Search found 1500 matches

by zaboomafoozarg
Sat Feb 06, 2016 7:42 pm
Forum: Investing - Theory, News & General
Topic: The Gravy Train Departed?
Replies: 50
Views: 4016

Re: The Gravy Train Departed?

jackholloway wrote:And yes, the past gravy train has departed. There is another one in the station.


There might be one someday. But I don't think there's a very high likelihood seeing a decade as good as the 1980's or 1990's in this century.
by zaboomafoozarg
Sat Feb 06, 2016 12:04 pm
Forum: Investing - Theory, News & General
Topic: QSPIX Nightmare - Closed Off to Retail Investors
Replies: 129
Views: 14173

Re: QSPIX Nightmare - Closed Off to Retail Investors

If I can't ever add money to it again, should I bother holding it? Any one else ready to give up on a company that doesn't want us? I was shooting for 5% allocation but only got about 1% in. With all the hassle and clamping down, I think I'm just going to give up on AQR, sell the QSPIX I do have, a...
by zaboomafoozarg
Sat Feb 06, 2016 9:22 am
Forum: Investing - Theory, News & General
Topic: Bogleheads investment philosophy at huge risk?
Replies: 29
Views: 2973

Re: Bogleheads investment philosophy at huge risk?

The fact that Felder's blog is on tumblr removes about 99% of his credibility. :D
by zaboomafoozarg
Fri Feb 05, 2016 10:33 am
Forum: Investing - Theory, News & General
Topic: Take the Verb Tense Pledge!
Replies: 69
Views: 3668

Re: Take the Verb Tense Pledge!

Random Musings wrote:In Western PA, a lot of people leave out "to be" in their sentences.

As examples:

The car needs washed.

The lawn needs cut.


I thought that was more or less standard English - most people in the midwest talk the same way.
by zaboomafoozarg
Thu Feb 04, 2016 10:31 pm
Forum: Personal Consumer Issues
Topic: Sibling's destination wedding?
Replies: 87
Views: 4161

Re: Sibling's destination wedding?

corysold wrote:Could they stream it live if you aren't able to attend in person?


That's a good idea, Skype the wedding.
by zaboomafoozarg
Wed Feb 03, 2016 8:22 am
Forum: Investing - Theory, News & General
Topic: "Money in the stock market isn't real money"
Replies: 55
Views: 4950

Re: "Money in the stock market isn't real money"

Oops, I got Jaden's quote confused with someone else.

He actually said "How Can Mirrors Be Real If Our Eyes Aren't Real?"
by zaboomafoozarg
Wed Feb 03, 2016 5:46 am
Forum: Investing - Theory, News & General
Topic: "Money in the stock market isn't real money"
Replies: 55
Views: 4950

Re: "Money in the stock market isn't real money"

"How Can Stocks Be Real If Our Money Isn't Real?"

- attributed to Jaden Smith
by zaboomafoozarg
Tue Feb 02, 2016 10:13 pm
Forum: Investing - Help with Personal Investments
Topic: Is This An Acceptable Tax Loss Harvest?
Replies: 24
Views: 1389

Re: Is This An Acceptable Tax Loss Harvest?

I wouldn't consider them to be substantially identical, and based on what I've seen here I think the majority would agree.

Going from developed to total international, you're picking up a couple dozen additional countries.
by zaboomafoozarg
Tue Feb 02, 2016 6:12 am
Forum: Investing - Theory, News & General
Topic: Charles Ellis' suggested portfolios by age
Replies: 53
Views: 4010

Re: Charles Ellis' suggested portfolios by age

Net worth is another variable that can be used.

I'm 80/20 until $1 million, then reassessing at that point.
by zaboomafoozarg
Sun Jan 31, 2016 11:44 pm
Forum: Investing - Theory, News & General
Topic: Milestones between 0 and FIRE
Replies: 13
Views: 2665

Re: Milestones between 0 and FIRE

I've saved about 10x annual cost of living so far, but haven't noticed any milestones or had any epiphanies yet. I never feel any closer to the ultimate goal of 30x expenses. I wouldn't be surprised if valuations drop so much that my contributions over the next several years just allow my portfolio ...
by zaboomafoozarg
Sat Jan 30, 2016 7:33 pm
Forum: Forum Issues and Administration
Topic: Maintaining anonymity and privacy [in this forum]
Replies: 22
Views: 3448

Re: Maintaining anonymity and privacy [in this forum]

Members spend a LOT of time composing replies and readers are learning from these posts. Removal of all the information would be a disservice. Exactly, there are a couple people on this forum who edit out every single one of their posts after a few months, regardless of the sensitivity of the conte...
by zaboomafoozarg
Sat Jan 30, 2016 4:47 pm
Forum: Investing - Theory, News & General
Topic: Who else is holding in cash? [For future investing]
Replies: 66
Views: 4053

Re: Who else is holding in cash?

I'm at about 25% cash (well, I Bonds) now. Planning to buy a house soon... although I've been planning that for a couple years and haven't done it yet.
by zaboomafoozarg
Fri Jan 29, 2016 10:41 am
Forum: Investing - Theory, News & General
Topic: QSPIX Nightmare - Closed Off to Retail Investors
Replies: 129
Views: 14173

Re: QSPIX Nightmare - Closed Off to Retail Investors

gtwhitegold wrote:This is what I show


Weird - it shows open for me both when I am logged in, and when I'm not logged in.
by zaboomafoozarg
Fri Jan 29, 2016 10:05 am
Forum: Investing - Theory, News & General
Topic: QSPIX Nightmare - Closed Off to Retail Investors
Replies: 129
Views: 14173

Re: QSPIX Nightmare - Closed Off to Retail Investors

I think that AQR has completely cut ties with Scottrade. All of their funds are showing as closed on the Scottrade website. I just created a new position at Fidelity in QSPNX and my wife did likewise with our 2016 Roth IRA contributions. Really? It still shows as open for me. https://i.gyazo.com/81...
by zaboomafoozarg
Thu Jan 28, 2016 9:11 pm
Forum: Investing - Theory, News & General
Topic: AQR Style Premia Alternative (QSPIX) to close; AQR Style Premia Alternative II to open
Replies: 74
Views: 6981

Re: AQR Style Premia Alternative (QSPIX) to close; AQR Style Premia Alternative II to open

IlliniDave wrote:Dang, no chance I'll be able to come up with an extra $4M+ by tomorrow to get my foot in the door with a minimum investment before it closes. :oops:


Scottrade was only requiring a $100 minimum for QSP*X in IRAs, so I have $2500 in it.
by zaboomafoozarg
Thu Jan 28, 2016 9:02 pm
Forum: Investing - Theory, News & General
Topic: AQR Style Premia Alternative (QSPIX) to close; AQR Style Premia Alternative II to open
Replies: 74
Views: 6981

Re: AQR Style Premia Alternative (QSPIX) to close; AQR Style Premia Alternative II to open

Yep, it looks like AQR pushed out the soft close date from 1/29 to 3/31. Interesting that the "news" item from October 2015 (announcing the 1/29 soft close) is now deleted from their news history web page. Per this thread , it is no longer possible to purchase any of these funds at Scottr...
by zaboomafoozarg
Thu Jan 28, 2016 7:48 pm
Forum: Investing - Theory, News & General
Topic: QSPIX Nightmare - Closed Off to Retail Investors
Replies: 129
Views: 14173

Re: QSPIX Nightmare - Closed Off to Retail Investors

countmein wrote:Scottrade received abrupt notice from AQR yesterday (Jan 27) that QSPIX/QSPNX/QMNIX were being closed effective immediately, to ALL investors, not just new investors. All orders for these funds placed Jan 27 from Scottrade were rejected by AQR.


Did you find that out from a Scottrade rep?
by zaboomafoozarg
Thu Jan 28, 2016 5:40 pm
Forum: Investing - Theory, News & General
Topic: QSPIX Nightmare - Closed Off to Retail Investors
Replies: 129
Views: 14173

Re: QSPIX Nightmare - Closed Off to Retail Investors

Huh, guess I should have opened a Fidelity account. :|

My day has already been full of disappointing surprises, so what's one more? If this is really the case, I guess I'll just close the Scottrade account and roll the money over to Vanguard. It'll make things simpler anyway.
by zaboomafoozarg
Wed Jan 27, 2016 7:04 pm
Forum: Investing - Theory, News & General
Topic: Stacked up some more silver bullion today
Replies: 100
Views: 14492

Re: Stacked up some more silver bullion today

How do you know these items are legit, not faked, pounded out in some metal shop or China? That's a good question. I bought mine before Nixon visited there. Maybe mine was pounded out in India. Or Michigan. There's a couple ways to mitigate that risk. First is to buy from reputable dealers or sites...
by zaboomafoozarg
Mon Jan 25, 2016 10:31 pm
Forum: Local Chapters and Bogleheads Community
Topic: Where is YDNAL?
Replies: 49
Views: 6274

Re: Where is YDNAL?

The Wizard wrote:I probably do too.
As do I miss chaz, sscritic, and munchkin man.


Ahh, munchkin man posts were too fun to read. :(

And if sscritic really was banned... geez. Hopefully criticism does not disqualify someone from posting (if that is true).
by zaboomafoozarg
Sun Jan 24, 2016 10:12 pm
Forum: Investing - Theory, News & General
Topic: The last 15 years
Replies: 100
Views: 10369

Re: The last 15 years

I'm just trying to build up a passive side income of $20/$30k per year, plus a pension and some alternative/real assets, just in case equity/bond investments don't work out. I would hope that investing 50% of my income from the age of 27 would be enough to retire by 60 at the latest, but returns mig...
by zaboomafoozarg
Sun Jan 24, 2016 9:28 am
Forum: Investing - Help with Personal Investments
Topic: I hate ETFs!!! [Lessons learned from market not going as expected]
Replies: 68
Views: 6482

Re: I hate ETFs!!! [Lessons learned from market not going as expected]

But, the average Joe doesn't have enough to qualify for Admiral. But he can buy the ETF share class. So here again, ETFs have an advantage for us common folk. Average Joe/Jane in real life perhaps, but probably not Average Joe/Jane on bogleheads.org. Last year's net worth survey put the median net ...
by zaboomafoozarg
Sat Jan 23, 2016 2:21 pm
Forum: Investing - Help with Personal Investments
Topic: I hate ETFs!!! [Lessons learned from market not going as expected]
Replies: 68
Views: 6482

Re: I hate ETFs!!! [Lessons learned from market not going as expected]

malabargold wrote:ETF's are superior to most mutual funds because of
The lower cost.


Not with Vanguard, because almost every Vanguard ETF has corresponding Admiral shares with the same ER.
by zaboomafoozarg
Sat Jan 23, 2016 8:15 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Index Funds (Admiral) vs ETFs (Advantages and disadvantages)
Replies: 24
Views: 2622

Re: Vanguard Index Funds (Admiral) vs ETFs (Advantages and disadvantages)

Re-balancing is infinitely easier with mutual funds compared to ETFs. Easier perhaps, but Vanguard applies that 30-day trading restriction when I sell one of their mutual funds, which is annoying when I want to rebalance sooner than that in an IRA. I have considered switching from funds to ETFs in ...
by zaboomafoozarg
Sat Jan 23, 2016 12:46 am
Forum: Investing - Help with Personal Investments
Topic: Any way to avoid a wash sale with VTI
Replies: 18
Views: 1036

Re: Any way to avoid a wash sale with VTI

Vanguard is not going to know about your Roth 401k (provided the 401k is with another brokerage), so they won't report it as a wash sale.
by zaboomafoozarg
Fri Jan 22, 2016 8:34 am
Forum: Investing - Theory, News & General
Topic: I'm Calling an Emerging Markets Bottom
Replies: 126
Views: 11941

Re: I'm Calling an Emerging Markets Bottom

grap0013 wrote:Ha! I have to mix it up a little bit instead of always talking about SCV QSPIX! :twisted:


FTFY :D
by zaboomafoozarg
Thu Jan 21, 2016 6:24 am
Forum: Investing - Theory, News & General
Topic: Time property cycles, so why not market cycles?
Replies: 31
Views: 2282

Re: Time property cycles, so why not market cycles?

You might end up waiting 3-4 yrs for a correction to come, but it doesn't mean you "lost" as long as you invested wisely elsewhere.


Like in bonds?
by zaboomafoozarg
Wed Jan 20, 2016 5:45 pm
Forum: Personal Finance (Not Investing)
Topic: What was your % pay raise?
Replies: 100
Views: 6932

Re: What was your % pay raise?

bout tree fiddy

(OK exactly 3.5% :D)
by zaboomafoozarg
Wed Jan 20, 2016 10:14 am
Forum: Investing - Theory, News & General
Topic: Why are REITs not providing any benefit in this market?
Replies: 45
Views: 4904

Re: Why are REITs not providing any benefit in this market?

REITs tend to drop more than total stock market, and gain more than total stock market. Though not always. Use the difference in increases and decreases to rebalance. Voila, there's your benefit. If that's not good enough for you, maybe you need a few percent in bonds too. Last I knew you were 100% ...
by zaboomafoozarg
Tue Jan 19, 2016 7:42 pm
Forum: Investing - Theory, News & General
Topic: Oops, looks like Vanguard messed up the 1099-DIV (or maybe they're sending more)
Replies: 8
Views: 1992

Re: Oops, looks like Vanguard messed up the 1099-DIV (or maybe they're sending more)

Any word from Vanguard on this? My forms are also way off. I did my conversion around 12/16 and am now sorry I did. I guess I'll be calling my rep. I didn't get a chance to contact them today, and a message on their site makes it sound like the call center is swamped right now. I found mentioned in...
by zaboomafoozarg
Mon Jan 18, 2016 2:34 pm
Forum: Investing - Theory, News & General
Topic: Scottrade wants $17 for VG funds, $75 to leave
Replies: 14
Views: 1266

Re: Scottrade wants $17 for VG funds, $75 to leave

I did that with T. Rowe Price account a few years ago. My 401k was there, so I figured I'd just get a Roth IRA there too. They were going to charge $35 for VG funds and $10 to leave. So I just took the hit and moved it to VG. With the fees you mentioned, you'll save that $75 after several trades in ...
by zaboomafoozarg
Mon Jan 18, 2016 10:53 am
Forum: Personal Finance (Not Investing)
Topic: [ I have] overspent this month.
Replies: 30
Views: 4002

Re: [ I have] overspent this month.

Just keep $1k-$2k extra in checking so you have a cushion. Problem solved.
by zaboomafoozarg
Sun Jan 17, 2016 10:24 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 2666
Views: 528130

Re: U.S. stocks in freefall

It's easy to tell people to not sell, to keep putting more in. Retirees don't have that luxury. Even with a pretty balanced portfolio, you can't avoid low selling indefinitely. And there's a limit to how much bonds can help. With the yields the last decade, no way could bonds have supported a 4% wi...
by zaboomafoozarg
Sun Jan 17, 2016 2:16 pm
Forum: Investing - Theory, News & General
Topic: Oops, looks like Vanguard messed up the 1099-DIV (or maybe they're sending more)
Replies: 8
Views: 1992

Oops, looks like Vanguard messed up the 1099-DIV (or maybe they're sending more)

I just got my Vanguard 1099-DIV form and it is incorrect. The December dividends were not included in the totals, so the 1099-DIV is only about 75% of the true received dividend values. So if you get the form, maybe check it against the actual dividends you received before you go plugging it into yo...
by zaboomafoozarg
Sat Jan 16, 2016 3:54 pm
Forum: Investing - Theory, News & General
Topic: Fortune: Stock Tumble: If You're Reading This It Is Not Too Late
Replies: 23
Views: 4003

Re: Fortune: Stock Tumble: If You're Reading This It Is Not Too Late

There's a forum over on Reddit for those striving for early retirement. The folks over there really push passive indexing, but most of them are 100% equities. They also completely fail to understand the Trinity Study and how the 4% rule was arrived at, and why it might not be safe for an early reti...
by zaboomafoozarg
Fri Jan 15, 2016 2:16 pm
Forum: Investing - Theory, News & General
Topic: $100 On October 9th, 2007 Worth How Much Today?
Replies: 29
Views: 5239

Re: $100 On October 9th, 2007 Worth How Much Today?

Joe Jones wrote:And how about today? Inflation adjusted?


Why don't you do the math and tell us?
by zaboomafoozarg
Fri Jan 15, 2016 1:37 pm
Forum: Investing - Theory, News & General
Topic: Who's buyin' today?
Replies: 127
Views: 10657

Re: Who's buyin' today?

True, this could be as high as the S&P 500 gets for the next 10 years. It wouldn't really surprise me. Why? High PE ratios, aging populations, global wage equalization. It's happened to Japan and other countries, and it could happen here too. I really hope it doesn't happen, but I plan for 1% r...
by zaboomafoozarg
Fri Jan 15, 2016 12:55 pm
Forum: Investing - Theory, News & General
Topic: Who's buyin' today?
Replies: 127
Views: 10657

Re: Who's buyin' today?

Maynard F. Speer wrote:Not all falls are dips


True, this could be as high as the S&P 500 gets for the next 10 years. It wouldn't really surprise me.
by zaboomafoozarg
Fri Jan 15, 2016 12:42 pm
Forum: Investing - Theory, News & General
Topic: Who's buyin' today?
Replies: 127
Views: 10657

Re: Who's buyin' today?

It's payday, so me.
by zaboomafoozarg
Fri Jan 15, 2016 12:09 pm
Forum: Investing - Theory, News & General
Topic: VWO seems cheap right now
Replies: 183
Views: 27046

Re: VWO seems cheap right now

Jfet wrote:Opinions? Well below the highs for the year...

I added some at $40.70 so maybe it will be even cheaper tomorrow. :D


Just broke below the $30 mark this week, and is looking like sub-$29 today.

Can VWO match the low point of the Great Recession, $20 on March 6th 2009? We shall see.
by zaboomafoozarg
Thu Jan 14, 2016 6:22 am
Forum: Investing - Help with Personal Investments
Topic: My timing [stinks]!
Replies: 29
Views: 2791

Re: My timing sucks!

Did you invest on January 1, 2013 and get the 10% jump that followed that?

If so, then consider it a draw :D
by zaboomafoozarg
Wed Jan 13, 2016 4:31 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 2666
Views: 528130

Re: U.S. stocks in freefall

Nice, shaved $2k off my 2016 taxable income this afternoon.
by zaboomafoozarg
Tue Jan 12, 2016 7:58 pm
Forum: Investing - Theory, News & General
Topic: What would you tell your 25 yr old self?
Replies: 99
Views: 6240

Re: What would you tell your 25 yr old self?

Stop caring so much about money.
by zaboomafoozarg
Sun Jan 10, 2016 10:51 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR THE 2016 BOGLEHEAD CONTEST
Replies: 646
Views: 14425

Re: REGISTRATION FOR THE 2016 BOGLEHEAD CONTEST

1865

Whew, I almost forgot about this.
by zaboomafoozarg
Sun Jan 10, 2016 5:37 pm
Forum: Investing - Theory, News & General
Topic: Has Your Bond Allocation Changed Recently?
Replies: 32
Views: 3098

Re: Has Your Bond Allocation Changed Recently?

I had been counting I Bonds as 5% of my AA, but I've never rebalanced with them due to being stuck in TreasuryDirect. They're more of an emergency fund + house down payment savings account anyway, so they weren't really part of my long-term investments. I just dropped them from my AA and will probab...
by zaboomafoozarg
Fri Jan 08, 2016 9:04 am
Forum: Investing - Theory, News & General
Topic: AQR Style Premia Alternative (QSPIX) to close; AQR Style Premia Alternative II to open
Replies: 74
Views: 6981

Re: AQR Style Premia Alternative (QSPIX) to close; AQR Style Premia Alternative II to open

empb wrote:I own QSPIX and $100 QSPNX in each of two accounts. The reason is that Scottrade, like Fidelity has already done, may make QSPIX unavailable but still offer QSPNX.


Same here, I own mostly QSPIX but a little bit of QSPNX.
by zaboomafoozarg
Thu Jan 07, 2016 10:04 pm
Forum: Personal Finance (Not Investing)
Topic: Question for the Bogleheads Millionaires
Replies: 280
Views: 33285

Re: Question for the Bogleheads Millionaires

Discussions on this site are always a bit skewed. Agreed - making $100k feels like minimum wage here :D This forum has been a source of sound financial advice for me and also made me realize the comparative inadequacy of my income. Both of those things have been very beneficial because I invest bet...
by zaboomafoozarg
Wed Jan 06, 2016 11:59 pm
Forum: Investing - Theory, News & General
Topic: 2015 Performance
Replies: 12
Views: 1061

Re: 2015 Performance

I suggest you read through some posts from this forum back in October 2008:

viewforum.php?f=10&start=35800

Just to put 2015 into perspective.
by zaboomafoozarg
Wed Jan 06, 2016 10:01 pm
Forum: Personal Finance (Not Investing)
Topic: umbrella insurance - why so expensive?
Replies: 34
Views: 2409

Re: umbrella insurance - why so expensive?

Geico quoted me $160 for $1 million last year, but I rent and am single and have a cheap car.
by zaboomafoozarg
Tue Jan 05, 2016 6:21 pm
Forum: Personal Finance (Not Investing)
Topic: Savings % Target 2016?
Replies: 168
Views: 8768

Re: Savings % Target 2016?

ge1 wrote:Very impressed by these numbers.

Should be around 25%. Excluding employer match.


Well, it is a brag thread :D

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