Search found 920 matches

by SrGrumpy
Fri May 24, 2019 5:30 pm
Forum: Personal Consumer Issues
Topic: How Do You Organize Your Flash Drives?
Replies: 37
Views: 2299

Re: How Do You Organize Your Flash Drives?

I ID my drives via airline luggage tags from the check-in counter.
by SrGrumpy
Tue May 21, 2019 2:10 pm
Forum: Personal Finance (Not Investing)
Topic: Payable On Death Account to Complement Will
Replies: 66
Views: 3371

Re: Payable On Death Account as Will Substitute

I am the original poster: Clarification: This family member does have a will that names the same two people as his sole heirs. He doesn't want to change that. It just seems to me that having the POD account simplifies his intentions, since his Vanguard taxable account is his main financial asset. B...
by SrGrumpy
Sun May 19, 2019 10:57 pm
Forum: Personal Consumer Issues
Topic: new roof
Replies: 34
Views: 3146

Re: new roof

Sure, thanks!
by SrGrumpy
Fri May 17, 2019 2:25 pm
Forum: Personal Consumer Issues
Topic: Why do plumbers get paid so well?
Replies: 84
Views: 6155

Re: Why do plumbers get paid so well?

I am thinking of recommending that a young friend become a plumber. Where I live in the Atlanta suburbs I pay: $160/hr for a plumber My question - Why do plumbers make so much? I would think that just based on economic laws, more people would train to be plumbers and that would drive the rates down...
by SrGrumpy
Wed May 15, 2019 11:09 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 827
Views: 81889

Re: What frugal thing did you do today?

goldendad wrote:
Wed May 15, 2019 10:53 pm
Bought dinner at the Safeway deli instead of going to a restaurant. We are traveling.
Took my wife to a supermarket meal. She was beyond livid.
by SrGrumpy
Tue May 14, 2019 5:25 pm
Forum: Personal Consumer Issues
Topic: Instant Coffee?
Replies: 67
Views: 3929

Re: Instant Coffee?

I was born and raised on Nescafe, and that's my go-to (Nescafe Gold) if my next shipment of beans is still en route. Depending on the time of day, you may want to offer guests a choice of regular or decaf. (Or at least pretend you're giving them decaf.)
by SrGrumpy
Tue May 14, 2019 12:26 pm
Forum: Personal Consumer Issues
Topic: Recycling Different Plastics
Replies: 48
Views: 2512

Re: Recycling Different Plastics

If everyone on earth lived like americans, it would be a smoggy place. Americans don't need to self-flagellate all the time. I think most people do care, as you indicate, but then daily reality intercedes, i.e. we are the world's biggest economy. And then there's the faux reality of a patchwork of ...
by SrGrumpy
Fri May 10, 2019 5:00 pm
Forum: Personal Consumer Issues
Topic: Recycling Different Plastics
Replies: 48
Views: 2512

Re: Recycling Different Plastics

not4me wrote:
Fri May 10, 2019 4:18 pm
The line that got me was that if a certain amount of the "wrong" plastic was included, an entire batch might be rejected. Caused me to switch my "when in doubt" thinking
I believe that's (in part) what led to the Chinese clampdown.
by SrGrumpy
Fri May 10, 2019 4:53 pm
Forum: Personal Finance (Not Investing)
Topic: How much do you donate?
Replies: 100
Views: 7173

Re: How much do you donate?

steelerfan wrote:
Fri May 10, 2019 8:03 am
10% of net to my local church, plus additional money to a missionary in Congo.
Which Congo?
by SrGrumpy
Fri May 10, 2019 10:47 am
Forum: Personal Consumer Issues
Topic: Recycling Different Plastics
Replies: 48
Views: 2512

Re: Recycling Different Plastics

In our community we get a constant barrage of mailings and flyers that describe the current recycling policy. How many trees were killed for that purpose?! How much water do we waste cleaning items that end up in landfills? How much gas do we waste driving across town to dispose of batteries and li...
by SrGrumpy
Tue May 07, 2019 11:39 am
Forum: Personal Finance (Not Investing)
Topic: College Expenses
Replies: 232
Views: 10914

Re: College Expenses

Bingo! My daughter studied at VCU of Richmond, VA. She had to walk past many homeless people on her way to classes. It was a life-changing experience for her. KlangFool Should have sent her to USC in downtown Los Angeles, homeless capital of USA. Hopefully it would have been life-changing, rather t...
by SrGrumpy
Tue May 07, 2019 11:26 am
Forum: Personal Consumer Issues
Topic: Which US city would you move to?
Replies: 74
Views: 7043

Re: Which US city would you move to?

TheTimeLord wrote:
Tue May 07, 2019 7:48 am
I am stunned I haven't seen Asheville or Salt Lake City yet.
Ha! I am stunned the thread has lasted this long. But at least I learned about the exciting Capitol in Madison.
by SrGrumpy
Mon May 06, 2019 5:01 pm
Forum: Personal Consumer Issues
Topic: Rarely used items that are worth having?
Replies: 112
Views: 10866

Re: Rarely used items that are worth having?

btenny wrote:
Fri May 03, 2019 7:14 pm
red cross emergency am/fm/weather hand crank radio and light
I had one of these, put it in the Go Bag underneath my bed. Checked it a few weeks ago, and it had leaked all over my passport and other items in the Go Bag. I guess Red Cross licenses the name somewhat liberally.
by SrGrumpy
Mon May 06, 2019 9:42 am
Forum: Personal Finance (Not Investing)
Topic: Property tax hacks in California
Replies: 59
Views: 6140

Re: Property tax hacks in California

i pay $35.2K in property tax a year. My neighbor on on side pays $1.6K a year for same size of plot and on the other side pays $5.5K for same size....Welcome to California :) Similar story here. I pay about $5,000 (my biggest expense, ugh). My next-door neighbor - in the exact same house model - pa...
by SrGrumpy
Mon May 06, 2019 9:36 am
Forum: Personal Consumer Issues
Topic: ants - aargh
Replies: 69
Views: 3906

Re: ants - aargh

Thanks, I read the link. I am a little confused about which Terro product people are using? Something liquid that they drop onto cardboard squares and that has to be reapplied every few days? I used the Terro on the pieces of cardboard. As @fundseeker notes above, the ants rather like it, so you se...
by SrGrumpy
Sun May 05, 2019 8:07 pm
Forum: Personal Finance (Not Investing)
Topic: How much do you donate?
Replies: 100
Views: 7173

Re: How much do you donate?

Zero.
by SrGrumpy
Sat May 04, 2019 12:45 am
Forum: Investing - Theory, News & General
Topic: Berkshire buying stake in Amazon - my opinion
Replies: 55
Views: 5787

Re: Berkshire buying stake in Amazon - my opinion

Perhaps this sounds morbid, but I would expect a 20% drop should his health quickly deteriorate. I could be wrong, but I'm fairly sure people know that Warren and Charlie are ancient - and that Warren's diet is appalling. It's an interesting parlor game, though. I wouldn't mind betting on a rally -...
by SrGrumpy
Fri May 03, 2019 10:18 pm
Forum: Personal Consumer Issues
Topic: anyone with AirBNB New Orleans experience?
Replies: 7
Views: 633

Re: anyone with AirBNB New Orleans experience?

I'm at an Airbnb in N.O. right now. But it's the Gentilly district - very safe and quiet, but you'd want to get closer to the scene. Hotels don't provide value for money. Last time I was here, it was at a windowless Best Western.
by SrGrumpy
Fri May 03, 2019 4:42 pm
Forum: Investing - Theory, News & General
Topic: Berkshire buying stake in Amazon - my opinion
Replies: 55
Views: 5787

Re: Berkshire buying stake in Amazon - my opinion

Why doesn't Warren buy Trader Joe's? The Germans have underutilized the brand.
by SrGrumpy
Fri May 03, 2019 8:47 am
Forum: Investing - Theory, News & General
Topic: Berkshire buying stake in Amazon - my opinion
Replies: 55
Views: 5787

Re: Berkshire buying stake in Amazon - my opinion

If he was truly an oracle, Buffett would have been in Amazon more than a decade ago. And the tech sector in general. I don't get the fascination with this guy.
by SrGrumpy
Wed May 01, 2019 8:02 am
Forum: Personal Finance (Not Investing)
Topic: Chiropracter career no longer lucrative...what other job options are there?
Replies: 41
Views: 5350

Re: Chiropracter career no longer lucrative...what other job options are there?

F150HD wrote:
Wed May 01, 2019 5:39 am
is there a reason this friends DH isn't' the one posting the actual question? if its their life and career one would think they would be the one asking. Just wondered. :happy
Agreed. Friend-of-a-friend posts are a bit pointless.
by SrGrumpy
Tue Apr 30, 2019 8:52 pm
Forum: Personal Consumer Issues
Topic: new roof
Replies: 34
Views: 3146

Re: new roof

A rep of one big co. did not answer the phone in several calls, did not have an answering machine that picked up after 8 rings. One did not return my left message a few days ago. A year or so ago I called them for a repair and was not able to get help. I'm having difficulty getting roofing contract...
by SrGrumpy
Mon Apr 29, 2019 11:55 pm
Forum: Personal Consumer Issues
Topic: new roof
Replies: 34
Views: 3146

Re: new roof

Also, he's not licensed,

Stop right there.
by SrGrumpy
Sat Apr 27, 2019 8:24 pm
Forum: Personal Consumer Issues
Topic: Is 2 weeks in Amsterdam a bit much?
Replies: 45
Views: 3327

Re: Is 2 weeks in Amsterdam a bit much?

You can jump on the train, go anywhere you want in those 2 weeks. Or get a cheapo flight for a crazy overnighter somewhere. Unroll the map, let your imagination run wild. Domestically, I'd recommend The Hague, if you haven't already overdosed on beautiful art in Amsterdam. If husband is a WW2 nut, h...
by SrGrumpy
Sat Apr 27, 2019 4:51 pm
Forum: Personal Consumer Issues
Topic: How Much to Tip Wedding Officiant
Replies: 38
Views: 2275

Re: How Much to Tip Wedding Officiant

jhwkr542 wrote:
Sat Apr 27, 2019 9:25 am
We did not tip our wedding officiant.
Neither did I. Never occurred to me. Sorry, Mr. Dong. He charged a fee.
by SrGrumpy
Wed Apr 24, 2019 10:51 pm
Forum: Personal Finance (Not Investing)
Topic: Whats the Point of Climbing the Corporate Ladder?
Replies: 164
Views: 16837

Re: Whats the Point of Climbing the Corporate Ladder?

I am at a point where boss says I can be promoted but must be willing to work more hours be available at all times of day etc. Much depends on the boss's tone and what was unspoken. Are you expected to seek promotion? Or was (s)he subtly warning you NOT to seek promotion? How does the company treat...
by SrGrumpy
Wed Apr 24, 2019 10:12 pm
Forum: Personal Consumer Issues
Topic: Experience with silicone roof coatings?
Replies: 5
Views: 874

Re: Experience with silicone roof coatings?

^ Thanks @sandtrap. I climbed on the roof once (2-story cantilevered) in 26 years. Not good with ladders. I will definitely raise these issues. All I know is that I lost some facia (?) in recent winds.
by SrGrumpy
Wed Apr 24, 2019 9:52 pm
Forum: Personal Consumer Issues
Topic: Experience with silicone roof coatings?
Replies: 5
Views: 874

Re: Experience with silicone roof coatings?

OP - what did you end up doing? I am in a similar situation with my leaky tar/asphalt/pebble roof in sunny SoCal, getting a $7,500 quote for Polyglass PB 98 silicone primer and then Polyglass PB 90 silicone coating. (Sounds good to me.)
by SrGrumpy
Wed Apr 24, 2019 9:17 am
Forum: Personal Consumer Issues
Topic: Pros/Cons of Condo Living?
Replies: 83
Views: 10763

Re: Pros/Cons of Condo Living?

Ask about the leaf-blower policy (the Fla. condo Airbnb I'm staying in now has these infernal machines running at all hours).
by SrGrumpy
Sun Apr 21, 2019 4:43 pm
Forum: Personal Consumer Issues
Topic: update 70s kitchen or nah?
Replies: 49
Views: 3612

Re: update 70s kitchen or nah?

I have a bad 80s kitchen, and am in a similar quandary. I'd be inclined to leave it be unless it presents some sort of health or safety hazard, or is genuinely embarrassing. I rarely have good experiences with contractors and there are always more fun things to spend money on.
by SrGrumpy
Fri Apr 19, 2019 6:34 pm
Forum: Personal Consumer Issues
Topic: How far would you commute?
Replies: 104
Views: 4760

Re: How far would you commute?

Take the $, enjoy life. They'll probably try and rehire you as a telecommuter when a new round of consultants comes in.
by SrGrumpy
Wed Apr 17, 2019 10:28 pm
Forum: Personal Consumer Issues
Topic: Do you pick up after renting a vacation rental?
Replies: 51
Views: 3540

Re: Do you pick up after renting a vacation rental?

quantAndHold wrote:
Tue Apr 16, 2019 7:07 pm
I’ll leave dirty dishes in the sink.
That's fair enough under any circumstance, though I'd rinse them first. As a host, I wouldn't trust guests to do the most hygienic job of cleaning dishes (and possibly vice versa).
by SrGrumpy
Wed Apr 17, 2019 2:56 pm
Forum: Personal Finance (Not Investing)
Topic: In Laws Retirement Nest Egg
Replies: 156
Views: 14411

Re: In Laws Retirement Nest Egg

^ +1. I always trust a woman's instincts, and understand your concerns (which hopefully will turn out to be unnecessary). The recommendation to put a little aside for them each year in an emergency fund (hopefully also unnecessary) is a good idea if it will make you sleep better at night.
by SrGrumpy
Wed Apr 17, 2019 1:30 pm
Forum: Personal Consumer Issues
Topic: seriously thinking about leaving S. CA but where to?
Replies: 177
Views: 9996

Re: seriously thinking about leaving S. CA but where to?

Indeed. There are a lot of countries in the O.C. and the demos are changing rapidly. I work there occasionally, would never want to live there. But if you did some more exploration in your own backyard you might find something more appealing. Or it might just be as simple as throwing out your TV. N...
by SrGrumpy
Wed Apr 17, 2019 3:09 am
Forum: Personal Consumer Issues
Topic: Japan Travel Suggestions
Replies: 23
Views: 1317

Re: Japan Travel Suggestions

18 day Japan vacation in October, including Tokyo & Kyoto. Anyone have recent experiences or advice to share? This coincides with the Rugby World Cup being held in Japan, so there may be accommodation availability issues. Or, of course, you could go and cheer for USA at a game or two. (https://www....
by SrGrumpy
Wed Apr 17, 2019 2:06 am
Forum: Personal Consumer Issues
Topic: seriously thinking about leaving S. CA but where to?
Replies: 177
Views: 9996

Re: seriously thinking about leaving S. CA but where to?

What's your budget for your new home + (property taxes + state income tax) per year? Maybe you just need to move from Anaheim to Laguna Beach oceanfront. Is Emerald Bay in your budget? :? A few miles is a world of difference and a relatively easy move. Indeed. There are a lot of countries in the O....
by SrGrumpy
Wed Apr 17, 2019 1:46 am
Forum: Investing - Theory, News & General
Topic: VHT / XBI / XLV holders (healthcare)
Replies: 27
Views: 1713

Re: VHT / XBI / XLV holders (healthcare)

Am I worried? Absolutely not. Healthcare has been political fodder for generations. It's been on a tear this year, so some pull back is inevitable. Stay the course, buy the dips, etc.
by SrGrumpy
Tue Apr 16, 2019 6:12 pm
Forum: Personal Consumer Issues
Topic: Trip to Central Asia. Do you need a CC?
Replies: 44
Views: 2359

Re: Trip to Central Asia. Do you need a CC?

Oh for goodness sakes. European kids (and Australian and Canadian) regularly travel the world in their late teens and twenties, very very few of them wind up on reality tv. ... Hope he has a wonderful time, what an adventure! +1. This is the same forum that got severely worked up a few years ago ab...
by SrGrumpy
Sat Apr 13, 2019 10:13 pm
Forum: Personal Consumer Issues
Topic: Anyone have a child model?
Replies: 42
Views: 4564

Re: Anyone have a child model?

If you both work full-time, who's going to take the baby to endless auditions, callbacks, and photo shoots?
by SrGrumpy
Sat Apr 13, 2019 2:43 pm
Forum: Personal Finance (Not Investing)
Topic: How much money do you want to retire?
Replies: 790
Views: 107108

Re: How much money do you want to retire?

$1m is my number, hopefully in about 5 years when I'll be 55. With a 2% SWR and $10k from a rental, I think the 2 of us can manage very well in allegedly HCoL sunny SoCal.
by SrGrumpy
Fri Apr 12, 2019 2:04 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a house next year. Wife wants a big house. Thoughts?
Replies: 104
Views: 8645

Re: Buying a house next year. Wife wants a big house. Thoughts?

shans2000 wrote:
Fri Apr 12, 2019 1:53 pm
Happy wife = Happy Life!
Man cave + she shed = Happy Life!
by SrGrumpy
Fri Apr 12, 2019 1:17 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a house next year. Wife wants a big house. Thoughts?
Replies: 104
Views: 8645

Re: Buying a house next year. Wife wants a big house. Thoughts?

The nature of the BH demo means the responses will skew "smaller." And if the bigger option involves a vaulted ceiling in a soulless foyer, then you probably should put your foot down. Whatever you do, go for a quality job (and good neighbors).
by SrGrumpy
Fri Apr 12, 2019 12:46 pm
Forum: Personal Finance (Not Investing)
Topic: Bogleheads, why won't anyone hire me?
Replies: 194
Views: 17705

Re: Bogleheads, why won't anyone hire me?

OP wrote: I will be honest I’m getting different answers here, some sayin it’s what you know others saying it’s who you know. So what is it? You mean "which" is it? As you admitted upthread, your English and language skills need work. You omitted to rip him for not saying " whom you know." Maybe yo...
by SrGrumpy
Wed Apr 10, 2019 1:15 pm
Forum: Personal Finance (Not Investing)
Topic: Wife hates new job...wants to quit after 1 day
Replies: 191
Views: 18785

Re: Wife hates new job...wants to quit after 1 day

So today the plan is to ride it out for a year and leave. Why? She isn't doing the new company any favors by hiring a new team and leaving less than a year after the new people were hired. I'd be inclined to "ride it out" week by week. Or month by month, if she's feeling particularly optimistic. An...
by SrGrumpy
Wed Apr 10, 2019 12:24 pm
Forum: Personal Finance (Not Investing)
Topic: Bogleheads, why won't anyone hire me?
Replies: 194
Views: 17705

Re: Bogleheads, why wont anyone hire me?

With the soccer job, although I coach now, I created a program from scratch catering to kids 2-6 back in 2016. Although it was new at the time, I marketed myself to schools, parents, daycares, and it was a huge hit. I brought 10k in my first year to the club, had more kids signup for rec, and truly...
by SrGrumpy
Sat Apr 06, 2019 10:38 pm
Forum: Personal Consumer Issues
Topic: Huge AirBNB Cancellation Charge
Replies: 123
Views: 7504

Re: Huge AIrBNB Cancellation Charge

A concise and well written 1 star review is in this hosts future I hope. It's nothing to do with the host. It's blanket - and seemingly covert - Airbnb policy. My commiserations to the OP. But the host could choose to be reasonable and refund in this case! Agreed. Good karma, and all that.
by SrGrumpy
Sat Apr 06, 2019 10:06 pm
Forum: Personal Consumer Issues
Topic: Huge AirBNB Cancellation Charge
Replies: 123
Views: 7504

Re: Huge AIrBNB Cancellation Charge

MotoTrojan wrote:
Sat Apr 06, 2019 12:34 pm
A concise and well written 1 star review is in this hosts future I hope.
It's nothing to do with the host. It's blanket - and seemingly covert - Airbnb policy. My commiserations to the OP.
by SrGrumpy
Sat Apr 06, 2019 8:40 am
Forum: Personal Consumer Issues
Topic: Daughter going to college in Glasgow
Replies: 14
Views: 1292

Re: Daughter going to college in Glasgow

My cousin's thinking of going to med school in Edinburgh. Most important thing is the, er, language barrier. I told her to watch Scottish TV shows on Netflix, e.g. Shetland (which does have some Glaswegian characters, bad guys of course). It can be a challenge. P.S. I guarantee foreigners make up a ...
by SrGrumpy
Tue Apr 02, 2019 11:38 am
Forum: Personal Finance (Not Investing)
Topic: Any *disadvantages* to citizenship?
Replies: 74
Views: 3777

Re: Any *disadvantages* to citizenship?

TravelGeek wrote:
Tue Apr 02, 2019 10:51 am

That raises a question about dual citizenship. The OP needs to distinguish between what the US requires and what the original country does.
OP said: "She is not technically required to renounce her EU citizenship if she becomes a US citizen."
by SrGrumpy
Tue Apr 02, 2019 9:17 am
Forum: Personal Consumer Issues
Topic: "The best and worst U.S. states for retirement"
Replies: 275
Views: 26229

Re: "The best and worst U.S. states for retirement"

There are shining examples of good health care in most states. Some have just a few facilities or limited access due to distance/wait times which reduce options. Not sure why this isn't people's No. 1 criterion: Proximity to top healthcare, for example a thrombectomy hospital that's 5-10 minutes fr...