Search found 22 matches

by corpgator
Sun Mar 31, 2019 7:50 pm
Forum: Investing - Theory, News & General
Topic: I don't understand stock buybacks
Replies: 89
Views: 4445

Re: I don't understand stock buybacks

Stock buybacks should be illegal and were rarely used until the 80s. A dividend should be more than enough, but insiders can't benefit from dividends like they can from buybacks. They extract profits that can be re-invested in the company and instead gives them to shareholders and especially top exe...
by corpgator
Fri Mar 22, 2019 1:41 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 12414
Views: 2147130

Re: U.S. stocks in free fall

Surprised it took this long to get back to the front page.
by corpgator
Sat Feb 02, 2019 2:11 pm
Forum: Personal Finance (Not Investing)
Topic: Downloadable Social Security Benefit Estimator (2019 Update)
Replies: 81
Views: 10010

Re: Downloadable Social Security Benefit Estimator (2019 Update)

The speadsheet is great, but could be please have the password to unprotect the sheets or remove the password altogether? On my version of excel 2010, I cannot even make columns wider to be able to see the amounts I put in he boxes of 5 figures or greater.
by corpgator
Sat Jan 26, 2019 1:41 pm
Forum: Personal Finance (Not Investing)
Topic: Do you ever feel overpaid?
Replies: 72
Views: 4937

Re: Do you ever feel overpaid?

I'm making more than I ever thought I would - just now breaking 6 figures with my bonus factored; I grew up poor and so thought $50k would be unthinkable, but at my current salary for the work I do, I feel I am underpaid. On the other hand, when I look for jobs with comparable salaries or a bump, th...
by corpgator
Tue Jan 01, 2019 4:57 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 2548
Views: 473648

Re: What are you up YTD? [Year To Date]

Bogleheads returns spreadsheet says I'm down 9.008% for the year. Bearded ladies returns is 25% but I'm in the accumulation phase. Still stung a little having a year with negative returns.
by corpgator
Sun Dec 30, 2018 1:46 am
Forum: Investing - Theory, News & General
Topic: College Inflation rate?
Replies: 59
Views: 3694

Re: College Inflation rate?

My tuition for 1989-90 (senior year) was $13,000. That same institution currently charges $54,000. Oy vey. The tuition has increased in price over the past 29 years due to inflation, and then some to be sure. $13K in 1989 dollars is $26K in 2018 dollars. https://farm8.staticflickr.com/7883/31573796...
by corpgator
Sat Dec 22, 2018 1:27 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 12414
Views: 2147130

Re: U.S. stocks in free fall

How close are weekend futures in regard to Monday opens? SP500 futures off 2.5% thus far, so next week looking like more of the same.
by corpgator
Wed Dec 19, 2018 5:25 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 12414
Views: 2147130

Re: U.S. stocks in free fall

2 and 5 year are inverted again. 2 and 10 are getting close. 12 month and 5 year are equal.
by corpgator
Wed Dec 19, 2018 3:14 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 12414
Views: 2147130

Re: U.S. stocks in free fall

Flymore wrote:
Wed Dec 19, 2018 3:04 pm
I still don't get why they're raising rates.
Powell's not saying there's inflation.
To tamp down on bubbles before they explode. They are probably too late though.
by corpgator
Wed Dec 19, 2018 2:21 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 12414
Views: 2147130

Re: U.S. stocks in free fall

It's interesting to see the sharp drop on the Dow with the 1/4 rate increase. Bet was 66% for the increase. I'm surprised the probability got down that low. The predication of 2 more increases for 2019 is lower than previous predication. They were hoping for no more hikes next year and instead we g...
by corpgator
Tue Nov 27, 2018 10:06 pm
Forum: Investing - Theory, News & General
Topic: A bubble of corporate debt.
Replies: 31
Views: 3255

Re: A bubble of corporate debt.

What really is unbelievable is that much of this debt was used to finance buybacks (a practice that was outlawed in the 1930s for obvious reasons until being legalized in the 1980s) which has given the US equity markets the boost not seen in the rest of the world markets. So corporations are exchan...
by corpgator
Sun Sep 30, 2018 10:58 pm
Forum: Investing - Theory, News & General
Topic: Sears, a 125 year old company is now a penny stock.
Replies: 127
Views: 16495

Re: Sears, a 125 year old company is now a penny stock.

Don't worry, Eddie the Vampire will continue sucking it dry while whining about how hard it is until it's not even a penny stock. There really should be no 5 year limitation on suing these hedge funds that purposely load companies up with debt to pay themselves with every intention of bankrupting th...
by corpgator
Mon Sep 10, 2018 2:24 pm
Forum: Investing - Theory, News & General
Topic: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!
Replies: 1247
Views: 117808

Re: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!

Unfortunately, it's not... Abysmal growth in some areas like Europe, inability to capture growth using the stock market in high-growth areas (China, India), etc. Same old. Index Current P/E Forward P/E Historical P/E (10 Year) S&P 500 Index 20.71 17.69 17.63 MSCI EAFE Net Index 15.47 14.20 20.31 MS...
by corpgator
Fri Jul 27, 2018 12:48 pm
Forum: Investing - Theory, News & General
Topic: Facebook stock in freefall! (20% drop in 1-day)
Replies: 120
Views: 12033

Re: Facebook stock in freefall! (20% drop in 1-day)

Yeah facebooks valuation seems more or less reasonable. I just can't wrap my head around Amazons valuation. amazon's scale is immense. it singlehandedly altered an entire generation of consumer expectations, wants, and needs. tiny tiny changes in inputs will have huge impact on earnings and cash fl...
by corpgator
Sun Dec 18, 2016 10:16 am
Forum: Investing - Theory, News & General
Topic: 100% Stocks, Huh? May I Suggest You Read This Thread
Replies: 55
Views: 9128

Re: 100% Stocks, Huh? May I Suggest You Read This Thread

badbreath wrote:You need to add one more 100% US total stock market. That one crushes the other three.
Was going to comment the same. International is the drag here. If you change to US stocks only for all 3, 100% stocks is still ahead, but not so clear cut anymore.
by corpgator
Wed Dec 14, 2016 7:30 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 12414
Views: 2147130

Re: U.S. stocks in freefall

vti (domestic) is down less than 1%, which is a pretty expected drop given the Fed's very aggressive stance today and how silly the rally has been. But vxus (international) is down almost 2%! What gives there? Why is international so pathetic that they're affected more by US policies than the US is...
by corpgator
Wed Oct 19, 2016 11:02 pm
Forum: Investing - Theory, News & General
Topic: The riskiness of home ownership
Replies: 239
Views: 23573

Re: The riskiness of home ownership

Everyone;s situation is unique of course, but for me, there was no reason not to buy in 2012 when I got my first job after moving back to the US. Rent was in the $800-$900 range and my $100 mortgage is only costing me $650 PITI. Since I'm a vet, my only downside risk was a hit to my credit score for...
by corpgator
Wed Oct 12, 2016 8:11 pm
Forum: Investing - Theory, News & General
Topic: Navy Federal Credit Union - not so different from banks
Replies: 45
Views: 8147

Re: Navy Federal Credit Union - not so different from banks

I've been a member for about 15 years now and never realized they were the largest CU in the US. You wouldn't know it from how far dated their website is.
by corpgator
Thu Jun 23, 2016 10:53 pm
Forum: Investing - Theory, News & General
Topic: Actionable advice in a Brexit scenario
Replies: 162
Views: 23325

Re: Actionable advice in a Brexit scenario

I bought some tickets for a 2 weeks vacation to Europe in March next year with points. Should I buy some Euros now?
by corpgator
Fri Feb 05, 2016 7:27 pm
Forum: Personal Finance (Not Investing)
Topic: Please share examples where earning an extra $1 can cost more in taxes than income.
Replies: 49
Views: 7287

Re: Please share examples where earning an extra $1 can cost more in taxes than income.

The savers credit. If you go from $61000 joint AGI to $61001, you lose $400. There are other jumps like that as well with the credit.
by corpgator
Sat Oct 31, 2015 5:22 pm
Forum: Investing - Theory, News & General
Topic: [Vanguard Calculated Dividend Incorrectly]
Replies: 65
Views: 9273

Re: [Vanguard Calculated Dividend Incorrectly]

I noticed this as well, but I track the number of shares that I have and they went up the correct amount on auto-reinvest, but the transaction history page shows the wrong amount.
by corpgator
Wed Jul 22, 2015 12:14 pm
Forum: Investing - Theory, News & General
Topic: Why I Said "No" to Peer-to-Peer Lending
Replies: 66
Views: 9495

Re: Why I Said "No" to Peer-to-Peer Lending

For my master's degree stat. Data mining course, we used lendingclub as our data for our class project and came to the conclusion that it is a bad investment. The categories that lendingclub assigns are pretty well correlated with defaults, higher categories with lower returns had fewer defaults. Al...