Fall of Consumer Reports
Replies: 89
Views: 15198

Re: The Fall of Consumer Reports

My father was a subscriber for years, and I eventually decided to get a subscription a couple years ago. What turned me off of resubscribing was that the useful information that I expected to see in the magazine was now behind a paywall, and that I started receiving mailings nonstop. I figured that...
by tcassette
Wed Aug 08, 2018 4:07 pm
Forum: Personal Consumer Issues
Topic: Whole house generator
Replies: 31
Views: 1930

Re: Whole house generator

First, you do not want Genrac, get the Kohler. Kohler manufactures their own motors and are much more reliable systems. Please point to documented proof of your statements. Generac makes their own motors as well, and I have yet to find any accurate sources of reliability comparisons among generator...
by tcassette
Wed Aug 08, 2018 9:59 am
Forum: Personal Consumer Issues
Topic: Whole house generator
Replies: 31
Views: 1930

Re: Whole house generator

First, you do not want Genrac, get the Kohler. Kohler manufactures their own motors and are much more reliable systems. Please point to documented proof of your statements. Generac makes their own motors as well, and I have yet to find any accurate sources of reliability comparisons among generators.
by tcassette
Sun Aug 05, 2018 12:15 pm
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 260
Views: 25660

Re: most compelling TV character ever

The best character from the best series: Basil Fawlty.
by tcassette
Wed Jun 13, 2018 9:55 am
Forum: Personal Consumer Issues
Topic: Subaru infotainment issues -can people chime in?
Replies: 26
Views: 3679

Re: Subaru infotainment issues -can people chime in?

My 2018 Outback with the Harman Kardon system has some irritating design "features," but I have not experienced the lockups, blank screens, and other major issues you have heard about. There are workarounds for some of the "features" and overall, my unit has been dependable. The navigation has alway...
by tcassette
Wed Jun 13, 2018 9:36 am
Forum: Personal Consumer Issues
Topic: home theater equipment
Replies: 5
Views: 474

Re: home theater equipment

The picture is of a wall panel for speaker cable connections, although there is one RCA jack that could be for a subwoofer or video output. There should be speaker cables in the wall behind the panel; you need to find where they go. That should tell you what the panel is for. The panel is probably w...
by tcassette
Fri Jun 08, 2018 8:00 pm
Forum: Investing - Theory, News & General
Topic: My Pension is Really Valuable
Replies: 13
Views: 2342

Re: My Pension is Really Valuable

It seems like a good pension to me, but counties, cities, and states can have unforeseen budget difficulties down the road. You never know. I would still try to save and invest what you can above and beyond your expected pension. +1 on that. Any entity can change its pension program, including redu...
by tcassette
Wed May 16, 2018 5:32 pm
Forum: Personal Consumer Issues
Topic: Rent Car before Buying
Replies: 19
Views: 1443

Re: Rent Car before Buying

I got a loaner car from my Subaru dealer while they were doing warranty work that unexpectedly lasted all day. I had to sign a rental agreement (no charge, of course) whick looked similar to what a rental company would have. So check with the dealer for each brand you are interested in. Even if you ...
by tcassette
Fri May 11, 2018 8:00 am
Forum: Personal Consumer Issues
Topic: Picking up New Subaru-Worth buying extended warranty?
Replies: 33
Views: 3373

Re: Picking up New Subaru-Worth buying extended warranty?

Do not buy the warranty NOW, if at all. Wait till Subaru warranty is about to run out. Then evaluate. But if you do buy then, get what's called an exclusion policy which covers everything except for excluded items (wear parts like brakes) and not one that lists only certain parts. And if you do thi...
by tcassette
Sun May 06, 2018 2:57 pm
Forum: Personal Finance (Not Investing)
Topic: Another Car Keep/Buy Question
Replies: 22
Views: 2155

Re: Another Car Keep/Buy Question

You did not specify the residual/purchase value at the end of the lease. You would want to compare that with the cost of a different car with unknown history. Also, Subaru does not make a V6; they offer a flat or horizontially opposed 6-cylinder engine. Also, do you need all-wheel drive or not? The ...
by tcassette
Fri Apr 13, 2018 9:49 am
Forum: Personal Finance (Not Investing)
Topic: [Help completing the TN state tax return]
Replies: 73
Views: 3062

Re: How do I know which amounts from my 1099 form make me decide on if I have to pay a state tax return to Tennessee?

Sorry, I just don't understand. I went to that website that the second poster made but it doesn't seem to answer my questions? It just talks to me about filing some type of tax? Someone can't tell me simply if all you do is add all the numbers from the 1099-DIV box plus the 1099-INT box from the Su...
by tcassette
Fri Mar 30, 2018 10:27 am
Forum: Personal Consumer Issues
Topic: What is a lemon? 2018 Outback Infotainment issues
Replies: 22
Views: 7691

Re: What is a lemon? 2018 Outback Infotainment issues

The 2018 Outback infotainment issues are frustrating. I bought my Outback last September and have documented my issues on subaruoutback.org along with many others. I have not tried to use Android Auto or Apple Carplay, so I don't know if my unit has those problems. However, from what I have read, ot...
by tcassette
Sun Mar 11, 2018 7:19 pm
Forum: Personal Finance (Not Investing)
Topic: To Move or Not To Move - Couldn't be more of a Coinflip! (Help Please)
Replies: 82
Views: 8230

Re: To Move or Not To Move - Couldn't be more of a Coinflip! (Help Please)

If your current employer is preparing a retention offer because you told them you are considering a move, why aren't they paying you more already? In other threads concerning job offers in fields outside academia, most people say "retention" offers by current employers are the kiss of death, i.e., y...
by tcassette
Sat Mar 10, 2018 6:27 pm
Forum: Personal Consumer Issues
Topic: Is Amazon HD video better than a blu-ray disc?
Replies: 13
Views: 1082

Re: Is Amazon HD video better than a blu-ray disc?

There are two shows that I'd like to get the highest quality viewing version of, but I'm confused by the options out there. Does anyone know how to rank these options by quality? Amazon HD video Amazon SD video Blu-Ray Disc DVD Is the ranking: Blu-ray, Amazon HD, DVD, Amazon SD? Basically, I would ...
by tcassette
Tue Mar 06, 2018 10:32 am
Forum: Personal Consumer Issues
Topic: Whole House Natural Gas Generator
Replies: 110
Views: 7920

Re: Whole House Natural Gas Generator

Like others, I do not view my whole-house generator as increasing the value of my home. Perhaps it could be marketed as an attractive feature, although some prospective buyers might view it as an unwanted or unsightly We live in the woods with well water, electric heat, and sump pump. After a secon...
by tcassette
Thu Mar 01, 2018 1:40 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 Updated IRS Withholding Calculator Released
Replies: 32
Views: 3802

Re: 2018 Updated IRS Withholding Calculator Released

I couldn't get the calculator to work on my computer, even after disabling all blockers. It wouldn't let me populate all the income boxes. I used both Firefox and Chrome to no avail. Let me guess: it only works with Internet Explorer. No thanks.
by tcassette
Fri Feb 09, 2018 1:34 pm
Forum: Investing - Help with Personal Investments
Topic: Help Sell FIRE to spouse
Replies: 31
Views: 4175

Re: Help Sell FIRE to spouse

More fuel for the FIRE: https://firecalc.com/
by tcassette
Tue Feb 06, 2018 6:38 pm
Forum: Personal Consumer Issues
Topic: Laughter is the Best Medicine - What makes you Laugh?
Replies: 105
Views: 7346

Re: Laughter is the Best Medicine - What makes you Laugh?

Chris K Jones wrote:
Sat Jan 20, 2018 9:07 pm
Old episodes of Fawlty Towers, currently on Netflix. They are more than 30 years old and I have seen them multiple times, but I still laugh out loud .
+1 Best sitcom ever.
by tcassette
Wed Jan 31, 2018 7:38 pm
Forum: Personal Consumer Issues
Topic: New Subaru Outback vs. used Volvo XC-70
Replies: 53
Views: 6675

Re: New Subaru Outback vs. used Volvo XC-70

I currently drive a 2005 Volvo XC-70 wagon, bought as a CPO in 2006 (with 20K miles). It's at about 150K miles now and I'm getting a hankering to replace it. Right now my two top choices are a new 2018 Subaru Outback, probably a Limited and, if I can find one, a low-mileage 2016 Volvo XC-70, probab...
by tcassette
Thu Jan 18, 2018 11:34 am
Forum: Personal Consumer Issues
Topic: 4k UHD TVs worth it?
Replies: 66
Views: 6249

Re: 4k UHD TVs worth it?

Well, I'm certainly glad I asked. It sounds like most of you don't think they are worth it. I did go and look at these TVs yesterday and I could definitely tell there was a fairly big difference in picture quality compared to my current TV, but it wasn't "shocking." The OLED TVs were pretty darn im...
by tcassette
Tue Dec 26, 2017 3:18 pm
Forum: Personal Consumer Issues
Topic: Organizing Music Collections (Genre, etc.)
Replies: 15
Views: 1284

Re: Organizing Music Collections (Genre, etc.)

If you really want to have a detailed drill-down, you'll probably have to tag things yourself or build your own playlists. Personally, I leave it up to the whims of random, even if that means a wild swing in genres, such as Crosby, Stills & Nash followed by Disturbed. +1! Random play is definitely ...
by tcassette
Sat Dec 23, 2017 3:00 pm
Forum: Personal Consumer Issues
Topic: Internet speeds
Replies: 37
Views: 3013

Re: Internet speeds

Besides the rated speed tier, other factors should be considered. The type of internet service to your home can make a significant difference, especially at peak usage times of day. Fiber optic service is generally less susceptible to slowdowns than copper cable service when many other customers in ...
by tcassette
Fri Dec 22, 2017 6:03 pm
Forum: Personal Finance (Not Investing)
Topic: Exempt for Social Security
Replies: 16
Views: 1363

Re: Exempt for Social Security

Here's how SSA handles government employees like yourself:
https://www.ssa.gov/planners/retire/gpo-wep.html
by tcassette
Wed Dec 06, 2017 11:21 am
Forum: Personal Consumer Issues
Topic: Least/Most Reliable Carmakers Today
Replies: 31
Views: 2445

Re: Least/Most Reliable Carmakers Today

Why would you trust a source that lists several makes (Pontiac, Hummer, Scion, etc.) that are not made any more?
by tcassette
Mon Dec 04, 2017 9:10 pm
Forum: Personal Consumer Issues
Topic: selling an older car on eBay-no bites!
Replies: 65
Views: 5714

Re: selling an older car on eBay-no bites!

For several weeks I have posted a 40 year old car on eBay; I am the original owner. The car is in good shape,it runs, paint is original and ok, interior is good except for needing a headliner. It is a pretty uncommon car, I just don't see the model around anymore and I get comments on it when I tak...
by tcassette
Mon Dec 04, 2017 3:36 pm
Forum: Personal Consumer Issues
Topic: How much do you need to drive a car to keep battery charged and everything else OK?
Replies: 36
Views: 3508

Re: How much do you need to drive a car to keep battery charged and everything else OK?

How much do you need to drive a car to keep battery charged and everything else OK? I know there are other reasons to drive a car regularly, other than just the battery, but I don't know what they are. I have a 2003 Toyota Camery that I don't use much. If I just drive it once a week to the grocery ...
by tcassette
Mon Nov 27, 2017 11:11 am
Forum: Personal Consumer Issues
Topic: Amica Increase
Replies: 59
Views: 7114

Re: Amica Increase

One thing to consider is that Amica typically pays annual dividends on each policy, which are essentially rebates. They are not guaranteed, but I have received them for years. This will bring the cost down a bit. When you get a quote from Amica, be sure to ask about the dividend rate.
by tcassette
Tue Nov 21, 2017 2:45 pm
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 73
Views: 7282

Re: Best vehicle for seniors?

Do not get an Outback if she likes to sit high. Outbacks are not easy to get in out for old folks, especially tall ones. DAMHIKT. Forester might be a better choice and also cheaper. There is definitely a learning curve with today's new vehicles. What is your opinion based on? I sit medium high (hig...
by tcassette
Tue Nov 21, 2017 10:35 am
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 73
Views: 7282

Re: Best vehicle for seniors?

Do not get an Outback if she likes to sit high. Outbacks are not easy to get in out for old folks, especially tall ones. DAMHIKT. Forester might be a better choice and also cheaper. There is definitely a learning curve with today's new vehicles. What is your opinion based on? I sit medium high (hig...
by tcassette
Fri Nov 10, 2017 11:40 am
Forum: Personal Consumer Issues
Topic: Home backup generator experiences
Replies: 55
Views: 5804

Re: Home backup generator experiences

We have had a Generac 22kW whole house LPG unit in service for a couple of years. We used a local electrical contractor who specializes in generator installations. Including the LPG tank and fill, the cost was about $9K installed. We have a well pump for water and a heat pump for HVAC, and this unit...
by tcassette
Fri Nov 03, 2017 4:58 pm
Forum: Personal Consumer Issues
Topic: Help me understand the Used Car Dealership perspective
Replies: 29
Views: 4115

Re: Help me understand the Used Car Dealership perspective

You probably already know that Subarus don't depreciate much in the first few years, so good used ones are not that much less than new ones. One alternative to consider is checking the web sites of Subaru dealers within a reasonable distance for inspected and certified Outbacks that meet your criter...
by tcassette
Mon Oct 30, 2017 9:34 pm
Forum: Personal Consumer Issues
Topic: Fuel treatments for small engines
Replies: 32
Views: 3116

Re: Fuel treatments for small engines

jabberwockOG wrote:
Sun Oct 29, 2017 10:40 pm
I always use non ethanol fuel in my yard equipment and also use fuel stabilizer in the gas can. My 2.5 gallon can lasts about 3 months which is about the limit for a fuel stabilizer. There are sites on the web that list gas stations selling non ethanol fuel in your area.
+1
by tcassette
Mon Oct 30, 2017 9:31 pm
Forum: Local Chapters and Bogleheads Community
Topic: To Avatar or Not - Get One? How did you choose?
Replies: 137
Views: 10673

Re: To Avatar or not to Avatar . . how did you choose or not choose?

Nicolas wrote:
Sun Oct 29, 2017 6:47 pm
I find it helpful to later quickly spot my own posts in threads. I change mine frequently if something catches my eye. I do wish the forum would allow slightly larger avatars. Really, only 8 kB?
Clearly you know a handsome avatar when you see one.
by tcassette
Sun Oct 29, 2017 10:32 am
Forum: Personal Consumer Issues
Topic: Breaking point to get a new to newish car
Replies: 59
Views: 4472

Re: Breaking point to get a new to newish car

I was curious on other peoples' personal situations and any suggestions on what i personally should do . I have a paid off 2008 BMW 335 which costs me an arm and a leg every time it needs service. I am not very mechanical so i have an indy shop perform most if not all the work. Right now i have oil...
by tcassette
Mon Oct 23, 2017 9:26 am
Forum: Personal Consumer Issues
Topic: anyone else not liking the new cars?
Replies: 158
Views: 18526

Re: anyone else not liking the new cars?

I really don't know what you are talking about. Ivanpah is an overgrown science-fair project that was started before solar PV got cheap, and a boondoggle. Solar PV and wind are not having any difficulty breaking even. They are massive, low-risk investments....both technologies are mature enough tha...
by tcassette
Sun Oct 22, 2017 10:58 am
Forum: Personal Consumer Issues
Topic: anyone else not liking the new cars?
Replies: 158
Views: 18526

Re: anyone else not liking the new cars?

And frackers being profitable at $50/bbl....all due to direct subsidies for production from the govt...without that, they would be stretched to turn a profit below $70-80/bbl. A nice article is here: https://www.vox.com/energy-and-environment/2017/10/6/16428458/us-energy-subsidies Let's check back ...
by tcassette
Sat Oct 21, 2017 6:33 pm
Forum: Personal Consumer Issues
Topic: anyone else not liking the new cars?
Replies: 158
Views: 18526

Re: anyone else not liking the new cars?

And frackers being profitable at $50/bbl....all due to direct subsidies for production from the govt...without that, they would be stretched to turn a profit below $70-80/bbl. A nice article is here: https://www.vox.com/energy-and-environment/2017/10/6/16428458/us-energy-subsidies Let's check back ...
by tcassette
Sat Oct 14, 2017 2:24 pm
Forum: Personal Consumer Issues
Topic: Outback Vs Forester Vs CR-V ??
Replies: 58
Views: 8135

Re: Outback Vs Forester Vs CR-V ??

I've owned both an Outback and the Forester and agree with nearly all the comments above. I purchased the Outback after driving and comparing it with Forester and Impreza, and the main difference was the drive. The Outback has a nice drive, very smooth. I drive a Forester now and have what I believ...
by tcassette
Sat Oct 14, 2017 2:15 pm
Forum: Personal Consumer Issues
Topic: 2017 BMW X1 purchase
Replies: 14
Views: 1869

Re: 2017 BMW X1 purchase

I am considering the purchase of a 2017 BMW X1 AWD from my local BMW dealership. This is a leftover 2017 model with approximately 4000 miles on it. The car was used by the dealership as a loaner car for BMW customers having vehicles serviced at the dealership. The vehicle comes with a 3 year, 36,00...
by tcassette
Sat Oct 14, 2017 11:11 am
Forum: Personal Consumer Issues
Topic: anyone else not liking the new cars?
Replies: 158
Views: 18526

Re: anyone else not liking the new cars?

I was looking to replace my 07 lexus es350 with 195,000 miles on it and have decided to keep it another year or two. In my opinion the new es350 lexus grill is hideous and they have what is basically a mouse to use the navigation. The nav also has voice commands but with the front end, the mouse an...
by tcassette
Fri Oct 13, 2017 3:35 pm
Forum: Personal Consumer Issues
Topic: Reverse Osmosis Systems for Kitchen Sink
Replies: 22
Views: 1417

Re: Reverse Osmosis Systems for Kitchen Sink

I installed an RO system because our well water is so hard that it gave me a huge kidney stone. Getting rid of the minerals was my goal. What mineral do you think is beneficial enough to keep? Certainly calcium can be a problem if there is too much.
by tcassette
Fri Sep 29, 2017 5:06 pm
Forum: Personal Consumer Issues
Topic: My first promotion without a pay increase
Replies: 47
Views: 6214

Re: My first promotion without a pay increase

There is one other thing to keep in mind. If your company decides to downsize or outsource IT, one of two things will probably happen to you. Either you will be laid off, or you will be one of the "lucky ones" left to do your AND your departed colleagues' work, probably with no pay increase. That is...
by tcassette
Tue Sep 19, 2017 7:39 pm
Forum: Personal Consumer Issues
Topic: Lease vs. Buy debate with a twist...
Replies: 33
Views: 3251

Re: Lease vs. Buy debate with a twist...

We are new car shopping. Thanks to everyone who gave recommendations in the other thread. However, we are considering a lease vs. buy decision. We are very familiar with the usual pros and cons. Two things we are wondering about that are not usually discussed: 1) Are we at the precipice of rapid te...
by tcassette
Tue Sep 19, 2017 2:52 pm
Forum: Personal Consumer Issues
Topic: 2018 Subaru Outback
Replies: 65
Views: 13516

Re: 2018 Subaru Outback

Subaru had some problems with engines burning significant amounts of oil among other issues. There was a class action lawsuit. I'm not sure if they've fixed it or not. Their AWD is very good and people in the north country swear by them. In my anecdotal experience on car forums and from mechanics t...
by tcassette
Tue Sep 19, 2017 12:09 pm
Forum: Personal Consumer Issues
Topic: Car recommendation
Replies: 18
Views: 2083

Re: Car recommendation

Subaru Crosstrek.
by tcassette
Fri Sep 15, 2017 8:18 pm
Forum: Personal Consumer Issues
Topic: 2017-18 Outback MPG
Replies: 19
Views: 1968

Re: 2017-18 Outback MPG

I have a 2013 Outback with the 3.6R and a real 5 speed transmission. Mine is sort of fun as it is fast and zippy around town and out on the highway. It gets 21-22 MPG in town and 26-28 MPG on the highway. But when I drove the 2016/17 Outback with 2.5i engine and the CVT it had poor acceleration and...
by tcassette
Fri Sep 15, 2017 6:23 pm
Forum: Personal Consumer Issues
Topic: 2017-18 Outback MPG
Replies: 19
Views: 1968

Re: 2017-18 Outback MPG

Subarus are fairly well known to get better fuel economy after they are broken in and have some miles on them. This has been my experience with 2 Outbacks over the last 21 years. My current 2007 with the 6-cylinder engine has an EPA highway rating of 26 mpg; I can get 28-29 driving on the interstate...
by tcassette
Thu Sep 14, 2017 3:47 pm
Forum: Personal Consumer Issues
Topic: Best Lower Cost USA Cities to Live
Replies: 102
Views: 10130

Re: Best Lower Cost USA Cities to Live

I have been looking at Chattanooga area lately due to reasonably better (better than Midwest) climate year-round, low cost of living and housing and no state income taxes. They are also phasing out taxes on dividend and interest income. We moved to the Chattanooga area from Omaha, and the COL is de...