Search found 456 matches

by yukonjack
Tue Sep 19, 2017 8:44 am
Forum: Personal Consumer Issues
Topic: Car recommendation
Replies: 18
Views: 1364

Re: Car recommendation

Given the info listed I would take a look at a new Honda HR-V. Somewhat similar to you current vehicle but a better value and more reliable.
by yukonjack
Thu Sep 14, 2017 9:14 am
Forum: Personal Consumer Issues
Topic: Best Lower Cost USA Cities to Live
Replies: 102
Views: 6873

Re: Best Lower Cost USA Cities to Live

Broad-brush averages/medians for housing prices in large metro areas can really mislead. They all have ranges. Sometimes very wide ranges. A tool like the Trulia heat map of housing cost per square foot can give a more granular breakdown of various suburbs. for example in the case of Denver: https:...
by yukonjack
Tue Sep 12, 2017 3:07 pm
Forum: Personal Finance (Not Investing)
Topic: Relocate for Early Retirement?
Replies: 41
Views: 3470

Re: Relocate for Early Retirement?

I would second an earlier response to take a look at Ft. Collins if your are considering the Springs. And while both have seen significant increases in real estate prices I would still consider both very affordable. You are probably aware of it but I will mention that in considering Colorado Springs...
by yukonjack
Wed Aug 23, 2017 6:08 pm
Forum: Personal Consumer Issues
Topic: Non-fiction bucket list
Replies: 109
Views: 8895

Re: Non-fiction bucket list

The modern library website has a nice list of the top fiction and nonfiction books at www.modernlibrary.com. They have a board's list and a reader's list. An interesting read.
by yukonjack
Thu Aug 17, 2017 8:17 pm
Forum: Personal Consumer Issues
Topic: Want to give money to relative traveling int'l - options?
Replies: 19
Views: 1175

Re: Want to give money to relative traveling int'l - options?

Have the target open a checking account with an ATM card in their own name. Do a deposit into that account. An electronic transfer of the desired amount to their account will be possible. You can accomplish this with Zelle for free if you both have accounts at a member bank, or you could do a wire ...
by yukonjack
Tue Aug 15, 2017 2:05 pm
Forum: Personal Finance (Not Investing)
Topic: 27y/o w/ 150k debt buying 685k house
Replies: 41
Views: 4560

Re: 27y/o w/ 150k debt buying 685k house

As a young single person in a large home there is always the fallback of taking on multiple roommates. If your friend fills the house with roommates he might come out ahead financially. And if the housing market doesn't go through a correction in the next couple of years he probably would do okay se...
by yukonjack
Sat Aug 12, 2017 2:10 pm
Forum: Personal Consumer Issues
Topic: Selected photos from my ride across Western Europe -- Amsterdam to Passau, Germany
Replies: 21
Views: 2016

Re: Selected photos from my ride across Western Europe -- Amsterdam to Passau, Germany

Magnificent as usual. How did you come to select your route and how did you locate the various bike paths? Planning a route is part of the art of bike touring. Being involved in bike touring and maintaining my website have given me a good deal of knowledge about bike touring in various parts of the...
by yukonjack
Fri Aug 11, 2017 8:14 am
Forum: Investing - Help with Personal Investments
Topic: Home Ownership / Investing
Replies: 18
Views: 928

Re: Home Ownership / Investing

As you will hear over and over buying a home is a lifestyle choice and not an investment. As a homeowner for about 26 years I couldn't agree more. It is most definitely not an investment. At least it's not one of the better ones when you consider time and money that you'll pay to be a homeowner. If ...
by yukonjack
Thu Aug 10, 2017 8:46 pm
Forum: Personal Consumer Issues
Topic: Warm Place for Thanksgiving family reunion
Replies: 27
Views: 2048

Re: Warm Place for Thanksgiving family reunion

FrugalConsultant wrote:My family has spent Thanksgiving for several years at Siesta Key on the Gulf coast. Fly into Tampa. It's relatively quiet and inexpensive that time of year. We rent on or near the beach, and the younger ones use rental bicycles to get around.
Was it warm enough to swim in the gulf?
by yukonjack
Thu Aug 10, 2017 8:33 pm
Forum: Investing - Theory, News & General
Topic: What Percentage CASH are you?
Replies: 90
Views: 6459

Re: What Percentage CASH are you?

Less than 1%. I don't count the cash I hold to make quarterly tax payments. And I use after tax investments for my emergency fund.
by yukonjack
Mon Aug 07, 2017 8:36 am
Forum: Personal Consumer Issues
Topic: Selected photos from my ride across Western Europe -- Amsterdam to Passau, Germany
Replies: 21
Views: 2016

Re: Selected photos from my ride across Western Europe -- Amsterdam to Passau, Germany

Magnificent as usual. How did you come to select your route and how did you locate the various bike paths? Also how does the folding style bike handle when fully loaded? Thanks for taking the time to post.
by yukonjack
Mon Aug 07, 2017 8:18 am
Forum: Personal Finance (Not Investing)
Topic: Beach condo investing
Replies: 32
Views: 4421

Re: Beach condo investing

I just returned from a week of vacation in the Sarasota area and usually go there every year. The one thing that sticks out for me is how significantly man made stuff deteriorates in that climate. I would imagine general maintenance costs would be quite high and repetitive. It seems like a dwelling ...
by yukonjack
Tue Aug 01, 2017 8:34 pm
Forum: Personal Consumer Issues
Topic: Florence Hotels.......
Replies: 25
Views: 1467

Re: Florence Hotels.......

We stayed at Hotel Pendini. It was recommended in Rick Steves book. Nothing fancy but adequate. Centrally located on Republican piazza. They had some old photos in the lobby of Hitler and Mussolini driving in a parade with the hotel in the background. +1. I was there a couple years ago and really e...
by yukonjack
Mon Jul 31, 2017 9:49 am
Forum: Personal Finance (Not Investing)
Topic: Denver or Portland for a 2nd home
Replies: 66
Views: 5212

Re: Denver or Portland for a 2nd home

I'm 60, living in Louisiana, and recently retired, looking to purchase a 2nd home. Being a runner and love outdoor activity, I'm thinking of either Denver or Portland (Oregon). The real estate market in both city has run up quite a lot in recent years. However, I cannot change the fact that I retir...
by yukonjack
Sun Jul 30, 2017 7:16 pm
Forum: Personal Consumer Issues
Topic: Colorado Vehicle Registration fees
Replies: 20
Views: 1643

Re: Colorado Vehicle Registration fees

Sidebar. Think it depends upon where you live. Some friends moved a few counties west of Denver and lost most of the fees and no longer need biennial clean air inspections after updating their vehicles' registration/drivers' license information with the new county. You could move west of Denver and...
by yukonjack
Fri Jul 28, 2017 1:38 pm
Forum: Personal Consumer Issues
Topic: Where to View Total Eclipse? - Kansas City / Nashville et al
Replies: 98
Views: 6491

Re: Where to View Total Eclipse? - Kansas City

I have a reservation in Ft. Collins CO and am expecting to drive up the interstate in the direction of Casper WY. I would appreciate thoughts about how realistic this is. The room is cancellable. Rooms in Casper are either unavailable or at truly astonishing prices. Very reasonable plan. You could ...
by yukonjack
Tue Jul 25, 2017 8:27 pm
Forum: Personal Finance (Not Investing)
Topic: Another bay area housing thread..
Replies: 143
Views: 13041

Re: Another bay area housing thread..

Pleasanton is very nice.Lots of parks and trees.Quaint downtown and good schools.Not cheap but a bargain compared to SV.About 35 miles or so. Shhhh. Don't give away our secret. :) Sorry...I forgot to mention the hurricanes and tornadoes :D Pleasanton has vampires and werewolves. And the great John ...
by yukonjack
Tue Jul 25, 2017 9:01 am
Forum: Personal Finance (Not Investing)
Topic: Investing in an AirBNB unit? ROI?
Replies: 32
Views: 3135

Re: Investing in an AirBNB unit? ROI?

You do understand you are simply one home rule law away from having your investment abruptly terminated? I'm unfamiliar with what you're talking about. Can you explain? There are a lot of new laws being created and existing laws being enforced surrounding Airbnb. A lot of people aren't happy their ...
by yukonjack
Mon Jul 24, 2017 2:15 pm
Forum: Personal Finance (Not Investing)
Topic: Spending and Expense
Replies: 6
Views: 553

Re: Spending and Expense

I have always maintained a no fee HELOC for large, unexpected expenses. Although I haven't had to use it, there is some comfort knowing it's there.
by yukonjack
Mon Jul 24, 2017 8:48 am
Forum: Investing - Theory, News & General
Topic: John Bogle Has Been Right About Investing In International Stocks
Replies: 505
Views: 32768

Re: John Bogle Has Been Right About Investing In International Stocks

[quote="CULater"]Over the long run, I doubt that it makes much difference whether you invest 100% in a U.S. market index or include an allocation to Foreign Developed and Emerging Market. What will make a difference is whether or not you stick with whatever allocation you select. So, it's important ...
by yukonjack
Tue Jul 18, 2017 9:05 pm
Forum: Personal Consumer Issues
Topic: Denver Trip - Last minute
Replies: 26
Views: 2076

Re: Denver Trip - Last minute

Iliketoridemybike wrote:Casa Bonita and the 16th St Mall are high up on the do not do list.
Great advice.
by yukonjack
Tue Jul 18, 2017 6:08 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage Rates in 3 years?
Replies: 26
Views: 2532

Re: Mortgage Rates in 3 years?

Not to throw cold water on your plans but I would be less concerned with interest rate fluctuations than I would be with buying a house with a girlfriend. Especially since it appears that you already have differing views on the type of house to buy. I guess the good news is that you have 3 years to ...
by yukonjack
Mon Jul 17, 2017 4:41 pm
Forum: Personal Consumer Issues
Topic: Denver Trip - Last minute
Replies: 26
Views: 2076

Re: Denver Trip - Last minute

If you go to Colorado Springs then I'd highly recommend driving to the top of Pikes Peak. This is #1 for all of my visitors. You have been given some good tips in only a few posts so I'll try not to repeat. If you want to drive to the top of a mountain drive up to Mt. Evans (14,265 feet) about 50 m...
by yukonjack
Mon Jul 17, 2017 8:42 am
Forum: Personal Consumer Issues
Topic: anyone retire and move to a planned community in FL?
Replies: 48
Views: 6569

Re: anyone retire and move to a planned community in FL?

I started visiting Florida as a snowbird and rented all over the state, looking for the ideal place to retire. I ended up choosing Daytona Beach Shores and now live right across the street from the beach. Low cost of living, low property taxes, no inheritance or estate tax, etc. Casual living at it...
by yukonjack
Sun Jul 16, 2017 10:12 pm
Forum: Personal Consumer Issues
Topic: Rent or Buy in Las Cruces, NM
Replies: 12
Views: 1263

Re: Rent or Buy in Las Cruces, NM

With New Mexico State in Las Cruces there has to be a decent amount of rental property. Although I doubt that you'll want to live too close to the students.
by yukonjack
Thu Jul 13, 2017 9:11 pm
Forum: Personal Finance (Not Investing)
Topic: Is $1220/year Auto Insurance for 26y/o cheap?
Replies: 14
Views: 1810

Re: Is $1220/year Auto Insurance for 26y/o cheap?

My son is your age and so happens to have the exact same car and pays $1140 a year in the Denver metro area. His policy is with Geico. Although there are so many variables that go into insurance costs it would be tough to compare the two.
by yukonjack
Thu Jul 13, 2017 9:02 pm
Forum: Personal Consumer Issues
Topic: Tipping packers/ movers for long haul move
Replies: 2
Views: 405

Re: Tipping packers/ movers for long haul move

I recently finished a very good book titled The Long Haul about the moving business. Based on this book $10 is probably on the very low end. Also it sounds like movers really appreciate being fed. Another important point was to show them a bit of respect. I guess it's common for clients to treat the...
by yukonjack
Mon Jul 10, 2017 8:41 pm
Forum: Personal Consumer Issues
Topic: [Amazon Prime Day]
Replies: 87
Views: 9723

Re: Amazon prime day

I just took a look and didn't see anything of note. Hopefully tomorrow will be better.
by yukonjack
Thu Jun 29, 2017 8:23 am
Forum: Personal Consumer Issues
Topic: Buying house - Very important decision
Replies: 228
Views: 19358

Re: Buying house - Very important decision

From what I have read the Nashville area is quite affordable so I would imagine that you have a large price range to pick from. Now if you lived on either coast you might have to "overspend " for a house. Best of luck as this is a tricky time to be a buyer.
by yukonjack
Tue Jun 27, 2017 8:27 am
Forum: Personal Consumer Issues
Topic: Consumer Reports Renewal (or not?)
Replies: 53
Views: 3849

Re: Consumer Reports Renewal (or not?)

I agree that they use some pretty aggressive marketing and don't always give the best advice but at $20 a year (5 yr subscription) I still feel it's a decent value. I wouldn't pay more than that so I will have to see what their offers are when my subscription runs out in 4/18.
by yukonjack
Fri Jun 02, 2017 9:05 am
Forum: Personal Consumer Issues
Topic: Used 2013 Audi A5 or New Honda Accord Sport
Replies: 71
Views: 6087

Re: Used 2013 Audi A5 or New Honda Accord Sport

Keep in mind that the Accord is getting a big overhaul for 2018. I think they are expected to be released at the end of 2017.
by yukonjack
Mon May 15, 2017 8:11 am
Forum: Personal Finance (Not Investing)
Topic: Heading to the beach for a week: Good Reads?
Replies: 8
Views: 1094

Re: Heading to the beach for a week: Good Reads?

If it's the Florida beach I would recommend anything by Carl Hiassen.
by yukonjack
Fri May 12, 2017 8:13 am
Forum: Personal Consumer Issues
Topic: Fitbit Blaze vs Apple Watch
Replies: 24
Views: 2443

Re: Fitbit Blaze vs Apple Watch

I have Fitbit Charge HR and have not had problems syncing with an iPhone 6. Although the battery life is pretty average at 3 days of use. I do enjoy it and it seems to perform as advertised. From reading this thread is sounds like the new Apple Watch is a nice upgrade from the first one.
by yukonjack
Fri May 12, 2017 7:36 am
Forum: Personal Consumer Issues
Topic: Yellowstone Itinerary
Replies: 31
Views: 2043

Re: Yellowstone Itinerary

About 7 years ago I went to yellowstone over the 4th and swore I would never do it again. There will be times that you'll be stuck in traffic that will remind you of a typical urban area at rush hour. Like Livesoft said your itinerary has you spending lots of time in a vehicle. You are covering a ve...
by yukonjack
Mon May 08, 2017 5:03 pm
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 248
Views: 28963

Re: Where to Live on $60K or Less a Year?

https://www.nytimes.com/2017/05/05/your-money/the-best-places-to-move-in...nav=top-news&_r=0
While not specifically $60k this piece from the NY Times addresses some of the OP concerns.
by yukonjack
Sat Apr 29, 2017 10:02 am
Forum: Personal Finance (Not Investing)
Topic: Looking For Advice - Move NY -> Tampa?
Replies: 53
Views: 5065

Re: Looking For Advice - Move NY -> Tampa?

This doesn't really apply to the OP but from this thread I have concluded that by far the best way to live in Florida is 6 months there and 6 months somewhere else (preferably a cooler climate).
by yukonjack
Fri Apr 28, 2017 8:33 pm
Forum: Investing - Help with Personal Investments
Topic: Is now a good time to invest?
Replies: 10
Views: 954

Re: Is now a good time to invest?

I would recommend using the search tool on bogleheads. Search market timing. Some of the most help and educational threads are on this very subject. Be warned though, there has been a lot written on the topic.
by yukonjack
Thu Apr 27, 2017 2:33 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One (on-line) vs Vanguard MM?
Replies: 3
Views: 505

Re: Capital One (on-line) vs Vanguard MM?

I use the vanguard mm account just as you described and haven't had any issues. I also have a local brick and mortar bank that I keep a small deposit for paying bills and the ATM.
by yukonjack
Wed Apr 26, 2017 9:14 pm
Forum: Personal Consumer Issues
Topic: Purchase new, but older model cell phone - Best method?
Replies: 11
Views: 1156

Re: Purchase new, but older model cell phone - Best method?

I don't know if you are interested but my son just purchased the s8 and would probably be willing to sell his s7. I do know that it is in good shape as I believe it's only a year old. You can message me if you are interested.
by yukonjack
Wed Apr 26, 2017 9:01 pm
Forum: Personal Consumer Issues
Topic: How to find a good local mechanic?
Replies: 19
Views: 1168

Re: How to find a good local mechanic?

Where I live, many people are using their dealer for service. I am tired of suggested repairs outside of the maintenance schedule and so typically decline them but between waiting for a long time, having the sales pressure to do something and then the nagging feeling that I may be irrationally decl...
by yukonjack
Wed Apr 26, 2017 8:42 am
Forum: Investing - Theory, News & General
Topic: "When Holding is the Hardest Part"
Replies: 10
Views: 1848

Re: "When Holding is the Hardest Part"

Thanks Taylor. Timely read chocked full of helpful advice.
by yukonjack
Mon Apr 24, 2017 4:10 pm
Forum: Personal Consumer Issues
Topic: Best Choices for a Summer Place in the Rockies
Replies: 15
Views: 1629

Re: Best Choices for a Summer Place in the Rockies

If you are truly interested in Montana or Wyoming make sure you spend a fair amount of time in each. The weather is very extreme in both states with winds that are hard to imagine. There is a reason that only about a million people live in both states combined. Also some of the towns that have been ...
by yukonjack
Sat Apr 22, 2017 8:17 am
Forum: Personal Consumer Issues
Topic: 2017 Mazda CX-5 vs. 2017 Honda CRV
Replies: 17
Views: 3553

Re: 2017 Mazda CX-5 vs. 2017 Honda CRV

If you are truly having a difficult time deciding then shop for both of them, basically working one dealership against another. After negotiating with several dealership select the best price. I don't think you could go wrong with either one and it may come down to which one looks better to you.
by yukonjack
Fri Apr 21, 2017 3:25 pm
Forum: Personal Consumer Issues
Topic: Standalone wrist pedometer/watch?
Replies: 9
Views: 728

Re: Standalone wrist pedometer/watch?

I was having occasional trouble with my Fitbit syncing until I started closing open webpages on my phone. If you double click on the iPhone home button and then close the web pages by sliding them up the syncing seems to work better. It still not super quick but it does work. At least in my case thi...
by yukonjack
Fri Apr 21, 2017 9:20 am
Forum: Personal Consumer Issues
Topic: What to do with books
Replies: 16
Views: 1373

Re: What to do with books

My local public library has a donation box so I simply drop them off whenever I get a group of books together. I found Amazon to be a bigger hassle than it was worth but that is certainly an option.
by yukonjack
Wed Apr 19, 2017 8:54 am
Forum: Personal Consumer Issues
Topic: Tips on Uber
Replies: 64
Views: 5829

Re: Tips on Uber

I've only used uber several times but have never tipped. My understanding is that tipping is not part of the service.
by yukonjack
Sun Apr 16, 2017 9:46 am
Forum: Personal Consumer Issues
Topic: Provence and Normandy
Replies: 11
Views: 1129

Re: Provence and Normandy

You might want to take a look at http://www.ricksteves.com. Also http://www.costcotravel.com. However with Costco you are mostly on your own.
by yukonjack
Fri Apr 14, 2017 2:23 pm
Forum: Personal Finance (Not Investing)
Topic: How do I know if I am filing my taxes correctly?
Replies: 39
Views: 3373

Re: How do I know if I am filing my taxes correctly?

EATaxGuy wrote:
yukonjack wrote:I didn't think you could deduct fees such as HOA.

You can for rental property, but not for personal use property.

Thanks EATaxGuy for clarifying.
by yukonjack
Thu Apr 13, 2017 9:01 am
Forum: Personal Finance (Not Investing)
Topic: How do I know if I am filing my taxes correctly?
Replies: 39
Views: 3373

Re: How do I know if I am filing my taxes correctly?

........... I have yet to review a self-prepared tax return by a landlord (someone with a residential rental property) that I didn't recommend amending. Just before this tax season I amended 2013-2015 for an intelligent, organized pharmaceutical sales executive. He had a rental property and had bee...
by yukonjack
Wed Apr 12, 2017 3:38 pm
Forum: Personal Finance (Not Investing)
Topic: New Car Purchase: Having my cake and eating it too?
Replies: 16
Views: 2511

Re: New Car Purchase: Having my cake and eating it too?

pshonore wrote:There was a thread about this a few days ago. Just be sure the interest is calculated using simple interest and not the rule of 78.

I believe that the majority of the loans financed by auto companies are calculated using the rule of 78. At least they were in the 80s, 90s and early 2000s.