Search found 984 matches

by SrGrumpy
Wed Jul 17, 2019 6:09 am
Forum: Personal Consumer Issues
Topic: Got robbed in London...Phone stolen...what else do I need to do?
Replies: 50
Views: 6229

Re: Got robbed in London...Phone stolen...what else do I need to do?

People standing (or walking!) in the streets gazing intently at cellphones are sitting ducks. We all do it. Doesn't matter which city on the planet. Certainly cities with higher concentrations of bikes and mopeds (i.e. London) might be riskier, though. Sometimes I look at people and think how easy i...
by SrGrumpy
Wed Jul 17, 2019 5:59 am
Forum: Personal Consumer Issues
Topic: Letter from Amex - scam?
Replies: 19
Views: 1228

Re: Letter from Amex - scam?

What did AMEX say when you called to ask?

P.S. Oh, I see you finally called, albeit the "night staff."
by SrGrumpy
Sun Jul 14, 2019 1:53 pm
Forum: Personal Consumer Issues
Topic: Should I knowingly buy a fake antique?
Replies: 26
Views: 2452

Re: Should I knowingly buy a fake antique?

7eight9 wrote:
Sun Jul 14, 2019 11:41 am
SrGrumpy wrote:
Sun Jul 14, 2019 11:07 am
Nothing wrong with a replica. A Saudi just paid billions for a replica Michelangelo.
i think the price was little lower and the attributed artist different. :happy
Oops. There goes my career in art criticism.
by SrGrumpy
Sun Jul 14, 2019 11:08 am
Forum: Personal Consumer Issues
Topic: Should I knowingly buy a fake antique?
Replies: 26
Views: 2452

Re: Should I knowingly buy a fake antique?

Replica - ha!
by SrGrumpy
Sun Jul 14, 2019 11:07 am
Forum: Personal Consumer Issues
Topic: Should I knowingly buy a fake antique?
Replies: 26
Views: 2452

Re: Should I knowingly buy a fake antique?

Nothing wrong with a replica. A Saudi just paid billions for a replica Michelangelo.
by SrGrumpy
Sat Jul 13, 2019 6:23 pm
Forum: Personal Consumer Issues
Topic: Being given charity that I don't need
Replies: 51
Views: 4631

Re: Being given charity that I don't need

Thanks for the followup, @caduceus. My pet peeve at BH is that we never get a resolution to 90% of the threads. Still wondering if that guy's daughter survived her cross-country drive across America.
by SrGrumpy
Sat Jul 13, 2019 1:22 pm
Forum: Personal Consumer Issues
Topic: I think i can spend 30k on this vacation, but wife not sure
Replies: 77
Views: 6863

Re: I think i can spend 30k on this vacation, but wife not sure

I'd take some buddies on a private jet if the wife isn't interested. Don't skimp on the safari.
by SrGrumpy
Fri Jul 12, 2019 7:38 am
Forum: Personal Consumer Issues
Topic: Which area to stay in Bangkok?
Replies: 12
Views: 1213

Re: Which area to stay in Bangkok?

I would love to walk more in Bangkok, but I was dripping in sweat about 5 minutes after leaving my hotel. Take some wheels, and spread the cash.
by SrGrumpy
Wed Jul 10, 2019 7:30 pm
Forum: Personal Consumer Issues
Topic: Which area to stay in Bangkok?
Replies: 12
Views: 1213

Re: Which area to stay in Bangkok?

Both times in BKK, I stayed at the Citadines Sukhumvit 16, on a relatively quiet lane with 24-hour supermarket and 24-hour restaurant close nearby, as well as numerous street food kiosks. Not sure about the kiosk hours. It's also around the corner from the BTS transit station. (I got to the airport ...
by SrGrumpy
Wed Jul 10, 2019 11:05 am
Forum: Personal Consumer Issues
Topic: Visiting Buffalo,NY / Niagara Falls area - things to see and do?
Replies: 46
Views: 2081

Re: Visiting Buffalo,NY / Niagara Falls area - things to see and do?

Buffalo is a super cool surprise. No kids? Excellent. There are some pretty cool microbreweries about the place. I rented a bike from my youth hostel and rode among them, so didn't worry too much about my blood alcohol. I enjoyed the museum/house where Teddy Roosevelt was sworn in after McKinley was...
by SrGrumpy
Tue Jul 09, 2019 9:33 am
Forum: Personal Consumer Issues
Topic: Volunteer suggestions
Replies: 55
Views: 2541

Re: Volunteer suggestions

As of right now, this thread is adjacent to this one:

If there are no close or trusted relatives close by, who will care for you, pay your bills, etc.

... a nice match.
by SrGrumpy
Tue Jul 09, 2019 6:52 am
Forum: Personal Consumer Issues
Topic: Travelling through the EU?
Replies: 20
Views: 1318

Re: Travelling through the EU?

Two hours is a bit tight, but you should be OK. In a worst-case scenario, they'll put you on the next flight to your final destination, which may be only a few hours later. I assume Megacorp put you on the same airline, or an airline within the same alliance. A lot of unforeseens, and Germany isn't ...
by SrGrumpy
Mon Jul 08, 2019 1:02 pm
Forum: Investing - Theory, News & General
Topic: Americans believe they need $1.7 million, on average, to retire
Replies: 284
Views: 26901

Re: Americans believe they need $1.7 million, on average, to retire

Another thread discusses an old lady with a nest egg of about $250,000 (and some generous relations). I think that is closer to the average reality.
by SrGrumpy
Mon Jul 08, 2019 12:00 pm
Forum: Personal Finance (Not Investing)
Topic: Going to law school question
Replies: 55
Views: 3279

Re: Going to law school question

investingdad wrote:
Mon Jul 08, 2019 11:07 am
Finally, perhaps the OP is contemplating elected office...
I think he took a bet. I hope he updates us as the years go by.
by SrGrumpy
Mon Jul 08, 2019 8:20 am
Forum: Personal Consumer Issues
Topic: Is Grass-fed milk worth it?
Replies: 82
Views: 3916

Re: Is Grass-fed milk worth it?

get_g0ing wrote:
Mon Jul 08, 2019 8:10 am
I came across this line of reasoning before also. Other mammals also don't eat cooked food.
So I personally didn't find that reasoning very useful.
Other mammals don't use toilet paper ... Drink gin and tonic ... Have the right to vote. I could go on.
by SrGrumpy
Mon Jul 08, 2019 7:38 am
Forum: Personal Consumer Issues
Topic: Is Grass-fed milk worth it?
Replies: 82
Views: 3916

Re: Is Grass milk worth it?

Duplicate.
by SrGrumpy
Mon Jul 08, 2019 7:37 am
Forum: Personal Consumer Issues
Topic: Is Grass-fed milk worth it?
Replies: 82
Views: 3916

Re: Is Grass milk worth it?

It’s milk either way. Nutritionally, it has slightly more Omega-3’s, but your overall diet will matter much more than the incremental difference between different types of milk. Grass fed is incrementally better for the cows and the environment, but not having milk or beef at all would have a much ...
by SrGrumpy
Fri Jul 05, 2019 7:36 pm
Forum: Personal Consumer Issues
Topic: Prescription drugs - how to determine country of origin?
Replies: 25
Views: 1610

Re: Prescription drugs - how to determine country of origin?

Thanks for this thread. I just picked up a 90-day supply of my Crestor generic, and it came in the original bottle. Made in India. Oy.
by SrGrumpy
Fri Jul 05, 2019 2:13 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 849
Views: 86774

Re: What frugal thing did you do today?

neilpilot wrote:
Mon Jun 10, 2019 9:51 pm
tooluser wrote:
Mon Jun 10, 2019 7:46 pm
Paid $200 more for a nonstop roundtrip plane ticket so that I would not spend an extra 8 hours in transport and have the potential for extra delays. :happy
Anti-frugal?
+1. Would be interesting to know the percentage increase.
by SrGrumpy
Fri Jul 05, 2019 1:12 pm
Forum: Personal Finance (Not Investing)
Topic: Would we regret buying a 2nd home?
Replies: 90
Views: 7919

Re: Would we regret buying a 2nd home?

Sobocomo wrote:
Mon Jul 01, 2019 1:01 pm
We estimate we could enjoy for 7-10 years, but situations can change at this age.
A lot of hassles for a short-term play. Some people at BH probably regret buying a 1st home.
by SrGrumpy
Fri Jul 05, 2019 12:11 pm
Forum: Personal Consumer Issues
Topic: Have you cleaned your own carpets?
Replies: 26
Views: 1718

Re: Have you cleaned your own carpets?

I hired one from Lowe's last year. The amount of dirty water was staggering. But the machine was pretty grubby to begin with, and it left thick black marks that I had to clean up. I got the icky feeling that I was spreading other people's grubbiness over my floors. But my carpet is ancient, so it wa...
by SrGrumpy
Fri Jul 05, 2019 7:58 am
Forum: Personal Finance (Not Investing)
Topic: drugstore prices
Replies: 20
Views: 1194

Re: drugstore prices

In my 'hood, these CVS, Rite-Aid, etc. joints are rinky-dink operations with long lines of dubious folks waiting patiently for one bored cashier. Stick to Target et al.
by SrGrumpy
Thu Jul 04, 2019 6:01 pm
Forum: Personal Consumer Issues
Topic: car color
Replies: 41
Views: 4067

Re: car color

tennis serve wrote:
Thu Jul 04, 2019 5:41 pm
Is it feasible to special order this color at extra cost ?
It's America. Anything is feasible. Happy July 4.
by SrGrumpy
Thu Jul 04, 2019 5:13 pm
Forum: Personal Consumer Issues
Topic: Frequent Flyer No Man's Land?
Replies: 17
Views: 2133

Re: Frequent Flyer No Man's Land?

I agree with those who say that this isn’t worth the effort. It nevertheless bothers me that we flew on a full service airline but we’re not entitled to any frequent flyer miles credit. What should I have done at the outset to avoid this problem? MichDad It could have been worse. You could have cho...
by SrGrumpy
Wed Jul 03, 2019 4:17 pm
Forum: Personal Finance (Not Investing)
Topic: Adult son has not controlled credit card overuse!
Replies: 106
Views: 6085

Re: Adult son has not controlled credit card overuse!

Until son and wife are on the same page - hopefully the right page! - there's nothing you can, or should, do. One might also wonder how he acquired his bad habits?
by SrGrumpy
Sun Jun 30, 2019 10:11 am
Forum: Personal Consumer Issues
Topic: Medical Evacuation Insurance
Replies: 14
Views: 1198

Re: Medical Evacuation Insurance

Junk mail. Travel insurance offered by airlines is rarely a good deal. (WSJ ran the numbers a few months ago.)
by SrGrumpy
Sat Jun 29, 2019 3:48 pm
Forum: Personal Consumer Issues
Topic: Have nice car but too OCD to enjoy it.
Replies: 45
Views: 3023

Re: Have nice car but too OCD to enjoy it.

I'm 100% certain you are not OCD.
by SrGrumpy
Sat Jun 29, 2019 9:24 am
Forum: Personal Investments
Topic: Holding foreign currency for travel
Replies: 11
Views: 612

Re: Holding foreign currency for travel

I kept about $50 worth of Syrian pounds from my trip a few weeks before the place imploded. I thought I would go back at some time. I lost my shirt on that one.
by SrGrumpy
Thu Jun 27, 2019 8:30 pm
Forum: Personal Consumer Issues
Topic: Who has a "green" roof? Sedum or other vegetation?
Replies: 17
Views: 1021

Re: Who has a "green" roof? Sedum or other vegetation?

Is your house structurally strong enough to handle a green roof? Green roofs are heavy especially when wet. A structural engineering report will probably be required for permitting. I'd talk to a local roofer about the possibility. I would hope so: The Ford Rouge sedum is less than 15 pounds per sq...
by SrGrumpy
Thu Jun 27, 2019 6:48 pm
Forum: Personal Consumer Issues
Topic: Who has a "green" roof? Sedum or other vegetation?
Replies: 17
Views: 1021

Re: Who has a "green" roof? Sedum or other vegetation?

Do you have a shed or pool house that you can use for a living roof test? I saw some gorgeous potting sheds with living roofs at the Philly Flower Show. Good luck! I'll give it a shot with some sedum mats on the patio. I had thought about planting it on the steep hillside, but not if the deer are g...
by SrGrumpy
Thu Jun 27, 2019 4:32 pm
Forum: Personal Finance (Not Investing)
Topic: NYC Apartment to sue or not to sue
Replies: 44
Views: 5305

Re: NYC Apartment to sue or not to sue

adamthesmythe wrote:
Thu Jun 27, 2019 4:27 pm
With NYC, rent control, a change in occupant, a change in owner, and a change in laws: I'm not sure that even people from NYC can tell you what your chances are ...
... and he was subletting for the first two years. Does that affect his windfall chances?
by SrGrumpy
Thu Jun 27, 2019 2:22 pm
Forum: Personal Consumer Issues
Topic: Who has a "green" roof? Sedum or other vegetation?
Replies: 17
Views: 1021

Re: Who has a "green" roof? Sedum or other vegetation?

Broken Man 1999 wrote:
Thu Jun 27, 2019 2:03 pm
Never heard of sedum, perhaps others have not as well.....
Good point. Here's the link to the Ford site:

https://www.thehenryford.org/visit/ford ... ving-roof/
by SrGrumpy
Thu Jun 27, 2019 1:38 pm
Forum: Personal Finance (Not Investing)
Topic: What is the penalty for not having health insurance?
Replies: 25
Views: 2048

Re: What is the penalty for not having health insurance?

OP's location indicates NJ. Apparently, NJ has state individual mandate / penalty. If N.J. is the same as Uncle Sam, there are about a half-dozen exceptions*. Also, N.J. - as with Uncle Sam - may not have a mechanism for collecting the fee, unless deducting it from a tax refund. (See recent article...
by SrGrumpy
Thu Jun 27, 2019 1:32 pm
Forum: Personal Consumer Issues
Topic: Who has a "green" roof? Sedum or other vegetation?
Replies: 17
Views: 1021

Who has a "green" roof? Sedum or other vegetation?

I recently visited the thrilling Ford Rouge Factory in Dearborn, MI., and was rather taken with the view from the observation deck of the vast factory roof covered in sedum, and with the explanatory displays. Since I am pondering installing a new PVC roof, I was wondering about the logistics of also...
by SrGrumpy
Wed Jun 26, 2019 5:01 pm
Forum: Personal Finance (Not Investing)
Topic: Should I buy a condo in Chicago?
Replies: 52
Views: 5275

Re: Should I buy a condo in Chicago?

Van Down By Da River wrote:
Tue Jun 25, 2019 1:34 pm
Another idea nobody suggested, have you looked into a single family home somewhere nearby? (wicker park/old town/Chinatown/west town)? Eliminates the condo issue, as well as the inevitable day when you outgrow the condo?
My first thought, too. Buy a house, like (most) adults do.
by SrGrumpy
Thu Jun 20, 2019 7:49 am
Forum: Investing - Theory, News & General
Topic: Facebook Libra Cryptocurrency - effect on stocks or bonds?
Replies: 42
Views: 3782

Re: Facebook Libra Cryptocurrency - effect on stocks or bonds?

columbia wrote:
Wed Jun 19, 2019 5:39 pm
Naming it Taurus would have been a better marketing tactic.
"Cancer" would have been more appropriate. :twisted:
by SrGrumpy
Tue Jun 18, 2019 1:24 pm
Forum: Personal Consumer Issues
Topic: Turkish Airlines ?
Replies: 38
Views: 2530

Re: Turkish Airlines ?

Turkish is great. I highly recommend. And their newish lounge in Istanbul is extraordinary. If it's a super cheap flight, though, you may not get any credit if you are in another Star Alliance program.
by SrGrumpy
Sat Jun 15, 2019 11:22 am
Forum: Personal Finance (Not Investing)
Topic: US Citizen Retiring in Ireland
Replies: 30
Views: 3830

Re: US Citizen Retiring in Ireland

Thirteen years is a really, really long time. Tax rules and your own plans won't change in that time?! I would just focus on getting Irish citizenship now.
by SrGrumpy
Thu Jun 13, 2019 7:09 pm
Forum: Personal Consumer Issues
Topic: Universal Studio, LA - Ollivanders Wand Shop worth it
Replies: 23
Views: 2838

Re: Universal Studio, LA - Ollivanders Wand Shop worth it

10-hour wait for Day 1 of the new Harry Potter roller coaster at Orlando. Plus thunderstorms. Would this be good parenting or bad parenting? (Per The Points Guy)
by SrGrumpy
Wed Jun 12, 2019 7:28 pm
Forum: Personal Consumer Issues
Topic: Renting a car in Europe across countries
Replies: 22
Views: 1298

Re: Renting a car in Europe across countries

Outside of Paris, we wished we had a car, to save time waiting for trains and getting from the train station to our destination, etc... We traveled to Italy, rented a car, and found it very helpful. You're absolutely right. Car is the way to go. And, as @Curmudgeon said, it may be best to bite that...
by SrGrumpy
Wed Jun 12, 2019 4:54 pm
Forum: Personal Consumer Issues
Topic: Renting a car in Europe across countries
Replies: 22
Views: 1298

Re: Renting a car in Europe across countries

That's a nice little trip planned. You'd need to price it out through the usual rental sites. One-way will kill you, not the cross-border travel. Can you fly in/out of Prague or Munich? Driving between these two cities - an easy day trip - would allow you to pop in to Karlovy Vary and Lidice. Don't ...
by SrGrumpy
Tue Jun 11, 2019 8:28 pm
Forum: Personal Consumer Issues
Topic: Anything you wish you had spent money on when you were younger?
Replies: 73
Views: 7247

Re: Anything you wish you had spent money on when you were younger?

No regrets. I've always managed to spend money in my own frugal fashion - largely on world travel.
by SrGrumpy
Tue Jun 11, 2019 1:49 pm
Forum: Personal Consumer Issues
Topic: Universal Studio, LA - Ollivanders Wand Shop worth it
Replies: 23
Views: 2838

Re: Universal Studio, LA - Ollivanders Wand Shop worth it

The orlando park is awesome...love it there. Never been to CA one, but I'm sure a few google inquiries will turn up lots of posts with tips. The nice thing about the FL location is CityWalk - a themed restaurant, shopping and entertainment district a few walking steps from both parks. Plenty of goo...
by SrGrumpy
Tue Jun 11, 2019 12:52 pm
Forum: Personal Consumer Issues
Topic: Luxembourg--worth visiting?
Replies: 30
Views: 2233

Re: Luxembourg--worth visiting?

Watch a few episodes of the quirky show Patriot on Amazon Prime and you’ll want to go for a visit. Just don’t get into any trouble with the Luxembourg police LOL. Luxembourg is probably the least interesting country in Europe (I have done pretty much all of them), but it's a decent base for interna...
by SrGrumpy
Mon Jun 10, 2019 11:14 pm
Forum: Personal Consumer Issues
Topic: Universal Studio, LA - Ollivanders Wand Shop worth it
Replies: 23
Views: 2838

Re: Universal Studio, LA - Ollivanders Wand Shop worth it

2 adults here - not Harry Potter fans by any stretch, though I saw (and liked) a few movies, and my wife was grateful for a 20-minute recap of all the movies on Youtube. We wandered down the hill to Universal City today, and started at the Harry Potter bit. 1) The wand shop. They average about $50 e...
by SrGrumpy
Mon Jun 10, 2019 12:05 am
Forum: Personal Consumer Issues
Topic: Recycling - questions and answers
Replies: 14
Views: 1467

Re: Recycling - questions and answers

My grandparents used to unload a lot of their old stuff on us kids. My dad called it "a junk redistribution scheme."
by SrGrumpy
Sat Jun 08, 2019 11:34 pm
Forum: Personal Consumer Issues
Topic: Eye/face protection for basketball?
Replies: 28
Views: 1548

Re: Eye/face protection for basketball?

Drop $20 on some protective eyewear at Home Depot. Your child might rock in the sunglasses style.

https://www.homedepot.com/b/Safety-Equi ... 5yc1vZc1xt
by SrGrumpy
Fri Jun 07, 2019 10:09 am
Forum: Personal Consumer Issues
Topic: Buying Burial Plot in advance
Replies: 53
Views: 2765

Re: Buying Burial Plot in advance

I do a lot of work on Findagrave, and see that often. The sad cases are where the spouse's headstone has a blank space for the surviving spouse's name and details, but that spouse decides to be buried elsewhere. So Spouse 1 spends eternity being stood up. In my town's cemetery, it's not unheard of ...
by SrGrumpy
Wed Jun 05, 2019 4:04 pm
Forum: Personal Finance (Not Investing)
Topic: Best bank for frequent travel friendly international wire transfers?
Replies: 13
Views: 1721

Re: Best bank for frequent travel friendly international wire transfers?

I used Transferwise as well, and it was pretty easy. If you know someone who already uses it, they can send you a promo code that save you some fees.