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This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT

- It must be personal. In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family member.

- It must be actionable. You must be able to do something specific with the replies that will make a difference in your situation.

If you have a specific question, please ask directly and provide sufficient information for members to supply appropriate advice.

As OP deleted their original post, the thread is no longer actionable and has been locked.

This thread has run its course and is locked (question has been answered, not actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT

- It must be personal. In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family member.

- It must be actionable. You must be able to do something specific with the replies that will make a difference in your situation.

If you have a specific, actionable question, please ask directly and provide sufficient information for members to supply appropriate advice.

To keep this thread actionable and avoid derailing it, replies should focus on the specific consumer issues raised in OP’s post:

Does one have to hire them with an annual salary or can it be ad hoc? I’ve never looked into this before so I don’t know what is customary. Is there a customary hourly rate range? Is there a recommended process (checking references etc) other than word of mouth?

This thread has run its course and is locked (not actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT

- It must be personal. In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family member.

- It must be actionable. You must be able to do something specific with the replies that will make a difference in your situation.

If you have a specific question, please ask directly and provide sufficient information for members to supply appropriate advice.

This thread has run its course and is locked (off-topic relationship issue). See: Acceptable Topics and Subforum Guidelines

This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recreational activities. Anything else is considered "Off Topic" and is not acceptable on this forum.

This thread has been locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT

- It must be personal. In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family member.

- It must be actionable. You must be able to do something specific with the replies that will make a difference in your situation.

If you have a specific personal question, please ask directly and provide sufficient information for members to supply appropriate advice.

This thread has run its course and is locked (parent/child relationship issue). See: Acceptable Topics and Subforum Guidelines

This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recreational activities. Anything else is considered "Off Topic" and is not acceptable on this forum.

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See:

A reminder that non-investing general comment threads are OT

- It must be personal. In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family member.

- It must be actionable. You must be able to do something specific with the replies that will make a difference in your situation.

This thread is off-topic (political) and has been locked. FDIC insurance is authorized under US law. Increases in the insurance limit are enacted through legislation. Speculation about future legislation (what "might" happen) is prohibited by forum policy, see: Unacceptable Topics Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: Common religious expressions such as sending your prayers to an ailing member. Usage of factual and non-derogatory political labels when necessary to the discussion at hand. Discussions about enacted laws or regulations that affect the individual investor. Note that...

This thread is locked (medical advice). The reasons medical advice is not permitted in this forum: 1. This is an anonymous internet forum. It is not possible to verify anyone's identity (nor do we want to). Credentials also imply accurate advice, which may not always be the case. 2. There can be disagreement among experts, which can be harmful if someone is basing a medical decision on the advice. 3. A member's description may be incomplete. 4. Readers will misinterpret the member's description. 5. Readers will misinterpret the given advice. Since real harm can be done, we do not permit medical advice and is the reason for the first sentence in: Medical Issues Questions on medical issues are beyond the scope of the forum. If you are lookin...

A series of posts debating SVB’s ESG rating and the value of such ratings were removed as off-topic. As moderator Pops1860 stated earlier in this thread,Please remember forum rules:

If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include:
US or world economic, political, tax, health care and climate policies

This thread has run its course and is locked (not a personal finance issue and not personal nor actionable). Personal financial issues are those that are “directly connected to your (or your friend's or family's) financial life.” Further, general comment threads are off topic in the forums with "Personal" in the title. See:

A reminder that non-investing general comment threads are OT

- It must be personal. In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family member.

- It must be actionable. You must be able to do something specific with the replies that will make a difference in your situation.

This thread has been locked (medical advice). The reasons medical advice is not permitted in this forum: 1. This is an anonymous internet forum. It is not possible to verify anyone's identity (nor do we want to). Credentials also imply accurate advice, which may not always be the case. 2. There can be disagreement among experts, which can be harmful if someone is basing a medical decision on the advice. 3. A member's description may be incomplete. 4. Readers will misinterpret the member's description. 5. Readers will misinterpret the given advice. Since real harm can be done, we do not permit medical advice and is the reason for the first sentence in: Medical Issues Questions on medical issues are beyond the scope of the forum. If you are ...

This thread has run its course and has been locked because it is off-topic. Asking which water is healthier seeks members’ opinions on the waters’ respective health benefits or detriments, which is considered to be a form of medical advice. The reasons medical advice is not permitted in this forum: 1. This is an anonymous internet forum. It is not possible to verify anyone's identity (nor do we want to). Credentials also imply accurate advice, which may not always be the case. 2. There can be disagreement among experts, which can be harmful if someone is basing a medical decision on the advice. 3. A member's description may be incomplete. 4. Readers will misinterpret the member's description. 5. Readers will misinterpret the given advice. ...

This thread has run its course and is locked (medical advice). The reasons medical advice is not permitted in this forum: 1. This is an anonymous internet forum. It is not possible to verify anyone's identity (nor do we want to). Credentials also imply accurate advice, which may not always be the case. 2. There can be disagreement among experts, which can be harmful if someone is basing a medical decision on the advice. 3. A member's description may be incomplete. 4. Readers will misinterpret the member's description. 5. Readers will misinterpret the given advice. Since real harm can be done, we do not permit medical advice and is the reason for the first sentence in: Medical Issues Questions on medical issues are beyond the scope of the f...

This thread is off-topic and locked. For the record, Social Security is authorized under US law (legislation). Speculation about future legislation (what "might" happen) is prohibited by forum policy, see: Unacceptable Topics Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: Common religious expressions such as sending your prayers to an ailing member. Usage of factual and non-derogatory political labels when necessary to the discussion at hand. Discussions about enacted laws or regulations that affect the individual investor. Note that discussions of proposed legislation are prohibited. Pro...

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT

- It must be personal. In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family member.

- It must be actionable. You must be able to do something specific with the replies that will make a difference in your situation.

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT

- It must be personal. In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family member.

- It must be actionable. You must be able to do something specific with the replies that will make a difference in your situation.

If you have a specific question, please ask directly and provide sufficient information for members to supply appropriate advice.

This topic has been locked. All general comment threads are off-topic unless they are about actionable investing theory. Below is the relevant forum policy: Non-actionable or Trolling Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: - US or world economic, political, tax, health care and climate policies - conspiracy theories of any type - discussions of the crimes, shortcomings or stupidity of other people, whether they be political figures, celebrities, CEOs, Fed chairmen, subprime mortgage borrowers, lottery winners, federal "bailout" recipients, poor people, rich people, etc. Of course, you are welcome to talk about the stupid financial thing...

This thread has run its course and is locked (medical advice). The reasons medical advice is not permitted in this forum: 1. This is an anonymous internet forum. It is not possible to verify anyone's identity (nor do we want to). Credentials also imply accurate advice, which may not always be the case. 2. There can be disagreement among experts, which can be harmful if someone is basing a medical decision on the advice. 3. A member's description may be incomplete. 4. Readers will misinterpret the member's description. 5. Readers will misinterpret the given advice. Since real harm can be done, we do not permit medical advice and is the reason for the first sentence in: Medical Issues Questions on medical issues are beyond the scope of the f...

This thread has run its course and is locked (general economic discussion). As noted in the site owner's post in the locked thread Re: U.S. stocks in free fall : A reminder from the forum policies: Investing - Theory, News & General If it's investment related and it doesn't fall into the above category it goes here. General economic discussions do not fall under the category of "investment related". Nor do they fall under the allowed topics in any of our other forums. You will have to find another site or outlet if you wish to take part in such discussions. Just in case the previous was unclear, we specifically addressed this issue in the following policy: Non-actionable (Trolling) Topics If readers can't do anything with the...

This thread has run its course and is locked (not actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT

- It must be personal. In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family member.

- It must be actionable. You must be able to do something specific with the replies that will make a difference in your situation.

If you have a specific question, please ask directly and provide sufficient information for members to supply appropriate advice.