Search found 19 matches

by yetanotherboglehead
Mon Jan 29, 2018 10:15 am
Forum: Personal Consumer Issues
Topic: BMW All Surface Protection Program
Replies: 13
Views: 1199

Re: BMW All Surface Protection Program

Thanks for the feedback folks. It's really helpful! :happy
by yetanotherboglehead
Sun Jan 28, 2018 11:16 am
Forum: Personal Consumer Issues
Topic: BMW All Surface Protection Program
Replies: 13
Views: 1199

BMW All Surface Protection Program

I have a couple of days to decide whether I want to get the "All Surface Protection Program" for my new BMW. It costs about ~$1200 for a 7 year coverage (Interior and Exterior). The interior coverage includes stains, odors, fading, punctures (0.25"), tears (1"), etc. The exterior coverage includes w...
by yetanotherboglehead
Sun Jan 28, 2018 10:58 am
Forum: Personal Consumer Issues
Topic: Keeping a new BMW shiny!
Replies: 27
Views: 2479

Keeping a new BMW shiny!

Got a new BMW yesterday. Naturally, I want to keep it shiny and clean for as long as possible :happy. While, I will get it detailed for any major cleanup, this is mainly for regular cleanup/maintenance that I can do on my own. What do you use to keep your BMW shiny and clean? Specific product recomm...
by yetanotherboglehead
Sun Jun 18, 2017 1:20 pm
Forum: Personal Consumer Issues
Topic: BMW X5 2017 - Seeking advice
Replies: 40
Views: 4879

Re: BMW X5 2017 - Seeking advice

I am still perusing all the advice from thread (thanks everyone!) but I didn't see any information outside this thread about big changes for 2018 X5. Here's a post from Bimmerfest about the 2018 X5 (due in Sept) that suggests changes are minor (i.e no generation change). http://www.bimmerfest.com/fo...
by yetanotherboglehead
Sun Jun 18, 2017 12:26 am
Forum: Personal Consumer Issues
Topic: BMW X5 2017 - Seeking advice
Replies: 40
Views: 4879

Re: BMW X5 2017 - Seeking advice

Thanks greatodinsraven and bubear29. I had not considered the diesel version but now I'm tempted :)
by yetanotherboglehead
Sat Jun 17, 2017 9:27 pm
Forum: Personal Consumer Issues
Topic: BMW X5 2017 - Seeking advice
Replies: 40
Views: 4879

Re: BMW X5 2017 - Seeking advice

Thanks dilbydog! That's useful info!
by yetanotherboglehead
Sat Jun 17, 2017 8:02 pm
Forum: Personal Consumer Issues
Topic: BMW X5 2017 - Seeking advice
Replies: 40
Views: 4879

Re: BMW X5 2017 - Seeking advice

Oops! I posted this to the wrong forum. Could the admin please move this to "Personal Consumer Issues"
by yetanotherboglehead
Sat Jun 17, 2017 8:00 pm
Forum: Personal Consumer Issues
Topic: BMW X5 2017 - Seeking advice
Replies: 40
Views: 4879

BMW X5 2017 - Seeking advice

I am considering buying a 2017 BMW X5 later this year. My preference is to buy new (cash) and use it for at least 6-8 years. My other car is a Honda which I bought new ~8 years ago and has served me very well (90K miles with zero reliability issues apart from regular maintenance). I will be using th...
by yetanotherboglehead
Wed Oct 14, 2015 9:07 pm
Forum: Investing - Help with Personal Investments
Topic: US tax implications of investing in Indian mutual funds
Replies: 4
Views: 1891

Re: US tax implications of investing in Indian mutual funds

Thanks for sharing your experince Karamatsu! At this time, I have decided it's not worth the trouble! :)
by yetanotherboglehead
Mon Oct 05, 2015 7:48 pm
Forum: Investing - Help with Personal Investments
Topic: US tax implications of investing in Indian mutual funds
Replies: 4
Views: 1891

Re: US tax implications of investing in Indian mutual funds

Found many articles describing the tax reporting mess that PFICs can create. Here's another relevant article - http://timesofindia.indiatimes.com/nri/us-canada-news/How-NRIs-India-mutual-funds-are-taxed-in-US/articleshow/12882183.cms I guess I will stick to MFs/ETFs traded on US stock exchanges :). ...
by yetanotherboglehead
Mon Oct 05, 2015 7:28 pm
Forum: Investing - Help with Personal Investments
Topic: US tax implications of investing in Indian mutual funds
Replies: 4
Views: 1891

Re: US tax implications of investing in Indian mutual funds

Based on a comment from a separate thread it sounds like foreign mutual funds are categorized as PFIC by IRS. Can someone confirm? I'm reading this article now - http://thunfinancial.com/why-americans- ... tual-fund/
by yetanotherboglehead
Mon Oct 05, 2015 7:11 pm
Forum: Investing - Help with Personal Investments
Topic: US tax implications of investing in Indian mutual funds
Replies: 4
Views: 1891

US tax implications of investing in Indian mutual funds

I am considering investing in a few Indian mutual funds (traded in Indian stock market not US). Currently, my foreign based investments are limited to a few fixed deposits (CDs). As part of filing returns in US, I report the foreign interest income by manually filling out 1099 INT, report foreign ta...
by yetanotherboglehead
Mon Jun 29, 2015 12:31 pm
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Chapter meets this Saturday June 27 at 11:00 Panera Bread Northgate Mall
Replies: 21
Views: 3627

Re: Seattle Chapter meets this Saturday June 27 at 11:00 Panera Bread Northgate Mall

Thanks Sam. It was great listening to interesting and varied perspectives from fellow bogleheads. Look forward to future meetups from delconte and you.
by yetanotherboglehead
Wed Jun 24, 2015 7:12 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard's so so customer service
Replies: 71
Views: 10354

Re: Vanguard's so so customer service

Vanguard's customer service has been good but experience with Fidelity seems better. But it is not exactly a fair comparison since employees at my workplace have dedicated line with Fidelity (they manage 401K and stock options), whereas with Vanguard I just have personal investor account. I try to b...
by yetanotherboglehead
Wed Jun 24, 2015 6:39 pm
Forum: Investing - Theory, News & General
Topic: What ratio are you stocks/bonds and how old are you?
Replies: 278
Views: 39962

Re: What ratio are you stocks/bonds and how old are you?

90/10 at 30. Reason: Mimic Vanguard Target 2050 until I have a very good reason :)
by yetanotherboglehead
Sun Jun 14, 2015 10:54 am
Forum: Investing - Help with Personal Investments
Topic: Prep for Backdoor Roth
Replies: 3
Views: 865

Re: Prep for Backdoor Roth

Thanks for your replies toblerone and Epsilon Delta. I am inclined to do the Roth IRA conversion (option 1). A follow up question - her contribution for 2014 was made in March 2015. Is there a mandatory wait time before converting T-IRA contributions to Roth IRA?
by yetanotherboglehead
Thu Jun 11, 2015 7:13 pm
Forum: Investing - Help with Personal Investments
Topic: Prep for Backdoor Roth
Replies: 3
Views: 865

Prep for Backdoor Roth

My wife (not employed) and I started contributing to IRA (Vanguard) in 2014. Based on our eligibility I contributed $5500 to Roth IRA and she contributed $5500 to Trad. IRA (spousal IRA - and we claimed deduction for this on our joint return). For 2015 we have continued contributing to the same acco...
by yetanotherboglehead
Fri May 01, 2015 4:33 pm
Forum: Personal Finance (Not Investing)
Topic: Paying off HELOC early and impact on credit score
Replies: 3
Views: 729

Paying off HELOC early and impact on credit score

We bought our house 3 years ago using a primary mortgage (30yr@4.25%) and a HELOC (10yr@4% - variable tied to prime lending rate). We have been paying down HELOC aggressively and I am ready to pay off the remaining principal (~15K) and close it. There is no prepayment penalty on the HELOC but there ...