Search found 281 matches

by yolli71
Thu Aug 10, 2017 3:14 pm
Forum: Personal Consumer Issues
Topic: Home security system
Replies: 11
Views: 1066

Re: Home security system

We purchased Simplisafe earlier this year. We have a 3 level home and we purchased entry sensors for every door and window in the basement and on the main floor. We did not buy a motion sensor b/c we didn't think we needed it since we covered all doors/windows. Plus, a friend of mine who has Simplis...
by yolli71
Thu Aug 10, 2017 12:05 pm
Forum: Personal Consumer Issues
Topic: Trip Cancellation Insurance.
Replies: 37
Views: 2463

Re: Trip Cancellation Insurance.

We book ours through USAA (they have an arrangement with Travel Insured International). We actually just used ours earlier this year. We had a family vacation to the Caribbean planned in April and we missed our connecting flight due to bad weather. The next flight out was going to be in 2.5 days, so...
by yolli71
Wed Aug 09, 2017 11:36 am
Forum: Personal Consumer Issues
Topic: Honey app to save money on Amazon?
Replies: 2
Views: 511

Re: Honey app to save money on Amazon?

I have it. It's not bad. It's saved me a little bit of money a couple of times. A lot of the deals they search for don't qualify, so many times you don't get any extra discounts. My wife doesn't like the app b/c she feels it gets in the way as she's trying to make a purchase, but to me it's a very m...
by yolli71
Thu Aug 03, 2017 2:59 pm
Forum: Personal Consumer Issues
Topic: Best internet service provider in Washington DC area?
Replies: 5
Views: 529

Re: Best internet service provider in Washington DC area?

I live in Northern VA and have Cox and am very happy with them. However, I'm not sure if Cox is offered in Silver Spring...it might just be Comcast (along with Fios). If you had to choose between Fios and Comcast, I'd definitely go Fios as people around here complain about Comcast all the time.
by yolli71
Tue Aug 01, 2017 3:58 pm
Forum: Personal Consumer Issues
Topic: Google wifi is awesome
Replies: 67
Views: 12138

Re: Google wifi is awesome

Another thumbs up for Google Wifi. I was having trouble reaching certain areas of my home, so I ditched my Airport Time Capsule and bought the Netgear Orbi. I had trouble trying to set it up and I found Netgear support to be absolutely terrible (very difficult to reach, long wait times, etc.). I ret...
by yolli71
Fri Jul 21, 2017 12:37 pm
Forum: Personal Consumer Issues
Topic: Humid basement
Replies: 39
Views: 2660

Re: Humid basement

Has anyone tried the DampRid Moisture Absorber?

http://www.homedepot.com/p/DampRid-64-o ... /100391308

My coworker swears by this stuff, so I've been thinking of getting a couple for my basement.
by yolli71
Fri Jun 30, 2017 1:03 pm
Forum: Investing - Theory, News & General
Topic: Standard TSP & Taxable, or Roth TSP?
Replies: 5
Views: 553

Re: Standard TSP & Taxable, or Roth TSP?

MAGI is 189k. I've done the Backdoor Roth for the past couple of years (just to play it safe) in the beginning of each year. It should be about the same this year. If this helps, I have about 140k in my new Vanguard taxable account (VTSAX, VGTSX, and VWITX) as I inherited 100k last year and I add $1...
by yolli71
Fri Jun 30, 2017 11:47 am
Forum: Investing - Theory, News & General
Topic: Standard TSP & Taxable, or Roth TSP?
Replies: 5
Views: 553

Standard TSP & Taxable, or Roth TSP?

I'm guessing this has been discussed before but I couldn't find it in the search. Do most people recommend maxing out a standard TSP and putting any extra income in a taxable account, or just allocating all of your income to the Roth TSP? My wife and I are both federal employees with a combined inco...
by yolli71
Mon Jun 19, 2017 4:44 pm
Forum: Personal Consumer Issues
Topic: Need WIFI repeater or second router Advice
Replies: 45
Views: 2793

Re: Need WIFI repeater or second router Advice

I truly cannot recommend the Google Wifi system enough. They're sold on Amazon and at Best Buy...I think they're on sale right now as mine was $274.99 (instead of the normal price of $299.99 I believe). Did you use with FIOS? Also, did you still use your current router? Thanks! No, I use Cox Cable....
by yolli71
Mon Jun 19, 2017 12:48 pm
Forum: Personal Consumer Issues
Topic: Need WIFI repeater or second router Advice
Replies: 45
Views: 2793

Re: Need WIFI repeater or second router Advice

Currently have Verizon FIOS with their provided router and have terrible WIFI on the other side of my house - maybe 50 feet away. I've read I can do a repeater or add a second router that is connected with a Ethernet cable. The reviews on repeaters are iffy and there appears to be a lot of setup wi...
by yolli71
Wed May 24, 2017 3:39 pm
Forum: Personal Consumer Issues
Topic: Is it worth it spending money to keep your house looking sharp?
Replies: 54
Views: 7501

Re: Is it worth it spending money to keep your house looking sharp?

Thanks all. After thinking about it yesterday, I've decided that it is worth it to me to have a sharp looking house. I will keep my costs down where possible, but spending on the house to have a nice looking house is worthwhile. My wife and I don't spend a lot of money on ourselves per se, but if t...
by yolli71
Fri May 19, 2017 12:44 pm
Forum: Personal Consumer Issues
Topic: Where to get oil change?
Replies: 35
Views: 2730

Re: Where to get oil change?

I live in the DC metro area and always get my oil change and tire rotation for $19.99. If you go online, you'll find coupons at Mr. Tire or NTB. After taxes and fees, it comes out to be closer to $25 or so. Mr. Tire also has their own card (similar to a Target REDcard) where they take another $10 of...
by yolli71
Thu Apr 27, 2017 12:41 pm
Forum: Investing - Help with Personal Investments
Topic: Basic questions about selling stocks...
Replies: 7
Views: 833

Re: Basic questions about selling stocks...

Thanks to everyone for the advice! After thinking about it, I'm going to go ahead and sell all 3.
by yolli71
Wed Apr 26, 2017 3:34 pm
Forum: Investing - Help with Personal Investments
Topic: Basic questions about selling stocks...
Replies: 7
Views: 833

Basic questions about selling stocks...

I currently own shares in 3 stocks: Apple, Bank of America, and Sprint. My old financial advisor purchased these stocks for me years ago, and I’ve held onto them all this time because BofA and Sprint were doing so poorly. Those stocks have started to rebound over the past year, so I’m thinking of se...
by yolli71
Sat Mar 04, 2017 11:17 am
Forum: Personal Consumer Issues
Topic: Amazon Echo Dot question
Replies: 9
Views: 1392

Re: Amazon Echo Dot question

Don't mean to hijack this thread but I have a quick question about the Echo Dot too... I have an Echo in my kitchen and we mostly use it to play music. Whenever we are in our family room (which is adjacent to the kitchen), we have to yell across the room for Alexa to hear us. If I purchase a Dot an...
by yolli71
Fri Mar 03, 2017 9:29 am
Forum: Personal Consumer Issues
Topic: Amazon Echo Dot question
Replies: 9
Views: 1392

Re: Amazon Echo Dot question

Don't mean to hijack this thread but I have a quick question about the Echo Dot too... I have an Echo in my kitchen and we mostly use it to play music. Whenever we are in our family room (which is adjacent to the kitchen), we have to yell across the room for Alexa to hear us. If I purchase a Dot and...
by yolli71
Sun Feb 26, 2017 8:31 am
Forum: Personal Consumer Issues
Topic: Caribbean vacation with 3 kids
Replies: 27
Views: 2465

Re: Caribbean vacation with 3 kids

Dominican Republic is a cheaper destination - we've been twice - once to La Romana, last year to Punta Cana, and had very good experience as vacations with kids go. Last year an all inclusive for a week with 2 kids cost us $5k (we booked through Costco Travel). They had a kids club with activities ...
by yolli71
Sun Jan 29, 2017 2:22 pm
Forum: Personal Consumer Issues
Topic: anyone have Blink Security system?
Replies: 13
Views: 1367

Re: anyone have Blink Security system?

I too am interested in this system and am waiting for the outdoor cameras to be rolled out this spring/summer before making my purchase.
by yolli71
Fri Jan 06, 2017 10:09 am
Forum: Investing - Theory, News & General
Topic: Vanguard backdoor ROTH - Exchange vs Convert to Roth options
Replies: 18
Views: 2200

Re: Vanguard backdoor ROTH - Exchange vs Convert to Roth options

I have a question about this. I just transferred $5,500 from my BOA Checking account into my Vangaurd tIRA money market account on Wednesday. When I tried to do the Roth conversion yesterday, the Vanguard website said my tIRA account has "unavailable shares" and that electronic bank transf...
by yolli71
Wed Dec 21, 2016 12:35 pm
Forum: Personal Consumer Issues
Topic: Event Fee at Restaurants?
Replies: 22
Views: 2551

Re: Event Fee at Restaurants?

Thanks for the replies everyone. Just to answer some questions, this is simply going to be a "surprise" birthday lunch with friends/family in attendance. I tried just getting a large table or section of the restaurant that could accommodate our group, but I was told I'd need to use one of ...
by yolli71
Tue Dec 20, 2016 8:51 pm
Forum: Personal Consumer Issues
Topic: Any one bought used phones from Gazelle?
Replies: 7
Views: 858

Re: Any one bought used phones from Gazelle?

Purchased an iPhone and sold a Macbook Pro and both were great experiences.
by yolli71
Tue Dec 20, 2016 8:37 pm
Forum: Personal Consumer Issues
Topic: Event Fee at Restaurants?
Replies: 22
Views: 2551

Event Fee at Restaurants?

I'm looking to throw a birthday party for a family member next month at Maggiano's with around 25 - 30 people in attendance. The lady at Maggiano's told me I'd need to rent a banquet room for that number of people and there's an $800 minimum. She also said there's an "event fee" of 20%. I ...
by yolli71
Fri Dec 09, 2016 7:56 am
Forum: Personal Consumer Issues
Topic: Velux skylights
Replies: 27
Views: 2862

Re: Velux skylights

Does anyone have recommendations for shades if the skylights are already installed? We have 2 Velux skylights in our bedroom installed 18 years ago and have never had any problems, but we'd like to get shades for them without getting new skylights. The challenge is that we have vaulted ceilings and ...
by yolli71
Thu Nov 17, 2016 8:21 am
Forum: Personal Consumer Issues
Topic: Hardwood Floor - purchasing options
Replies: 25
Views: 3231

Re: Hardwood Floor - purchasing options

We had the carpet replaced upstairs with hardwood floors about 5 months ago. We chose Lumber Liquidators because they were the least expensive of the 3 options we looked at, and because my parents and my in-laws used them for their hardwood floors in the past and they were both happy. Lumber Liquida...
by yolli71
Sat Nov 05, 2016 11:41 am
Forum: Personal Consumer Issues
Topic: Gaming system for kids?
Replies: 53
Views: 5632

Re: Gaming system for kids?

Thanks for all the great responses everyone! Just to answer some of the questions, this system would be for my son who will be 7 in February. He really doesn't have a lot of knowledge of video games b/c we've never had any in our home, but he's been showing interest in them and asking us about them ...
by yolli71
Fri Nov 04, 2016 3:31 pm
Forum: Personal Consumer Issues
Topic: Gaming system for kids?
Replies: 53
Views: 5632

Gaming system for kids?

My almost 7 year old wants a video game system for Christmas. Does anyone have any recommendations on good video game systems for little kids? We were thinking about the Wii U, but we heard they may discontinue those soon.

Any advice would be appreciated!
by yolli71
Thu Sep 01, 2016 9:49 pm
Forum: Investing - Theory, News & General
Topic: Deadspin - A Salute to John Bogle
Replies: 16
Views: 2717

Re: Deadspin - A Salute to John Bogle

Agree with "Nearly a Moose", "Aj44", and "Ari,"...I realized the article wasn't exactly appropriate, but I loved how it reached a completely different audience, yet still spread the same great message we know about. I'm a big sports fan so I read Deadspin regularly, but...
by yolli71
Wed Aug 31, 2016 2:03 pm
Forum: Investing - Theory, News & General
Topic: Deadspin - A Salute to John Bogle
Replies: 16
Views: 2717

Deadspin - A Salute to John Bogle

Some colorful language, but a quick article saluting John Bogle...

[link removed by admin LadyGeek]
by yolli71
Fri Jul 22, 2016 2:31 pm
Forum: Investing - Help with Personal Investments
Topic: Asset Allocation for Federal Employees?
Replies: 3
Views: 414

Asset Allocation for Federal Employees?

How would a pension affect your AA? My wife and I are Federal employees and we have been debating over our asset allocation for some time now (in reality…”I” have been debating for us as she wants no part of financial/investing decisions). Part of me says we should be aggressive because we’ll have p...
by yolli71
Wed Jun 15, 2016 11:54 am
Forum: Personal Finance (Not Investing)
Topic: Federal Employee (Time Off) - Annual, LWOP or Sick Leave?
Replies: 29
Views: 2805

Re: Federal Employee (Time Off) - Annual, LWOP or Sick Leave?

My wife and I are both Feds and we've had 2 kids since working here. Unless your wife is looking to leave federal service in the near future, I'd personally use most or all of my annual leave before dipping into sick leave. I would not do LWOP. Yes, it will stink at first because your wife will have...
by yolli71
Tue Apr 12, 2016 3:37 pm
Forum: Personal Consumer Issues
Topic: home security and homeowners
Replies: 23
Views: 2346

Re: home security and homeowners

I don't have a monthly budget in mind, but I plan on getting a security system and will likely do something that doesn't require much of a monthly subscription. I'm leaning towards a system like Simplisafe and I'll probably do a few outdoor wifi cameras with motion detection. I don't feel I need con...
by yolli71
Tue Mar 29, 2016 6:00 pm
Forum: Personal Consumer Issues
Topic: Reasonable priced security camera
Replies: 18
Views: 2988

Re: Reasonable priced security camera

I'm also interested in purchasing wifi security cameras. Dropcam looks nice, but I hate that they must be plugged in. The brand that interests me the most at this point is Blink: m I'm just waiting for them to work out any bugs since the cameras just came out recently, but they're getting pretty goo...
by yolli71
Mon Mar 21, 2016 11:31 am
Forum: Personal Consumer Issues
Topic: Deck staining
Replies: 15
Views: 1969

Re: Deck staining

Thanks for the responses everyone. I'm getting another quote but I've eliminated that first company from any consideration. As others have said here, I've learned that putting multiple coats is actually bad. I'm surprised this company advertises that.
by yolli71
Thu Mar 17, 2016 1:15 pm
Forum: Personal Consumer Issues
Topic: Deck staining
Replies: 15
Views: 1969

Deck staining

I'm looking to get my deck cleaned, sanded, and stained. I currently have a red solid wood stain and will likely keep the same color. I have received 2 quotes. The first company is charging about 1k more and said they would apply up to 5 coats of stain for extra protection, until all cracks are fill...
by yolli71
Wed Mar 09, 2016 4:01 pm
Forum: Personal Consumer Issues
Topic: Tax write-off for donating artwork?
Replies: 9
Views: 958

Re: Tax write-off for donating artwork?

Since this artist is considered an "in-house" artist of the art gallery chain and the gallery still sells this artist's work, my tax preparer suggested I contact them and ask what they're selling the artist's other similar (in style and size to mine) pieces for...and to ask what they would...
by yolli71
Tue Mar 08, 2016 5:09 pm
Forum: Personal Consumer Issues
Topic: Tax write-off for donating artwork?
Replies: 9
Views: 958

Re: Tax write-off for donating artwork?

Thanks. So if I'm willing to take a 5k deduction and not bother with appraisers, I should be good to go? I really don't want to mess with appraisers because I'm guessing that will cost me hundreds of dollars, and after getting several opinions from these online art dealers and auctioneers, it might ...
by yolli71
Tue Mar 08, 2016 2:54 pm
Forum: Personal Consumer Issues
Topic: Tax write-off for donating artwork?
Replies: 9
Views: 958

Tax write-off for donating artwork?

I'm looking to possibly donate a painting soon and was wondering if anyone knows how to calculate a deduction for that? It's an original oil on canvas painting that I bought from a local art gallery in 2004. The painting retailed for $8,995 and is about 52" x 64" (including the frame). I'm...
by yolli71
Sun Mar 06, 2016 8:42 am
Forum: Personal Consumer Issues
Topic: Transferring digital photos?
Replies: 5
Views: 588

Re: Transferring digital photos?

Thanks for the replies and especially for that YouTube video...very helpful!
by yolli71
Sat Mar 05, 2016 8:48 am
Forum: Personal Consumer Issues
Topic: Transferring digital photos?
Replies: 5
Views: 588

Transferring digital photos?

We have an old Macbook Pro with Aperture that has a bunch of photos and home videos. This computer is barely operable at this point...constantly freezing up, etc. The only reason we haven't rid ourselves of this computer is because of all the photos on it. Does anyone know how to save or transfer th...
by yolli71
Sat Feb 13, 2016 8:21 am
Forum: Personal Finance (Not Investing)
Topic: Audit Protection Plan worth it?
Replies: 10
Views: 1218

Re: Audit Protection Plan worth it?

Our tax preparer, who is an Enrolled Agent, offers an optional service where we may pay an additional ~$200, in return for which she will represent us throughout an IRS Audit should that occur. If we do not purchase the Audit Protection Plan, and are audited, and want her to represent us (which I b...
by yolli71
Fri Feb 05, 2016 11:11 am
Forum: Forum Issues and Administration
Topic: Forum software upgrade bug reports and change requests
Replies: 403
Views: 54888

Re: Forum software upgrade bug reports and change requests

Quick question/suggestion...is there any way to include a "thanks" or "thumbs up" type of button in the future (similar to the "like" button on Facebook)? It would be nice to have something like this to show an appreciation or thanks to someone's post.
by yolli71
Fri Jan 22, 2016 4:33 pm
Forum: Local Chapters and Bogleheads Community
Topic: Hope everyone is well [Preparing for Eastern US blizzard]
Replies: 102
Views: 7882

Re: Hope everyone is well [Preparing for Eastern US blizzard]

I feel bad for DC, from what I know, they are not well-equipped to handle 2 feet of snow. So, stay safe! This is true. I live in the DC suburbs in northern VA and the snow is coming down pretty good right now. I don't necessarily mind the snow...my biggest concern is the likelihood of a long power ...
by yolli71
Thu Jan 07, 2016 12:50 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Website -- Backdoor Roth
Replies: 6
Views: 663

Re: Vanguard Website -- Backdoor Roth

Thanks all. I just tried and the website would not allow me to do it, so I guess I'll need to wait until tomorrow or Monday.
by yolli71
Thu Jan 07, 2016 11:21 am
Forum: Investing - Theory, News & General
Topic: Vanguard Website -- Backdoor Roth
Replies: 6
Views: 663

Vanguard Website -- Backdoor Roth

I have a Taxable and Roth account w/ Vanguard. This is the first year I don't qualify for a normal Roth, so I'm doing the Backdoor Roth for the first time. I created a tIRA account w/ Vanguard yesterday and transferred $5,500 from my BOA checking account into the Vanguard Prime Money Market Fund. Wh...
by yolli71
Fri Jan 01, 2016 9:01 pm
Forum: Personal Finance (Not Investing)
Topic: Short term savings...
Replies: 5
Views: 689

Short term savings...

My wife and I are looking to buy a new home within the next 5 years, so I'll need to save cash until then to help pay the down payment. If you had to save cash for about 5 years, what vehicle would you use? I Bonds?
by yolli71
Wed Dec 30, 2015 4:35 pm
Forum: Investing - Help with Personal Investments
Topic: Does anyone treat each of their accounts separately?
Replies: 24
Views: 2727

Re: Does anyone treat each of their accounts separately?

Thanks for all the responses! To answer Phineas and dbr, dbr got it right by saying "means that each of your separate accounts has the same asset allocation, which then results in the overall asset allocation coming out where you want it." To keep things simple, I basically do a 3 fund por...
by yolli71
Wed Dec 30, 2015 11:24 am
Forum: Investing - Help with Personal Investments
Topic: Does anyone treat each of their accounts separately?
Replies: 24
Views: 2727

Does anyone treat each of their accounts separately?

I know the Bogleheads way of investing is to look at your entire portfolio as a whole, but does anyone here treat each account separately? For example, my wife and I have Roth IRAs and TSP accounts. As of now, we have no taxable account. The Boglehead way preaches simplicity, but I found mixing and ...
by yolli71
Mon Dec 28, 2015 10:22 am
Forum: Investing - Help with Personal Investments
Topic: Virginia 529 Plan - College America vs. InVest
Replies: 14
Views: 2185

Re: Virginia 529 Plan - College America vs. InVest

Great, thanks for the advice. Will open the account tomorrow! Thanks! Stay [b]far away from the advisor sold plan. The expense overwhelms any marginal benefit provided. If you are going to contribute to a 529 at all, I would contribute the $4000 to the inVest and stick with the low-cost index optio...
by yolli71
Mon Dec 28, 2015 9:43 am
Forum: Personal Finance (Not Investing)
Topic: Requesting thoughts, guidance/experience_Home Equity Line of Credit
Replies: 4
Views: 683

Re: Requesting thoughts, guidance/experience_Home Equity Line of Credit

I have a 100k HELOC through PenFed and my rate is 3.75% (PRIME + 0% but a min. rate of 3.75%). This serves as my emergency fund. I think closing costs are covered by PenFed, but you must keep it open for at least 2 years I believe (doesn't mean you have to actually use it...just keep it open). You m...
by yolli71
Mon Dec 28, 2015 9:24 am
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 517
Views: 203123

Re: TV show recommendations?

Just finished watching Making A Murderer on Netflix. It's a 10 episode documentary...riveting!