Search found 1129 matches

by SrGrumpy
Tue Nov 12, 2019 3:08 pm
Forum: Personal Consumer Issues
Topic: Saving seats on Southwest
Replies: 176
Views: 9575

Re: Saving seats on Southwest

michaeljc70 wrote:
Tue Nov 12, 2019 2:48 pm
I'd be curious to see how long this method of boarding compares time wise to assigned seats.
+1. People in the aisle and/or middle seats still have to get up and block the aisle to let someone into a middle and/or window seat.
by SrGrumpy
Mon Nov 11, 2019 8:54 pm
Forum: Personal Finance (Not Investing)
Topic: Will I be audited?
Replies: 47
Views: 3567

Re: Will I be audited?

Sconie wrote:
Mon Nov 11, 2019 8:12 pm
fortfun wrote:
Mon Nov 11, 2019 7:51 pm
I don't think there is anyone left working at the IRS to audit you. I think it has been gutted...
Uh, no.....
Number of employees: 74,454 (Full-time equivalent, 2019)
Yeah, but how many of those staffers do anything? Or anything involved with auditing?
by SrGrumpy
Sun Nov 10, 2019 7:10 pm
Forum: Personal Consumer Issues
Topic: Saving seats on Southwest
Replies: 176
Views: 9575

Re: Saving seats on Southwest

OP,

Check out the threads on Flyertalk. It is a heated and perennial issue. The gist is that SWA won't intervene until fists and knickers start flying (I'm not sure about the farting issue):

https://www.flyertalk.com/forum/search. ... ving-seats
by SrGrumpy
Sun Nov 10, 2019 6:06 pm
Forum: Personal Consumer Issues
Topic: Saving seats on Southwest
Replies: 176
Views: 9575

Re: Saving seats on Southwest

there is no problem. They both bought tickets and both prefer aisle seats. They don't owe any other passengers anything. Neither do the parents that don't control their kids or try to comfort their crying babies. Or those that bring smelly food on the plane. Or those that talk loudly on their cell ...
by SrGrumpy
Sun Nov 10, 2019 5:55 pm
Forum: Personal Consumer Issues
Topic: Saving seats on Southwest
Replies: 176
Views: 9575

Re: Saving seats on Southwest

Bfwolf wrote:
Sun Nov 10, 2019 5:49 pm
rkhusky wrote:
Sun Nov 10, 2019 5:39 pm
How about the couples that choose the two aisle seats across from each other, hogging both 3 seat groups?
What's wrong with that? It's open seating. If they both like aisles, they should do exactly this.
+1. I'm OK with this. Not even sure what the problem is.
by SrGrumpy
Sun Nov 10, 2019 1:41 pm
Forum: Personal Consumer Issues
Topic: Saving seats on Southwest
Replies: 176
Views: 9575

Re: Saving seats on Southwest

Life is short - is this the biggest problem you have to worry about? Umm, yeah, I've been up for days worrying about this. I've seen a lot of useless questions posted here, so fits right in. Yes, I can't believe some of the dismissive responses. This a board where people freak out over tiny percent...
by SrGrumpy
Sun Nov 10, 2019 12:47 pm
Forum: Personal Finance (Not Investing)
Topic: WSJ: Underwater Car Loans
Replies: 38
Views: 2263

Re: WSJ: Underwater Car Loans

In two years, the 40-year-old electrician signed up for four auto loans, each time trading in the previous car and rolling the unpaid balance into the next loan. He recently bought a $27,000 Jeep Cherokee with a $45,000 loan from Ally Financial Inc. ... Well, this guy went through a divorce, which ...
by SrGrumpy
Sun Nov 10, 2019 10:31 am
Forum: Personal Finance (Not Investing)
Topic: Any credit cards that can beat the Citi doublecash?
Replies: 68
Views: 9124

Re: Any credit cards that can beat the Citi doublecash?

I only shop at Walmart , so a lot of "3%" groceries cash back doesn't apply to Walmart shamefully! I also buy gas, but only a couple times a month, using a double cash card on everything would be very comfortable. I don't eat out, except maybe McDonalds once or twice a month. I shop on EBAY only! H...
by SrGrumpy
Sat Nov 09, 2019 2:03 pm
Forum: Personal Consumer Issues
Topic: Genealogist alert - findmypast is free this weekend
Replies: 0
Views: 313

Genealogist alert - findmypast is free this weekend

... until 12:00 midday GMT on Monday 11 November. Happy hunting ...

https://www.findmypast.co.uk/
by SrGrumpy
Fri Nov 08, 2019 8:17 pm
Forum: Personal Consumer Issues
Topic: First time in Sydney, Australia
Replies: 12
Views: 694

Re: First time in Sydney, Australia

8 days is a lot in a somewhat overrated city. I echo the Blue Mountains. I'd also drive 3 hours and spend a night or 2 in Canberra - especially if you like museums and/or are a political junkie. https://visitcanberra.com.au/attractions/museums-and-galleries If you swim, you must experience the Icebe...
by SrGrumpy
Fri Nov 08, 2019 1:23 pm
Forum: Personal Consumer Issues
Topic: Should I Travel ot Ecuador?
Replies: 33
Views: 2073

Re: Should I Travel to Ecuador?

The hotel will give you a Quito city map, and draw the no-go boundaries for you. It's a cute city, and I had the best sushi ever, at Shibumi. Hiking is also fun. Nights were spent inside catching up on Downton Abbey. So that was fine by me. It may be hard for the infirm, but in any country try not t...
by SrGrumpy
Mon Nov 04, 2019 10:22 pm
Forum: Personal Finance (Not Investing)
Topic: Uber VISA rewards cut
Replies: 72
Views: 5599

Re: Uber VISA rewards cut

Is an Uber buck worth a whole dollar toward Uber rides? I assume there is no quick expiration on the Uber bucks? I actually use Uber enough in various countries, including the USA, that I would definitely be able to use all the credits (although I will go months at a time without being able to use ...
by SrGrumpy
Sat Nov 02, 2019 12:29 pm
Forum: Personal Consumer Issues
Topic: Consider the next phase of our travel?
Replies: 37
Views: 2823

Re: Consider the next phase of our travel?

... most of the countries that we have not been, in south America, Africa, and middle east, are not very safe in our opinion. We are hesitating to visit these places. Normally, I would respond with a spirited defense of most of the countries in these regions. But there are too many tourists everywh...
by SrGrumpy
Fri Nov 01, 2019 11:19 pm
Forum: Personal Finance (Not Investing)
Topic: California - Protecting Assets - Beyond Umbrella Insurance
Replies: 17
Views: 1844

Re: California - Protecting Assets - Beyond Umbrella Insurance

Don't do anything until @bsteiner signs off on it.
by SrGrumpy
Thu Oct 31, 2019 1:29 pm
Forum: Personal Finance (Not Investing)
Topic: Possible Layoff: Need Assurance That We Will Be Okay
Replies: 153
Views: 12441

Re: Possible Layoff: Need Assurance That We Will Be Okay

It isn't a joke. Since the news hit, I have felt pretty sick and worried and couldn't sleep at all last night. Got up at 2:00 and came into the office to think and ponder. And to post my query. I do not handle uncertainty well. You're clearly a successful, hard-working guy - and now you are being r...
by SrGrumpy
Wed Oct 30, 2019 1:12 pm
Forum: Personal Finance (Not Investing)
Topic: Marcus bonus: Timing of withdrawing funds
Replies: 30
Views: 2616

Re: Marcus bonus: Timing of withdrawing funds

Where do you intend to move the money to? Interest rate is trending downwards. Most major online banks have reduced the interest rate. Another bonus promo, of course! Do you want $500? Take advantage of this Simple Finance offer, per Doctor of Credit. It took me a few minutes to set up. But you mus...
by SrGrumpy
Wed Oct 30, 2019 3:03 am
Forum: Personal Finance (Not Investing)
Topic: California Fires: Landlord/Tenant Question
Replies: 71
Views: 4118

Re: California Fires: Landlord/Tenant Question

A lot of people are suffering - businesses are losing business, restaurants are losing their food, people losing their homes. You may have to go to the back of the line.
by SrGrumpy
Tue Oct 29, 2019 8:28 pm
Forum: Personal Finance (Not Investing)
Topic: Uber VISA rewards cut
Replies: 72
Views: 5599

Re: Uber VISA rewards cut

If anyone is looking for a replacement card with no annual fee, check out the Sears ShopYourWay MasterCard 5% on gas 3% on restaurants and grocery (up to $10k in spend) And it has regular promotions too. Right now they’ve upped the categories above to 10% back for the rest of the year (up to $1,200...
by SrGrumpy
Tue Oct 29, 2019 5:26 pm
Forum: Personal Consumer Issues
Topic: Women wearing black to a wedding?
Replies: 56
Views: 4361

Re: Women wearing black to a wedding?

Flobes wrote:
Tue Oct 29, 2019 3:05 pm
Turned out, bridesmaids and groomsmen were in chocolate brown.
I guess the couple held long-standing grudges against these poor folk.
by SrGrumpy
Tue Oct 29, 2019 4:47 pm
Forum: Personal Consumer Issues
Topic: Women wearing black to a wedding?
Replies: 56
Views: 4361

Re: Women wearing black to a wedding?

Anything goes. Didn't a woman recently attend her sister's wedding dressed as a dinosaur? Mind you, it probably wasn't a black dinosaur.
by SrGrumpy
Tue Oct 29, 2019 4:29 pm
Forum: Personal Finance (Not Investing)
Topic: Uber VISA rewards cut
Replies: 72
Views: 5599

Re: Uber VISA rewards cut

I'll cancel, but keep it in my wallet. I enjoyed flashing it to friends who hate Uber.
by SrGrumpy
Sun Oct 27, 2019 8:07 pm
Forum: Personal Investments
Topic: CalPERS - Are there additional ways to increase retirement savings?
Replies: 13
Views: 1042

Re: CalPERS - Are there additional ways to increase retirement savings?

Ron Ronnerson wrote:
Sun Oct 27, 2019 7:53 pm
... choose to join CalSTRS or remain with CalPERS.
Which is less bad?
by SrGrumpy
Sun Oct 27, 2019 6:17 pm
Forum: Personal Consumer Issues
Topic: Travel hacking international flights
Replies: 50
Views: 4973

Re: Travel hacking international flights

mindboggling wrote:
Sun Oct 27, 2019 5:11 pm
Travel hacking? Is that anything like shopping for bargains? Or is it more "awesome"? I think most people here prefer standard English.
I must admit I was expecting "awesome" anecdotes about hacking into airline computers to get free upgrades and extra pretzels.
by SrGrumpy
Fri Oct 25, 2019 12:19 am
Forum: Personal Finance (Not Investing)
Topic: How many estimates do you get when you need work done on your house?
Replies: 43
Views: 2677

Re: How many estimates do you get when you need work done on your house?

Go for B. The sales people add to the overhead. "10x as many reviews"? Suspicious.
by SrGrumpy
Thu Oct 24, 2019 10:38 pm
Forum: Personal Investments
Topic: Fine Art Investments
Replies: 77
Views: 4314

Re: Fine Art Investments

op check this out Curt Cobain sweater $137K, priceless :) https://www.rollingstone.com/music/music-features/unplugged-nirvana-cobain-sweater-900672/ But seriously. Rock 'n' roll memorabilia and certain musical instruments, such as Les Paul gold tops, are the closest thing to a sure thing. And they'...
by SrGrumpy
Thu Oct 24, 2019 5:58 pm
Forum: Personal Consumer Issues
Topic: My Amazon Seller review disappeared ... anyone else have this experience?
Replies: 22
Views: 2346

Re: My Amazon Seller review disappeared ... anyone else have this experience?

Yes. I have had a similar issue after leaving a negative review. They cited I had violated some review policy in my post and declined it. There was no violation and I no longer fully trust amazon reviews. I got the same message after leaving a generally positive - and quite detailed - book review. ...
by SrGrumpy
Wed Oct 23, 2019 5:13 pm
Forum: Personal Consumer Issues
Topic: Recommendations for Online Visa Applications [Entry Visa to Oman]
Replies: 2
Views: 183

Re: Recommendations for Online Visa Applications

Is this a business visa? I didn't need one beforehand as a tourist when I flew there a few years ago, and more recently when I drove through. I paid at the border, IIRC. Will check my passports later. Have you researched on TripAdvisor? Either way, I would never use 3rd party services unless direct...
by SrGrumpy
Wed Oct 23, 2019 4:27 pm
Forum: Personal Consumer Issues
Topic: Home Depot and Lowe's product reviews
Replies: 16
Views: 1862

Re: Home Depot and Lowe's product reviews

But I'm trying to buy a simple garden hose, and analyzing the online reviews is so tortuous that I have given up. Just read the Bogleheads garden hose recommendations (this is 3 years old, but might still be applicable): https://www.bogleheads.org/forum/viewtopic.php?t=191522 Ha! I appreciate the r...
by SrGrumpy
Tue Oct 22, 2019 10:28 pm
Forum: Personal Consumer Issues
Topic: Wallets [Do you carry a wallet?]
Replies: 102
Views: 8150

Re: Wallets [Do you carry a wallet?]

I'm shocked that the more frugal and DIY-ish among us don't make their own wallets:

https://www.wikihow.com/Make-a-Duct-Tape-Wallet
by SrGrumpy
Tue Oct 22, 2019 7:09 pm
Forum: Personal Consumer Issues
Topic: Wallets [Do you carry a wallet?]
Replies: 102
Views: 8150

Re: Wallets [Do you carry a wallet?]

snackdog wrote:
Sun Oct 20, 2019 6:47 am
Remember that the wallet is the purse for the man. It is a convenient place to store everything you could possibly need.
I see what you did there! But you forgot the little piece of paper advertising guitar lessons.
by SrGrumpy
Tue Oct 22, 2019 4:11 pm
Forum: Personal Consumer Issues
Topic: Home Depot and Lowe's product reviews
Replies: 16
Views: 1862

Re: Home Depot and Lowe's product reviews

It's tough, and getting tougher. The bots and fakers have the upper hand, and Amazon & pals aren't doing nearly enough. I've contributed a few reviews to Lowe's and Home Depot - and you can trust those! I no longer bother reviewing at Amazon. But I'm trying to buy a simple garden hose, and analyzing...
by SrGrumpy
Tue Oct 22, 2019 2:29 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1082
Views: 119656

Re: What frugal thing did you do today?

:oops: Wow. I've been trying to meet some CC minimums for points. Never occurred to me that I could get gift cards for ARCO. I assume this also avoid the 35 cent fee. Vic The 35 cent debit card fee at the pump? Yes, correct. I've noticed some of my Ralphs have ARCO cards and some don't. There's alw...
by SrGrumpy
Tue Oct 22, 2019 10:47 am
Forum: Personal Consumer Issues
Topic: BCBS wont pay lab bill...
Replies: 44
Views: 4088

Re: BCBS wont pay lab bill...

TheDDC wrote:
Mon Oct 21, 2019 10:03 pm

You doc should share in this pain, too. Maybe forward any bills over to his office or "return to sender." Gee thanks, doc.

-TheDDC
And you wonder why docs are running to the exits.
by SrGrumpy
Mon Oct 21, 2019 7:11 pm
Forum: Personal Investments
Topic: Fine Art Investments
Replies: 77
Views: 4314

Re: Fine Art Investments

I think you will need to know how to play the sensationalism and promotion game too. How do you value art? It's just what some guys in a cabal agree that the price is. For instance, my office building has some awful Leonard Koontz stuff that is worth $20 million or something . How did Mr. Koontz an...
by SrGrumpy
Sun Oct 20, 2019 11:13 am
Forum: Personal Finance (Not Investing)
Topic: Can you claim financial independence with kids still in school
Replies: 80
Views: 6047

Re: Can you claim financial independence with kids still in school

stoptothink wrote:
Sun Oct 20, 2019 9:51 am
[All 3 of them still live with him, the 30 and 25yr old are married (so they are in their childhood bedrooms with their spouse), and the 30yr old just had his first child.
Perfectly normal!
by SrGrumpy
Sun Oct 20, 2019 10:50 am
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1082
Views: 119656

Re: What frugal thing did you do today?

Right now the ARCO (a brand famous for being cash only) in my neighborhood has premium at $4.33 while the Shell across the street has it priced at $4.49. The Shell with Costco Visa wins by two cents per gallon, nothing to get excited about. ARCO vs. Shell. That debate consumes my waking hours. I ca...
by SrGrumpy
Sun Oct 20, 2019 7:58 am
Forum: Personal Finance (Not Investing)
Topic: Can you claim financial independence with kids still in school
Replies: 80
Views: 6047

Re: Can you claim financial independence with kids still in school

RickBoglehead wrote:
Sun Oct 20, 2019 7:16 am
Working a few more years is likely 6 figures. What in earth could you think you should provide to an independent child that has that magnitude of cost?
Maybe OP's wife got anxious after reading some of the wedding threads here.
by SrGrumpy
Sat Oct 19, 2019 7:03 pm
Forum: Personal Consumer Issues
Topic: Any experiences (good/bad) with EasyJet for EU travel?
Replies: 24
Views: 1658

Re: Any experiences (good/bad) with EasyJet for EU travel?

We took EasyJet last year for a trip to Cyprus, and had no issues. Like you, we spent a night at the airport in London both ways. Flights were comfortable and on-time. We paid for extra legroom seats, which allowed us to bring another small bag onboard. Make sure you pay close attention to their ru...
by SrGrumpy
Wed Oct 16, 2019 6:08 pm
Forum: Personal Consumer Issues
Topic: Good camera system to watch the nanny
Replies: 70
Views: 4418

Re: Good camera system to watch the babysitter

Never mind the Manson Family babysitter, what we really need is a good camera system in certain Chinese restaurants.
by SrGrumpy
Tue Oct 15, 2019 5:59 pm
Forum: Personal Finance (Not Investing)
Topic: Frustrated with dentist fees
Replies: 82
Views: 6190

Re: Frustrated with dentist fees

dbr wrote:
Tue Oct 15, 2019 10:21 am
If $150 is the amount of concern, then you have not even begun to see what dental costs can amount to, with insurance and no funny business going on either. Dental costs are an expense that needs to be budgeted realistically.
Ha! I can't remember the last time my dental bill was only $150.
by SrGrumpy
Mon Oct 14, 2019 9:20 am
Forum: Personal Consumer Issues
Topic: Social Security Card as Identification for Real ID
Replies: 78
Views: 6127

Re: Social Security Card as Identification for Real ID

OnTrack wrote:
Mon Oct 14, 2019 12:25 am
I've applied for a state issued birth certificate 4 months ago; still waiting to receive it.
Four months is ridiculous. Time to yell at some government peons.
by SrGrumpy
Mon Oct 14, 2019 3:25 am
Forum: Personal Investments
Topic: Fine Art Investments
Replies: 77
Views: 4314

Re: Fine Art Investments

If you like it, buy it. Just don't expect to make any money out of it.
by SrGrumpy
Mon Oct 14, 2019 3:18 am
Forum: Personal Consumer Issues
Topic: Recommendations for framing a large photograph
Replies: 12
Views: 899

Re: Recommendations for framing a large photograph

I'm the cheapest person here, but I never cut corners with framing, and my stuff looks as good now as it did 20+ years ago. I found my latest framing guy in L.A. on Yelp (a Guatemalan chap). I second the advice above about getting a cheap frame and splurging on conservation materials. Also, non-refe...
by SrGrumpy
Sat Oct 12, 2019 4:39 pm
Forum: Personal Consumer Issues
Topic: Want to stop renting optimum modem.
Replies: 21
Views: 1566

Re: Want to stop renting optimum modem.

Make sure it has capability exceeding 200G. I bought a "cutting-edge" Motorola Surfboard a few years back, topped out at 144. It is now incompatible with my Spectrum service, which starts at 200. Fortunately Spectrum modems are now free, though I'm sure they get their pound of flesh elsewhere.
by SrGrumpy
Thu Oct 10, 2019 6:13 pm
Forum: Personal Consumer Issues
Topic: Concerned I may have somehow gotten scammed on Craigslist (as a seller)...
Replies: 28
Views: 4060

Re: Concerned I may have somehow gotten scammed on Craigslist (as a seller)...

Bob Sacamano wrote:
Wed Oct 09, 2019 5:46 pm
2. it sort of sounded like a woman on the phone but could have been a man disguising their voice
A high talker? Maybe she's a Seinfeld fan and thinks you're the real Bob Sacamano. Are you selling an armoire with hidden recipes, or a pee-stained couch?
by SrGrumpy
Thu Oct 10, 2019 3:41 pm
Forum: Personal Consumer Issues
Topic: Disadvantages of a bank signup bonus
Replies: 46
Views: 4292

Re: Disadvantages of a bank signup bonus

I recently opened an account at Simple bank to get the bonus, then realized it wasn't worth the hassle to maintain another account for the relatively small bonus. For those wondering, Simple Finance is offering up to $500. Thumbs up from Doctor of Credit (and me): https://www.doctorofcredit.com/sim...
by SrGrumpy
Thu Oct 10, 2019 1:15 pm
Forum: Personal Consumer Issues
Topic: Disadvantages of a bank signup bonus
Replies: 46
Views: 4292

Re: Disadvantages of a bank signup bonus

There have been a couple stories on here about the bonuses not going correctly. I think a recent one involved Fidelity. The OP didn't click the link through the promotional email and just manually opened the account. They wouldn't give him his bonus. I think it was eTrade ... The chap was pretty an...
by SrGrumpy
Wed Oct 09, 2019 6:44 pm
Forum: Personal Consumer Issues
Topic: Do you carry your passport with you during international travel?
Replies: 110
Views: 9453

Re: Do you carry your passport with you during international travel?

Some countries (Spain for one) require everyone to carry a national ID, and a U.S. state driver's license doesn't count. So probably good practice to always have your passport with you unless you know for sure it is not required. Yes, several years ago when I traveled to Spain I went to get some ca...