If you have an Android phone or tablet My Stocks Portfolio
could be handy. Claims it does DRIPs, splits, and calcs
the IRR annually.
Tickers SPHQ or QDIV. These usually have minimal debt and earnings growth.Camboodoogins wrote: ↑Wed Dec 15, 2021 4:32 pm
My questions include:
1. How do quality factor ETFs like QUAL provide exposure to this factor?
2. Are there any strong benefits to holding a quality ETF in a portfolio?
3. For people already tilting to other factors, for example small and value, how might adding quality affect performance?
4. What are the best quality factor ETFs available right now?
Thanks so much. I really appreciate any guidance or information I can get on this.
A TRSY fund spanning 3 to 10 years will capture most of the
The wiki as some info about that. Bonds look good in a traditional 401k.NYCaviator wrote: ↑Thu Dec 02, 2021 3:53 pmWe still have space in the 401k, but does it make sense to fill up the 401k with bonds or should I leave some equities in there?patrick013 wrote: ↑Thu Dec 02, 2021 3:51 pmIn a high tax bracket a muni bond fund in taxable could be used if out ofNYCaviator wrote: ↑Thu Dec 02, 2021 3:44 pm I know we are in a weird environment for bonds right now, but is a total bond market still the way to go, and should I be holding that in our 401ks?
tax-deferred space.
In a high tax bracket a muni bond fund in taxable could be used if out ofNYCaviator wrote: ↑Thu Dec 02, 2021 3:44 pm I know we are in a weird environment for bonds right now, but is a total bond market still the way to go, and should I be holding that in our 401ks?
Good charts showing AAA are still avoiding defaults.GP813 wrote: ↑Wed Dec 01, 2021 1:57 am Some reading you might find interesting.
US municipal bond defaults and recoveries, 1970-2019
Marseille07 wrote: ↑Mon Nov 29, 2021 5:23 pm I have nothing against 3% SWR, I think that's actually very reasonable.
Anything in a workable Totten trust will be done very fast leavingtibbitts wrote: ↑Wed Nov 17, 2021 3:16 pmI thought a Totten trust was nothing more than another name for a PoD account? That definitely won't take the place of a will, because so many accounts (including, annoyingly, some of mine) don't allow PoD. I would always want a will to clean up whatever can't be titled or ToD/PoD'd or, even with a revocable trust or some other trust, just didn't get titled correctly.patrick013 wrote: ↑Wed Nov 17, 2021 2:46 pmConsider a totten trust. No will, no lawyer, no probate, no fees.
It's all handled by your bank and brokerage company.
Funding senior years with a trust for that purpose is another need.
PE's have gotten better due to EPS increasing. So the bubble is better than expected.stocknoob4111 wrote: ↑Sat Nov 06, 2021 8:46 am
S&P 500 PE = 29.59 (Current)
....................................
For this reason I think we're nowhere close to a bubble which a lot of people are talking about simply by looking at absolute numbers. Am I missing anything here? Thoughts?
Ask any broker. He should reply as earnings go up the pricesTimeToThink wrote: ↑Mon Nov 08, 2021 10:37 pm Is there such a thing as a proven stock market predictor? I suspect I might hear nothing but birds as a response, but please indulge me if you have one or two in your pocket.
I'd go as far as saying anything AAA has a flight to safety effect and that TRSY'sprioritarian wrote: ↑Mon Nov 08, 2021 12:14 pmI haven't seen a study that looks at flight to safety for munis but I expect they would behave like investment-grade bonds.bubbly wrote: ↑Mon Nov 08, 2021 10:26 amCurious where you or anyone else would put Munis on this list? State specific and national?prioritarian wrote: ↑Mon Nov 08, 2021 10:05 am Treasuries > Total Bond > Corporate bonds. Longer treasury durations have the most negative correlation (albeit with higher volatility).
Actually studies have shown some dividends aren't that bad.
I've always thought "Age-in-bonds Stop at 50" was conservative but not thatmartincmartin wrote: ↑Fri Oct 22, 2021 8:29 am
The problem with "your age in bonds."
But some say "age - 20," others say constant allocation. Let data decide! For a 4% withdrawal rate, a constant 50/50 allocation has a 91.67% success rate on cFIREsim. How much better is "age in bonds"?
Have you looked in the VG wiki for tax efficient allocation for your portfolio allocation ?
Some advisors think the next market crash won't last 3 years or
Occasionally someone does and rather rationally depending on the 100% allocation.willthrill81 wrote: ↑Fri Oct 15, 2021 12:10 pmExceptionally few, and none that I recall in this thread, have suggested 100% stocks for those in or nearing retirement.patrick013 wrote: ↑Fri Oct 15, 2021 12:05 pmIf the market crashes really bad and you don't have AIB's thenwillthrill81 wrote: ↑Fri Oct 15, 2021 11:12 amProbably, but if it does, it will likely have much more to do with recency bias and a short-term mindset than anything else.
I guess you could live off social security. Living off a stock
fund primarily is a little riskier.
If the market crashes really bad and you don't have AIB's thenwillthrill81 wrote: ↑Fri Oct 15, 2021 11:12 amProbably, but if it does, it will likely have much more to do with recency bias and a short-term mindset than anything else.
john963red wrote: ↑Mon Oct 11, 2021 8:43 pm Any advice is appreciated, but please keep in mind that I do understand the volatility and risks associated with money in the stock market, and remember that my emergency fund is separate from these investments.
+1Taylor Larimore wrote: ↑Sat Oct 09, 2021 1:59 pm Bogleheads:
According to Optimized Portfolio, this is the most recent "Larry Swedroe Portfolio" (70% Intermediate-Term bonds).
https://www.optimizedportfolio.com/larr ... portfolio/
Best wishes.
TaylorJack Bogle's Words of Wisdom: "The Lehman Bond Index (total bond market), in substance, is an appropriate choice for investors with an intermediate-term time horizon and seeking top quality."
If the newest Little Book of Common Sense Investing is available Chapter 16
viewtopic.php?p=2862276#p2862276whereskyle wrote: ↑Mon Oct 04, 2021 11:34 am
But then yesterday I read through the thread from 2008 in which Sheepdog posted about his panic and likely capitulation. This prompted me to do a play-by-play in portfolio visualizer of month-by-month returns of the 2008 crash all the way through to the end of the bear in 2012.