Search found 88 matches

by thatwhichisgood
Sun Aug 23, 2020 1:26 pm
Forum: Personal Finance (Not Investing)
Topic: Do you talk to your friends/family/coworkers about this stuff?
Replies: 210
Views: 16895

Re: Do you talk to your friends/family/coworkers about this stuff?

Back in the days when I was working I did. I have some bullet points I often repeated Pay yourself first Beware of sharks At least match the 'matching funds (at hiring a good time to start before it hits your budget) The magic of compound interest (sigh) No-Load Mutual Funds Math results of a latte ...
by thatwhichisgood
Tue Aug 18, 2020 12:54 am
Forum: Personal Finance (Not Investing)
Topic: Ally Bank Horror Story: Is this right?
Replies: 107
Views: 8225

Re: Ally Bank Horror Story: Is this right?

Walkure wrote: Mon Aug 17, 2020 5:20 pm Maybe check your state's unclaimed property records under your landscaper's name?
Great idea!
by thatwhichisgood
Thu May 14, 2020 12:38 pm
Forum: Investing - Theory, News & General
Topic: Federal Reserve Spending
Replies: 6
Views: 943

Re: Federal Reserve Spending

I'm still looking for a reply about this post. Is anyone aware of the work of Russ and Pam Martens? Todays reporting is on "Evidence Suggests U.S. Financial Crisis Started on August 14, 2019" They provide good snapshots of the Federal Reserves actions and some insight into policy. Does any...
by thatwhichisgood
Sun May 10, 2020 9:26 pm
Forum: Investing - Theory, News & General
Topic: Federal Reserve Spending
Replies: 6
Views: 943

Federal Reserve Spending

What do you think of the information coming from Pam and Russ Martens? Is this a good source for getting a better view and understanding of the Federal Reserve. Does anyone else follow them? Last post about Friday https://wallstreetonparade.com/2020/05/meet-the-feds-global-plunge-protection-team/
by thatwhichisgood
Mon Feb 10, 2020 3:10 pm
Forum: Personal Consumer Issues
Topic: Selling my home, get a septic inspection before listing?
Replies: 30
Views: 1499

Re: Selling my home, get a septic inspection before listing?

The state of Washington and counties have specific laws to cover that. I would call you county... in our case Health Department Here is the example link ... https://www.co.thurston.wa.us/health/ehoss/soldprop.html ...as you will see specific timelines and documentary are required. We are on a septic...
by thatwhichisgood
Sun Jan 26, 2020 1:37 pm
Forum: Personal Finance (Not Investing)
Topic: How to get out cash
Replies: 52
Views: 4419

Re: How to get out cash

grocery store and ask for change denominations you want...if you are using a debit card :happy
by thatwhichisgood
Sun Nov 10, 2019 2:21 am
Forum: Personal Consumer Issues
Topic: Best secure email to use instead of gmail?
Replies: 93
Views: 17020

Re: Best secure email to use instead of gmail?

I have used Gmail for a number of years. Up until about 2 years ago I would say it was secure too. I started getting emails in both French and German and once in awhile in English... they go to my first and last name at gmail.com with or without period between the first last name. I have tried to se...
by thatwhichisgood
Sat Nov 02, 2019 11:16 am
Forum: Investing - Theory, News & General
Topic: Spike in Repo Rates [Fed Overnight Repurchase agreement]
Replies: 179
Views: 18318

Re: Spike in Repo Rates [Fed Overnight Repurchase agreement]

I need help understanding the cost to taxpayers. the money the government's putting in ... does that turn around and ALL costs come back to us or is that a subsidy of the markets to keep them stable etc. Will these dollars become part of our deficit? I'm also looking for a resource for dummies on th...
by thatwhichisgood
Thu Mar 07, 2019 1:37 pm
Forum: Investing - Theory, News & General
Topic: What's the relationship between bogleheads and Vanguard diehards?
Replies: 9
Views: 1619

Re: What's the relationship between bogleheads and Vanguard diehards?

What a wonderful history lesson! Thank all of you early Boglehead adapters for sharing your brain trust! Really thank you to everyone who takes time to help me/us all learn and grow our money! Blessed! :sharebeer
by thatwhichisgood
Fri Oct 05, 2018 6:33 pm
Forum: Personal Finance (Not Investing)
Topic: Need Health Insurance (Non-ACA Options)
Replies: 80
Views: 6414

Re: Need Health Insurance (Non-ACA Options)

If, none of you have ANY pre existing conditions, and know what is in your doctor records, short term plans are an alternative. They will run for a year and then one can renew. Most have broader networks, but don't cover all the essential benefits required by ACA. I can't emphasize how important it...
by thatwhichisgood
Tue Aug 28, 2018 1:28 pm
Forum: Personal Finance (Not Investing)
Topic: Health care question - self employed- Whats your plan? Advice Needed
Replies: 24
Views: 2301

Re: Health care question - self employed- Whats your plan? Advice Needed

+1 Out of the blue spinal fusion this year... just one link, still a life changing event. :( $150k+ 60 year old healthy till now surprise Health Insurance... protecting your assets and addressing your quality of life and PAIN Today you are healthy, who knows about tomorrow. We are in NC and have had...
by thatwhichisgood
Sat Jul 14, 2018 5:50 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 367
Views: 24446

Re: COMING SOON: BOGLEHEADS PODCASTS

Costs Matter: Investing the Bogleheads Way The Bogleheads Investment Podcast +1 The Bogleheads Investment Podcast This meets two critical needs 1 > "Bogleheads" 2> Modifier that means something to NON Bogleheads and SEARCH Engines :sharebeer So happy to know this in the works. Will make m...
by thatwhichisgood
Fri May 18, 2018 3:46 pm
Forum: Personal Investments
Topic: buying CD from Vanguard
Replies: 18
Views: 16096

Re: buying CD from Vanguard

Reading all your amazing advice on CD's. I am always so grateful for your brain-trusts. I have purchased VG brokerage CD's previously...but it's been awhile now. IRA accounts. My question is on the timing of the purchase in a given month. I am setting a three year ladder with a pay out every six mon...
by thatwhichisgood
Tue Jan 09, 2018 5:35 am
Forum: Personal Finance (Not Investing)
Topic: When the rubber hits the road [Progressive Dementia thread with merged updates]
Replies: 108
Views: 10744

Re: The reality hits - my dementia update

You are my hero. Thank you for sharing. Wishing you all the best! The gift you give both yourself and your loved ones is so important ...and so loving.
by thatwhichisgood
Mon Dec 04, 2017 8:05 pm
Forum: Personal Consumer Issues
Topic: Any websites to help find a great doctor?
Replies: 36
Views: 4920

Re: Any websites to help find a great doctor?

A loved one about 5 years ago ask me to research a specialist for a second opinion and as a consulting doctor to work with her local Oncologist. Our son, who is a phd neuroscientist said whenever you need a knowledgeable doctor look for one who is both MD with a PHD in Medicine . I did! I found one ...
by thatwhichisgood
Mon Nov 13, 2017 6:12 pm
Forum: Personal Consumer Issues
Topic: Buying a new smartphone as a surprise gift
Replies: 8
Views: 1164

Re: Buying a new smartphone as a surprise gift

:sharebeer

You can always wrap up a picture and a check after getting the full cost quote with taxes. I'd be thrilled!
by thatwhichisgood
Mon Oct 23, 2017 12:12 pm
Forum: Personal Finance (Not Investing)
Topic: Turned down for Citibank Costco Visa
Replies: 25
Views: 12542

Re: Turned down for Citibank Costco Visa

We were going to apply for a Costco CC this week. Although we have excellent credit 800+ we have very little credit history for the past 10 years. We do have two visit credit cards and would replace one if approved. Income last year was about 30k. We are not working. Credit Freezes added last month....
by thatwhichisgood
Sun Jul 09, 2017 3:44 pm
Forum: Personal Consumer Issues
Topic: A question about GENTLE excercise.............
Replies: 22
Views: 3118

Re: A question about GENTLE excercise.............

+++ Plus a zillion http://classicalstretch.com/ Search on Classical Stretch if you have cable/dvr etc... It maybe running on PBS. We bought two DVR collections. Look at Classical Stretch with Miranda Esmonde White. She is on many PBS channels, has a website with DVDs for sale (also available on Amaz...
by thatwhichisgood
Tue Jun 20, 2017 1:53 pm
Forum: Personal Finance (Not Investing)
Topic: Widowed mother - siblings try to make a plan
Replies: 30
Views: 4329

Re: Widowed mother - siblings try to make a plan

I agree with the suggestions to consult an Elder Law attorney. These are not financial advice, but I'd like to suggest anyway that you and your siblings: 1. Thank your brother and his wife for all the care they have provided and will provide for your mother. 2. Unless you and your siblings are doin...
by thatwhichisgood
Mon Apr 17, 2017 7:16 pm
Forum: Personal Finance (Not Investing)
Topic: Pension option-Should I include child?
Replies: 33
Views: 3352

Re: Pension option-Should I include child?

I think it would be wonderful for you to provide this amazing benefit and opportunity for your child. Without knowing what tomorrow would bring... of course. Do it. By the way... you don't have to tell them. I would be honored and proud to be able to offer that kind of security to my loved one. The ...
by thatwhichisgood
Sat Apr 15, 2017 8:15 pm
Forum: Personal Consumer Issues
Topic: Anyone else decided not to finish med school?
Replies: 76
Views: 28420

Re: Anyone else decided not to finish med school?

My nephew quit med school after 3 weeks. He's much happier doing his genetics related phd stuff instead. A bit shocking at first for the family, but he is doing well in his weird field so all good. He said he wanted to do serious science rather than medicine. As in most things, figuring it out earl...
by thatwhichisgood
Fri Jan 27, 2017 1:50 am
Forum: Personal Consumer Issues
Topic: Volunteering Ideas
Replies: 87
Views: 8013

Re: Volunteering Ideas

I volunteer at South Sound Estuarium[url][http://www.sseacenter.org/ /url]. A marine education place that introduces many young people to Marine Science. It also has lots of adult education talks and enriched experiences it's amazing. Whatever your passion is, or just interest, is a great place to l...
by thatwhichisgood
Fri Nov 25, 2016 2:09 pm
Forum: Personal Finance (Not Investing)
Topic: Advice on picking 2017 healthcare plan
Replies: 10
Views: 1827

Re: Advice on picking 2017 healthcare plan

Can anyone speak to the timeline of ACA subsidy in or through 2017?

Also do you think if it is removed it would trigger 'open enrollment' to make changes in plans?
by thatwhichisgood
Wed Sep 14, 2016 2:52 pm
Forum: Personal Finance (Not Investing)
Topic: Please Help - ObamaCare application question regarding income
Replies: 27
Views: 2184

Re: Please Help - ObamaCare application question regarding income

Washington Health Benefit Exchange two years ago I think. Fields are provided that are by spouse and you add the income amounts. Source/How Much/How often Household Income Details Required FIELD On the previous screen. you provided information about the types of income that come from members of your...
by thatwhichisgood
Tue Jun 28, 2016 2:58 pm
Forum: Personal Consumer Issues
Topic: Alternatives to Traditional Pasta?
Replies: 52
Views: 6136

Re: Alternatives to Traditional Pasta?

I love love love Tinkyada brand especially the lasagna noodles. De Boles too....
by thatwhichisgood
Wed Aug 26, 2015 6:38 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20768
Views: 2836958

Re: U.S. stocks in freefall

I usually think of the market like [weather in the early spring*].

Always trending up but a blizzards along the way. Always glad when the sun comes back out!

[* substituted for off-topic metaphor - admin alex][/color]
by thatwhichisgood
Wed Aug 12, 2015 5:39 pm
Forum: Personal Finance (Not Investing)
Topic: Am I crazy? Quitting my job.
Replies: 107
Views: 22801

Re: Am I crazy? Quitting my job.

I would and have done similar. Plz get good health insurance in place first. The unknowns can be tougher then you plan... And funner too. Best wishes to all of you.
by thatwhichisgood
Sat May 02, 2015 9:20 pm
Forum: Personal Finance (Not Investing)
Topic: How do you buy health insurance these days?
Replies: 46
Views: 18477

Re: How do you buy health insurance these days?

Hi OP! When I first started buying my own health insurance I was about 50. And it was overwhelming.... Somewhere I read about going to a licensed broker by way of looking them up on https://www.nahu.org/consumer/findagent2.cfm One of the best thing I ever did!!! In both Washington State and Arizona ...
by thatwhichisgood
Sat Apr 04, 2015 1:10 am
Forum: Personal Consumer Issues
Topic: VRBO rental gone awry- recourse for security deposit?
Replies: 50
Views: 15920

Re: VRBO rental gone awry- recourse for security deposit?

Feel your pain. It is the risk of using those types of websites. We know! Our new booking is only with a property manager not an owner. whew....

Before writing a review I would let it play out and see what happens..the Pollyanna in me always hopes for a compromise. :oops:
by thatwhichisgood
Sat Apr 04, 2015 12:57 am
Forum: Investing - Theory, News & General
Topic: Converted to Index Funds in 2014 - paid Capital Gains at tax
Replies: 15
Views: 1837

Re: Converted to Index Funds in 2014 - paid Capital Gains at

Personally I think it's ok to pay taxes even if you could do a work around to avoid more of them. Thank you! I love sleeping at night with the Total Stock Market Index Fund or VTI. Either one rocks.
by thatwhichisgood
Mon Mar 24, 2014 12:16 am
Forum: Personal Finance (Not Investing)
Topic: How to help my son with law school loans?
Replies: 58
Views: 4380

Re: How to help my son with law school loans?

Just pay it off. He is already frugal and hard working, so you're not risking spoiling him. Your money will be taxed at 50% when you die. Pass it along while you can without the 50% haircut. [OT comment removed by admin LadyGeek] The top tax rate for estates is 40 percent and there is a 5 million d...
by thatwhichisgood
Wed Jan 01, 2014 5:30 pm
Forum: Personal Consumer Issues
Topic: Safety schools for a Physics/Math kid
Replies: 264
Views: 32414

Re: Safety schools for a Physics/Math kid

Congratulations! Another program for science/math scholars to be aware of is the NASA Space Grant Program ..which also can provide scholarship money too. :D http://www.nasa.gov/offices/education/programs/national/spacegrant/home/ Our loved one participated at UW as an undergraduate in math/physics. ...
by thatwhichisgood
Thu Dec 26, 2013 12:08 pm
Forum: Personal Consumer Issues
Topic: smart phone advice
Replies: 20
Views: 3483

Re: smart phone advice

You may want to check out the new Moto G GSMA/ATT networks. New $200 android.
by thatwhichisgood
Tue Dec 24, 2013 12:15 pm
Forum: Personal Consumer Issues
Topic: The Best Things in Life Are Partly Free
Replies: 17
Views: 2869

Re: The Best Things in Life Are Partly Free

The absolute joy and miracle of having access to public land. The angels that had the foresight to create and protect them for so many of us to enjoy. For me ... the Sanoran Desert where the deer and the javelina play. https://www.google.com/search?q=christmas+sonoran+desert&espv=210&es_sm=9...
by thatwhichisgood
Wed Dec 04, 2013 9:01 pm
Forum: Personal Finance (Not Investing)
Topic: How to pay ZERO taxes in retirement with 6-figure expenses
Replies: 207
Views: 141438

Re: How to pay ZERO taxes in retirement with 6-figure expens

OP, your post gave me pause to think of my dad and the delight he had the year he actually had to pay "six figures" in taxes. "A good problem to have" I like a society with a decent, smart and fairer tax policy and tax foundation. Taxes drive so many behaviors in our society. It ...
by thatwhichisgood
Tue Dec 03, 2013 12:44 am
Forum: Personal Consumer Issues
Topic: Tactical Flashlight for long walks at night vs. pepper spray
Replies: 85
Views: 9582

Re: Tactical Flashlight for long walks at night vs. pepper s

I like a head lamp (on my wrist) for rattlesnake watching and mace on my spouse for the never yet seen mountain lion. Why not both?
by thatwhichisgood
Tue Dec 03, 2013 12:37 am
Forum: Personal Consumer Issues
Topic: Google Chromecast
Replies: 32
Views: 5144

Re: Google Chomecast

Chromecast is amazing~~~ you can also share photo's and video from any uploaded photo site you use ...easy peasy. I haven't checked but maybe there is a fireplace view on line you can stream too. ho ho ho!

Found it
http://www.youtube.com/watch?v=ifGkCN93Fxg
by thatwhichisgood
Sat Nov 16, 2013 6:29 pm
Forum: Personal Finance (Not Investing)
Topic: ACA estimating income with dividends
Replies: 26
Views: 1895

Re: ACA estimating income with dividends

Hi :) I finally got through healthcare.gov today - have been stuck at a glitch for weeks and decided just to make a new account and start over, and it worked! So I'm looking at the second-lowest Bronze plan for our fam of 4. I estimated our income just under the cut-off for the subsidy. It's possib...
by thatwhichisgood
Sat Nov 16, 2013 6:08 pm
Forum: Personal Finance (Not Investing)
Topic: so, my county has ONE Medicare Advantage plan
Replies: 15
Views: 1737

Re: so, my county has ONE Medicare Advantage plan

From my experience with my loved one I would not do an Advantage plan because you basically sign away Medicare patient rights and let them 'manage care' your health care. Before choosing the Advantage plan we tried to get opinions form Senior health care advocates, Doctor office and an insurance bro...
by thatwhichisgood
Wed Nov 13, 2013 11:26 pm
Forum: Personal Investments
Topic: Best "Indirect Financial advice" you ever received?
Replies: 66
Views: 5748

Re: Best "Indirect Financial advice" you ever received?

FafnerMorell wrote:Pay yourself first.

Yes! Which lead me to believe every raise required at least a 50% of it to go to 'pay yourself first' investing...year after year.
by thatwhichisgood
Thu Nov 07, 2013 5:30 pm
Forum: Personal Consumer Issues
Topic: New cellphone
Replies: 63
Views: 5660

Re: New cellphone

I am waiting for the unlocked Nexus 5 to be released at the end of the month. This phone on a pre-paid T-Mobile plan ($30 a month) is the way I am headed. I'm doing this with the Nexus 4. Could not be happier I have been wondering about T-Mobile... We use google voice at home and have been too frug...
by thatwhichisgood
Thu Nov 07, 2013 12:03 pm
Forum: Personal Consumer Issues
Topic: google does math
Replies: 53
Views: 5668

Re: google does math

this thread is cracking me up... the most important thing for me that google can do is tech support .... sometimes it takes awhile to screen results and links...to find the right info (and very easy) and a source I am comfortable with and wa la by some miracle things get fix by a non techie, non det...
by thatwhichisgood
Mon Oct 07, 2013 1:15 am
Forum: Personal Finance (Not Investing)
Topic: ACA: buy through Marketplace or not?
Replies: 32
Views: 3220

Re: ACA: buy through Marketplace or not?

One of the positive things about the exchanges is you can compare apples to apples. As I understand it they also have specific coverage required including the Rx benefit and mental health. Are the same 'standards' of service defined for outside of the exchanges? I know the preventative care piece is...
by thatwhichisgood
Mon Oct 07, 2013 1:01 am
Forum: Personal Finance (Not Investing)
Topic: Affordable Care Act....household income
Replies: 26
Views: 6629

Re: Affordable Care Act....household income

Thank you so much for this discussion. :!: I am still trying to understand it and the choices we have to make. I was especially glad to see that an IRA can convert to a Roth IRA. I know pretty much nothing about Roth's so will have to start learning about them too. Thanks again and again .... you al...
by thatwhichisgood
Sat Oct 05, 2013 12:04 pm
Forum: Personal Consumer Issues
Topic: iGoogle alternatives?
Replies: 21
Views: 3292

Re: iGoogle alternatives?

I am going to miss igoogle too. My biggest concern was finding a new RSS feeder. After reading lots of reviews I ended up on feedly.com It's not always an option on a RSS set up page but it has a "add content" link that let's me add the URL as needed. There is lots of things I like about i...
by thatwhichisgood
Sun Jul 28, 2013 11:09 am
Forum: Personal Consumer Issues
Topic: Math degrees
Replies: 70
Views: 7259

Re: Math degrees

Our son has a BS in math & physics...now with a PhD in theoretical physics... There is all kinds of medical/physiology/biology science going on. He's been working for a geneticist for a number of years now. This is briefly the project he works on is doing..."Using the larva of the fruit fly...
by thatwhichisgood
Sat Jun 01, 2013 4:55 pm
Forum: Personal Finance (Not Investing)
Topic: California affordable care act rates for 2014 released
Replies: 143
Views: 17873

Re: California affordable care act rates for 2014 released

What a great discussion. I have been buying catastrophic $10k insurance on the open market since 2007. While I am afraid of the early years of ACA implementation I also welcome it. It was long past due. Here is a C-Span program that is fascinating and I think positive if you live in a state working ...
by thatwhichisgood
Wed May 29, 2013 1:44 am
Forum: Personal Finance (Not Investing)
Topic: Uncertain of cost burden from out-of-network surgeon.
Replies: 26
Views: 3439

Re: Uncertain of cost burden from out-of-network surgeon.

If I were you I would consider this a Miracle ! I spent about six months dealing with my mother's two medicare hospital bills ...when a computer error left blank a field that confirmed "she was present at admission". Neither Humana nor the Hospital would work the problem without my numerou...
by thatwhichisgood
Wed May 29, 2013 1:12 am
Forum: Personal Consumer Issues
Topic: Advice on Highlander/Odyssey purchase
Replies: 44
Views: 12155

Re: Advice on Highlander/Odyssey purchase

Honda Odyssey...best kept secret? We owned one years ago and it seems this bit of magic is still true in the 2013 model... CARGO ROOM: The 3rd-row seats flip down into a floor well (larger folks can pull on a strap and do it one-handed). The 2nd-row seat backs flip down easily, and if the seats are ...
by thatwhichisgood
Wed Feb 20, 2013 12:22 am
Forum: Personal Finance (Not Investing)
Topic: Green / Energy-saving home. New build or Reno experience?
Replies: 48
Views: 3645

Re: Green / Energy-saving home. New build or Reno experience

This is a wonderful way to get out and about and see lots of different flavors of energy efficient housing. Talk to owners etc.... We have seen many various types of buildings, not just solar on them. http://www.ases.org/solar-tour/ Of course taht assumes that their are folks in your area doing it.