Search found 108 matches

by head gamez
Thu Nov 21, 2019 8:56 am
Forum: Personal Consumer Issues
Topic: What are you paying for car, home and umbrella insurance?
Replies: 35
Views: 2363

Re: What are you paying for car, home and umbrella insurance?

I don't know about home or umbrella ( would have to check with CFO), but I do know that I just insured a 99 civic for $259/year. $0 deductible, full comp and liability.
by head gamez
Mon Nov 18, 2019 8:57 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to use Apple Pay Cash
Replies: 19
Views: 1886

Re: Best way to use Apple Pay Cash

Digging up this thread rather than starting a new one... I have tried to use Apple Cash recently. It does not work with my debit card. The other option is a pre-pay card. While Apple points out that not all cards will work, I cannot find a list of which prepaid cards WILL work. Does anyone have any...
by head gamez
Sat Nov 16, 2019 5:49 pm
Forum: Personal Consumer Issues
Topic: Basketball hoop that can be moved in and out of garage
Replies: 20
Views: 1169

Re: Basketball hoop that can be moved in and out of garage

We purchased one from Costco a few years back. You can fill it with water or sand. Ours is filled with water and is easily moveable. At the lowest position, it still may not fit inside a garage unless you lay it down once inside. If filled with water, you may have to drain it to lay it down (not sur...
by head gamez
Sat Nov 16, 2019 5:39 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to use Apple Pay Cash
Replies: 19
Views: 1886

Re: Best way to use Apple Pay Cash

Digging up this thread rather than starting a new one... I have tried to use Apple Cash recently. It does not work with my debit card. The other option is a pre-pay card. While Apple points out that not all cards will work, I cannot find a list of which prepaid cards WILL work. Does anyone have any ...
by head gamez
Thu Nov 14, 2019 10:02 pm
Forum: Personal Consumer Issues
Topic: Timeshare offer experience
Replies: 103
Views: 10543

Re: Timeshare offer experience

To me using points on Fairfield Inn is the waste. Why would you waste points on something you could pay cash for? Points should be used for extravagant aspirational experiences you would never pay cash for. Well, if one were to use points at a Fairfield, they'd have the cash they would have spent t...
by head gamez
Thu Nov 14, 2019 8:29 pm
Forum: Personal Consumer Issues
Topic: Timeshare offer experience
Replies: 103
Views: 10543

Re: Timeshare offer experience

We have been to two presentations. The first was on our honeymoon years ago. I don't remember the details. The second was with Marriott Vacation Club on HNL 6 years (or so) ago. We had flew in on miles in F, were staying at the JW on points, and rented a car on points. Just happened to be walking do...
by head gamez
Tue Nov 12, 2019 9:05 am
Forum: Personal Consumer Issues
Topic: Roku - is the Express sufficient?
Replies: 34
Views: 1929

Re: Roku - is the Express sufficient?

We have 8 Roku devices (plus 2 TCL Roku TVs). Two of the devices are Roku Express +, and they work very well with YouTubeTV. If you are still considering Roku, then I would recommend getting the "+" model of whichever version you go with. The + remote can be programmed to turn on your tv and control...
by head gamez
Tue Nov 05, 2019 10:27 pm
Forum: Personal Finance (Not Investing)
Topic: Apple Card
Replies: 119
Views: 11687

Re: Apple Card

I went through the process of thawing credit to apply today. Approved immediately. Tried to use the new card via my watch tonight and got the check mark, but the POS asked for payment again. Tried once more, and same thing. Since there was a line forming, I opted to use another card on Apple Pay (vi...
by head gamez
Tue Nov 05, 2019 9:49 am
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 582
Views: 77688

Re: Flaunt Your High-Mileage Car

2008 Honda Fit - 305k miles. Purchased new in 2008. Was my daily, now the wife's daily. 2004 Chevy Trailblazer - just tripped 200k miles. Purchased new in 2004 2002 Chevy Silverado 2500 HD (Diesel) - 130k miles. Purchased used in 2010 with 85k miles. Just recently added a brand new 1999 Honda Civic ...
by head gamez
Fri Nov 01, 2019 2:38 pm
Forum: Personal Consumer Issues
Topic: Should I actually buy a new car ? (Seat Belt Deployed)
Replies: 45
Views: 3331

Re: Should I actually buy a new car ? (Seat Belt Deployed)

Cycle wrote:
Tue Oct 15, 2019 9:26 am
We visit one elderly parent by car, but our miles driven is very low, so our child's exposure to the risk of death by car is much lower than most Americans.
Seems like such an unnecessary risk to me.... why not walk to avoid the stigma of placing your child in danger?
by head gamez
Wed Oct 16, 2019 1:09 pm
Forum: Personal Consumer Issues
Topic: Should I bail on AT&T and Directv?
Replies: 37
Views: 3989

Re: Should I bail on AT&T and Directv?

We jumped from DTV about 2 years ago and bailed on Spectrum about 12 months ago. We have since used YouTubeTV. We have been very happy with it. We have two homes (primary and vacation home) and visit the vacation home often. Having YouTubeTV with the 5 streams allows us to watch TV from both locatio...
by head gamez
Tue Oct 15, 2019 9:04 am
Forum: Personal Consumer Issues
Topic: How much do you spend on cellular annually?
Replies: 59
Views: 4226

Re: How much do you spend on cellular annually?

Seems like if you are traveling and working remote, the company would provide means to work remotely? I travel quite a bit, and have a company provided iPhone and iPad... no personal phone. My wife and son’s “plans” are $35/ month (each) for 3GB Unlimited through straight talk, so.... $840 annually....
by head gamez
Fri Sep 27, 2019 8:10 am
Forum: Personal Consumer Issues
Topic: Buying expensive TVs online
Replies: 54
Views: 4096

Re: Buying expensive TVs online

A couple of months ago I purchased a 62” smart Roku HDTV. $299. Why spend more than $500 when they can be had so cheap now. Probably a TCL TV, and I agree! We own three of them now between both houses. One has been mounted under the house at the beach since spring and no issues. Of course, it was o...
by head gamez
Wed Sep 11, 2019 1:45 pm
Forum: Personal Consumer Issues
Topic: Did humanity ever make good Gas cans
Replies: 70
Views: 6563

Re: Did humanity ever make good Gas cans

I have had one of these from our local mower shop for a few years now. Very happy with it. Have been meaning to pick up another for Diesel (tractor) and a smaller one for weedeater / leaf blower, but haven't gotten around to it. https://www.justrite.com/7250130-type-ii-accuflowtm-flammable-safety-ca...
by head gamez
Wed Aug 28, 2019 10:49 am
Forum: Personal Consumer Issues
Topic: Diesel Chevy Equinox a good idea?
Replies: 36
Views: 1662

Re: Diesel Chevy Equinox a good idea?

I don't think that commute is sustainable past 3 months. That will wreak havoc on many parts of her life. People can do marvelous things for short bursts. I would have her start job shopping if she cannot move closer to work. My hands get sweaty just thinking about doing that drive 5 days a week. T...
by head gamez
Tue Jul 23, 2019 2:59 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a house - bay area
Replies: 102
Views: 6707

Re: Buying a house - bay area

Where in the bay area is $2.5 million the cost of a 3 bedroom starter home? Are you looking in old Palo Alto? Everywhere. Here's one, 1987 sqft, with questionable wallpaper in south bay. $2.6M: https://www.zillow.com/homedetails/20233-Glasgow-Dr-Saratoga-CA-95070/19655647_zpid/ Palo Alto is more ex...
by head gamez
Wed Jul 10, 2019 8:10 am
Forum: Personal Consumer Issues
Topic: Pickup truck issue!!
Replies: 39
Views: 3349

Re: Pickup truck issue!!

Id fix it (probably take it a step further while the cab is off and do the bulletproof work as well), and drive it. Of course.... I am the guy that put a new transmission in a 13 year old trailblazer with 200k miles.
by head gamez
Tue Jun 18, 2019 8:04 pm
Forum: Personal Consumer Issues
Topic: Best way to teach my 4 year old to be fluent in Spanish?
Replies: 53
Views: 3776

Re: Best way to teach my 4 year old to be fluent in Spanish?

I use an app called Duolingo. It’s free. I like it, it seems really effective. Its very interactive, like a simple game. Has listening, writing and speaking components. In a matter of weeks I’ve improved my abilities. I dare say if a 4 year old can use a tablet, this could also work. Thank you for ...
by head gamez
Tue Apr 30, 2019 11:27 am
Forum: Personal Finance (Not Investing)
Topic: Housing: "Super Savers" vs. the "Rest"...
Replies: 85
Views: 10041

Re: Housing: "Super Savers" vs. the "Rest"...

Housing is at 8% but savings “only” 24%. This is gross income. What the heck am I spending my money on???? :shock: and I defined savings broadly at retirement, mortgage pay down and college. Time to take another look at the books..... I am very close... 23% savings and 7% housing. 1,800 Sq.Ft. 3/2 ...
by head gamez
Wed Apr 17, 2019 7:52 am
Forum: Personal Consumer Issues
Topic: How to fix jerky images on streaming TV?
Replies: 29
Views: 1834

Re: How to fix jerky images on streaming TV?

Is the streaming stick getting power from the TV (via USB) or is it getting power from the wall adapter? Ive experienced similar issues in hotels with the stick powered by the TV. Seems to go away when I use the wall adapter.
by head gamez
Tue Apr 16, 2019 10:29 am
Forum: Personal Consumer Issues
Topic: seriously thinking about leaving S. CA but where to?
Replies: 177
Views: 11525

Re: seriously thinking about leaving S. CA but where to?

Mission Texas?

Very nice winters, hot but not unbearable summers, no state taxes, and a little over an hour from Padre Island.
by head gamez
Fri Mar 29, 2019 9:36 am
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 1147
Views: 320760

Re: Share your networth progression

head gamez wrote:
Tue Aug 04, 2015 8:11 pm
My first post on the subject....

Age 31, NW = 350K

Just recently started tracking a few months ago, but now I log it every month.

Curious how I'm doing at my age.... Will eventually do a full post on our finances for full evaluation from the board.
Now.... 35, NW = $650k
by head gamez
Thu Mar 28, 2019 6:58 am
Forum: Personal Consumer Issues
Topic: 2012 Honda Fit MPG issue
Replies: 50
Views: 3926

Re: 2012 Honda Fit MPG issue

I have a 2008 with 300k on it. I’m not sure of any differences in the engines between the two (08 vs 12) but my 08 requires valve adjustments periodically, and one of the indicators is a drop off in fuel mileage. You will usually hear them chattering too. For the 08, it’s not a difficult job if you ...
by head gamez
Mon Mar 18, 2019 4:24 pm
Forum: Personal Consumer Issues
Topic: What are the purposes of your travels?
Replies: 60
Views: 4059

Re: What are the purposes of your travels?

I travel for work... every week. More miles and points than I care to use. Looking forward to retirement so I don’t have to travel!
by head gamez
Thu Mar 14, 2019 4:08 pm
Forum: Personal Consumer Issues
Topic: Vacation Home: Own vs. Rent??
Replies: 42
Views: 4141

Re: Vacation Home: Own vs. Rent??

My in laws, by the way, love their vacation home. They don't mind doing maintenance or having relatives do it for them. Of course, they'd never pay anyone to do maintenance, other than lawn care. If you're the type of person that doesn't mind this and enjoys having a reason to go to the same place ...
by head gamez
Thu Mar 14, 2019 1:48 pm
Forum: Personal Consumer Issues
Topic: Vacation Home: Own vs. Rent??
Replies: 42
Views: 4141

Re: Vacation Home: Own vs. Rent??

I grew up in a GI home built in 1946, 980 sq ft, 2 bedroom, 1 bath. Just Mom, Dad, and me. West Los Angels, Ca. Close to both their work places. In 1966 they looked at upgrading to a larger house, longer commutes for both, and they would again have a mortgage. They decided instead to buy a place in...
by head gamez
Fri Feb 08, 2019 9:14 pm
Forum: Personal Consumer Issues
Topic: How many hours do you work and what do you outsource
Replies: 88
Views: 8123

Re: How many hours do you work and what do you outsource

30-80 hours per week in a high level Program Management role. I work from home except for the 100+ nights a year that I am working out of state (or mostly) out of the country. She works 45+ hours per week as well. Son plays baseball for two teams, daughter plays softball, etc etc etc. We manage to h...
by head gamez
Fri Feb 08, 2019 8:55 pm
Forum: Personal Consumer Issues
Topic: Business Class to Japan
Replies: 63
Views: 3421

Re: Business Class to Japan

For a direct flight, you are most likely going to be on JA or one of the US Carriers. Personally, I opt for AA (I am Concierge Key on AA), as I prefer the food offerings to the Asian carriers in J and F. I haven't taken JA to Japan, but have read many reviews stating that the cabin temperature is v...
by head gamez
Fri Feb 08, 2019 8:07 pm
Forum: Personal Consumer Issues
Topic: Business Class to Japan
Replies: 63
Views: 3421

Re: Business Class to Japan

For a direct flight, you are most likely going to be on JA or one of the US Carriers. Personally, I opt for AA (I am Concierge Key on AA), as I prefer the food offerings to the Asian carriers in J and F. I haven't taken JA to Japan, but have read many reviews stating that the cabin temperature is ve...
by head gamez
Fri Feb 08, 2019 12:36 pm
Forum: Personal Investments
Topic: Index Trusts
Replies: 2
Views: 258

Re: Index Trusts

alex_686 wrote:
Fri Feb 08, 2019 8:29 am
They are CITs. The wiki has info on them.

They don’t have tickers. They are only available to retirement plans and are regulated by the Department of Labor, not the SEC.
Thanks
The Wiki was helpful and for some reason I didn't even think to look there.
by head gamez
Fri Feb 08, 2019 8:21 am
Forum: Personal Investments
Topic: Index Trusts
Replies: 2
Views: 258

Index Trusts

Morning Bogleheads.... Our 401k plan at work is changing in the coming months, and I wanted to ask a few questions to the forum regarding the new options. To summarize, the plan is terminating all current options (which I really like) and forcing us to vanguard Target Date Trusts by default. There a...
by head gamez
Wed Jan 02, 2019 4:21 pm
Forum: Personal Consumer Issues
Topic: Your ideal home size
Replies: 130
Views: 9142

Re: Your ideal home size

DesertDiva wrote:
Wed Jan 02, 2019 4:15 pm
ddurrett896 wrote:
Wed Jan 02, 2019 2:37 pm
Family of 5.

2,000 sqft of house
1,900 sqft of garage :D
Image
:D
I have 4100 sq. ft. of garage space and 1850 sq.ft. of living space. :D
by head gamez
Wed Jan 02, 2019 2:13 pm
Forum: Personal Consumer Issues
Topic: Favorite Purchase of 2018?
Replies: 255
Views: 21940

Re: Favorite Purchase of 2018?

Number 1 - Reverie Adjustable split top bed from Costco Roadshow.
https://www.costco.com/reverie-schedule.html

Number 2 - A Beach house in SC.
by head gamez
Wed Jan 02, 2019 1:29 pm
Forum: Personal Consumer Issues
Topic: Your ideal home size
Replies: 130
Views: 9142

Re: Your ideal home size

Family of 4 (kids are 12 and 8), and our current home feels right. 1850 sq.ft, 3 bedroom, 2 bath, full basement (half is a 2 car garage, half is playroom), 2 car attached garage (main level), 3 car detached garage, and 30x50 detached RV garage on 2.5 acres. We recently bough a home at the beach that...
by head gamez
Wed Jan 02, 2019 1:20 pm
Forum: Personal Consumer Issues
Topic: Noise cancelling headphones for plane trips, advice?
Replies: 62
Views: 3469

Re: Noise cancelling headphones for plane trips, advice?

I am a very frequent traveler (300k/ year), and I am going on my third year with this set from monoprice. When not traveling, I use them mowing the 2.5 acres to listen to pod casts. The battery life is still great, and easily lasts the 15+ hours to HKG in noise cancelling mode. They can be plugged i...
by head gamez
Mon Nov 26, 2018 7:23 pm
Forum: Personal Consumer Issues
Topic: Dental Mishap
Replies: 51
Views: 6211

Re: Dental Mishap

An update. We have moved all of our dental visits to another Dr within the building. The Dr. that made the error has agreed to pay for all of the orthodontics work (not just the extra work created as a result of the error.) Prior to his offer, my wife had contacted a few attorneys about recouping th...
by head gamez
Thu Nov 08, 2018 1:54 pm
Forum: Personal Consumer Issues
Topic: aerobic exercise: rower vs. treadmill and elliptical
Replies: 44
Views: 4415

Re: aerobic exercise: rower vs. treadmill and elliptical

I have the Concept 2 Model D Rower, a treadmill, and the Concept 2 SkiErg. To make room for the SkiErg, we had to get rid of an elliptical. I wouldn't replace the treadmill with the Rower (my wife would kill me), but I would certainly get rid of an Elliptical to make room for the rower. Now I just n...
by head gamez
Mon Oct 29, 2018 9:23 am
Forum: Personal Consumer Issues
Topic: Dental Mishap
Replies: 51
Views: 6211

Re: Dental Mishap

My wife and I are in conversations with the dentist, the practice manager, and the ortho on the whole ordeal and recently requested some compensation for all of the extra appointments, time off work, driving, and time away from school... not to mention his new fear of dentists. The dentist proactiv...
by head gamez
Wed Oct 24, 2018 11:39 am
Forum: Personal Consumer Issues
Topic: Dental Mishap
Replies: 51
Views: 6211

Re: Dental Mishap

Baby teeth needed to be pulled prior to orthodontia? Wouldn't you need all adult teeth in prior to worrying about braces? Regardless, if they pulled the wrong baby teeth and are going to pull the correct baby teeth for free and no permanent damage is done, i would probably just leave it at that and...
by head gamez
Wed Oct 24, 2018 11:36 am
Forum: Personal Consumer Issues
Topic: Dental Mishap
Replies: 51
Views: 6211

Re: Dental Mishap

Thanks for all of the input. We will keep this in mind over the next few days as we move forward. My wife is handling it and I'm pretty sure she said that the same dentist was not doing the additional extractions today.
by head gamez
Wed Oct 24, 2018 11:34 am
Forum: Personal Consumer Issues
Topic: Dental Mishap
Replies: 51
Views: 6211

Re: Dental Mishap

If the wrong teeth were removed then you should talk to a lawyer, and I am not someone who would often suggest that. A big problem is that you kid could still be dealing with dental problems because of that 60 years from now. There is no way that I would let my dentist touch the kid again if they r...
by head gamez
Wed Oct 24, 2018 9:10 am
Forum: Personal Consumer Issues
Topic: Dental Mishap
Replies: 51
Views: 6211

Dental Mishap

I wanted to get some wisdom from the forum on a recent dental mishap (not medical advice)... My son needs braces in the next year or so. He had a few teeth that the orthodontist said needed to be pulled and sent the information to our family dentist. We took him for the appointment, and of the four ...
by head gamez
Thu Sep 27, 2018 8:24 pm
Forum: Personal Consumer Issues
Topic: Saltwater Pools and Winterizing
Replies: 4
Views: 543

Re: Saltwater Pools and Winterizing

Check out the site https://www.troublefreepool.com/content/169-TFP-Home-Page They’re the experts This! They are the Bogleheads of the pool world. For what it is worth, I am on my 6th year with our Salt Water pool. My cell has never been removed. However, I do not close the pool.... I cover it and p...
by head gamez
Thu Sep 27, 2018 10:53 am
Forum: Personal Consumer Issues
Topic: How to buy a mattress
Replies: 62
Views: 7227

Re: How to buy a mattress

Our original mattress from when we got married lasted 14 years. It was a king size of whatever Sam's club sold at the time. We replaced it last year with another Sam's mattress. I couldn't stand the new one. We tried it for a month or so. We were in Costco one day and I saw a Reverie Road Show. Orde...
by head gamez
Wed Sep 26, 2018 7:58 am
Forum: Personal Consumer Issues
Topic: Anyone ever tired of managing hair and consider shaving to go bald
Replies: 59
Views: 4861

Re: Anyone ever tired of managing hair and consider shaving to go bald

It's not the morning routine, that's never a problem. It's just bothering me every once in a while. I also do a lot of cycling and wear a helmet, and that causes too much sweating and sticking to head and all that. I think that you will find that the shaved head will result in a worse experience wh...
by head gamez
Tue Sep 25, 2018 12:07 pm
Forum: Personal Consumer Issues
Topic: Flu shot reaction? Getting flu shot this year?
Replies: 69
Views: 2687

Re: Flu shot reaction? Getting flu shot this year?

I've never gotten a flu shot despite the company offering them for free and local stores offering gift cards to do it. Something about someone injecting me with a "virus" in the same conference room that I just had a particularly heated meeting the day before. Or even worse... the same place I shop ...
by head gamez
Thu Jun 21, 2018 11:51 pm
Forum: Personal Consumer Issues
Topic: Surprise - Costco sells - but does not install vehicle batteries
Replies: 85
Views: 9046

Re: Surprise - Costco sells - but does not install vehicle batteries

Glad I checked before I went there - surprised that Costco does not install car batteries. :( Uhhhhh..... two bolts and maybe a wingnut? I guess I'd argue if you can't install a battery maybe you shouldn't be driving a car. I put it in the same category as checking the oil and filling the gas tank,...
by head gamez
Mon May 14, 2018 2:47 pm
Forum: Personal Consumer Issues
Topic: New mattress
Replies: 101
Views: 19255

Re: New mattress

We have been in the market for a few months as well. Back in late December we finally replaced our 14 year old Sams club mattress with another from Sams. This one was great for a week or so but has been terrible since then. It is a single sided pillow top, but we have found the most comfort in flipp...
by head gamez
Fri May 04, 2018 2:11 pm
Forum: Personal Finance (Not Investing)
Topic: How old is too old for a vehicle, even for a well running one ?
Replies: 83
Views: 7038

Re: How old is too old for a vehicle, even for a well running one ?

2001 - Silverado Dually Diesel ~145k Miles 2002 - Silverado SRW Diesel ~ 116k Miles 2004 - Chevrolet Trailblazer - ~200k Miles 2008 - Honda Fit ~ 300k miles No plans to replace either of them. My son will either get the 2002 Truck or the Fit in 6-7 years when he starts driving. At that time I guess ...
by head gamez
Sat Apr 28, 2018 8:39 pm
Forum: Forum Issues and Administration
Topic: New "Feature" Request
Replies: 3
Views: 1824

New "Feature" Request

I like to browse Bogleheads from the home page (the mix of all forum posts by time of last post). Currently to do that, I read a topic and then have to scroll back up to the top and click on the Bogleheads.org link at the top of each page, or click back and then refresh the browser. It's not a big d...