Search found 184 matches

by tcassette
Mon May 25, 2020 9:47 am
Forum: Personal Consumer Issues
Topic: Discarding Music CDs
Replies: 93
Views: 5981

Re: Discarding Music CDs

And as others have said unless you have audiophile quality equipment 256k VBR mp3 or AAC is going to get you 99.97% of the way there. The humans ear can only hear 20hz to 20khz on a good day in your youth. By your 40's you won't even get close to that range. That's why I find it hilarious that peop...
by tcassette
Mon May 25, 2020 9:18 am
Forum: Personal Consumer Issues
Topic: If Jeep has such poor reliability, how come they are everywhere?
Replies: 93
Views: 6563

Re: If Jeep has such poor reliability, how come they are everywhere?

It seems that Jeep vehicles are nearly legendary for their poor reliability ratings, and yet I see them everywhere like dandelions. Why are they so popular when they have such a poor reputation? I'm wondering if I should consider buying one. The Grand Cherokee would be my choice. What do Bogleheads...
by tcassette
Fri May 22, 2020 7:57 pm
Forum: Personal Consumer Issues
Topic: Discarding Music CDs
Replies: 93
Views: 5981

Re: Discarding Music CDs

If you plan to get rid of the CDs, you should rip them into .wav files or flac files first. Those formats preserve all of the data, where mp3 files sacrifice some quality in return for smaller file size. And as others have said unless you have audiophile quality equipment 256k VBR mp3 or AAC is goi...
by tcassette
Fri May 22, 2020 9:48 am
Forum: Personal Consumer Issues
Topic: Discarding Music CDs
Replies: 93
Views: 5981

Re: Discarding Music CDs

If you plan to get rid of the CDs, you should rip them into .wav files or flac files first. Those formats preserve all of the data, where mp3 files sacrifice some quality in return for smaller file size. And as others have said unless you have audiophile quality equipment 256k VBR mp3 or AAC is goi...
by tcassette
Tue May 19, 2020 5:44 pm
Forum: Personal Consumer Issues
Topic: Discarding Music CDs
Replies: 93
Views: 5981

Re: Discarding Music CDs

hear it digitally in as good a quality as the CD? Wow, you do realize CD quality is a pretty low bar you would ever want to subject your ears to interpret sound waves to. Though, I suppose the CD has an advantage in that you won't hear pops and crackles on a poorly maintained LP, CD quality is pret...
by tcassette
Wed May 13, 2020 9:46 am
Forum: Personal Finance (Not Investing)
Topic: Subaru 0% financing
Replies: 35
Views: 2871

Re: Subaru 0% financing

Subaru periodically does 0% financing. I bought my 2018 Outback in late 2017 at 0% for 48 months. The financing was through Chase Bank. You need to have a pretty good credit score to get the 0%. All the servicing can be done online through the Chase website. Early payoff of the loan is available upo...
by tcassette
Mon Apr 20, 2020 1:55 pm
Forum: Personal Consumer Issues
Topic: Anybody sell 1 MB or 5 MB internet and how much? I don't need high speed internet at $50-$60 a month.
Replies: 17
Views: 1247

Re: Anybody sell 1 MB or 5 MB internet and how much? I don't need high speed internet at $50-$60 a month.

If you have a cell phone that can be used as a hot spot, why not change to a cell plan that has the amount of data you need?
by tcassette
Sun Apr 19, 2020 3:19 pm
Forum: Personal Consumer Issues
Topic: Which canister type vacuum cleaner can I get part to repair reasonably.
Replies: 2
Views: 197

Re: Which canister type vacuum cleaner can I get part to repair reasonably.

I have bought Kenmore parts and whole vacuums off Ebay just to keep frankensteining enough together for a functioning machine.
by tcassette
Wed Mar 25, 2020 9:33 am
Forum: Personal Consumer Issues
Topic: Are you still going to the grocery store or using a delivery service? Which?
Replies: 279
Views: 21008

Re: Are you still going to the grocery store or using a delivery service? Which?

For those who are going to the stores, you should be cognizant of possibly contaminated surfaces. Carts and food items themselves are the obvious things. However, there is a slight chance that the plastic bag supply at checkout could be contaminated, and even at the self-checkout there is a hazard y...
by tcassette
Sat Mar 14, 2020 1:20 pm
Forum: Personal Finance (Not Investing)
Topic: New Car Advice [Buy outright or finance?]
Replies: 4
Views: 537

Re: New Car Advice [Buy outright or finance?]

Honda factory financing on Accords is currently a minimum of 2.9%, which seems high given the almost zero cost of money for lenders lately. On the other hand, using almost all your cash, especially if that includes your emergency fund, doesn't seem like a smart choice considering current events. I w...
by tcassette
Sat Mar 14, 2020 1:05 pm
Forum: Personal Consumer Issues
Topic: How capable is public broadband of supporting increased usage?
Replies: 38
Views: 1946

Re: How capable is public broadband of supporting increased usage?

The broadband infrastructure in the US is solid. It will handle the demand. There is no infrastructure in the US that is "solid" when severely stressed. As noted in previous comments, areas with fiber to the home should have the most unused capacity that could soak up much higher demand. However, t...
by tcassette
Tue Feb 18, 2020 1:51 pm
Forum: Personal Consumer Issues
Topic: When will 5G be available in Rural US?
Replies: 70
Views: 4583

Re: When will 5G be available in Rural US?

Lack of infrastructure and services are a major problem for rural US. Lack of hospitals and medical care generally are more of an issue than 5G. Cities are generally where the people, jobs and services are, which seems to be a self-reinforcing cycle. This. Not being able to stream Netflix on your p...
by tcassette
Sun Feb 16, 2020 12:36 pm
Forum: Personal Consumer Issues
Topic: When will 5G be available in Rural US?
Replies: 70
Views: 4583

Re: When will 5G be available in Rural US?

5G to rural areas...the problem is more generally "broadband" to rural areas. It is partly (some would say largely) a political issue masquerading as a technology issue. As with electricity and landline phone service in the past, the cost per household to supply (deploy) these services is significa...
by tcassette
Sun Feb 09, 2020 11:52 am
Forum: Personal Consumer Issues
Topic: Netflix - New Way Of Throttling [DVDs]?
Replies: 62
Views: 8470

Re: Netflix - New Way Of Throttling [DVDs]?

Out of the Dallas center, I get reliable next day delivery but do think I’m throttled by which disks they choose to send. Many of my disks have been listed as short wait for over a month. Today I was send disk queue #65, 66 and 67 from my list. I think I am being penalized since I watch and return ...
by tcassette
Mon Feb 03, 2020 11:31 am
Forum: Personal Consumer Issues
Topic: Player won’t recognize compact disc
Replies: 13
Views: 1085

Re: Player won’t recognize compact disc

If you have a computer, cd burner, and a blank cd-r, you could try to make a copy and see if it works. The computer burner is probably better at reading a marginal cd than the player you were using, and the cd-r may be easier for the player to read.
by tcassette
Tue Oct 22, 2019 7:37 pm
Forum: Personal Consumer Issues
Topic: Subaru Legacy
Replies: 9
Views: 1113

Re: Subaru Legacy

The turbo engine for the 2020 Legacy and Outback has been used in the Subaru Ascent for about a year, along with the CVT, so there is somewhat of an experience base for reliabilty. That being said, the 3.6R 6-cylinder engine with CVT has been used many years in the Outback and Legacy, and are consid...
by tcassette
Mon Oct 21, 2019 9:35 am
Forum: Personal Investments
Topic: Computershare to Schwab, individual to joint
Replies: 7
Views: 702

Re: Computershare to Schwab, individual to joint

My wife and I recently had multiple stock accounts at Computershare transferred to a new joint account at TDAmeritrade. We signed forms for each stock at our local TDA office and everything was taken care of by TDA for no charge. There was at least one stock with individual ownership at CS that we h...
by tcassette
Mon Oct 07, 2019 7:27 pm
Forum: Personal Consumer Issues
Topic: Help Me Decide on a New Vehicle?
Replies: 63
Views: 5434

Re: Help Me Decide on a New Vehicle?

+1 on the Subaru Outback. If possible, you should rent one for at least a few days to really get a feel for the ride and comfort. The 2020 models are on a new platform, so reliability relative to the 2015-19 models is unknown, but I am on my third Outback and have found them to be pretty reliable.
by tcassette
Tue Jul 16, 2019 9:23 pm
Forum: Personal Consumer Issues
Topic: New Subaru Outback Engine Offering for 2020
Replies: 45
Views: 5436

Re: New Subaru Outback Engine Offering for 2020

I don't know about any head gasket issue, but it's pretty incredible that Subaru has been selling cars with a 3.6l V6 until now. Buyers have had a choice between a weak 4 cylinder and an old 6 cylinder engine that has the same mpg as a Honda Pilot. I don't know why they haven't just licensed some o...
by tcassette
Wed Jul 10, 2019 9:12 am
Forum: Personal Consumer Issues
Topic: When to use a fuel stabilizer - for cars, boats, lawn mowers, etc?
Replies: 47
Views: 3757

Re: When to use a fuel stabilizer - for cars, boats, lawn mowers, etc?

hudson wrote:
Thu Jul 04, 2019 1:48 pm
I use stabil or double dose stabil for my mower, tiller, and 2 cycle engines.
I never drain engines. I use no ethanol gas. No problems
+1
by tcassette
Fri Jul 05, 2019 5:08 pm
Forum: Personal Consumer Issues
Topic: ISP rural area what are my options?
Replies: 23
Views: 2247

Re: ISP rural area what are my options?

I am also in a rural area with limited choices for internet. I tried 3 different cellular internet services (Virgin, Sprint, and Verizon) with generally poor results. Speed was slow, there were data caps, and the kicker was when their system showed me using data in the middle of the night when I had...
by tcassette
Tue Jul 02, 2019 11:29 am
Forum: Personal Consumer Issues
Topic: 2019 Subaru Forester Eyesight System?
Replies: 101
Views: 6448

Re: 2019 Subaru Forester Eyesight System?

We had one and sold it. When the dash lights up to tell you you are about to have a collision it forces you to take your eyes off the road! We even called the company to warn them of this. There response? Well no one has died. Our response “how would you know? They are dead?” They did change their ...
by tcassette
Fri Jun 14, 2019 3:48 pm
Forum: Personal Consumer Issues
Topic: used car advice
Replies: 20
Views: 1722

Re: used car advice

Hello, I'm seeking advice to break my current paralysis analysis on used cars options. To add context: I'm moving to a house where we'll have to get a second car. This will be my primary car, and will be used to commute to work 3-4x a week, ~50 miles r/t per day. I'm looking for value, primarily, a...
by tcassette
Wed Jun 12, 2019 5:11 pm
Forum: Personal Consumer Issues
Topic: Subaru Outback 2017 - 2019 Comments
Replies: 20
Views: 2383

Re: Subaru Outback 2017 - 2019 Comments

Also be aware that with the new larger touch screen on the dash, some dedicated physical button controls for certain functions like HVAC have been lost, meaning that you will have to go through menus on the screen to do stuff like change the HVAC temperature setting. I consider this a step backward...
by tcassette
Wed Jun 12, 2019 10:46 am
Forum: Personal Consumer Issues
Topic: Subaru Outback 2017 - 2019 Comments
Replies: 20
Views: 2383

Re: Subaru Outback 2017 - 2019 Comments

I am considering purchasing a 2020 Subaru Outback in the "Touring" trim line later this year when they become available and am soliciting comments from those people who have owned a 2017 through 2019 Subaru Outback with either engine offered at the time of purchase. I really don't want to get comme...
by tcassette
Sun Jun 09, 2019 7:58 pm
Forum: Personal Consumer Issues
Topic: Anyone recommend a cheap cell phone service for text and calls?
Replies: 24
Views: 2564

Re: Anyone recommend a cheap cell phone service for text and calls?

My father-in-law needs a cheap cell phone and service. He is not a senior citizen (age 55) but has early on-set Alzheimers. Anyone have any suggestions on a cheap cell phone plan for someone like him ? He just needs it for emergencies and staying in touch with family. The ability to also text would...
by tcassette
Wed Jun 05, 2019 10:19 am
Forum: Personal Consumer Issues
Topic: What flagship (even used) item is better than a budget new item?
Replies: 131
Views: 8856

Re: What flagship (even used) item is better than a budget new item?

What products in life that worth buying the "flagship" version of them? My own experience: I bought the following item as "budget" AKA cheap and regretted it - Brand new Moto G5 plus. Now that I switched to Pixel 2 (bought used) I see a huge difference in speed and performance. - I tried the Nespre...
by tcassette
Thu May 30, 2019 1:51 pm
Forum: Personal Consumer Issues
Topic: Good small SUV or AWD sedan recs
Replies: 39
Views: 2278

Re: Good small SUV or AWD sedan recs

Background: My wife and I lived in Boston for several years and now live on the Wakefield/Melrose border. I also used to commute to Andover. We also used to own a Camry (an '08 during the Boston days) until we traded it in on the Golf Sportwagen 4Motion. I think you'd be missing out to not test dri...
by tcassette
Thu May 30, 2019 1:40 pm
Forum: Personal Consumer Issues
Topic: Do I need AWD?
Replies: 14
Views: 1192

Re: Do I need AWD?

I live on a long hilly gravel driveway in the north where we regularly get snow. I am looking for a minivan and the only one that has AWD is the Toyota Sienna. I like the other minivans available more than I like the Sienna but they do not have AWD. My 2009 Honda Civic, without AWD, cannot get out ...
by tcassette
Wed May 29, 2019 6:56 pm
Forum: Personal Consumer Issues
Topic: Good small SUV or AWD sedan recs
Replies: 39
Views: 2278

Re: Good small SUV or AWD sedan recs

Hello fellow BHs! My dear daughter recently hit a deer and totalled her 15 yo Camry :(, but very fortunately she came thru the accident without a scratch. The Camry was a good city (Boston) car for her, as it was parked on the street, had a few dings, and wasn't a big deal if a few more came along....
by tcassette
Thu May 16, 2019 6:28 pm
Forum: Personal Consumer Issues
Topic: Which car has the best or most comfortable cabin under 35K
Replies: 74
Views: 6812

Re: Which car has the best or most comfortable cabin under 35K

Due to a change in circumstances, we now have a long daily commute, so toying with the idea of splurging on something more comfortable since we'll be "consuming" that luxury for a couple of hours everyday. Which car cabin have you been wowed by? Budget $35K (incl taxes and fees), doesn't have to be...
by tcassette
Mon May 06, 2019 10:00 am
Forum: Personal Consumer Issues
Topic: Roku
Replies: 37
Views: 4913

Re: Roku

Thanks for all the above input. Looks like I will be getting a Roku, but which one? Should I go for Premier or Ultra? Even within the Ultra line there is a wide price range on Amazon. TIMING THE MARKET! This may be Boglehead heresy, but should I time the Roku market? Should I wait for any know, imm...
by tcassette
Mon Apr 22, 2019 10:31 am
Forum: Personal Consumer Issues
Topic: What are your 5 favorite tools (hand, power, other)
Replies: 33
Views: 2685

Re: What are your 5 favorite tools (hand, power, other)

A pickup/grabber like this https://www.harborfreight.com/24-inch-2 ... 94162.html is one of the most useful tools you can have.
by tcassette
Tue Apr 02, 2019 9:41 am
Forum: Personal Consumer Issues
Topic: Installing Hitch on my Subaru Outback
Replies: 51
Views: 3654

Re: Installing Hitch on my Subaru Outback

A Subaru Outback generally requires drilling holes into structure in order to install the hitch. The holes are 1/2 inch in diameter and the metal is thick (maybe 1/4"?). Are you comfortable drilling holes into your car unibody? What you can do is have UHaul install the hitch only and not install th...
by tcassette
Tue Mar 26, 2019 10:02 am
Forum: Personal Consumer Issues
Topic: Need some help with slow folders in Windows
Replies: 33
Views: 2075

Re: Need some help with slow folders in Windows

Try the free version of ccleaner.com
by tcassette
Mon Jan 14, 2019 11:20 am
Forum: Personal Finance (Not Investing)
Topic: PNC 2.35% online savings
Replies: 13
Views: 2001

Re: PNC 2.35% online savings

https://www.pnc.com/en/personal-banking/banking/savings/high-yield-savings.html# Anybody have this? Any catches? I recently opened a high-yield savings account with PNC, and it was a PITA. They asked for my funding source (external bank info) and amount during the application if I didn't choose the...
by tcassette
Wed Oct 31, 2018 11:18 am
Forum: Personal Consumer Issues
Topic: Luxury Sedans for around $25k used with lower miles? AWD?
Replies: 38
Views: 3071

Re: Luxury Sedans for around $25k used with lower miles? AWD?

JimInIllinois wrote:
Wed Oct 31, 2018 1:16 am
You can get a new Subaru for around this price. AWD and collision avoidance standard. Not "luxury" but plenty nice.
This. A top trim level Subaru Legacy sedan with the 3.6L engine is very nice, especially a 2018 with the incremental upgrades for that model year.
by tcassette
Thu Aug 30, 2018 6:08 pm
Forum: Personal Consumer Issues
Topic: YouTube Car Reviewers
Replies: 18
Views: 2180

Re: YouTube Car Reviewers

whodidntante wrote:
Wed Aug 29, 2018 10:17 pm
Hoovies Garage. Pretty entertaining and I like his taste in cars.
He is entertaining, but the way he blows cash on his cars and maintenance is definitely not what a Boglehead would do.
by tcassette
Tue Aug 21, 2018 3:13 pm
Forum: Personal Consumer Issues
Topic: The Fall of Consumer Reports
Replies: 126
Views: 26675

Re: The Fall of Consumer Reports

My father was a subscriber for years, and I eventually decided to get a subscription a couple years ago. What turned me off of resubscribing was that the useful information that I expected to see in the magazine was now behind a paywall, and that I started receiving mailings nonstop. I figured that...
by tcassette
Wed Aug 08, 2018 4:07 pm
Forum: Personal Consumer Issues
Topic: Whole house generator
Replies: 31
Views: 2625

Re: Whole house generator

First, you do not want Genrac, get the Kohler. Kohler manufactures their own motors and are much more reliable systems. Please point to documented proof of your statements. Generac makes their own motors as well, and I have yet to find any accurate sources of reliability comparisons among generator...
by tcassette
Wed Aug 08, 2018 9:59 am
Forum: Personal Consumer Issues
Topic: Whole house generator
Replies: 31
Views: 2625

Re: Whole house generator

First, you do not want Genrac, get the Kohler. Kohler manufactures their own motors and are much more reliable systems. Please point to documented proof of your statements. Generac makes their own motors as well, and I have yet to find any accurate sources of reliability comparisons among generators.
by tcassette
Sun Aug 05, 2018 12:15 pm
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 260
Views: 28768

Re: most compelling TV character ever

The best character from the best series: Basil Fawlty.
by tcassette
Wed Jun 13, 2018 9:55 am
Forum: Personal Consumer Issues
Topic: Subaru infotainment issues -can people chime in?
Replies: 44
Views: 10199

Re: Subaru infotainment issues -can people chime in?

My 2018 Outback with the Harman Kardon system has some irritating design "features," but I have not experienced the lockups, blank screens, and other major issues you have heard about. There are workarounds for some of the "features" and overall, my unit has been dependable. The navigation has alway...
by tcassette
Wed Jun 13, 2018 9:36 am
Forum: Personal Consumer Issues
Topic: home theater equipment
Replies: 5
Views: 562

Re: home theater equipment

The picture is of a wall panel for speaker cable connections, although there is one RCA jack that could be for a subwoofer or video output. There should be speaker cables in the wall behind the panel; you need to find where they go. That should tell you what the panel is for. The panel is probably w...
by tcassette
Fri Jun 08, 2018 8:00 pm
Forum: Investing - Theory, News & General
Topic: My Pension is Really Valuable
Replies: 13
Views: 2820

Re: My Pension is Really Valuable

It seems like a good pension to me, but counties, cities, and states can have unforeseen budget difficulties down the road. You never know. I would still try to save and invest what you can above and beyond your expected pension. +1 on that. Any entity can change its pension program, including redu...
by tcassette
Wed May 16, 2018 5:32 pm
Forum: Personal Consumer Issues
Topic: Rent Car before Buying
Replies: 19
Views: 1687

Re: Rent Car before Buying

I got a loaner car from my Subaru dealer while they were doing warranty work that unexpectedly lasted all day. I had to sign a rental agreement (no charge, of course) whick looked similar to what a rental company would have. So check with the dealer for each brand you are interested in. Even if you ...
by tcassette
Fri May 11, 2018 8:00 am
Forum: Personal Consumer Issues
Topic: Picking up New Subaru-Worth buying extended warranty?
Replies: 59
Views: 25407

Re: Picking up New Subaru-Worth buying extended warranty?

Do not buy the warranty NOW, if at all. Wait till Subaru warranty is about to run out. Then evaluate. But if you do buy then, get what's called an exclusion policy which covers everything except for excluded items (wear parts like brakes) and not one that lists only certain parts. And if you do thi...
by tcassette
Sun May 06, 2018 2:57 pm
Forum: Personal Finance (Not Investing)
Topic: Another Car Keep/Buy Question
Replies: 22
Views: 2425

Re: Another Car Keep/Buy Question

You did not specify the residual/purchase value at the end of the lease. You would want to compare that with the cost of a different car with unknown history. Also, Subaru does not make a V6; they offer a flat or horizontially opposed 6-cylinder engine. Also, do you need all-wheel drive or not? The ...