Search found 8 matches

by zuga
Thu Jun 14, 2018 9:36 pm
Forum: Investing - Help with Personal Investments
Topic: Help with allocation
Replies: 6
Views: 782

Re: Help with allocation

Thanks for the suggestion, I'll check SPIAs.
by zuga
Wed Jun 13, 2018 5:30 pm
Forum: Investing - Help with Personal Investments
Topic: Help with allocation
Replies: 6
Views: 782

Re: Help with allocation

Thank you for your comments and insights. I've updated the original post with more information. I'm a US citizen and have no plans to change this. I don't have a pension, but will be entitled to SS benefits at retirement age. May be able to combine it with SS benefits from another EU contry, althoug...
by zuga
Wed Jun 13, 2018 12:37 am
Forum: Investing - Help with Personal Investments
Topic: Help with allocation
Replies: 6
Views: 782

Help with allocation

Hi All, First of all, thank you in advance for any insight you may share on my investments. I'm planning to retire in the next ~3 months and move to a country in Europe that provides special tax benefits for new residents for 10 years. It offers no tax on dividends, but there is a flat tax rate of 2...
by zuga
Mon Dec 31, 2012 12:12 am
Forum: Investing - Help with Personal Investments
Topic: Help with bond funds
Replies: 12
Views: 2194

Re: Help with bond funds

Your comments and suggestions were very helpful. Thank you.
by zuga
Wed Dec 26, 2012 4:47 pm
Forum: Investing - Help with Personal Investments
Topic: Help with bond funds
Replies: 12
Views: 2194

Re: Help with bond funds

Any other recommendations are also greatly appreciated. For this question, all the other information mentioned by pingo is needed in order to give you reliable help. For your original question, your update is somewhat helpful. You could exchange some or all of the 500 Index in your 401k to the bond...
by zuga
Wed Dec 26, 2012 4:43 pm
Forum: Investing - Help with Personal Investments
Topic: Help with bond funds
Replies: 12
Views: 2194

Re: Help with bond funds

Welcome and thank you for updating your intital post! We also need to add a couple more things, believe it or not: 1. Tax Filing Status 2. Your Federal & State Tax Rate 3. A list of all fund available in your 401k and any available tickers for those funds. 4. Expense ratios for all 401k fund includ...
by zuga
Tue Dec 25, 2012 9:29 pm
Forum: Investing - Help with Personal Investments
Topic: Help with bond funds
Replies: 12
Views: 2194

Re: Help with bond funds

Welcome to the forum! You certainly do need some bonds (or other type of fixed income investment). However, bonds should not be in your taxable account. Instead, they should probably be in your 401k or Roth IRA. To help you figure out your best approach, more info is needed. See the link below. Tha...
by zuga
Tue Dec 25, 2012 2:15 pm
Forum: Investing - Help with Personal Investments
Topic: Help with bond funds
Replies: 12
Views: 2194

Help with bond funds

Hi, I am planing to move around 40k from savings account into index funds. Here's the current allocation: Emergency fund: 30k (excluding the amount above) Debt: Mortgage (~12k / year) Tax Filling Status: Married, filling jointly Tax Bracket: 25% State of residence: WA 401k: ~50k BlackRock S&P 500 In...