Search found 304 matches

by caffeperfavore
Wed May 27, 2020 12:05 pm
Forum: Personal Consumer Issues
Topic: First Time Car Buyer Needs Help. HELP ME PLEASE! Thank you!
Replies: 81
Views: 3419

Re: First Time Car Buyer Needs Help. HELP ME PLEASE! Thank you!

This is sweet, but I agree, it's a terrible idea. Do your parents even want the car? A BMW X3 is very different and smaller than a Sequoia, that will run forever with low costs unlike the BMW. If I were your parents this wouldn't make me happy, it would just make me really sad. They're going to find...
by caffeperfavore
Tue May 26, 2020 12:08 pm
Forum: Personal Consumer Issues
Topic: Develop scotch/wine palate quickly and effectively
Replies: 31
Views: 2458

Re: Develop scotch/wine palate quickly and effectively

Wine can seem overwhelming, so I recommend focusing on an area or a grape at a time and get to know them. Start with the basic grapes and big areas. If you find something you really enjoy, use it as an opportunity to go deeper. Take a few notes on what you taste. As others have said, visiting places...
by caffeperfavore
Sat May 23, 2020 12:20 pm
Forum: Personal Consumer Issues
Topic: Bicycle Recommendation?
Replies: 35
Views: 2635

Re: Bicycle Recommendation?

First thanks to all the content-laden responses, good stuff. Update, my local bike shop has ordered a "Square Taper Bottom Bracket Remover" for me. Going to repair and keep the ten-year old bike based on your feedback! That's the spirit! Bikes are simple machines. Yours have plenty of life left in ...
by caffeperfavore
Fri May 22, 2020 12:06 pm
Forum: Personal Consumer Issues
Topic: Bicycle Recommendation?
Replies: 35
Views: 2635

Re: Bicycle Recommendation?

Any name brand hybrid bike (e.g., Trek, Specialized, Cannondale, Giant, Scott, Kona, Marin, Jamis, etc.) from a bike shop will be fine as long as it fits you. With the exception of REI, I would avoid big box places. A good store will get you on the right fitting bike. The more you spend, the better ...
by caffeperfavore
Thu May 21, 2020 9:55 am
Forum: Personal Finance (Not Investing)
Topic: Car or Train? Plus, Used Car (Make/Model/Year) Recommendations for Long Commute
Replies: 36
Views: 1273

Re: Car or Train? Plus, Used Car (Make/Model/Year) Recommendations for Long Commute

Would you be able to do work on the train? If so, that sounds better than fighting traffic every day even if it takes longer. At least it could be useful time rather than stressful time.
by caffeperfavore
Thu May 21, 2020 9:48 am
Forum: Personal Consumer Issues
Topic: Frequency of bike overhaul or tune up
Replies: 29
Views: 1680

Re: Frequency of bike overhaul or tune up

You know how to change a tire and tube so you're half way there. Check your tires before each ride and keep them properly inflated. Assuming you have tubes (some tires nowadays do not), proper inflation will help you avoid pinch flats (you hit a hard bump, pinching the tube and creating a hole). Lea...
by caffeperfavore
Mon May 18, 2020 8:56 am
Forum: Personal Investments
Topic: Can I have both a 401k and a SEP?
Replies: 2
Views: 165

Re: Can I have both a 401k and a SEP?

It depends on a number of things, but in theory, you can contribute the smaller of 25% or $57,000 to your SEP IRA. If self-employed, the W2 401k contribution shouldn't matter for your self-employed SEP IRA. They are treated separately and yes, you can have both. I've had both in the past. Strongly s...
by caffeperfavore
Fri May 15, 2020 11:59 am
Forum: Personal Consumer Issues
Topic: Secrets to a great lawn
Replies: 65
Views: 5210

Re: Secrets to a great lawn

I feel much happier now that I’m letting much of our lawn become more meadow-like. The birds, and butterflies, and frogs, and turkeys, and deer, etc are much happier also. If it’s green or yellow or purple or anything but dirt brown, it’s fine. Thank you. Future generations will be amazed that we d...
by caffeperfavore
Tue May 12, 2020 9:55 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1411
Views: 190434

Re: Tomorrow student debt free!

Congratulations! When I paid off my loans from too many years of undergrad and grad school, it was a great feeling. I pinned my paid in full letter on the wall for a week or so afterwards. Years later, it still makes me happy to have that behind me.
by caffeperfavore
Tue May 12, 2020 9:48 pm
Forum: Personal Consumer Issues
Topic: Should I purchase my end-of-lease Audi A4?
Replies: 58
Views: 3411

Re: Should I purchase my end-of-lease Audi A4?

The Audis of the late 90s/early 2000s were disasters, but they've gotten much, much better in reliability through the years. I had a 2012 for four years of trouble free, bullet proof driving. Loved the car. Had good reliability ratings from CR, True Delta, etc. Perhaps it would have imploded in year...
by caffeperfavore
Tue May 12, 2020 9:39 am
Forum: Personal Consumer Issues
Topic: 90%+ chocolate bar
Replies: 67
Views: 4827

Re: 90%+ chocolate bar

Baking chocolate is 100%. Found in the baking section at walmart or any grocery store. It's like a few bucks for a big bar. Just be sure to get "unsweetened" baking chocolate. You'll likely run into sweetened or bittersweet or other "baking chocolates" listing a percentage somewhere on the bag that...
by caffeperfavore
Mon May 04, 2020 2:42 pm
Forum: Personal Consumer Issues
Topic: Considering getting an espresso maker - thoughts?
Replies: 52
Views: 2839

Re: Considering getting an espresso maker - thoughts?

I love my aeropress... combined with good beans, good grinder I'm happy. That's why I thought I would ask on BH for thoughts on an espresso machine. I doubt it would make me that much happier beyond having a nice new cool "toy" that I would actually use since I drink coffee several times a day and ...
by caffeperfavore
Mon May 04, 2020 2:37 pm
Forum: Personal Consumer Issues
Topic: Considering getting an espresso maker - thoughts?
Replies: 52
Views: 2839

Re: Considering getting an espresso maker - thoughts?

You piqued my interest. But then I read the instructions for making a shot: ... Sounds like the Pavoni that's been gathering dust since my second child was born. Even before then it was such a pain in the butt to make an espresso that it was reserved for the occasional Sunday morning. Honestly, it'...
by caffeperfavore
Mon May 04, 2020 1:37 pm
Forum: Personal Consumer Issues
Topic: Considering getting an espresso maker - thoughts?
Replies: 52
Views: 2839

Re: Considering getting an espresso maker - thoughts?

Did someone say espresso? :D For the money, this sounds like a decent little machine. Breville's CEO is an espresso nerd and they actually put a lot of thought and engineering into their espresso machines (especially their terrific Dual Boiler). However, reliability has been their Achilles' heel. Wh...
by caffeperfavore
Wed Apr 29, 2020 10:50 am
Forum: Personal Consumer Issues
Topic: Highlander or RAV4
Replies: 57
Views: 3253

Re: Highlander or RAV4

Rav4 is too small IMO, safety should be a consideration as well. The Highlander would fair better in an accident. Gas is cheap right now, of course that will likely change at some point. Why not a tank, or at least an H1? Indeed. You could probably say that the RAV4, being smaller, will have better...
by caffeperfavore
Wed Apr 22, 2020 8:20 am
Forum: Personal Consumer Issues
Topic: How much to tip on DoorDash?
Replies: 60
Views: 4995

Re: How much to tip on DoorDash?

We've been ordering from local restaurants whose staff are now drivers for them. I'm tipping them 15-20+% as if we were dining in the restaurant. Higher if it's not a high dollar order. We can afford it, so it's money well spent to keep the places we love afloat and to keep some money moving in this...
by caffeperfavore
Thu Apr 16, 2020 1:36 pm
Forum: Personal Consumer Issues
Topic: Pixel 3a or Wait for New Iphone?
Replies: 35
Views: 1548

Re: Pixel 3a or Wait for New Iphone?

No cell phone, Android or Apple, will receive lifetime software updates. Pixel phones receive the latest software updates and monthly security patches as soon as they are released (similar to Apple). Google has guaranteed the updates for at least 3 years. Most people trash their phone and/or batter...
by caffeperfavore
Thu Apr 16, 2020 1:14 pm
Forum: Personal Consumer Issues
Topic: Apple Released a New Low-cost Iphone
Replies: 172
Views: 14309

Re: Apple Released a New Low-cost Iphone

I think we've reached the point where the Apple bashers are now more insufferable than the Apple fanboys. The Apple bashers are more insufferable in the iPhone threads, while the Apple fanboys are more insufferable in the computer threads (oh you're looking for a budget PC laptop for under $500? Yo...
by caffeperfavore
Thu Apr 16, 2020 1:11 pm
Forum: Personal Consumer Issues
Topic: Pixel 3a or Wait for New Iphone?
Replies: 35
Views: 1548

Re: Pixel 3a or Wait for New Iphone?

Google has guaranteed software updates for at least 3 years. The phone is being discounted by Google because a 4a version will be released soon. What does that mean? As an old iPhone SE user that is considering the Pixel 3a I'm confused by this. Does Google typically not offer updates for phones af...
by caffeperfavore
Thu Apr 16, 2020 12:59 pm
Forum: Personal Consumer Issues
Topic: Apple Released a New Low-cost Iphone
Replies: 172
Views: 14309

Re: Apple Released a New Low-cost Iphone

I think we've reached the point where the Apple bashers are now more insufferable than the Apple fanboys.
by caffeperfavore
Thu Apr 09, 2020 9:07 am
Forum: Personal Consumer Issues
Topic: Coffee Grinders
Replies: 69
Views: 3129

Re: Coffee Grinders

I recently was gifted some whole bean coffee. If I usually brew either french press (then poured through filter) or drip what is the issue with using the milling blade in a nutribullet for the beans? Is it the variation in grind size, too many fines? Would it be worth buying a grinder for rare occa...
by caffeperfavore
Thu Apr 09, 2020 8:11 am
Forum: Personal Consumer Issues
Topic: Coffee Grinders
Replies: 69
Views: 3129

Re: Coffee Grinders

If anyone is still looking, kafatek/Monolith probably make by far the best home grinders. Flat Max is ideal, although if you don't drink light roasts the Conical and Flat are just as good. I don't disagree, but it's about $1600 above the OP's budget and complete overkill for someone that isn't curr...
by caffeperfavore
Wed Apr 08, 2020 12:53 pm
Forum: Personal Consumer Issues
Topic: Coffee Grinders
Replies: 69
Views: 3129

Re: Coffee Grinders

If anyone is still looking, kafatek/Monolith probably make by far the best home grinders. Flat Max is ideal, although if you don't drink light roasts the Conical and Flat are just as good. I don't disagree, but it's about $1600 above the OP's budget and complete overkill for someone that isn't curr...
by caffeperfavore
Wed Apr 08, 2020 10:44 am
Forum: Personal Consumer Issues
Topic: Coffee Grinders
Replies: 69
Views: 3129

Re: Coffee Grinders

Sorry for the confusion! I use 1.25 L (=42+ ounces) of water with 70 grams of beans (=56 gm/L per SCAA) so I meant to say 70 grams. I got hung up on the math and quoted the wrong number. I don't do espresso but, who knows, someday maybe. I am happy without the capability but have no objections to b...
by caffeperfavore
Wed Apr 08, 2020 8:35 am
Forum: Personal Consumer Issues
Topic: Coffee Grinders
Replies: 69
Views: 3129

Re: Coffee Grinders

First, did you call Breville? Their customer service is very good. You might be able to get a new one even if it's not under warranty. If that doesn't work, you'll be fine with the Baratzas or Breville Smart Grinder. Note that Baratza has a refurbished site on their webpage. You can get nice discoun...
by caffeperfavore
Sun Apr 05, 2020 8:58 pm
Forum: Personal Consumer Issues
Topic: Toaster Oven Recommendations
Replies: 48
Views: 8782

Re: Toaster Oven Recommendations

Our Breville Smart Oven is one of the best purchases we’ve ever made. We use it several times a day and it’s replaced not just the toaster but has practically replaced our oven. We used one for five years before a prong on the electrical cord broke off. I called Breville to see about buying a replac...
by caffeperfavore
Wed Mar 25, 2020 11:54 am
Forum: Investing - Theory, News & General
Topic: "Expect Trouble"
Replies: 28
Views: 3584

Re: "Expect Trouble"

Silence Dogood wrote:
Wed Mar 25, 2020 11:44 am
Taylor,

I had never heard of this person (Ann Landers).

Thank you for sharing!
Funny, because she was sort of a modern day Silence Dogood with less humor.
by caffeperfavore
Wed Mar 25, 2020 11:50 am
Forum: Investing - Theory, News & General
Topic: So bottom is probably behind us....right?
Replies: 709
Views: 63132

Re: So bottom is probably behind us....right?

This has barely even begun.
by caffeperfavore
Tue Mar 24, 2020 8:45 am
Forum: Personal Consumer Issues
Topic: So I bought a gravel bike. Now what do I need (accessories, Zwift, etc.)?
Replies: 25
Views: 1431

Re: So I bought a gravel bike. Now what do I need (accessories, Zwift, etc.)?

Just get out and ride. You'll figure out what you need. Don't overthink it.
by caffeperfavore
Mon Mar 16, 2020 8:35 am
Forum: Investing - Theory, News & General
Topic: So.... is this really "it"? Is this what we needed to mentally prepare for?
Replies: 158
Views: 14313

Re: So.... is this really "it"? Is this what we needed to mentally prepare for?

manatee2005 wrote:
Sun Mar 15, 2020 10:31 pm
caffeperfavore wrote:
Sun Mar 15, 2020 8:43 pm
This ain’t over, kid.
Are you doing anything about it?
Yep, staying the course.
by caffeperfavore
Sun Mar 15, 2020 7:24 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 18828
Views: 2631509

Re: U.S. stocks in free fall

At some point it's going to stop being fun to think about the sales we're getting and it's going to be scary thinking about real people losing real money and real jobs. I know it doesn't feel real yet, but those unemployment, gdp, and earnings numbers will be showing up before we know it. Sorry to ...
by caffeperfavore
Wed Mar 04, 2020 9:50 am
Forum: Personal Finance (Not Investing)
Topic: Making public vs. private high school decision
Replies: 59
Views: 3331

Re: Making public vs. private high school decision

Talk to parents from both schools. You'll find out pretty quickly what the pros and cons of each are.

If there's still no clear advantage, the public seems like a no-brainer. You can spend the $30k you save on some pretty enriching experiences.
by caffeperfavore
Thu Feb 27, 2020 6:03 pm
Forum: Investing - Theory, News & General
Topic: who is worried and feels like selling stocks?
Replies: 254
Views: 18831

Re: Who else has sold? If you haven't do you have Plan B?

Plan B: Stay the course.

See also Plan A.
by caffeperfavore
Tue Feb 25, 2020 2:52 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 18828
Views: 2631509

Re: U.S. stocks in free fall

As a 3 fund buy and holder with a decade plus horizon, this market timing stuff y'all are doing looks exhausting and stressful. Remind me, why do you do this to yourselves?
by caffeperfavore
Tue Feb 25, 2020 2:30 pm
Forum: Personal Consumer Issues
Topic: Postponed travel due to Corona Virus. Am I am overreacting ?
Replies: 232
Views: 23933

Re: Postponed travel due to Corona Virus. Am I am overreacting ?

I'm a physician. Little of this rings true. Perhaps for someone with medicaid in this country who goes to a county hospital - someone could wait all day in the ER waiting for a bed to open. This is however routine in Britain. 4-6 months to see a medical specialist does not ring true, though there a...
by caffeperfavore
Tue Feb 25, 2020 12:42 pm
Forum: Personal Consumer Issues
Topic: Postponed travel due to Corona Virus. Am I am overreacting ?
Replies: 232
Views: 23933

Re: Postponed travel due to Corona Virus. Am I am overreacting ?

The chart starts at 45. It has added two zeros in two weeks, to 4,500. Add a zero every week and you to 4,500,000,000 in six weeks, or more than half the world. It is pessimistic but not crazy to imagine that it will be widespread before the end of the year. It might be overreacting to think that t...
by caffeperfavore
Wed Feb 19, 2020 9:57 am
Forum: Personal Consumer Issues
Topic: Buying High Mileage Truck to Haul Mountain Bikes
Replies: 26
Views: 2181

Re: Buying High Mileage Truck to Haul Mountain Bikes

Yakima makes a six vertical bike rack that would be way cheaper than buying or maintaining a third vehicle. I can also tell you from experience, throwing five bikes in the back of a pickup bed will result in damaged paint/rust issues and broken spokes as pedals from the bikes on top pound the ones ...
by caffeperfavore
Thu Jan 30, 2020 1:14 pm
Forum: Personal Consumer Issues
Topic: Two Week Vacation in France - Drive Vs Train
Replies: 11
Views: 922

Re: Two Week Vacation in France - Drive Vs Train

Why not both? Do trains as much as possible and rent a car for a day or two when you need it here and there. You're pretty spread out. I'd focus on just a few areas and enjoy them. I might consider Paris > Loire > Bordeaux/Dordogne and back to Paris instead. Or, substitute Normandy for Bordeaux if t...
by caffeperfavore
Mon Jan 27, 2020 9:24 am
Forum: Personal Consumer Issues
Topic: BlackTux - buy your rental?!
Replies: 8
Views: 827

Re: BlackTux - buy your rental?!

I can go to the local large department store and get a timeless looking tuxedo for around $175. The black tux is definitely not a money saver. I was thinking the same thing. Also, very nice tuxedos often show up at places like Nordstroms Rack, Saks off 5th and even TJ Maxx and Marshalls. If you kno...
by caffeperfavore
Fri Jan 17, 2020 12:14 pm
Forum: Personal Consumer Issues
Topic: Spain in July with kids
Replies: 49
Views: 3503

Re: Spain in July with kids

We were there in July once. It was fine. +1 to Segovia and Toledo. They're both low key places that will make it easy to keep an eye on the kids. They will probably enjoy the castle at Segovia. Both are compact enough to wander with a stroller. In fact, I might spend a night or two in Toledo. We ren...
by caffeperfavore
Mon Jan 13, 2020 2:08 pm
Forum: Personal Consumer Issues
Topic: Charleston mid-March to mid-April Recommendations
Replies: 15
Views: 771

Re: Charleston mid-March to mid-April Recommendations

stan1 wrote:
Mon Jan 13, 2020 1:37 pm
I'd definitely stay in the Historic District for walkability.
+1. Any money you save from staying across one of the rivers will not be worth it.

Build in time just to wander the back alleys and side streets, especially those between Broad and the Battery.
by caffeperfavore
Mon Jan 13, 2020 12:19 pm
Forum: Personal Consumer Issues
Topic: Charleston mid-March to mid-April Recommendations
Replies: 15
Views: 771

Re: Charleston mid-March to mid-April Recommendations

Charleston a fantastic place to eat. It's almost hard to go wrong, as long as you steer clear of the places around the Market (excepting Penninsula Grill). You'll get a great meal at any of these places: - High end: McCrady's, FIG, Chaleston Grill, Penninsula Grill, Chez Nous, Slightly North of Broa...
by caffeperfavore
Sun Dec 29, 2019 11:49 pm
Forum: Personal Consumer Issues
Topic: Good quality work/ dress shoes?
Replies: 23
Views: 1535

Re: Good quality work/ dress shoes?

Third for Allen Edmunds. Mine have been comfortable and lasted, much longer than my Johnson & Murphy’s, Cole Hahns, and others. Switched to them years ago and never looked back. The only other dress shoe I would consider nowadays is Alden but the price gap is too large.
by caffeperfavore
Thu Dec 19, 2019 3:00 pm
Forum: Personal Consumer Issues
Topic: Casual slip on shoes
Replies: 25
Views: 2548

Re: Casual slip on shoes

I bought a pair of Mephisto Edlef slip ons about 11 years ago. I wear them with jeans or khakis and they work for casual or business casual. I'm still wearing them. I've been in them for up to 12 hours at a time walking for miles on vacations. Great for travel. Worn them in all conditions year round...
by caffeperfavore
Wed Dec 18, 2019 2:03 pm
Forum: Personal Finance (Not Investing)
Topic: Is any one uncomfortable with their wealth?
Replies: 152
Views: 12125

Re: Is any one uncomfortable with their wealth?

Kenkat wrote:
Wed Dec 18, 2019 10:57 am
Cook’s really starts to come into its own when you get into the third bottle...
Een Soviet Russia, wine open up you!
by caffeperfavore
Fri Dec 13, 2019 1:52 pm
Forum: Personal Consumer Issues
Topic: Advice on what to do with an extra car needing a big repair
Replies: 40
Views: 1127

Re: Advice on what to do with an extra car needing a big repair

Piling on here, but yeah, CarMax. I was in a similar situation with a car that needed a new clutch. I took it to CarMax, told them about the clutch, which they would have found anyway. I received a decent offer, but wanted to think about it, so I drove off to get some lunch. Car died on the way ther...
by caffeperfavore
Thu Dec 12, 2019 10:59 am
Forum: Personal Finance (Not Investing)
Topic: Appraising Art Work
Replies: 18
Views: 924

Re: Appraising Art Work

fposte wrote:
Thu Dec 12, 2019 10:56 am
Limited edition prints can be very valuable, though. I don't know much about Krasner, but it looks like there are print series in her catalogue raisonné.
Agree completely. I’m just saying that, if the OP has an original painting of hers, that would be very exciting.
by caffeperfavore
Thu Dec 12, 2019 10:37 am
Forum: Personal Finance (Not Investing)
Topic: Appraising Art Work
Replies: 18
Views: 924

Re: Appraising Art Work

Agree on all points, again most of what she has is junk. I have yet to check the back of the pieces, but some are signed and numbered. In fact, we think some of the may be originals from Jackson Pollock's wife, Lee Krasner. If it's original, especially if it isn't a print, that would be worth check...