Search found 879 matches

by SeeMoe
Sat Feb 17, 2018 10:57 pm
Forum: Investing - Theory, News & General
Topic: Vanguard REIT fund changes objective, name & index
Replies: 14
Views: 2050

Re: Vanguard REIT fund changes objective, name & index

I like it, so I’m buying into this fund. Offers a little more diversity in our retiree folios. It will only amount to about 5% for our stock portion of the folio which is currently 40/60. ( Our pensions more than cover expenses, and I was wondering where to put some of the year end RMD monies. So I ...
by SeeMoe
Mon Feb 12, 2018 9:00 pm
Forum: Personal Finance (Not Investing)
Topic: Accountant not doing taxes while you are there
Replies: 21
Views: 2118

Re: Accountant not doing taxes while you are there

That seems pretty standard. I’ve never had a CPA do anything while I was there. Agree. Our CPA calls when it is done, or if there are questions. If we send the taxes via Electronic means we have to stop by the office and sign off. (Usually send by snail mail though.) then she bills us later. SeeMoe...
by SeeMoe
Fri Feb 09, 2018 12:43 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: 4 Horsemen Of Your Portfolio
Replies: 107
Views: 10141

Re: Larry Swedroe: 4 Horsemen Of Your Portfolio

The director at our CCRC is worried Regards expected Medicaid cuts that will impact the approximate 65% of residents here. Will services decline, or will the 35% who pay their way be expected to pick up some of the slack with higher rent? Or will those who can’t pay be handed off to family or the st...
by SeeMoe
Wed Feb 07, 2018 11:41 pm
Forum: Investing - Theory, News & General
Topic: Stock Market Didn't Get Tested You Did - WSJ Zweig
Replies: 20
Views: 3748

Re: Stock Market Didn't Get Tested You Did - WSJ Zweig

We have been investing now over 34 years, and I kept track of our reactions every time there was a fast, deep downturn on the DOW. We did some strange things like holding tight in 1987, then (I) had a premonition 3 months later of Bad coming, and sold out! In 2001 we had just received a Vanguard ana...
by SeeMoe
Wed Feb 07, 2018 6:24 pm
Forum: Investing - Help with Personal Investments
Topic: Raising interest rates are good for bonds.
Replies: 17
Views: 2208

Re: Raising interest rates are good for bonds.

By the same logic lower stock prices are good if you reinvest your dividends. Bottom line is lower prices for stocks or bonds are good for people that are still investing and won’t need the money any time soon. That is our dilemma now that we have to take RMD’s at the end of each year. Our T-IRA’s ...
by SeeMoe
Wed Feb 07, 2018 12:09 pm
Forum: Investing - Theory, News & General
Topic: Huge afternoon stock drop on 2.5.2018 and stock raise on 2.6.2018 is caused by mutual fund holders
Replies: 46
Views: 6768

Re: Huge afternoon stock drop on 2.5.2018 and stock raise on 2.6.2018 is caused by mutual fund holders

CNBC guest suggests the problem has been with the ETF investors who have never experienced a rapid Bear like market melt-down, and then panic set-in....? Who knows? I am sitting tight and look for buying opportunities with the extra cash in our Prime MM that been accumulating for the past 6 months o...
by SeeMoe
Tue Feb 06, 2018 8:29 pm
Forum: Investing - Help with Personal Investments
Topic: Raising interest rates are good for bonds.
Replies: 17
Views: 2208

Re: Raising interest rates are good for bonds.

By the same logic lower stock prices are good if you reinvest your dividends. Bottom line is lower prices for stocks or bonds are good for people that are still investing and won’t need the money any time soon. That is our dilemma now that we have to take RMD’s at the end of each year. Our T-IRA’s ...
by SeeMoe
Mon Feb 05, 2018 8:42 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard IRA recommendations please
Replies: 7
Views: 803

Re: Vanguard IRA recommendations please

An Advisor said we should be 100% bonds in our T-IRA accounts when we no longer were accumulating bucks for safety when it was time to do the RMDs, or begin taking money out. So I gave up our Equity Income Fund for Total bond index, short term investment grade and intermediate term investment grade ...
by SeeMoe
Mon Feb 05, 2018 3:56 pm
Forum: Investing - Help with Personal Investments
Topic: Retired at 50. Staying 100% in stock Index Funds. Anyone else?
Replies: 153
Views: 13462

Re: Retired at 50. Staying 100% in stock Index Funds. Anyone else?

Not me! To risky at 100% stocks and I/ we retired at the same age with an AA of 60/40 that we kept until RMD time. Now it’s 40/60. Both of us had full pensions and benefits from the git go too! Still invest excess monies like the RMD year end distributions, keeping the AA in mind. SeeMoe.. :mrgreen...
by SeeMoe
Sun Feb 04, 2018 7:14 pm
Forum: Investing - Help with Personal Investments
Topic: Retired at 50. Staying 100% in stock Index Funds. Anyone else?
Replies: 153
Views: 13462

Re: Retired at 50. Staying 100% in stock Index Funds. Anyone else?

Not me! To risky at 100% stocks and I/ we retired at the same age with an AA of 60/40 that we kept until RMD time. Now it’s 40/60. Both of us had full pensions and benefits from the git go too! Still invest excess monies like the RMD year end distributions, keeping the AA in mind.

SeeMoe.. :mrgreen:
by SeeMoe
Sun Feb 04, 2018 1:38 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Rising Rates Increase Worries
Replies: 86
Views: 12908

Re: Larry Swedroe: Rising Rates Increase Worries

"30 year Treasuries currently offer a yield of 2.85%" I would be worried. The Vanguard prime MMF is yielding about 1.45% and rising rapidly. Who would tie up money for 30 years now at 2.85% when interest paid for fully liquid ultra short term is 1.45% and is not locked in? It makes no sense to me. ...
by SeeMoe
Fri Feb 02, 2018 11:39 pm
Forum: Investing - Help with Personal Investments
Topic: Have Enough, Should I now time market?
Replies: 31
Views: 3957

Re: Have Enough, Should I now time market?

The market dropped a lot today and my folio is down nearly $20k ( paper losses) just like that! CNBC guests think it will correct more and that makes me want to keep the current AA just as it is! Have been building up the Prime MM account in anticipation of bonds going down and then buying more. Now...
by SeeMoe
Thu Feb 01, 2018 4:02 pm
Forum: Investing - Theory, News & General
Topic: Kinda laughing, kinda mad - Vanguard Personal Investor
Replies: 45
Views: 7870

Re: Kinda laughing, kinda mad - Vanguard Personal Investor

I loathed spending money on financial advisors, even though the well to do would not be without them. In August 2001 we saw where Vanguard was offering a discount for their, at the time, analysts to do a one time portfolio analysis. We did so and received a nicely bound Vanguard Services Analysis th...
by SeeMoe
Wed Jan 31, 2018 7:22 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard's advice on bond portion of portfolio
Replies: 42
Views: 5859

Re: Vanguard's advice on bond portion of portfolio

We were with VPAS for awhile and they recommended a 100% bond folio now that we are taking RMD’s. Had a lot of The *international bond index and total bond index funds as I recall. I stopped our relationship because I prefer a one time for fee analysis. So now our T-IRA folios are still 100% bonds, ...
by SeeMoe
Wed Jan 31, 2018 4:35 pm
Forum: Investing - Theory, News & General
Topic: Alan Greenspan says there are bubbles in both stocks and bonds
Replies: 87
Views: 7906

Re: Alan Greenspan says there are bubbles in both stocks and bonds

Not going to guess(time) markets and then act on those assumptions! We are keeping our retiree AA of 40/60 and expect bond NAV to decline gradually with dividends going up. So be it! Not gonna change the AA , and just go along with the flow. That or hire a money manager and then blame him when his c...
by SeeMoe
Fri Jan 26, 2018 9:53 pm
Forum: Investing - Help with Personal Investments
Topic: Thinking About Timing the Market
Replies: 75
Views: 5620

Re: Thinking About Timing the Market

We were taking some “ cream” off the top of our equity funds last year thinking (timing?) the markets were getting to ripe and ready for a correction. Now I’m not so sure, but what I took off just rebalanced our AA. Now the AA equity portion is up again, but we are holding steady and letting the fol...
by SeeMoe
Thu Jan 25, 2018 10:12 pm
Forum: Investing - Theory, News & General
Topic: Question to Taylor and others regarding bucket approach in retirement
Replies: 53
Views: 3206

Re: Question to Taylor and others regarding bucket approach in retirement

Age 62 and your accumulation years are few or about over I feel. So the AA should be about 50/50, and 40/60 by age 70 with the IRA 100% bond funds for safety by then. Why not take the SS now and save more of your assets. Who knows what will happen to SS in a few years from now as it is running dry! ...
by SeeMoe
Wed Jan 24, 2018 7:03 pm
Forum: Investing - Help with Personal Investments
Topic: Please help with Retirement Income questions.
Replies: 8
Views: 683

Re: Please help with Retirement Income questions.

Nice folio, Barry. I took SS soon as I could per “ bird in hand” theory. What you don’t need, invest the rest! Took the pension too early, and no regrets either. A CFP advised me to make our T-IRA’s 100% bond funds when about ready to start the RMD’s for safety and lower volatility. Hard to give up ...
by SeeMoe
Sun Jan 21, 2018 10:03 pm
Forum: Investing - Theory, News & General
Topic: Active Core Bond Beats Total Index in 2017
Replies: 12
Views: 2365

Re: Active Core Bond Beats Total Index in 2017

I own the Core Bond Fund. So after a year, I’m thinking about exchanging 50% of the Core Fund into the intermediate term investment grade bond fund, and 50% into the total bond index fund, both of which are in my T-IRA account , as is Core. Why? The fund fee of 0.15% and not sure it is doing all th...
by SeeMoe
Thu Jan 18, 2018 6:19 pm
Forum: Investing - Theory, News & General
Topic: $399 - New Course - Fire your Financial Advisor - By WhiteCoat Investor - Anyone?
Replies: 121
Views: 7556

Re: $399 - New Course - Fire your Financial Advisor - By WhiteCoat Investor - Anyone?

Why would any Boglehead pay so much money just to be told to fire his/her financial advisor? As a capitalist, I think the money can be better utilized by investing in index funds. Well, we fired our financial advisor after one year because We didn’t like the restrictions imposed on us. Plus we were...
by SeeMoe
Thu Jan 18, 2018 12:10 pm
Forum: Investing - Help with Personal Investments
Topic: Bond investing for a very long retirement?
Replies: 35
Views: 2595

Re: Bond investing for a very long retirement?

You better spend a few bucks and consult a money manger to get some more ideas and guidance before pulling the plug. IMHO. We retired 22 years ago with good pensions that covered all costs plus big vacations abroad too. Plus we could still invest bucks into our 60/40 AA that we kept until a few year...
by SeeMoe
Mon Jan 15, 2018 1:04 pm
Forum: Investing - Help with Personal Investments
Topic: how to figure out the assest allocation that you can sleep well with
Replies: 22
Views: 1949

Re: how to figure out the assest allocation that you can sleep well with

I believe it was Warren Buffet who recently berated institional pension funds for not being 100% invested in equities! Other experts suggest young long term investors do likewise until in their mid 50’s. Ours were never more than 60/40 until after starting the T-IRA RMD’s. Now we are at a 40/60 AA. ...
by SeeMoe
Sun Jan 07, 2018 10:05 pm
Forum: Investing - Theory, News & General
Topic: Corporate bonds vs. Treasuries
Replies: 52
Views: 4467

Re: Corporate bonds vs. Treasuries

Our short and intermediate investment grade corporate bonds are in our T-IRA’s as well as some high yield bonds with the other being total bond index. Folios are retiree type @40/60 AA with tax exempt bonds , intermediate, limited, Pa. Long term. Plus some total bond index and Vanguard says it is t...
by SeeMoe
Sat Jan 06, 2018 11:19 pm
Forum: Investing - Theory, News & General
Topic: Corporate bonds vs. Treasuries
Replies: 52
Views: 4467

Re: Corporate bonds vs. Treasuries

Our short and intermediate investment grade corporate bonds are in our T-IRA’s as well as some high yield bonds with the other being total bond index. Folios are retiree type @40/60 AA with tax exempt bonds , intermediate, limited, Pa. Long term. Plus some total bond index and Vanguard says it is ta...
by SeeMoe
Tue Jan 02, 2018 12:04 am
Forum: Investing - Theory, News & General
Topic: Active Core Bond Beats Total Index in 2017
Replies: 12
Views: 2365

Re: Active Core Bond Beats Total Index in 2017

I own the Core Bond Fund after dumping the Vanguard total international bond fund after reading a lot of negatives here that say it is not worth the headaches what with hedging and some questionable foreign governments financial practices. So after a year, I’m thinking about exchanging 50% of the Co...
by SeeMoe
Mon Dec 25, 2017 8:07 pm
Forum: Investing - Help with Personal Investments
Topic: Automatic RMDs to be effected by Vanguard
Replies: 23
Views: 2497

Re: Automatic RMDs to be effected by Vanguard

Earlier this year I set up Automatic RMDs on the Vanguard website to occur on 12-22-2017 for both my tIRA and DW tIRA. As of today 12-23 this has not happened according to the site. I just sent Vanguard a message via their site and plan to call them on Tuesday 12-26 to find out why. Has anyone else...
by SeeMoe
Sun Dec 24, 2017 8:20 pm
Forum: Investing - Theory, News & General
Topic: Social Security - First Monthly Benefit Receipt
Replies: 10
Views: 1347

Re: Social Security - First Monthly Benefit Receipt

No, you will receive your first "check" on March 21 in your case. Payment is made in either the second, third, or fourth Wednesday depending on your day of birth: 1-10: Second Wednesday 11-20: Third Wednesday 21-31: Fourth Wednesday If your birthday is on the second of the month to the last day of ...
by SeeMoe
Mon Dec 04, 2017 9:37 pm
Forum: Investing - Theory, News & General
Topic: One answer to the Dividend stocks puzzle from behavioral finance
Replies: 184
Views: 13314

Re: One answer to the Dividend stocks puzzle from behavioral finance

I am reading Meir Statman's " Finance for Normal People " published a few months ago which is an up-to-date compendium of many of the interesting findings from behavioral finance research. I recommend folks who enjoyed Kahneman's T hinking, Fast & Slow and Zweig's " Your Money and Your Brain " to p...
by SeeMoe
Sun Dec 03, 2017 4:47 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Avoid High Ranked Funds
Replies: 9
Views: 2101

Re: Larry Swedroe: Avoid High Ranked Funds

Excellent article per human nature, bias and greed. Guess that I have been following Vanguard advice regards not chasing after past results and staying the course with a long term AA. Plus investing in good index funds. I was surprised only 15% of individual investors have (index funds)them! Also su...
by SeeMoe
Tue Nov 28, 2017 10:47 pm
Forum: Investing - Theory, News & General
Topic: CNBC says Vanguard says 70% Chance of "Correction"
Replies: 63
Views: 8247

Re: CNBC says Vanguard says 70% Chance of "Correction"

I’ve been taking some cream off of the top of my/our stock portfolio recently as a way of rebalancing anyway. This bull is really stretched out now, but CNBC guests also think there is more bull in this market going into next year,...or so. In any event we are set to ride the bull whatever the futur...
by SeeMoe
Thu Oct 19, 2017 8:41 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe:Better To Face The Correction
Replies: 51
Views: 7074

Re: Larry Swedroe:Better To Face The Correction

BLACK MONDAY, 19 October 1987 stories today gave me the cold chills along with worries by pundits concerning this long, long bull market. That said, I think exchanging 2%-3% of equities to tax exempt bonds is in our interest now as the AA is a bit stock heavy of late. Like taking some pure cream off...
by SeeMoe
Thu Oct 19, 2017 8:28 pm
Forum: Investing - Theory, News & General
Topic: Pulling some profits
Replies: 13
Views: 2126

Re: Pulling some profits

As for me, I am taking some profits and allocating them to tax exempt income funds since the stock portion of the AA is higher now, and can use an adjustment of 2%-3%..
SeeMoe.. :wink:
by SeeMoe
Wed Sep 20, 2017 11:11 pm
Forum: Investing - Theory, News & General
Topic: What will happen to a USD Hedged fund if the USD Declines, VTABX
Replies: 9
Views: 1275

Re: What will happen to a USD Hedged fund if the USD Declines, VTABX

alex_686 wrote:
Sun Sep 17, 2017 1:47 pm
If the fund is hedge then nothing. It does not participate in gains if the dollar weakens, it does not participate in losses if the dollar strengthens. It is hedged.
Good , fast explanation per hedging.
SeeMoee.. :beer
by SeeMoe
Sat Jul 29, 2017 2:06 pm
Forum: Investing - Theory, News & General
Topic: Can a TIPS ladder 'fail' ?
Replies: 101
Views: 10076

Re: Can a TIPS ladder 'fail' ?

Yeah, but TIPS don't payout much compared to corporate bonds or regular treasury funds. They are almost as plain as short term CD's today. Paying out just chump change. Right? SeeMoe.. :annoyed If "payout" means the size of the semi-annual coupon payments, then you are right. If "payout" refers to ...
by SeeMoe
Thu Jul 27, 2017 1:41 pm
Forum: Investing - Theory, News & General
Topic: Can a TIPS ladder 'fail' ?
Replies: 101
Views: 10076

Re: Can a TIPS ladder 'fail' ?

Yeah, but TIPS don't payout much compared to corporate bonds or regular treasury funds. They are almost as plain as short term CD's today. Paying out just chump change. Right? SeeMoe.. :annoyed If "payout" means the size of the semi-annual coupon payments, then you are right. If "payout" refers to ...
by SeeMoe
Tue Jul 25, 2017 5:55 pm
Forum: Investing - Theory, News & General
Topic: Can a TIPS ladder 'fail' ?
Replies: 101
Views: 10076

Re: Can a TIPS ladder 'fail' ?

A "ladder" invokes an unfortunate analogy. A ladder to climb to the roof frequently fails. In contrast, a TIPS ladder is a stairway to heaven. Yeah, but TIPS don't payout much compared to corporate bonds or regular treasury funds. They are almost as plain as short term CD's today. Paying out just c...
by SeeMoe
Tue Jul 25, 2017 11:53 am
Forum: Investing - Help with Personal Investments
Topic: Re-allocating into 3-Fund Portfolio
Replies: 16
Views: 2174

Re: Re-allocating into 3-Fund Portfolio

Welcome to the forum :) . Asset allocation. Age: 51, Wife: 48 Desired Asset allocation: 80% stocks/20% bonds (I know this is aggressive, and I’m open to input) Portfolio (Total Investable Assets): 1.5mm Desired International allocation: 15-20% of stocks At ages 48 and 51 I suggest an asset allocati...
by SeeMoe
Tue Jul 25, 2017 11:44 am
Forum: Personal Finance (Not Investing)
Topic: Delaying pension benefits - what would you do?
Replies: 21
Views: 3131

Re: Delaying pension benefits - what would you do?

Your SS starts at age 66, so wait one year then go for the gold! Meantime payoff any outstanding bills and consider downsizing in general. After a year or so of relaxing and being free, look into part-time jobs if you feel like it, or let the wife continue working maybe. SeeMoe, retired 21+ years an...
by SeeMoe
Mon Jul 24, 2017 4:15 pm
Forum: Personal Finance (Not Investing)
Topic: Federal employees considering early out - buyout?
Replies: 44
Views: 5750

Re: Federal employees considering early out - buyout?

I retired in my early 50's and believe it helped me age better with quality food eaten when I feel hungry. Plus the lack of stress and anxiety working with humans that I would never associate with in private life....Etc. SeeMoe.. :!: It hasn't been offered yet (early out or buyout) at my agency, bu...
by SeeMoe
Fri Jul 21, 2017 1:04 pm
Forum: Personal Finance (Not Investing)
Topic: When to stop being "concerned"
Replies: 27
Views: 5911

Re: When to stop being "concerned"

We've been retired over 21 years now and taking RMD's(that are reinvested)end of year. Are long time Flagship members with a 40/60 AA, always maintaining $20k in the bank for bills and frills. Stopped the big, mostly foreign, vacations as we tired of it. Always have had new cars from dodges to Honda...
by SeeMoe
Wed Jul 19, 2017 4:14 pm
Forum: Investing - Help with Personal Investments
Topic: How much to put in a 457?
Replies: 7
Views: 770

Re: How much to put in a 457?

We maxed out our 457's and T-IRA accounts right up to retiring in our early 50's. The tax savings were significant and allowed us to live well during those working/accumulating years. Rolled the 457's over to the Vanguard IRA accounts and receive taxable RMD's now. Glad to pay the taxes too! Our AA ...
by SeeMoe
Wed Jul 19, 2017 1:15 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity interest rates
Replies: 20
Views: 2689

Re: Fidelity interest rates

Maybe it is helping out the Fidelity Johnson Family's bottom line a wee bit. Read where their net worth is nearly $22 billion dollars USD since starting Fidelity in 1947. That's a lot of profit, not to mention employee payroll and operating costs over the years. Someone has to pay " their" bills,......
by SeeMoe
Tue Jul 11, 2017 10:22 pm
Forum: Investing - Help with Personal Investments
Topic: Bad 457 Option!
Replies: 17
Views: 964

Re: Bad 457 Option!

Yes, fund the 457 to the maximum! We both had 457 plans, plus T-IRA plans that we funded fully mainly for the nice tax incentives during our working years, and the 457's both changed investment companies over the years. Some good, one not so good, but so what. The bucks are stilled deferred. When we...
by SeeMoe
Mon Jul 10, 2017 12:51 pm
Forum: Personal Finance (Not Investing)
Topic: Long term care insurance - is it worth it?
Replies: 159
Views: 13508

Re: Long term care insurance - is it worth it?

The great Dave Ramsey suggested getting Long Term Care insurance at around 60 so I took his advice. My sister, who works in insurance, decided to self fund. After a couple of years of over 4k premiums the cost went up to over 5k for me and my wife. I decided to cancel the policy after paying about ...
by SeeMoe
Mon Jul 10, 2017 8:13 am
Forum: Investing - Theory, News & General
Topic: The cost of car ownership
Replies: 51
Views: 4115

Re: The cost of car ownership

Prestige is my reason for going with the "S" class Mercedes Benz GLS450 in 2017. It is startling to see heads turn and just stare when I blast over a hill lock, curve or just a drive through the neighborhood with this beauty in Cardinal Red and a glowing Mercedes star at nighttime....So much prestig...
by SeeMoe
Sun Jul 09, 2017 7:13 pm
Forum: Investing - Theory, News & General
Topic: Weak Evidence for International in Vanguard Research - Am I Missing Something?
Replies: 77
Views: 7199

Re: Weak Evidence for International in Vanguard Research - Am I Missing Something?

I'm roughly 26% international stock index fund now. Down from 40% when I had a Vanguard advisor service agent. Have zero international bond index now too. It was about 30% of the bonds in our senior 40/60 AA folios. Just don't care for international bonds what with hedging, converting to USD...Am I ...
by SeeMoe
Sun Jul 09, 2017 8:56 am
Forum: Personal Finance (Not Investing)
Topic: Financial check up/Am I ready to buy a house?
Replies: 12
Views: 1045

Re: Financial check up/Am I ready to buy a house?

I'd pay off the 6% student loans tomorrow. Then replenish (and supersede) emergency fund and down payment fund. Of course, continue to contribute to 401k and Roth IRA along the way. In my view, you're close to getting into the starter house you desire, but it's a stretch right now. Good advice. I'd...
by SeeMoe
Sat Jul 08, 2017 10:30 pm
Forum: Personal Finance (Not Investing)
Topic: Switch to federal job?
Replies: 80
Views: 9021

Re: Switch to federal job?

Anecdotally, every federal worker I know personally works fewer hours for similar pay but better benefits than their private sector counterparts once they have been in the job for awhile. Will not always be true, but at least is the case in my line of work. (GS-12/13/14 jobs). "Good enough for gove...
by SeeMoe
Sat Jul 08, 2017 2:06 pm
Forum: Investing - Theory, News & General
Topic: "My Favorite Mutual Fund"
Replies: 11
Views: 1973

Re: "My Favorite Mutual Fund"

Good article that I can relate to in that Our core stock fund is "The Tax Managed Capital Appreciation" fund. Like it for less small Cap. Risk at our age. The Total Bond Index fund is our core bond fund as well.

SeeMoe.. :mrgreen:
by SeeMoe
Fri Jul 07, 2017 6:23 pm
Forum: Investing - Help with Personal Investments
Topic: Retire at 55 on $41K/yr fixed pension with $1MM portfolio?
Replies: 26
Views: 6951

Re: Retire at 55 on $41K/yr fixed pension with $1MM portfolio?

It looks ok to me. We retired in our early 50's with about 1/2 million in 60/40 AA folios, no debt and a paid off cottage in the woods of upstate Pennsylvania. Plus, as I recall, about $60k in pensions with limited COLA's. Did lots of foreign travel and Florida for a month in winter,....and still ha...