Search found 317 matches

by yukon50
Mon Jul 11, 2016 7:22 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3087
Views: 684482

Re: U.S. stocks in freefall

I went 100% cash several weeks ago as I have friends who work the financial markets in Hong Kong who had warned me about the China signs. I thought the worse that happens is I hop out and hop back in if it turned out to be noise about nothing. Well, I haven't bought back in yet. Turns out these fin...
by yukon50
Sat Jul 02, 2016 12:52 am
Forum: Investing - Help with Personal Investments
Topic: Getting rid of international funds
Replies: 83
Views: 6576

Re: Getting rid of international funds

I decided against any international funds. I feel the same as you; the performance is nothing special. I'm not talking just recent performance, either. Looking back 20 years and comparing it to my S&P 500 fund, I don't think I'm missing out on anything. K that's cool. But how about the next 20 ...
by yukon50
Sat Jul 02, 2016 12:49 am
Forum: Investing - Help with Personal Investments
Topic: Getting rid of international funds
Replies: 83
Views: 6576

Re: Getting rid of international funds

I've been watching my international index fund suffer for years and thought multiple times about phasing it out. We currently follow the three fund portfolio. ⋅ Current allocation strategy [80% Stock 20% Bond] ⋅ US Total Market Index: 64% ⋅ International Total Market I...
by yukon50
Sun May 22, 2016 2:27 am
Forum: Personal Finance (Not Investing)
Topic: Rebuilding our house for $1.5M: Bad Idea Financially?
Replies: 91
Views: 8574

Re: Rebuilding our house for $1.5M: Bad Idea Financially?

You make $1m a year and want to retire at 65? You must love your job! Crazy idea here but why not retire now, walk the kids to school everyday, learn a hobby and you and the wife travel the world in your free time? Life is short. Jeesh! Only on the BH Forum :greedy OP, how about this idea?
by yukon50
Sun May 22, 2016 1:58 am
Forum: Personal Finance (Not Investing)
Topic: What age did you reach 100K networth?
Replies: 299
Views: 50311

Re: What age did you reach 100K networth?

and now that 'safe' investment returns (like federal bonds) are paying like interest <1%, it's hard for me to imagine it growing anywhere near the rate it did in the bubbly boom years of the 90s-00s. At least you got to experience, and benefit, from that. Many people can't even conceive of such hig...
by yukon50
Sun Jan 31, 2016 9:21 pm
Forum: Personal Consumer Issues
Topic: Best place to travel July/August for 1-2 weeks?
Replies: 15
Views: 1804

Re: Best place to travel July/August for 1-2 weeks?

I hope you mean 1-2 month trip, not 1-2 week trip? If you find you will not be able to take 1-2 week trips again in the future, you should be reconsidering your jobs! (what are some jobs that offer a ton of vacay?) NZ will have its winter in July-Aug, not the best time SE Asia - may be rains/monsoo...
by yukon50
Thu Sep 24, 2015 10:45 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3087
Views: 684482

Re: U.S. stocks in freefall

Just pointing out that for us who lived through the most recent 16 years and counting, they have been a disappointment relative to safer returns from treasury bonds. :( Yup! Lots of us never experienced the pre-2000 strong returns. Just lackluster stock returns and never-ending 0% interest rates. :...
by yukon50
Thu Sep 24, 2015 2:20 am
Forum: Investing - Help with Personal Investments
Topic: I simply want to beat inflation with my cash savings
Replies: 34
Views: 4769

Re: I simply want to beat inflation with my cash savings

itstoomuch wrote:In my lifetime, i can only thknk of two brief periods when savings beat out beat out inflation. What OP is asking is not the norm..


didn't savings handily beat inflation during hte 80's - 90's? that's 20 years
by yukon50
Thu Sep 24, 2015 2:14 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3087
Views: 684482

Re: U.S. stocks in freefall

Uncle Pennybags wrote:
Browser wrote:After all, the title of the thread is "U.S. Stocks in Freefall" isn't it?
U.S. stocks are not in "freefall"; foreign stocks are in "freefall".


International stocks...where money goes to die... :annoyed
by yukon50
Tue Aug 25, 2015 11:39 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3087
Views: 684482

Re: U.S. stocks in freefall

I went 100% cash several weeks ago as I have friends who work the financial markets in Hong Kong who had warned me about the China signs. I thought the worse that happens is I hop out and hop back in if it turned out to be noise about nothing. Well, I haven't bought back in yet. Turns out these fin...
by yukon50
Mon Aug 24, 2015 11:16 pm
Forum: Investing - Theory, News & General
Topic: C'mon international rise!
Replies: 51
Views: 6668

Re: C'mon international rise!

Plus international has underperformed for a while now, and is trailing the US by a large amount this year so far. What's your definition of a "while"? International outperformed in 2012, 2009 and every year 2002-2007. http://www.lazardnet.com/lam/us/pdfs/Investment_Facts/Annual_Returns_of...
by yukon50
Mon Aug 24, 2015 10:02 pm
Forum: Investing - Theory, News & General
Topic: How are you being GREEDY when others are fearful?
Replies: 85
Views: 13190

Re: How are you being greedy when others are fearful?

“Be Fearful When Others Are Greedy and Greedy When Others Are Fearful” - Warren Buffett What specific strategies are you considering or implementing in this fear cycle ? All responses are appreciated, ie. buying EM, PME, rebalancing with bands according to IPS, market timing, stay the course, etc. ...
by yukon50
Mon Aug 24, 2015 9:21 pm
Forum: Investing - Theory, News & General
Topic: Stacked up some more silver bullion today
Replies: 100
Views: 15555

Re: Stacked up some more silver bullion today

billjohnson wrote:
WHL wrote:20 oz @ $29 / oz. Anyone else buy on this dip?

I'm waiting for the dip to $15/oz...


Now's your time to buy...
by yukon50
Wed Aug 19, 2015 1:08 am
Forum: Investing - Help with Personal Investments
Topic: Gameplan for Investing 1m+
Replies: 60
Views: 8362

Re: Gameplan for Investing 1m+

you can watch the CNBC halftime report and get a gameplan for the second half of the trading day...

(jk)
by yukon50
Thu Aug 13, 2015 11:16 am
Forum: Investing - Help with Personal Investments
Topic: Why do certain employers make you wait a year to contribute to 401k?
Replies: 34
Views: 3514

Re: Why do certain employers make you wait a year to contribute to 401k?

They do it to confirm that you are likely to stay in the job. It is probation of a sort. Exactly. Think about it from the employer's perspective, they don't want to keep maintaining 401k accounts for years for employees who left within the first year. Also, it is a cost issue if they offer matching...
by yukon50
Wed Aug 12, 2015 8:29 pm
Forum: Investing - Theory, News & General
Topic: Is VWO the best fund for EM?
Replies: 20
Views: 2436

Re: Is VWO the best fund for EM?

TwoByFour wrote:
kenyan wrote:Guy who stands to make money by selling you something recommends that you buy that thing, while purportedly offering you reasonable, unbiased advice. Make your own conclusions.


They all do that, even Vanguard.



how does vanguard do that?
by yukon50
Wed Aug 12, 2015 2:02 am
Forum: Investing - Theory, News & General
Topic: What is going on out there?
Replies: 43
Views: 6839

Re: What is going on out there?

The market took a dive last Thursday and recovered some of its Friday lost in the final 2 hours on Friday. We then had a great rally today. However, the futures are taking a beating right now. How manipulative can things get? Personally, I think equity future trading is a scam and market manipulati...
by yukon50
Tue Aug 11, 2015 2:57 am
Forum: Personal Finance (Not Investing)
Topic: Buy House in 4 Months or Wait 16 Months?
Replies: 14
Views: 1639

Re: Buy House in 4 Months or Wait 16 Months?

Speaking from experience, because I fell to the pressures of buying a house too early instead of finding a more suitable rental and waiting for a year, it's extremely stressful to be "house rich and cash poor". I can't even begin to quantify the stress levels I had for the first few years...
by yukon50
Mon Aug 10, 2015 9:45 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Advice Needed
Replies: 15
Views: 1044

Re: Portfolio Advice Needed

how did accumulate mid 6 fig portfolio by age 32?
by yukon50
Sun Aug 09, 2015 2:40 pm
Forum: Investing - Theory, News & General
Topic: So do the uber wealthy invest money the same way we do?
Replies: 95
Views: 11247

Re: So do the uber wealthy invest money the same way we do?

Probably not, because most billionaires don't know any more about investing than your average Jane/Joe. They just pay people to handle it. But who knows, some might. This is absolutely not true, as most billionaries come from the finance industry. And the remaining learn how to invest, maybe not in...
by yukon50
Sun Aug 09, 2015 2:34 pm
Forum: Investing - Theory, News & General
Topic: So do the uber wealthy invest money the same way we do?
Replies: 95
Views: 11247

Re: So do the uber wealthy invest money the same way we do?

My boss is worth 2-3 Billion $. About 70% of that is in his company (privately owned), and the rest is in US Treasuries. So I guess you could call that a 70/30 portfolio. The 70 is highly concentrated, but it's also under total control. How do you get to work for a billionaire? What kind of work? L...
by yukon50
Sun Aug 09, 2015 1:50 pm
Forum: Investing - Help with Personal Investments
Topic: $200k to invest in a taxable account
Replies: 18
Views: 5158

Re: $200k to invest in a taxable account

how do you make 225k at age 27?
by yukon50
Sun Aug 09, 2015 1:38 pm
Forum: Investing - Help with Personal Investments
Topic: First Request for Advice, 25 y/o Military Officer
Replies: 23
Views: 2243

Re: First Request for Advice, 25 y/o Military Officer

What is your housing allowance? Is that in addition to the 60k?
by yukon50
Sun Aug 09, 2015 1:29 pm
Forum: Investing - Help with Personal Investments
Topic: Seeking Investment advice ($190k in cash)
Replies: 26
Views: 1894

Re: Seeking Investment advice ($190k in cash)

How did you accumulate these properties? Why Do you no longer want to keep them?
by yukon50
Sun Aug 09, 2015 1:24 pm
Forum: Investing - Help with Personal Investments
Topic: Giving Financial Advisor Benefit of Doubt or Pull the Plug
Replies: 31
Views: 3822

Re: Giving Financial Advisor Benefit of Doubt or Pull the Plug

I also thinking "doing well" doesn't not tell us anything.

So many people in this country if they see their account making money, they think things are great.
by yukon50
Wed Aug 05, 2015 1:33 pm
Forum: Investing - Help with Personal Investments
Topic: Hindenberg Omen
Replies: 35
Views: 4539

Re: Hindenberg Omen

I"m getting nervous about the Economic Forcast. The founder of the Hindenberg Omen, Jim Miekka, has cashed out his portfolio. He expects a 20% downturn in October. Bernake today has confirmed a poor Recovery in spite of all th Stimulus that has not worked. Am I foolish for considering getting ...
by yukon50
Fri Jul 17, 2015 2:42 pm
Forum: Investing - Theory, News & General
Topic: What 2008/09 has done to me
Replies: 158
Views: 21529

Re: What 2008/09 has done to me

It's definitely made me more frugal. Last week, I received a job offer and then it was revoked. TWICE. FOR THE SAME JOB! Meanwhile, that employer wasted 5 days of my life. How would they like it if I wasted 5 days of their life? Easy for those managers, they just look at spreadsheets all day, no big...
by yukon50
Fri Apr 24, 2015 2:50 am
Forum: Investing - Theory, News & General
Topic: A Great List of Useless Financial Porn Phrases
Replies: 30
Views: 4922

Re: A Great List of Useless Financial Porn Phrases

On the CNBC Halftime Report:

"Today is the Fed announcement...how should we play this? How should we trade it?"
"What is your gameplan for the 2nd half of the trading day? How are you going to play it?"
by yukon50
Tue Mar 31, 2015 12:28 am
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Chapter?
Replies: 122
Views: 19702

Re: Seattle Chapter?

I agree on the good parking
by yukon50
Tue Mar 10, 2015 2:10 pm
Forum: Personal Finance (Not Investing)
Topic: 31 Year Old Seeking Financial Guidance
Replies: 46
Views: 5497

Re: 31 Year Old Seeking Financial Guidance

Frugal Disciple wrote:I am also 31 with a similar income and a 6-month-old and I could not even begin to imagine paying as much for housing as you are.


Lots of people in HCOL areas like this. The average income can not afford the average house price. What are they supposed to do?
by yukon50
Mon Mar 02, 2015 5:05 pm
Forum: Personal Finance (Not Investing)
Topic: Nasdaq Record High....
Replies: 25
Views: 2596

Re: Nasdaq Record High....

anyone have any victories from back then? besides lessons learned
by yukon50
Mon Feb 09, 2015 5:24 pm
Forum: Investing - Theory, News & General
Topic: buy gold in euro terms
Replies: 27
Views: 1644

buy gold in euro terms

today on CNBC they were saying "buy gold in Euro terms"

how do you do this? i thought gold is gold...?
by yukon50
Sat Jan 24, 2015 5:04 am
Forum: Personal Finance (Not Investing)
Topic: How Many Credit Cards do you have?
Replies: 101
Views: 1244345

Re: How Many Credit Cards do you have?

I have 6: Chase Freedom: 5% on rotating categories. THis is my favorite card. A local credit union visa: 1% on everything, great for emergencies Discover IT: with 5% rotating categories and a great cashback shopping mall Amex Blue Cash Everyday: great for groceries and gas, plus various amex offers ...
by yukon50
Mon Jan 12, 2015 4:53 am
Forum: Personal Finance (Not Investing)
Topic: How Many Credit Cards do you have?
Replies: 101
Views: 1244345

Re: How Many Credit Cards do you have?

c.Alvin wrote:I do not like the games many of the cash back programs play - 5% on gas this month - 3% on groceries the next month. I have a life.


It is a piece of cake to keep track of. Just switch it up every 3 months, pretty easy.
by yukon50
Wed Jan 07, 2015 3:06 am
Forum: Investing - Theory, News & General
Topic: Stacked up some more silver bullion today
Replies: 100
Views: 15555

Re: Stacked up some more silver bullion today

No worries, WHL. Just joking.

At least you came back, unlike LBill...
by yukon50
Fri Jan 02, 2015 3:11 am
Forum: Investing - Theory, News & General
Topic: Stacked up some more silver bullion today
Replies: 100
Views: 15555

Re: Stacked up some more silver bullion today

billjohnson wrote:
billjohnson wrote:
WHL wrote:20 oz @ $29 / oz. Anyone else buy on this dip?

I'm waiting for the dip to $15/oz...

All of these metal threads have gone the way of the dodo. Anyway, still waiting for my $15/oz entry point...


Where's WHL? Buying more?

Where's billjohnson? Buying a whole bunch?
by yukon50
Thu Dec 18, 2014 6:26 pm
Forum: Personal Consumer Issues
Topic: Sell or repair car decision
Replies: 23
Views: 3660

Re: Sell or repair car decision

If it was a head gasket, any novice trained mechanic could diagnois quickly. Compression test, leaking fluid etc.. If you have a leaking gasket you will be losing fluids, have you had to replace fluids like oil or coolant a lot? Car would probably be running hot (mine did). Smell coolant in cab of ...
by yukon50
Wed Dec 17, 2014 3:21 am
Forum: Investing - Theory, News & General
Topic: Bogle on CNBC 12-16-2014: 100% USA squity
Replies: 35
Views: 4560

Re: Bogle on CNBC 12-16-2014: 100% USA squity

dansmail26 wrote:With this current market am I better off holding off, maybe putting it into money market or cd's for a while?


For a while...until??
by yukon50
Sun Dec 14, 2014 3:17 am
Forum: Investing - Help with Personal Investments
Topic: Starting out at 35 with index funds and misc
Replies: 17
Views: 1917

Re: Starting out at 35 with index funds and misc

you said you can control your income and that you are more flexible than the avg person your age. can you elaborate?
by yukon50
Sun Dec 14, 2014 2:48 am
Forum: Investing - Theory, News & General
Topic: Investing more when the market is down.
Replies: 22
Views: 2562

Re: Investing more when the market is down.

I think this is a premature discussion. Weren't we at market highs on Thursday? The market falls 300 points on Friday and we are talking about a down market. We are down maybe 2% from the market high. So far, this is just a blip on the radar. If the market did go down substantially, investing more ...
by yukon50
Thu Nov 13, 2014 2:19 pm
Forum: Investing - Help with Personal Investments
Topic: How can I convince my wife to accept investing??
Replies: 54
Views: 6143

Re: How can I convince my wife to accept investing??

Pensions, free healthcare, ridiculous unemployment /disability benefits, etc etc. Most people simply don't have a need for long term savings. They don't have any money to invest after all the taxes. The problem with giving advice to someone out of the US we don't know the situation over there. Hall...
by yukon50
Thu Nov 13, 2014 2:05 pm
Forum: Investing - Help with Personal Investments
Topic: 25yo Military New Investor
Replies: 34
Views: 4136

Re: 25yo Military New Investor

what kind of money do you make now? what kind of money would someone like you be making right now if they have already worked 18-19 years?
by yukon50
Thu Nov 13, 2014 1:56 pm
Forum: Investing - Help with Personal Investments
Topic: 34 year old new to investing - help please
Replies: 76
Views: 12343

Re: 34 year old new to investing - help please

how did you accumulate so much at a young age on your salary?
by yukon50
Tue Nov 04, 2014 3:33 am
Forum: Investing - Theory, News & General
Topic: iBonds at zero % fixed
Replies: 84
Views: 11289

Re: iBonds at zero % fixed

EmergDoc wrote:Bonds used to beat inflation handily, even after tax. Remember when TIPS and I Bonds paid 4% real and a 10 year nominal treasury paid 8%? I hope we get back there within the next decade.


I don't. I never even got to participate. Seems like a dream.
by yukon50
Sat Nov 01, 2014 12:25 am
Forum: Personal Finance (Not Investing)
Topic: Washington State Annuity?
Replies: 2
Views: 623

Re: Washington State Annuity?

sounds pretty interesting
by yukon50
Wed Oct 22, 2014 1:22 pm
Forum: Investing - Theory, News & General
Topic: How to think about expected returns--continuing discussion
Replies: 105
Views: 10777

Re: How to think about expected returns--continuing discussi

I don't really care about expected returns. At least not directly. What I want to know is: How much money I will have in 10 years? Suppose I want to put some money away to purchase a SPIA in 10 years. It could be a substantial amount of money, say $100K or $500K. To keep from having to many zeros, ...
by yukon50
Wed Oct 15, 2014 1:48 am
Forum: Investing - Theory, News & General
Topic: AA: 50/50 Domestic and International Stock IPS
Replies: 18
Views: 2187

Re: AA: 50/50 Domestic and International Stock IPS

What did you expect when you opted for international stocks? Didn't you expect there to be times like these: source http://s22.postimg.org/b80twm9ep/Captura_de_pantalla_2014_10_13_a_la_s_6_51_37_P.png That's 14 years of international stocks underperforming the S&P 500. $28,000 at the end instea...
by yukon50
Tue Oct 14, 2014 1:55 am
Forum: Investing - Help with Personal Investments
Topic: Roth to Roth rollover rules
Replies: 4
Views: 617

Re: Roth to Roth rollover rules

Do 401k rollover count against the once-per-year rule?
by yukon50
Thu Oct 02, 2014 4:05 pm
Forum: Investing - Theory, News & General
Topic: Bogleheads, help me be less afraid of international stocks
Replies: 53
Views: 5112

Re: Bogleheads, help me be less afraid of international stoc

...there is less excitement about international funds. I haven't picked up on that here. My impression has been there's two or three of us who stand with a position that owning international isn't necessary, it seems to me the bulk of the posts are people raving that international is at a bargain a...
by yukon50
Thu Oct 02, 2014 2:35 pm
Forum: Investing - Help with Personal Investments
Topic: Treasury Direct Security Certificate
Replies: 11
Views: 1061

Re: Treasury Direct Security Certificate

This is 2nd day now that I've had this message. I've tried Chrome and Firefox. Are you trying to log in while connected to the internet through a VPN? I believe this can result in a "re-direct" issue where TD thinks you're trying to gain access through a spoofed IP address or something. I ...

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