Search found 742 matches

by zaplunken
Sat Jul 23, 2016 11:37 am
Forum: Personal Consumer Issues
Topic: Good Deal on a Pocket Pistol
Replies: 121
Views: 9723

Re: Good Deal on a Pocket Pistol

There were issues with the CXP-1, the CXP-2 is a much better gun. This pistol is not designed for +P rounds, the OP didn't say he was shooting SP or +P but if it was +P I doubt he'd admit he made a near fatal mistake. It is an interesting discussion and I have read tons of these Ford vs Chevy or Sig...
by zaplunken
Fri Jul 22, 2016 9:01 pm
Forum: Personal Consumer Issues
Topic: Good Deal on a Pocket Pistol
Replies: 121
Views: 9723

Re: Good Deal on a Pocket Pistol

Boy everyone wants/loves a .380 Auto. While I wouldn't want to be shot by even a .22, a .380 is marginally powerful and with heavier clothing in winter perhaps not even that. 9 mm is the smallest I'd consider for a self defense firearm or possibly a .38 Special with +P ammo. The pros with .380 are i...
by zaplunken
Fri Jul 22, 2016 7:59 pm
Forum: Personal Consumer Issues
Topic: Passwords
Replies: 64
Views: 3609

Re: Passwords

I can recommend Keepas. It's free and has worked well for me. I just click on "open website" and then "autotype" to inject the username and password. That's nice, I have used KeePass for 3 or 4 years on a desktop pc. I was aware of the alt a to do this but most sites won't accep...
by zaplunken
Wed Jun 08, 2016 8:19 pm
Forum: Personal Consumer Issues
Topic: Bulk handgun ammo 9x18 mm
Replies: 23
Views: 2522

Re: Bulk handgun ammo 9x18 mm

Be wary of Freedom Munitions remanufactured. I had the same issues as a previous poster with 5.56. Had to resort to the "mortar method". Since you and batpot mentioned this, I recall a guy in a pistol course several days ago having multiple failures to fire with 9mm Freedom Munitions ammo...
by zaplunken
Tue Jun 07, 2016 8:03 pm
Forum: Personal Consumer Issues
Topic: Bulk handgun ammo 9x18 mm
Replies: 23
Views: 2522

Re: Bulk handgun ammo 9x18 mm

Targetsportsusa.com currently has 9MM Makarov at 26 cents a round. Right in line with the Buds price. I love Targetsports because on lot of bulk ammo the price is super cheap - AND - shipping is free. Makes it a no brainer sometimes. I shoot 40 S&W and can get it from them for 25 - 26 cents a r...
by zaplunken
Sun Jun 05, 2016 7:05 pm
Forum: Personal Consumer Issues
Topic: Gotham Steel Ceramic fry pan
Replies: 17
Views: 1829

Re: Gotham Steel Ceramic fry pan

I have a Revereware fry pan that I burned oil in a few years sgo and I can't remove 1 speck of it so steel copper bottom pans are not always easy or possible to clean. Burned oil can be quite tough, sculptors use it to give permanent black patinas to metal sculptures. Steel wool will remove it. -- ...
by zaplunken
Sun Jun 05, 2016 8:03 am
Forum: Personal Consumer Issues
Topic: Gotham Steel Ceramic fry pan
Replies: 17
Views: 1829

Re: Gotham Steel Ceramic fry pan

I just typed a reply and it never appeared. I have a Revereware fry pan that I burned oil in a few years sgo and I can't remove 1 speck of it so steel copper bottom pans are not always easy or possible to clean. I have an old (probably form the 30's) 9 or 10" cast iron pan but seldom use it. It...
by zaplunken
Fri Jun 03, 2016 10:03 am
Forum: Personal Consumer Issues
Topic: Gotham Steel Ceramic fry pan
Replies: 17
Views: 1829

Gotham Steel Ceramic fry pan

I did a search a couple of days ago and didn't really fun anything specific to the Gotham Steel (GS) ceramic titanium frying pan. I have watched the 30 minute infomercial on TV and read about it at the website and it looks like good alternative to Teflon. I checked Walmart and they have the 9 1/2&qu...
by zaplunken
Fri Feb 26, 2016 4:26 pm
Forum: Investing - Help with Personal Investments
Topic: Maybe this isn't tax efficient enough to be in a taxable account?
Replies: 8
Views: 580

Re: Maybe this isn't tax efficient enough to be in a taxable account?

Thanks, I am aware of the $3k yearly limit but the ability to keep using the loss year after year until it is used up. My taxes have always been very simple, the addition of a taxable account has muddied the waters. In 5 years RMDs will really muddy the waters!!!!! :D
by zaplunken
Fri Feb 26, 2016 4:04 pm
Forum: Investing - Help with Personal Investments
Topic: Maybe this isn't tax efficient enough to be in a taxable account?
Replies: 8
Views: 580

Re: Maybe this isn't tax efficient enough to be in a taxable account?

Ah I see so it does matter. So don't buy HEDJ until 30 days have passed that way I can use the loss against any taxable income. Thank you!
by zaplunken
Fri Feb 26, 2016 3:58 pm
Forum: Investing - Help with Personal Investments
Topic: Maybe this isn't tax efficient enough to be in a taxable account?
Replies: 8
Views: 580

Re: Maybe this isn't tax efficient enough to be in a taxable account?

Thank you Livesoft, I appreciate your feed back! That wash sale rule, I'd have fallen afoul of that for sure but since the losses in HEDJ can be applied to my pension then it shouldn't matter should it?
by zaplunken
Fri Feb 26, 2016 3:34 pm
Forum: Investing - Help with Personal Investments
Topic: Maybe this isn't tax efficient enough to be in a taxable account?
Replies: 8
Views: 580

Re: Maybe this isn't tax efficient enough to be in a taxable account?

Do not buy HEDJ (or anything) for a loss and buy it in an IRA unless you wait at least AFTER 30 days from the sale. Otherwise this would create a so-called wash sale and you would not be allowed to use the loss on your tax return. In your situation, I would have sold HEDJ for a loss in December 201...
by zaplunken
Fri Feb 26, 2016 3:18 pm
Forum: Investing - Help with Personal Investments
Topic: Maybe this isn't tax efficient enough to be in a taxable account?
Replies: 8
Views: 580

Maybe this isn't tax efficient enough to be in a taxable account?

This is the 1st time I had an account outside my 401k, rollover IRA or Roth so now I find myself dealing with taxable income and while I know cap gains and dividends are taxable this ETF may not be tax efficient enough to hold in a taxable account. I bought The Wisdom Tree Europe Hedged ETF (HEDJ) i...
by zaplunken
Mon Feb 15, 2016 4:24 pm
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 159
Views: 14106

Re: Guns for hunting/defense

What about me? Wrist/hand impairment makes 9mm semi-auto pistol (the Glock I craved) impossible. But the 5-shot revolver worries me if I get in a situation where I have to fire all 5 and re-load. For someone like me who lacks manual dexterity to work the slide on 9mm semi, what would be the next be...
by zaplunken
Mon Feb 15, 2016 4:07 pm
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 159
Views: 14106

Re: Guns for hunting/defense

The vast majority of threads here are of no interest to me (though I may read some of them) and therefore I don't go into them and ask why would anyone want to do X or buy X or go to X etc. Why is it some people have to come to firearms threads and post their dislike of firearms? No one forces you t...
by zaplunken
Sun Jan 17, 2016 7:51 pm
Forum: Personal Consumer Issues
Topic: safe inexpensive secure password site
Replies: 31
Views: 2381

Re: safe inexpensive secure password site

Not only would I not store passwords in the cloud I don't keep my password safe on my c drive. My KeePass safe is on a thumb drive and I have it on 2 other thumb drives for backup cuz 2 is 1 and 1 is none so I have 3. :D
by zaplunken
Sat Jan 02, 2016 3:24 pm
Forum: Investing - Theory, News & General
Topic: Rick Ferri's Blog
Replies: 10
Views: 2389

Re: Rick Ferri looking to internationalize his portfolio

I do not mean to hijack this thread, I was directed to this when I created a new thread asking what happened to Rick's blog. I read through the last dozen or so posts but it is not clear to me if Rick has a blog anymore. Can someone tell me if Rick still has a blog at a new place and if so what's th...
by zaplunken
Sat Jan 02, 2016 2:55 pm
Forum: Investing - Theory, News & General
Topic: Rick Ferri's Blog
Replies: 10
Views: 2389

Re: Rick Ferri's Blog

Thank you I'll check that out.
by zaplunken
Sat Jan 02, 2016 2:38 pm
Forum: Investing - Theory, News & General
Topic: Rick Ferri's Blog
Replies: 10
Views: 2389

Rick Ferri's Blog

I have Rick's blog as an RSS feed and there has been nothing new for many weeks. Now I'm get this message " This feed from feeds.feedburner.com couldn't be loaded right now. You can try again, but if it still does not work you may wish to remove this feed. " instead of any older posts that...
by zaplunken
Tue Jul 28, 2015 1:54 pm
Forum: Personal Consumer Issues
Topic: Gardening 2015 pt 2
Replies: 48
Views: 6073

Re: Gardening 2015 pt 2

My seed garlic last fall was rather small and it produced rather small garlic. My plan this year is to use some of the larger garlic, but purchase from a garlic producer for some really good stuff. I did plant the "on sale" plants...about 75 onion transplants, 4 kolorabi, 4 cauliflower, a...
by zaplunken
Sun Jul 12, 2015 2:44 pm
Forum: Personal Consumer Issues
Topic: What antivirus software?
Replies: 47
Views: 4389

Re: What antivirus software?

My ISP does offer free AV software (Charter) but I don't know what it is. I have to believe that you get what you pay for so free, while good, may not be as robust as what you pay for.
by zaplunken
Fri Jul 10, 2015 10:37 am
Forum: Personal Consumer Issues
Topic: What antivirus software?
Replies: 47
Views: 4389

Re: What antivirus software?

Hi, I'm a general computer geek and have been a IT professional for just shy of 5 years. First I would recommend a new computer at some point. Vista is still receiving updates but computers are so cheap now days there is little reason to run Vista. Depending on the number of hours you use your comp...
by zaplunken
Thu Jul 09, 2015 9:55 pm
Forum: Personal Consumer Issues
Topic: What antivirus software?
Replies: 47
Views: 4389

Re: What antivirus software?

I use Norton for my basic; Malware bytes anti malware AND Malware bytes anti explot additionally I also use Sandboxie to isolate any potential problems; and Voodoo Shield for additional layer of protection. MSE, which was once a top rated product has gone done year after year. I won't recommend it ...
by zaplunken
Thu Jul 09, 2015 8:46 pm
Forum: Personal Consumer Issues
Topic: What antivirus software?
Replies: 47
Views: 4389

Re: What antivirus software?

Today I went to local stores (Walmart, Target, Staples) to see what they had and the costs. I was told at Staples, my final stop, that Norton (and he said all of them) no longer include a CD or DVD when you purchase the AV software. You go to the website and download it. Does anyone know if that is ...
by zaplunken
Wed Jul 08, 2015 7:21 pm
Forum: Personal Consumer Issues
Topic: What antivirus software?
Replies: 47
Views: 4389

Re: What antivirus software?

Any experiences with Trend Micro or Vipre?

Can I run MSE on my pc? I thought MSE was built into Win 7 and 8?
by zaplunken
Wed Jul 08, 2015 10:27 am
Forum: Personal Consumer Issues
Topic: What antivirus software?
Replies: 47
Views: 4389

What antivirus software?

I did a search here on antivirus software and most hits are from 2008 to 2013, hardly current. My Norton subscription expires in 2 weeks. The shop that built my computer always sold Norton but he said it is too expensive ($45 or $50) and now sells Trend Micro ($30) and recommends Trend Micro. So I G...
by zaplunken
Fri Jun 19, 2015 4:07 pm
Forum: Personal Consumer Issues
Topic: Password manager recommendations?
Replies: 86
Views: 9794

Re: Password manager recommendations?

Naturally a website that stops access after X failed attempts will foil hackers but I still say the more complex and meaningless the better and of course never use a userid, password or security question in more than one place. Most financial institutions do not allow multiple log in attempts. The ...
by zaplunken
Fri Jun 19, 2015 3:51 pm
Forum: Personal Consumer Issues
Topic: Password manager recommendations?
Replies: 86
Views: 9794

Re: Password manager recommendations?

I have read many threads here and many links provided in those threads and it is clear that you never use words found in a dictionary for passwords regardless if you use 2, 3, 4...x words combined because hackers use tables of words in dictionaries, foreign words in dictionaries, phrases and sayings...
by zaplunken
Thu Jun 18, 2015 10:12 pm
Forum: Personal Consumer Issues
Topic: Password manager recommendations?
Replies: 86
Views: 9794

Re: Password manager recommendations?

If you don't trust an encrypted pm then where are passwords? KP is not in the cloud, my KP base is on 3 flash drives not my C drive and my master password is one I won't forget. I have a print out of the entire base in a safe deposit box. I think I'm OK.
by zaplunken
Thu Jun 18, 2015 9:12 pm
Forum: Personal Consumer Issues
Topic: Password manager recommendations?
Replies: 86
Views: 9794

Re: Password manager recommendations?

Yep. My mother's last name is tree 44k milkshake My high school mascot is kick6 pie 55g My first car was a cake 88th flood Well you get the picture and no those are not the correct answers. I put these into the notes section for each KP entry. I don't have 1 userid, password or security question tha...
by zaplunken
Thu Jun 18, 2015 8:04 pm
Forum: Personal Consumer Issues
Topic: Password manager recommendations?
Replies: 86
Views: 9794

Re: Password manager recommendations?

CABob wrote:
Tico_75 wrote:Use a random word, like "Monkey4Bananas".

Might be a good idea, but, how do you remember what you said unless you use Monkey4Bananas for every question for every account that asks these questions?


I have one word for you - KeePass.
by zaplunken
Tue Jun 16, 2015 5:50 pm
Forum: Personal Consumer Issues
Topic: Password manager recommendations?
Replies: 86
Views: 9794

Re: Password manager recommendations?

LadyGeek wrote:Thanks, I changed my master password.

There's something to be said for KeePass, which is totally offline. I use KeePass for everything critical and as a backup for LastPass - which is just used for browser based logins.


Yep!
by zaplunken
Thu Jun 11, 2015 7:48 pm
Forum: Personal Consumer Issues
Topic: Firefox Reader View - Nice!
Replies: 3
Views: 1119

Re: Firefox Reader View - Nice!

That's a nice feature, never heard of it but went to FF and read about it! Most sites I go to don't have the option to use it but 1 did and it really cleans it up! Thanks.
by zaplunken
Sun May 17, 2015 3:53 pm
Forum: Personal Consumer Issues
Topic: Password manager recommendations?
Replies: 86
Views: 9794

Re: Password manager recommendations?

I have used KeePass for 3 years. It is free and resides locally - I would never put important data in the cloud. Once I got the database setup I copied it to a flash drive and tested it using the FD. Then I copied that to another flash drive. Then I copied that to another flash drive. 1 is none and ...
by zaplunken
Sun May 17, 2015 3:10 pm
Forum: Personal Consumer Issues
Topic: Prescott and Prescott Valley Arizona
Replies: 8
Views: 1230

Re: Prescott and Prescott Valley Arizona

I have tracked the weather in Prescott and Prescott Valley for almost a year on a daily basis. The valley is always a little warmer in warm weather, apparently the heat settles into the valley or the air is trapped and just gets warmer. It's not a lot but can be 5-8 degrees so if it is 88 I don't wa...
by zaplunken
Sun May 17, 2015 2:46 pm
Forum: Local Chapters and Bogleheads Community
Topic: Favorite Boglehead Avatar?
Replies: 89
Views: 8031

Re: Favorite Boglehead Avatar?

livesoft wrote:I will admit that I always liked zaplunken's blue lips and green elixir avatar.


The Bestest avatar evah is MINE cuz it's so colorful! :sharebeer
by zaplunken
Thu Apr 16, 2015 10:05 pm
Forum: Investing - Help with Personal Investments
Topic: Parking money in a tax free muni bond fund?
Replies: 14
Views: 1716

Re: Parking money in a tax free muni bond fund?

I read http://www.bogleheads.org/wiki/Placing_%20...%20ed_account and the TLH. The TLH is a bit complicated re rules of how long to be in something before you can TLH it just gets too involved, I try to KISS so TLH seems to be more involved than I think I want to be! I don't have any money other tha...
by zaplunken
Thu Apr 16, 2015 9:17 pm
Forum: Investing - Help with Personal Investments
Topic: Parking money in a tax free muni bond fund?
Replies: 14
Views: 1716

Re: Parking money in a tax free muni bond fund?

Bond funds are not tax efficient and better held in tax deferred or tax free accounts, what sense would it make to hold the STIG fund in a taxable account? It seems logical to hold a tax free fund (muni bond in this case) in a taxable account and also since that is where the cash is now (taxable). ...
by zaplunken
Thu Apr 16, 2015 9:00 pm
Forum: Investing - Help with Personal Investments
Topic: Parking money in a tax free muni bond fund?
Replies: 14
Views: 1716

Re: Parking money in a tax free muni bond fund?

So why do you have that short-term bond fund VFSUX? Why not put all of it in tax-free muni fund your are considering? Or why not put all the Ally money in VFSUX? The STIG fund is in a roller over IRA and the Alley money is taxable. So? You could use STIG in a taxable if you wanted. By moving from A...
by zaplunken
Thu Apr 16, 2015 8:33 pm
Forum: Investing - Help with Personal Investments
Topic: Parking money in a tax free muni bond fund?
Replies: 14
Views: 1716

Re: Parking money in a tax free muni bond fund?

livesoft wrote:So why do you have that short-term bond fund VFSUX? Why not put all of it in tax-free muni fund your are considering? Or why not put all the Ally money in VFSUX?


The STIG fund is in a roller over IRA and the Alley money is taxable.

Yeah I missed a few decimal points!
by zaplunken
Thu Apr 16, 2015 8:03 am
Forum: Investing - Help with Personal Investments
Topic: Parking money in a tax free muni bond fund?
Replies: 14
Views: 1716

Re: Parking money in a tax free muni bond fund?

Forgot to answer this one: My crystal ball is cloudy yours is clear? The way things are going rates could drop to 1.6% or 1.5% 1o year T note now I didn't offer that as I am not expecting it but if it happened the return would be far more than 2.5%. Again this is tax free so there is a multiplier f...
by zaplunken
Wed Apr 15, 2015 5:47 pm
Forum: Investing - Help with Personal Investments
Topic: Parking money in a tax free muni bond fund?
Replies: 14
Views: 1716

Re: Parking money in a tax free muni bond fund?

I don't want any CDs as I don't want to tie up money for any specific term and get 1% or 1.5% if that's even possible. Oh brother. CDs with early withdrawal option and 1% savings accounts (which you can find online) are among the very few instruments that fit this description while paying above 0.1...
by zaplunken
Wed Apr 15, 2015 5:05 pm
Forum: Investing - Help with Personal Investments
Topic: Parking money in a tax free muni bond fund?
Replies: 14
Views: 1716

Parking money in a tax free muni bond fund?

Just for background I have a 50/50 portfolio comprised of Vanguard MF - Total Stock Market, Total International Stock Market, Midcap Value, Healthcare, Intermediate Term Investment Grade Bond, Short Term Investment Grade Bond and money left in my 401k Stable Value paying 3.25% which is why I left it...
by zaplunken
Wed Apr 01, 2015 5:23 pm
Forum: Personal Consumer Issues
Topic: Whats a good Pistol to buy?
Replies: 112
Views: 11681

Re: Whats a good Pistol to buy?

I just got an email from Ruger the other day. They have a SP101 in .327 Federal magnum, a caliber you seldom hear about. I looked up the stats and this is an amazing caliber. The 327 Federal SP101 is a 6 round (vs 5 for the 38 Special and 357 magnum). It comes in just 4.2" barrel (vs the 2.25&q...
by zaplunken
Wed Apr 01, 2015 4:49 pm
Forum: Personal Consumer Issues
Topic: Cheap ammo
Replies: 32
Views: 3981

Re: Cheap ammo

These guys have very good prices for new and reloads I doubt they sell 22 ammo. The people at a gun forum I am on have shot hundreds of thousands of rounds of their ammo and everyone loves it. I will be buying from them when I need some. Free shipping on your 1st order. http://www.freedommunitions.c...
by zaplunken
Wed Apr 01, 2015 4:13 pm
Forum: Forum Issues and Administration
Topic: Need a new sub-forum for guns?
Replies: 25
Views: 3417

Re: Need a new sub-forum for guns?

It's probably just me but I don't see the point of asking gun questions on an investing forum. I wouldn't go to a gun forum to get investing advice. I wouldn't go to a craft forum for gardening advice. I am active on a gun forum, and you would be surprised how many investment related questions turn...
by zaplunken
Mon Mar 02, 2015 3:42 pm
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 159
Views: 14106

Re: Guns for hunting/defense

<snip>If you can have someone rack the slide for you and leave it as it should be kept loaded with one in the pipe then all you need to do is shoot. 20 rounds may not be enough but 1 shot may be all that is needed, as I said all situations are unique. Also having another 19 round mag would allow yo...
by zaplunken
Fri Feb 27, 2015 10:47 pm
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 159
Views: 14106

Re: Guns for hunting/defense

All, When taking an advanced defensive pistol course, the instructor said something I'll never forget. "There is no such thing as an accidental shooting...someone doesn't follow correct firearm handling protocol. That's what really happens." So, next time you read about an accidental shoo...
by zaplunken
Fri Feb 27, 2015 4:46 pm
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 159
Views: 14106

Re: Guns for hunting/defense

zaplunken , there is so much wisdom, so much good advice in what you wrote, you deserve some sort of Boglehead accolade - the Academy award for absolute best supreme guns for self defense screenwriting...! :sharebeer (Would dearly love to steal another's poster;s tag line "When seconds count, ...
by zaplunken
Thu Feb 26, 2015 9:39 pm
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 159
Views: 14106

Re: Guns for hunting/defense

There has been a lot of good advice and some not so good. I don't hunt so I'll just discuss SD firearms. A rifle or shotgun isn't a good choice inside a house IMO as distances are typically very close. Unless you live in a very large house you'll probably be confronting the BG at 5-15'. Pointing a r...

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