Search found 436 matches

by yukonjack
Tue Jul 18, 2017 9:05 pm
Forum: Personal Consumer Issues
Topic: Denver Trip - Last minute
Replies: 22
Views: 1574

Re: Denver Trip - Last minute

Iliketoridemybike wrote:Casa Bonita and the 16th St Mall are high up on the do not do list.

Great advice.
by yukonjack
Tue Jul 18, 2017 6:08 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage Rates in 3 years?
Replies: 26
Views: 2253

Re: Mortgage Rates in 3 years?

Not to throw cold water on your plans but I would be less concerned with interest rate fluctuations than I would be with buying a house with a girlfriend. Especially since it appears that you already have differing views on the type of house to buy. I guess the good news is that you have 3 years to ...
by yukonjack
Mon Jul 17, 2017 4:41 pm
Forum: Personal Consumer Issues
Topic: Denver Trip - Last minute
Replies: 22
Views: 1574

Re: Denver Trip - Last minute

If you go to Colorado Springs then I'd highly recommend driving to the top of Pikes Peak. This is #1 for all of my visitors. You have been given some good tips in only a few posts so I'll try not to repeat. If you want to drive to the top of a mountain drive up to Mt. Evans (14,265 feet) about 50 m...
by yukonjack
Mon Jul 17, 2017 8:42 am
Forum: Personal Consumer Issues
Topic: anyone retire and move to a planned community in FL?
Replies: 48
Views: 6256

Re: anyone retire and move to a planned community in FL?

I started visiting Florida as a snowbird and rented all over the state, looking for the ideal place to retire. I ended up choosing Daytona Beach Shores and now live right across the street from the beach. Low cost of living, low property taxes, no inheritance or estate tax, etc. Casual living at it...
by yukonjack
Sun Jul 16, 2017 10:12 pm
Forum: Personal Consumer Issues
Topic: Rent or Buy in Las Cruces, NM
Replies: 12
Views: 1186

Re: Rent or Buy in Las Cruces, NM

With New Mexico State in Las Cruces there has to be a decent amount of rental property. Although I doubt that you'll want to live too close to the students.
by yukonjack
Thu Jul 13, 2017 9:11 pm
Forum: Personal Finance (Not Investing)
Topic: Is $1220/year Auto Insurance for 26y/o cheap?
Replies: 14
Views: 1700

Re: Is $1220/year Auto Insurance for 26y/o cheap?

My son is your age and so happens to have the exact same car and pays $1140 a year in the Denver metro area. His policy is with Geico. Although there are so many variables that go into insurance costs it would be tough to compare the two.
by yukonjack
Thu Jul 13, 2017 9:02 pm
Forum: Personal Consumer Issues
Topic: Tipping packers/ movers for long haul move
Replies: 2
Views: 372

Re: Tipping packers/ movers for long haul move

I recently finished a very good book titled The Long Haul about the moving business. Based on this book $10 is probably on the very low end. Also it sounds like movers really appreciate being fed. Another important point was to show them a bit of respect. I guess it's common for clients to treat the...
by yukonjack
Mon Jul 10, 2017 8:41 pm
Forum: Personal Consumer Issues
Topic: [Amazon Prime Day]
Replies: 71
Views: 7729

Re: Amazon prime day

I just took a look and didn't see anything of note. Hopefully tomorrow will be better.
by yukonjack
Thu Jun 29, 2017 8:23 am
Forum: Personal Consumer Issues
Topic: Buying house - Very important decision
Replies: 194
Views: 12989

Re: Buying house - Very important decision

From what I have read the Nashville area is quite affordable so I would imagine that you have a large price range to pick from. Now if you lived on either coast you might have to "overspend " for a house. Best of luck as this is a tricky time to be a buyer.
by yukonjack
Tue Jun 27, 2017 8:27 am
Forum: Personal Consumer Issues
Topic: Consumer Reports Renewal (or not?)
Replies: 53
Views: 3478

Re: Consumer Reports Renewal (or not?)

I agree that they use some pretty aggressive marketing and don't always give the best advice but at $20 a year (5 yr subscription) I still feel it's a decent value. I wouldn't pay more than that so I will have to see what their offers are when my subscription runs out in 4/18.
by yukonjack
Fri Jun 02, 2017 9:05 am
Forum: Personal Consumer Issues
Topic: Used 2013 Audi A5 or New Honda Accord Sport
Replies: 71
Views: 5442

Re: Used 2013 Audi A5 or New Honda Accord Sport

Keep in mind that the Accord is getting a big overhaul for 2018. I think they are expected to be released at the end of 2017.
by yukonjack
Mon May 15, 2017 8:11 am
Forum: Personal Finance (Not Investing)
Topic: Heading to the beach for a week: Good Reads?
Replies: 8
Views: 1025

Re: Heading to the beach for a week: Good Reads?

If it's the Florida beach I would recommend anything by Carl Hiassen.
by yukonjack
Fri May 12, 2017 8:13 am
Forum: Personal Consumer Issues
Topic: Fitbit Blaze vs Apple Watch
Replies: 24
Views: 2242

Re: Fitbit Blaze vs Apple Watch

I have Fitbit Charge HR and have not had problems syncing with an iPhone 6. Although the battery life is pretty average at 3 days of use. I do enjoy it and it seems to perform as advertised. From reading this thread is sounds like the new Apple Watch is a nice upgrade from the first one.
by yukonjack
Fri May 12, 2017 7:36 am
Forum: Personal Consumer Issues
Topic: Yellowstone Itinerary
Replies: 31
Views: 1869

Re: Yellowstone Itinerary

About 7 years ago I went to yellowstone over the 4th and swore I would never do it again. There will be times that you'll be stuck in traffic that will remind you of a typical urban area at rush hour. Like Livesoft said your itinerary has you spending lots of time in a vehicle. You are covering a ve...
by yukonjack
Mon May 08, 2017 5:03 pm
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 248
Views: 27280

Re: Where to Live on $60K or Less a Year?

https://www.nytimes.com/2017/05/05/your-money/the-best-places-to-move-in...nav=top-news&_r=0
While not specifically $60k this piece from the NY Times addresses some of the OP concerns.
by yukonjack
Sat Apr 29, 2017 10:02 am
Forum: Personal Finance (Not Investing)
Topic: Looking For Advice - Move NY -> Tampa?
Replies: 53
Views: 4874

Re: Looking For Advice - Move NY -> Tampa?

This doesn't really apply to the OP but from this thread I have concluded that by far the best way to live in Florida is 6 months there and 6 months somewhere else (preferably a cooler climate).
by yukonjack
Fri Apr 28, 2017 8:33 pm
Forum: Investing - Help with Personal Investments
Topic: Is now a good time to invest?
Replies: 10
Views: 876

Re: Is now a good time to invest?

I would recommend using the search tool on bogleheads. Search market timing. Some of the most help and educational threads are on this very subject. Be warned though, there has been a lot written on the topic.
by yukonjack
Thu Apr 27, 2017 2:33 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One (on-line) vs Vanguard MM?
Replies: 3
Views: 468

Re: Capital One (on-line) vs Vanguard MM?

I use the vanguard mm account just as you described and haven't had any issues. I also have a local brick and mortar bank that I keep a small deposit for paying bills and the ATM.
by yukonjack
Wed Apr 26, 2017 9:14 pm
Forum: Personal Consumer Issues
Topic: Purchase new, but older model cell phone - Best method?
Replies: 11
Views: 1058

Re: Purchase new, but older model cell phone - Best method?

I don't know if you are interested but my son just purchased the s8 and would probably be willing to sell his s7. I do know that it is in good shape as I believe it's only a year old. You can message me if you are interested.
by yukonjack
Wed Apr 26, 2017 9:01 pm
Forum: Personal Consumer Issues
Topic: How to find a good local mechanic?
Replies: 19
Views: 1075

Re: How to find a good local mechanic?

Where I live, many people are using their dealer for service. I am tired of suggested repairs outside of the maintenance schedule and so typically decline them but between waiting for a long time, having the sales pressure to do something and then the nagging feeling that I may be irrationally decl...
by yukonjack
Wed Apr 26, 2017 8:42 am
Forum: Investing - Theory, News & General
Topic: "When Holding is the Hardest Part"
Replies: 10
Views: 1784

Re: "When Holding is the Hardest Part"

Thanks Taylor. Timely read chocked full of helpful advice.
by yukonjack
Mon Apr 24, 2017 4:10 pm
Forum: Personal Consumer Issues
Topic: Best Choices for a Summer Place in the Rockies
Replies: 15
Views: 1544

Re: Best Choices for a Summer Place in the Rockies

If you are truly interested in Montana or Wyoming make sure you spend a fair amount of time in each. The weather is very extreme in both states with winds that are hard to imagine. There is a reason that only about a million people live in both states combined. Also some of the towns that have been ...
by yukonjack
Sat Apr 22, 2017 8:17 am
Forum: Personal Consumer Issues
Topic: 2017 Mazda CX-5 vs. 2017 Honda CRV
Replies: 17
Views: 3102

Re: 2017 Mazda CX-5 vs. 2017 Honda CRV

If you are truly having a difficult time deciding then shop for both of them, basically working one dealership against another. After negotiating with several dealership select the best price. I don't think you could go wrong with either one and it may come down to which one looks better to you.
by yukonjack
Fri Apr 21, 2017 3:25 pm
Forum: Personal Consumer Issues
Topic: Standalone wrist pedometer/watch?
Replies: 9
Views: 656

Re: Standalone wrist pedometer/watch?

I was having occasional trouble with my Fitbit syncing until I started closing open webpages on my phone. If you double click on the iPhone home button and then close the web pages by sliding them up the syncing seems to work better. It still not super quick but it does work. At least in my case thi...
by yukonjack
Fri Apr 21, 2017 9:20 am
Forum: Personal Consumer Issues
Topic: What to do with books
Replies: 16
Views: 1271

Re: What to do with books

My local public library has a donation box so I simply drop them off whenever I get a group of books together. I found Amazon to be a bigger hassle than it was worth but that is certainly an option.
by yukonjack
Wed Apr 19, 2017 8:54 am
Forum: Personal Consumer Issues
Topic: Tips on Uber
Replies: 64
Views: 5494

Re: Tips on Uber

I've only used uber several times but have never tipped. My understanding is that tipping is not part of the service.
by yukonjack
Sun Apr 16, 2017 9:46 am
Forum: Personal Consumer Issues
Topic: Provence and Normandy
Replies: 11
Views: 1060

Re: Provence and Normandy

You might want to take a look at http://www.ricksteves.com. Also http://www.costcotravel.com. However with Costco you are mostly on your own.
by yukonjack
Fri Apr 14, 2017 2:23 pm
Forum: Personal Finance (Not Investing)
Topic: How do I know if I am filing my taxes correctly?
Replies: 39
Views: 3213

Re: How do I know if I am filing my taxes correctly?

EATaxGuy wrote:
yukonjack wrote:I didn't think you could deduct fees such as HOA.

You can for rental property, but not for personal use property.

Thanks EATaxGuy for clarifying.
by yukonjack
Thu Apr 13, 2017 9:01 am
Forum: Personal Finance (Not Investing)
Topic: How do I know if I am filing my taxes correctly?
Replies: 39
Views: 3213

Re: How do I know if I am filing my taxes correctly?

........... I have yet to review a self-prepared tax return by a landlord (someone with a residential rental property) that I didn't recommend amending. Just before this tax season I amended 2013-2015 for an intelligent, organized pharmaceutical sales executive. He had a rental property and had bee...
by yukonjack
Wed Apr 12, 2017 3:38 pm
Forum: Personal Finance (Not Investing)
Topic: New Car Purchase: Having my cake and eating it too?
Replies: 16
Views: 2427

Re: New Car Purchase: Having my cake and eating it too?

pshonore wrote:There was a thread about this a few days ago. Just be sure the interest is calculated using simple interest and not the rule of 78.

I believe that the majority of the loans financed by auto companies are calculated using the rule of 78. At least they were in the 80s, 90s and early 2000s.
by yukonjack
Tue Apr 11, 2017 8:27 am
Forum: Personal Finance (Not Investing)
Topic: Mortgage Question (buying a new home before selling current one)
Replies: 21
Views: 1933

Re: Mortgage Question (buying a new home before selling current one)

There have been some good ideas offered but personally I would place borrowing from my 401k as a last option. HELOC loans are fairly simple and often come with minimal or no fees. Also I would have a downpayment big enough to avoid a jumbo mortgage.
by yukonjack
Mon Apr 03, 2017 9:05 am
Forum: Personal Consumer Issues
Topic: World Cruises
Replies: 7
Views: 1033

Re: World Cruises

This sounds crazy but I've met elderly people who are full time cruisers because it's cheaper than a retirement home. They just go where the boat goes... I was shocked! https://www.nytimes.com/2017/02/24/business/retiring-on-a-cruise-ship.html This is a good article in the NYT about that very subje...
by yukonjack
Fri Mar 31, 2017 8:43 am
Forum: Investing - Theory, News & General
Topic: Over last 6 years, has the Total Bond Market Index produced an overall slight loss?
Replies: 35
Views: 5055

Re: Over last 6 years, has the Total Bond Market Index produced an overall slight loss?

S17C, One other detail that might be worth mentioning--one more "reality check." The published "average annual returns" numbers for mutual funds are always a) total return, b) net of expenses (after expenses). I think mutual funds are required to provide these numbers for 1, 5, ...
by yukonjack
Tue Mar 28, 2017 9:03 am
Forum: Investing - Theory, News & General
Topic: Bogle Interview CNN - Sat.
Replies: 71
Views: 5629

Re: John Bogle interview: is "deep risk" growing?

Remarkable interview. Most of Bogle's interviews are informative but I thought that this one had even more of his essence and wisdom. Thanks for posting.
by yukonjack
Sat Mar 18, 2017 9:54 am
Forum: Personal Consumer Issues
Topic: Looking for a snazzy car
Replies: 79
Views: 5040

Re: Looking for a snazzy car

Another vote for the Miata. Since you don't drive much you'll be able to cherry pick your days and avoid bad weather. Your heirs will still get a Miata just with a few miles on it.
by yukonjack
Tue Mar 14, 2017 8:30 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard - Money Market Funds
Replies: 16
Views: 2672

Re: Vanguard - Money Market Funds

I am currently using it. I switched over about 6 months ago from a capital one account. While the rate may not be the best it is convenient having it under one roof with my other accounts.
by yukonjack
Mon Mar 13, 2017 3:30 pm
Forum: Investing - Theory, News & General
Topic: Don't let your political views impact your investment strategy
Replies: 28
Views: 4163

Re: Don't let your political views impact your investment strategy

Very timely piece with good advice. I would agree with artsdoc that it's hard to know if concern over investing is due to the long bull market or our unique political environment. Times like these make this forum even more important than ever.
by yukonjack
Mon Mar 13, 2017 3:14 pm
Forum: Personal Consumer Issues
Topic: Walkie-Talkie for 8-9 year old kids
Replies: 13
Views: 948

Re: Walkie-Talkie for 8-9 year old kids

I bought these for my kids many years ago. They were a lot of fun for about 6 months and then collected dust for years before being dropped off at goodwill.
by yukonjack
Mon Mar 13, 2017 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: household budget trim: car insurance
Replies: 24
Views: 1430

Re: household budget trim: car insurance

I would also vote for liability only on the 2003. However the 2009 is a close call. Recently my wife was driving our 2009 Civic and slid into some decorative rocks. She was going about 20 mph and the damage was limited to the backend. The repair bill came in at $5400 so I was happy that we had fully...
by yukonjack
Sun Mar 12, 2017 8:18 am
Forum: Investing - Help with Personal Investments
Topic: How Many Of You Listen To The Noise?
Replies: 19
Views: 1468

Re: How Many Of You Listen To The Noise?

Rarely if ever. It's amazing how much noise your can eliminate by cutting the cord. I will occasionally see headlines on various websites but generally do not read the article. I used to watch the Nightly Business Report but with the new CNBC format find it to be mostly noise. Another benefit of the...
by yukonjack
Sat Mar 11, 2017 8:19 am
Forum: Personal Consumer Issues
Topic: 2017 Honda Civic not recommended by Consumer reports
Replies: 44
Views: 6973

Re: 2017 Honda Civic not recommended by Consumer reports

cjcerny wrote:CR also hates Honda's infotainment system with a passion. If you've tried it, you know why.

CR seems to hate about 90% of the infotainment systems on the market. If you read their detailed reviews they obviously have a preference for the old school knobs.
by yukonjack
Fri Mar 10, 2017 8:58 am
Forum: Personal Consumer Issues
Topic: can you recommend good tires
Replies: 50
Views: 3060

Re: can you recommend good tires

The highest ranked all-season tires in no particular order are: Michelin Premier A/S (I have these) Pirelli Cinturato P7 All Season Plus Continental ContiProContact https://www.tirerack.com/tires/surveyresults/surveydisplay.jsp?type=GTAS Do note however, that these tires are expensive. This is also...
by yukonjack
Wed Mar 08, 2017 11:35 pm
Forum: Personal Consumer Issues
Topic: help with my printer problem
Replies: 30
Views: 2224

Re: help with my printer problem

If all else fails call the customer service number for HP printers. They can probably help you trouble shoot it.
by yukonjack
Wed Mar 08, 2017 10:23 pm
Forum: Personal Consumer Issues
Topic: 2017 Honda Civic not recommended by Consumer reports
Replies: 44
Views: 6973

Re: 2017 Honda Civic not recommended by Consumer reports

If you like the car I would buy it. I found CR's April car issue to be very confusing and filled with conflicting information. The 2016 Civic scored high in every category except power equipment yet the overall score is the lowest possible. How can that be? The redesign took place on the 2016 model....
by yukonjack
Mon Mar 06, 2017 11:59 pm
Forum: Personal Consumer Issues
Topic: Telluride Film Festival
Replies: 9
Views: 724

Re: Telluride Film Festival

I would recommend flying to Montrose via Denver and taking a shuttle to Telluride. You won't need a car in Telluride and will probably save $25 a day in parking at your hotel. It's quite easy getting around Telluride. If you are in reasonable shape the altitude should be manageable. Although I live ...
by yukonjack
Mon Mar 06, 2017 3:28 pm
Forum: Personal Consumer Issues
Topic: Advice on relocation or staying put
Replies: 83
Views: 6151

Re: Advice on relocation or staying put

I've been in the Denver metro area for about 26 years and it has many pluses that have been mentioned in several posts. As far as public schools go DPS (Denver schools) are average at best. They suffer from many of the maladies present in urban schools. As far as the metro schools go Cherry Creek an...
by yukonjack
Tue Feb 28, 2017 9:13 am
Forum: Personal Consumer Issues
Topic: Used German Luxury vs New Japanese
Replies: 89
Views: 8672

Re: Used German Luxury vs New Japanese

European cars have been wildly oversold in North America to the point where they have no cache at all. You can find them all over any working class suburb in America. Nearly every American owns one at some point. They are like diamonds - nothing special but market hype. While this might not be tech...
by yukonjack
Sun Feb 19, 2017 8:50 am
Forum: Personal Consumer Issues
Topic: Car windshield wipers - go cheap or better?
Replies: 42
Views: 4434

Re: Car windshield wipers - go cheap or better?

I cannot recommend Bosch Icons enough. They have lasted at least twice as long as the Rain-X Latitudes and Michelin Stealth's that I tried out ever did, and still perform exceptionally well. You get what you pay for in this instance. +1. This has been my experience over the years. Although after wa...
by yukonjack
Tue Feb 14, 2017 11:47 pm
Forum: Personal Consumer Issues
Topic: Visiting Downtown Denver in late March without car.
Replies: 19
Views: 1365

Re: Visiting Downtown Denver in late March without car.

Getting around Denver is fairly easy. It is a relatively small area. I agree that you don't want a car while staying downtown. Uber is commonly used downtown. It is also possible to walk to many places although with two young children it might be a bit difficult. Denver does have a nice children's m...
by yukonjack
Mon Feb 13, 2017 8:32 am
Forum: Personal Consumer Issues
Topic: Audi Q7 Reliability
Replies: 76
Views: 7689

Re: Audi Q7 Reliability

I have been a big believer in the quality of Japanese cars (currently own Hondas and an Acura) but reading the positive reviews about Audi reliability has caught my eye. Consumer Reports for one really likes Audi. I am probably deluding myself thinking I could get 10 years from an A4 without too muc...

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