Search found 494 matches

by yukonjack
Wed Jan 17, 2018 9:53 am
Forum: Personal Consumer Issues
Topic: Travel to Rome Italy - Recommendations
Replies: 17
Views: 857

Re: Travel to Rome Italy - Recommendations

I was there about a year ago and found that virtually all of my questions were answered in the Rick Steves Italy and Rome books. He also has free audio tours that you can download from his website.
by yukonjack
Wed Jan 03, 2018 9:56 am
Forum: Investing - Help with Personal Investments
Topic: After tax investment suggestions...
Replies: 19
Views: 1550

Re: After tax investment suggestions...

Does anybody have any suggestions for good post tax investments after maxing out tax advantages investments? Is TD ameritrade, Vanguard, or Fidelity my best bet for this? Is berkshire hathaway a good buy or s&p500? I am looking for something not too conservative or aggressive. Thanks. If you go to ...
by yukonjack
Fri Dec 29, 2017 9:53 am
Forum: Personal Consumer Issues
Topic: A Year of Extreme Frugality
Replies: 48
Views: 4623

Re: A Year of Extreme Frugality

Maybe the best thing to do is sell that house that requires $100,000 of repairs. Then you a avoid this entire frugality thing, which seems unattainable. As someone said, you need to save 2k a week. Brownbagging your lunches is not going to do that. Other than that you have all kinds of tips posted ...
by yukonjack
Thu Dec 28, 2017 9:58 am
Forum: Personal Finance (Not Investing)
Topic: Should we downsize?
Replies: 42
Views: 3064

Re: Should we downsize?

I think the bigger question isn’t whether you should stay or go but why you would seriously disrupt your life over something as inconsequential as your neighbor making a bit of money on the sale of her house. If you decide to stay hopefully this problem won’t resurface when another neighbor makes a ...
by yukonjack
Wed Dec 27, 2017 7:31 pm
Forum: Personal Finance (Not Investing)
Topic: Please Post Tax Bill Questions Here [was Tax Bill Omnibus Thread]
Replies: 878
Views: 48553

Re: Please Post Tax Bill Questions Here [was Tax Bill Omnibus Thread]

This just out from the IRS an hour ago... https://www.irs.gov/newsroom/irs-advisory-prepaid-real-property-taxes-may-be-deductible-in-2017-if-assessed-and-paid-in-2017 https://www.cnbc.com/2017/12/27/irs-says-2018-property-taxes-are-deductible-if-assessed-and-paid-in-2017.html "The IRS said Wednesda...
by yukonjack
Tue Dec 19, 2017 9:15 pm
Forum: Personal Consumer Issues
Topic: Florida trip - do rooms on west side get too hot?
Replies: 16
Views: 990

Re: Florida trip - do rooms on west side get too hot?

Looking for experiences. DW and I will be on Lido Beach (near Sarasota) in February. I thought we'd spring for an ocean (gulf) view room. That's be facing west. So now, DW thinks that the afternoon sun (west side of building) would make the room too hot. Any info will be greatly appreciated. Intere...
by yukonjack
Wed Dec 13, 2017 9:18 pm
Forum: Personal Finance (Not Investing)
Topic: Pre-Pay Property Taxes in 2017?
Replies: 24
Views: 2978

Re: Pre-Pay Property Taxes in 2017?

I was considering posting a similar question as the OP. I too have had an income boost this year - from a lump sum severance package. Not quite at the level of the OP but large nonetheless. I curious as to how much this really helps though. I know the answer is to "model it yourself" but to me, it ...
by yukonjack
Wed Dec 06, 2017 10:26 am
Forum: Personal Consumer Issues
Topic: Used Car Buying Help
Replies: 20
Views: 1463

Re: Used Car Buying Help

Thanks for the replies. I'll have to look if there are any new 2017 models on the lot, but I haven't seen any. It seems like a new one would be ideal given the high resale for the used models I've seen. But does that always hold true? I'm just about to finish paying off student loans and need a car...
by yukonjack
Tue Dec 05, 2017 9:04 pm
Forum: Personal Consumer Issues
Topic: Dad Needs Help Buying Wedding Liquor
Replies: 71
Views: 6696

Re: Dad Needs Help Buying Wedding Liquor

That should be one interesting wedding with a 5 hour open bar and then the wedding. Hopefully the bride and groom remember their lines and most certainly no driving afterwards.
by yukonjack
Wed Nov 22, 2017 9:47 am
Forum: Personal Consumer Issues
Topic: Your favorite Costco wines?
Replies: 40
Views: 4052

Re: Your favorite Costco wines?

The Denver area Costcos have a nice California red wine called Rabble for $9.99 that is quite good. I would recommend it as an everyday type wine.
by yukonjack
Tue Nov 21, 2017 5:59 pm
Forum: Personal Consumer Issues
Topic: Your favorite Costco wines?
Replies: 40
Views: 4052

Re: Your favorite Costco wines?

So if you went to a wedding and saw Costco wine (Kirkland) what would think? Would you think we are being cheap and should avoid Costco for this event? Unlikely many bogleheads will attend so take that thinking out of the equation..... :beer I would smile and think that you are smart for buying goo...
by yukonjack
Tue Nov 21, 2017 5:27 pm
Forum: Personal Consumer Issues
Topic: Tipping contractors?
Replies: 15
Views: 1288

Re: Tipping contractors?

Not only no, but hellno. Once I have negotiated the price that's it. How does tipping get worked into so many financial transactions? Does my Flagship rep expect a tip? +1. My remodel ended during the holidays so I picked them up some holiday chocolates from Costco. A cash tip never entered my mind.
by yukonjack
Mon Nov 20, 2017 10:33 pm
Forum: Personal Consumer Issues
Topic: Honda CR-V vs Subaru Outback
Replies: 24
Views: 2658

Re: Honda CR-V vs Subaru Outback

If you like the Subarus you might want to look at the Crosstrek. It appears to have received a recent makeover giving it a kind of mini Outback look.
by yukonjack
Mon Nov 20, 2017 9:05 am
Forum: Personal Consumer Issues
Topic: Uber for someone who knows only taxis
Replies: 93
Views: 6000

Re: Uber for someone who knows only taxis

I highly recommend both Uber and Lyft. Download both apps and you’ll always have a back. Both far exceed taxis. Using your numbering system I would give taxis a 4 maybe 5 and Uber/Lyft an 8, 9 and sometimes 10. They tend to work more efficiently in large urban areas but you should be fine in the sub...
by yukonjack
Sun Nov 19, 2017 10:15 pm
Forum: Personal Finance (Not Investing)
Topic: The valet smashed my Tesla into a brick wall!
Replies: 108
Views: 13196

Re: The valet smashed my Tesla into a brick wall!

Been waiting to see if anyone would say it first, but . . . . . I'm not buying this story. I call BS. Why aren’t you buying it? #1- "Valet smashed new Tesla into brick wall" This is newsworthy, and should show up after a quick google search. However, a search yields nothing because it didn't happen...
by yukonjack
Sun Nov 19, 2017 3:55 pm
Forum: Personal Consumer Issues
Topic: Your favorite Costco wines?
Replies: 40
Views: 4052

Re: Your favorite Costco wines?

If you haven’t done so already, check out Costcowineblog.com for suggestions. The site is run out of Florida, I believe. Costco doesn’t always have the profiled wines in our local Concord, CA store. But a fun read even if I can’t find the reviewed wines. Thanks Clay. I buy quite a bit of wine from ...
by yukonjack
Sun Nov 19, 2017 10:54 am
Forum: Personal Finance (Not Investing)
Topic: The valet smashed my Tesla into a brick wall!
Replies: 108
Views: 13196

Re: The valet smashed my Tesla into a brick wall!

Archimedes, I don’t have any information for you, but boatloads of sympathy. That sucks so much! Get your insurance company involved. At one of our restaurants that we go to often, I drop the family off, skip the “free” valet parking, and drive a half block or so to park myself. I have sometimes fe...
by yukonjack
Mon Nov 13, 2017 9:10 am
Forum: Personal Finance (Not Investing)
Topic: Clements: Your "Number One Number"
Replies: 24
Views: 3775

Re: Clements: Your "Number One Number"

IMHO the key to it all is eliminating a mortgage. Paying cash for autos is icing on the cake. I realize that this concept doesn’t apply to the vast majority of people but once the mortgage is paid off hitting the 50% is quite doable. It also gives you more flexibility with retirement spending. I fig...
by yukonjack
Sun Nov 12, 2017 3:58 pm
Forum: Personal Consumer Issues
Topic: Frontier Flight Fees
Replies: 17
Views: 1340

Re: Frontier Flight Fees

The price and the fees are not the benefit/problem with Frontier. The major problem with Frontier is what when there is a glitch . Their service is non-existant. They don't inter-line. They don't compensate for food, lodging. The gate agents just walk away. Their 800 number is only answered for 2 m...
by yukonjack
Sun Nov 12, 2017 8:28 am
Forum: Investing - Theory, News & General
Topic: Fidelity 10X Retirement Rule - - Valid???
Replies: 46
Views: 3312

Re: Fidelity 10X Retirement Rule - - Valid???

It seems to me the 10X rule gets you in the ballpark so I’m not sure I would call it dumb. It even works for higher income folks that live below their means which defines many bogleheads. And really how close can you get when there are so many unknowns such as health, longevity and even market retur...
by yukonjack
Sun Nov 12, 2017 8:11 am
Forum: Personal Finance (Not Investing)
Topic: H&R Block Software
Replies: 131
Views: 11347

Re: H&R Block Software

That looks like a good deal. Thanks DarkNyte. Although it looks like H&R dropped the 10% Amazon rebate that they’ve offered over the last several years.
by yukonjack
Fri Nov 10, 2017 8:36 am
Forum: Personal Consumer Issues
Topic: Costco for tires and car insurance?
Replies: 78
Views: 6903

Re: Costco for tires and car insurance?

I have been buying tires from Costco for about 7 years and have had no problems. Their prices are competitive and if you go at off times the wait is usually around 45 minutes which I can easily kill in the store. I’ve never been a fan of the way Discount Tire tries to upsell the customer and the wai...
by yukonjack
Fri Nov 03, 2017 8:33 pm
Forum: Personal Consumer Issues
Topic: CR doesn't like some formerly favored SUVs
Replies: 25
Views: 3056

Re: CR doesn't like some formerly favored SUVs

This is the area that I have the greatest problem with CR. The auto rankings are all over the place. I have read numerous reviews of vehicles being at the top only to fall dramatically in one year. The prime example is the Tesla Model S. At one time CR referred to it as something like the best car e...
by yukonjack
Fri Nov 03, 2017 2:52 pm
Forum: Investing - Theory, News & General
Topic: MLB Signal?
Replies: 9
Views: 1163

Re: MLB Signal?

A team that used to be in the National League has won the world series as the American League Champion. I'm not sure what this portends, but maybe something like the old AFL team winning the Super Bowl might be in store. Should I double down or lighten up? The better football analogy is an NFL team...
by yukonjack
Thu Nov 02, 2017 4:53 pm
Forum: Investing - Help with Personal Investments
Topic: Combining 401k
Replies: 21
Views: 1253

Re: Combining 401k

I currently have two separate 401k's. One from a previous employer and one from current employer. Is it better financially to combine the two? I'm assuming the growth would be more with them combined? Thanks for any input. This is a common question. There are 3 basic possibilities, they depend most...
by yukonjack
Mon Oct 30, 2017 8:43 pm
Forum: Personal Consumer Issues
Topic: Barcelona Trip
Replies: 23
Views: 1821

Re: Barcelona Trip

If you have any doubts read what a professional like Rick Steves has to say. Spoiler alert he highly recommends going. The plus side is that maybe there won’t be so many tourist that often overrun parts of Barcelona.
by yukonjack
Thu Oct 26, 2017 5:34 pm
Forum: Personal Finance (Not Investing)
Topic: Moving to a K-1. What do I need to know?
Replies: 15
Views: 1581

Re: Moving to a K-1. What do I need to know?

I have received a K-1 for 5 years now and have yet to find a need for a CPA. Both Turbo Tax and H & R Block handle K-1s just fine. You are pretty much walked through the form. At the end of the process review the results closely for errors and omissions but otherwise if you are comfortable doing you...
by yukonjack
Tue Oct 24, 2017 9:09 am
Forum: Personal Consumer Issues
Topic: Running shoes/insoles
Replies: 35
Views: 2377

Re: Running shoes/insoles

Check out Hoka One One brand, and don't add insoles - just use what comes with. Speedgoat 2 (trail) and Clayton 2 (road) have been great for me and for many other runners I know who have been dealing with accumulated mileage wear-and-tear over decades of running. YMMV. :) +1. I would second the Hok...
by yukonjack
Fri Oct 20, 2017 6:59 pm
Forum: Personal Finance (Not Investing)
Topic: Does anyone here with net worths north of $1 mil use financial advisors?
Replies: 175
Views: 18845

Re: Does anyone here with net worths north of $1 mil use financial advisors?

That’s one of the real bonuses of discovering this website. You don’t need a FA. And what a savings.
by yukonjack
Wed Oct 18, 2017 7:49 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe:Better To Face The Correction
Replies: 51
Views: 6940

Re: Larry Swedroe:Better To Face The Correction

A very good and timely piece by Larry especially given all the recent posts about increasing cash and the impending correction. Thanks for keeping us up to date with Larry.
by yukonjack
Thu Oct 12, 2017 7:12 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone used Zelle?
Replies: 44
Views: 5557

Re: Anyone used Zelle?

I’ve used it to send money to my kids. It has worked well. It’s very simple and quick.
by yukonjack
Thu Oct 12, 2017 7:04 pm
Forum: Personal Consumer Issues
Topic: Buying 2017 Honda CR-V
Replies: 34
Views: 3765

Re: Buying 2017 Honda CR-V

I can’t give you a specific number but if I was buying this late in the cycle I would drive a very hard bargain. 2018s are on the way and most dealers desperately want to get rid of the 2017s.
by yukonjack
Tue Oct 10, 2017 8:06 pm
Forum: Personal Consumer Issues
Topic: 2018 Honda Accord
Replies: 54
Views: 5895

Re: 2018 Honda Accord

No bird's eye parking cameras on the 2018 Accord. The 2018 Camry has them. I find this to be a very useful feature. Also, the Camry has a naturally aspirated V6 rather than a turbo 4-cylinder. I would take the V6. In terms of seats, reviewers have complained that the seats in the 2018 Camry are too...
by yukonjack
Tue Oct 10, 2017 4:42 pm
Forum: Personal Consumer Issues
Topic: 2018 Honda Accord
Replies: 54
Views: 5895

Re: 2018 Honda Accord

I have been following the release information fairly closely. I realize it’s quite early but am surprised at all the favorable reviews. About the only consistent negative is the front grill. Although one review said that it wasn’t as noticeable in person. It looks like the Accord with the smaller en...
by yukonjack
Tue Oct 10, 2017 8:42 am
Forum: Investing - Theory, News & General
Topic: 100% in bond to wait for market crash?
Replies: 122
Views: 13286

Re: 100% in bond to wait for market crash?

All I was saying it is much more risky to put in stock now. You can treat it like a joke, but PE at 30 is real, how many times you see the market with P/E ratio 30? It's not about timing the market, it's about assess the risk. For example, you could kind of see the housing market about to crash wit...
by yukonjack
Mon Oct 02, 2017 8:45 am
Forum: Personal Consumer Issues
Topic: Update (again): Amazon "Cyber Monday Deal": Instant Pot 6-qt $74.99 (Cyber Monday-Nov 27)
Replies: 36
Views: 4263

Re: Amazon "Deal of the Day": Instant Pot 6-qt $69.99 (Mon, Oct 2)

Looks like a very good deal. It’s only $0.04 off the lowest price according to camelcamelcamel.
by yukonjack
Mon Sep 25, 2017 5:08 pm
Forum: Personal Consumer Issues
Topic: Journal of my ride across Western Europe
Replies: 9
Views: 1318

Re: Journal of my ride across Western Europe

Thanks for posting Raybo. I always enjoy reading about your travels as well as viewing the photos.
by yukonjack
Sat Sep 23, 2017 11:34 pm
Forum: Personal Consumer Issues
Topic: Favorite small Colorado towns near great fishing?
Replies: 18
Views: 2487

Re: Favorite small Colorado towns near great fishing?

I would recommend southern Colorado. Small towns south of highway 50.
by yukonjack
Tue Sep 19, 2017 8:44 am
Forum: Personal Consumer Issues
Topic: Car recommendation
Replies: 18
Views: 1769

Re: Car recommendation

Given the info listed I would take a look at a new Honda HR-V. Somewhat similar to you current vehicle but a better value and more reliable.
by yukonjack
Thu Sep 14, 2017 9:14 am
Forum: Personal Consumer Issues
Topic: Best Lower Cost USA Cities to Live
Replies: 102
Views: 8373

Re: Best Lower Cost USA Cities to Live

Broad-brush averages/medians for housing prices in large metro areas can really mislead. They all have ranges. Sometimes very wide ranges. A tool like the Trulia heat map of housing cost per square foot can give a more granular breakdown of various suburbs. for example in the case of Denver: https:...
by yukonjack
Tue Sep 12, 2017 3:07 pm
Forum: Personal Finance (Not Investing)
Topic: Relocate for Early Retirement?
Replies: 41
Views: 4096

Re: Relocate for Early Retirement?

I would second an earlier response to take a look at Ft. Collins if your are considering the Springs. And while both have seen significant increases in real estate prices I would still consider both very affordable. You are probably aware of it but I will mention that in considering Colorado Springs...
by yukonjack
Wed Aug 23, 2017 6:08 pm
Forum: Personal Consumer Issues
Topic: Non-fiction bucket list
Replies: 110
Views: 10562

Re: Non-fiction bucket list

The modern library website has a nice list of the top fiction and nonfiction books at www.modernlibrary.com. They have a board's list and a reader's list. An interesting read.
by yukonjack
Thu Aug 17, 2017 8:17 pm
Forum: Personal Consumer Issues
Topic: Want to give money to relative traveling int'l - options?
Replies: 19
Views: 1333

Re: Want to give money to relative traveling int'l - options?

Have the target open a checking account with an ATM card in their own name. Do a deposit into that account. An electronic transfer of the desired amount to their account will be possible. You can accomplish this with Zelle for free if you both have accounts at a member bank, or you could do a wire ...
by yukonjack
Tue Aug 15, 2017 2:05 pm
Forum: Personal Finance (Not Investing)
Topic: 27y/o w/ 150k debt buying 685k house
Replies: 41
Views: 5014

Re: 27y/o w/ 150k debt buying 685k house

As a young single person in a large home there is always the fallback of taking on multiple roommates. If your friend fills the house with roommates he might come out ahead financially. And if the housing market doesn't go through a correction in the next couple of years he probably would do okay se...
by yukonjack
Sat Aug 12, 2017 2:10 pm
Forum: Personal Consumer Issues
Topic: Selected photos from my ride across Western Europe -- Amsterdam to Passau, Germany
Replies: 21
Views: 2374

Re: Selected photos from my ride across Western Europe -- Amsterdam to Passau, Germany

Magnificent as usual. How did you come to select your route and how did you locate the various bike paths? Planning a route is part of the art of bike touring. Being involved in bike touring and maintaining my website have given me a good deal of knowledge about bike touring in various parts of the...
by yukonjack
Fri Aug 11, 2017 8:14 am
Forum: Investing - Help with Personal Investments
Topic: Home Ownership / Investing
Replies: 18
Views: 1139

Re: Home Ownership / Investing

As you will hear over and over buying a home is a lifestyle choice and not an investment. As a homeowner for about 26 years I couldn't agree more. It is most definitely not an investment. At least it's not one of the better ones when you consider time and money that you'll pay to be a homeowner. If ...
by yukonjack
Thu Aug 10, 2017 8:46 pm
Forum: Personal Consumer Issues
Topic: Warm Place for Thanksgiving family reunion
Replies: 27
Views: 2468

Re: Warm Place for Thanksgiving family reunion

FrugalConsultant wrote:My family has spent Thanksgiving for several years at Siesta Key on the Gulf coast. Fly into Tampa. It's relatively quiet and inexpensive that time of year. We rent on or near the beach, and the younger ones use rental bicycles to get around.
Was it warm enough to swim in the gulf?
by yukonjack
Thu Aug 10, 2017 8:33 pm
Forum: Investing - Theory, News & General
Topic: What Percentage CASH are you?
Replies: 90
Views: 7325

Re: What Percentage CASH are you?

Less than 1%. I don't count the cash I hold to make quarterly tax payments. And I use after tax investments for my emergency fund.
by yukonjack
Mon Aug 07, 2017 8:36 am
Forum: Personal Consumer Issues
Topic: Selected photos from my ride across Western Europe -- Amsterdam to Passau, Germany
Replies: 21
Views: 2374

Re: Selected photos from my ride across Western Europe -- Amsterdam to Passau, Germany

Magnificent as usual. How did you come to select your route and how did you locate the various bike paths? Also how does the folding style bike handle when fully loaded? Thanks for taking the time to post.
by yukonjack
Mon Aug 07, 2017 8:18 am
Forum: Personal Finance (Not Investing)
Topic: Beach condo investing
Replies: 32
Views: 4786

Re: Beach condo investing

I just returned from a week of vacation in the Sarasota area and usually go there every year. The one thing that sticks out for me is how significantly man made stuff deteriorates in that climate. I would imagine general maintenance costs would be quite high and repetitive. It seems like a dwelling ...